Just About Money

tag:blogger.com,1999:blog-1963654718423794993Fri, 17 Apr 2026 19:06:08 +0000MoneyPersonal FinanceTaxMarketsIncome taxEquityLifeFinancialBudgetMutual FundsInvestmentActsDefinationsInsuranceLoansMedical InsuranceMediclaim policyPersonal loansResolutionsIPONRIPropertyStocksVideosnewsJust About MoneyHave you ever worried about personal finance, mutual funds, tax savings, ELSS, Finance? Have you spent hours searching the net? Well So did i and hours in looking for the right stuff and now i have decided to bring all that under one blog, no more searching on different websites.http://www.finance2money.com/noreply@blogger.com (Paramjit)Blogger106125tag:blogger.com,1999:blog-1963654718423794993.post-7171299496427553582Wed, 29 Jan 2020 18:49:00 +00002020-01-30T00:22:08.928+05:30UAN or Universal Account Number and Registration of UAN Universal Account Number (UAN) is a 12 digit number which is provided to each member of the Employees’ Provided Fund Organisation (EPFO) through which he can manage his PF accounts.  The UAN allotment is carried out as follows : The UAN is given to all the PF account holders by the EPFO This UAN is further passed on to the concerned employee of the organization To do http://www.finance2money.com/2020/01/uan-or-universal-account-number-and.htmlnoreply@blogger.com (Paramjit)14tag:blogger.com,1999:blog-1963654718423794993.post-6028014453648912372Mon, 10 Apr 2017 11:54:00 +00002017-04-10T17:24:30.084+05:30ActsDefinationsFinancialIncome taxLifeMedical InsuranceMediclaim policyMoneyPersonal FinanceTaxSection 80D Benefit for Mediclaim, Health Insurance In Continuation of my last topic on Medical Insurance, I would also like to highlight the Income Tax Benefits associated by keeping yourself insured. Yes, the Income Tax allows benefits under the section 80D of the Income Tax Act 1961(Of course this keeps updating as when the amendments are approved). This benefit is over and above the benefits provided under the Section 80C(Which is where we http://www.finance2money.com/2017/04/section-80d-benefit-for-mediclaim.htmlnoreply@blogger.com (Paramjit)22tag:blogger.com,1999:blog-1963654718423794993.post-2531120823353586729Sun, 09 Apr 2017 15:56:00 +00002017-04-09T21:26:02.232+05:30InsuranceLifeMedical InsuranceMediclaim policyMoneyPersonal FinanceTaxPersonal Medical Insurance Medical Insurance, most of us working class feel this is the duty of our employer to provide and some lucky people also get medical Insurance cover of their parents provided by their employer and some people have to pay to the employer to cover their parents. But that's about it, that's all what we think is sufficient to cover all our needs related to Medical Insurance.  IS IT? How http://www.finance2money.com/2017/04/personal-medical-insurance.htmlnoreply@blogger.com (Paramjit)42tag:blogger.com,1999:blog-1963654718423794993.post-2462581076667821595Mon, 13 Feb 2012 05:32:00 +00002012-02-13T11:02:20.779+05:30NRI Investment In Real Estate I was going through this excellent article on NRI investments in real Estate and how NRIs can benefit from the investments. Maybe all the NRI friends should read this article, thats why i am linking directly to this article. Please find it here....http://www.finance2money.com/2012/02/nri-investment-in-real-estate.htmlnoreply@blogger.com (Paramjit)45tag:blogger.com,1999:blog-1963654718423794993.post-1686021736378272427Sun, 29 Jan 2012 14:08:00 +00002012-01-29T19:38:28.509+05:30P/E Ratio, Explained We have all heard a lot about P/E ratio, Lets see a video from Investopedia about the same... Many thanks to Investopedia....http://www.finance2money.com/2012/01/pe-ratio-explained.htmlnoreply@blogger.com (Paramjit)25tag:blogger.com,1999:blog-1963654718423794993.post-2735777630131987102Thu, 26 Jan 2012 09:34:00 +00002012-01-26T15:04:57.846+05:30Income taxTaxIncome Tax - Income from other Sources My company just send me the investment declaration form, this form is used to send in investment proofs and fill in the details a predefined format. I guess most of the working class has this kind of a form, in which you have to fill in most of the information about the tax saving investments that we have done over the period of the financial year. In this form since last year, they have http://www.finance2money.com/2012/01/income-tax-income-from-other-sources.htmlnoreply@blogger.com (Paramjit)30tag:blogger.com,1999:blog-1963654718423794993.post-4700107383821306772Sun, 22 Jan 2012 12:41:00 +00002012-01-22T18:11:08.993+05:30Income taxInvestmentTaxInfrastructure Bonds - Tax Saving Under 80CCF Finally decided to invest in Infrastructure bonds, have been researching in them for 1 year now. Didn't know what to do earlier, and finally today decided to take the dip. Invested INR10000/- in IDFC Tranche 2 Long Term Infrastructure bonds. Just bought two units, but hopefully will buy more in the next financial year. Already overrun in my investment budget for this month. I alreadyhttp://www.finance2money.com/2012/01/infrastructure-bonds-tax-saving-under.htmlnoreply@blogger.com (Paramjit)17tag:blogger.com,1999:blog-1963654718423794993.post-3773320004835913279Thu, 30 Dec 2010 05:44:00 +00002010-12-30T11:14:06.956+05:30InvestmentPersonal FinanceLatest Bank Interest Rates Interest Rated of Different Banks http://www.finance2money.com/2010/12/latest-bank-interest-rates.htmlnoreply@blogger.com (Paramjit)133tag:blogger.com,1999:blog-1963654718423794993.post-7825740664228554171Tue, 30 Nov 2010 06:43:00 +00002010-11-30T12:16:55.855+05:30Income taxTaxInfrastructure Bonds, A new tax saving schemeThe Government of India in its Budget Proposal of 2010 introduced a new income tax saving section by investing Infrastructure bonds. This falls under the 80CCF section, which is over and above the 1 lakh limit offered under the 80C section. This basically means that you can invest an additional INR 20000 after you have already invested the one lakh that falls under the section 80C of the http://www.finance2money.com/2010/11/infrastructure-bonds-new-tax-saving.htmlnoreply@blogger.com (Paramjit)17tag:blogger.com,1999:blog-1963654718423794993.post-7231547165375028008Sun, 15 Nov 2009 09:44:00 +00002009-11-15T15:27:06.788+05:30newsLatest Income tax News from IndiaFind here below the latest income tax news from many sources....1. Taxability of non-resident: Yet another U-turn by CBDT Economic Times - ‎Nov 13, 2009‎ Lately, the Central Board of Direct Taxes or CBDT (which is the highest ranking executive authority for income taxes in India) has withdrawn several of its ...2.Gold touches all-time high Chandigarh Tribune - ‎Nov 7, 2009‎ Pooling ofhttp://www.finance2money.com/2009/11/latest-income-tax-news-from-india.htmlnoreply@blogger.com (Paramjit)14tag:blogger.com,1999:blog-1963654718423794993.post-7319099501238566072Mon, 02 Nov 2009 08:37:00 +00002009-11-02T14:11:33.802+05:30VideosDifference between Mens Brain and Womens BrainI know this a totally unrelated subject of this blog and the whole idea as such but i just couldn't hold my self from posting this excellent video about the difference in Men's Brain and Women's Brain. You really have to see this to believe....http://www.finance2money.com/2009/11/difference-between-mens-brain-and.htmlnoreply@blogger.com (Paramjit)6tag:blogger.com,1999:blog-1963654718423794993.post-8307786181078356761Thu, 10 Sep 2009 10:25:00 +00002009-09-10T16:28:52.834+05:30MoneyPersonal FinanceWhy you should avoid taking a loanMany of us fall into a debt trap just for the fact the easy availability of debt/loans. We saw something in the market and it says you can get it financed easily so we take a loan, we have a travel plan and instead of saving up for it we take the easy route out by just taking a loan. Getting Married want a dashing ceremony easy take a loan. And at the end of it all we see that most of our income http://www.finance2money.com/2009/09/why-you-should-avoid-taking-loan.htmlnoreply@blogger.com (Paramjit)9tag:blogger.com,1999:blog-1963654718423794993.post-7616568553936983318Tue, 08 Sep 2009 09:22:00 +00002009-09-09T06:42:46.025+05:30MoneyPersonal FinanceFixed deposit / Term Deposit Interest RatesI heard on the news the other day that banks are revising the deposit interest rates for the fixed / term deposits and i was actually looking for a deposit to be made. So different banks have different interest rates for fixed deposits (Term Deposits) and it gets very complicated if you start to look for the best interest rate in the market, its very difficult to go to each bank and find out thehttp://www.finance2money.com/2009/09/fixed-deposit-term-deposit-interest.htmlnoreply@blogger.com (Paramjit)5tag:blogger.com,1999:blog-1963654718423794993.post-519889003469199015Sun, 06 Sep 2009 03:03:00 +00002009-09-06T11:16:27.377+05:30InvestmentPersonal FinancePost Office Investment SchemesOne very good friend of mine today asked me about the Post Office Investment Schemes, so i thought why not share the information with everyone. So here it is in brief about all the Post office schemes....1. National Savings Scheme - I have been investing in these certificates for some time now. They are issued by Department of post, Government Of India and are available at all post offices in thehttp://www.finance2money.com/2009/09/post-office-investment-schemes.htmlnoreply@blogger.com (Paramjit)6tag:blogger.com,1999:blog-1963654718423794993.post-4499812511595374734Sat, 05 Sep 2009 05:16:00 +00002009-09-05T11:09:19.234+05:30MoneyPersonal FinanceVideo on tips on Why you should use a budgetFound this great video on the youtube regarding " How to Budget Personal Finances ; Why you should use a Budget"Related PostsHow to make a family budgetExplaining the new Pension SchemeWhat to do with surplus moneyTips for Cutting CostsMoney saving tipsWay to Cut taxes and Save Money http://www.finance2money.com/2009/09/video-on-tips-on-personal-budget.htmlnoreply@blogger.com (Paramjit)8tag:blogger.com,1999:blog-1963654718423794993.post-5652258076320879861Sun, 23 Aug 2009 16:29:00 +00002009-08-23T22:21:50.295+05:30MoneyPersonal FinanceCost of Living in Mumbai - Last PartFurther to Part 1 and Part 2 of Cost of Living in Mumbai, here's the final part for the same...3. Home (Food and groceries) – A couple living in Mumbai could get a monthly bill of 10000 INR to 15000 INR per month on groceries alone. I am listing down a few costs here below just to show you the living costs in Mumbai for Groceries….Milk (1 Ltr.) – 35 INR,Butter (500 gms) – 85 INREggs 12 (large) –http://www.finance2money.com/2009/08/cost-of-living-in-mumbai-last-part.htmlnoreply@blogger.com (Paramjit)8tag:blogger.com,1999:blog-1963654718423794993.post-9131008736792600146Sun, 23 Aug 2009 16:07:00 +00002009-08-23T22:20:31.896+05:30MoneyPersonal FinanceCost of Living in Mumbai - Part 2After my last Article Cost of Living in Mumbai - Part 1, here is a continuation.Buying a property is whole different ballgame. Mumbai is a costly city to buy a house of your own and the costs can be a real strain on the budget. You can get a loan from any bank for the same but the present interest rate is bit too high although you can get a tax benefit.The Chart above gives an idea about the http://www.finance2money.com/2009/08/cost-of-living-in-mumbai-part-2.htmlnoreply@blogger.com (Paramjit)6tag:blogger.com,1999:blog-1963654718423794993.post-686549469206385687Sun, 23 Aug 2009 15:49:00 +00002009-08-23T22:18:37.222+05:30MoneyPersonal FinanceCost of Living in Mumbai - Part 1    <!-- /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0pt; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN-GB;} h1 {mso-style-next:Normal; margin:0pt; margin-bottom:.0001pthttp://www.finance2money.com/2009/08/my-investment-strategy.htmlnoreply@blogger.com (Paramjit)2tag:blogger.com,1999:blog-1963654718423794993.post-7844406064426832162Sat, 18 Jul 2009 10:48:00 +00002009-07-18T16:30:48.145+05:30DefinationsLoansPersonal loansDefine the term EMIEMIIt is a short form for Equated Monthly Installment. This is the amount paid monthly by a borrower on a monthly basis to the bank or any other lender.It basically has two components -1. the portion of the principal amount2. the interest portion for that monthNormally in the start of the loan repayment period the largest part of the EMI is from the interest part but as you keep paying the http://www.finance2money.com/2009/07/define-term-emi.htmlnoreply@blogger.com (Paramjit)4tag:blogger.com,1999:blog-1963654718423794993.post-7207885807481002895Tue, 14 Jul 2009 00:09:00 +00002009-07-14T05:45:56.952+05:30Income taxHow to file Income tax returns OnlineThe Website of the income tax department allows to file the returns online. Its a very simple technique. Income Tax Department has introduced a convenient way to file these returns online using the Internet. Every new user has to register at this website in order to avail the e-Filing facility. After completing the registration process and logging in, the user may http://www.finance2money.com/2009/07/how-to-file-income-tax-returns-online.htmlnoreply@blogger.com (Paramjit)3tag:blogger.com,1999:blog-1963654718423794993.post-3228702236185320666Sun, 12 Jul 2009 16:25:00 +00002009-08-16T22:27:44.040+05:30Income taxVideo on how to fill ITR1 form part 2It seems like the last video i posted on how to fill ITR1 form for filing income tax returns, was incomplete and i found a second video as well for the same on you tube as well. And of course i would like to thank the original publisher here too i.e. www.raagvamdatt.comhttp://www.finance2money.com/2009/07/video-on-how-to-fill-itr1-form-part-2.htmlnoreply@blogger.com (Paramjit)1tag:blogger.com,1999:blog-1963654718423794993.post-6724246247019127938Sun, 12 Jul 2009 16:22:00 +00002009-08-16T22:28:05.370+05:30Income taxVideo on how to fill ITR1 formI found this video on youtube which describes the filling of ITR 1 form for filing personal income tax returns. It claims on you tube "Step by step instructions that guide you about filling the Income Tax Return Form 1 - ITR1 before filing it. It's really simple".Thanks to the original publisher www.raagvamdatt.com of course.http://www.finance2money.com/2009/07/video-on-how-to-file-itr1-form.htmlnoreply@blogger.com (Paramjit)0