http://www.laysonadvisorygroup.com https://financially-tuned.s3.us-east-2.amazonaws.com/public/WFChgO6JGebjysGWfnNZywf1JxNmvhJ3EWGLMDKe.jpeg http://www.laysonadvisorygroup.com en-us Wed, 28 May 2025 19:52:47 +0000 Tony Layson no Layson Advisory Groupsocial,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,servicesSmall changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference. When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.radio@gradientps.comTony Layson Sat, 24 Apr 2021 00:00:00 +0000 episode-3398 no Tony P Layson full Sat, 24 Apr 2021 00:00:00 +0000 radio@gradientps.com (Tony Layson)During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Nov 2020 00:00:00 +0000 episode-2866 no Tony P Layson full Sat, 21 Nov 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are self-employed.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Nov 2020 00:00:00 +0000 episode-2845 no Tony P Layson full Sat, 14 Nov 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Nov 2020 00:00:00 +0000 episode-2824 no Tony P Layson full Sat, 07 Nov 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 31 Oct 2020 00:00:00 +0000 episode-2802 no Tony P Layson full Sat, 31 Oct 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During this episode, we’ll be taking a close look at annuities to help you understand what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 24 Oct 2020 00:00:00 +0000 episode-2778 no Tony P Layson full Sat, 24 Oct 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During today’s show, we’ll be discussing how you should go about developing a strategy for retirement after you’ve gone through a divorce. Divorce is a reality for millions of Americans, and there are steps you can take that can make a big difference when it comes to your financial well-being.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 17 Oct 2020 00:00:00 +0000 episode-2757 no Tony P Layson full Sat, 17 Oct 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 10 Oct 2020 00:00:00 +0000 episode-2731 no Tony P Layson full Sat, 10 Oct 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 03 Oct 2020 00:00:00 +0000 episode-2702 no Tony P Layson full Sat, 03 Oct 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 26 Sep 2020 00:00:00 +0000 episode-2674 no Tony P Layson full Sat, 26 Sep 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)You may have seen commercials for prescription drug cards that can save you money on your medications. Are they real? Are these cards related to insurance somehow? This episode looks at what these cards do, where they come from and how they can impact you.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 19 Sep 2020 00:00:00 +0000 episode-2647 no Tony P Layson full Sat, 19 Sep 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 Jul 2020 00:00:00 +0000 episode-2418 no Tony P Layson full Sat, 04 Jul 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)A lot has changed because of Covid-19. You need to know how it affects your finances and what you can do about it. We talk about that and more in this weeks show.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 20 Jun 2020 00:00:00 +0000 episode-2382 no Tony P Layson full Sat, 20 Jun 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 13 Jun 2020 00:00:00 +0000 episode-2363 no Tony P Layson full Sat, 13 Jun 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 Apr 2020 00:00:00 +0000 episode-2164 no Tony P Layson full Sat, 04 Apr 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)In our current environment with the virus and how it has affected our lives, our jobs our finances and even our investments now is a good time to discuss basic planning and maybe be better prepared after we make it through this.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Feb 2020 00:00:00 +0000 episode-2048 no Tony P Layson full Sat, 22 Feb 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)Divorce is a disruptive force in life. It can have an impact on your retirement saving and strategy as well. This episode looks at some options for resetting your retirement strategy in the aftermath of a divorce.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 15 Feb 2020 00:00:00 +0000 episode-2029 no Tony P Layson full Sat, 15 Feb 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)Where does your money go each month? How much are you spending on dining out, entertainment, or your hobbies? If you can’t answer that question, it might be time for a budget.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Feb 2020 00:00:00 +0000 episode-2012 no Tony P Layson full Sat, 08 Feb 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)You have worked long and hard to make it to retirement. How can you ensure that you are experiencing the type of enjoyment you desire in retirement? It is more than simply having enough savings or financial security. This show examines some potential tips to help.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Feb 2020 00:00:00 +0000 episode-1986 no Tony P Layson full Sat, 01 Feb 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)So many celebrities die without a will or a legacy plan in place. We discuss how to avoid this and other legacy planning mistakes.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 Jan 2020 00:00:00 +0000 episode-1934 no Tony P Layson full Sat, 11 Jan 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)Examining the 5 questions that can help you feel more prepared for retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 Jan 2020 00:00:00 +0000 episode-1922 no Tony P Layson full Sat, 04 Jan 2020 00:00:00 +0000 radio@gradientps.com (Tony Layson)Breaking down nine common misconceptions about retirement saving and investing.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 28 Dec 2019 00:00:00 +0000 episode-1912 no Tony P Layson full Sat, 28 Dec 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 30 Nov 2019 00:00:00 +0000 episode-1850 no Tony P Layson full Sat, 30 Nov 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Examining the different types of investment options for retirement planning.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Nov 2019 00:00:00 +0000 episode-1837 no Tony P Layson full Sat, 23 Nov 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Breaking down three costly issues you might not be planning for in retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 16 Nov 2019 00:00:00 +0000 episode-1819 no Tony P Layson full Sat, 16 Nov 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Three ways to help you recover from a slow or unorganized plan for retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 09 Nov 2019 00:00:00 +0000 episode-1808 no Tony P Layson full Sat, 09 Nov 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Tax Free Retirement, WFLA, November 14, 2020social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 19 Oct 2019 00:00:00 +0000 episode-1767 no Tony P Layson full Sat, 19 Oct 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)This episode covers potential issues related to finances that can impact your relationship, marriage or other interpersonal interaction. How can you avoid these potential issues?social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 12 Oct 2019 00:00:00 +0000 episode-1753 no Tony P Layson full Sat, 12 Oct 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 05 Oct 2019 00:00:00 +0000 episode-1738 no Tony P Layson full Sat, 05 Oct 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Sep 2019 00:00:00 +0000 episode-1708 no Tony P Layson full Sat, 21 Sep 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Women face different hurdles in retirement from men. We break down three of the most common issues.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Sep 2019 00:00:00 +0000 episode-1693 no Tony P Layson full Sat, 14 Sep 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Everyone enjoys a good underdog story. James Harrison was told he was too small, too slow, and didn’t have what it took to make it in the NFL. Harrison retired as the All-Time Sack Leader in Puttsburgh Steeler’s History. Is your retirement at a crossroads? Do you feel that you retirement is over even before it has begun? It may not be too late. Just like Harrison you need a plan and regime.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Sep 2019 00:00:00 +0000 episode-1680 no Tony P Layson full Sat, 07 Sep 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 31 Aug 2019 00:00:00 +0000 episode-1667 no Tony P Layson full Sat, 31 Aug 2019 00:00:00 +0000 radio@gradientps.com (Tony Layson)Strategies to help avoid outliving your retirementsocial,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services