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	<title>Financial Freedom</title>
	<link>http://financialrich.com</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
	<lastBuildDate>Sat, 06 Mar 2010 10:44:22 +0000</lastBuildDate>
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		<title>Protect Your Capital</title>
		<description><![CDATA[If you want to grow your wealth steadily in long term, you must remember this rule, protect your capital. Protect your capital means never loss the initial money they you have invested. If you invest RM5000 in turbulence stock market just as end of 2007, you must learn to protect your capital by cutting loss [...]]]></description>
		<link>http://financialrich.com/2010/03/06/protect-your-capital/</link>
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		<title>EPF Dividend For 2009</title>
		<description><![CDATA[The Employees Provident Fund (EPF) declared 5.65 percent of dividend for the financial year ended December 2009. Compare to previous year, which is only 4.5 percent given. 
&#160;

EPF still having prudent portfolio with 72.53% of&#160; total investment was invested in fixed income instruments, 27.05% in equities and the remainder in property. As at Dec 31, [...]]]></description>
		<link>http://financialrich.com/2010/03/05/epf-dividend-for-2009/</link>
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		<title>Return On Equity (ROE)</title>
		<description><![CDATA[Return On Equity ROE is one of the things that fundamental investor looking for besides earning per share (EPS), price to earning ratio (PER) and etc. ROE is my top priority in analyzing the company, follow by EPS and PER. What is ROE?
“ROE is the amount of net income returned as a percentage of shareholders [...]]]></description>
		<link>http://financialrich.com/2010/03/03/return-on-equity-roe/</link>
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		<title>Achieving Financial Freedom</title>
		<description><![CDATA[Achieving financial freedom is always my dream from the first day I get to know its meaning. Achieving is never an easy task but also it is not unachievable. All it need is determination. I use this blog to keep track my pathway to financial freedom and to share what I had learn during this [...]]]></description>
		<link>http://financialrich.com/2010/02/27/achieving-financial-freedom/</link>
			</item>
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		<title>Insurance Medical Card</title>
		<description><![CDATA[Yesterday, I slipped in the toilet and fall down. My head knocked seriously on the hard floor. Obviously, it bleed but mine is more from that. There was a cut on my right forehead. I was sent to the local private hospital and got sewn on the cut. My family scare there might be some [...]]]></description>
		<link>http://financialrich.com/2010/02/06/insurance-medical-card/</link>
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		<title>Market Chart 2009/2010</title>
		<description><![CDATA[I went for Market Chart co-organized by Maybank Investment Berhad and Bursa Malaysia in&#160; few days ago. The speaker were Richard Kang and Lee Cheng Hooi. 
Topic Cover

1. The global financial and economic outlook
2. Market strategies
3. Stock recommendations
4. Commodity and currency trends
5. Leverage products
6. How to make ETF
7. Tools to help you more investment-savvy 
p/s: [...]]]></description>
		<link>http://financialrich.com/2010/01/31/market-chart-20092010/</link>
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	<item>
		<title>Secret To Financial Freedom</title>
		<description><![CDATA[#1 Financial Freedom Through Reading 
By reading, we gain a lot of knowledge and wisdoms. Most of the people after leaving the secondary school, they stop reading. They stop learning new things or slow down their speed of leaning new things. Their learning process are limited to their daily works. That is the biggest corner [...]]]></description>
		<link>http://financialrich.com/2010/01/23/secret-to-financial-freedom/</link>
			</item>
	<item>
		<title>Tuition Teacher</title>
		<description><![CDATA[Becoming a tuition teacher is the easiest way to add some income to your monthly input. As most people think that income from tuition is a form of passive income. So do I, thinking that giving tuition during free time is a form of passive income. What do you think?
&#160;

From my experience, I realize that [...]]]></description>
		<link>http://financialrich.com/2010/01/21/tuition-teacher/</link>
			</item>
	<item>
		<title>The Latte Factor</title>
		<description><![CDATA[If you ever heard of David Bach, author of Automatic Millionaire,&#160; you should also heard of Latte Factor. It is his personal finance advise trademark which can lead you to become a millionaire automatically one day.&#160; 
&#160;

So what is the secret of The Latte Factor? The Latte Factor teach us to save money on a [...]]]></description>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/</link>
			</item>
	<item>
		<title>Personal Money 2010 Stocks Pick</title>
		<description><![CDATA[Personal Money had selected 9 stocks in 2009 which bring huge return for investors. Averagely, the stocks picked had return of 86.33%. What does it means? It means you just follow what suggested, buy and hold for the whole year, you will have 86.33% of return. Well, this only happened to year 2009, year of [...]]]></description>
		<link>http://financialrich.com/2010/01/13/personal-money-2010-stocks-pick/</link>
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