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	<title>Financial Freedom</title>
	<link>http://financialrich.com</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
	<lastBuildDate>Thu, 02 Feb 2012 13:52:31 +0000</lastBuildDate>
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		<title>Debt To Equity Ratio (D/E)</title>
		<description><![CDATA[Debt To Equity Ratio (D/E) is just another commonly used ratio to analyze a stock fundamentally.&#160;&#160;&#160; Debt to equity ratio give investor a glance on degree or how much money that management has been borrowed to grow its company. In words, debt to equity ratio refer to total liabilities divided by shareholder equity.&#160; &#160; Let [...]]]></description>
		<link>http://financialrich.com/2012/02/02/debt-to-equity-ratio-de/</link>
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		<title>Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia)</title>
		<description><![CDATA[Skim Amanah Rakyat 1 Malaysia or SARA 1Malaysia is what all Malaysians are crazy about. Most probably is crazy about its return of investment which achieve as high as 32%. However, it is not for everyone. SARA 1Malaysia investment is for those who are eligible as stated by government. &#160; Features A total of RM500 [...]]]></description>
		<link>http://financialrich.com/2012/01/29/skim-amanah-rakyat-1malaysia-sara-1malaysia/</link>
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		<title>Price To Book Value (P/BV)</title>
		<description><![CDATA[Price to book value is just another ratio that used to evaluate a company fundamentally. Investor use price to book value to evaluate whether a company is undervalue or overvalue as this is the main purpose for fundamental investing.&#160; Here is the formula for calculating P/BV. &#160; &#160; In simple words, price to book value [...]]]></description>
		<link>http://financialrich.com/2012/01/28/price-to-book-value-pbv/</link>
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		<title>What Is Subprime Mortgages</title>
		<description><![CDATA[Subprime mortgage crisis that happened 4 years ago had bring the biggest recession to the United States and world economy. If you are still new to investment and would like to understand more about the subprime mortgage crisis, then this video is for you. I think this video is the easiest media to understand subprime [...]]]></description>
		<link>http://financialrich.com/2012/01/15/what-is-subprime-mortgages/</link>
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		<title>New FBM KLCI 30 Component Stocks</title>
		<description><![CDATA[New FBM KLCI component stocks are formed on 19 December 2011. Air Asia, Bumi Armada and UEMLAND are new comers of KLCI. PLUS, GAMUDA and MISC are dropped out from KCLI. &#160; Here are the new list of KLCI Component Stocks by December 2011. BAT KLK PETDAG PPB PETGAS PBBANK HLFG HLBANK GENTING SIME MAYBANK [...]]]></description>
		<link>http://financialrich.com/2012/01/03/new-fbm-klci-30-component-stocks/</link>
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		<title>Credit Card Guidelines</title>
		<description><![CDATA[Bank Negara Malaysia (BNM) had issued a new guidelines for credit card in November. I guess most of the credit card holder had received letter from their credit card issuer. Here are the new rules: 1) With effect from 1 January 2012, cardmembers earning RM36,000 per annum or less can only hold credit cards from [...]]]></description>
		<link>http://financialrich.com/2011/12/31/credit-card-guidelines/</link>
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		<title>Advantages Of Trading Futures</title>
		<description><![CDATA[Instead of invest in stock market, maybe we can try to look into trading futures. Here are few advantages of trading futures.&#160; &#160; 1.Leverage FKLI provide leverage for investors. Performance of FKLI is pegged to the 30 component stocks of KLCI. Investor can buy 30 component stocks of KLCI&#160; by only laying down RM5000 initial [...]]]></description>
		<link>http://financialrich.com/2011/12/26/advantages-of-trading-futures/</link>
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		<title>Is Unit Trust Investment Less Risky?</title>
		<description><![CDATA[Unit trust investment always act as best investment for novice investors. Novice or youngster or financially uneducated like unit trust because they are told by unit trust agent that unit trust is secure and low risk investment. Unit trust can give 10-12% of return to investor. This return definitely enlighten novice investor since FD only [...]]]></description>
		<link>http://financialrich.com/2011/12/24/is-unit-trust-investment-less-risky/</link>
			</item>
	<item>
		<title>How Much Is Enough To Retire?</title>
		<description><![CDATA[I had just read a educational article from Borneo Post. If you don’t have any idea of retirement means, then you should spend few minutes on this articles. &#160; “How much is enough?” said an exasperated and just-betrayed Budd Fox to his mentor turned adversary Gordon Gekko in the 1980s hit Hollywood movie ‘Wall Street’. [...]]]></description>
		<link>http://financialrich.com/2011/12/18/how-much-is-enough-to-retire/</link>
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		<title>Futures Index Trading In Malaysia</title>
		<description><![CDATA[Futures index trading aka FKLI in Malaysia is getting popular among investors. This happen especially in bear market because investor can “short” the market. Wao…. what do you mean short the market?? &#160; This term is quite unfamiliar with stock investor. Usually, investor buy stock and hope for price appreciation. Investor can do nothing if [...]]]></description>
		<link>http://financialrich.com/2011/11/27/futures-index-trading-in-malaysia/</link>
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