Fresh Financial Ideas

Financial DNA Revisited! Why Discover your Financial DNA

Rick Helbing — Sat, 11 Feb 2012 21:20:45 +0000

Research and experience shows that the best means of creating lasting wealth is to understand yourself, and then tailor a financial strategy suited to your complete financial personality -your “Financial DNA. This includes not only your risk tolerance but also all of your predictable, natural DNA behaviors and preferences which instinctively take-over when you are [...]

IRA Releases Pension Contribution Limitations

Rick Helbing — Thu, 05 Jan 2012 18:36:53 +0000

RS Announces Pension Plan Limitations for 2012 The IRS has issued news release IR-2011-103, which announces cost-of-living adjustments to pension plan limitations and other items for 2012. On October 20, 2011, the IRS issued news release IR-2011-103 announcing cost-of-living adjustments to dollar limitations for pension plans. Items addressed for 2012 include: Elective deferrals The annual [...]

Who We Are, What We Do, and How We Do It!!!

Rick Helbing — Wed, 21 Sep 2011 02:50:59 +0000

We are really excited about the new videos that explain what our practice is all about. At Suncoast Advisory Group, nothing inspires us more than helping clients turn someday dreams into reality today. We bring extensive business and financial experience to the table to align your strategy with your aspirations. With specialized experience with medical [...]

Eight questions for your next Real Estate Agent

Rick Helbing — Sat, 16 Jul 2011 19:13:14 +0000

Since 2008 it has been a buyers market. If you are thinking about selling your personal residence why wouldn’t you do some due diligence concerning the real estate agent that you hire. Too many times I have clients hire a friend of a friend that just happens to be a real estate agent. You know [...]

5 Ideas that will Pump Up Profits!

Rick Helbing — Mon, 11 Apr 2011 12:51:18 +0000

Let’s touch on five ideas that will assist in increasing your bottom line via income and help with increasing efficiency in your medical and dental practice.(hey family business owners, these same principles can help your company) Here are the 5 ideas, I will discuss each one of these in future blog articles. Adopt a business [...]

Practice Periphery, The Little Things, Again

Rick Helbing — Sun, 10 Apr 2011 17:22:24 +0000

Last time I chatted about pretending you are your own patient. Walk into your waiting room and what do you see? This time, let’s go outside and pretend you just drove into the parking lot and you are approaching the front door. First of all is the parking convenient? Are the walk ways accessible? As [...]

Practice Periphery, The Little Things

Rick Helbing — Mon, 21 Feb 2011 15:32:44 +0000

The next few articles will cover why medical and dental practices should evaluate the little things about their practices. In the meantime, my wife and I are skiing in beautiful Park City, Utah. They received over a foot of snow and we had a wonderful powder day. If you are considering a ski trip, come [...]

Is Buy and Hold Dead, Just Revised!!!

Rick Helbing — Tue, 15 Feb 2011 04:04:27 +0000

Let’s evaluate combining asset allocation mandates across secular and cyclical bull and bear markets from January 1990 through September 2010. First let me offer definitions of these various mandates. Buy and Hold or Tactical approach means a mix of equities, fixed income, and cash designed to capture broad market returns with some portfolio manager allocation [...]

Is Buy and Hold Dead, Relative Return Strategy is Alive!!!

Rick Helbing — Sun, 13 Feb 2011 16:33:39 +0000

Ed Easterling, the founder of Crestmont Research and author of Unexpected Returns, Understanding Secular Stock Market Cycles is the person that coined the phrase “Sailing and Rowing” to describe a secular bull and bear market. In otherwords his thought is to open the sails in a bull market yet bring in those sails and start [...]

Is Buy and Hold Dead, Market Exposure

Rick Helbing — Fri, 11 Feb 2011 16:00:08 +0000

Remember the Brinson, Hood,Beebower study? The study concluded that asset allocation is responsible for over 90% of the variance in portfolio returns, actually here is the breakdown, 91.5% asset allocation, 4.6% security selection, 1.8% market timing, and 2.1% other factors. A new white paper by Roger Ibbotson created an argument that the BH&B study may [...]