From Debt To Hope

Debt Elimination / Debt Management – Is it too late to fix this?

Kirk — Tue, 01 Sep 2009 05:45:10 +0000

Is it too late for debt elimination?

Are you worried that it is too late for you to put a debt elimination strategy in place? Are you afraid you'll be working at least part time when retirement age hits and you lose your main source of income?

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Why most people fail at eliminating their debt.

Kirk — Mon, 13 Apr 2009 20:19:35 +0000

So why do most people fail at eliminating their debt?

In order to figure that out, we should take a look at what you need to do to actually eliminate the debt. And then ask why it doesn't happen.

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When should you eliminate your mortgage?

Kirk — Thu, 09 Apr 2009 00:21:48 +0000

Choosing to eliminate your mortgage is a goal every home owner has.

But when is the right time?

Consider the following and know that I am not going to tell you what you should be doing or when you want to eliminate that mortgage. Here's why. And remember, I want to see you eliminate all of your debt. But you need to be smart about how you go about it.

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Credit Card Crunch is here…

Kirk — Tue, 10 Mar 2009 18:58:24 +0000

The Credit Card Crunch is not only here but growing.

According to a recent article in Reuters, nearly 500 Billion dollars in available credit card lines was reduced in the 4th quarter of 2008. And that's just the start. Estimates are another 2 Trillion will be reduced this year with a potential 2-3 Trillion in 2010.

The difference between the Financial Compass and Debt Settlement programs.

Kirk — Thu, 14 Aug 2008 07:07:23 +0000

I was recently asked about the difference between our debt elimination program, the Financial Compass, and using a debt settlement program or a cash out refi.

We'll first compare our program to settlement and then to the old standby method of paying down debt involving a cash out refinance for a homeowner.

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