Perhaps all of the recent media attention about voucher codes has gotten the attention of shoppers who weren’t previously aware of the massive savings that are possibly when shopping online with discount codes. In just the past 6 months alone the use of these discount codes has risen over 5%. This indicates an upward trend in the number of people who are choosing to be smart shoppers by using the discounts that are available to them when shopping online. The increase could also be explained by the fact that retailers are becoming increasingly aware that shoppers expect these codes and are making more codes available to consumers than ever before.

Consumers definitely plan on taking advantage of these voucher codes in the upcoming months. Nearly half of the people surveyed said that they plan on using these types of savings when buying this years Christmas gifts. With CyberMonday fast approaching that means that we’re going to see a fresh spike in the number of voucher codes that are being redeemed online. It’s going to be a good season for everyone this year – retailers will make sales and consumers will save money.

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Comet Discount Codes. Get 5% off all hard drives at Comet. Also check out Additions direct. Thanks for visiting!

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UK Shoppers Use 1500 Discount Vouchers Per Minute

A recent news article on the topic points out several bloggers who seem to have combined their desire to save money with their own religious way of life. Snippets from these bloggers’ approaches to religious coupon blogging include:

• Considering their blogs to be projects which are spiritually motivated.
• Celebrating saving money as a virtue that is equivalent to religious virtue.
• Quoting directly from the bible in their blogs or in the “about me” of their blogs.
• Attributing their own money-saving abilities to God.
• Expressing that devotion to their blogs is part of their religious devotion.

But what does that have to do with saving money? These bloggers may be offering insight into some great coupon deals but their blogs are also about sharing their spirituality. If that’s what you’re looking for then that’s terrific. But if what you’re looking for is simply some practical tips for saving money using coupon codes then perhaps you’ll want to look to the many other money saving blogs out there that don’t put a spiritual spin on savings.

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Cdiscount Voucher Codes. Get 5% off of business supplies at Cdiscount. Thanks for visiting!

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Coupon Bloggers Mix Money Saving and Religion

1) The best voucher codes are always the ones that give you something for free, right? We’ve got a lot of those for you this week. The one that stands out at the top of the list is this Figleaves Promotional Code. Get a free pair of knickers when you spend £75 or over when shopping online using this code. Expires 30th November 2009.

2) If you’re more interested in consumer electronics than underwear then maybe you would have a stronger interest in the opportunity to get a free Nokia 1208 on ALL 12 month Sim which you can do using our Vodafone Promotional code. Expires 30th November 2009.

3) Sometimes you don’t actually get a free item with your coupon code but you can still save yourself a bundle by using a voucher code to get free shipping. We have a lot of different free shipping codes available this week. Check out this Asda Promotional Code which gives you free delivery on George Clothing if you order over £25 on the site. Hurry on this one, though; it expires 10th November 2009.

4) For a free shipping discount code that doesn’t expire so quickly check out our Nike Promotional Code. You get free shipping on all orders with no minimum spend amount and this code doesn’t expires until 20th December 2009.

5) People who are shopping online for clothes that are on the younger, trendier, more fashionable end of the spectrum may want to check out what’s for sale over at Miss Selfridge. And yes, we do have a Miss Selfridge Promotional Code for free shipping which is good through 17th November 2009.

6) There are a few great discount codes out there which not only give you free shipping but also give you an additional discount on your order. One that we have available this week is a White Company Promotional Code that offers free delivery along with 15% off of your first order. This one is a good one because it doesn’t expire until 24th December 2009.

7) We also have a similar coupon from The Diamond Store. This The Diamond Store Promotional Code gives you £10 off and free delivery on your purchase and it’s good through 24th December 2009.

8 ) Our final free shipping voucher code for the week is a Planet Promotional Code. This is another store that offers great online retail shopping for clothing purchases. Expiration unknown on this discount code.

9) Of course not all of our best voucher codes are for free items or free shipping. Some of them just give you a really great deal on the products that you’re buying. One of the best ones this week is a La Senza promotional code which gives you a full 25% off of your order on their lingerie products. Act fast, though; this one expires 8th November 2009.

10) Finally we have a couple of really great Argos Discount Codes this week that you’ll want to think about checking out. Get 20% off kitchen, cookware and bathroom equipment with no minimum spend amount required or get 20% off Bosch cookers over £400. These both expire on 11th November 2009.

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This Week’s Top Ten Promotional Codes - 6th November 2009

Here are some basic tips to follow if you want to learn to negotiate a lower price on just about anything that you’re buying:

• Always assume that a lower price can be negotiated. The biggest problem that most people have is that they assume that a price is a set price. For example, a lot of people think that whatever their doctor charges them is a set fee. This isn’t the case. You can negotiate with your doctor for lower charges. Always assume that a negotiation is possible so that you don’t cut yourself short without even trying.

• Learn about the most common items that you can negotiate a price on. There are some items that you can almost always negotiate a price on if you know that this is a common practice for those items. Cars, especially used cars, are a great example. The asking price of a car is almost never the final price of the car; you’re expected to bargain. You’re also expected to bargain over include all items sold at yard sales, flea markets and through online auctions.

• Speak with someone who is in a position to negotiate with you. The items that you’re going to find it most difficult to negotiate a lower price on are those items that are mass produced and sold for a set price in a chain store. The clerk at the store isn’t authorized to negotiate a lower price with you so there is no point in trying to bargain. Instead, you’ll want to shop at designer-owned clothing stores, flea markets and farmers’ markets where the items are being sold by people who are in a position to negotiate with you.

• Do your research into what a fair price is for the items that you want. You want to approach a negotiation with a ballpark figure in mind. This figure should be lower than the asking price but still fair to the seller. For example, if you want a custom-made cake then you should get some quotes as to what a fair price is for this item so that you don’t cheat the seller but you still get your bargain. If you don’t know what a fair price is then your negotiation isn’t going to go well.

• Pay with cash. This is a good practice anyway but it’s especially good when negotiating for a lower price on an item. Many vendors are willing to accept a lower price if they can get cash in hand right now. This is how you might be able to get a discount from your doctor who would prefer not to go through the hassle of working with your insurance company if you offer to pay cash up front instead.

• Ask what the price is and then ask “what can I do to lower that price?” You never want to simply “can you give me a better deal” or “what’s the lowest that you can go” because these questions don’t give you the best results. Instead, assume that a better price is to be had and jump straight to asking the seller what you can do to get a lower price. This puts the ball in their court, catches them off guard and usually makes the transaction go smoothly on your end. For example, let’s say that you’re buying a new piece of furniture. You ask what the price is and get an answer then you ask the important question – “what can I do to lower that price?” The owner responds, “hm, well, if you pick it up instead of having it delivered then I can take 10% off of the price”.

• Know about the basic things that you can offer to lower the price. The seller might not always know how to answer that important question for you so you should have some back-up suggestions in mind. Offer to do any delivery, moving or service required on your own. (For example, you may get a lower cost on a weekly package of food from a local farmer if you drive out to the farm to get it yourself.) Ask about getting a lower price for taking a slightly-used or floor model. (For example, take the digital camera that has been out on display instead of a brand new one in the box.) Question whether you can remove some of the unnecessary aspects of service. (For example, ask your insurance provider what areas of coverage can be minimized or deleted to reduce your costs or ask your housekeeper about a lower rate for cleaning the stove and refrigerator yourself.)

• Ask about bartering. If you can’t get an outright lower price on an item that you want then maybe you can offer to barter for the item instead of paying for it. You do have to remember that you’ll be losing your own products or the time it takes to complete a service if you barter but this is a great way to get the things that you want without spending much (or any) money. Since you’re shopping with people who are in a position to bargain with you, you’re in a position to ask what they might need in exchange for what you want.

• Remember common courtesy. Whenever you are bargaining for a lower price on something you should always mind your manners. Be confident in your request but be polite. Thank the person if they do give you a discount but don’t be rude if you don’t get your way. Use common sense.

It’s true that you’re probably not going to end up bargaining for a lower price on everything. If you want to shop at a traditional grocery store using coupons then you probably won’t be able to find someone there who is in a position to bargain with you. However, you do have the opportunity to negotiate a lower price on just about everything if you want to try. Hopefully these tips will help get you started!

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How to Negotiate a Lower Price on Just About Everything

Case in point – The National Health Service (NHS) in several areas is offering a £5 voucher code to a certain number of young people who agree to get tested for Chlamydia. Statistics indicate that one in every twelve people may have Chlamydia and young people are failing to get tested for it like they should be. In order to encourage these kids to get tested, the NHS has advertised that they will give a shopping voucher to the first 1000 people aged 15-24 who agree to take the test.

This is a really interesting use of coupons that we haven’t really seen too much of in the past. Coupons are typically offered for the benefit of the retailer. Even though the buyer benefits by getting a discount, the retailer issues the coupon to increase sales so it is for their own benefit. In this case, the coupon is issued specifically as a perk for the individual to encourage testing that can benefit the whole community. It’ll be interesting to see whether other government agencies use this tactic in the future.

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Discount Codes Used to Encourage Chlamydia Testing

Although people may ask many, many, many different types of questions about money, these are the top ten most commonly asked money questions:

1. How do I make money? The single most common question that people have about money is how to make it. Some people just want a general answer about how to best earn money. Other people want to know how to make money online or how to make money quickly. Some people actually literally want to know how to create or print money (which is, of course, illegal). Everyone seems to know that having money is important in this world so they want to know how to get their hands on it.

2. How do I save money? Once you’ve learned how to make money you rapidly learn that it goes away as quickly as it comes. That’s why a lot of people really want to know how to save money. And that’s why frugal living blogs, articles from coupon queens and books about cutting back on spending are all so popular these days. We all need practical tips about saving the money that we work so hard to obtain.

3. How do I invest money? Once we’ve learned how to make and save money then we often leap to the next step of wanting to learn how to invest our money. We want to know the ins and outs of different types of investments such as real estate investing or investing in stocks. A lot of people have serious questions right now about the security of making investments during a recession.

4. How much money do I need? People frequently want to know how much money they need before they can reach a milestone in life. For example, they want to know how much money they need in order to buy their dream home. Or they want to know how much money they need in order to retire. Although people may be good at earning money, they aren’t always good at understanding how to spend it appropriately so they have questions surrounding that.

5. How much money does x,y,z cost? Other people just want some basic information about what an item or service costs. This is good because it means that people are doing comparison shopping. They may go to an online forum and ask what it typically costs to get a house cleaned. This gives them an idea of what fair prices are so they can purchase this service accordingly. They may also be trying to create a budget so they’ll ask how much it costs to get a Nintendo Wii or a Toyota Prius; knowing this information allows them to save up the right amount to make the purchase.

6. How much money does x,y,z make? Of course, people are also curious about how much money other people are earning. People want to know how much different celebrities earn or are worth. Common celebrities that people ask this question about include Paris Hilton, Bill Gates, Jerry Seinfeld and Simon Cowell. People may also want general information about how much people earn when they have different jobs. For example, they will ask how much an archaeologist earns or what the average salary is for a zoologist. This is information that they want so that they can determine whether or not it’s a smart financial decision to go into a field that interests them.

7. Where can I find millionaires who give away money? This is a surprisingly popular question. There are a lot of millionaires who give away money and people want to know if there is a way to convince these people to give that money to them. Usually millionaires give their money to causes rather than to individuals but people still want to know if there are any tricks to getting them to give up that cash to help them out.

8. How should I handle money in my relationships? A more practical question is how to deal with money in a marriage or partnership. There are many specific questions around this such as how to talk to your spouse about money, whether finances should be shared or separate and how to agree on budgeting issues in the home. It all boils down to trying to figure out how to mesh your money beliefs with those of your partner.

9. How should I teach my kids about money? When kids come into the picture, things get even more complicated. People want to know how to teach their kids about money, whether they should give them allowances and if there are jobs for kids that can help them learn about earning money starting at a young age. These are all questions that parents have to answer for themselves but luckily there’s a lot of good advice out there on the topic.

10. How do I determine the importance of money in my life? One question that has gotten increasingly important as a result of the economic downturn is what role money should have in our lives. We all know that we need money in order to survive and thrive. However, we also know that there are things in life that we value far more than money (family, health, etc.) We are each trying to figure out how much importance to place on money so that our lives are financially stable but also fulfilling in other ways. There are no easy answers to this question but it helps that we’ve started to ask it.

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Sainsburys Discount Codes. Get £5 off bedding when you spend £40 or more at Sainsburys. Thanks for visiting!

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Top Ten Questions People Ask About Money

1) The best types of coupon codes are always the coupon codes that give you something for nothing. Get a free Super Tooth Visor on any business mobile phone contract with our Vodafone Promotional Code. Contracts must be for 12, 18 or 24 months and orders must be placed through the online business shop before 23rd November 2009.

2) Another really great type of coupon is the coupon that lets you indulge yourself at a discount. What better way to indulge yourself than by booking a spa retreat? You can get £4 off when you spend £40 with this Champneys Collection Promotional Code.

3) Another great way to treat yourself is to buy yourself something nice that you’ve been desiring for awhile. You can do that at a discount by using our Debenhams Promotional Codes to get 10% off all cosmetics, furniture and small electrical equipment or 15% off fashion and home products.

4) Want to treat yourself and your sweetie at the same time? Use this week’s Christopher Ward Discount Code to get 10% off two award winning chronographs - the men’s C4 Peregrine Chronograph and the women’s W7 Rapide Chronograph. These are very cool products!

5) Not everything that you have to buy will be an indulgence of course. Many items that you purchase are practical items. For example, you might be in need of a new washing machine or dishwasher because yours is on the fritz. Check out our Comet Promotional Codes to get 15% off all LG and Siemens washers and dishwashers. Expires 5th November.

6) Of course, Comet also sells some fun stuff, too. Don’t forget that we are still offering coupon codes from Comet Promotional Codes for £10 off the new iPod touch range – 8GB, 32GB and 64GB and 10% off Bose + JBL computer speakers. Those two coupons both expires 6th November 2009 so take advantage of them while they’re still available.

7) But getting back to the practical stuff … if you need a washer then you may need a dryer as well right. Use our Argos Discount Code to get 15% off tumble dryers. Act fast on this one; it expires 4th November.

8 ) If a practical savings is really on your mind then you might want to find out how to get a bargain on insurance. After all, what’s more practical than that?! Use our Swinton Home Insurance Promotional Code to get a 20% discount on insurance for your home.

9) Incidentally, we also have a new Swinton Car Insurance Promotional Code this week which will get you 25% off of your auto insurance.

10) Finally, we even have a promotional code this week for your business. Use our Cdiscount voucher code to get 5% off all office supplies. Good through 30th November 2009.

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This Week’s Top Ten Promotional Codes - 1st Nov 2009

Here are some of the top lessons on budgeting from freelancers who have written on the topic:

• “A budget is nothing more than estimating costs and income. It is your task to review your budget from time to time and adjust it based on real numbers.” – Chris Stirling. This great statement reminds us that budgeting is all about making sure that you have the information that you need to use your income wisely. You have to know what your real income is and what your real expenses are. People who live frugally usually have this down but there are still a lot of people out there who are terrified to look at the reality of their finances. You can’t start to budget until you know what you’re working with. If you realize that it’s just a matter of estimating what you spend and what you earn then it can make you understand that approaching budgeting isn’t as scary as it might sound.

• “Even if your financial situation is frightening at times … not budgeting is not the way to peace of mind. Not knowing is more frightening than knowing”. - Mrs. Micah. This is great advice if you’re one of those people who is a little bit afraid of budgeting because you’re not sure if you’re going to be able to live within a budget and make ends meet. It’s worse not to know what your realistic budget is because you end up stressed out and worried anyway. Plus you can dig yourself into a really deep financial hole if you’re not honest with yourself about your money. At least if you know the situation then you can deal with it head on. The hardest part of creating a budget is taking that first step to make sure that you do it.

• “Fight the temptation to adjust your monthly income upward because you’re having trouble making the budget work. That’s setting yourself up for failure.  Keep cutting expenses until the numbers work.” - Lynnae at Being Frugal. Many people get frustrated when trying to create their budget because they simply don’t have enough money coming in to cover the expenses that they consider to be necessary. They start to look for ways that they can gain more income to cover the expenses. While it’s great to earn more income if you can, banking on it is not a good idea when creating your budget. You need to keep cutting expenses and finding ways to live even more frugally until your real budget covers your expenses. You can always adjust your budget later to enjoy some of those things that you cut out if you really do start earning a higher income in the future.

•  “If you are cutting back on expenditures, don’t eliminate entertainment expenses entirely. If you make yourself miserable, you are more likely to get down or upset, and end up on a spending binge.”  - Kori Ellis. One of the things that you have to realize about creating a budget is that it must be realistic. You want to make sure that you can live within this budget. If you have to cut back on spending then you want to do it in ways that still allow you to live happily. Sure, cut back on entertainment if you need to but save some money in that part of your budget as well. Find a way to cut back on utility bills or other expenses rather than getting rid of your entertainment budget entirely. One of the things people hate about budgeting is they think it means that they have to live without any fun in their lives. That’s not true. Budgeting is all about allocating where your money goes in a way that makes your life comfortable but financially sound.

• “The perfect budget is a myth … Each budget you make and the mistakes you make with it serve as input into your next budget to make it more accurate … Always remember, personal finance is all about direction, not perfection.” - Gather Little By Little. It’s important that you create a budget. It’s also important that you understand that you’re going to need to adapt that budget over time. Your income will fluctuate (especially if you’re a freelancer!) Your expenses will change. The budget that you create doesn’t have to be perfect as long as you’re willing to stick with it, adapt it as needed and learn from your mistakes as you go along. Take budgeting seriously enough to do it but not so seriously that doing it really stresses you out. It’s just a helpful tool and one that you can keep learning about as you do it.

• “Using my minimum monthly income instead of my average monthly income gives me a safety buffer.” - JD at Get Rich Slowly. When you figure out your budget, you’ll be looking at the income that you’ve taken in over the past 12 months. This tells you how much money you have to work with for your budget. Most people will add up the year’s worth of income, divide the number by 12 and use this average to figure out what their monthly income is for their budget. Instead, use the minimum monthly income that you’ve earned during those twelve months as the baseline for your budget. This way you’ll have a budget that gives you some flexibility and usually results in savings at the end of the year.

• “Whether you are feasting or starving financially, it’s important to remain consistent in your spending and saving.” - RumbleBug. The recession has caused a lot of people to have a “feast or famine” mentality when it comes to their money. They feel like they’re barely struggling to get by all of the time so if a big chunk of money happens to come in at once then they spend it immediately as a sort of gift to themselves for surviving the rough times. This is a mistake. Although there will be times that you’ll splurge on little things (or even big stuff like travel), you really want to try to remain consistent with your spending and savings regardless of any extra income that comes in. Don’t feast just because you can. Put that money away for a rainy day and stick within the budget that you worked so hard to create.

• “If all of your bills fall at the same time each month consider contacting the billing companies to set up a different invoice date.” – Deb Ng. Many people struggle to make sure that all of their payments are made on time. If you make late payments then you end up getting charged fees which can put you over your budget. You can avoid this problem by timing your bill due dates to coincide with when you get paid so that you have the money that you need to pay your bills when the bills come due.

• “Save in several different formats.” - Kathryn Lang. Some people prefer to keep all of their money in one account in order to streamline their budget. That’s okay but many others find that it’s better to save money in different places to accommodate their budget. Freelancers may receive monthly payments via PayPal and save them to allocate weekly or bi-weekly transfers to a checking account. This makes it less tempting to overspend from the checking account because there is less money in there at any given time. Freelancers may also set money aside into a specific savings account for emergencies or for paying big annual expenses such as property taxes. As long as you’re good with record keeping then it’s sometimes best for your budget if you use multiple accounts.

• “I like to keep a minimum of 4-6 months of income on hand in case of economic drought.” - Lucas Krech. Everyone who creates a budget should include a certain amount of money that is going in to a savings account every month. Your goal should be to save up at least 4-6 months worth of income (based on the income that you’ve calculated for your budget). This will allow you to live within your budget even if you become temporarily unemployed which is an issue everyone has to have some level of concern about these days.

• “And don’t forget to budget for your retirement. Many people think Social Security checks will be enough to live on during their retirement years, but Social Security likely will only cover about 40 percent or less of your expenses at that time.” - Loella Dotterer Haskew, CPA. People who live frugally might have themselves covered as far as most of this stuff goes. They know what their income is, they live within their means and they set aside some savings for emergencies. But is that enough? Don’t forget that you need to plan for the future as well which means figuring out how to work a retirement savings into your budget. Once you’ve got a standard budget under control, you’ll want to move forward with adjusting the budget to accommodate for these major future financial needs.

• “Budgeting will only work if you’re on board. This means that you absolutely must hold yourself accountable!” - Jeffrey Way. Finally you need to realize that simply creating a budget isn’t going to do anything for you if you don’t use it. You need to hold yourself accountable for continuing to track your spending and live within your budget. If you can’t do this on your own then you may want to consider working with a partner (a spouse, a financially smart friend or a freelance finance group online) to hold one another accountable for sticking within a budget.

These freelancers have had to learn how to budget because their variable income demands it. Whether or not you work as a freelancer, you can learn a lot about the budgeting mindset from these folks!

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Tesco Promotional Codes. Get £25 off when you spend over £250 on selected large kitchen appliances at Tesco. Thanks for visiting!

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Top Lessons from Freelancers about Budgeting

Research seems to indicate that holiday shoppers will be spending about the same amount of money in 2009 as they did in 2008. However, consumers are a lot more interested in getting good deals with coupons this year than they were last year. Coupon use has risen considerably since last holiday season. Retailers that want to encourage their customers to do some serious Christmas shopping this year will be likely to offer good coupon deals to entice those shoppers into buying from them.

Nearly one third of shoppers would be willing to shop at a different store if the item they wanted was available from that store with a discount from a coupon. The same number of shoppers would be willing to delay their purchase until later in the season if they believed that a coupon was going to become available. Retailers are likely to take note of this and to put out more coupons this year in order to appeal to consumers. As a holiday shopper, you should be sure to keep an eye out for these coupons when doing your shopping so that you can save money while getting gifts for your loved ones.

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Promotional Codes Could Influence Christmas Shopping Trends

1) One of the best coupon codes that came out this week was one for The Body Shop. This store has tons of great products designed to let you indulge yourself and make yourself feel great. One product that they have is a Bamboo Brush Roll Set which usually costs £39 RRP but can be obtained for 50% off when you use our The Body Shop Promotional Code. Expires 29th October 2009.

2) If you really want to feel good about yourself then some sexy lingerie is a great treat. You can get 10% off all lingerie using our Marks and Spencer Promotional Code. They’re also offering another promotional code right now for free shipping. These coupons expire in a few days though - on the 25th and 26th of October respectively.

3) Maybe you’re not feeling like you sexy lingerie is right for you right now because you’re pregnant or you just had a baby. That doesn’t mean that you can’t feel sexy and comfortable at the same time. Check out the great maternity and newborn items available from Blooming Marvellous. Use our Blooming Marvellous Discount Code to get 15% off of your order. Good through 30th October.

4) Many of us feel best when whatever treat we give ourselves is also eco-friendly. If that sounds like you then check out the chic organic and recycled fashion items available through Ascension. If you spend £100 or more then you can use our Ascension Promotional Code to get £10 off of your order. Expires 15th November 2009.

5) We’ve also got a coupon for some green office supplies for the eco-minded shoppers out there. Use our Euro Office Discount Code to get 15% off of any item that falls into their “greener office” category. Hurry, though; this one expires 25th October 2009.

6) Maybe what makes you feel really good about yourself is completing a terrific DIY project for your home. If so then you’ll want to make sure to use our Homebase Discount Code to get 20% off of all the DIY supplies at Homebase. Expires 1st November.

7) I don’t know about you but the biggest treat that I can offer to myself is a little bit of a vacation. We have a great Eurolines Promotional Code for people who are interested in going  from London to Cluses, Chamonix, Moutiers, Aime, Bourg-St-Maurice, Tignes-Le Lac or Tignes-Val Claret. The coupon gives you 10% off trips that are booked for the first three months of next year. You have to book in advance, though; this coupon expires 15th November.

8 ) If you do decide to go on vacation during the winter months then you’re probably going to need some good raingear. Use our Evans Promotional Code to get 15% off all rainwear. Expires 22nd November 2009.

9) Maybe you don’t need a vacation at all. Maybe you just need a little bit of rest. That’s a lot easier to do when you’ve got a great bed to sleep in, isn’t it? And now is the time to invest in one if you don’t like the one that you have. That’s because we have an Argos Discount Code that will get you 20% off of all Silentnight, Layezee, Sealy and Rest Assured beds and mattresses if you buy before 27th October. They’re also offering a free delivery coupon code that expires the same day.

10) It’s great that there are all of these coupons to treat yourself to something special this week. However, we also know that it’s holiday shopping time and you may be looking for coupon codes that help you buy gifts for the loved ones in your life. Don’t worry; we have a lot of those coupons as well. The best one this week is a Prezzy Box Voucher Code for £5 off gift items when you spend £20 or more. Expires 31st October.

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This Week’s Top Ten Promotional Codes - 23rd October 2009

Promotional Codes Sites

The single best place to find coupon codes is through sites that are solely dedicated to providing you with coupon codes. Yes, we’re talking about voucher code sites like ours but we aren’t just patting ourselves on the back here. We’ll give you some good reasons why these are the top places to look when you’re trying to find coupon codes that you can use to get discounts for shopping online. Those reasons include:

• Coupon code sites aggregate a lot of coupon deals in one place. If you want access to the most number of coupon codes without having to look all around the web then you’ll want to find a good coupon code site to rely on.
• Coupon code sites are updated regularly. We update our site every day to bring you the newest coupons from a variety of retailers. Other methods of finding coupon codes aren’t always as up-to-date as coupon code sites are.
• Coupon code sites offer the most reliable coupons. There are a lot of coupon codes printed on blogs and other places around the web that just aren’t reliable. They don’t work and you waste your time looking for them and trying to use them. Coupon code sites not only have the most reliable coupons; most will even tell you exactly how reliable the coupons are using percentages based on user input.

Retailers’ Websites

If there is a specific retailer that you want to shop with online then you should check the site itself for coupon code deals. There are a few ways to do this:

• Check the front page. Good coupon deals are almost always advertised on the front page of a retailer’s website.
• Look for a coupon button. Many retailers have a button that says something like coupons, deals or special savings. This takes you to a list of current coupon codes for the site.
• Read the company’s blog. Sometimes this is where they publish their coupon codes.
• Check the Twitter account for the site. Coupon codes are often promoted through the site’s corresponding Twitter account.
• Do an advanced Google search. Do a Google search for the word “coupon”. When the selections come up, click the button that says “advanced search”. Enter the website of the retailer into the box allowed for searching a specific domain. This will bring up a lot of pages that offer coupons for the site. You’ll have to sift through old and new coupons but it may help you find what you’re looking for.
• Look for a button that says “enter coupon” at the time of checkout. This usually means that there’s a coupon somewhere on the site. If you can’t find it then email the contact person and ask if there are any current coupon deals for the site.

Remember to always check your favorite promotional codes sites to make sure there’s not a better coupon there before using the coupon that you find on the retailer’s site.

Blogs, Twitter and Other Social Media

A lot of people choose to get their coupon codes from sources other than retailers and sites intended for promotional codes. It’s true that there are a lot of places that you can get these codes. You can do a Twitter search for “coupons” or follow major coupon promoters on Twitter. You can read blogs from people who regularly post coupon codes on those blogs. You can befriend people on Facebook who promote coupon codes through that site. If you’re a big fan of social media then you can certainly take the time to find coupon codes this way. However, you should be aware that there are two downsides to getting your coupon codes primarily through social media sites:

• It is time consuming. It takes a long time to find the best coupon codes if you’re going from blog to blog to blog and then also searching Twitter, Facebook and various coupon sharing sites.
• It doesn’t always turn up the best results. You may find that you get good coupon codes from this effort that you’re putting in … or you may not. It can be a hit or miss thing in comparison to using promotional code sites or retailers.

What About Using Search Engines?

A final option is to use search engines to find promotional codes for a product that you’re trying to buy. You enter the product’s name along with “coupon” or “coupon code” into the major search engines and then see what comes up. Some search engines are even starting to add a special coupon search section to the financial section of their sites. This can be a good way to find specific coupon codes but it’s probably not the best option to use on a regular basis since it is time-consuming and may be ineffective (similar to using social media to find coupon codes). This option should be used as a backup if you want to find coupon codes that you aren’t finding on your favorite promotional codes sites or retailers’ websites.

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Where Can I Find Coupon Codes?

Some of the top millionaire lifestyle habits to begin adopting today include:

• Attend exciting events. One of the things that a lot of millionaires do is spend their time making appearance at exciting events. These may be major fashion shows, important business conferences, celebrity weddings or red carpet events. Whatever the event, the point is that they get to dress up, go out and spend a night on the town. Doing this fills your life with a luxurious sense of fun (although you have to imagine that it probably gets a bit tiring after too many nights in a row and so many obligations to fulfill!) You shouldn’t deprive yourself of the chance to attend exciting events just because you’re on a budget. There are a lot of interesting events in your local area that are free or cheap. There are probably also one or two major annual events that you’d love to attend but always talk yourself out of because it’s too expensive. Make it a point to get out and have a good time at those affordable events as well as to work a more expensive annual event into your budget. You’ll feel like you’re living the rich life without changing much about your spending at all.

• Work hard, play hard. Sure there are some millionaires out there who came from money and who don’t work much at all. Most, however, work hard to get and keep the money that they have. These people set business goals and pursue them single-mindedly. They work extra hours in order to meet those goals. They make sacrifices in order to achieve what they want to achieve. And then they take a break and go on a stunning vacation to escape from all of the stress. This extreme level of work and play might not be right for you but the gist of it makes sense for most people. Set goals for your life, work hard to achieve those goals and then do something to celebrate when you reach them. That’s a millionaire’s life in a nutshell and it’s definitely a way of life that works for the average person.

• Get a great haircut. How you feel about yourself inevitably includes how you feel about the way that you look. Millionaires don’t head to haircut chain stores to get their locks chopped because they know that they’ll leave they’re feeling as cheap as the cost of the cut. You should take a lesson from these folks. Of course, if you’re being frugal then you aren’t going to spend a fortune on a name brand stylist. But if you get creative then you can get a rich haircut without spending a lot of money. Barter a service you offer with a hairstylist in your area or get amazing discount haircuts from the students of a local hair salon. If you love your haircut the you’re going to feel like a million bucks even if you don’t spend much at all.

• Buy designer brand clothing. Millionaires aren’t going to show up at events or business meetings dressed in cheap threads. Now, no one is saying that you should rush out and spend $1000 on a handbag just because the rich folks are doing it. However, you might want to think designer when it comes to a few of the core piece in your wardrobe. If your life requires that you own one nice dress or a business suit then take the time to find a good designer piece. Keep the cost down by shopping in the off season and looking for clearance deals. Buy something classic that will last a long time. In the long run, you’ll save money because you won’t have to replace the item again and again. And what if your life doesn’t require such outfits? A designer swimsuit or designer jacket might be in order if you want to live like a millionaire.

• Get facials, manicures and massages. The rich can go to spas whenever they like. They can even have personal masseuses come to their home. The rest of us don’t want to waste our money on those things but that doesn’t mean that we shouldn’t treat ourselves to some great self care. Trade massages with your spouse, partner or best friend on a regular basis. Add some scented candles or luxury towels to your bathroom to make it feel more like a spa. Give yourself a facial once a month using natural products. Taking the time to treat yourself to these little things will make you feel like the special person that you are. You don’t need a fat bank account to love that!

• Eat something indulgent. If you were a millionaire and wanted to go get dinner, what would you get? Would you jet off to Italy for a rich homemade pasta dish? Would you open a bottle of great champagne? People who have a lot of money tend to indulge in expensive meals. Your grocery budget may be limited but you can always do some rearranging to make sure that you have the few items that really taste rich to you. Try to imagine what you would stock your fridge with if you were a millionaire planning to cook at home for the week. Then go get it. Maybe it’s fancy cheese, imported wine or chocolate mousse. It doesn’t matter what it is; find a way to indulge in it from time to time and your life will feel richer.

• Invest your money. Most millionaires don’t just leave their money sitting in a savings account. They learn what they can about investing so that they can turn the money that they have into more money. It’s wise for you to start thinking this way, too. You don’t have to be rich to be an investor. You can start small. Social lending programs are a great place to start because they’re low risk and have low entry costs. Not only will you likely make money off of your endeavors, you’ll probably feel empowered as you begin to learn more about money and how the millionaires make it!

• Figure out what you want. One of the things that millionaires get to do just because they have enough money is to get what they want when they want it. They see a boat and want it, it’s theirs. Most of us can’t live that way. We can, however, identify what things we want and work out our budgets and lifestyles to make sure that we get them. Of course, a lot of the things that we truly want are things that don’t cost any money but we’re talking here about those material things that do cost something. If you know what you’d truly really like to own then getting it will make you feel rich. Whether it’s the chance to buy a fancy coffee drink before work once a week or the opportunity to own a nicer car, determine what matters to you and work for it. Make sure that you really know what you want, though, or else you’re going to have buyers’ regret. Believe it or not it’s something that even happens to millionaires!

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Argos Discount Codes. Get 20% off Christmas trees, lights & decorations at Argos. Thanks for visiting!

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Millionaire Lifestyle Habits You Can Adopt Today

1) It’s definitely that time of year when we’re all thinking about the gifts that we need to buy for others. Get a gift card at a whopping 50% off when you use our Buy a Gift Promotional Code. Hurry, though; it expires 20th October 2009.

2) Have you ever checked out the clothing, sports and home and garden items that are available at Freeman’s? If not then now is the perfect time because we have a Freemans Discount Code that gives new customers 20% off of their first order. Expires 8th November 2009.

3) People who wear eyeglasses should know that they can save a lot of money by getting their prescription glasses online. You can save even more by using our Glasses Direct Discount Code to get ten percent off of your online order. Good through 18th November 2009.

4) One thing that almost all of us hate to spend money on is computer ink. It’s just so pricey and it seems to run out so quickly. That’s why a lot of people are happy when they can get a discount on it. You can do exactly that by using our Printerinks Coupon Code to get 5% off of all compatible and re-manufactured inks and toners through Printerinks. Expires 1st November.

5) Most women will tell you that you can never have too many pairs of shoes. If you’re the kind of person who is always in the market for another pair (even though you try to be frugal, of course) then you should check out our Office Promotional Code for 10% off of all full price Offspring products. Expires 26th October 2009.

6) Have you got a pet at home? Do you want to keep your furry friend healthy? If so then you might want to try out Hill’s Science Plan which you can get for 15% off when you use our Pet Supermarket Voucher Code. Expires 1st November 2009.

7) Another good coupon code that we have this week which is also for a very specific product comes from Zavvi. Use the Zavvi Discount Code to take 50p off all football books when you order online. Expiration unknown for this coupon code.

8 ) If you’re looking for more options with your shopping then check out Cdiscount. This stores has everything from clothing to IT stuff. And you can get it all delivered for free when you use our CDiscount Voucher Code that expires 20th October.

9) You can also get free delivery on products ordered online from Marks and Spencer which is a really great UK retail store. This Marks and Spencer Promotional Code has an unknown expiration date so use it while we’re sure you can!

10) Oh and don’t forget that we still have a really great Viagogo Promotional Code which gives you 10% off of gift values available in denominations of £10, £20, £30, £50 and £100. These gifts get your loved ones into some great events. Maybe to repay you they’ll take you along! Expires 26th December.

Bonus - get £5 off with this Additions Direct promotional code.

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This Week’s Top Ten Promotional Codes - 16th October 2009

The Chamber of Commerce in Plano, Texas could be on the cutting edge of methods of improving the local economy by using coupon deals to entice shoppers to spend their money in Plano’s stores. People who spend at least $50 in local stores in one day are rewarded for their contributions to the local economy with a coupon book. They can then use these coupons to get better deals on additional shopping in the area. Not only does this encourage shoppers to spend at least $50 to get the good deals but the deals themselves also encourage additional local sales. With holiday spending about to begin, this could be a great way to make sure that customers do their shopping locally.

You have to ask yourself if this plan is really going to work, though. Are people going to go through the trouble of doing $50 worth of shopping and then submitting their receipts for review just to qualify for coupons to do more shopping? When you can easily go online and get coupon codes to reduce the cost of any shopping that you might want to do, why would you want to go through all of this extra hassle? The city hopes that the campaign will work since it’s lost a lot of revenue as a result of the recession but only time will tell whether or not this type of coupon scheme does local governments any good.

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free cDiscount Voucher Codes. Get FREE Delivery with this cDiscount Promotional Code. Thanks for visiting!

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Cities Issue Coupons to Encourage Local Shopping

Here are ten ways to turn your freebies into cash:

1. Sell them online. The most obvious way to make money off of your freebies is to sell them as soon as you get them. The easiest way to sell them is online. You can sell them through ad sites like Craigslist, auction sites like eBay or through your own website. Of course, some items are marked “not for sale” or “not for resale” so you don’t want to resell those but there are plenty of items that you can get for free and then sell to make some cash. In fact, some people check out the “free” section of Craigslist to get items that they can quickly relist on the site for sale. Others scour yard sales late in the day and grab everything in the “free box” then list those items for sale on their websites. Get creative and you could turn your freebies into a profitable side business.

2. Sell them at a yard sale. Another place that you can sell your freebies is in your own backyard. If you’re the kind of person who hosts yard sales a few times each year then just save up your freebies and put them out along with the rest of your sale stuff. You probably won’t make much money off of them but you might make a little bit of pocket change.

3. Package them as a freebie with another item that you’re selling. Do you sell something else (or can you?) If so then you can make whatever you’re already selling more enticing by offering a freebie along with it. If you’re getting freebies yourself then you can just pass those freebies on. For example, let’s say that you have a business selling homemade soaps and you get your hands on some related freebies like shampoo or candles. Add one freebie to each of your soaps and offer your buyers a unique two-for-one deal that doesn’t cost you anything extra to create. You might even be able to get more freebies this way if you partner up with other people who want you to promote their products by packaging them with yours.

4. Start a gift basket business. If you really want to get active with selling freebies then you can start a creative gift basket business. You’ll have to work full time to collect as many freebies as possible and then to repackage them into unique gift baskets which you can then sell for a profit but if you like this sort of thing then it can be well worth your time.

5. Give them as gifts to friends and family. Perhaps you don’t want to go so far as to start a gift basket business. That doesn’t mean that your freebies can’t become gifts. Whether you package them into gift baskets or simply use them as stocking stuffers, your freebies can sometimes replace store-bought gifts for friends and family. This saves you the money that you would have spent at the store.

6. Affiliate promotion of freebies. People who are serious about making money from home with their freebies are frequently turning to affiliate programs that are specifically designed to help them do this. The way this works is that you locate online freebies and order them for yourself to make sure that they’re legit. Then you promote these freebies through a blog or website and use affiliate ads to make money off of that site. This is one of those “make money at home” deals that works really well for some people and doesn’t work at all for others but it could be worth a try if you like the idea of making money off of freebies at home.

7. Get paid to get freebies. A similar method that people are using to make money with freebies is to get involved in Freebie Trading. This is a system through which you get paid to complete online offers. In many cases, you receive a freebie which you then review or answer survey questions about in exchange for cash. This is another one of those deals that may or may not work for you; some people say that it’s legit and others say it’s a work-at-home scam. Try it with caution so that you make money instead of spending it when using this method of benefitting from freebies.

8. Do regular giveaways on your own blog. You can also use freebies as free giveaways to promote your own blog where you generate ad revenue. The more traffic that you get to your blog, the more likely it is that you’re going to make more profits in ad revenue. Giveaways on your site are likely to attract more traffic. By using your freebies as giveaway products, you increase your blog revenue without costing yourself any money.

9. Host a party selling off your free samples. This is a great way to get all of your friends together into one place and to make some money off of them in a fun way. You collect all of your freebies until you have enough for an at-home sale. Then you invite everyone over for snacks and a show. You demonstrate the different items that have for sale and watch your friends decide what they want. You could even turn it into a friendly auction to keep things interesting. This works particularly well if you have fun freebies like cosmetics and accessories.

10. Use them as part of a service that you offer or to decrease business costs. Finally, you have to remember that saving money is making money. Freebies always save you money if you use them in place of an item that you would otherwise pay to use. For example, if you get free laundry detergent then you’re saving on what you would buy at the store. However, it’s even better if you can use your freebies to defray your business costs. If you have a cleaning business then offset costs by using freebies to clean up in small areas of a customer’s home. If you do web work then see what kind of software freebies might benefit you. The more you save for your business, the better your bottom line looks at the end of the year.

Hey, seems you’re new here, you may want to subscribe to our RSS feed, so you will be the first to get our free money saving tips. New today, free Comet Discount Codes. Get £10 off the new iPod touch range – 8GB, 32GB and 64GB - with this Comet Promotional Code. Thanks for visiting!

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10 Ways to Turn your Freebies into Cash