Australian Financial Solutions» Australian Debt Solutions Blog – Australian Financial Solutions

Thinking About Buying, Renting or Selling a Home?

Are you currently thinking about buying, renting or selling a house? Maybe you are in the market right now for a new home and need to sell your old place first, or perhaps you are looking to move out into your first shared rental with friends, and are worried that you will not be able [...]

HECS/HELP Debt

Do you have or are you currently accumulating a HECS/HELP debt? You may still be at university and are starting to worry about your HECS debt. You may have gotten your first full time job and are facing payments, or perhaps you’ve had a few jobs already and have avoided payments up until now. Facing [...]

Retirement: Are You ready?

Whether you are still in the early stages of your working life, or are getting closer to retirement, it is important to think about your financial situation and savings for retirement. It is ideal to be debt free before you hit retirement age, but sometimes this is a tough goal to have. The following are some [...]

Credit Cards: Check the Terms and Conditions to Avoid Bad Surprises.

Are your credit card’s payment terms and interest rate making debt reduction an impossible task? Have you ever missed a payment on your credit card and had to deal with unexpected consequences without prior notice from your bank? Banks conduct regular reviews on your credit card limit and interest rate, based on a number of factors [...]

Need Debt Help? A Debt Management Plan May Be Right For You

Are you facing unmanageable debts and struggling each month to pay your lenders? Many people continue with the burden of debt at levels that have become too difficult to manage. The fact is that you do not have to. One option to solve your unmanageable unsecured debt is applying for a [...]

Debt Consolidation: What Are the Options?

Debt Consolidation is the process of grouping all the debts you owe to different creditors into one single debt. Is Debt Consolidation right for me? Most people believe that the only way to get a Debt Consolidation option is to go to the bank and apply for one. If you are solvent, this seems like a good [...]

Educate Teenagers and Help Them Avoid Debt

The level of debt amongst teenagers is alarming governments. The dangers of not teaching teenagers how to cope with money can lead to unmanageable debts. Most teenagers are vulnerable to debt because they lack a clear understanding of debt management and how credit works. The wide availability of credit and mobile phone debt are the [...]

Watch out for increasing card rates and get out of credit card debt

It is extremely easy to get a credit card and just as easy to get into credit card debt. With the current card rates increasing, paying off credit card debt has become an impossible mission. Purchase and cash advance rates on some credit cards, particularly some low rate credit cards, have gone up by more than [...]

Debt consolidation: what are the advantages and risks?

Do you have a problem managing your debts? Are you struggling with a range of debts such as credit cards, personal loans, car loans, store loans? Wouldn’t it be handy to roll all your loans together into a single repayment ? Have you thought of debt consolidation? Debt consolidation enables you to combine two or [...]

Watch out for these 5 bad habits and be debt free

Many people cope with the burden of debt at levels that have become difficult to manage. A good way to gain back control over your debt is to find out what started it. We’ve listed 5 common bad habits that lead to debt disaster and bad credit score. A little discipline and behaviour changes should [...]