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	<title>Get Out of Debt Guy – Steve Rhode</title>
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		<title>Why Do People Making Good Money Still Feel Broke?</title>
		<link>https://getoutofdebt.org/254613/why-do-people-making-good-money-still-feel-broke</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 11 Jun 2026 18:47:40 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Podcast]]></category>
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					<description><![CDATA[Steve Rhode and Damon Day explain why six-figure earners still feel broke: a middle-class lifestyle that cost $50,000 in the 1990s now costs $125,000 to $180,000. They break down the spending creep that causes it and how to redirect cash onto the 'asset train' before the train leaves.]]></description>
		
		
		
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		<item>
		<title>Your Medicare Advantage Plan Can Deny Rehab and Get Away With It — Here’s How to Appeal Before You’re Stuck With the Bill</title>
		<link>https://getoutofdebt.org/254607/medicare-advantage-denied-rehab-how-to-appeal</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 11 Jun 2026 18:27:46 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[bankruptcy advice for seniors]]></category>
		<category><![CDATA[Centers for Medicare and Medicaid Services]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance fraud]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[medical bills and credit score]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[senior]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254607</guid>

					<description><![CDATA[Medicare Advantage plans deny rehab care more than you'd think — but you have fast-appeal rights, and your care can continue during review. Here's exactly how to fight it.]]></description>
		
		
		
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		<item>
		<title>Flagstar Bank’s $31.5 Million Data Breach Settlement Is Open — How to File Your Claim and Lock Down Your Credit</title>
		<link>https://getoutofdebt.org/254601/flagstar-bank-data-breach-settlement-how-to-file-claim</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 11 Jun 2026 18:20:54 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[bank data breach]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach class action]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[identity theft prevention]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254601</guid>

					<description><![CDATA[Flagstar Bank's $31.5 million data breach settlement is open with an August 11, 2026 deadline. Here's how to file your claim and why you should freeze your credit now.]]></description>
		
		
		
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		<item>
		<title>The Newspaper Notice That Can Legally Erase a Dead Relative’s Debts</title>
		<link>https://getoutofdebt.org/254446/probate-notice-to-creditors-what-it-means</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 10 Jun 2026 18:57:00 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Death]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[dealing with debt collectors]]></category>
		<category><![CDATA[debt after death]]></category>
		<category><![CDATA[executor]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[FDCPA violation]]></category>
		<category><![CDATA[probate]]></category>
		<category><![CDATA[surviving spouse]]></category>
		<category><![CDATA[what happens to credit card debt after death]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254446</guid>

					<description><![CDATA[That 'Notice to Creditors' newspaper ad starts a legal clock — creditors who miss the 3-7 month deadline are forever barred from collecting. How probate erases unsecured debts, state by state.]]></description>
		
		
		
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		<item>
		<title>Bond Traders Are Betting on a Rate HIKE Now — Stop Waiting for Cuts to Save You</title>
		<link>https://getoutofdebt.org/254439/fed-rate-hike-bets-june-2026-what-to-do</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 10 Jun 2026 18:51:48 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[credit card interest rates 2026]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fed rate cuts credit cards]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[rate cuts]]></category>
		<category><![CDATA[savings account]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254439</guid>

					<description><![CDATA[Inflation just hit 4.2% and bond traders are betting the Fed's next move is a rate HIKE. What that flip means for your credit card APR, house plans, and savings — and 3 moves to make this week.]]></description>
		
		
		
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	</item>
		<item>
		<title>Student Loan Changes Hit July 1 — Three Weeks to Avoid the Auto-Enrollment Trap</title>
		<link>https://getoutofdebt.org/254432/student-loan-changes-july-1-2026-what-to-do</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 10 Jun 2026 18:45:57 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Student Loan Related]]></category>
		<category><![CDATA[2025 student loan changes]]></category>
		<category><![CDATA[department of education]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[IBR]]></category>
		<category><![CDATA[Income Driven Repayment]]></category>
		<category><![CDATA[new Parent PLUS rules]]></category>
		<category><![CDATA[PSLF]]></category>
		<category><![CDATA[SAVE plan]]></category>
		<category><![CDATA[Student Loan Repayment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254432</guid>

					<description><![CDATA[Federal student loan changes hit July 1, 2026. What SAVE borrowers must do in the next 3 weeks, the PSLF auto-enrollment trap, and the Parent PLUS deadline that closes June 30.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/06/student-loan-changes-july-1-2026-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/student-loan-changes-july-1-2026-750x500.jpg" width="750"/>
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		<item>
		<title>California Is Hunting Deceptive Debt Settlement Companies — Here’s How to Report One</title>
		<link>https://getoutofdebt.org/254408/report-debt-settlement-company-california-dfpi</link>
					<comments>https://getoutofdebt.org/254408/report-debt-settlement-company-california-dfpi#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 10 Jun 2026 13:48:58 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Bait and Switch]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[deceptive marketing]]></category>
		<category><![CDATA[DFPI]]></category>
		<category><![CDATA[Elite Credit Group]]></category>
		<category><![CDATA[Junk Mail]]></category>
		<category><![CDATA[Lead Generation]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[veterans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254408</guid>

					<description><![CDATA[California's DFPI is actively hunting deceptive debt settlement companies — and the junk mail you almost threw away could start an investigation.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/254408/report-debt-settlement-company-california-dfpi/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Trader Joe’s Receipt Settlement Deadline Is Tomorrow — How to File Your Claim for Up to $102 (June 2026)</title>
		<link>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026</link>
					<comments>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 08 Jun 2026 20:27:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[FACTA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[receipt]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[Trader Joe's]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254145</guid>

					<description><![CDATA[If you used a card at Trader Joe's between March 5 and July 19, 2019, you may be owed about $102 from a $7.4M FACTA receipt settlement. Deadline to file is June 9, 2026 — here's how.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Why “Nonprofit” Credit Counseling Isn’t as Independent as You Think</title>
		<link>https://getoutofdebt.org/254004/nonprofit-credit-counseling-independence</link>
					<comments>https://getoutofdebt.org/254004/nonprofit-credit-counseling-independence#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Sun, 07 Jun 2026 20:48:55 +0000</pubDate>
				<category><![CDATA[Credit Counseling Industry]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[credit counseling industry]]></category>
		<category><![CDATA[creditor funding]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[fair share]]></category>
		<category><![CDATA[fiduciary duty]]></category>
		<category><![CDATA[IRS 501(q)]]></category>
		<category><![CDATA[nonprofit credit counseling]]></category>
		<category><![CDATA[Steve Rhode]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254004</guid>

					<description><![CDATA[A nonprofit credit counseling agency isn't held to the same legal duty your doctor is. Here's the accountability gap the 2006 reforms never closed — from someone who ran one.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/254004/nonprofit-credit-counseling-independence/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Labcorp’s $35 Million Data Breach Settlement Is Open — File Your Claim Before September 2026</title>
		<link>https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim</link>
					<comments>https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 12:15:48 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach class action]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[medical data breach]]></category>
		<category><![CDATA[personal data]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/253746/labcorp-amca-data-breach-settlement-how-to-file-claim</guid>

					<description><![CDATA[Labcorp's $35M AMCA data breach settlement is accepting claims through September 3, 2026. Up to $5,000 for documented losses or ~$50 alternative payment. File at amcadatabreachsettlement.com. Plus: how to detect medical identity theft on your credit report.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Franco v. CountryWide Debt Relief, LLC, Case No. 2:26-cv-06059</title>
		<link>https://getoutofdebt.org/debt-relief-lawsuits/253743/franco-v-countrywide-debt-relief-llc-73443484/</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 12:10:23 +0000</pubDate>
				<category><![CDATA[Federal Cases]]></category>
		<category><![CDATA[CountryWide Debt Relief, LLC]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/debt-relief-lawsuits/253743/franco-v-countrywide-debt-relief-llc-73443484/</guid>

					<description><![CDATA[Franco v. CountryWide Debt Relief, LLC: Federal complaint alleging consumer protection law violations. Filed 2026-06-04.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/02/federal-courthouse-featured-750x429.jpg" width="750"/>
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	</item>
		<item>
		<title>The Real Cost of Staying in Debt</title>
		<link>https://getoutofdebt.org/253655/the-real-cost-of-staying-in-debt</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 22:59:08 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Scam]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253655</guid>

					<description><![CDATA[Steve Rhode and Damon Day reveal the true cost of carrying debt: how one $120 meal can cost your future self $3,000 — and why waiting is the priciest choice.]]></description>
		
		
		
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	</item>
		<item>
		<title>Debt Is Math Wrapped in Emotion: How to Stop Panicking</title>
		<link>https://getoutofdebt.org/253654/debt-is-math-wrapped-in-emotion-how-to-stop-panicking</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 22:34:37 +0000</pubDate>
				<category><![CDATA[Get Out of Debt Guy Podcast]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Student Loan Assistance]]></category>
		<category><![CDATA[student loans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253654</guid>

					<description><![CDATA[Steve Rhode and Damon Day explain why debt is math wrapped in emotion, why bankruptcy is just branding, and how to stop panicking and find a way out.]]></description>
		
		
		
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	</item>
		<item>
		<title>How to Find an Attorney to Help With Your SBA EIDL Loan</title>
		<link>https://getoutofdebt.org/253647/find-eidl-attorney-sba-loan-help</link>
					<comments>https://getoutofdebt.org/253647/find-eidl-attorney-sba-loan-help#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 19:54:15 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Legal Related]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[COVID EIDL]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Relief Scams]]></category>
		<category><![CDATA[EIDL]]></category>
		<category><![CDATA[EIDL loan]]></category>
		<category><![CDATA[SBA]]></category>
		<category><![CDATA[SBA loan]]></category>
		<category><![CDATA[small business debt]]></category>
		<category><![CDATA[Treasury]]></category>
		<category><![CDATA[Wage Garnishment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253647</guid>

					<description><![CDATA[Defaulted on your SBA EIDL loan? Here's how to find the right attorney — and how to avoid the 'loan relief' scams targeting borrowers.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>The $35 Million QVAR Inhaler Settlement Is Open — How to File Your Claim Before July 2026</title>
		<link>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim</link>
					<comments>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:46:39 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[asthma]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[inhaler]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[QVAR]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[Teva]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253622</guid>

					<description><![CDATA[Teva will pay $35M over QVAR inhaler prices. If you bought QVAR since 2015, you can claim cash — here's how to file before the July 2026 deadline.]]></description>
		
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		<item>
		<title>A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)</title>
		<link>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit</link>
					<comments>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:58 +0000</pubDate>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[fake debt collector]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[zombie debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253617</guid>

					<description><![CDATA[A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.]]></description>
		
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		<item>
		<title>Sleep Number Is Preparing for Bankruptcy: What It Means for Your Smart Bed — and Your Own Debt</title>
		<link>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers</link>
					<comments>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 11]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[corporate bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Sleep Number]]></category>
		<category><![CDATA[Smart Home]]></category>
		<category><![CDATA[warranty]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253633</guid>

					<description><![CDATA[Sleep Number is preparing for a possible bankruptcy. Here's what's at risk for your warranty and smart bed app — and the bigger lesson about your own debt.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Robertson v. JGW Debt Settlement, LLC, Case No. 3:26-cv-00433</title>
		<link>https://getoutofdebt.org/debt-relief-lawsuits/253639/robertson-v-jgw-debt-settlement-llc-73430564-2/</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:42:50 +0000</pubDate>
				<category><![CDATA[Federal Cases]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[Debt Collection Harassment]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Do Not Call Violations]]></category>
		<category><![CDATA[JGW Debt Settlement, LLC]]></category>
		<category><![CDATA[TCPA]]></category>
		<category><![CDATA[Unsolicited Text Messages]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/debt-relief-lawsuits/253639/robertson-v-jgw-debt-settlement-llc-73430564-2/</guid>

					<description><![CDATA[Robertson v. JGW Debt Settlement, LLC: Federal complaint alleging TCPA violations. Filed 2026-06-02.]]></description>
		
		
		
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		<title>Connecticut Just Erased $315 Million in Medical Debt — Here’s What You Can Actually Do About Yours (June 2026)</title>
		<link>https://getoutofdebt.org/253480/what-to-do-about-medical-debt-cant-apply</link>
					<comments>https://getoutofdebt.org/253480/what-to-do-about-medical-debt-cant-apply#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 16:51:02 +0000</pubDate>
				<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[charity care]]></category>
		<category><![CDATA[financial assistance policy]]></category>
		<category><![CDATA[hospital bills]]></category>
		<category><![CDATA[Medical Bankruptcy]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[medical debt forgiveness]]></category>
		<category><![CDATA[section 501r]]></category>
		<category><![CDATA[Undue Medical Debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253480</guid>

					<description><![CDATA[Connecticut just erased $315M in medical debt — but you can't apply for programs like that. Here's what you CAN do about your hospital bills right now, in any state.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Sign This Severance Agreement or Lose Everything? What Oracle’s Laid-Off Workers Should Know First (June 2026)</title>
		<link>https://getoutofdebt.org/253476/severance-agreement-before-signing-layoff</link>
					<comments>https://getoutofdebt.org/253476/severance-agreement-before-signing-layoff#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 16:50:39 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[employment attorney]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[laid off]]></category>
		<category><![CDATA[Oracle layoffs]]></category>
		<category><![CDATA[retirement protection]]></category>
		<category><![CDATA[severance agreement]]></category>
		<category><![CDATA[tech unemployment]]></category>
		<category><![CDATA[WARN Act]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253476</guid>

					<description><![CDATA[A severance agreement usually waives your right to sue. With 30,000 Oracle workers told to sign or forfeit, here's what every laid-off worker should check before signing.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Offer in Compromise: The Real IRS Acceptance Rate (Not Pennies on the Dollar)</title>
		<link>https://getoutofdebt.org/253466/offer-in-compromise-acceptance-rate</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 03 Jun 2026 15:08:33 +0000</pubDate>
				<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[IRS Payment Plan]]></category>
		<category><![CDATA[IRS Tax Debt]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[owe back taxes]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Tax Debt Relief]]></category>
		<category><![CDATA[tax debt settlement]]></category>
		<category><![CDATA[tax relief company review]]></category>
		<category><![CDATA[Tax Settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253466</guid>

					<description><![CDATA[The IRS accepts only about 1 in 5 Offers in Compromise. Here's how the offer amount is really calculated, what it costs to apply yourself, and how to spot the 'pennies on the dollar' tax-relief scam.]]></description>
		
		
		
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		<item>
		<title>Can Bankruptcy Erase Tax Debt? Yes — Here’s Exactly When It Can</title>
		<link>https://getoutofdebt.org/253340/can-bankruptcy-erase-tax-debt-yes-heres-exactly-when-it-can</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 02 Jun 2026 17:28:52 +0000</pubDate>
				<category><![CDATA[Bankruptcy Related]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[afford to file bankruptcy]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[chapter 7 bankruptcy discharge]]></category>
		<category><![CDATA[IRS Tax Debt]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[owe back taxes]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Tax Debt Relief]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253340</guid>

					<description><![CDATA[Can bankruptcy erase IRS tax debt? Yes — older income taxes can be discharged if they pass three timing rules. Here's exactly how it works, from someone who's helped thousands.]]></description>
		
		
		
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	</item>
		<item>
		<title>Google Play Children’s Privacy Settlement: Parents Can Claim a Share of $8.25 Million — Here’s How (June 2026)</title>
		<link>https://getoutofdebt.org/253182/google-play-childrens-privacy-settlement-2026</link>
		
		<dc:creator/>
		<pubDate>Mon, 01 Jun 2026 15:17:54 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[biometric privacy]]></category>
		<category><![CDATA[Children's Online Privacy Protection Act]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253182</guid>

					<description><![CDATA[If your child used Google Play apps since 2015, you may be owed $40-$200 from Google's $8.25M children's privacy settlement. Here's how to claim before the Sept 14 deadline.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/06/google_featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/06/google_featured-750x500.jpg" width="750"/>
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		<item>
		<title>The Credit Card Number That Should Scare You Isn’t the Balance. It’s the Late Payments.</title>
		<link>https://getoutofdebt.org/253175/credit-card-late-payments-record-2026</link>
		
		<dc:creator/>
		<pubDate>Mon, 01 Jun 2026 14:41:57 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[credit card interest rates 2026]]></category>
		<category><![CDATA[Debt Relief Options]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[federal student loan default]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[k-shaped economy]]></category>
		<category><![CDATA[New York Fed]]></category>
		<category><![CDATA[subprime]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253175</guid>

					<description><![CDATA[The share of credit card balances 90+ days past due hit 13.1% — the worst since 2011. Here's what the NY Fed data actually says about who's drowning and what to do.]]></description>
		
		
		
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		<item>
		<title>Circle K Data Breach Settlement: If You Worked There, Claim Up to $2,000 and Protect Your Credit</title>
		<link>https://getoutofdebt.org/252836/circle-k-data-breach-settlement</link>
					<comments>https://getoutofdebt.org/252836/circle-k-data-breach-settlement#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 17:04:12 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Circle K]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Gas Express]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[Social Security number]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252836</guid>

					<description><![CDATA[The Gas Express / Circle K data breach settlement is for employees, not customers. How to claim by Sept 3, 2026 — and lock down your credit.]]></description>
		
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		<title>An ‘MCA Debt Settlement’ Owner Just Pleaded Guilty to Fraud — Here’s the Red Flag That Gives the Scam Away</title>
		<link>https://getoutofdebt.org/252825/mca-debt-settlement-guilty-plea</link>
					<comments>https://getoutofdebt.org/252825/mca-debt-settlement-guilty-plea#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 15:24:07 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[confession of judgment]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt relief fraud]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[DOJ enforcement]]></category>
		<category><![CDATA[Evergreen Settlement Group]]></category>
		<category><![CDATA[Mark Csantaveri]]></category>
		<category><![CDATA[MCA Cure]]></category>
		<category><![CDATA[MCA debt settlement]]></category>
		<category><![CDATA[Merchant Cash Advance]]></category>
		<category><![CDATA[small business debt]]></category>
		<category><![CDATA[wire fraud]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252825</guid>

					<description><![CDATA[An MCA debt-settlement owner pleaded guilty to wire fraud after taking $3.7M from small businesses. The one red flag that gives the scam away.]]></description>
		
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		<item>
		<title>Country Bank Just Settled Its Overdraft Fees for $495K — And You Don’t Have to File a Claim</title>
		<link>https://getoutofdebt.org/252816/country-bank-overdraft-settlement</link>
					<comments>https://getoutofdebt.org/252816/country-bank-overdraft-settlement#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 15:08:03 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Country Bank for Savings]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[NSF fee]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[Overdraft Protection]]></category>
		<category><![CDATA[Regulation E]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252816</guid>

					<description><![CDATA[Country Bank's $495K overdraft settlement pays you automatically — no claim needed. But the bigger move works at any bank, this week.]]></description>
		
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		<item>
		<title>The $5.55 Million Metformin Settlement Is Open — How to File Your Claim</title>
		<link>https://getoutofdebt.org/252714/metformin-settlement-how-to-file-claim</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 18:02:35 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Bureau of Prescription Health]]></category>
		<category><![CDATA[CFPB medical debt credit reports]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[diabetes]]></category>
		<category><![CDATA[FDA recall]]></category>
		<category><![CDATA[pharmaceutical]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252714</guid>

					<description><![CDATA[Three drug companies agreed to pay $5.55 million over contaminated metformin. Claim window open now — here's how to file before the July 10 deadline.]]></description>
		
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/metformin-settlement-claim-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>A Debt Relief Company Is Being Sued for Fake VA Emails — Here Are 7 Red Flags That Mean Any Company Is Cutting Corners to Find You</title>
		<link>https://getoutofdebt.org/252707/debt-relief-company-marketing-red-flags</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 17:52:52 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt relief red flags]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC Telemarketing Sales Rule]]></category>
		<category><![CDATA[Lead Generation]]></category>
		<category><![CDATA[lead generation debt relief]]></category>
		<category><![CDATA[National Debt Relief]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[veterans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252707</guid>

					<description><![CDATA[A federal lawsuit alleges fake VA emails and tracking pixels. Here are 7 red flags that any debt relief company is cutting corners to find you.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/debt-relief-marketing-red-flags-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/debt-relief-marketing-red-flags-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Seven Groups Exposed Who Profit When American Farmers Go Broke — Follow the Money</title>
		<link>https://getoutofdebt.org/252701/who-profits-when-farmers-go-broke</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 28 May 2026 17:03:27 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[American Farm Bureau Federation]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[farm]]></category>
		<category><![CDATA[farm bankruptcy]]></category>
		<category><![CDATA[farm debt]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariffs]]></category>
		<category><![CDATA[Trump tariffs]]></category>
		<category><![CDATA[USDA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252701</guid>

					<description><![CDATA[When family farms fail, seven groups profit — institutional land investors, seed/chemical monopolies, the financial sector, food processors, foreign buyers, subsidy captors, and commodity speculators. Every claim sourced from USDA data, GAO audits, FTC lawsuits, and SEC filings.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/who-profits-when-farmers-go-broke-750x500.png" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/who-profits-when-farmers-go-broke-750x500.png" width="750"/>
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