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Top Five Dividend Yield Stocks to Buy: Andhra Bank, IOB, HPCL, Allahabad Bank, GHCL

admin — Mon, 08 Apr 2013 16:08:05 +0000

It is that time of the year again when pinch hitters will go looking for those stocks where they can make a little extra in the form of dividends as long as the stock is not too volatile. There are many stocks from various sectors which may offer better Dividend Yield but one should not forget that more than these crumbling, it is important to protect the capital. in this regard nothing can beat Banking Stocks especially PSU Banking Stocks. so here i am with my favorite five which offers generous dividend yields at the same protecting your capital to the extent possible

Andhra Bank: Current Price 93, Dividend Yield: 7%
Indian Overseas Bank (IOB): Current Stock Price 64, Dividend Returns: 7%
Allahabad bank: Stock Price 125, Yield: 6%
GHCL: Current Market Price 30, dividend yield 7.5%
HPCL: Market price 300, yield: 5%

Buy SanDisk 16gb Extreme Pro MicroSD @ www.indiacod.com

admin — Mon, 08 Apr 2013 01:49:03 +0000

SanDisk 16gb Extreme Pro Micro SDHC Class 10 UHS-I Memory Card For Mobile Phones

Buy this microSD card at cheapest prices only at www.indiacod.com. one can also do a google search for cheapest online prices in india for this item. Direct Link for the product

https://www.indiacod.com/index.php?route=product/product&product_id=97

Push Your Mobile Device to New Limits

Unleash the potential of your smartphone or tablet with the SanDisk Extreme Pro microSDHC UHS-I Memory Card. This memory card provides uncompromised performance for uninterrupted memory-intensive activities such as app usage, multi-tasking, and video recording.

Industry-leading UHS-I data speeds up to 95MB/s**
Capacities of 8GB and 16GB** for more apps and media
Ideal for tablets, smartphones, and other mobile devices
Can record Full HD** and 3-D video
Durable and shockproof design
Unparalleled Data Speeds for Ultimate Mobile Performance
With read speeds of up to 95MB/s, the SanDisk Extreme Pro microSDHC UHS-I Memory Card transforms the way you experience the performance of your mobile device. Apps will load and update more quickly, mobile games will perform more smoothly, and Full HD videos will play back seamlessly. You’ll also enjoy faster data retrieval, so working on your smartphone or tablet will be more efficient.

Flawless Full HD Video and Photo Capture
Featuring write speeds of up to 90MB/s, the SanDisk Extreme Pro allows you to snap photos continuously while the Class 10 rating and UHS Speed Class 1 of these memory cards also give you the power to capture more fast-action Full HD and 3-D video.

Storage Capacities Up to 16GB
With capacities up to 16GB, the SanDisk Extreme Pro microSDHC UHS-I card offers plenty of room for Full HD videos, music, apps, and other storage-intensive mobile files.

Durable Design
SanDisk Extreme Pro microSDHC UHS-I Cards are designed to handle whatever life throws at them. This card is shockproof**, X-ray proof**, and waterproof**. You can play your apps, capture memories and access data in almost any climate–the card operates in temperatures ranging from -13 to 185 degrees Fahrenheit. Take your phone or tablet to the snow, to the pool or to the desert. Your card will survive, even if your device doesn’t.

Specifications

Form factor: microSDHC
Available capacities: 8GB,16GB
Performance/speed: Up to 95 MB/s (633X) read speed; write speed up to 90 MB/s (600X)
microSDHC card dimension: 59in x.043in x.03in (15 mm x 11 mm x 1.0 mm)
Operating temperature: -13ºF to 185ºF (-25ºC to 85 ºC)
Storage temperature: -40ºF to 185ºF (-40ºC to 85ºC)
Compatibility: Compatible with all microSDHC supporting host devices
Security: Built-in write-protect switch prevents accidental data loss
Support: Lifetime limited warranty
Warranty
The SanDisk Extreme Pro microSDHC UHS-I Memory Card is backed by a lifetime limited warranty**.

Top Searched Mobile Accessories Keywords: Critical for E-Commerce Websites

admin — Mon, 08 Apr 2013 01:37:54 +0000

One way to appear ahead of others in Google Search is to buy Google Adwords. However another smart and free method is this: If you are an e-commerce websites and say deal in Mobile Accessories, find out a list of most searched terms through google keyword search tools for a particular category such as mobile accessories. Make a list of the same and include each of the phrase in separate listings. This will make sure all important search keywords and phrases are included in your listings and your site. This while may not ensure your site high in searches but will show in every search nevertheless thereby greatly increasing the site visibility. Over time, you may also find your site higher due to unique Google algorithm .

Here is the list for most searched terms related to mobile accessories

Mobile phone accessories
Mobile phones accessories
Accessories for mobile phones
Mobile phones accessories india
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Mobile accessories shopping
Mobile phone covers
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Covers for mobile phones
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Successfully Selling on eBay: Perseverance and Low overheads

Sanchita — Sat, 16 Feb 2013 06:11:30 +0000

Ebay.com and amazon.com are probably the only two companies which have successfully established themselves are the favoured online marketplace destination. The rest are probably trying to copy the concept and trying to be somewhere there. It is going to be herculean if not impossible to achieve what these two companies have. Marketplace is basically a concept where the company provides a platform where sellers can showcase their products and buyers can buy the item from them. The company facilitates the transaction in such a way that none can cheat each other. Amazon.com has a hybrid model in that along with other sellers, the company also sells the goods directly to buyers through the common platform and hence competes with other sellers. This may be a great monetising idea but is very likely to discourage a number of sellers, potential or existing since they may fear that they may be disadvantaged in competing with the “owners” directly and mostly it is also seen that they are able to offer better prices and terms compared to outside sellers.

Coming back to Online Marketplace Selling, the platforms that are available in the country are Ebay India, tradus.com, snapdeal.com and shopclues.com to name a few. There are many others on the fringes but not much happening in them worth writing. However eBay India is undoubtedly the most popular and well known platform. Buyers loved it since it provides a no-non sense and ruthless buyer guarantee programme where in even if a buyer just says the item is not as described and asks for refund, the company more often than not just offers them full refund without even asking for proof of the claim and the same is adjusted against the seller much to the disappointment of the sellers. Knowing fully well that there isn’t a worthwhile competition to it and that the sellers who sell only online will have no other platform to sell, the company is assured that the sellers will not go anywhere inspite of all this.

However slowly but steadily a big change is happening already in this field as well. Many large sellers after painstakingly building their business on ebay over the years are suddenly calling quits either completely leaving the online platform or going solo by building their own website. Now most who end up going solo are not going anywhere since this business is very very difficult to start and build from a scratch. Ebay India has though rightly sensed the changed mood of the sellers and have no started a programme called seller protection where they pay a reduced compensation for a transaction where the buyer is full compensated from their kitty. There are issues in them as well as ebay is also keeping a track of such compensations to sellers and is treating them against the seller for performance evaluation.

Under this rapidly changing scenario, there are great opportunities for both new and existing sellers on ebay. For new sellers, ebay remains one of the most fascinating and exceptional platform to sell to a very wide audience at minimum possible costs, for the existing sellers, the trick lies in sticking on with ebay come what may and continue to grow the business slowly but steadily. Loss of big sellers fortunately for such sellers is a good news as it means relatively lesser competition and better margins. However one also needs to be guarded against situational development where in one ends up being one of those sellers who end up quitting their business on ebay.

The trick to this lies in many factors. However two factors that come to my mind foremost are perseverance and low overheads. I would explain them one by one.

Low Overheads: It is a common Management knowledge that in a segment of business, where there is high margin and low entry barrier in the beginning, competition is bound to come and the margins will continue to shrink close to zero and below sometimes depending upon what kind of market is at stake. Suppose one is into selling say mobile accessories which offer say 30% gross margins. A new seller will crop up since the entry barrier is close to nil especially in platforms such as ebay and will start selling at 20% margins. Soon someone will sell at 10% and then at 2%. If you are a large seller, you will have fixed and sunken costs which will increase your overheads and no matter how hard you try you can never bring it to the level of a new seller. Therefore even if you decide to sell at nil profit there will be a new seller who can sell cheaper than you and still make a nominal profit or breakeven. As a large seller, you may have a little pricing advantage but it is little only and may not be adequate to sustain the business. The lesson to be learnt here is that your size as a big seller will also give you the cushion of better sustenance, larger pool of past and repeat buyers and better reputation and pricing power. However one should continue to ruthlessly cut costs and overheads so as to reduce the difference between them and new sellers. The lower it is, more the number of new sellers will find themselves quitting the business. Since they will suddenly find the business no so profitable and will end up turning over. And lower overheads means lower selling prices which will eventually bring in more revenues and profits.

Perseverance is one of the most important virtue that one needs to have while selling online. It may take days, weeks or months to get that first or first few sales. It is during this time that one feels why is he doing this when there are better options available. It may be true but only for that moment. A sudden burst or gradual and healthy increase in sales will change or nullify that question fully. Most platforms including ebay are pretty ruthless and harsh on sellers. It comes from their belief which i feel is right also that , both sellers and ebay exist because there are buyers. If they are unhappy, eventually everyone will lose. Hence they make sure every buyer is satisfied. Now this knowledge is misused by a few smart cookies and ebay’s internal systems is always on a look out for such elements and weed them out, but more or less ebay remains a sustainable platform to sell. However one must not lose patience, hope and calm especially in light of cases where the buyer is clearly trying to cheat and there is nothing much you can do. The best option during such times is to just shun that buyer. This is a very good option that ebay gives to sellers where in they can block any buyer the seller chooses to from buying from them. Pity only 5000 can be blocked but we are far away from that figure on both of our ebay shops.

There are many other factors which would be crucial to your achieving success on ebay and other platforms which i shall bring out in my subsequent articles on the issue. Please click here to read all my articles about selling on ebay.

New Smartphone Launch from iBall: Andi 4.5h

Sanchita — Thu, 14 Feb 2013 04:30:55 +0000

iBall (www.iball.co.in) which has arguably the largest collection of IT products in range and on sale in the world has gotten pretty aggressive on Smartphone segment. After roping in big celebrities like Kareena Kapoor Pataudi as the brand ambassador, they have launched a few smartphones matching the best in the market. The latest to be launched is called Andi 4.5h. The major features of the phone are as follows:

qHD display of 11.43cm or 4.5 inch size

One of the sleekest smartphone at just 9.99mm

8MP Real Auto Focus Camera with LED Flash

360 Degree Panoramic and 3D Photography

Dual Core 1GHz Processor

1GB DDR3 RAM

3G and Wi-Fi Connectivity with tethering and Hotspot facility

Video Calling & Global Positioning System (GPS)

Android 4.0 Ice Cream Sandwich ICS version and Dual SIM technology

The company has priced the item very aggressively at just 12490 INR and sure to create a little flutter in the market with its price given the impressive list of features that the handset sports which are otherwise not found in any sub -20K priced handsets. On the flip side, iball is not really a large player in the world of Smartphones ruled by the likes of iPhone, Smasung, Blackberry and HTC. But the company appears very firm in its intent to make a mark in the segment and the latest product is sure to do very well.

Toshiba Complete Storage Solution: Range of HDDs

Sanchita — Wed, 13 Feb 2013 04:30:20 +0000

Toshiba is one of the most renowned names in the world of Electronics. A Japanese company, it has presence in a wide range of electronics products such as Laptops, LEDs and Storage solutions. Of late they have been pretty aggressive in their storage solutions segment which is otherwise ruled by the likes of Seagate, Transcend and Western Digital WD. The company has relaunched it entire range of Hard Disk Solutions under the tag name: Complete Storage Solution from the World’s Leading Hard Disk Drive Manufacturer: Toshiba

Toshiba, the leader in design, development and manufacturing of mobile, consumer, enterprise drives, SSD’s. It also markets high quality storage peripherals to Original Equipment Manufacturers OEMs worldwide. The company has HDD Solutions under the following segments:

Hybrid Drive: These drives have SSD like performance and responsiveness. They come in 2.5inch size and in capacities of 750GB and 1TB

Portable External HDD-Canvio V6: These come with massive storage space of upto 1TB for you to enjoy mobile storage space. Another good thing about this range is that they have USB 3.0 connectivity and interface.

Desktop HDD- Deskstar: These are 3.5 inch internal SATA Drives for personal computers and come with 7200 RPM and are available in capacities upto 3TB.

A/V & Surveillance HDD- Cinemaster: These are specialty Drives meant for digital video surveillance and provide maximum performance, reliability and power efficiency. They come in sizes upto 3 Terabyte capacity.

External Desktop HDD-Canvio Desk: Ideal for expanding your desktop drive upto 3TB, they come with USB 3.0 connectivity and interface. They are pretty compact yet spacious keeping your table clutter free and neat.

Enterprise HDD: Ideal drives for mission critical storage requirements, these provide solutions for DAS, NAS and RAID systems.

Notebook HDD: These are 2.5 inch internal SATA Drive for computers and laptops and come with 5400 RPM drive speed and upto 1TB capacity.

Slim External HDD-Canvio Slim: The company claims these to be the slimmest 500GB portable Drive in the world and come with USB 3.0 connectivity/interface.

This exciting range of Toshiba products are distributed by two of the largest players in the segment, Rashi Peripherals Pvt Ltd (email feedback@rptechindia.com, website: www.rptechindia.com) and Transtek Infoways Pvt Ltd (email vishal@transtekindia.com, website: www.ttek.in )

MicroMax CANVAS HD: The Successor to Micromax CANVAS II A1100

Sanchita — Fri, 08 Feb 2013 04:30:05 +0000

After the unexpected and bumper success and sales of Micromax Canvas II A1100, the company has decided to launch a successor to it call Micromax Canvas HD A1600. The new phablet is the first in the market to sport a quad core processor and runs on Android Jelly Bean version. The phone sports a 5 inch screen with a resolution of 1280 x 720 pixels. The phone comes loaded with a massive 2100mAh bettery assuring you of a long talk time thanks to the revolutionary processor which the manufacturer claims to be consuming much lesser power compared to the other quad core processors available in the market. Priced at about 15000 INR, this smartphone is going to be a smash hit success and a favorite amongst the first time smartphone users just like its previous two predecessors.

Harman REVEL PERFORM A3: A Sneak Peek

Sanchita — Thu, 07 Feb 2013 04:30:47 +0000

Harman International which is into making top end audio equipments has launched nine speakers all aimed at audiophiles. The models are F208, F206 which is a 3 way standing tower, M106, M105 which is a two way bookshelf Monitor, C208 which is a three way centre channel, C205 that sports a 2 way centre channel, S206 that has a two way surround speaker system, B112 and B110 which are powered sub-woofers. The pricing has not yet been declared by the company but be rest assured they are going to cost you a bomb. Therefore this entire range is strictly for the audiophiles and those with deep pockets and has a discernable taste for good sound and music.

A Sneak Peek on Trend Micro Internet Security Anti Virus

Sanchita — Wed, 06 Feb 2013 04:30:50 +0000

Trend Micro is a formidable name as far as internet security and anti virus solutions are concerned. The company has two major products to offer, Trend Micro Titanium Cloud Edition Internet Security which offers advanced protection and Trend Micro Titanium Maximum Security 2012 which provides all in one security. Some of the common salient features of the solutions offered by the company are as follows:

Real Time Protections

Light on Resources

Parental Controls

Secure Erase

Data Theft Protection

Anti-Virus

Anti-Spam

Smart Phone Protection

Socialize Safely

The company has a toll free support for Titanium users: 1800 425 2667

New Launch: LED Monitors by iBall

Sanchita — Tue, 05 Feb 2013 04:30:51 +0000

iBall which has perhaps one of the largest range of IT and mobile accessories has recently launched LED Monitors with a tag line that goes like “Bring SPARKLE on your Desk”. The company claims LED technology with excellent picture quality, mega contrast ratio and ergonomic design for comfortable viewing experience. The monitors are also RoHS compliant, have low power consumption, ultra Slim design, a fast response time of 2ms, built in stereo speakers and a few models also have HDMI connectivity. The sizes available are 39.6cm(15.6”), 47cm (18.5”), 50.8cm (21.5”) and 58.4cm (23”)