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	<title>Home Loan Rate - Australia</title>
	
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		<title>Can I Get A Home Loan With A Casual Job?</title>
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		<comments>http://home-loan-rate.com.au/home-loans/can-i-get-a-home-loan-with-a-casual-job/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 09:31:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Casual employment]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[casual]]></category>
		<category><![CDATA[casually]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[lender]]></category>
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		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=688</guid>
		<description><![CDATA[Yes! It is possible to get approval for your home loan while casually employed. The secret to getting approved is to know what the lender&#8217;s policy is, and to apply with a bank who can accept people in your current employment status.
Typically lenders see casual employees as unstable. Your income may fluctuate from week to [...]]]></description>
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		<title>Family Pledge Home Loan</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/b8JP6kXrWyk/</link>
		<comments>http://home-loan-rate.com.au/guarantor-home-loan/family-pledge-home-loan/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 00:19:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guarantor home loan]]></category>
		<category><![CDATA[family pledge]]></category>
		<category><![CDATA[Guarantor]]></category>
		<category><![CDATA[home loan]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=686</guid>
		<description><![CDATA[How can you buy a home without a deposit? In a post-GFC world there are no loans available that will allow you to borrow 100% of the purchase price without providing additional security. In the past it was possible to obtain loans for up to 106% of the purchase price through lenders such as First [...]]]></description>
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		<title>Probationary periods: Can I still get a home loan?</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/hq-Q5LhLk1M/</link>
		<comments>http://home-loan-rate.com.au/home-loans/probationary-periods-can-i-still-get-a-home-loan/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 23:43:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=680</guid>
		<description><![CDATA[You just scored that new job, changed careers for more stimulating work opportunities or have been head hunted due to your professionalism and strong work ethic. Despite all the excitement that comes with changing jobs, you could be subject to a probationary period. Often the length of probation is written in your employment contract. It [...]]]></description>
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		<item>
		<title>Capped Home Loan</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/U8Sg5ayhEIE/</link>
		<comments>http://home-loan-rate.com.au/home-loans/capped-home-loan/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 07:12:25 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Capped Loan]]></category>
		<category><![CDATA[Loan Types]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=675</guid>
		<description><![CDATA[When one hears the word “capped”, it usually means that there is a limit or there is a certain boundary that cannot be crossed.   A capped loan similarly would mean that the interest rates have a limit set to them, and cannot go above a certain point.  This is of course limited to a certain [...]]]></description>
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		<item>
		<title>No Deposit Home Loans for Everyone</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/9Bkz0BWsY70/</link>
		<comments>http://home-loan-rate.com.au/home-loans/no-deposit-home-loans-for-everyone/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 06:10:28 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=653</guid>
		<description><![CDATA[Homes cost a lot of money.  Homes are usually the most expensive asset a person has, and prices of homes in Australia are going up constantly.  This makes it virtually impossible and very difficult to make the 5% to 10% deposit usually required by banks and lenders before loans can be granted.
Thankfully a number of [...]]]></description>
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		<title>No Deposit Mortgages for Easy Loans</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/e2bvnq6AfeQ/</link>
		<comments>http://home-loan-rate.com.au/home-loans/no-deposit-mortgages-for-easy-loans/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 05:52:16 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Loan Types]]></category>
		<category><![CDATA[No Deposit]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=621</guid>
		<description><![CDATA[In essence banks and lenders do require a deposit of around 20% before they approve loans of any kind.  This is to ensure that they are not exposed to too much risk, as no deposit loans is very risky business.
However, it is a fact that there are ways to get a 100% deposit home loan.  [...]]]></description>
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		<title>Owner Builders in Australia</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/u2_uUp_6njo/</link>
		<comments>http://home-loan-rate.com.au/home-loans/owner-builders-in-australia/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 04:21:52 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Loan Types]]></category>
		<category><![CDATA[Owner Builder]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=617</guid>
		<description><![CDATA[Australians are known for their innovations and the desire to do things themselves.  This of course translates to many individuals who would like to build their homes to their specifications and with their own designs.  They likewise would want to handle the ordering of materials, the scheduling of construction, and other details on their own. [...]]]></description>
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		<item>
		<title>Low Doc Loan Refinance</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/GL5IJa28N9g/</link>
		<comments>http://home-loan-rate.com.au/home-loans/low-doc-loan-refinance/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 02:51:54 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Low Doc]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=614</guid>
		<description><![CDATA[Hard financial times often require smart solutions to problems that can be easily solved.  You may have taken a loan, and have defaulted on them because of your financial situation.  Possibly you could have lost your job, or been disabled and unable to work, or may have lost a great deal of money in your [...]]]></description>
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		<item>
		<title>Home Loans at 100%</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/2WfH5yTz5lU/</link>
		<comments>http://home-loan-rate.com.au/home-loans/home-loans-at-100/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 01:56:42 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[100% Loan]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=611</guid>
		<description><![CDATA[Did you think that a home loan at 100% is no longer possible?  Well we would like to show you that it is still possible with a little help.
The usual percentage that home loans are granted often reach up to only 80% of the total property value.  Why do you think it is set up [...]]]></description>
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		<title>Various Means of Using Salary Sacrifice</title>
		<link>http://feedproxy.google.com/~r/home-loan-rate-australia/~3/xxRdpWMx_HM/</link>
		<comments>http://home-loan-rate.com.au/home-loans/various-means-of-using-salary-sacrifice/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 06:39:02 +0000</pubDate>
		<dc:creator>iggy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Salary Sacrifice]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=607</guid>
		<description><![CDATA[Taxes can become costly and they continue to pile up every day.  This is why people try to come up with ways to avoid paying taxes legally everyday.  One way is by letting your employer directly pay your mortgage for you.  Where your employer allows you to salary sacrifice by doing this, you are going [...]]]></description>
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