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	<title>HotOnSanDiego - Real Estate News &amp; Information For Escondido, Rancho Bernardo, and North County</title>
	
	<link>http://hotonsandiego.com</link>
	<description>Hot Topics On San Diego Real Estate</description>
	<lastBuildDate>Fri, 25 May 2012 16:29:05 +0000</lastBuildDate>
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		<title>30-Year Fixed Rate Mortgage Rates Fall To 3.78% Nationwide</title>
		<link>http://hotonsandiego.com/2012/05/25/mortgage-rates-378-percent/</link>
		<comments>http://hotonsandiego.com/2012/05/25/mortgage-rates-378-percent/#comments</comments>
		<pubDate>Fri, 25 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Home Affordability]]></category>
		<category><![CDATA[PMMS]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4634</guid>
		<description><![CDATA[For the fifth consecutive week, conforming 30-year fixed rate mortgage rates have dropped to new all-time lows.]]></description>
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		<title>New Homes Sales Up Again – 7 Out of 8 Months</title>
		<link>http://hotonsandiego.com/2012/05/24/new-home-sales-april-2012/</link>
		<comments>http://hotonsandiego.com/2012/05/24/new-home-sales-april-2012/#comments</comments>
		<pubDate>Thu, 24 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Housing Analysis]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Homebuilder Confidence]]></category>
		<category><![CDATA[New Home Sales]]></category>
		<category><![CDATA[New Home Supply]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4626</guid>
		<description><![CDATA[The April New Home Sales report suggests that the market for newly-built homes is as strong as the market for existing ones.]]></description>
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		<title>Existing Home Sales Climb 3.4 Percent In April</title>
		<link>http://hotonsandiego.com/2012/05/23/existing-home-sales-april-2012/</link>
		<comments>http://hotonsandiego.com/2012/05/23/existing-home-sales-april-2012/#comments</comments>
		<pubDate>Wed, 23 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Housing Analysis]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Existing Home Sales]]></category>
		<category><![CDATA[Existing Home Supply]]></category>
		<category><![CDATA[NAR]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4620</guid>
		<description><![CDATA[Low mortgage rates are helping to make homes more affordable. It appears home buyers have taken notice.]]></description>
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		<title>Diving into Property Management: Items to Consider before You Invest</title>
		<link>http://hotonsandiego.com/2012/05/21/diving-into-property-management-items-to-consider-before-you-invest/</link>
		<comments>http://hotonsandiego.com/2012/05/21/diving-into-property-management-items-to-consider-before-you-invest/#comments</comments>
		<pubDate>Tue, 22 May 2012 02:28:44 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Living Lifestyles]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4616</guid>
		<description><![CDATA[The potentially perfect moment has arrived to invest in rentals. Across the country rental demand is strong in many cities, and the costs associated with buying multi-family properties are lower than in recent memory. ]]></description>
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		<title>America’s 10 Richest Counties</title>
		<link>http://hotonsandiego.com/2012/05/21/americas-richest-counties/</link>
		<comments>http://hotonsandiego.com/2012/05/21/americas-richest-counties/#comments</comments>
		<pubDate>Mon, 21 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Rankings]]></category>
		<category><![CDATA[Federal Spending]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[Median Income]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4607</guid>
		<description><![CDATA[There are 3,033 counties in the United States. Which 10 are the richest in terms of median household income? Not surprisingly, those near major economic centers rank high.]]></description>
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		<title>Is More Fed-Led Stimulus On Its Way?</title>
		<link>http://hotonsandiego.com/2012/05/18/fomc-minutes-april-2012/</link>
		<comments>http://hotonsandiego.com/2012/05/18/fomc-minutes-april-2012/#comments</comments>
		<pubDate>Fri, 18 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Fed Funds Rate]]></category>
		<category><![CDATA[Fed Minutes]]></category>
		<category><![CDATA[FOMC]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4586</guid>
		<description><![CDATA[The Federal Open Market Committee released its April 2012 meeting minutes this week, revealing a Federal Reserve in the ready for additional monetary stimulus.]]></description>
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		<title>Single-Family Housing Starts Powers Ahead</title>
		<link>http://hotonsandiego.com/2012/05/17/housing-starts-april-2012/</link>
		<comments>http://hotonsandiego.com/2012/05/17/housing-starts-april-2012/#comments</comments>
		<pubDate>Thu, 17 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Housing Analysis]]></category>
		<category><![CDATA[Building Permits]]></category>
		<category><![CDATA[Census Bureau]]></category>
		<category><![CDATA[Housing Starts]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4585</guid>
		<description><![CDATA[The new construction housing market continues to improve.]]></description>
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		<title>How To Seal A Granite Countertop</title>
		<link>http://hotonsandiego.com/2012/05/14/how-to-seal-granite-countertops/</link>
		<comments>http://hotonsandiego.com/2012/05/14/how-to-seal-granite-countertops/#comments</comments>
		<pubDate>Mon, 14 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Around The Home]]></category>
		<category><![CDATA[Granite]]></category>
		<category><![CDATA[Kitchen]]></category>
		<category><![CDATA[Seal]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4582</guid>
		<description><![CDATA[To protect the granite in your home, be sure to seal your countertops at least once annually.]]></description>
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		<item>
		<title>Mortgage Rates Make New All-Time Lows</title>
		<link>http://hotonsandiego.com/2012/05/14/mortgage-rates-may-10-2012-lows/</link>
		<comments>http://hotonsandiego.com/2012/05/14/mortgage-rates-may-10-2012-lows/#comments</comments>
		<pubDate>Mon, 14 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Discount Points]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[PMMS]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4581</guid>
		<description><![CDATA[Conforming mortgage rates continue to drop.]]></description>
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		<item>
		<title>Home Values Start The Year Strong</title>
		<link>http://hotonsandiego.com/2012/05/02/home-price-index-february-2012/</link>
		<comments>http://hotonsandiego.com/2012/05/02/home-price-index-february-2012/#comments</comments>
		<pubDate>Wed, 02 May 2012 12:45:00 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Housing Analysis]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Case-Shiller Index]]></category>
		<category><![CDATA[escondido home value trends]]></category>
		<category><![CDATA[Home Price Index]]></category>
		<category><![CDATA[HPI]]></category>
		<category><![CDATA[poway home values]]></category>
		<category><![CDATA[rancho bernardo home values]]></category>
		<category><![CDATA[san diego home value trends]]></category>
		<category><![CDATA[san marcos home value trends]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4566</guid>
		<description><![CDATA[According to the Federal Home Finance Agency's Home Price Index, home prices rose a seasonally-adjusted 0.3 percent between January and February 2012.]]></description>
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