Vision

A Matter of Pride

noreply@blogger.com (Unknown) — Fri, 11 Jan 2008 17:44:00 +0800

Bankruptcy is a financial technique in which you declare that you cannot repay your creditors now or see a way to repay them in the future. Depending on your income and the amount of money you owe, an individual may declare chapter 7 or chapter 13 bankruptcies. However, in either case, bankruptcy is a fairly public affair. Your name and address will be published in at least one of the local newspapers for all of your friends to read, and your neighbors will see movers coming to repossess some of your items. For many people, the worst part of bankruptcy isn’t losing the money; it’s losing pride and dignity.

The first way to deal with this is to realize that most of your friends and family have gone through money problems at one time or another in their lives. Although they may not have resorted to bankruptcy, there is certainly no question that only the very lucky do not feel drown by debts at one point or another. Simply put, people will understand. Even though you may feel like everyone is snickering at you behind your back, the truth is that most people are actually empathizing with you.

Also realize that not everybody will realize you’ve declared bankruptcy. Most people do not take the time to read the newspaper that carefully, and even though word does travel fast, it is not a topic that most people will bring up because it simply is not that interesting. You might feel like you’re the headlining news, but in actuality, most people probably didn’t even know about it.

It is important to continue with the process, even if people do find out. If you are embarrassed, simply understand that so our all of people in this country who are going through the same thing. You are not alone. In fact, you may be able to get counseling to help you go through the bankruptcy process. You may be surprised at how many people have declared bankruptcy and gone on to be very successful.

If bankruptcy is the best thing for your family and your financial situation, it is most important that you continue with the declaration. Take care of yourself first, then worry about what other people have to think. The most important thing is not what your neighbors have to say, but instead what you are doing to get yourself bank on track financially so that your future will be brighter.

Cigars versus cigarettes - which is the lesser evil?

noreply@blogger.com (Unknown) — Tue, 8 Jan 2008 18:10:00 +0800

There are claims that stress how much cigars are safer to smoke than cigarettes. Well, this is no a fact at all. It just so happened that cigar smokers are only occasional smokers and majority of the smoking population are into cigarettes so the gauge of how cigars is not that obvious. But, it must be known to people that cigars are not safer at all.

The following are the reasons that would tell you that the choice of smoking cigar is not lesser evil than smoking cigarettes:-

- Tobacco is much in amount in cigars than cigarettes. This fact makes cigar much dangerous for as we all know, there are harmful elements found in tobacco. According to studies, a single cigar contains more tobacco than a whole pack of cigarettes.

- Experts identified that cigarettes are containing lesser nicotine. Compared with 8 milligrams found in nicotine, cigars have 100 to 200 milligrams. This only shows how much danger cigar could cause over cigarettes.

- A single cigar a day increases the possibility of acquiring cancer. Cancer involving the lungs, as well as the pancreas is common for those who are into cigar smoking.

- Cigarette smoke is not as toxic as cigar smoke. As what is shown by studies, cigars must undergo fermentation, this stage produces some of the most cancerous elements. Another thing is that the cigar wrappers are less porous compared to that of cigarettes. This has something to do with combustion. Proper combustion decreases the amount of harmful elements of a cigar or cigarette.

- For men, cigar smoking is associated with sterility or some problems like erectile dysfunction. The harmful components of a cigar is penetrating much on hormones that may cause this disorder.

These are just some of the harmful effects of cigar smoking and how harmful it could get comparing to cigarettes. The issue here is not what to smoke, cigar or cigarettes? He point is that, smoking is not beneficial at all. Yes, you harm yourself and even harm innocent secondhand-smokers.

What is a bond?

noreply@blogger.com (Unknown) — Thu, 27 Dec 2007 19:10:00 +0800

With the proper savings plan or with a lucky financial windfall, many of us are ready to start investing. However, if you didn’t take any economics classes in high school or in college, you may not be familiar with the basics. Having seen the morning financial news for years, you’re probably familiar with terms like stocks, bonds, commodities and Wall Street, but you might not know exactly what they mean. Let’s take a closer look at exactly what a bond is.

A bond is described as a debt security. Now, don’t let that term confuse you, consider it much like an I.O.U. When you invest in the bond market, what you’re doing is giving your money to something, whether it is a corporation, a government, a federal agency or a municipality that is known as a bond issuer. Now, what do you get in return for this act of faith? You get interest. When you buy the bond, you agree to receive a particular interest rate from whoever you bought it from, and then once the bond “matures,” you get however much you bought the bond for back (usually the face value of the bond.)

The different types of bonds you can choose from are varied. Most people have heard of war bonds that are issued by the country to raise money for war. These were extremely popular during World War II and became a very patriotic thing to do. There are also things like asset and mortgage backed securities bonds, bonds issued by foreign governments and many other kinds.

Now, bonds sound like a pretty good investment, but it doesn’t sound like something that’s going to make you rich overnight. Well, that may be true but that doesn’t mean that bond investing is a bad thing. Think of investing in bonds as good long-term planning. They are perfect for families that need to save for their kids’ college education. If you don’t have kids, don’t worry, bonds are a fantastic way to save for retirement. Bonds are also highly recommended to have as part of your investment portfolio. No matter how much risk you can afford, it’s good to have a rock solid investment, too, so if things don’t’ work out well with your other investments, you have something reliable to fall back on.

Today’s bond market is varied and there are options for everyone, whether you’re just out of college and are looking ahead or if you are a Wall Street high roller and you need an anchor to your portfolio. Investing in bonds can be a fun and educational way to begin investing, and you likely won’t lose your shirt in the process.

What is stock?

noreply@blogger.com (Unknown) — Sun, 23 Dec 2007 20:08:00 +0800

For those that are new to investing, learning the lingo that is used on Wall Street and in economics classrooms around the globe is essential. When you hear the phrase “stock market” you get a vague picture of a group of men and women running around like crazy people with slips of paper in their hands and yelling out numbers and words that you can’t quite make out. To understand what’s going on, let’s start at the beginning and find out what stock is.

Stock can be described as the wealth (or capital) raised by a company or a corporation from the issuance of shares.

If you own stock in a company, say Microsoft, that would make you a shareholder in Microsoft. If you take all the shares available from Microsoft, or any other company and put them together, that is called Microsoft’s market capitalization. This is figured by multiplying the current price of a stock times the number of shares.

Stock falls into four major categories. There is common stock, preferred stock, duel class stock and treasury stock. Common stock is, just like the name says, the most common kind of stock available. Ownership of common shares usually comes with some voting rights when it comes to decisions made by the corporation. Preferred stock is different from common stock in the sense that they usually get paid more dividends and usually come with extra rights and decision making abilities for the company they are for. Dual Class stock is a combination of the previous two kinds of stock and the rights attached to each share vary. Finally, treasury stock are shares that were once issued to the public, but have since been bought back by the company.

The history of stocks goes back many hundred years to the Dutch East India Company, who began offering shares of their stock as far back as 1602. The East India Company helped to pioneer the idea of joint ownership and helped the economic growth in Europe at that time.

The most popular place to trade stocks in the United States is, of course, the New York Stock Exchange, where millions of shares change hands on a daily basis.

The world of economics and stock trading can be very exciting and very profitable for those that know the ins and outs. Hopefully, this article helped shed some light on what stocks are and how they are used by companies.

What was the dot.com bubble?

noreply@blogger.com (Unknown) — Wed, 19 Dec 2007 13:02:00 +0800

In the world of investing, certain phrases catch on like wild fire. Before you know it, you’re hearing catchphrases on the news, on analyst shows and even on the street from strangers. Maybe no other phrase exemplifies this better than the dot.com bubble. The dot.com bubble was a mini-crash of sorts in the stock market that only affected one segment of stock: the internet company.

The origin of the dot.com bubble can be traced back to 1994. The rise of the Internet from being a Department of Defense secret to a widely used tool in everyday life caused the formation of thousands of new businesses seemingly overnight. Many of these dot.com’s were not run by people who knew that much about business, but the ease of starting their own company over the Internet was so simple, most investors didn’t realize this.

As people poured onto the Internet, excitement grew as to the possibility of reaching such a large number of people so easily and so cheaply. It was, however, the misunderstood nature of the Internet that caused the eventual dot.com crash. Reaching all those people and getting them to buy your product turned out to be a little more difficult than most thought.

Three particular companies that would come to represent the dot.com age were WorldCom, who would end up not surviving the bubble, Netscape, which is still in business today but is considered an also-ran by many, and Yahoo, who isn’t the industry leader it use to be, but is still doing quite well.

The “bubble” referred to in the name comes from investors speculating about a companies future, and as the stock for that company begins to rise, the bubble builds. It’s called a bubble because the speculation and the rise in stock prices isn’t based on any real, ironclad evidence that the company is really worth all the hype.

The Dot.coms began to fail en masse midway through 2000. The Nasdaq market felt the full brunt of these failures since so much of their listed companies were dot.coms. Many companies, such as WorldCom and Pets.com ended up going out of business, costing investors millions. Others, such as Yahoo and Amazon survived, with Amazon being stronger than ever.

It’s unknown if there will be another dot.com bust in the future. With Google having bought YouTube for over a billion dollars, anything is possible. But one hopes that investors will be more careful this time and heed the lessons of dot.com bubble’s past.

Forex alerts are a handy way of staying on top of the market

noreply@blogger.com (Unknown) — Tue, 18 Dec 2007 19:44:00 +0800

Because currency exchange covers the entire world and all 24 time zones, forex is a 24-hour-a-day market. This is good in that it results in billions upon billions of dollars of transactions per day. But it also means that forex traders have a constant influx of information to keep track of, unlike the stock market, where once trading closes at 5 p.m., that’s it. So how do forex traders stay on top of things? Most of them use forex alerts of some kind.

Forex alerts are available from many online forex brokers and other companies. A forex alert is simply a message sent to the user informing him of the latest developments in the forex market, often recommending action of some kind. These alerts can be sent via e-mail or cell phone text message.

The idea behind them is that no one can follow all the markets all the time. Even if you limit yourself to just the “majors” -- U.S., Euro zone, Great Britain, Australia, Japan and Switzerland -- that’s still 15 currency pairs to keep an eye on. What’s more, sometimes things are steady for long periods of time, while other periods are marked by great activity.

The sites that offer forex alerts go about it in one of two ways. Some simply send out alerts every 24 hours, offering the latest info on the forex market. Others send alerts only when something crucial happens. These systems use formulas of their own to determine what constitutes “something crucial,” and they may charge a lot more for their more specific alerts. And of course it’s still up to the individual trader to act on or disregard the information send to him in the alerts.

Some brokers include forex alerts as part of their service, while others charge for them. Some are part of a wider alert program that also handles your stocks and bonds. You can tailor the type of alerts you get based on whether you’re a conservative or aggressive trader, and how actively you plan to trade.

Serious traders who use forex alerts swear by them. No system is perfect, of course, and a smart trader will always do a little browsing on his own to make sure his latest alert didn’t miss anything. But alerts are an invaluable way for busy investors to go about their daily lives without having to constantly watch the forex rates.

Is a Bull Market on its Way?

noreply@blogger.com (Unknown) — Tue, 11 Dec 2007 12:54:00 +0800

Recently, the Dow Jones industrial average broke an all time high, and recent stock news shows that the index is ready to break through to 12,000, which would also be a record high. Investors all over the world are asking themselves if this means another bull market, meaning a market that is going to be going up and up is about to start? Or is this a short term rise, and a bear market, or a market that is going to be going down, is starting? Investors have argued over the direction of the market for generations, just like sports fans arguing over who has a better defense.
Pessimists of the current markets point to the fact that while the NYSE is way up, the other markets like the Nasdaq and the S&P 500 are far below a possible record high. They also point to the fact that recent economic indicators are showing a downturn in the economy, although optimists argue that any economic downturn will be short-lived.

One of the best bellwethers for the overall economy is real estate. Since the real estate market deals in such “real” terms, meaning that they deal in land, homes and large buildings; things you can see and touch, the real estate market is very stable and not prone to seismic shifts in price and quality.

If you are going to judge the real estate industry on how stocks might do over the next year, than you might want to think about selling off your holdings now. Real estate experts agree that a “housing bubble” is about to burst, sending the price of real estate across the country into the basement, and a good chunk of the economy with it. A real estate bubble is caused when a flurry of investing causes the market to become overvalued. With the 5-year long real estate boom over, prices from California to Arizona to Florida are coming back down to earth, and the economy at large is going to suffer.

Cities like Boston have already been feeling the affects of this burst bubble. The real estate market there has been in decline for months now and the trend is spreading to New York and even out west where the housing market has been red hot for years.

While there is no way to predict what the NYSE and the other stock markets will do over the coming year, if the real estate market is an accurate indicator, than there could be trouble ahead and a bear market might not be far off.

Get paid on 100% of your website traffic, no clicks necessary. How is this possible?

noreply@blogger.com (Unknown) — Sun, 9 Dec 2007 21:47:00 +0800

Television’s viewing audience is spending 4 times longer online than watching television. Bi advertisers are spending less money with big TV networks because TV commercials are becoming less and less effective.

For a limited time you have the ability to partner with these big advertisers like HBO, Harley-Davidson & Taco Bell and they are willing to pay you on 100% of your website traffic… NO CLICKS REQUIRED.

I have discovered a new innovation that will allow any web site owner to make money on every single visitor to their website with NO ACTION required from the visitor.

Billions of dollars are being spent this very minute by over 66,000 advertisers that want to partner with you to help them get their message in front of televisions “former” viewing audience.

I advise you to stop what you are doing for just a moment and read this special report:

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How To Get Unique Traffic To Your Website?

noreply@blogger.com (Unknown) — Sat, 8 Dec 2007 11:45:00 +0800

Advertisers:

ClixSense is an industry proven method that allows website publishers of every size or budget to direct targeted and unique traffic to their website. This is the same system that the largest online retailers in the world take advantage of for their advertising needs.

ClixSense offers this opportunity to every web merchant whether you are a start up business with a minimal advertising budget or if your business is already established but you are desiring additional web exposure. For as little as $5.00 you can position your website to be exposed to potential customers.

ClixSense has developed sophisticated online tracking and monitoring systems to ensure that every dollar you spend advertising with ClixSense delivers to you the most bang for your hard earned advertising dollar.

Our industry leading software virtually eliminates any type of Internet bots that automatically click through your ads. For this reason, you can rest assured that your ads are being viewed by real customers with true buying power.

Customers:

By taking advantage of the ClixSense online advertising program, as a potential online consumer, you can actually get paid for your web browsing, up to $5.00 for every 30 seconds worth of work. The income you earn is paid directly to you every month.

The best part about the ClixSense program is that as a potential online consumer, there is no charge to register your new account and begin earning money immediately.

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Link2Blogs: Free traffic and content from one place

noreply@blogger.com (Unknown) — Fri, 7 Dec 2007 08:26:00 +0800

Link2Blogs is a free text link exchange that provides blogs the ability to cross-promote each other. Member blogs display a box containing text links in order to earn credits.
How it works? Very simple. Sign up, place a simple html code into your blog and that'll display Link2blogs box in your blog. Every reader that clicks on blogs listed in your Link2blogs box will earn you credits.

The credits you earn become new visitors for your blog. Your ad will be shown in other blogs of Link2blogs network, in the categories you chose, providing you very targeted blog readers.

You can earn extra credits thru referrals. For every blogger that signs up with Link2blogs (and gets validated) earns you 10% of the credits your downline earns (up to 5 levels deep). And you can always buy extra credits in order to increase the volume of readers to your blog

Sign up now!

How Do I Start

Follow three easy steps to join Link2Blogs:

1. Fill our quick registration form.
2. Place Link2Blogs HTML code on your blog
3. Welcome the new visitors to your blog!

Summary

* 10 visitors when you sign up (if you place our html code within 24 hours, otherwise you'll get 1 visitor)
* Customize the look and feel of Link2blogs box to make it look exactly like your blog
* Referring other blogs earn you credits, plus a whopping 10% for 5 levels on all the credits they earn
* Purchase additional credits at a very low price
* View real-time statistics (updated every 15 minutes)
* Get Banners and Stickers code for referrals
* Password forget system and ability to update account info
* Targeted traffic! Choose the categories of blogs where you want your text ad to appear
* Add free content to your blog, making it more appealing to your readers at no cost to you
* It's FREE!

Sign up now!

How To Monetize Your Traffic?

noreply@blogger.com (Unknown) — Wed, 5 Dec 2007 21:57:00 +0800

Making Money out of your Traffic

The best and most proven method of making a profit out of your traffic is using advertising. The internet generates hundreds of thousands upon hundred of thousands of traffic everyday. Most of them are searching for something. While some are just looking for information there is also a good percentage that is looking for something that they need.

The internet has proven to be a very reliable source in finding what was deemed to be a very unsearchable product. The internet has made the world a smaller place; you can advertise a product from the depths of Istanbul and still find a buyer from the center of Philadelphia.

Generating traffic is not an easy task. You have to contend with a great number of sites to generate a good number of traffic flow. But if done successfully this could open up a Pandora’s Box of possibilities. One of the benefits is monetizing your traffic flow.

So, to get to the core of it the more traffic you generate the more likely you are considered as a desirable, desirable, in a sense that a good traffic flowing site is easily convertible to profit. Basically traffic equals profit. Advertising is the name of the game; with the good advertising scheme you can use your traffic flow to your advantage.

When you have good traffic you have a good number of potential customers, customers that are willing to pour money into your coffers. Other than that these are also traffic that can be redirected to sponsored links that are willing to pay you for a sizeable portion of the traffic that you have generated.

This scheme is called “pay-per-click”. With every click a visitor of your site makes on an advertised link you will be paid. The more traffic you generate and the more clicks that happens would spell to more profits.

Affiliate Programs

Another method of monetizing your traffic are affiliate programs. You can link up with other tried and tested sites and online companies and monetize your traffic by having a percentage of sales generated by traffic coming from your site.

The basic idea is, traffic generated from your site will go to another site that can offer a product that you do not carry. Many programs can keep track and make records of transactions that was made possible because of site linkage.

When purchases are made by customers that was led by your site to their site you get a percentage of that sale. Affiliate programs would give you the benefit of monetizing your traffic without the actual need of carrying or promoting a certain product.

There are so many ways and methods to monetize your traffic. All it takes is a bit of hard work and the desire to successfully launch a profit-earning site. The internet is a veritable source of information, many tips and guides are offered everywhere in how to monetize your traffic and make your site a good profit earner.

Conclusion

We have got to admit to ourselves. Most of us are into it for the money. We are not going to waste our time and effort just for the fun of it. Many sites would not wait until hell freezes over just to see their profits. While there are some who takes things lightly there are always those who would rather see profit any given day.

Establishing your own E-commerce site is not like what it used to be. There are thousands of competition that is all too willing to get a bigger share of the pie. Every scheme and method you can find to augment your sales would be very beneficial.

It is common knowledge that without traffic we have no business. Like any business, without any customers you don’t get sales. Traffic represents all the people that gets a chance to see what you have to offer. The more people who see your products the more people there would be to buy them.

Nobody puts up an E-commerce site that doesn’t expect profit. We have a startup capital that needs to be regained. With a consistent traffic, we at least have a fighting chance to achieve that probability. Monetizing your traffic would optimize your chances of making the best out of it.

Easy Profits Using PPC In Your Affiliate Marketing Business

noreply@blogger.com (Unknown) — Tue, 4 Dec 2007 01:57:00 +0800

PPC is one of the four basic types of Search Engines. PPC is also one of the most cost-effective ways of targeted internet advertising. According to Forbes magazine, PPC or Pay Per Click, accounts to 2 billion dollars a year and is expected to increase to around 8 billion dollars by the year 2008.

Let us take a quick look at how PPC Search Engines work.

These engines create listings and rate them based on a bid amount the website owner is willing to pay for each click from that search engine. Advertisers bid against each other to receive higher ranking for a specific keyword or phrase.

The highest bidder for a certain keyword or phrase will then have the site ranked as number 1 in the PPC Search Engines followed by the second and third highest bidder, up to the last number that have placed a bid on the same keyword or phrase. Your ads then will appear prominently on the results pages based on the dollar amount bid you will agree to pay per click.

How do you make money by using PPC into your affiliate marketing business?

Most affiliate programs only pay when a sale is made or a lead delivered after a visitor has clickthrough your site. Your earnings will not always be the same as they will be dependent on the web site content and the traffic market.

The reason why you should incorporate PPC into your affiliate marketing program is that earnings are easier to make than in any other kind of affiliate program not using PPC. This way, you will be making profit based from the clickthroughs that your visitor will make on the advertiser’s site. Unlike some programs, you are not paid per sale or action.

PPC can be very resourceful of your website. With PPC Search Engines incorporated into your affiliate program, you will be able to profit from the visitor’s who are not interested in your products or services. The same ones who leave your site and never comes back.

You will not only get commissions not only from those who are just searching the web and finding the products and services that they wanted but you will be able to build your site’s recognition as a valuable resource. The visitors who have found what they needed from you site are likely to come back and review what you are offering more closely. Then they will eventually come back to search the web for other products.

This kind of affiliate program is also an easy way for you to generate some more additional revenues. For example, when a visitor on your site does a search in the PPC Search Engine and clicks on the advertiser bided listings, the advertisers’ account will then be deducted because of that click. With this, you will be compensated 30% to 80% of the advertisers’ bid amount.

PPC is not only a source of generating easy profits; it can also help you promote your own site. Most of the programs allow the commissions received to be spent for advertising with them instantly and with no minimum earning requirement. This is one of the more effective ways to exchange your raw visitors for targeted surfers who has more tendencies to purchase your products and services.

What will happen if you when you integrate PPC into your affiliate program?

PPC usually have ready-to-use affiliate tools that can be easily integrated into your website. The most common tools are search boxes, banners, text links and some 404-error pages. Most search engines utilize custom solutions and can provide you with a white-label affiliate program. This enables you, using only a few lines of code, to integrate remotely-hosted co-branded search engine into your website.

The key benefits? Not only more money generated but also some extra money on the side. Plus a lifetime commissions once you have referred some webmaster friends to the engine.

Think about it. Where can you get all these benefits while already generating some income for your site? Knowing some of the more useful tools you can use for your affiliate program is not a waste of time. They are rather a means of earning within an earning.

Best know more about how you can use PPC search engines into your affiliate program than miss out on a great opportunity to earn more profits.

"Folksonomies" - a New Viral Marketing Tool

noreply@blogger.com (Unknown) — Sun, 2 Dec 2007 00:56:00 +0800

A new consumer phenomenon is called "tagging" or "folksonomies" (short for folks and taxonomy). Tagging is powerful because consumers are creating an organizational structure for online content. Folksonomies not only enable people to file away content under tags, but, even better, share it with others by filing it under a global taxonomy that they created.

Here's how tagging works. Using sites such as del.icio.us - a bookmark sharing site – and Flickr - a photo sharing site - consumers are collaborating on categorizing online content under certain keywords, or tags.

For instance, an individual can post photographs of their iPod on Flickr and file it under the tag "iPod." These images are now not only visible under the individual user's iPod tag but also under the community iPod tag that displays all images consumers are generating and filing under the keyword. Right now Flickr has more than 3,500 photos that are labeled "iPod."

Tagging is catching on because it is a natural complement to search. Type the word "blogs" into Google and it can't tell if you are searching for information about how to launch a blog, how to read blogs, or just what. Large and small sites alike are already getting on to the folksonomy train. They are rolling out tag-like structures to help users more easily locate content that's relevant to them.

Although tags are far from perfect, marketers should, nevertheless, be using them to keep a finger on the pulse of the American public. Start subscribing to RSS feeds to monitor how consumers are tagging information related to your product, service, company or space. These are living focus groups that are available for free, 24/7. Folksonomy sites can be also be carefully used to unleash viral marketing campaigns - with a caveat. Marketers should be transparent in who they are, why they are posting the link/photos and avoid spamming the services.

Life Mapping: A Vision of Success

noreply@blogger.com (Unknown) — Sat, 1 Dec 2007 11:26:00 +0800

Success is more than economic gains, titles, and degrees. Planning for success is about mapping out all the aspects of your life. Similar to a map, you need to define the following details: origin, destination, vehicle, backpack, landmarks, and route.

Origin: Who you are

A map has a starting point. Your origin is who you are right now. Most people when asked to introduce themselves would say, “Hi, I’m Jean and I am a 17-year old, senior highschool student.” It does not tell you about who Jean is; it only tells you her present preoccupation. To gain insights about yourself, you need to look closely at your beliefs, values, and principles aside from your economic, professional, cultural, and civil status. Moreover, you can also reflect on your experiences to give you insights on your good and not-so-good traits, skills, knowledge, strengths, and weaknesses. Upon introspection, Jean realized that she was highly motivated, generous, service-oriented, but impatient. Her inclination was in the biological-medical field. Furthermore, she believed that life must serve a purpose, and that wars were destructive to human dignity.

Destination: A vision of who you want to be

“Who do want to be?” this is your vision. Now it is important that you know yourself so that you would have a clearer idea of who you want to be; and the things you want to change whether they are attitudes, habits, or points of view. If you hardly know yourself, then your vision and targets for the future would also be unclear. Your destination should cover all the aspects of your being: the physical, emotional, intellectual, and spiritual. Continuing Jean’s story, after she defined her beliefs, values, and principles in life, she decided that she wanted to have a life dedicated in serving her fellowmen.

Vehicle: Your Mission

A vehicle is the means by which you can reach your destination. It can be analogized to your mission or vocation in life. To a great extent, your mission would depend on what you know about yourself. Bases on Jean’s self-assessment, she decided that she was suited to become a doctor, and that she wanted to become one. Her chosen vocation was a medical doctor. Describing her vision-mission fully: it was to live a life dedicated to serving her fellowmen as a doctor in conflict-areas.

Travel Bag: Your knowledge, skills, and attitude

Food, drinks, medicines, and other travelling necessities are contained in a bag. Applying this concept to your life map, you also bring with you certain knowledge, skills, and attitudes. These determine your competence and help you in attaining your vision. Given such, there is a need for you to assess what knowledge, skills, and attitudes you have at present and what you need to gain along the way. This two-fold assessment will give you insights on your landmarks or measures of success. Jean realized that she needed to gain professional knowledge and skills on medicine so that she could become a doctor. She knew that she was a bit impatient with people so she realized that this was something she wanted to change.

Landmarks and Route: S.M.A.R.T. objectives

Landmarks confirm if you are on the right track while the route determines the travel time. Thus, in planning out your life, you also need to have landmarks and a route. These landmarks are your measures of success. These measures must be specific, measurable, attainable, realistic, and time bound. Thus you cannot set two major landmarks such as earning a master’s degree and a doctorate degree within a period of three years, since the minimum number of years to complete a master’s degree is two years. Going back to Jean as an example, she identified the following landmarks in her life map: completing a bachelor’s degree in biology by the age of 21; completing medicine by the age of 27; earning her specialization in infectious diseases by the age of 30; getting deployed in local public hospitals of their town by the age of 32; and serving as doctor in war-torn areas by the age of 35.

Anticipate Turns, Detours, and Potholes

The purpose of your life map is to minimize hasty and spur-of-the-moment decisions that can make you lose your way. But oftentimes our plans are modified along the way due to some inconveniences, delays, and other situations beyond our control. Like in any path, there are turns, detours, and potholes thus; we must anticipate them and adjust accordingly.

NYSE President John Thain

noreply@blogger.com (Unknown) — Tue, 27 Nov 2007 08:17:00 +0800

John Thain is the current Chief Executive Officer of the New York Stock Exchange. Before coming to the NYSE, Thain was the Chief Operating Officer and President for Goldman Sachs, one of the world’s most prestigious investment banks. During Thain’s tenure with Sachs, he was able to develop a portfolio worth over $300 million dollars in stock.

Thain was chosen for his business acumen, but also for the fact that unlike his predecessor, Dick Grasso, Thain isn’t as much of a showman and enjoys being behind the scenes at the New York Stock Exchange. There are famous stories of Thain while at Goldman Sachs that talk about how he was an important and influential member of their company, people didn’t talk about him because he was so quiet. This demeanor is thought to be a major reason why he was chosen to replace Grasso after the extremely controversial and public way he left the NYSE.

Thain attended the prestigious Massachusetts Institute of Technology (MIT) and still has very close ties to the school today as a member of the MIT Corporation and with the Dean’s Advisory Council. Thain graduated from Harvard in 1979 with his MBA.
It was thought to be a bit of an upset that Thain would get the job to head the New York Stock Exchange. Many other higher profile business men had been bantered about in the media as possible successors to the tarnished throne of Dick Grasso, but Thain won out.

One of the hopes of Thain’s reign at the NYSE is that he will help to modernize the trading floor. A major criticism of the Dick Grasso era was that he refused to let computers and more efficient systems be installed into the exchange with the rational that since trading had always been done this way, it should always be done this way. One of the possible reasons Thain was chosen is that, while he is by all means an insider to the financial world, he has no particular allegiance to the men and women on the floor who trade stock, and while no one wants to fire people who are doing their jobs, the need to modernize the trading system to match other exchanges around the world is a must.

While no one can predict the future, it is hoped that the tenure of John Thain is just as effective as his predecessor Dick Grasso, just a heck of a lot quieter.

A Day In The Life Of An Affiliate Marketer

noreply@blogger.com (Unknown) — Mon, 26 Nov 2007 01:06:00 +0800

Being in the affiliate marketing business is not that hard now with the internet at your disposable. It is much easier now compared to the days when people have to make use of the telephones and other mediums of information just to get the latest updates on the way their program is coming along.

So with technology at hand, and assuming that the affiliate is working from home, a day in his or her life would sound something like this…

Upon waking up and after having breakfast, the computer is turned on to check out new developments in the network. As far as the marketer is concerned there might be new things to update and statistics to keep track on.

The site design has to be revised. The marketer knows that a well-designed site can increase sign ups from visitors. It can also help in the affiliate’s conversion rates.

That done, it is time to submit the affiliate program to directories that lists affiliate programs. These directories are means to attract people in joining your affiliate program. A sure way of promoting the affiliate program.

Time to track down the sales you are getting from your affiliates fairly and accurately. There are phone orders and mails to track down. See if they are new clients checking the products out. Noting down the contact information that might be a viable source in the future.

There are lots of resources to sort out. Ads, banners, button ads and sample recommendations to give out because the marketer knows that this is one way of ensuring more sales. Best to stay visible and accessible too.

The affiliate marketer remembered that there are questions to answer from the visitors. This has to be done quickly. Nothing can turn off a customer than an unanswered email.

To prove that the affiliate is working effectively and efficiently, inquiries would have to be paid more attention on. Nobody wants to be ignored and customers are not always the most patient of all people. Quick answer that should appear professional yet friendly too.

In the process of doing all the necessities, the marketer is logged on to a chat room where he or she interacts with other affiliates and those under that same program. This is where they can discuss things on how to best promote their products.

There are things to be learned and it is a continuous process. Sharing tips and advices is a good way of showing support. There may be others out there wanting to join and may be enticed by the discussion that is going on. There is no harm in assuming what opportunities ahead.

The newsletters and ezines were updated days ago, so it is time for the affiliate marketer to see if there are some new things happening in the market. This will be written about in the marketer’s publication to be distributed to the old and new customers.

These same publications are also an important tool in keeping up to date with the newly introduced products. The marketer has put up a sale and promotion that customers may want to know about. Besides, they have to keep up with the deadline of these sales written in the publications.

It is that time to show some appreciation to those who have helped the marketer in the promotions and sale increase. Nothing like mentioning the persons, their sites and the process they have done that made everything worked.

Of course, this will be published in the newsletters. Among the more important information that have been written already.

The marketer still has time to write out recommendations to those who want credible sources for the products being promoted. There is also time to post some comments on how to be a successful affiliate marketer on a site where there are lots of wannabees.

Two objectives done at the same time. The marketer gets to promote the product as well as the program they are in. Who knows, someone may be inclined to join.

Time flies. Missed lunch but is quite contented with the tasks done. Bed time….

Ok, so this may not be all done in a day. But then, this gives you an idea of how an affiliate marketer, a dedicated one that is, spends the marketing day.

Is that success looming in the distance or what?

Getting a “Buzz” On rssHugger

noreply@blogger.com (Unknown) — Sun, 25 Nov 2007 00:45:00 +0800

In the beginning, e-mail was the one way that viral marketing was started. Since that long ago day, viral marketing has gone from a marketing strategy to an art form and there are many ways to accomplish the objective of creating a successful viral marketing campaign. However, if you need real life traffic feed to your blog or site you should consider rssHugger, for a change.

What is rssHugger?

rssHugger is a new website developed to help bloggers promote their blogs, and to help visitors discover new blogs that write about subjects that the readers are interested in. Through the power of the internet and viral marketing, rssHugger looks to bring blog writers and blog readers closer together. If you own a blog, you can get your own page on rssHugger for 10 years for giving an honest review of the site on your blog. If you want to join rssHugger but do not want to review our site, you can pay a one time review fee of $20. rssHugger will be the first ever quality, spam free, and viral rss directory strictly for bloggers. To learn more about what rss feeds are or how owning an rss page can benefit you; visit the About page.

Buzz works! It can work for small and start-up businesses, as well. Why wait, join rssHugger now!!!

3 Things All Affiliate Marketers Need To Survive Online

noreply@blogger.com (Unknown) — Sat, 24 Nov 2007 01:35:00 +0800

Every affiliate marketer is always looking for the successful market that gives the biggest paycheck. Sometimes they think it is a magic formula that is readily available for them. Actually, it is more complicated than that. It is just good marketing practices that have been proven over years of hard work and dedication.
There are tactics that have worked before with online marketing and is continuing to work in the online affiliate marketing world of today. With these top three marketing tips, you will be able to able to increase your sales and survive in the affiliate marketing online.

What are these three tactics?

1. Using unique web pages to promote each separate product you are marketing. Do not lump all of it together just to save some money on web hosting. It is best to have a site focusing on each and every product and nothing more.

Always include product reviews on the website so visitors will have an initial understanding on what the product can do to those who buys them. Also include testimonials from users who have already tried the product. Be sure that these customers are more than willing to allow you to use their names and photos on the site of the specific product you are marketing.

You can also write articles highlighting the uses of the product and include them on the website as an additional page. Make the pages attractive compelling and include calls to act on the information. Each headline should attract the readers to try and read more, even contact you. Highlight your special points. This will help your readers to learn what the page is about and will want to find out more.

2. Offer free reports to your readers. If possible position them at the very top side of your page so it they simply cannot be missed. Try to create autoresponder messages that will be mailed to those who input their personal information into your sign up box. According to research, a sale is closed usually on the seventh contact with a prospect.

Only two things can possibly happen with the web page alone: closed sale or the prospect leaving the page and never return again. By placing useful information into their inboxes at certain specified period, you will remind them of the product they thought they want later and will find out that the sale is closed. Be sure that the content is directed toward specific reasons to buy the product. Do not make it sound like a sales pitch.

Focus on important points like how your product can make life and things easier and more enjoyable. Include compelling subject lines in the email. As much as possible, avoid using the word “free” because there are still older spam filters that dumps those kind of contents into the junk before even anyone reading them first. Convince those who signed up for your free reports that they will be missing something big if they do not avail of your products and services.

3. Get the kind of traffic that is targeted to your product. Just think, if the person who visited your website has no interest whatsoever in what you are offering, they will be among those who move on and never come back. Write articles for publication in e-zines and e-reports. This way you can locate publications that is focusing on your target customers and what you have put up might just grab their interest.

Try to write a minimum of 2 articles per week, with at least 300-600 words in length. By continuously writing and maintaining these articles you can generate as many as 100 targeted readers to your site in a day.
Always remember that only 1 out of 100 people are likely to buy your product or get your services. If you can generate as much as 1,000 targeted hits for your website in a day, that means you can made 10 sales based on the average statistic.

The tactics given above does not really sound very difficult to do, if you think about it. It just requires a little time and an action plan on your part.

Try to use these tips for several affiliate marketing programs. You can end maintaining a good source of income and surviving in this business that not all marketers can do.
Besides, think of the huge paychecks you will be receiving…

Affiliate Marketing: Why is it One of the Most Cost-Effective Ways to Advertise your Business

noreply@blogger.com (Unknown) — Fri, 23 Nov 2007 15:17:00 +0800

Ever heard of affiliate programs? These are forms of Internet advertising that rewards the affiliates for driving traffic to the advertiser or for other transactions. The advertiser pays the affiliate to place a link on their website, and the affiliate sends traffic to the advertiser in return. Simply put, it's about paying commissions to people who help you make sales. It's that easy. NOT.

Affiliate marketing has its ups and downs. It could be draining if you are not armed with updated information and the technical how-tos. But this article's sole objective is to reach out to you and not to badmouth affiliate marketing.

Here are the following reasons on why web marketers go gaga over affiliate marketing as a form of Internet advertisement.

1. Low cost

Many are scared to go on a home based business because of the capital required. In affiliate marketing, you don't have to spend much to start raking in moolah.

2. Inventories not included

Product management fuss could be very stressing. An inventory is not asked to be maintained. The merchant does the maintenance required.

3. Unlimited income through leverage

When you have a paid job, your monthly income mainly relies on whether you go to work or not. With affiliate marketing, your affiliates could all just lead traffic to your site without having to lift a finger after providing them your ad copy and links. Though not every web marketer earns limitless, it still is a fact that all the necessary matters for the advertiser or Internet marketer are all there to be successful.

4. Go worldwide

With affiliate marketing, you are dealing with a global market place. All you have to do is choose a niche product and prepare all the necessary tools for your affiliates to lead traffic from just about anywhere to your website.

5. Low risk

The very main reason for Internet marketer's enthusiasm with affiliate marketing is its having a low risk factor. Especially for those with low budget set aside for advertising, affiliate marketing is just the way to do it.

6. No closing time

With affiliate marketing, your business works every single second of the day while targeting a worldwide market! What could be better than that?

But all of these will be put to waste if you don't have the right niche product and all the other important tools to make it big in affiliate marketing, i.e., well-SEO-ed website. So better work on this first before ever considering those benefits.

3 Steps to Find “Freebies” to Add to Your E-book

noreply@blogger.com (Unknown) — Fri, 23 Nov 2007 00:08:00 +0800

Those of us who regularly shop on line are familiar with the array of free gifts, free bonuses and just plain freebies that are offered to a visitor to a website to encourage them to buy. How could you collect, select and offer free gifts, which will be valued as much as the original merchandise that is being purchased, put these gifts together and add them to your E-book? There are just three steps to do that very thing. They are:

1. Identify your key words in each chapter of your E-book. Now, type those words into your favorite search engine. You are looking for free E-books on the same subject in more depth, by a greater expert than you are, or by someone who gives a new and fresh angle to the topic. Add a link to the free E-book in each chapter of your E-book.

2. Research the Internet for related free gifts. Now you are looking for things that you could give as free gifts in your E-book that will make it more appealing and give it more pass-along appeal to your readers. For example: If you are selling gardening supplies, find a planting guide on the web that can be downloaded and include that as a gift in your E-book.

3. Download the freebies. Visit the freebies pages on those web sites. Most sites have freebies and encourage you to distribute them.

Other key words I searched for are freebies, free E-books, and free reports and then gave the key word that I wanted the free stuff for. Like… “freebies for gardeners”.

Give your reader the vest that you can offer. Give them your book, additional reading material and free gifts to boot. Everybody loves a bargain!

Monetizing Your Website With Adsense Is Profitable!

noreply@blogger.com (Unknown) — Tue, 30 Oct 2007 21:35:00 +0800

How do you maximize your site?

By earning some few dollars per click from displaying Adsense ads on it. Many are now realizing that good money is made from this source of revenue. Try the simple mathematical computation of multiplying those clicks for every page on your website and you get a summation of earnings equivalent to a monthly residual income with that little effort you have made.

Google Adsense is a fast and easy way for website publishers of all sizes to display relevant and text-based Google ads on their website’s content pages and earn money in the process. The ads displayed are related to what your users are looking for on your site. This is the main reason why you both can monetize and enhance your content pages using Adsense.

How much you will be earning will depend on how much the advertisers are willing to pay. It will depend also on the keywords required. If the keywords the advertiser have chosen are in high demand, you could receive more dollars per click. On the other hand, low demand keywords will earn you just a few cents per click.

How can you start making profits out of your website using Adsense?

1. Sign up for an Adsense account. It will only take a few minutes of your time.

2. When the site is accepted, you will be receiving a clip code to include in your web pages. You can insert this code on as many pages or web sites that you want. The AdWords will start appearing immediately after.

3. You will be earning a few cents or some dollars per click when someone starts clicking on the AdWords displayed on any of your web pages. Trying to earn false revenues by repetitively clicking on your own ads is a no-no. This will result in a penalty or the possibility of your site being eliminated. The money you have already earned may be lost because of this.

4. View your statistics. Adsense earnings can be checked anytime by logging into your web site account.

Once you got your account working, you may still want to pattern them to the many sites that are earning more money than you are. It is important to note that there are factors affecting how your website will perform and the amount of money it will give you.

It is a common practice that when a site earning money, the tendency is for the owner to want to make more out of what they are getting already. It usually takes some time combined with trial and error to attain what you want for your Adsense contents.

Time and some important factors that you can practice and use.

How do you increase your Adsense earnings?

1. Choose one topic per page. It is best to write a content for your page with just a few targeted phrases. The search engine will then serve ads that are more relevant which will then result in higher clickthoughs.

2. Using white space around your ad. This can make your ad stand out from the rest of your page so visitors can spot them easily. There are also other choices of colors you can use, provided by search engines, which can harmonize the color of your ad with the web page color.

3. Test your ad placement. It is recommended to use the vertical format that runs down the side of the web page to get more positive results. You can also try both horizontal and vertical formats for a certain period of time to see which one will give you better results.
4. More content-based pages. Widen the theme of your website by creating pages that focus more on your keyword phrases. This will optimize the pages for the search engines. It can not only attract traffic but also make them more relevant for the AdWords to be displayed.
5. Site Build It. This is the perfect tool to be used for creating lots of Adsense revenues. Site Build It has all the tools necessary to quickly achieve a keyword-rich site that can rank high in the search engines. This will also produce a flow of traffic to your site of highly targeted visitors.

Freelancing: Skills For Cash

noreply@blogger.com (Unknown) — Sun, 29 Jul 2007 02:13:00 +0800

Freelancing refers to the process of offering your services for someone else on a per project basis. The best way to explain this is through an example.

Supposing you possess excellent writing skills. There are millions (and I’m not exaggerating) of webmasters and internet marketers out there who are in need of fresh content and new products on a daily basis. Their demand for digitally written works is so great that even if they are blessed with just as much writing prowess, they won’t have the time to come up with everything that they need. Hence, they resort to outsourcing.

And this is where you enter the picture.

As a freelancer offering your writing services for a fee, you could take in some projects they will give you. You will be paid per delivery, and once that’s done, you could take in more clients for consistent earnings.

But freelancing is not only limited to writing, or ghostwriting as it is technically known. There are other services that you could offer, depending on the area of proficiency you possess. Here are more examples:

* graphic creation and design
* web creation and design
* software development
* data encoding
* translation to specific languages
* marketing consultancy
* strategic placement consultancy

There are more, of course, ranging from something as complex as creating advanced scripts to something as seemingly trivial but as surprisingly effective as forum posting (yes, I kid you not! You’ll get paid per post you make!). The bottom line is, if you have some services to offer that can be delivered digitally, freelancing is always available for you.

There are advantages and disadvantages to this earning opportunity. Let’s take a look at the distinct benefits you can reap from this option.

* You can work anytime you want, from the comforts of your own home. Your only concern is to deliver high quality products on or before the deadline your client has set.

* Freelancing requires minimal investment, or none at all. Promoting your services can be done without spending a single cent. But as with everything else, the best advertising vehicles are often those which you have to pay for. Be that as it may, you won’t be promoting heavily, and any financial investment you will be forced to make will not cost you a fortune.

* You have the liberty to accept the projects that you want, and turn down the projects you’re not happy about. Orders will come from your clients, but you remain your own boss.

It’s not entirely a bed of roses for freelancing. Let’s take a look at the disadvantages of this trade.

* You will earn an amount equivalent to the work you have done. If you could only do so much in one day, you could only earn just as much. Surpassing that threshold is quite improbable.

* You will have to work, many hours on occasions. Freelancing may afford you certain liberties, but the same principle applies: no work, no pay.

* Expansion is also quite improbable. You’re only a single person. There is only so much you could do.

* Your orders would be dependent on how efficiently you market your services. There are other earning opportunities that promise more rewards for less work using the same marketing vehicles you will be forced to take.

If you want to dabble in freelancing, here are some splendid places where you could advertise your services and solicit some clients:

www.elance.com

www.rentacoder.com

www.scriptlance.com

www.guru.com

The choice is yours, dear friend. If you’re looking for sure profit fast, then freelancing is a great option indeed. But if you want to plan long-term, I suggest that you explore other earning opportunities as well.