DoDear Club

2016-09-28T09:11:00.003-07:00

UNDERWORLD 5 Blood Wars

2016-09-27T16:20:00.000-07:00

Who Else Wants Google To Send Them

2009-10-14T04:48:00.000-07:00

A Never Ending Stream of Cash?

I've been collecting checks from Google for years and wrote the definitive guide on how to duplicate this simple system yourself. And now...

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In fact, I want to show you something....this is a screenshot from just ONE of several of my Adsense Accounts from October 1st 2008.

2009-10-04T11:59:00.000-07:00

All Mobile Free Screensavers

2009-10-04T11:37:00.000-07:00

Vodafone 1210 Themes

2009-10-04T08:41:00.000-07:00

SF - Chun... by el3 Games	warcraft-DK by sasagg Games
風雲2009 by sasagg Movie	SF - Chun... by el3 Games
Girl stand by artik4120 Cartoon	Flowers... by artik4120 Nature
Black strips by artik4120 Abstract	Cute girl by artik4120 Cartoon
red light by artik4120 Abstract	Mad cat by artik4120 Animal
black ice by Lost-core Sci-Fi & Fantasy	Lonely by artik4120 Cartoon
Apple by artik4120 Technology	Black cat by artik4120 Animal
Windows 7... by zayedbaloch Technology	Ubuntu by zayedbaloch Technology
Man Utd by zayedbaloch Sport	cat by elham6464 Cartoon
One Piece... by el3 Games	Man United by zayedbaloch Sport

Health Care Costs due to Managed Health Care

2009-10-04T08:40:00.000-07:00

As the rest of us are finding our health care costs leveling off,or declining due to changes in the health industry lead by managed,Why?????????

Hi Welcome to my blog...
You don't understand health care information in U.S!Okey,I give you............
The current health care system in America is inaccessible to approximately 47 million poor and lower middle class people.Why?!!!! I don't believed!!!!!!!!Because In order to address the growing health care insurance crisis in the U.S. that resulted in health care cost growth in the 1970s and 1980s, health maintenance organizations (HMOs) sprung up. These were initially as non-profit groups designed to separate unnecessary tests and treatments from those that the patient required in an effort to keep costs down.Uniting what have traditionally been separate
entities (HMOs) act as insurers as well as provides a practice that introduces costinto the medical pratice equation in unprecendented way.Managed care organizations began screening requested procedures by physicians to pre-authorize what the HMO would or would not cover. However, the number of people who are the riskiest to insure-diabetics, cancer, etc.-continues to rise.
Many South Carolina managed care industry experts say the cost of cheap health insurance is still high because of the existing pool of insured people who use the health care system more than an average amount,What happend????
The other battle that is ongoing in South Carolina involves the hospitals and health insurance companies, the latter which cannot turn anyone away from care by law. However, as the number of South Carolinians who cannot afford cheap health insurance increases, hospital emergency rooms are handling the majority of the load. More people have to turn to hospitals as their primary health care givers given a lack of adequate or non-existant health insurance coverage.

Thank's sepecials for ZACK ARTICLE...............................
smile.............................hehehehehhehehe................

475 people died have health insurance

2009-10-04T08:38:00.000-07:00

475 people died in the country are insured last year May 11, 2008

Can not be used, such as health insurance premiums paid for what he called the "insured" was ground into a case of death to bring people to the hospital, NHK survey, at least two years in 475 people.

475 people died in the country are insured

475 people died in the country are insured
[NHK News May 11 2008 16:03]

The people who died was taken to hospital with serious illnesses can not be used without insurance and health insurance and so-called non-payment of premium, at least in this country two years is 475 people, NHK medical institutions in the questionnaire.
NHK, the inability to assess the impact of health insurance, the state that receive patients in a medical emergency and the 4400 questionnaire, and 2384 to get answers. As a result, people become victims and other serious illnesses that bring what is called a state insured, the two medical institutions in 174 years found that 475 people. When asked about whether there is deterioration associated with the absence of insurance, more than 60 percent of the medical institution was "not sure" and we have 25% of the 43 medical institutions of the heavy burden of medical expenses of people said they had expected to receive treatment from patients. Cases and is believed to have worse symptoms while watching the only drug commercially available yet believed that the case be handled and economic reasons, but limited to the bed.
Komamura Yasuhira economics professor at Keio University familiar with the social security system "among low-income and increased non-regular workers, went to the emptying-out of insurance is required to receive health care for all people I have not. We need to review the system in accordance with the status quo , "he said. Meanwhile, the Ministry of Health, this result "and the reality of individual life history and lead to non-payment of premium and we do not see a problem difficult to analyze in detail" and is.

Cooperative financial decline health insurance, increasing health care costs in the elderly in Japan

2009-10-04T08:37:00.000-07:00

Exacerbate the suffering of the results of the Health Insurance Association of Finance elderly medical support (11 Sep 2008, Yomiuri Shimbun)

Medical expenses for elderly people will only pay the insurance premiums and cons for senior citizens unable to pay, in addition to state contributions, financial assistance is required, such as health insurance and mutual aid associations often working age.

"Snip"

According to the Ministry of Health, health insurance contributions for the fiscal health of 08 elderly, including an increase from previous years due to aging population and an increase of 3900 billion yen, 74 billion yen from 3200 to people under the age of contributions minutes. According to the National Federation of Health Insurance Association of red this year at 9 percent, the worst deficit of ¥ 6322 billion (estimated).

Health care system by older people has become a problem worsening financial health insurance active generation.

I think some people have heard the recent Health Insurance Association (健保组合) in response to increased medical costs borne by parents, and a few new broken health insurance.

Being a hot topic in the news lately, Seino health insurance is that they broke up.

Seino Transportation Co., health insurance, because health care contribution to the increase in the elderly, and the deficit, was forced to raise rates for insurance premiums, and disbanded, and now can move to
lower insurance.

These cases come in the future will probably increase.

It seems that once the time to review the system.

Cooperative financial decline health insurance, increasing health care costs in the elderly in Japan

2009-10-04T08:34:00.001-07:00

475 people died have health insurance

2009-10-04T08:31:00.002-07:00

475 people died in the country are insured last year May 11, 2008

Can not be used, such as health insurance premiums paid for what he called the "insured" was ground into a case of death to bring people to the hospital, NHK survey, at least two years in 475 people.

475 people died in the country are insured

475 people died in the country are insured
[NHK News May 11 2008 16:03]

The people who died was taken to hospital with serious illnesses can not be used without insurance and health insurance and so-called non-payment of premium, at least in this country two years is 475 people, NHK medical institutions in the questionnaire.
NHK, the inability to assess the impact of health insurance, the state that receive patients in a medical emergency and the 4400 questionnaire, and 2384 to get answers. As a result, people become victims and other serious illnesses that bring what is called a state insured, the two medical institutions in 174 years found that 475 people. When asked about whether there is deterioration associated with the absence of insurance, more than 60 percent of the medical institution was "not sure" and we have 25% of the 43 medical institutions of the heavy burden of medical expenses of people said they had expected to receive treatment from patients. Cases and is believed to have worse symptoms while watching the only drug commercially available yet believed that the case be handled and economic reasons, but limited to the bed.
Komamura Yasuhira economics professor at Keio University familiar with the social security system "among low-income and increased non-regular workers, went to the emptying-out of insurance is required to receive health care for all people I have not. We need to review the system in accordance with the status quo , "he said. Meanwhile, the Ministry of Health, this result "and the reality of individual life history and lead to non-payment of premium and we do not see a problem difficult to analyze in detail" and is.

Misuse of public health insurance premiums of about 10 billion yen in Japan

2009-10-04T08:31:00.001-07:00

Embezzlement of 10 billion yen in insurance premiums, was arrested for embezzlement, Mr. Satoshi Mori Isamu (34), but

Make up 10 billion yen of this, I will borrow money from the taxpayers will end Naa - and
We think
Why, you have such a system in which the fraud, the problem is these things.
Why are taxpayers and administration thinking?
Today's world, is a civil servant, first come're using taxpayers' money orz
In nante throw Metakunai taxes, such as massage chairs and garbage
It's only after you bribes just want

Dyson vacuum cleaner and the National Health Insurance in Japan

2009-10-04T08:29:00.000-07:00

This day will have a national health insurance bureaucratic procedures. So ill stop from a previous job, to get disability benefits (and should) is that dependence can not Danna. Kana Rica hesitate to continue the health insurance of any former union for one year from March until November is H19 NHI premium income for the year required, H19 is 1 / 4 students 1 / 4 I've got some tidy income, premiums vary from one million yen . So, I have been made to this fund. 3 months 10,000 × 30,000. If you buy this monitor is not cheap Chau.

WordPress has received orders to return the books, a walk around the ¥ 100 shop. ML115 Torukusudoraiba modifications required because T20 has been sold to Canada.

And also the way to the consumer electronics retailer, is seeking a new home equipment. Refrigerator, but I'm not really good design, such as washing machines, will we do? I'm fine but simpler.

I have been using and wanted to show Dyson vacuum cleaner, I tried to move a little. Moment with, Tsu! What I think. You do not have a heavy body, I would rather the weight of the vacuum cleaner. Once you slide the floor but there is no problem at all, and raised his head when thinking about the things that jump and what is not going to buy 8 million out Naa, what I thought. I think it was always made to think that way of life in the sense of placing objects on the floor of the West Yappari design ideas. Countries such as cultural objects, or sitting with a pillow on the floor like a Dyson vacuum cleaner in Japan, I do not agree. I think I've learned better lifestyle you want to sell more homes in Japan in Japan.

Notice to the Office of Social Insurance and Pensions Health Insurance in Japan

2009-10-04T08:28:00.000-07:00

If the establishment of foreign companies, and the establishment

1) Notice of tax-related
2) Notice of Social Insurance

Requires

As reported in this social insurance, accident insurance industries and jobs previously reported separately,
Pension insurance and social insurance office was informed of
At first I quickly notify Ranakatta
Avoided or to arrange an interview a day after the notification of business documents and confirmation notices,
Hal ini cukup merepotkan, dan semua itu terlalu mudah untuk menunda

10 process in January last year, 2006, in simplified as,
Interview confirmation notification when a new business have been removed, after the notification is made to see one post in one year

As of 2007, the number of annual payments (the amount of total compensation) is 9.43 percent of the pension insurance 14.642%
0.354% annual pension increases each time,
2017 is 18.30% will be raised to

Simple to calculate the current 24.072 percent, 27.73 percent in 2017 to

Law firms (corporations) are formed so that half the cost (health insurance law, Article 161, Article 82 Pension Act)
Individuals recognized as a half
If you hire someone as a manager, this management fee (cost) should be recognized as

Because the corporation is subject to the payment obligations are also
Like the income tax deduction, you also must emphasize that the cost of this document

Revision of health insurance premiums

2009-10-04T08:27:00.002-07:00

Q: I heard a change in health insurance premiums. How do I get?

P: Association of walkers both health insurance premiums this year, from 9 a month, not a change in the uniform tariff which is determined in each country.

A: Health insurance premiums for both walkers Association current flat rate of national insurance (8.2 percent) had this year, Monday 9 minutes premiums (for insured usually pays 10 cents per minute for the insured continue to pay 9 minutes Monday) is to change the level of premiums set by the State.
In particular, the highest in Hokkaido 8.26%, 8.15% from Nagano Prefecture, the current premium rate higher than 20 prefectures, 21 prefectures below, but there was no change in six districts.
Thus, nine minutes after the moon, so you must be careful to check with a different premium rate will be applied by the state.
However, they were 40-64 years old (the first two insured long-term care insurance) care insurance, as in previous years, there is no uniform changes in the level of 1.19 percent.
Revision of the national premium rate is a flat rate of insurance, etc. particular earmark grant for Longevity Sciences system remained unchanged 3.20%.
Health insurance premiums is due to prevention of disease, the lower the medical costs the customer, and that is how it can be reduced.

JAniCA Consultative Committee member of National Health Insurance in Tokyo

2009-10-04T08:27:00.001-07:00

JAniCA Consultative Committee member of National Health Insurance

"National Health Insurance literary art," and became a member of the JAniCA new "National Health Insurance, Tokyo Entertainers' consultation meetings. We offer a program that can be easily estimated insurance, you want to estimate, please stop by your favorite time in hours. Just type in their own income can weigh in about 10 minutes.

In addition, JAniCA that I wanted to hear, even those who are OK.

Date: Wednesday, February 25, 2009 6:00-8:00
Location: Library Lecture Room Hibarigaoka (1 minute walk from Seibu Ikebukuro Line Hibarigaoka Station)
2-chome, Nishi-Tokyo-shi 〒 202-0001 Hibarigaoka No. 1 No. 1
Target: If there is an animation industry officials
How to apply: postmaster@janica.jp to write your name and email affiliation or job title, please register.
Goods: If you want to calculate the premium, the document shows the amount of taxable income (Example: "tax notice", etc.), or, take your notes.
Day JAniCA Contact: Secretariat, Sachiko Kamimura

That Watakushi and also by Kamimura (= '∇ `=) Bruno. Lectures so, even if you choose to defeat the negotiation and should be.

U.S. health insurance debate in Japan

2009-10-04T08:21:00.000-07:00

national health insurance in the United States currently taking place in front of the political debate about health system reform in Japan
For parents and low-income Medicaid and Medicare health insurance system in America does not exist unless the government-run, not get people to join the insurance company, an expensive private health insurance is not only that individual. In addition, much like private health insurance, pre-existing condition for some people with the disease who had passed the disease can not join the scheme. This means that people do not get insurance and have access to necessary medical care, however, is that developed countries seem barbaric society. During the election campaign President Obama and a radical reform of this medical system, such as creating a health care system can receive basic health services for all citizens, committed, and which is currently ongoing discussion.

Background is difficult to achieve the government-operated health care system in America, insurance companies, pharmaceutical companies and medical industry interests, such as generous and concerned about small business owners can not pay the employee's premium for factors such as resistance from a surprising and even more large, the government health insurance system "is a" socialist "is un-American" and rhetoric. With a straight face that the people who use the term for today really surprised. Also, like when the government run health insurance, which limits the freedom of doctors and patients, a large increase in administrative costs, which cut the time and effort went in clerical work in medical practice, thus under pressure as parents have to choose euthanasia, rather than logic or reason (?), so that those politicians and media that attract media sensation with the debate, the Obama administration in the White House website in the end, made clear to the section to explain the government's proposals. New York Times article about the controversy in this series here. Attached as an appendix to the Interactive Feature this article explores the history of American health care reform is very interesting. The content itself is interesting, journalism in Japan (in terms of content and even physical) that I remember that grief is very thin, use of Internet media, as well as simple step-by-event chronology of the project will impress itself to provide readers with a variety of sources main. Please try to see.

National health insurance in Japan

2009-10-04T08:20:00.000-07:00

to join the national health insurance self-employed and non-regular workers (NHI) in premiums, by the municipality that there is a gap between the two regions more than doubled nationally in the Mainichi Shimbun survey found. Compared with the national rather than the official data to determine

premium for each municipality is the first real evidence gap. Premium income in local government to reach the quarter, the possibility to influence the debate about health care reform. Kazuto [Takeshima, Akira Kaori Hirano]

According to the Ministry of Health "uninsured children" have surveyed 816 municipalities, 585 municipalities had responded (response rate 71.7%). "Household income of 200 million yen, 40 children aged two to four couples and families" who heard the model 08 years the annual premium.

The maximum amount of ¥ 503,900 Neyagawa, Osaka Prefecture. Kazamaura village in Aomori Prefecture, Beppu City, Oita, Okinawa Prefecture, Shima Itiko Palace and many more, the top 40 municipalities exceeded 40 million yen. Neyagawa was "forced to reduce the prospect of raising rates, forced to set a high insurance premiums" (Office of the insurance business) are explained.

Neyagawa City Hall. Jpg Neyagawa income, household, calculated from the cost of insurance per family per base. By local governments, which in some cases reflect the population to calculate tax and fixed asset tax insurance premiums, the amount calculated from the local government to adopt the same as in Neyagawa City, Tama City, Tokyo ¥ 219,800. Neyagawa City and the opening times will be 2.29.

The national average of ¥ 328,980. 45 percent of the municipalities and the increase in the current fiscal year, the average price ratio of FY 07 increased ¥ 12,051.

From the financial year, the law on local government fiscal health "consolidated real deficit ratio" is applied, can be added to determine the financial situation of the special account deficit in the National Health Insurance new. Expected deficits in many cities trying to raise premiums in the 20 municipalities, Izumiotsu and Wakayama (Osaka) in two towns, 07 year earnings Ataru in Yellow "recapitalization standard" outside.

◇ If the high insurance premiums, increase in arrears

▽ Ritsumeikan Professor Hideaki Shibata (social theory) that there are more than twice the difference between a story about the environment, but we can not ignore the issue of equality under the law. Become increasingly more expensive insurance premiums in arrears, they decided more and more people to hospital insurance benefits are prohibited. State National Insurance should be fundamentally reviewed.

◇ 08 years of national health insurance premiums are 20 local high

City rank order insurance premiums 08 municipalities in the fiscal year 08
(1) Neyagawa (Osaka) ¥ 503,900 (11) city Ootsuti (Iwate) ¥ 436,300
(2) Kazamaura village (Aomori) ¥ 483,860 (12), Hakodate (Hokkaido) ¥ 435,180
(3), Beppu (Oita) ¥ 483,400 (13), Sakai ¥ 434,106
(4) city of Miyako Island (Okinawa) ¥ 478,300 (14), Kurume (Fukuoka) ¥ 432,800
(5) Yuasa-cho (Wakayama) ¥ 466,400 (15) Kasaoka (Okayama) ¥ 428,400
(6) Tokushima ¥ 464,280 (16), Kaizuka (Osaka) ¥ 428,160
(7) Usuki (Oita) ¥ 445,500 (17), Ube (Yamaguchi) ¥ 425,482
(8) city of Nemuro (Hokkaido) ¥ 444,900 (18), Akita ¥ 424,800
(9) Hitoyoshi (Kumamoto) ¥ 440,500 (19), Kadoma (Osaka) ¥ 424,750
(10), Wakayama, ¥ 436,810 (20) Izumiotsu (same) ¥ 423,900

※ "200 million yen income family of four" models calculated.

Kazamaura village hall. Jpg2 first realized that the data gap more than doubled. Each local government to manage national health insurance have not named, that the premium is determined given a little full of contradictions.

Universal health care system in Japan is the largest in the world may have premiums that vary depending on where to stay, if the premium is higher than the other, non-payment by it, is insurance, almost covered by insurance will be a country.

Currently the "people" without health insurance, "City" has got a national health insurance. Premiums are determined centrally country of origin, local governments may think that only the original transaction only administrative. NHI directly operated clinics and hospitals, particularly in remote areas which will be spent on hospitality, I thought a good idea of the countries in the form of management with responsibility for all as a nation.

Furthermore, I personally think is as follows.
We have previously opposed the tax. Should be abolished too late now, should be taken from income tax must be compatible with this tax is a tax on expenditure, and increased very rapidly fatigue during strength, especially the weak economic poverty can further push to.
National health insurance and pension funds may actually think such a tax regressive tax burden. The premium is reduced by the amount of variation多寡regressive tax revenues will have a character.

Beppu City. Jpg original local tax revenues and health insurance premiums included in the collection of pensions, health insurance should be passed to ensure all citizens.
Lowering the minimum taxable income, if necessary, I think a good system for reducing progressive income tax.

Interest in this idea of the ministries involved will not pass I think. The husband did not agree with the service. Treasury officials became increasingly Eraku On the other hand is not enough. For retirement, health insurance, including tax, I believe that the system should be more transparent before the people.

Public health insurance burden

2009-10-04T08:19:00.000-07:00

Now scream Health Insurance Association.

Insurance and finance health insurance for government health insurance enrolled in the government and payroll insurance health insurance companies and registered in their respective municipalities and private companies, especially us help.
Payments to senior citizens (65 years to 75 years) and grants to senior citizens (75 + years) and then under the pretext of the financial burden.
9-year run is expected to about the deficit of Health Insurance Association percent.
Insurance health insurance are generally lower than the government health insurance, profit is the thing that I can receive higher benefits, will eventually begin to dissolve unions such as health insurance and Seino not significantly alter the level of premiums that may be.

health insurance fraud in Osaka

2009-10-04T08:18:00.001-07:00

officials arrested in Osaka

Following the city of Osaka blurred by the foundation facilities we say, "Asuka Committee accused President Kunihiko Konishi (72) (indicted on charges of embezzlement) in collusion with the Osaka City Employees, said the gang's former boss has been obtained illegally as a health insurance card, the Police Prefecture Osaka was investigated 19, and Hisashi Tate Asuka Konishi Cultural Center for Human Rights (City of director-level officials) of Mr. Kazutoshi Irie (59) (Minoo City, Osaka ruyi Valley) was arrested on suspicion of fraud.

Konishi was arrested three times in the second incident was the arrest of city employee development.

According to police, suspects and defendants of conspiracy Hashi Irie Konishi, according to former boss Yamaguchi-gumi crime syndicate (70), parliamentary secretary to the man (80), wife of the defendant Konishi (53) 3 organization Dowa people "Asuka Human Rights Association, "but there is no employment relationship, and in September 2003, the Association employs three people, the social insurance office Yodogawa four dependents dependents health insurance records for people lie (Osaka) submitted. And update the government's health insurance, in January next year, three former gang boss who insured, a family of four people as dependents, health insurance card charges of stealing a total of seven pieces each.

Large national health insurance tax benefits of a tax increase on the Japanese population

2009-10-04T08:17:00.003-07:00

Health insurance has a notice of the long-term care insurance premiums. Surprised to see insurance premiums. About the last year the premium is doubled. The increase in health insurance premiums and taxes but I can Iwanai, equal to the tax increase because they have an obligation to pay health insurance coverage.

Insurance premiums are calculated and what you read, has a per capita basis and the total number of tax income for the year. Tax multiplied by the percentage of the population in other words. A mechanism to automatically increase the premium if the estate tax is higher.
Great story residential tax increase on June 13 I write this column, so take a minute to increase premiums, but from the people, but he is a double tax.
The best health insurance premium rate is 53 million yen. The highest amount of income people are often in less than 53 million yen. Premiums for high-income and not alter the previous year. High income clearly beneficial.
Notice of income tax on low-income 700 million yen or less and no mitigation measures radical change. But there is no description of the premium reduction. I asked the ward office. What are the steps of radical change mitigation. Respondents from the original income tax cut of $ 5 million yen in the last year for the reduced premium rate of 1.24 percent 1.82 percent, he said. My insurance even if mitigation measures are doubled from the previous year. Not applicable because the plateau at the edge of the ceiling premium.
Which impose a tax and insurance premium taxes and what is asked, in confusion and district office personnel, "to calculate the premium tax is certainly one of the people. Direction is calculated from the amount of income I have heard that I continue to consider" poll. Bullying has no choice but to contact the district office, have never heard of such a review.
Is transfer of funds to local governments, but the result of reforms that they regulate事Kirei or regional fiscal autonomy. Local residents is higher taxes, not only to impose a higher premium to the public. The burden of health insurance last year was 3 percent. Premiums have doubled this year. Chi打Nerai big tax increase on low-income families. When inflation is happening in Dari, which is not only die younger retirees.

free health insurance

2009-10-04T08:17:00.001-07:00

AS ASSET our health! Perhaps the expression above is very appropriate, especially for us who have felt how the high cost of health lately. It seems trivial, but every person will have "time" for the sick. What happens if we do not have the funds "any time" that could ravaged our family finances? Well, for this sort of thing insurance products can help us to "anticipate" conditions that many people do not want this. Various benefits can you get through this program benefits include Inpatient and Outpatient. Benefits typically include inpatient rooms and accommodation costs, the cost of ICU / ER, and Surgical Fees. While benefits usually include outpatient cancer care, emergency outpatient accidents, wash the blood and so on. Interestingly again, for the benefit of Inpatient particular company offers several additional packages system that covers costs such as: ambulance, the nurse / guard, various hospital treatment (intravenous needles, bandages, medicines, etc.), maintenance costs before and after care overnight, the cost of general practitioners, specialists fees, and so on. Based on its claim payment can vary. There are 2 popular systems are: Reimbursement systems and card systems. On the reimbursement system, customers pay fees in advance to the next hospital and the insurance company will replace it. While the card system, the customer is equipped by a special card which the customer uses the card enough to show it to the hospital in collaboration with insurance companies. Of course there is the premium charged more if the customer wants to have this card facilities. Now the choice is entirely up to you. Good luck!

TYPE ONE KNOWS THE HEALTH INSURANCE; MEDICAL INSURANCE

2009-10-04T08:16:00.001-07:00

Medical expenses as defined in the language of treatment costs. Thus, medical expenses insurance is insurance that guarantees medical costs of patients, either due to sickness or accident. Actually there are types or other types of health insurance referred to as disability income insurance, but the discussion will be done separately.

The background is the emergence of insurance is the fact that every day people are always faced with the risk of falling ill or an accident and should be treated in hospital. While the cost of hospital treatment to more and more expensive so that is hardly affordable by people with ordinary incomes. Thus the need for types of insurance that can cover the risk of financial loss (financial loss) due to the high cost of this treatment becomes greater.

Today most companies offer insurance policies to provide medical expenses reimbursement to policyholders or participants of insurance against medical costs in the form:

1. cost of hospitalization and surgery (in patient & surgical expenses)

2. Outpatient costs (out patient expenses)

3. dental care costs

4. labor costs

5. cost spectacles

Point no. 3 to no. 5 is basically the added benefit of standard product policy medical insurance for dental treatment, childbirth, and glasses are not related to illness or accident scene. However, if for example dental care is done as an emergency action (eg due to an accident) then of course this case can be included in the standard cover medical expenses insurance.

Before the prospective customer to buy health insurance products, the need to dig more deeply about the description of each of the above points, how long pengcoverannya time limit per occurrence, and whether or not there are costs to be borne by the customer (deductible). The author will try to discuss one by one as follows:

1. The cost of hospitalization and surgery

Bill is room per day including food and beverage. Usually the insurance company is only willing to bear this cost component to the maximum limit given day. For example, if a registered participant in the 400 Plan will be borne by the patient's maximum room costs Rp 400.000,00 per day but is limited to a certain period eg 90 days. If the patient must be signed in ICU then the insurance company can charge a different number of days, usually much shorter than the usual hospitalization. Another if the patient has to perform surgery in an operating room, the usual fees will also vary.

That are in the inpatient pengcoveran This is the cost of anesthesia, the cost of doctor visits, including specialist doctors, medical expenses before and after treatment in hospital, ambulance costs, emergency dental care costs due to accidents, and death benefits, if the patient dies.

2. Outpatient costs

Included in this cost components include the cost of consultations with general practitioners or specialists, the cost of street drug purchase, the cost of laboratory tests, and physiotherapy costs.

3. Dental care costs

Include the cost of basic care, gum care, complex care, maintenance repairs, and false teeth. Prospective customers are advised to check prior to the insurance company, whether there is a deductible (costs to self) and how the maximum ceiling per year.

4. Labor costs

Changing the costs of normal delivery, delivery by cesarean section, or miscarriage. For the record, if there are diseases associated with pregnancy, ask your insurance company, whether incorporated in the case of hospitalization (as explained in points 1) or included in labor costs.

5. Cost glasses

Changing the cost of purchasing spectacles frames and lenses. Ask your insurance company, the maximum number of times this lens replacement in one year.

source: http://pojokasuransi.com

Mexico City offers free health insurance

2009-10-04T08:13:00.000-07:00

We have just received good news from Mexico City:

Mexico City Mexico KathedraleDie capital has come up with something special for tourists: it gives all visitors a free health and accident insurance. This bid is the world premiere, said the mayor of Mexico City, Marcelo Ebrard, in the presentation of free-insurance card. They'll get all the 460 guests from the hotel in the city. It not only includes the risk of infection with A (H1N1) viruses, but also all costs incurred by other diseases. KaeferSelbst in the accident will be replaced, Ebrard promised.

For more information, visit the website below http://www.mexicocity.gob.mx/ Mexico City. Here you will also receive a free
24-hour hotline for emergencies 0052-55 54 80 68 98 (from Germany, in Mexico City only: 54 80 68 98) is provided.

health insurance group

2009-10-04T08:12:00.001-07:00

Fulmedicare (Health Insurance Group / Collection)

Health Insurance Program is to provide health care benefits for participants who experienced pain because of the risk of illness or accident.

Privileges FulMedicare

1. Inpatient services at Hospital Partners (Provider)
2. Rapid Claims Payment
3. There is no limit hospital care costs
4. Existing disease guaranteed
5. For the results at the end of the period of membership
6. Provide protection for 24 hours a day

Benefits / Guarantee

* Program Inpatient and Surgical
o Room and stay in hospital
o Intensive Care Unit (ICU)
o Cost of Hospital Care Aneka
o Cost of Surgery
o Cost of Surgery Room
o Cost of Anesthesia
o visit the doctor at the hospital (only non-surgical treatments)
o Consultation specialists in hospitals
o Treatment before and after treatment in hospital
o Cost of ambulance
Emergency Dental Care o accident
o Emergency Care
o Death Benefit
o Operating without hospitalization
* Program Inpatient and Surgical
o Consultations with General Practitioners
o Consultation with the Medical Specialist
o Drugs
o Support Diagnostic
o Consultations with General Practitioners and Medicinal
o Physiotherapy
* Dental Care Program
o Consulting / Services Action Dentists
o Drugs
o Support Diagnostic
o Medical Action: Remove, Tambal, root canal treatment, gum treatment, dental care now, surgery, replacement dentures.
* Labor Program
o Normal Childbirth
o Confinement in Operation
o Miscarriage
* Glasses
o Lens
o Frame / Frame

Participation Conditions

1. Permanent employees and or their family (wife / husband and children Employee)
2. At the age of applicants registered at least 15 days and a maximum of 55 years
3. At the time of registration is not currently undergoing inpatient at any hospital

Reduction Participants

Participants who have left can not be replaced by new participants and no return of premium (premium refund), unless the participants had never used the benefits and has not exceeded the limit of his contract.

Addition of New Participant

The addition of new participants at the ongoing coverage period is only permitted for new employees and their families. The addition of new participants from the participants who have registered, then the election must not exceed the package from the package of labor regulations.

Claims Procedure

1. Any claims submitted will be completed no later than 14 (fourteen) working days from the date of receipt of a complete claim file by the claims of PT Asuransi Takaful Keluarga
2. Claims submitted later than 1 (one) month after the date of hospitalization
3. Claims filed must be attached:
* Claim Forms
* Resume of medical doctors
* The account number of participants (for ease of payment of claims)
* Receipt and recapitulation of the original maintenance costs and details
* A letter from the hospital of birth known
* Description of the cause of the crash of an authorized institution (a special case of traffic accidents)