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When searching for your new home, you want to make sure the neighborhood is a good fit for everyone in the family, including your pup. You will likely be looking for a nice yard, but it’s important to look beyond the property line. The type of neighborhood you end up in can make a huge difference in the quality of life for you and your fur babies. Here are a few signs that you have found a dog friendly environment:
Here are some more serious things to think about when considering the home and neighborhood that will work best for you and your pets:
If you are looking to move to the Huntsville area and want to find a pet friendly neighborhood, contact Mike Manosky at Huntsville Real Estate Online!
Autumn gardens bring to mind vivid, jewel toned hues such as scarlet, deep purples and gold. It’s not too late to add a burst of autumn colors to your landscaping. But, before planting, research what kind of flowers and plants will do best in your area. To help, here is a list of some that will thrive in Huntsville. (hardiness zone 7)
Goldenrod: This low maintenance beauty has been erroneously blamed for causing hay-fever. The real culprit is rag weed. The pollen in goldenrod is too heavy to fly in the air. Instead, it sticks to the legs of the butterflies and insects that feed on its nectar. It blooms late in the season and is deer and drought resistant.
Chrysanthemums: Commonly called “mums”, these richly hued plants are true sign of fall. When buying mums, look for ones labeled “hardy mums” or “garden mums” for the best chance of having them thrive throughout the season. Plant them as soon as you buy them. Late August is not too early. Given the opportunity to develop a strong root system, they will last longer.
Helenium: Part of the daisy family, this cheery flower blooms in yellow, orange and red bringing a vibrant ambiance to your garden. These tough, easy-to-grow perennials bloom late in the season and last a long time.
Asters: Available in a variety of hues in shades of pink, purple, blue and white, these perennials bloom from mid to late fall. Loved by bees, butterflies and other pollinators, they provide a late feeding opportunity for them. Plant them as soon as they are available in early fall so that they can establish a strong root system.
Pansies: One of the most popular cool weather annuals, pansies are favorites for fall flowerbeds. They are very hardy and can continue to bloom through winter and into spring, thereby adding lively color to your garden almost year ‘round!
The post Creating a Bold Autumn Aesthetic with Colorful Blooms appeared first on Huntsville Real Estate Blog.
When your house is on the market, you may find yourself asking if having an open house is worth it. Between having to clean your house until it’s spotless, finding a place to take your pets and/or young children and having to be out of your home for several hours on a weekend, it can be quite stress inducing. So, it’s a good question: is it worth it? Here is a list of pros and cons to help you decide:
OPEN HOUSE PROS
OPEN HOUSE CONS
The pros and cons of having an open house should be carefully considered before deciding if it is worth it. Mike Manosky can answer any questions you may have about selling your home. Give him a call at (256)508-0211 or visit http://huntsvillerealestateonline.com today.
While summer is considered by many to be the hottest time for selling a house (both literally and figuratively), sometimes circumstances require you to sell during a different time of the year. This fall might be exactly the right time to sell. Homes are still in demand and there is a good chance you will find a buyer before the end of the year. Here are some perks to selling in the fall:
So, if you have been thinking about putting your house on the market, don’t wait until spring.
Contact Mike Manosky at (256) 508-0211 and get your house on the market today!
Some people call it a “family room”, others a “great room”, but whatever you call it, for many families it is the heart of the home. It’s where you gather to spend time together, to watch television, to play games, to socialize with friends and to relax. Since so much time is spent in this room, you want it to be comfortable and inviting, while also being neat and tidy. A cluttered room does not promote a relaxing vibe. But where do you keep everything? Here are some creative storage solutions for your family room:
Coming up with the money needed for a down payment on a house is not easy for many people. Some are lucky enough to have someone (or several people) give them cash as a gift to go towards purchasing a home. No doubt, that is a wonderful thing! But there are guidelines that must be followed in order to use financial gifts for your down payment.
Using gifted funds to buy a home is not as simple as it sounds. First, the money can’t come from just anyone. Lenders want the money to come from a family member, such as a parent, grandparent or sibling. You can also receive gifts from your spouse, domestic partner or significant other if you’re engaged to be married.
You may or may not be able to use gifted money for your entire down payment. It depends on the type of loan you are seeking. If you are taking out a conventional loan, all your down payment can come from a gift, as long as you are putting down 20 percent or more. If you are putting down less than 20 percent, you will have to include some money of your own. With FHA and VA loans, the entire amount can be gifted unless your credit score is less than 620, in which case you will have to come up with 3.5 percent of the down payment yourself. No matter what type of loan you apply for, you can only use gifted funds to purchase a primary residence or a second home.
In addition to there being restrictions about who can give you money, you will also have to prove that the money is a gift. You will need to provide a gift letter that includes the name of the donor, their relationship to you, the date and amount of the gift and a statement that says the money is given with no expectation of repayment. Both you and the donor must sign the letter.
While it’s not necessary, it is a good idea to have the gift in your bank account prior to applying for a loan. That way when your lender looks through your bank statements for the previous few months, they will already see documentation of the gift.
If someone has given you money to go toward a down payment, Mike Manosky can help you find your dream house. Give him a call today at 256-508-0211!
Huntsville AL Home For Sale
263 River Cove Road, Huntsville, AL 35811
4 bedrooms | 4 full and one half bathrooms| approximately 4,821 square feet | Mt. Carmel
A splendid blend of beauty and function, 263 River Cove is a spectacular, one-of-a-kind property just waiting for you to call it home! Located in the desirable Mt. Carmel neighborhood, this 4 bedroom, 4.5 bath paradise is situated on a prime, ALMOST 1 ACRE lot that backs up to trees and is bordered by the Flint River. At first glance, you will immediately be wowed by the exquisite curb appeal. From the impeccable landscaping to the stately brick exterior to the front door with sidelights and transom, this house is already a showstopper and you haven’t even stepped inside yet!
The interior is filled with unique architectural features that convey an elegant aesthetic while still providing a comfortable, relaxed atmosphere. Decorative crown molding, glowing wood floors, arched entryways and freshly painted walls are just a few of the highlights that will grab your attention.
Imagine greeting visitors in the bright foyer with its 19-ft. ceiling and grand staircase with ornate wrought iron spindles. Lovely formal living and dining rooms are adorned with pretty moldings, including wainscoting in the dining room, and ½ round transom windows. They are the perfect backdrop for a fancy dinner party.
An effortlessly flowing floor plan leads you to a fantastic family room with picturesque window views of the sparkling pool and sprawling backyard. Built-in bookshelves and a gas-log fireplace with tile hearth add to the ambience that will make spending time with family here a delight.
Chef inspired kitchen has granite countertops, custom tile backsplash, pantry, island and breakfast bar. Enjoy casual dining in the adjoining eat-in area while savoring the tranquility of the private, wooded lot just outside the double windows.
Opulent tray ceilings and charming corner fireplace create a combination of grandeur and coziness in a private, first-floor master suite fit for royalty. Luxuriate in an adjoining master bath boasting dual vanities, huge walk-in closet and separate tub/shower. A half-bath completes the main floor.
A large loft area on the second-floor landing has access to walk-in attic storage. Pristine carpeting and soothing neutral paint colors adorn three additional, spacious bedrooms upstairs, one of which includes an attached full bath, ideal for guests.
Still want more? This house has it! A full, finished basement consists of 1,374 square feet of additional living space. Just add some cabinets and appliances to the already plumbed kitchen and it could be an awesome in-law suite. With a utility room, study/exercise area, bonus rec room and full bath, there are endless possibilities for how it can be used. And did we mention that there are two garages that can accommodate 5-6 vehicles? And a workshop!
Walking out into the backyard, you will feel like you are on a lavish vacation! Whether you are entertaining friends or relaxing with a cold drink and good book, you will love the covered, two-story decking and salt-water pool! If you’re looking for more adventurous outdoor activities, mosey on down to the Flint River, where you can fish, kayak or canoe just behind your home.
Located just minutes away from downtown, this special home truly offers everything you could want and more. You must see it to appreciate it! Call and make an appointment today!
The post Huntsville AL Home For Sale: 263 River Cove Road, Huntsville, AL 35811 appeared first on Huntsville Real Estate Blog.
Even though it’s not technically Autumn yet, with Labor Day behind us, the days are starting to get shorter and the new season is quickly approaching. With predictions of warmer than normal temperatures this Fall, it might be challenging to get in the mood for pumpkin spice lattes and cozy gatherings around the fireplace. But that doesn’t mean you should put off important home maintenance. Now is the time to get your house ready for the cooler months of the year. Here is a checklist of Autumn home maintenance projects you can get started on right away:
Get these chores done now and when the weather finally does get cooler, you will have time to snuggle up in front of the fire and enjoy relaxing weekends with your family!
Madison AL Home For Sale
254 Brockton Drive, Madison, AL 35756
4 bedrooms | 2 full and one half bathrooms| approximately 2,622 square feet | Oxford
Perfectly situated on a spacious corner lot sits this fantastic like new home ready for you and your family to move right in and enjoy! Located in desirable Oxford, this timeless beauty is sure to check numerous “must haves” off your list… 4 bedrooms, 2.5 bathrooms, fresh interior paint, new carpet, laundry room with shelving, plus low maintenance brick and vinyl exterior. Step inside 254 Brockton Drive through the covered front porch to a 17ft, 2 story foyer starting this home tour off right! Durable tile floors highlight the dining room, or you could easily use this space as a study or play room. The chef in the family will appreciate the abundance of beautiful cabinetry, plenty of counterspace for meal prep, and black appliances the kitchen provides, plus an eat in area with patio access making easy indoor/outdoor enjoyment possible. Opening to the family room where a toasty wood burning fireplace and elegant crown molding create a wide open space for comfortable everyday living. Retreat to your private master suite to find beautiful crown molding, a walk-in closet, dual vanity, separate shower and garden tub to soak your cares away. Three generously sized secondary bedrooms, one with a walk in closet, give you plenty of room for your growing family and overnight guests. The large rec. room is the perfect teen hangout or man cave! With no neighbors behind and privacy fencing, you will enjoy BBQs and relaxing on the oversized patio overlooking the meticulously landscaping yard. Plenty of room for your vehicles, tools and toys in the attached 2 car garage with storage area, plus a detached vinyl building. If you are looking for a home with a sense of grandeur while still feeling cozy and livable – we are sure you will be ready to call this special place yours!
The post Madison AL Home For Sale: 254 Brockton Drive, Madison, AL 35756 appeared first on Huntsville Real Estate Blog.
With low interest rates holding steady, buying a house right now is less expensive than renting in most places. Now is a great time to lock into a rate.
Buying is often considered to be financially better than renting over the long run because your mortgage payments build equity in your home, which you will eventually own, while rent only goes toward the upkeep of your home and the pocket of your landlord. That is just one reason buying is better than renting. Here are some others:
Using a “rent vs buy” calculator on Zillow you can see how buying is a better option right here in Huntsville. For example, after 2 years, the cost of homeownership (down payment, mortgage, taxes, etc.) for a $150,000 home in Huntsville would be $63,942. The total cost to rent the same house for that period would be $29,361. Renting would leave you with $34,581 in your pocket (including the money you didn’t spend on a down payment). So, it looks like renting would be better financially, right? But wait…not so fast. Let’s look at what you gain over the same 2-year period if you buy. After 2 years, your home will have $49,682 in equity. However, if you instead rent and invest your down payment and the other money you save at a 6% return rate, it will earn around $3,558 in 2 years. So, if you look at your gross costs, equity and investment potential, it’s better for you to buy than rent if you plan to live in your home more than 2 years and 5 months.
The bottom line is, if you’ve been thinking about buying a home in the Huntsville area, don’t wait! Start investing your money in your own home vs that of a landlord today!
Contact Mike Manosky at HuntsvilleRealEstateOnline.com and let him help you find your dream house!