quote of business letter

recommendation letter sample and guidelines to write

musliheducation@yahoo.com (pri) — Mon, 13 Feb 2012 20:15:10 PST

letter recommendation date

typed name and address

Dear

The fact that you will be leaving our firm shortly has
been brought to my attention. We are very sorry to lose
you inasmuch as your work has always been most
satisfactory and we were hoping that you would remain
with the (name of firm) for many years. I understand
that you are leaving for personal reasons that have
nothing to do with this organization.

I will be happy to provide you with a letter of
recommendation, if you so request. You may find this
helpful in securing a position with another firm in your
new locale. Please advise my secretary of your intent in
this matter, so that we can have it prepared for you
before your departure.

I know that I speak for everyone here at (name of firm)
in wishing you the very best of luck in the future.

name and signature of recommendation letter

Letter of Interest for Potential Preceptors

musliheducation@yahoo.com (pri) — Fri, 10 Feb 2012 05:21:30 PST

Letter of Interest for Potential Preceptors for PNP-Acute Care Students

Dear Potential Preceptor:
Have you been looking for a future colleague or two? Is your practice growing and you know there is or will be room for additional NP work? Have you been trying to recruit a PNP-AC to the subspecialty practice? Are you looking for ways to mentor future colleagues? Then perhaps it is time to consider becoming a PNP-AC preceptor. We are looking for interest PNP-AC’s who would consider precepting a PNP-AC student. The student could come to your work place and spend a varied number of clinical management hours with you in your subspecialty

What do you need to be a preceptor?
• Preceptor would be required to have a be certified as a CPNP (preferably PNP-AC)
• Minimum of one year PNP experience in acute care management
• Work part or full time in an acute care PNP position

How many students could be precepted at a time?
• One student at a time

How many hours will the student require for preceptorship?
• Hours can vary depending on the subspecialty (range 20 -150hrs)

Who will handle the contracts and legal paperwork?
• All hospital/subspecialty group contracts and legal paperwork would be a responsibility of the Program the student attends and would need to be in place prior to the student’s rotation.

What would the student be able to do while in their preceptorship?
• Depending on the subspecialty some of these may not apply
• Learning experiences should include most of the following:
o synthesize didactic course work with patient management experiences
o provide outpatient follow-up clinic experiences (subspecialty only)
o perform history & physicals
o admit, transfer, and discharge hospital patients
o present patient in rounds
o write or dictate (daily progress, H&P, transfer & discharge summaries, and procedure) notes
o order diagnostic studies and discuss their interpretation
o write orders and match all orders to patient problems
o write prescriptions (demos only)
o perform various procedural skills
o communicate daily with the patient & family
o provide patient and family education
o relate the role of the PNP-AC in the hospital setting
o in surgical subspecialties the student is not expected to be in the operating room unless the PNP on the service are in the OR as part of their scope of practice
o attend subspecialty related educational meetings/conferences (on site or local)

If you would like to have more information please complete the attached document and we will be happy to answer any questions or begin working on a preceptorship
experience for you.

letter on google search

musliheducation@yahoo.com (pri) — Sun, 05 Feb 2012 08:47:34 PST

Sample Business Letters and Forms
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Sample Business Letters (1-150). Jump to (1-150) ... Sample Business Letters are listed in Alphabetical Order. 1. 10-Day ... 15. Acknowledgement of Letter 16.
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Letters - Free Sample Letters
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Letter (alphabet) - Wikipedia, the free encyclopedia
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A letter is a grapheme in an alphabetic system of writing, such as the Greek alphabet and its descendants. Letters compose phonemes and each phoneme ...
Sample Letters
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A Collection of Free sample letters, sample letter formats, examples, sample letter templates and informational guide to writing all kinds of letters.
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Physical Review Letters
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Full papers only available on subscription. However, abstracts of papers accessible by everybody.
Business Letter Writing Basics
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Business Letter Writing Basics for English learners. Guide to basic style questions and standard phrases used in business English letters.
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Gambar untuk letters - Laporkan gambar

Letter Writing Guide - Letter Writing & Sample Letters
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Tips, advice, and sample letters to help you in your letter writing activities.
Penelusuran yang terkait dengan letters

NEVER SEEN YOU CRY The first letter of the person who I love is Y and the last is U

musliheducation@yahoo.com (pri) — Sat, 04 Feb 2012 23:38:41 PST

-FAKE FRIENDS - NEVER ASK FOR FOOD.
REAL FRIENDS - ARE THE REASONS YOU HAVE NO FOOD

FAKE FRIENDS - NEVER SEEN YOU CRY.
REAL FRIENDS - CRY WITH YOU
...
FAKE FRIENDS - KNOW A FEW THINGS ABOUT YOU.
REAL FRIENDS - COULD WRITE A BOOK ABOUT YOU

FAKE FRIENDS - WOULD KNOCK ON YOUR FRONT DOOR.
REAL FRIENDS - WALK RIGHT IN AND SAY "I'M HOME!"

FAKE FRIENDS - WILL HELP YOU UP WHEN YOU FALL OVER.
REAL FRIENDS - WILL JUMP ON TOP OF AND SHOUT "PILE ON!"

FAKE FRIENDS - ARE FOR A WHILE.
REAL FRIENDS - ARE FOR LIFE

FAKE FRIENDS - WILL READ THIS.
REAL FRIENDS - WILL STEAL THIS JUST LIKE I DID

Love never ask who are you ??
Love only says you are mine..
Love never ask where are you ?
Love only says you live in my heart..
Love never ask do you love me ??
Love only says “I LOVE YOU”...... ♥

Boy: sweetie! let’s play a game.

Girl: What game?

Boy: Anything but not hide and seek
...
Girl: Why?

Boy: Because a girl like you is impossible to find ♥ :)

LIKE if you like it :)

Unexplainable, Inexcusable

musliheducation@yahoo.com (pri) — Mon, 30 Jan 2012 09:51:06 PST

No one has been able to explain to me why young men... and women serve in the U.S. Military for 20 years, risking their lives protecting freedom, and only get 50% of their pay. While Politicians hold their political positions in the safe confines of the capital, protected by these same men and women, and receive full pay retirement after serving one term. It just does not make any sense.

On Fox news they learned that the staffers of Congress family members are exempt from having to pay back student loans. This will get national attention if other news networks will broadcast it. When you add this to the below, just where will all of it stop?

35 States file lawsuit against the Federal Government

Governors of 35 states have filed suit against the Federal Government for imposing unlawful burdens upon them. It only takes 38 (of the 50) States to convene a Constitutional Convention.

This will take less than thirty seconds to read. If you agree, please pass it on.

This is an idea that we should address.

For too long we have been too complacent about the workings of Congress. Many citizens had no idea that members of Congress could retire with the same pay after only one term, that they specifically exempted themselves from many of the laws they have passed (such as being exempt from any fear of prosecution for sexual harassment) while ordinary citizens must live under those laws. The latest is to exempt themselves from the Healthcare Reform... in all of its forms. Somehow, that doesn't seem logical. We do not have an elite that is above the law. I truly don't care if they are Democrat, Republican, Independent or whatever. The self-serving must stop.

If each person that receives this will post it on their wall, in three days, most people in The United States of America will have the message.. This is one proposal that really should be passed around.

Proposed 28th Amendment to the United States Constitution: "Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or Representatives that does not apply equally to the citizens of the United States .."

Now, what are you going to do about it? Read and delete, or work for reform? Share on the wall of EVERY congressman, representative, governor, the white house!!!!! Pass it around!!! Make calls, send fax's and email's...............

— with Veterans Freedom, Desertstorm Veterans, Steven Sonich, Bob Veteran and Veterans.See More
By: Tim Shuler
.
By: Derek Batchelor

The first letter of the person who I love is "Y" and the last is "U"

musliheducation@yahoo.com (pri) — Fri, 27 Jan 2012 20:22:19 PST

♥♥♥Why I love you♥♥♥♥
♥Because you have the most amazing smile I’ve ever seen.♥
♥Because you think I’m perfect.♥
♥Because you always say the right things.♥
♥Because you can’t get mad at me.♥
♥Because you think I could never do anything wrong.♥
♥Because you make me feel so safe in your arms.♥
♥Because you make my heart leap when I see you.♥
♥Because you are the most honest person I know.♥
♥Because you and I can talk about anything.♥
♥Because you make me feel whole.♥

-мσнαммα∂ αℓ-αηι ♡

Girl-hey

boy-hi

girl-wassup ???

boy-nothing, you ??

girl-Mee too

boy-cool

girl-yeah...

end of conversation :/

like this if it happens with you :/

In Which Month You Are Born? :)

People born in :
January "♥ bold and alert"
February "♥ are lucky and loyal"
<<<

memo letter for business and department

musliheducation@yahoo.com (pri) — Tue, 17 Jan 2012 01:13:14 PST

how to write in memo paper?

many people always confuse how to write memo.. memo is simple massage but legal at all corporation or government office.. memo function is to do some job fast time ( this time). memo letter is sort massage but must clear word and massage.

better memo letter is only one paragraph, and simple word.. on memo must have date, name and signature. some memo paper has a department or corporate logo. logo is not the requirement.

on the top is date of memo
content of memo
and the last is name and signature of memo letter.

memo does cause some time an a corporate or department need to do job faster at suddenly case.

Letter of love on facebook

musliheducation@yahoo.com (pri) — Fri, 13 Jan 2012 04:01:31 PST

letter story for this week is about letter of love from some one to her boy friend.. usually a girl make letter so romantic than a man, its a basic of physicist of a girl.

When a little girl puts her full energy to give her dad a kiss

*Thats love ♥

When a wife makes tea for her husband and he asks her to take a sip first

*Thats love ♥

When a mother gives her son the best piece of cake

*Thats love ♥

When your best friend holds your hand tightly on a slippery road

*Thats love ♥

When your brother/sister messages you and asks if you reached home on time

*Thats love ♥

Love isnt just a guy holding a girl around the city...

Love is actually another name of care!!! ♥

Ask My Eyes To Stop Looking At You…♥
♥
Ask My Brain To Stop Thinking About You...♥
♥
Ask My Imagination To Stop Dreaming About You...♥
... ♥
Ask My Heart To Stop Beating For You...♥
♥
Ask Me Everything...♥
♥
But Don’t U Ever Ask Me To Stop Loving You…♥

letter of love, love letter

my letter will lose on your pocket

musliheducation@yahoo.com (pri) — Mon, 09 Jan 2012 15:36:40 PST

a time of letter ago, i have question to my manager on my corporate.. where business letter from our neighbor corporate? he say "nope", its what the mean of nope, this is a business.. a world will be flood if all manager like my manager.

some time we needed to save all file more better than before.. its make our data so easy to search on time.. like a letter, that is a good of a corporate business, that business is bog or a small business..

may be on our each one room in our office must be any one special room for saving some letter and file. some peoples may be think that is a not must be do.. but when they are need a sample for a latter got confused at all time, throw to bed.

thinking about letter is a simple and not fluency is a stupid thinking.. so when ever your read and write a letter you must save they are on your better place for saving, like to save some money or gold.

to day better to do save

farm town facebook easy harvest and plow without tools

musliheducation@yahoo.com (pri) — Mon, 09 Jan 2012 02:17:04 PST

on this time we will talking about how to easy harvest and plow job on farm town on facebook game.

its easy trick to harvest and plow on farm town if you have install auto click on your desktop.

below optimal number of click on farm town game:

harvest on your farm: 5 click/ second

plow on your farm: 10 click / second

harvest on other farm: 10 click / second

plow on other farm: 10 click/ second

fishing: 5 click/ second

chop trees from hiring: 10 click/ second

shaker trees: 10 click/ second

best of auto click for farm town is auto clicker by murgee

you can also use other auto clicker software, but never use number of click to big, cause can make your falsh player corrupted and error.

may you will need read also.

Farm town layered farm (stacked) trick

musliheducation@yahoo.com (pri) — Thu, 05 Jan 2012 04:43:48 PST

to make more corps in farm town you can make trick layered farm or stacked farm..

to make layered farm in farm town is easy trick, follow step by step trick below:

1. open farm town on some new tab on your browser

2. make plow at all tab

3. try to make different space at all plowed

4. save your work in farm town

layered farm is not legal in farm town game, you can make layered at all, like building, coast, trees and plowed.

to easy guidelines the firs time make layered farm in farm town wit open farm town game on 5 new tab on your browser and see finally your work, than you can make as you think to good farm.

Layering fields greatly increases your crop production

Crop production leads to facility production which equals fast advancement and your fellow farmers will get twice as much coinage when they harvest for you.

If you have several farms it's best to do one at a time. It's important to follow each step.
Please feel free to give me feedback (in the guestbook below). I want to make this clear and easy.

Step By Step How to

First you need a space without fields, so delete the used fields. Next click the offline symbol (it looks like a plug, see circle). It's green when you're online and red when you click it offline.

Now open facebook in another tab.

The two pictured tabs are both open to Farm Town.

This can also be done by opening two sessions of the internet, but has not always worked for me with Internet Explorer (I like to call it exploder). I use Flock and it's fast and will allow two tabs to both be logged in to Facebook at the same time.

In the second tab, go to the same farm where you cleared a space to layer fields.

Take that farm offline too - with the offline button.

It's time to plow - go to the first farm and plow your fields.

Note where I started plowing in the picture - near the Hyacinth.

Now it's time to plow the farm in the second tab.

Make sure your plots start in a slightly different place (so they aren't directly on top of each other which would hide the bottom one).

Notice I started a little more south of the Hyacinth this time.
**It won't look layered yet.**

After you've plowed both farms, click the second one back online & refresh your browser.

Go back to the first tab and click it back online too - Refresh and you should now see the layers.

Step back and admire your work!!

But only for a few seconds, you've got a lot of work to do now.

Happy farming!

farm town fast level up easy trick in facebook

musliheducation@yahoo.com (pri) — Tue, 03 Jan 2012 02:24:19 PST

how to make fast level up in farm town? is more question of some new player in farm town, right now i will tell you the trick to grow up your level in a second.

farm town in facebook level up cheat :

the firs time you must install auto click on your desktop or laptop computer, as auto click is as good to farm town
open your farm town game with chrome (google chrome) as browser, open on 10 new tabs or more
buy hay bale, placement hay bale use auto click at some area
do trick number 3 at all tabs
in a second you will got 50 exp farm town in facebook
to get money you can open some wall of you friends, and click all bonus share from they are
enjoy and keep gaming

for other farm town gift links you can see in links below

fuel links for farm town

cow milk gift links for farm town

farm town faebook links of cow milk

musliheducation@yahoo.com (pri) — Mon, 02 Jan 2012 19:37:05 PST

if you need some cow milk for your farm in farm tow click links below:

fuel farm town links

musliheducation@yahoo.com (pri) — Sat, 31 Dec 2011 23:53:32 PST

farm town fuel gift links

musliheducation@yahoo.com (pri) — Sat, 31 Dec 2011 23:43:14 PST

if u need farm town fuel gift links you can just click link below

Person / Organisation with an interest letter

musliheducation@yahoo.com (pri) — Mon, 05 Dec 2011 20:54:11 PST

Head of the Secretariat
Department of Justice and Constitutional Development
Private Bag X81
Pretoria, 0001

Fax: 086 6425 357 Attention: Mr. Frederick Heyns

Dear Mr. Heyns

RE: PARDON APPLICATION : (name of the applicant and number)

We/I refer to the recently advertised notice where the Department of Justice and the President have given notice that they are to consider an application for pardon brought by the abovenamed in respect of [set out the offence].

We/I/ [name of organisation] have a direct or substantial interest in this application for pardon and we/ I wish to make submissions to the secretariat for consideration by the President as to whether the applicant should be granted a pardon.

We/ I/ [name of organisation] have a direct or substantial interest in this application for pardon because .................. [Set out the interest]. We/ I wish to make representations to the President. In order to place me/ us in a proper position to do so, please provide me/ us with the following:

1 Copy of the application for pardon as submitted by the applicant;
2 Copies of any document considered by the Reference Group and/ or President;
3 Copy of the Reference Group's reasons for recommending the applicant for pardons;
4 The record in respect of the voting on the recommendation for pardon.

I / we/ [name of organisation] require the above documents and information in order to:

1. make informed and proper representations;

2. rebut or support claims that the crimes in question were of a political nature or motivated by a political objective;

3. comment on any factual, mitigating or other circumstance as alleged by the perpetrator, and where necessary rebut such factual allegations;

4. comment on any motivations set out by perpetrator as to why a pardon is appropriate in his case, and where necessary counter such motivations;

Black Friday 2011: Deals From Walmart, Target, Best Buy and More

musliheducation@yahoo.com (pri) — Sat, 26 Nov 2011 08:10:50 PST

While Black Friday is not necessarily the best day of the year to shop, it is still the most ritualistic shopping "holiday" with several stores opening at 12 a.m. Friday (or even earlier) with limited-time deals. An estimated 152 million Americans will be taking part in the retail festivities Friday and during the weekend, up from 138 million last year. If you're thinking of hitting the mall -- instead of watching various TV show marathons like me -- here's a handy list of the who's who of Black Fridayand their featured door-busters. Keep in mind that on Black Friday, it's first-come, first-served, so some of these deals will go away once the item is sold out. (Also keep in mind that stores want you to feel pressure to buy. But it's not a good deal if you purchase something you don't need just because the price looks good.)
Walmart
For the first time, Walmart will be kicking off its in-store specials at 10 p.m. on Thanksgiving and plans to scatter its offers. The following deals will kick off the event:
Xbox360 4GB with Kinect Console: $199.96 plus a $50 Walmart gift card
DVDs starting at $1.96
6V or 12V Ride-Ons (e.g., Jeep Wrangler, X Games ATV or Barbie Jeep): $99 each
Barbie, Disney Princess or Bratz branded Fashion Dolls: $5 each
Paula Deen 20-Piece Cookware Set: $86.44
Starting at midnight:
Emerson 32" LCD TV (31.5" diagonal screen size): $188
LG Blu-ray Player: $49
Kodak C1450 14 MP Camera: $49
8GB iPod Touch: $195
Samsung 51" Plasma TV (50.7" diagonal screen size): $498
Starting at 8 a.m. Friday:
Goodyear Tires starting at $59
Vizio 42" 3D LED Wi-Fi HDTV (42.0" diagonal screen size 1080p): $598
Buy any smartphone (except Apple iPhone) with a contract and get a $100 Walmart gift card
Macy's
For the first time, stores will open at midnight Thanksgiving. Deals include:
50% off Sharper Image iPhone/iPod docking stations
$19.99 Rampage boots
Justin Beiber limited-edition holiday fragrance set (includes eau de parfum spray and Bieber's holiday CD)
With any $65 fragrance purchase, get a free digital camera
Best Buy
The following deals start at midnight Thanksgiving:
Sharp 42" Class LCD 1080p HDTV $199.99
Samsung laptop with Intel Pentium Processor 15.6" Display, 4GB memory $299.99
Toshiba Wi-Fi Ready Blu-Ray Player $39.99
Seasons 1-3 of Mad Men on BluRay - $9 each
250GB Xbox 360 console with Fable III and Halo Reach -$200
MacBook Pros and iMacs - $60 to $200 off
H&M
H&M stores open at 5 a.m. on Black Friday. Deals include:
Dresses and sweaters from $5
Pants and kids' jackets from $10
Outerwear from $20
Toys R Us
The toy giant plans to open its doors earlier than competitors, at 9 p.m. Thanksgiving.
Sylvania 7-inch tablet PC for $79
40% off Optimus Prime Transformer for $47.99
50% off Leap Pad Leapster systems
$50 gift card with iPod Touch purchase
Target
All Black Friday deals start at midnight on Thanksgiving.
Philips 9" Dual-Screen DVD Player $99
Amazon Kindle 3G $85
Acer 10.1 Netbook for $157
Various movies and TV shows on DVD for $3.99
Element 40" 60HZ 1080p LCD HDTV for $265
$40 Target gift card with purchase of 8GB iPod Touch for $195
$15 Target gift card with purchase of 8GB iPod Nano for $129
Sam's Club
These prices will be valid for members in stores November 25 starting at 5 a.m.
Microsoft Xbox 360 250GB Holiday Bundle for $199
Sony PlayStation 3 160GB Entertainment Bundle for $239
LG 42" 120Hz 1080p LED-Backlit LCD HDTV for $578
Lowe's
The home improvement giant is advertising its Black Friday offers via its "Black FridayThrowdown" on Facebook.
allen + roth Ladder Shelf for $65
Skil 10" Miter Saw for $69
Kobalt 227-Piece Socket Wrench Set for $99.98
Char-Griller Duo Gas and Charcoal Grill for $199
http://finance.yahoo.com/news/black-friday-2011--deals-from-walmart--target--best-buy-and-more.html
source :

Occupy Wall Street Two Month Anniversary

musliheducation@yahoo.com (pri) — Fri, 18 Nov 2011 04:08:52 PST

Occupy Wall Street protesters clogged streets and tied up traffic around the U.S. on Thursday to mark two months since the movement's birth and signal they aren't ready to quit, despite the breakup of many of their encampments by police. Hundreds of people were arrested, most of them in New York.

The confrontations followed early morning arrests in other cities. In Dallas, police evicted dozens of protesters near City Hall, citing health and safety reasons. Eighteen protesters were arrested. Two demonstrators were arrested and about 20 tents removed at the University of California, Berkeley.

The demonstrations – which took place in cities including Los Angeles, Las Vegas, Boston, Washington and Portland, Ore. – were for the most part peaceful. Most of the arrests were for blocking streets, and the traffic disruptions were brief.

Chanting "All day, all week, shut down Wall Street," more than 1,000 protesters gathered near the New York Stock Exchange and sat down in several intersections. Helmeted police officers broke up some of the gatherings, and operations at the stock market were not disrupted.

As darkness fell, a coalition of unions and progressive groups joined Occupy demonstrators in staging rallies at landmark bridges in several U.S. cities to protest joblessness.

In New York, a crowd of several thousand people, led by banner-carrying members of the Service Employees International Union, jammed Manhattan's Foley Square and then marched peacefully across the Brooklyn Bridge on a pedestrian promenade.

As they walked, a powerful light projected the slogan "We are the 99 percent" – a reference to the Americans who aren't super-rich – on the side of a nearby skyscraper. Police officers dressed in wind breakers, rather than riot gear, arrested at least two dozen people who walked out onto the bridges' roadway but otherwise let the marchers pass without incident.

Several weeks ago, an attempt to march across the bridge drew the first significant international attention to the Occupy movement as more than 700 people were arrested.

Thursday's protests came two days after police raided and demolished the encampment at lower Manhattan's Zuccotti Park that had served as headquarters of the Occupy movement and as demonstrators and union allies tried to regain their momentum.

"This is a critical moment for the movement given what happened the other night," said demonstrator Paul Knick, a software engineer from Montclair, N.J. "It seems like there's a concerted effort to stop the movement, and I'm here to make sure that doesn't happen."

At least 300 people were arrested in New York. Some were bloodied during the arrests. One man was taken into custody for throwing liquid, possibly vinegar, into the faces of several police officers, authorities said. Many demonstrators were carrying vinegar as an antidote for pepper spray.

A police officer, Matthew Walters, needed 20 stitches on his hand after he was hit with a piece of thrown glass, police said.

In Los Angeles, about 500 sympathizers marched downtown between the Bank of America tower and Wells Fargo Plaza, chanting, "Banks got bailed out, we got sold out!" More than two dozen people were arrested.

Police arrested 21 demonstrators in Las Vegas, and 20 were led away in plastic handcuffs in Portland, Ore., for sitting down on a bridge. At least a dozen were arrested in St. Louis in the evening after they sat down cross-legged and locked arms in an attempt to block a bridge over the Mississippi River. More were handcuffed for blocking bridges in Philadelphia and Minneapolis.

In Chicago, hundreds of protesters organized by labor and community groups marched toward the Chicago River. They stopped at the river bridge and shut it down to rush-hour traffic. Police officers scrambled to divert cars and pedestrians. People watched the protests from office windows and bus stops.

In Seattle, hundreds of Occupy Seattle and labor demonstrators shut down the University Bridge as part of a national day of action demanding jobs. Traffic was snarled around Seattle's University District as two rallies marched toward the bridge.

Several of the demonstrations coincided with an event planned months earlier by a coalition of unions and liberal groups, including Moveon.org and the SEIU, in which out-of-work people walked over bridges in several cities to protest high unemployment.

The street demonstrations also marked two months since the Occupy movement sprang to life in New York on Sept. 17. They were planned well before police raided a number of encampments over the past few days but were seen by some activists as a way to demonstrate their resolve in the wake of the crackdown.

Thursday's demonstrations around Wall Street brought taxis and delivery trucks to a halt, but police were largely effective at keeping the protests confined to just a few blocks. Officers allowed Wall Street workers through the barricades, but only after checking their IDs.

Mayor Michael Bloomberg said police had been expecting as many as 10,000 protesters based on what activists had been saying online. But he said there had been "minimal disruption."

"Most protesters have, in all fairness, acted responsibly," he said after visiting an injured police officer in the hospital.

Police Commissioner Raymond Kelly said officers confiscated metal devices that some demonstrators had apparently planned to use to lock themselves into the entrances to Wall Street businesses.

The demonstration that drew thousands of people to Foley Square in the evening was a rarity in the Occupy movement: Union organizers obtained a permit from the city, and speakers were allowed to use a sound system.

Among the demonstrators arrested in New York was a retired Philadelphia police captain, Ray Lewis, who was taken into custody in his dress uniform. Others included actor and director Andre Gregory, who said he hoped the movement would lead to national action on economic injustice.

"It's a possible beginning of something positive," he said.

Some onlookers applauded the demonstrators from open windows. Others yelled, "Get a job!"

"I don't understand their logic," said Adam Lieberman, as he struggled to navigate police barricades on his way to work at JPMorgan Chase. "When you go into business, you go into business to make as much money as you can. And that's what banks do. They're trying to make a profit."

Gene Williams, a bond trader, joked that he was "one of the bad guys" but said he empathized with the demonstrators: "The fact of the matter is, there is a schism between the rich and the poor, and it's getting wider."

City officials and demonstrators were trying to decide their next step in Philadelphia, where about 100 protesters were under orders to clear out to make way for a long-planned $50 million plaza renovation at City Hall. Union leaders pressed the demonstrators to leave, saying construction jobs were stake.

Occupy Wall Street Two Month Anniversary: Protesters March To NYC Financial District, Plan Day Of Events

black friday 2011 Hot Pages About

musliheducation@yahoo.com (pri) — Fri, 18 Nov 2011 00:12:00 PST

Retailers’ chief marketing officers are less optimistic about sales growth on Black Friday than they were a year earlier as increasing competition prompts stores to boost discounts, according to a survey by BDO USA.

Purchases on Nov. 25, the day after the Thanksgiving holiday, may rise 1.6 percent, the average estimate of 100 executives in BDO’s survey conducted last month. That compares with an average projection of a 3.8 percent increase in the survey last year.

“It’s not a home run by any means, but it’s positive growth,” Ted Vaughan, a partner at BDO’s retail and consumer practice in Dallas, said in an interview. Black Friday’s importance has diminished as retailers start advertising holiday deals earlier, he said.

Black Friday serves as the unofficial start to the holiday shopping season when retailers lure shoppers to stores with discounts and giveaways. Sales on the day rose 0.3 percent last year, according to Chicago-based ShopperTrak. Sales for the weekend after Thanksgiving gained 6.4 percent last year, according to the National Retail Federation.

Sales for the entire holiday shopping season may increase 2.9 percent, according to the BDO survey. That would be slower than the 5.2 percent gain a year earlier that was reported by the Washington-based NRF.

Discounts will also increase and put more pressure on retailers’ profit margins, Vaughan said. About 78 percent of respondents in the BDO survey expected a gain in promotions, up from 64 percent a year ago. The survey was conducted in October and included public and private U.S. retailers of various sizes, including 12 in the top 100 by annual revenue.

To contact the reporter on this story: Matt Townsend in New York at

news from: http://www.bloomberg.com/news/2011-11-16/retail-executives-less-optimistic-about-black-friday-in-survey.html

With Halloween now in our rear-view mirrors, it's time to start thinking about another fun holiday event: Black Friday, the day following Thanksgiving that traditionally marked the beginning of the holiday shopping season.

Not that retailers are willing to wait until that day, of course; in recent years, we've seen Black Friday sales start earlier and continue throughout the weekend, culminating in Cyber Monday, an online-only shopping event. But whatever the duration, the idea is to get the best deal you can on the items you really want.

Often—but not always—electronics items are at their lowest prices of the year on Black Friday, and it's easy to get caught up in the shopping frenzy and spend more than you you really want to. So here's a short list of Black Friday shopping tips that should help insure you get not only the best deals, but also some peace of mind once you bring the item home. Happy shopping!

veterans day 2011 Top 10 Hot Pages About

musliheducation@yahoo.com (pri) — Mon, 07 Nov 2011 03:34:20 PST

"veterans day 2011

Occupy Oakland Violence: Peaceful Occupy Protests Degenerate Into Chaos
http://www.huffingtonpost.com/2011/11/03/occupy-oakland-violence-_n_10...
to temporarily move to Skyline Park during this Saturday's 2011 Veterans Day Parade :...support and respect for theVeterans Day Parade....OAKLAND, Calif. -- A day of demonstrations in Oakland that began as a significant step toward expanding...

Navy veteran could be evicted for hanging flag
http://www.wtsp.com/news/national/article/218857/81/Navy-veteran-
faces a hard choice come Veterans Day next week: He can obey the rules and remain in his apartment complex...But he also said he finds it hard not to hang the flag on Veterans Day. "It's one of the biggest days of...

Oregon veteran faces eviction if he hangs US flag
http://news.yahoo.com/oregon-veteran-faces-eviction-hangs-us-flag-1912...
on Traditional flag holidays....Memorial Day, 4th of JUly, and Veterans Day ......faces a hard choice comeVeteransDay next week: He can obey the rules and remain in his apartment complex...it hard not to hang the flag onVeterans Day....

11/11/11 protesters: ‘Time for talking has passed’ – Veterans challenging Obama on legitimacy, constitutionality
http://conservativebyte.com/2011/11/111111-protesters-time-for-talking...
November 3, 2011 at 6:07 pm amen,again our milatary fighting out country...November 3, 2011 at 6:24 pm @Cae my thoughts precisely… God bless America…...

NewsOK: Oklahoma News, Sports, Weather, Business, Entertainment & Oklahoma City Photos & Video OKC
http://newsok.com/
Oklahoma City area churches plan Veterans Day activities...Game Day on Campus Corner - presented by the Oklahoma Lottery and Wimgo.com...View some pictures from Prague, OK, taken Saturday, Nov. 5,2011, after an earthquake shook...

Trent Glaze, Student Who Uses Wheelchair, Scores Touchdown In Final Game (VIDEO)
http://www.huffingtonpost.com/2011/11/02/trent-glaze-wheelchair-touchd...
According to the Gazette , McCurdy says Glaze one day hopes to become a coach himself, ...

Ventura, miffed by court, says he's off to Mexico
http://news.yahoo.com/ventura-miffed-court-says-hes-off-mexico-1747181...

Daylight-saving time disasters: Shine readers weigh in on Shine
http://shine.yahoo.com/event/green/daylight-saving-time-disasters-shin...
Weir, Yahoo! blogger , on Fri Nov 4, 2011 10:44am PDT 2123 Comments...Sat Nov 5, 2011 5:43am PDT turn the clock back or forward is a pain, the should leave it the same all year...How to Celebrate Veterans Daywith the...

Texas mom pleads guilty in death of son in NH
http://news.yahoo.com/texas-mom-pleads-guilty-death-son-nh-135121565.h...
"Today is really a difficult day for the McCrery and Hughes families,"...flag on Veterans Day: http://t.co/FsPJq9I4 9 hrs ago...Occupy Oakland protester was in intensive care on Friday after aveterans'...

5 Things You Didn’t Know About Carbs
http://shine.yahoo.com/channel/health/5-things-you-didn-t-know-about-c...
Woman's Day , on Tue Oct 25, 2011 2:48pm PDT 115 Comments...Cut down a bit of stomach fat every dayby never eating these 5 foods....
eating these 5 foods....

Top 10 Hot Pages About "social security disability"

musliheducation@yahoo.com (pri) — Sat, 05 Nov 2011 13:45:21 PDT

social security disability

Railroad workers charged in $1 billion fraud
http://news.yahoo.com/railroad-workers-charged-1-billion-fraud-2202023...
I wonder if these guys applied for Social Security Disability also....They then qualify for social security disability of which they have never paided into....The move allowed them to get disability pay on top of their...
How many of you live paycheck to paycheck?
http://www.reddit.com/r/AskReddit/comments/lpith/how_many_of_you_live_...
Financial security should never have to equate to just staying alive, especially not in an advanced first-world...I am pretty sure that getting Social Security disability automatically entitles you to...
Things Debt Collectors Won't Say
http://finance.yahoo.com/banking-budgeting/article/113681/debt-collect...
like Social Security, veterans' benefits, Social Security disability benefits...Loan Companies Won't Say 10 Things Social Security Won't...had ALL of the bills tied together by the same DOB and Social Security number (which were not...
Protesters Having Sex, Losing Virginity At Occupy Wall Street: Gothamist
http://gothamist.com/2011/10/24/protesters_having_sex_losing_virgin.ph...
then you should also believe that we should get rid of Social Security and Medicare....Sadly, I am now on Social Security Disability and no longer able to work....I worked over 25 years with a psychiatric disability because I didn't want my father or anyone...
President Obama Forgives Student Loans
http://news.yahoo.com/president-obama-forgives-student-loans-affects-p...
and I'm now disabled on social security disability, I'm in the midst of the current...
Biggest Public Firms Paid Little U.S. Tax, Study Says
http://finance.yahoo.com/news/Biggest-Public-Firms-Paid-nytimes-969088...
and on social security disability she never paid into while Obama sits on millions...
Jeremy Mayfield arrested for meth possession
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Get him on Social Security, disability, and medicade!! 1 users liked this comment...
Linda Hurtado has a very personal health story to share. She has breast cancer
http://www.abcactionnews.com/dpp/news/health/Linda-Hurtado-has-a-very-...
Bleak Portrait of Poverty Is Off the Mark, Experts Say
http://www.nytimes.com/2011/11/04/us/experts-say-bleak-account-of-pove...
a retiree who gets nearly $12,000 a year in Social Security and disability checks...a professor of social work at Columbia University. “It doesn’t get either...Heather Hurlburt of the National Security Network and Daniel Drezner of ForeignPolicy.com on...
Google News
http://news.google.com/
a retiree who gets nearly $12000 a year in Social Security and disability checks...

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Top 10 Hot Pages About "benefits social security"

musliheducation@yahoo.com (pri) — Sat, 05 Nov 2011 13:37:20 PDT

benefits social security

Is Greece being reckless or bold? – Global Public Square
http://globalpublicsquare.blogs.cnn.com/2011/11/02/is-greece-being-rec...
By america promising social security and health care to EVERYONE at $billions$ ...
Budget Veteran Warns Deficit Committee Members They Might 'Fail The Country'
http://www.foxnews.com/politics/2011/11/01/budget-veteran-warns-defici...
Others have raised concern that the committee could tackle Social Security ....Though Social Security is not a big deficit-driver in the near-term the way Medicare and Medicaid are, ...
John Boehner: Debt Deal Will Include New Tax Revenues
http://www.huffingtonpost.com/2011/11/04/john-boehner-tax-revenues_n_1...
to the point where they would consume almost half of the Social Security check of a middle-class retiree....es for social services like education, Medicare, Social Security and health care....admit that the money from Social Security was not...
US Food Stamp Usage Hits New Record
http://www.zerohedge.com/news/us-food-stamp-usage-hits-new-record
We have SNAP/UE Benefits/Social Security & Monday Night Football/War with [insert paper tiger nation that we...but maybe you should educate yourself as to how social programs like SNAP (administered
Occupy Wall Street finds money brings problems too
http://news.yahoo.com/occupy-wall-st-finds-money-brings-problems-too-1...
you even think about cutting my Medicare and Social Security benefits… “Here’s...
5 signs pointing to a tight Christmas- MSN Money
http://money.msn.com/top-stocks/post.aspx?post=4e2a631e-1f7b-4591-8412...
Last year our office tried to pass off a Social Security (I think) tax cut as my yearly raise....and was forced to take my Social Security four years earlier than I intended...thereby...
Occupy protesters set to target busy Oakland port
http://news.yahoo.com/occupy-protesters-set-target-busy-oakland-port-2...
If you're widowed, you should be receiving social security benefits for the children....
FCC cracks down on religious broadcasters
http://www.politico.com/news/stories/1011/67260.html
into heaven by sending them 25 percent of their Social Security benefits....
The world's most powerful women
http://money.msn.com/investing/the-worlds-most-powerful-women-forbes.a...
staffers whose sole duties are the facilitation of the First Lady's social life....
Stocks Tumble Amid Mounting Euro Debt Fears
http://www.foxbusiness.com/investing/2011/11/01/fresh-european-jitters...

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Top 10 Hot Pages About "Social Security"

musliheducation@yahoo.com (pri) — Sat, 05 Nov 2011 13:35:46 PDT

Social Security

The United States Social Security Administration
http://www.ssa.gov/
The Social Security Administration (SSA) website contains links to websites not affiliated with the United...Information about the 2012 Social Security cost-of-living adjustment...You are exiting the Social Security Administration's...
Millennial Voters Still Support Obama, But Enthusiasm Has Waned
http://www.huffingtonpost.com/2011/11/04/millennial-voters-generation-...
Most of the people I know who are http://www.huffingtonpost.com/social...Agent905: Ayn Rand DIED on Social Security and Medicare.... of which...
Jesse Ventura Lawsuit Dismissed, Former Gov. Says He'll 'Never Stand For The National Anthem Again'
http://www.huffingtonpost.com/2011/11/04/jesse-ventura-lawsuit_n_10766...
Jesse Ventura is so upset by the dismissal of his airport security lawsuit that he threatened Friday to apply...then when I went to the Branch with my Social Security Card, they said the numbers...
John Boehner: Debt Deal Will Include New Tax Revenues
http://www.huffingtonpost.com/2011/11/04/john-boehner-tax-revenues_n_1...
Entitlement programs include Social Security, Medicare and Medicaid....to the point where they would consume almost half of the Social Security check of a middle-class retiree....Tleilaxu_Ghola: Â entitlement less social security is not our problem....
Colombians cheer killing of FARC rebel leader
http://news.yahoo.com/colombian-rebel-commander-cano-killed-government...
an independent security analyst. "There's no leader with the intensity that Cano...Security gains have helped Colombia recoup investment-grade credit ratings from three Wall Street agencies this...
Ventura, miffed by court, says he's off to Mexico
http://news.yahoo.com/ventura-miffed-court-says-hes-off-mexico-1747181...
Jesse Ventura is so upset by the dismissal of his airport security lawsuit that he threatened Friday to apply...
Guatemala's trash 'miners' risk lives to find gold
http://news.yahoo.com/guatemalas-trash-miners-risk-lives-gold-17221317...
AMMAN (Reuters) - Syrian security forces killed at least 19 people and wounded dozens as they cracked down on...
Vatican stunned by Irish embassy closure
http://news.yahoo.com/vatican-stunned-irish-embassy-closure-131052801....
AMMAN (Reuters) - Syrian security forces killed at least 19 people and wounded dozens as they cracked down on...
Solyndra Subpoena Rejected By Obama Administration
http://www.huffingtonpost.com/2011/11/04/solyndra-subpoena-obama-admin...
Obama sends you 85,000 documents isn't http://www.huffingtonpost.com/social/BobRobertsFeltRedundant/solyndra-subpoena-obama-administration_n_1076871_116581332.html...and he won a one-year reduction of Social Security taxes that would put 2 percent of pay back into...
Migrants' woes: bed bugs, foul toilets, illness
http://fieldnotes.msnbc.msn.com/_news/2011/11/04/8620474-migrants-woes...
I can attest to this as I worked security at both the migrant worker camps in our area and this was done at both...They pay no income or Social Security taxes....schools and social programs without paying for them), cheating on your...

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Top 10 Hot Pages About "30-year Mortgage"

musliheducation@yahoo.com (pri) — Sat, 05 Nov 2011 12:26:08 PDT

Avg. 30-year mortgage rate falls to 4% – USATODAY.com
http://www.usatoday.com/money/economy/housing/story/2011-11-03/Mortgag...
WASHINGTON – The average rate on the 30-year fixed mortgage fell to 4% this week, ...The average fee for the 30-year fixed mortgage fell from 0.8 to 0.7....To calculate average mortgage rates, Freddie Mac surveys lenders across the country on Monday through...
Average rate on 30-year mortgage falls to 4 pct.
http://finance.yahoo.com/news/Average-rate-on-30year-apf-1866856383.ht...
WASHINGTON (AP) -- The average rate on the 30-year fixed mortgage fell to 4 percent this week, ...Reuters 30-year mortgage rate hits 4%, near all-time low - AP...
Rate on 30-year fixed mortgage falls to 4.10 pct.
http://finance.yahoo.com/news/Rate-on-30year-fixed-mortgage-apf-100420...
WASHINGTON (AP) -- The average rate on the 30-year fixed mortgage was nearly unchanged for a second straight...Rate on 30-year fixed mortgage ticks down to 4.10 pct.; ...The average fee for the 30-year fixed mortgage was unchanged at 0.8...
Mortgage Rates Credit Cards Refinance Home CD Rates by Bankrate.com
http://www.bankrate.com/
Mortgage Rates Credit Cards Refinance Home CD Rates by Bankrate.com...Mortgage rates, home loans, refinancing, credit cards, CD rates with personal finance advice....Video: Mortgage rates for Oct. 27,...
California, national and world news
http://www.latimes.com/
Wal-Mart to offer Black Friday preview on Saturday 30-year mortgage rate drops to 4%, ...
Thirty companies paid no income tax 2008-2010: report
http://news.yahoo.com/thirty-companies-paid-no-income-tax-2008-2010-04...
such as the mortgage interest tax deduction -- a middle class sacred cow -- on its own worth $104 billion....
Google News
http://news.google.com/
WASHINGTON - The average rate on the 30-year fixed mortgage fell to 4 percent this week, ...Fixed mortgage rates near historic lows; 30-year falls to 4 pct.; 15-year ......
BofA Threatens Foreclosure Over Missing $1 From Already-Sold Home
http://www.huffingtonpost.com/2011/11/03/bofa-foreclosure-missing-1-al...
Bank of America claimed the family owed months of missed mortgage payments , ...Her very last payment of $76 on her 30-year mortgage apparantly got "lost in the mail."...
15-year mortgage or 30-year mortgage? - Mortgage Rates ...
Should you get a 15-year or 30-year mortgage? Our interactive adviser will help you decide.
www.bankrate.com/calculators/mortgages/15-or-30-year...
More results from bankrate.com »
30 Year Fixed Mortgage Rates - Zillow - Zillow - Real Estate ...
Find information on 30 year mortgages as well as the latest 30 year fixed mortgage rates across the country. Compare mortgage rates using our charts and tools.
www.zillow.com/30_Year_Fixed_Mortgage_Rates
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Avg. 30-year mortgage rate falls to 4% news

musliheducation@yahoo.com (pri) — Sat, 05 Nov 2011 12:06:06 PDT

30-year mortgage

30-year mortgage rate drops to 4%, Freddie Mac says - latimes.com
Mortgage rates: The 4.0% rate for a 30-year mortgage is the second-lowest recorded in the 40-year history of the Freddie Mac survey.

Average rate on 30-year mortgage falls - Hawaii News ...
WASHINGTON >> The average rate on the 30-year fixed mortgage fell to 4 percent this week, nearly matching the all-time low hit just one month ago

30-year mortgage rates fall to 4.2 percent - CSMonitor.com
30-year mortgage rates fell to 4.2 percent since last week. 30-year mortgage rates have been in decline for most of this year.

Average rate on 30-year mortgage falls to 4 pct. - Yahoo! News
Read 'Average rate on 30-year mortgage falls to 4 pct.' on Yahoo! News. The average rate on the 30-year fixed mortgage fell to 4 percent this week, nearly matching ...
Current Fixed Mortgages Rates, 30 Year Fixed Mortgage Rates

With the 30 year fixed rate mortgage, the interest rate remains the same from day one, meaning borrowers can depend on the same bill amount from month to month and
Average rate on 30-year mortgage falls to 4% ...

The average rate on the 30-year fixed mortgage fell to 4 percent this week, nearly matching the all-time low hit just one month ago. Freddie

The average rate on the 30-year fixed mortgage fell to 4 percent this week, nearly matching the all-time low hit just one month ago.

Freddie Mac said Thursday the rate on the 30-year loan dropped from 4.10 percent last week. Four weeks ago, it dropped to 3.94 percent -- the lowest rate ever, according to the National Bureau of Economic Research.

The average rate on the 15-year fixed mortgage fell to 3.31 percent from 3.38 percent. Four weeks ago, it too hit a record low of 3.26 percent.

Mortgage rates tend to track the yield on the 10-year Treasury note. They yield fell this week after investors shifted money out of stocks and into the safety of Treasurys on fears that Europe's debt crisis could worsen.

The Federal Reserve is also shifting more money into longer-term Treasurys to try to force mortgage rates lower. Treasury yields fall when buying activity increases.

Federal Reserve Chairman Ben Bernanke said Wednesday that low rates have failed to spur the increase in home buying or mortgage refinancing that government officials had expected.

[Click here to check home loan rates in your area.]

High unemployment and declining wages have made it harder for many people to qualify for loans. Many Americans don't want to sink money into a home that could lose value over the next three to four years. And most homeowners who can afford to refinance already have.

The number of Americans who bought previously occupied homes fell in September and is on pace to match last year's dismal figures -- the worst in 13 years.

Sales of new homes rose last month after four straight monthly declines. But the increase was largely because builders cut their prices. And it followed a peak buying season that was the worst on records going back nearly 50 years.

The low rates have caused a modest boom in refinancing, but that benefit might be wearing off. Most people who can afford to refinance have already locked in rates below 5 percent.

Rates have been below 5 percent for all but two weeks in the past year. Just five years ago they were closer to 6.5 percent. Ten years ago, they were above 8 percent.

The average rate on the five-year adjustable loan fell to 2.96 percent from 3.08 percent. That matches a record low hit four weeks ago.

The average rate on the one-year adjustable loan declined to 2.88 percent from 2.90 percent. It fell last month to 2.81 percent, the lowest on records dating to 1984.

The average rates don't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.

The average fee for the 30-year fixed mortgage fell from 0.8 to 0.7. The average fee on the 15-year fixed loan was unchanged at 0.7. The average fees on the five-year adjustable loan one-year adjustable loan were also unchanged at 0.6.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country on Monday through Wednesday of each week.

Freddie Mac said Thursday the rate on the 30-year loan dropped from 4.10% last week. Four weeks ago, it dropped to 3.94%— the lowest rate ever, according to the National Bureau of Economic Research.

The average rate on the 15-year fixed mortgage fell to 3.31% from 3.38%. Four weeks ago, it too hit a record low of 3.26%.

Mortgage rates tend to track the yield on the 10-year Treasury note, which the Federal Reserve has been buying to try to force rates lower.

Federal Reserve Chairman Ben Bernanke said Wednesday that low rates have failed to spur the increase in home buying or mortgage refinancing government officials had expected.
National Mortgage Rates

Sales of new homes rose last month after four straight monthly declines. But the increase was largely because builders cut their prices. And it followed a peak buying season that was the worst on records going back nearly 50 years.

The low rates have caused a modest boom in refinancing, but that benefit might be wearing off. Most people who can afford to refinance have already locked in rates below 5%.

Rates have been below 5% for all but two weeks in the past year. Just five years ago they were closer to 6.5%. Ten years ago, they were above 8%.

The average rate on the five-year adjustable loan fell to 2.96% from 3.08%. That matches a record low hit four weeks ago.

The average rate on the one-year adjustable loan declined to 2.88% from 2.90%. It fell last month to 2.81% , the lowest on records dating to 1984.