Insurance Resources

Texting while driving remains a Number 1 concern for Canadians: CAA

Thu, 14 Jul 2011 11:48:58 +0000

Texting while driving is the Number 1 road safety concern of Quebecers and Canadians, according to a Canadian Automobile Association (CAA) poll. “Although it may seem obvious to say that texting while driving is dangerous, far too many drivers are ready to run the very potent risk of causing an accident,” commented Yvon Lapointe, director [...]

Backflow valves highly effective in reducing sewer backup damage

Mon, 30 May 2011 02:25:49 +0000

Backflow valves are 85% effective in eliminating sewer backup, according to Galen Heinrichs, stormwater utility manager with the City of Saskatoon. Moreover, in that 15% of instances in which a home experienced some sewer backup despite having a backflow valve, the backflow valve was nevertheless 96% effective in reducing damage from the event, said Heinrich. [...]

IBAO cautions property owners of spring melt

Wed, 23 Mar 2011 17:58:42 +0000

The Insurance Brokers Association of Ontario (IBAO) are reminding consumers to take the necessary precautions to protect their homes and belongings from water damage during the spring melt. The combination of the melting snow and the influx of precipitation over the past days has caused water levels to reach unprecedented highs, an IBAO release says. [...]

Pulling a Trailer Safely

Sun, 20 Feb 2011 03:41:30 +0000

Trailers come in many shapes and sizes. Pulling a trailer requires extra care and attention. A trailer puts extra weight on your vehicle and increases the space you need to drive and stop safely. Trailer safety involves some simple and important rules. A trailer must be registered and licensed before it can be used on [...]

Ontario Auto Reform – Bill 198

Fri, 03 Sep 2010 19:56:37 +0000

Effective September 1, 2010, Bill 198 in Ontario came into effect to address the rising cost of claims. Many of the changes were specific to accident benefits. Medical and rehabilitation expenses has been reduced from $100,000 to $50,000 Attendant care expenses has been reduced from $76,000 to $36,000 Cargiver, housekeeping and home maintenance expenses are [...]

Protect Your Condo From Water Damage

Mon, 29 Mar 2010 14:28:13 +0000

Condo living is the ideal way for many Canadians to own a home – whether you’re a first-time homebuyer or looking to downsize. Based on in-depth discussions with customers and brokers, we know that some of the most common questions condo owners have are about water damage. So this guide has been developed for condo [...]

Boating Safety Pre-Departure Checklist

Sun, 28 Mar 2010 18:49:29 +0000

Be Prepared for the Unexpected – Check This List Before Every Trip Lifejackets – Wear Them! Carry a Canadian-approved lifejacket for everyone on board. Make sure they are in good condition (check the zippers, buckles, fabric, seams, etc.). Check that they are properly sized to fit each person on board. Operator Competency – Are You [...]

Travel Insurance – The best way to handle H1N1 related trip cancellations

Fri, 30 Oct 2009 13:53:49 +0000

The Public Health Agency of Canada has provided an important guidance on how to reduce the spread of the H1N1 flu virus on planes, trains, ferries and inter-city buses. “Everyone has a role to play in reducing the spread of the H1N1 flu virus,” said Chief Public Health Officer, Dr. David Butler-Jones. “If you are [...]

Steer clear of cell phones – How taking a call while driving could raise your rates

Thu, 29 Oct 2009 14:46:37 +0000

First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices). What will [...]

SR&ED Tax Incentive Program – A War Chest for Small and Mid-size Businesses

Tue, 27 Oct 2009 17:10:41 +0000

The ongoing economic recession and environmental concerns – these two issues make it more challenging for small and mid-size businesses in Canada not only to succeed, but in many cases to survive. Did you realize that the Government of Canada developed and implemented a unique program to help small and mid-size businesses operate successfully? The [...]