INVEST CHIPS

Some Mutual Funds worth looking for

2012-06-02T20:04:00.001+05:30

Last one year mutual fund returns are in negative. Still some brave individuals looking to invest in Mutual Funds. Investchips.com compiles a list of mutual funds which may give handsome returns in long run.

HDFC Equity
DSP Blackrock Top 200 Equity
Birla Sun Life Frontline Equity
Birla Sun Life Dividend Yield Plus
DSP Blackrock Small and Midcap
ICICI Prudential Tax Plan (ELSS)
Canara Robeco Taxsaver (ELSS)

Happy investing.

Some Mutual Funds worth looking for

2012-06-02T19:57:00.001+05:30

HDFC Equity
DSP Blackrock Top 200 Equity
Birla Sun Life Frontline Equity
Birla Sun Life Dividend Yield Plus
DSP Blackrock Small and Midcap
ICICI Prudential Tax Plan (ELSS)
Canara Robeco Taxsaver (ELSS)

Happy investing.

How I manually upgraded my Samsung Galaxy SII to ICS

2012-06-02T10:28:00.001+05:30

Though the Samsung unveiled official Ice Cream Sandwich update on Samsung Galaxy S II handset, users in India yet to get this offer. I decided to manually upgrade my OS. Below are the steps I followed .

Since this is an official firmware, users will not lose their warranty if they flash this firmware on their phone. Their phone will however be wiped clean of all data, so please make a backup of your data before proceeding futher!

Step 1: Download the official XXLPQ firmware from here (Mirror 1 2, 3 and a torrent link) and download ODIN from here. Extract the LPQ firmware zip file inside a new folder on your desktop.

Step 2: Switch off your Galaxy S2 and re-insert its battery. Now boot your Galaxy S2 in Download mode by pressing the Volume Down + Home + Power button simultaneously. Your phone will then show you a warning. Simply skip the warning by pressing the Volume Up button.

Step 3: Start ODIN, and then connect your Galaxy S II to your PC. ODIN will then detect your phone, and display a random COM:ID number inside a glowing rectangle box. Click on the ‘PDA’ button, and select the ‘I9100XXLPQ_I9100OXALPQ_I9100XXLPQ_HOME.tar.md5’ file. It is theonly file inside the zip file that you downloaded in Step 1 above.

Step 4: Do not touch any other option. Simply press the Start button and wait for ODIN to flash the firmware.

The firmware is pretty big (600MB extracted), and so ODIN will take some time to flash it. The first boot after the flash will also take considerable time. It took nearly 10minutes for my Galaxy S II to start after I flashed the firmware.

Now enjoy. Surprisingly all my earlier apps are not wiped out and automatically optimised for ICS.

Primary issue of 11.25% Tata Motors Finance Perpetual Bonds

2012-05-30T14:36:00.001+05:30

Tata Motors Finance Ltd - Perpetual Bonds - Term Sheet.pdf Download this file

Please find the attached Term Sheet for the Primary issue of 11.25% Tata Motors Finance Perpetual Bonds.

LOAN AGAINST POLICY NUMBER 121774069 - urgent request please

2012-05-02T20:20:00.001+05:30

---------- Forwarded message ----------
From: "Tarun Malhotra" <fromtarunmalhotra@yahoo.co.in>
Date: May 2, 2012 4:32 PM
Subject: Fw: LOAN AGAINST POLICY NUMBER 121774069 - urgent request please
To: <investcare@gmail.com>

--- On Wed, 18/4/12, Tarun Malhotra <fromtarunmalhotra@yahoo.co.in> wrote:

From: Tarun Malhotra <fromtarunmalhotra@yahoo.co.in>
Subject: Fw: LOAN AGAINST POLICY NUMBER 121774069 - urgent request please
To: co_crm@licindia.com
Date: Wednesday, 18 April, 2012, 10:15 AM

Dear Sir,

Please refer trailing mail sent to your model town branch, i visited this branch yesterday to check status of my loan application, the attitude of your team was totally unacceptable.

I met Mr. Rajinder Kumar Badola - Asstt. Admn. Officer, he said it will further take 3-4 days, i went there as i required this money urgently otherwise there was no fun of going there & wasting time more over he commented "Don't come here for this" - i ask here why should i be denied access to your office to check status of my application" .

After this he redirected me to Mr. Dharam Veer - Asstt. he was least interested to even listen to my plea, straightaway showed me a bunch of papers lying his table saying that "he has one week work pending with him as computers are not working" & turned his revolving chairs back towards me & also was not bothered even to ask my policy number to check status just as a courtsey & commented " YAHAN TO SAB AISE HI URGENT WALE AATE HAIN"

& other gentleman (Mr. Shiv Kumar Saini - Asstt.) without any concern & purpose simply started commenting "ye waise hi bol raha hai bina wajah, sara din aise log aate hain yahan - & his tone was totally unacceptable i am thinking on lines of taking the matter to your highest authorities.

Since they responded in such a lethargic manner i lost my temper & had no option but to go to Branch head infact at this stage i felt nothing can move at LIC & REMINDED ME of the TV commercial showing an old lady giving away her dead husbands belonging to similarly behaving insurance officials, even your Branch Head was least bothered, when i requested him to look into my case, he on piece meal basis said it will be done, i expected him to ask my policy number, infact i had to request him twice to kindly note my policy number & finally one lady sitting in his office noted the number on a small scrap slip & were in too much hurry that i leave & not bother them.

Request you to kindly help in getting my loan clear on very urgent basis today is third day of my application.

Every customer standing in hall said what i did was correct & not just that your own agents sitting on the first floor seemed frustated due to attitude of LIC officials & said please send a strong complaint as officials here are never ready to listen at all.

In the end i would like to add that people like Mr. Sanjay Mittal are running LIC, HE WAS THE ONLY PERSON TO OFFER ME A SEAT, LISTEN TO MY CONCERN & PROFESSIONALLY NOTE MY DETAILS, INFACT HE EVEN REMEMBERED MY MORE THAN 6-7 MONTHS CASE WHEN I CHANGED PAYMENT MODE FROM QUARTERLY TO ANNUAL & THIS IS WHEN WE INTERACTED OVER MAILS ONLY.

Regards

Tarun Malhotra

9711130446, 9555055579

--- On Mon, 16/4/12, Tarun Malhotra <fromtarunmalhotra@yahoo.co.in> wrote:

From: Tarun Malhotra <fromtarunmalhotra@yahoo.co.in>
Subject: Fw: LOAN AGAINST POLICY NUMBER 121774069
To: "lic model town" <bo_123@licindia.com>
Date: Monday, 16 April, 2012, 5:12 PM

Dear Sir,

This is in continuation to trailing mail, the loan application with all required documents & original policy bond have been submitted at your office, copy of receipt is attached, kindly arrange to transfer loan amount immediately.

Thanking You,

You faithfully,

Tarun Malhotra

AC-II, 122C,

SHALIMAR BAGH,

DELHI - 110088

9555055579

9711130446

--- On Mon, 16/4/12, Tarun Malhotra <fromtarunmalhotra@yahoo.co.in> wrote:

From: Tarun Malhotra <fromtarunmalhotra@yahoo.co.in>
Subject: LOAN AGAINST POLICY NUMBER 121774069
To: "lic model town" <bo_123@licindia.com>
Date: Monday, 16 April, 2012, 3:59 PM

CHEIF MANAGER

LIC OF INDIA

G1, MODEL TOWN - III

DELHI

Dear Sir,

My representative Mr. Prem Narain is there at your branch to submit documents for loan, request you to kindly help in for submission of documents.

He is carrying with him following documents for submission for loan

1. Original Policy Document/bond.

2. Original application

3. National Electronics Funds Transfer - Mandate Form - IFS CODE seems to be left out, which kindly note SAPPR 080101

4. My Axis Bank cheque copy.

5. Pass book copy reflecting my account number

6. Loan quotation received from LIC

Request you to kindly process & transfer funds at the earliest.

Thanking You,

You Faithfully,

Tarun Malhotra

AC-II/122C

SHALIMAR BAGH,

DELHI-110088

9555055579

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Forthcoming Dividend Update

2012-03-22T20:47:00.001+05:30

Forthcoming Dividend Snapshot				AAUM	Returns
Scheme Name	Dividend Rate	Record Date	NAV	Rs. Cr	3 Yrs	5 Yrs	6 Yrs	7 Yrs	Since Launch	Launch Date
Franklin India Flexicap Fund	20.00%	23-Mar-12	14.13	1739	32.36	10.46	9.95	17.61	17.36	9-Feb-05
Magnum Emerging Business Fund	25.00%	29-Mar-12	16.48	456	52.01	10.25	8.16	16.92	21.88	17-Sep-04
Magnum Taxgain	35.00%	22-Mar-12	35.36	4633	26.06	7.13	8.57	18.03	17.35	31-Mar-93
IDFC Premier Equity Fund –Plan A	24.00%	23-Mar-12	24.10	2407	40.20	21.15	18.44	—	20.21	26-Sep-05
IDFC Premier Equity Fund –Plan B	20.00%	23-Mar-12	19.91	2407	40.20	21.15	18.44	—	20.21	26-Sep-05
TATA Equity Opportunity Fund	10.00%	23-Mar-12	19.98	291	29.53	8.40	6.91	14.95	29.75	29-Mar-03
BNP Paribas Equity Fund	10.00%	21-Mar-12	11.48	138	22.19	7.13	6.34	13.83	17.74	3-Sep-04

Latest FMP schemes

2012-03-14T12:10:00.001+05:30

FMP Monit.xls Download this file

Please find the latest FMP schemes. For more details or any information, feel free to email me or call me back.

11.90% SREI - Secondary Offer

2012-03-10T20:29:00.001+05:30

Many co-operative banks, trust are showing interest in these instruments. It makes prudent decision to lock in investment at current attractive yields.

M/s SREI infrastructure Finance Ltd. has been notified as Public Financial Institution under Section 4A of the Company’s Act vide G.S.R No. 2223 (E) dated 26.09.2011. A copy of the notification is enclosed herewith for your record.

Coupon	Paper	Maturity	IP	Rating	Min
11.90%	SREI INFRASTRUCTURE FINANCE LIMITED	11-Jan-22	11th Jan Annually	Care AA by care and BWR AA by brickworks	Min 10 Lacs

*Security / Bond*	11.90% SREI INFRASTRUCTURE FINANCE LIMITED 2022
*Nature Of Security*	UNSECURED NON CONVERTIBLE NON CUMULATIVE REDEEMABLE TAXABLE BOND
*Rating*	CARE AA by CARE & BWR AA by brickworks
*Coupon Rate*	11.90%
*Face Value Per Bond (Rs.)*	1,00,000.00
*Interest Payment Date*	11-Jan Annually
*Put/Call Date*	N.A.
*Maturity Date*	11-Jan-2022
*Delivery*	Demat
*ISIN*	INE872A08BZ4
*Listing*	BSE

SREI Profile.pdf Download this file

PFI Notification - 17-10-2011.pdf Download this file

IFCI LT Infra Bonds - Series V : U/s 80CCF: Issue Opens on 29-Feb to Closes 27-Mar-12

2012-03-10T20:27:00.001+05:30

Last issue of this financial year. Don’t wait for last minute. Hurry UP!

Subject: IFCI LT Infra Bonds - Series V : U/s 80CCF: Issue Opens on 29-Feb to Closes 27-Mar-12

IFCI Long Term Infra Bonds U/s 80CCF – Series V

(Open : 29-Feb to 27-Mar-2012 )

IFCI Long Term Infra Bonds – Series V U/s 80 CCF, which has opened on 29-Feb-12 at a very attractive Coupon Rate 8.50% (12Yrs) & 8.72% (15 Yrs) p.a.

Highlights of this issue : ( Open : 29-Feb to 27-Mar-12 )

Interest Rates : Annual and Cumulative options

For 12 years : 8.50% p.a. (Buyback after 5 & 7 years )
For 15 years : 8.72% p.a. (Buyback after 5 & 10 years )

Min. Appl. : Rs. 5000/- ( 1 bond )

This is a private placement issue, aggregating Rs. 50/- Cr with a green-shoe option with retain over-subscription.

Benefit U/s 80CCF is limited upto Rs. 20000/- in a F.Y. but there is no upper limit on investment.

Bonds are available in

Demat ( Mention demat no & PAN No. ) &
Physical Form ( attach : Self attested copy of PAN Card, Address Proof & one cancelled cheque ),

Min. Application Amt. is Rs. 5000/- i.e 1 Bond and in multiple of 1 bond thereafter,

Option & Tenor : Annual and Cumulative options with 12 & 15 years and buy-back after 5,7 & 10 Years,

Rating by - Brickwork : ‘ BWR AA- ’ , CARE : ‘ CARE A+ ’ , ICRA : ‘LA’ [ now ‘(ICRA) A’ ]

Don’t wait till last date, as interest on application money will be paid as per bonds applied from data of cheque realization,

Only Resident Individual and HUF can apply,

Deemed Date of Allotment : 31-Mar-2012

Registrar : Karvy Computershare Pvt. Ltd.

For application form or any assistance, pl feel free to email me or call me back.

Warm Regards,

Anup Bhaiya
+91 98204 52811
Email: anup@moneyhoney.co.in

--------------------------------------------------------------------------------------------------------------------------------------

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IFCI INFRA V Bond Issue -TERM SHEET.pdf Download this file

Online Renewal of TamilNadu Ration Cards

2012-02-29T21:07:00.001+05:30

Tamil Nadu Govt. has extended the deadline for renewing ration cards. The New dead line is 31.03.2012. Those who fail to renew their cards earlier can now renew online at http://210.212.62.90:8080/newfcp/cardvalidity.do . After filling all the information, they have to download the acknowledgement slip in PDF form and print it two copies. One copy should be pasted in their card and another copy should be given to your ration shop. Those who don't wish to receive anything from ration card (kept for identity purpose) can skip the second step.

Really useful step.

Muthoot Finance Ltd - NCD Issue

2012-02-28T21:29:00.001+05:30

Muthoot Finance - Product Note.doc Download this file

Muthoot Finance Ltd. NCD

Issue Opening on: March 02, 2012

Tentative Terms of the Issue

Options	I	II	III	IV
Frequency of Interest Payment	Annual	Annual	Annual	Cumulative
In Multiples of	1,000(1NCD)	1,000(1NCD)	1,000(1NCD)	1,000(1NCD)
Coupon Rate (%) for NCD	13.00%	13.25%	13.25%	NA
Effective Yield (per annum)	13.00%	13.25%	13.25%	13.43%
Period	24Months	36Months	60Months	66Months
Redemption amount (per NCD)	Repayment of the Face Value plus any interest that may have accrued at the Redemption Date.			Rs.2000

Company Profile
Muthoot Finance Ltd (MUTHOOT), is a systemically important non-deposit taking NBFC focusing on gold loans to individuals for personal and business purpose. As on September 2011, Gold loans under management was reported to be Rs 20,767 cr with 129.5 tons of gold jewellery as security for the loans. As on Sept 2011; Co’s network was spread across 3,274 branches across 20 states and 5 union territories with close to 5.5 mn loan accounts.

Promoter Of the Company:
M. G. George Muthoot is a graduate in engineering from Manipal University, and is a businessman by profession. He is the National Executive Committee Member of the Federation of Indian Chamber of Commerce and Industry ("FICCI") and the current Chairman of FICCI‑Kerala State Council. He was conferred the Mahatma Gandhi National Award for social service for the year 2001 by the Mahatma Gandhi National Foundation. He is an active member of various social organisations including the Delhi Malayalee Association, Kerala Club

Investment Rationale

↗ The issue carries yield ranging from 13.00% p.a to 13.43% p.a depending up on the series applied for.

↗ Opportunity to invest in the largest Gold financing NBFCs of India.

↗ This NCDs are proposed to be listed on the BSE.

↗ Heritage of over 72 years

↗ Gold Loan AUM: `Rs.22694.9 Cr

↗ Largest branch network among gold loan NBFC

↗ 3,480 branches across India with more than 23219 employees.

↗ Approx. 50cr loan accounts

↗ Approx. 132 tons of gold held as loan security

↗ 69,905 share holders

↗ Market Capitalization of the company stands Rs5985cr as on February 25, 2012

↗ Net worth : Rs2862.9 Cr (Paid-up Equity Share capital + Reserves excluding Revaluation Reserves)

↗ Net Profit : Rs4,94.18 cr for the year FY 2011

↗ Net Profit : `s656.8 cr for the first 9months of the FY 2012

↗ Minimum Subscription : ` 5,000 (5 NCDs of face value ` 1,000 each)

↗ various models of interest payment

↗ Tenor : 24 / 36/ 60/ 66 Months

↗ Interest on application money and refunds at 13% p.a.**

↗ To be listed on BSE

Launch Intimation : ICICI Prudential Fixed Maturity Plan Series 61 1 Year Plan E

2012-01-26T08:43:00.001+05:30

KIM-FMP61-1YearPlanE.pdf Download this file

ICICI Prudential Fixed Maturity Plan Series 61 1 Year Plan E.

Tenure	:	366 days
NFO Period	:	20th January to 30th January, 2012
MICR cheques	:	Till end of business day on 24 January, 2012 MICR Cheque
RTGS and transfer cheques	:	Till end of business day on 30th January, 2012
Switches	:	Till cut off time(specified for switch outs in the source scheme) 30th January, 2012
Tentative Date of Allotment	:	31st January, 2012(Ops to confirm)
Date of Maturity	:	31st January, 2013
Option to be launched	:	Cumulative and Dividend Payout- Default Sub Option - Cumulative
Entry / Exit Load	:	Nil
Minimum Application Amount	:	Rs.5000 and in multiples of Re.10 thereafter
Liquidity	:	To be listed
Benchmark	:	CRISIL Short Term Bond Fund Index

Please find attached the KIM

Launch Intimation : ICICI Prudential Multiple Yield Fund Plan - Series 2 - Plan D

2012-01-26T08:39:00.001+05:30

KIM-Yield_Fund_2_PlanD[1].pdf Download this file

Dear All,

We are pleased to launch ICICI Prudential Multiple Yield Fund Plan - Series 2 - Plan D with the following features:

Tenure		1100 days
NFO Period	:	19th January to 30th January, 2012
MICR cheques	:	30th January 2012 MICR cheques
RTGS and transfer cheques	:	Till end of business day on 30th January, 2012
Switches	:	Till cut off time(specified for switch outs in the source scheme) 30th January, 2012
Tentative Date of Allotment	:	02/03/12
Date of Maturity	:	02/09/15
Option to be launched	:	Cumulative and Dividend Payout- Default Sub Option - Cumulative
Entry / Exit Load	:	Nil
Minimum Application Amount	:	Rs.5000 and in multiples of Re.10 thereafter
Liquidity	:	To be listed
Benchmark	:	CRISIL MIP Blended Index.

Asset Allocation Pattern of the scheme

Type Of Security	Indicative Allocation	Risk Profile
Money Market Instruments	0% to 10%	Low to medium
Equity or Equity related Securities	0 – 35%	Medium to high

The asset allocation mentioned above is only indicative. The asset allocation would, among other things, be a function of the interest rates prevailing at the time of launch of the plan.

Please find attached the KIM and form of the scheme.

NHAI Tax Free Bond

2011-12-23T22:34:00.001+05:30

NHAI Tax Free Bond

Issue Opening on: 28-Dec-11

Coupon Rate:

10Years – 8.20%

15Years – 8.30%

Issue Size: Rs10,000Cr

Retail: 30%

HNI: 30%

QIB: 40%

Allotment for Retail: No first cum first basis. It means allotment will happen on proportionate basis.

Allotment for HNI and QIB: will happen on first cum and first serve basis.

Muthoot Finance Ltd – Secure NCD Issue

Rating: AA- by CRISIL & ICRA.
Issue Closes on: 07-Jan-12

Features of the NCD issue are as follows:
Name of the Issue : Muthoot Finance NCD - Series II
Issue Size : Rs.300 Cr + Rs.300 Cr. Green Shoe Option
Period : 2, 3 and 5 years
Demat account is mandatory

Interest Rates
Annual Option : 13%, 13.25% and 13.25% for 2, 3 & 5 yrs respectively
Cumulative Option : Double in 5 ½ Years
Minimum Investment : Rs.5000 and multiples of Rs.1000 thereafter.
Closing Date : 07th January, 2012

Manappuram Finance Ltd – On tap Bond Issue

Interest Rates
Annual Option : 12.50% for 366days
Cumulative Option : 13.00% for 366days
Minimum Investment : Rs.25000 and multiples of Rs.1000 thereafter.
Bond will be issued in physical form. No demat account is required.

Muthoot Fincorp Ltd – Secure NCD Issue

Rating: “A+” by CRISIL.

Issue Closes on: 31-Dec-11

Features of the NCD issue are as follows:

Name of the Issue : Muthoot Fincorp Ltd
Issue Size : Rs.50 Cr + Rs.50 Cr. Green Shoe Option
Period : 18Months and 36Months
Demat account is mandatory

Interest Rates
Annual Option : 12.75% for 18Months and 13.00% for 36Months
Minimum Investment : Rs.100000 and multiples of Rs.100000 thereafter.
Closing Date : December 31, 2011

Aakash tablet: World's cheapest tablet goes on sale for Rs 2500 online

2011-12-17T07:53:00.001+05:30

The seven inch tablet with Android 2.2 is now available through its portal aakashtablet.com. "We have put up on sale about 30,000 tablets online, which will have a cash on delivery of 7 days. We have achieved pre-sale orders of about 400,000 tablets from individuals and corporates. But current supplies will only be limited for individual buyers," Datawind CEO and founder Suneet Singh Tuli told ET .

Launch Intimation: ICICI Prudential Fixed Maturity Plan Series 60 18 Months Plan C

2011-11-08T13:29:00.001+05:30

KIM-FMP60-18MonthsPlanC.pdf Download this file

ICICI Prudential Fixed Maturity Plan Series 60 18 Months Plan C with following features:

Tenure
555 days
NFO Period
11th November to 18th November 2011
MICR cheques
Till end of business day on 18th November 2011 MICR Cheque
RTGS and transfer cheques
Till end of business day on 18th November 2011
Switches
Till cut off time(specified for switch outs in the source scheme) 18th November 2011
Tentative Date of Allotment
24th November 2011 (Ops to confirm)
Date of Maturity
3rd June, 2013
Option to be launched
Cumulative and Dividend Payout- Default Sub Option - Cumulative
Entry / Exit Load
Nil
Minimum Application Amount
Rs.5000 and in multiples of Re.10 thereafter
Liquidity
To be listed
Benchmark
CRISIL Composite Bond Fund Index.

Power Finance Corporation a Govt. of India company 8.16% -TAX Free Bond Issue

2011-11-06T06:27:00.001+05:30

Power Finance Corporation a Govt. of India company 8.16% -TAX Free Bond Issue

Rating: AAA from CRISIL, LAAA by ICRA, CARE AAA by CARE

Instrument: Secured, Redeemable, Non convertible, Non Cumulative, tax free bonds in the nature of promissory note.

Tenure: a) Option I – 10 Years b) Option II – 15 Years

Coupon Rate: Option I – 8.09% Option II – 8.16%

Listing: The bonds are proposed to be listed on WDM segment of the NSE

Minimum Application SIZE: 1 Bond

Face Value: Rs100,000 per bond

Mode of Holding: DEMAT

******************************

Religare Finvest Ltd (PP) - NCD Issue

2011-11-04T15:40:00.001+05:30

NCD Issue - Religare Finvest Ltd (Private Placement)

Issue Closes on: 18-Nov-11

Particulars	Terms
Issuer	Religare Finvest Limited (RFL)
Total Amount	Up to Rs. 100 crores
Instrument	Unsecured Redeemable Listed Non-Convertible Subordinated Debentures
Objects of the Issue	To Enhance Subordinated Debt & Capital Adequacy of the Company
Credit rating	LAA- by ICRA & AA-(ind) by Fitch
Tenor	5 Year 6 Months (66 Months)
Redemption (At par)	At the end of 66 Months from deemed date of allotment
Coupon rate	13.00% p.a.
Interest Payable	Annual & at Maturity
Form of issuance	Only in Dematerialized form
Face Value	Each Debenture shall have face value of Rs. 10 Lakhs
Listing	Proposed on BSE
Trustees	SEBI Recognized Trustee would be appointed by the Issuer
Interest on application money	At the respective coupon rates (subject to deduction of tax of source, as applicable) from the date of realization of cheque(s) / demand draft(s) up to one day prior to the Deemed Date of Allotment.

TATA RETIRMENT FUND

2011-10-11T02:08:00.001+05:30

r Tata Retirement Savings Fund is (KIM, ONE PAGER & F&Q).

New fund offer opens on : 07^th October 2011

New fund offer closes on : 21^st October 2011

Tata Retirement Fund - KIM.pdf Download this file

Tata Retirement Savings Fund FAQ's - 30092011.pdf Download this file

Tata Retirement Savings Fund (1 Pager).pdf Download this file

Golden Glitter - DSP World Gold Fund

2011-10-05T18:16:00.001+05:30

04102011181247DSPBRWGF.pdf Download this file

DSPBR World Gold Fund – Golden Glitter

· We recommend INVESTMENT into DSPBR World Gold Fund via Systematic Investment Mode with a term of atleast 3 years, by investors who want to diversify their portfolio and looking for benefits linked with the ongoing rally in Gold prices without taking additional exposure in the yellow metal.

· The fund provides exposure to top gold mining companies in the world and provides opportunity to Indian Investors to invest in these companies.

Investment argument:

· With increasing need for several economic stimulus and fiscal economic restructuring to tide away the crisis, demand for gold is going to be on the rise however supply is expected to remain limited, resulting in gold prices remaining strong.

· Gold has been an outperformer during the last 3years growing by ~24.9% CAGR during the period when compared to equities (7.5% by S&P Nifty). The trend is expected to continue considering the need for several economic stimulus and fiscal economic restructuring to tide away the crisis.

· Stock prices of gold mining companies have not moved up in tandem with the gold prices in recent years thereby making them deeply undervalued, a trend observed incase of comparison made between Gold Prices and NYSE Arca Gold BUGS Index (HUI), index comprised of 16 major gold mining companies.

· Stronger Gold prices are expected to improve the profitability gold mining companies, thereby improve their stock valuations and increased returns from the portfolios with exposure into these companies.

· Of the 16 constituents of the HUI index, 6 forms part of the top ten holdings of the DSP BlackRock World Gold Fund.

ICICI Prudential Gold Savings Fund NFO - 20th Sep to 04th Oct

2011-09-16T16:10:00.001+05:30

launch of ICICI Prudential Gold Savings Fund on 20th September, 2011. The NFO will end on 4th October, 2011.

Gold has emerged as an important asset class for investors globally. Indian investors in particular have always held Gold as a significant part of their savings. Gold continues to be a preferred medium for value preservation as well as wealth creation over the long run. With this launch, we aim to provide an efficient and convenient vehicle to our investors for the purpose of taking exposure to an important asset class. ICICI Prudential Gold Savings Fund is a direct feeder into ICICI Prudential Gold ETF.

Please find a product presentation and a note that gives you initial discussion points and also find the enclosed attachment of the KIM of the same.

ICICI Prudential Regular Gold Saving Fund - Note.pdf Download this file

ICICI Prudential Regular Gold Savings Fund - Presentation.pdf Download this file

KIM-RegularGoldSavingsFund.pdf Download this file

SBI MF - Opportunity to invest in SBI Gold Fund

2011-09-03T22:26:00.001+05:30

SBI Gold Fund - KIM.pdf Download this file

Dear Investor,

We are pleased to announce the launch of our NFO “SBI Gold Fund” which is an open ended Fund of Fund (FOF) scheme that invests predominantly in units of SBI Gold Exchange Traded Scheme (SBI GETS). You can invest in SBI Gold Fund just like any other mutual fund scheme without the hassles of opening a Demat account. Gold as an investment asset has given positive returns (in USD) for each calendar year during the last decade out pacing most of asset classes.

Rationale for Gold Fund –

· India is the World’s largest Gold consumer – As per World Gold Council report, about 50 % of India’s 1.2 billion population is below 25 years of age and going by the above numbers, there would be 1.5 Cr weddings in the country every year which would create additional demand of 500 tonnes of gold annually.

· Safe Haven – Gold is bought to protect their wealth and is liquidated only during emergency.

· Safety & Purity – the underlying gold is the LBMA standard gold and there is no issue of safe custody. All Gold bullion in the Gold ETF would be fineness (purity) of 995 parts per 1000

· Liquidity - Investors can subscribe & redeem gold funds on all business day.

· It acts as a hedge against global turmoil, markets, currency devaluation and inflation. Investment demand for gold and silver is soaring, due to inflation fears in the emerging economies.

· Gold has intrinsic value. Gold has intrinsic value because it is difficult to find, to mine and to refine

· Gold and Paper currencies both are locked in vaults are not invested, they are simply being stored. Since neither is invested, they don’t earn invest or dividends, but they don’t have counterparty risk. The major difference between the two is gold’s purchasing power increases while paper currencies looses purchasing power year after year.

· Investor having medium to long term investment horizon can look for investment and diversification.

· Too Much Money Chasing Too Little Gold - Central banks across the world are scrambling to increase reserves. Investment funds and banking institutions globally are turning to gold for insurance. Meanwhile, gold discoveries are down and production costs are rising.

· Planning for future needs - Opportunity to Gift your loved ones SBI Gold Fund

Highlights of SBI Gold Fund –

Minimum Amount	Rs 5,000 & in multiples of Rs 1/-
Issue Price	Rs 10 per unit
Options	Growth & Dividend (Reinvestment & Payout)
NFO opens on	August 22, 2011
NFO closes on	September 05, 2011
Scheme re-opens on	September 19, 2011
Fund Manager	Mr. Ravi Prakash Sharma
First SIP Date	October 15, 2011
SIP date options	SIP cycle of 5^th/ 10^th/ 15^th/ 20^th/ 25^th / 30^th of every month
Entry Load	NIL
Exit Load	1 % if redeemed before 1 year from the date of allotment
Benchmark	The scheme performance will be benchmarked against the price of physical gold. The price here refers to the morning fixing of Gold by London Bullion Market Association (LBMA)
Cheque in favor of	SBI Gold Fund
Taxation	Please refer to the Statement of Additional Information (SAI) & Tax Advisor

Gold Performance in past Years –

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Source – Bloomberg Returns are in CAGR. Return of Gold in USD as on July 29, 2011.

Past Performance may or may not be sustained in future.

SIP Returns in Gold

	1 Year	3 Years	5 Years	7 Years	10 Years
Amount Invested (Rs)	60,000	180,000	300,000	420,000	600,000
SIP Start Date	8/1/2010	8/1/2008	8/1/2006	8/1/2004	8/1/2001
Gold Value (as on July 29, 2011) (Rs)	2,292.98	2,292.98	2,292.98	2,292.98	2,292.98
Units Accumulated (in grams)	30.00	110.98	233.55	411.97	767.04
Investment Value (as on July 29, 2011) (Rs)	68,797.16	254,483.35	535,535.46	944,640.43	1,758,806.03
Returns	28.63%	23.94%	23.44%	22.80%	20.41%

Source : Bloomberg Returns are as on 29/07/2011 with SIP being done on 1^st of every month. Returns are CAGR & have been calculated for cash flows at different point of time using XIRR function in excel spreadsheet for LBMA AM Fix closing prices converted into INR. Example given above is for illustration purpose only and for understanding the concept of SIP. Mutual Fund/AMC does not assure any safeguard of capital, promise, guarantee or forecast any minimum returns and the illustration should not be construed as indicative of future results.

Requirements (Check List) –

· Application Form

· SIP Auto Debit/ECS form

· Know your customer (KYC) Form – 1 photograph, Address Proof & Pan Card copy duly self attested

The relevant documents is attached for your kind consideration. In case you have any specific queries regarding the scheme, please feel free to get in touch with your Relationship Manager/ Distributor / Advisor.

Sharekhan's top equity mutual fund picks

2011-08-25T15:38:00.001+05:30

MUTUAL GAINS

Sharekhan's top equity mutual fund picks

Large-cap funds	Mid-cap funds	Multi-cap funds
ICICI Prudential Focused Bluechip Equity Fund	IDFC Small & Midcap Equity Fund	Birla Sun Life Dividend Yield Plus
Franklin India Bluechip	HDFC Mid-Cap Opportunities Fund	ICICI Prudential Discovery Fund
Principal Large Cap Fund	DSP BlackRock Small and Midcap Fund	Reliance Equity Opportunities Fund
Birla Sun Life Frontline Equity Fund - Plan A	IDFC Premier Equity Fund - Plan A	HDFC Equity Fund
Birla Sun Life Top 100 Fund	Sundaram Select Midcap	Mirae Asset India Opportunities Fund


Tax saving funds	Thematic funds	Balanced funds
Religare Tax Plan - Growth		Birla Sun Life India GenNext Fund	HDFC Prudence Fund
HDFC Taxsaver - Growth	UTI India Lifestyle Fund	HDFC Balanced Fund
Fidelity Tax Advantage Fund - Growth	DSP BlackRock Natural Resources & New Energy Fund	Reliance RSF - Balanced
ICICI Prudential Taxplan - Growth	Fidelity India Special Situations Fund	Birla Sun Life 95
Franklin India Taxshield - Growth	Kotak Lifestyle Fund	UTI Treasury Advantage Fund

Fund focus

Reliance Regular Savings Fund - Balanced Plan
HDFC Mid-Cap Opportunities Fund

Click here to read report: Top equity mutual fund picks

Launch Intimation: ICICI Prudential Fixed Maturity Plan Series 57 3 years plan A

2011-08-25T12:37:00.001+05:30

KIM-FMP57-3YearsPlanA.pdf Download this file

ICICI Prudential FMP Series 57 3 years Plan A with the following features:

Tenure	1110 days
NFO Period	24th August to 2nd September 2011
MICR cheques	2nd September 2011 MICR cheques
RTGS and transfer cheques	Till end of business day on 2nd September 2011
Switches	Till cut off time(specified for switch outs in the source scheme) 2nd September 2011
Tentative Date of Allotment	09/08/11
Date of Maturity	09/26/14
Option to be launched	Cumulative and Dividend Payout- Default Sub Option - Cumulative
Entry / Exit Load	Nil
Minimum Application Amount	Rs.5000 and in multiples of Re.10 thereafter
Liquidity	To be listed
Benchmark	CRISIL Composite Bond Fund Index.

Please Find the enclosed attachment of the Kim of the Same.

Launch Intimation: ICICI Prudential Fixed Maturity Plan Series 58 2 year Plan D

2011-08-25T12:36:00.001+05:30

KIM-FMP58-2YearsPlanD.pdf Download this file

ICICI Prudential FMP Series 58 2 year Plan D with the following features:

Tenure	745 days
NFO Period	24th August to 02nd September
MICR cheques	Till End of business day on 02nd September 2011 MICR cheques
RTGS and transfer cheques	Till end of business day on 02nd September
Switches	Till cut off time(specified for switch outs in the source scheme) 02nd September
Tentative Date of Allotment	08th September 2011, Friday (Ops to confirm)
Date of Maturity	23rd September 2013
Option to be launched	Cumulative and Dividend Payout- Default Sub Option - Cumulative
Entry / Exit Load	Nil
Minimum Application Amount	Rs.5000 and in multiples of Re.10 thereafter
Liquidity	To be listed
Benchmark	CRISIL Composite Bond Fund Index.