Australian Investment and Wealth Management Discussion Forums covering shares, managed funds, ETFs, LICs, A-REITs, superannuation, insurance, estate planning and more. Wed, 09 Oct 2019 09:30:52 +0000 Wed, 09 Oct 2019 09:30:52 +0000 InvestChat https://www.investchat.com.au/community/ Wed, 09 Oct 2019 06:21:57 +0000 https://www.investchat.com.au/community/threads/four-companies-riding-the-healthcare-boom.10479/ https://www.investchat.com.au/community/threads/four-companies-riding-the-healthcare-boom.10479/ invalid@example.com (twisted strategies) twisted strategies Four companies riding the healthcare boom

( DYOR )

i hold CAJ ( Capitol ) i used to hold Primary Health Care notes ( Healius ) but they matured and i used to hold AEF ( but exited in very nice profit , after it became too 'fadish ' )]]> 7 Wed, 09 Oct 2019 02:47:39 +0000 https://www.investchat.com.au/community/threads/smsf-holiday-house-and-furnishing-it-via-smsf.10508/ https://www.investchat.com.au/community/threads/smsf-holiday-house-and-furnishing-it-via-smsf.10508/ invalid@example.com (Andy Paul) Andy Paul I have purchased my neighbours residential house and being in a sort after holiday area I am going to set it up as a holiday rental... the appraisal indicates that it will earn more for the fund vs permanent rental.. I will give it 18 mo this and re evaluate
Can I furnish the property via the smsf account if I keep a log and receipts of all purchased?]]> Sun, 06 Oct 2019 12:21:52 +0000 https://www.investchat.com.au/community/threads/retiring-early-55.10502/ https://www.investchat.com.au/community/threads/retiring-early-55.10502/ invalid@example.com (Luke83) Luke83
Now if there was some Condition to getting it out early i would max out my Pre-Tax super contribution and build most within Super ( currently i am already matching my company contribution so it should end up a...

Retiring Early @ 55]]> 9 Sat, 05 Oct 2019 08:11:45 +0000 https://www.investchat.com.au/community/threads/hello-everyone-and-debt-recycling.10504/ https://www.investchat.com.au/community/threads/hello-everyone-and-debt-recycling.10504/ invalid@example.com (jk5954) jk5954
Not sure how much information to put in this so apologies for if this is too much.

I have been investing in Vanguard ETF's (VAS) for approximately 5 years.

About 2 years ago my now wife and I got married. I continued to invest in Vanguard ETF's but at a much lower % of income as I needed to pay for the wedding, we went on a trip to Europe for a month and we have been aggressively saving a deposit for a house. After getting married I invested in both my and my wife's name in...

Hello Everyone and Debt recycling]]> 5 Wed, 02 Oct 2019 00:24:36 +0000 https://www.investchat.com.au/community/threads/hi.10495/ https://www.investchat.com.au/community/threads/hi.10495/ invalid@example.com (DB112) DB112 Have funds in Raize but would like more control over balancing this.]]> 2 Tue, 01 Oct 2019 08:50:51 +0000 https://www.investchat.com.au/community/threads/property-transfer-before-death.10500/ https://www.investchat.com.au/community/threads/property-transfer-before-death.10500/ invalid@example.com (Luke83) Luke83 4 Tue, 01 Oct 2019 04:54:38 +0000 https://www.investchat.com.au/community/threads/debt-recycling.10472/ https://www.investchat.com.au/community/threads/debt-recycling.10472/ invalid@example.com (Investaholic) Investaholic
Hoping to gain some wisdom as someone who is fairly new to the investment game.

Currently have our PPOR, paying interest only and storing the principal in Offset Account. Have just had our first baby, so we changed to IO to have the flexibility with our cash. Aside from our home, we do not have our money invested anywhere else, apart from of course Super. I have been in the 'research phase' for about 18 months now (both property and shares) so I understand the game somewhat,...

Debt Recycling]]> 10 Tue, 01 Oct 2019 01:52:13 +0000 https://www.investchat.com.au/community/threads/aussie-equivalent-of-quit-like-a-millionaire.10496/ https://www.investchat.com.au/community/threads/aussie-equivalent-of-quit-like-a-millionaire.10496/ invalid@example.com (DB112) DB112 https://www.amazon.com/Quit-Like-Millionaire-Gimmicks-Required/dp/0525538690 however, as if often the case , the examples and structures and explanation of tax minimisation/ efficiency is all for the US/ Canada.

Anyone know of any similar books that are made for the Australian market or blogs that might have this info?

Thanks!]]> 2 Sun, 29 Sep 2019 10:35:58 +0000 https://www.investchat.com.au/community/threads/how-to-catch-a-monster.10498/ https://www.investchat.com.au/community/threads/how-to-catch-a-monster.10498/ invalid@example.com (Raiju Smith) Raiju Smith Christopher W. Mayer. Look for stocks that are small, have a unique edge, have superior management and could be misunderstood. Not an easy thing to do and would be extremely time consuming, but if you can find them, you put your self in a good place to potentially have massive gains ...

How to catch a monster]]> 4 Sun, 29 Sep 2019 10:18:50 +0000 https://www.investchat.com.au/community/threads/new-to-site.10497/ https://www.investchat.com.au/community/threads/new-to-site.10497/ invalid@example.com (Raiju Smith) Raiju Smith
I'm semi new to investing so still well in the learning phase, but loving every minute of it.

Looking forward to meeting some great people on here

Raiju]]> 6 Sun, 29 Sep 2019 06:42:04 +0000 https://www.investchat.com.au/community/threads/fed-what-the-rise-of-passive-is-doing-to-markets.10503/ https://www.investchat.com.au/community/threads/fed-what-the-rise-of-passive-is-doing-to-markets.10503/ invalid@example.com (twisted strategies) twisted strategies Fed: What the Rise of Passive Is Doing to Markets

i disagree with the sentiment expressed here , but then passive index funds make up less than 10% of my portfolio ( i still prefer to be mostly 'hands on ' )]]> Sun, 29 Sep 2019 05:49:50 +0000 https://www.investchat.com.au/community/threads/where-do-i-find-the-asx-results-for-past-12-months.10499/ https://www.investchat.com.au/community/threads/where-do-i-find-the-asx-results-for-past-12-months.10499/ invalid@example.com (Luke83) Luke83
Anyway, where do i find/lookup the market benchmarks for the ASX, what i am interested in doing is working out how my average return of 5.5% (fully franked) would of compared to a basic Index fund.

All this is in preparation for when the home is paid off and i can...

where do i find the ASX results for past 12 months]]> 3 Sun, 29 Sep 2019 05:26:14 +0000 https://www.investchat.com.au/community/threads/aussie-podcast-the-money-cafe.10501/ https://www.investchat.com.au/community/threads/aussie-podcast-the-money-cafe.10501/ invalid@example.com (Luke83) Luke83

I listen to it for free through Spotify however there are several links online to listen to it also for example this:The Money Cafe - Eureka Report]]> Sun, 29 Sep 2019 00:04:22 +0000 https://www.investchat.com.au/community/threads/manipulated-valuations-wework-vs-your-superannuation.10489/ https://www.investchat.com.au/community/threads/manipulated-valuations-wework-vs-your-superannuation.10489/ invalid@example.com (twisted strategies) twisted strategies Manipulated valuations: WeWork vs your Superannuation - MacroBusiness]]> 2 Thu, 26 Sep 2019 10:32:02 +0000 https://www.investchat.com.au/community/threads/its-the-best-time-ever-to-be-a-giant-company.10494/ https://www.investchat.com.au/community/threads/its-the-best-time-ever-to-be-a-giant-company.10494/ invalid@example.com (twisted strategies) twisted strategies It’s the best time ever to be a giant company

( DYOR )

so far i have done qutie well with small caps and mid-caps ( the micro-cap successes have been more luck than brilliant research )

take care that you do not confuse BIG with 'safe ' ( some are both but that is not an automatic thing )]]> Sun, 22 Sep 2019 00:26:26 +0000 https://www.investchat.com.au/community/threads/etfs-make-up-2-5-of-australian-aum.10493/ https://www.investchat.com.au/community/threads/etfs-make-up-2-5-of-australian-aum.10493/ invalid@example.com (twisted strategies) twisted strategies intro mm | Money Management]]> Sun, 22 Sep 2019 00:04:11 +0000 https://www.investchat.com.au/community/threads/major-super-funds-caught-in-fraud-scandal.10492/ https://www.investchat.com.au/community/threads/major-super-funds-caught-in-fraud-scandal.10492/ invalid@example.com (twisted strategies) twisted strategies Major super funds caught in fraud scandal]]> Sun, 22 Sep 2019 00:00:03 +0000 https://www.investchat.com.au/community/threads/research-budgets-shrink-at-uk-asset-managers.10491/ https://www.investchat.com.au/community/threads/research-budgets-shrink-at-uk-asset-managers.10491/ invalid@example.com (twisted strategies) twisted strategies Research budgets shrink at UK asset managers

it will be interesting to see if fees and performance will shrink as well]]> Sat, 21 Sep 2019 23:55:11 +0000 https://www.investchat.com.au/community/threads/betashares-defends-dividend-harvester-etf-after-critical-report.10490/ https://www.investchat.com.au/community/threads/betashares-defends-dividend-harvester-etf-after-critical-report.10490/ invalid@example.com (twisted strategies) twisted strategies BetaShares defends Dividend Harvester ETF after critical report

i hold HVST ( and participate fully in the DRP , which creates some interesting maths )

( DYOR )]]> Sat, 21 Sep 2019 13:36:32 +0000 https://www.investchat.com.au/community/threads/giving-100k-to-family.10483/ https://www.investchat.com.au/community/threads/giving-100k-to-family.10483/ invalid@example.com (Compleks) Compleks
I dabled in managed funds, shares and bought an investment property many years ago.
(I wasn't very good or successful)

My personal interest fell away and I sold out of my funds/shares, but kept my property. It didn't do much for me either. Or I didn't do much for it perhaps.

Anyway. I have sold it, and will have $100k that I don't want in the next month or two.
I want to pass it onto my siblings and Neice.

Initially I was...

Giving $100k to family]]> 3 Fri, 20 Sep 2019 01:21:03 +0000 https://www.investchat.com.au/community/threads/real-life-trading-interview-with-chris-tate.10488/ https://www.investchat.com.au/community/threads/real-life-trading-interview-with-chris-tate.10488/ invalid@example.com (Tropo) Tropo Real Life Trading: Interview with Chris Tate - Trading Game]]> Thu, 19 Sep 2019 10:16:01 +0000 https://www.investchat.com.au/community/threads/what-does-a-negative-bond-yield-really-mean.10487/ https://www.investchat.com.au/community/threads/what-does-a-negative-bond-yield-really-mean.10487/ invalid@example.com (twisted strategies) twisted strategies What does a negative bond yield really mean?

to me it means i don't risk my money parking it there .

( DYOR )]]> Wed, 18 Sep 2019 21:08:31 +0000 https://www.investchat.com.au/community/threads/choosing-your-investment-strategy-is-like-a-road-journey.10486/ https://www.investchat.com.au/community/threads/choosing-your-investment-strategy-is-like-a-road-journey.10486/ invalid@example.com (twisted strategies) twisted strategies Choosing your investment strategy is like a road journey

i hope your 'road journey ' is more predictable than mine

i rushed , and was aggressive and adventurous , but it was the correct path for mostly wrong reasons]]> Wed, 18 Sep 2019 21:01:32 +0000 https://www.investchat.com.au/community/threads/seven-major-trends-affecting-australians-in-retirement.10485/ https://www.investchat.com.au/community/threads/seven-major-trends-affecting-australians-in-retirement.10485/ invalid@example.com (twisted strategies) twisted strategies Seven major trends affecting Australians in retirement

i resisted the urge to burst into a rant on several topics mentioned in this article]]> Wed, 18 Sep 2019 20:56:41 +0000 https://www.investchat.com.au/community/threads/five-key-risks-and-how-to-avoid-them.10484/ https://www.investchat.com.au/community/threads/five-key-risks-and-how-to-avoid-them.10484/ invalid@example.com (twisted strategies) twisted strategies Five key risks and how to avoid them

a long podcast ( 50 minutes )

touches on several issues not always fully understood especially in the interest-bearing securities area

( DYOR )

my first ( and only ) mortgage was at 17.5% per annum ... so yes i remember inflation ( and it could return in my lifetime )]]> Tue, 17 Sep 2019 10:26:40 +0000 https://www.investchat.com.au/community/threads/anyone-come-across-baxter-grant.10480/ https://www.investchat.com.au/community/threads/anyone-come-across-baxter-grant.10480/ invalid@example.com (Bennie) Bennie
Has anyone come across / had dealings with Baxter & Grant? This is an investment house based in Vienna in Austria. I can only find their website, but no further information. Would love to hear from anyone who has had dealings with them.


Many thanks
Bennie]]> 4 Wed, 11 Sep 2019 22:03:30 +0000 https://www.investchat.com.au/community/threads/lic-discounts-should-come-with-a-warning.10388/ https://www.investchat.com.au/community/threads/lic-discounts-should-come-with-a-warning.10388/ invalid@example.com (twisted strategies) twisted strategies LIC discounts should come with a warning - InvestorDaily

i do buy LICs at a discount but not solely because they they are at a discount

however discounts is one of those things that can make LICs attractive]]> 1 Wed, 11 Sep 2019 21:58:23 +0000 https://www.investchat.com.au/community/threads/most-investors-are-wrong-on-dividend-yield-as-income.10482/ https://www.investchat.com.au/community/threads/most-investors-are-wrong-on-dividend-yield-as-income.10482/ invalid@example.com (twisted strategies) twisted strategies Most investors are wrong on dividend yield as income


i bought into CCP in August 2012 at an average share price of $6.20 ( as a 'safe haven play ' in the event of a market downturn in 2013 , ..... terrible prediction ... nice result )

PS i have rescued my cash investment in CCP , since ( and let the profit run )]]> Tue, 10 Sep 2019 23:49:15 +0000 https://www.investchat.com.au/community/threads/safe-havens.10481/ https://www.investchat.com.au/community/threads/safe-havens.10481/ invalid@example.com (Tropo) Tropo Safe Havens - Trading Game]]>