THE "LIBERATION" BLOG

Quick Funds for your Short Sale

noreply@blogger.com (Emerging Markets Group) — Tue, 30 Sep 2008 00:04:00 +0000

Your Short Sale, Short Term, Funding Solution

Emerging Markets Group, Inc has been created solely to assist you, the Short Sale real estate investor to accomplish your objectives when doing double closings. You've worked hard on a deal for 3-6 months, you've overcome a mountain of paperwork, you've shown the bank your offer makes more sense than if they were to take back the property as an REO, they've accepted your short sale negotiation, and now you are headed to closing with no idea of how to fund your transaction! You've got a big payday staring you in the face but the title/escrow company has told you that they won't allow you to fund your first transaction with the funds from the second transaction. The title company is telling you that your transaction needs to stand on its own two feet, which means you need the money to fund the deal. If not, all your hard work goes bye-bye just like your paycheck. Now what? What do you do?

Our solution is simple. We are here to provide short term funding (less than 24 hours) for the short sell investor. EMG is the answer to your challenges because title companies and underwriters across the country are requiring you to have your own funds for your closing. We will provide those funds to you so you can satisfy your title company's requirements and execute your closing. We were formed by short sale investors for short sale investors.

About Us

EMG Funding was created by short sale investors for short sale investors. Our President, Leon Cook is also the President of Prestige Real Estate Services and is very knowledgeable when it comes to understanding Land Trust and Options Contracts. He is also well versed in all of the many of the critical aspects of lender negotiation and will tell you that 90% of your time needs to be focused on the BPO/appraisal.

EMG was born out of necessity when Leon began to face challenges surrounding his short sale business due to the new requirements that title/escrow companies are implementing in regards to having your own funds for your first closing. For years title companies would allow short sale investors to utilize the funds from the second transaction to fund the first transaction. When this method went away, Leon began looking for hard money lenders who could fund his deals and found these type of short term, transactional lenders were few and far between. EMG Funding was created to fill this gap.

Frequently Asked Questions

1. Will Emerging Markets Group, Inc fund when the investor uses either an option contract or a land trust? Yes, we will fund either scenario.

2. Will EMG fund other flips outside of short sales? Yes, we will fund most any flip whether it be a short sale, an REO, or wholesale deals as long as you are buying and selling it in the same day.

3. Will EMG lend for more than 24 hours? We only focus on 24 hour funding and can not fund longer than this.

4. Can EMG provide me with a Proof of Funds letter? Yes, just give us a call and we will get this for you right away.

5. Are there any credit/income/asset/employment requirements? No.

6. Do I need an appraisal on either the first or second transaction? No.

7. How quickly can EMG fund? We would prefer 72 hours notice for your first deal with us. Once we have done our first deal together, we can fund with 24 hours notice.

8. Will EMG provide funds to rehab properties? No.

9. I select my own title company? Yes, we will allow you to use your own title company as long as both closings take place at your title company.

10. Can EMG suggest a title company to me if I don't have one? Yes, just give us a call.

11. What happens if my deal doesn't close? We charge you nothing.

Funding Details
Fees are based upon the details of the transaction.
Please call for details.

Please contact EMG for more information at inf0@investemg.com or at 619.567.4782

How to Prosper in The Current Market

noreply@blogger.com (Emerging Markets Group) — Thu, 07 Aug 2008 15:07:00 +0000

How Real Estate Entrepreneurs, Real Estate Investors, and Real Estate Professionals, Both Small and Great Can Prosper in The Current Market!

We look forward to seeing you tomorrow August 7th at one of the FREE opportunity to increase your cash Flow REO events at the San Diego Marriott Del Mar!

There are three opportunities on Thursday, August 7th 2008 to attend this exclusive FREE event!

1st Presentation: 10:00am - 11:30am
2nd Presentation: 1:30pm - 3:00pm
3rd Presentation: 6:00pm - 7:30pm

If you have been watching the real estate market, Foreclosures are all around you! Let’s face it, even if you know nothing about real estate you have heard in the news about and seen the effects of what’s been dubbed “The Sub Prime Real Estate Loan Crises.” Home owners have suffered by loosing their homes and equity; realtors and lenders have suffered, as there are now more properties on the market for sale and less buyers and liquidity in the market place to buy these homes.

From March 2008 to May 2008, there where over 700,000 foreclosure & default filings in the U.S. All this creates a lot of uncertainty in the market place! However, when do you think investors buy?

Right NOW!

Because, the fundamentals of investment don’t change:

Buy Low and Sell High!

This opportunity to buy real estate low and sell high has also created a lot of foggy uncertainty in the current market, with investment dollars chasing large bulk REO deals that don't close due to the large “Broker Chains”. The smaller or beginning investor knows there is opportunity in the market yet doesn't have the know how, can't afford to buy, or can't manage the scope of the investment opportunity to be successful in their efforts.

The so called “Real Estate Gurus” want to sell high priced courses that teach you how to invest in foreclosures, yet a very small percentage of individuals that purchase these courses ever buy investment property, let alone are successful at producing a profit from doing so.

And finally, real estate professionals are scrambling and losing their jobs, while striving to hold on and navigate these turbulent real estate waters in search of their profit niche, within the current market.

For all these reasons you cannot afford to miss this FREE opportunity to increase your cash flow event on August 7th at the San Diego Marriott Del Mar!

1) This is NOT a real estate investment course!

2) This is NOT a Co-op, REIT, LLC, Fractional Investment opportunity (You will have 100% ownership of your investment property(s))!

3) There is NO minimum of properties you must buy, and you can buy properties according to your personal investment threshold! That is why this system is THE solution for every investor, regardless of size or season.

4) Every current property is selling for $30,000.00 and there is no bidding! So, that is NOT the starting sales price it is the final sales price for each property you buy!

5) In this turn key system these REO’s can give you up to 18% per annum ROI, which is a 10.8% greater return when compared to other potential REO’s on the market.

6) Each property comes with title insurance.

7) If you want to keep your properties in the investment system, which is COMPLETELY at your discretion, your investment becomes a passive cash flow vehicle and you as the Investor can build your wealth, while doing what you do best, not becoming a Landlord, deal evaluator
or deal engineer.

8) Real Estate Professionals are welcomed, find their niche in these turbulent times, and become the hero when they are able to deliver an investment solution to their clients and piers, that works, while paying maximum commissions to them.

9) Finally, this system has Social Redeeming Value; you the investor are providing homes at prices, and under terms potential home buyers can afford, all while earning a monthly passive cash flow!

This innovative Investment System is a real WIN all the way around, and the answer to prospering in the current market!You can see why you can't afford to miss this event, if you are
an aspiring Investor, seasoned Real Estate Entrepreneur or Real Estate Professional, and want access to the hottest resource in the market that can provide exponential passive income monthly.

There are three opportunities on Thursday, August 7th 2008 to attend this exclusive FREE event!

1st Presentation: 10:00am - 11:30am
2nd Presentation: 1:30pm - 3:00pm
3rd Presentation: 6:00pm - 7:30pm

Where :
San Diego Marriott Del Mar
11966 El Camino Real
San Diego, California 92130 USA

If you haven't already done it, Click below to view and print the San Diego Launch Event Flyer:

Click Here!

Corporate Lines of Credit - Now Available!

noreply@blogger.com (Emerging Markets Group) — Wed, 06 Aug 2008 23:31:00 +0000

Here is the Corporation Lines of Credit that I was speaking about at the Roundtable Mixer. If you are interested or have any clients that you believe my be interested please forward this to them. To apply they will need a 720+ FICO the higher the score the more they will qualify for. The line about is a minimum of $100,000 and can reach $600,000 on the first "round" of financing. The company averages around a $300,000 first round in funding success. because Emerging Markets Group has partnered with Direct Point Marketing to bring you this offer we have a great special Here are some benefits of applying with us. No up front cost for the line! Typical business credit consulting can run in to the thousands of dollars to start. Fast turn around time! You can have your first lines of credit issued in days and $100,000 or more in 4 to 5 weeks A corporation to protect your personal assets! You will also receive a seasoned corporation with outstanding Dunn and Bradstreet and Paydex scores!

To get started follow this simple steps We need all of the information filled out and all the pages faxed or emailed back.
Please ensure that you make 2 copies of the documents:- You will keep 1 copy- You will fax or email 1 copy- The hard copy originals will be mailed to: Direct Market Point2067 Wineridge Place Suite EEscondido, CA 92029-1952

Steps:
1. Fill out form and fax: 866-330-3617 or email: info@investemg.com
2. Direct Market Point will review paperwork and Emerging Marketing Group will pull a current credit report.
3. Upon completion of the application and review, Direct Market Point will contact the applicant directly to inform them of the process.
4. Within 8 weeks, credit lines of up to $300,000.00 USD will be opened for our clients.
5. Direct Market Point will receive compensation of 12% of total line or whatever the final terms are set.
6. Once this amount is cleared, DMP will remove themselves from the board of directors on the corporation and the client will be set.

Click below to submit payment for credit report:

Thank you for attending!

noreply@blogger.com (Emerging Markets Group) — Tue, 29 Jul 2008 06:10:00 +0000

The conference organizers would like to thank of you who attended the San Diego Roundtable last Thursday evening. We wish to thank those who presented their work and services at the event. The new venue, Platinum Collections, proved once again to be a great location as the energy was high all night long. The Roundtable and Seminar series will be providing all of us with a broad grounding in Real Estate Investing; as well as an opportunity to network with other successful active real estate professionals throughout San Diego. We hope that you will develop, utilize, and take action on all skills that are taught throughout this organization. We are grateful that you have been able to visit us and participate in such an important part of your education.

Lastly, we are deeply indebted to the numerous volunteers who gave freely of their time and energy to make this possible. They worked so that others could showcase their work and their good humour, high spirits and drive made this conference not only possible but a thoroughly enjoyable experience. Thank you all very much and we look forward to seeing you at our next San Diego Roundtable of Investors meeting!

If you have any questions or would like more information regarding upcoming events; please email: info@investemg.com

July 24th - San Diego Roundtable - JOIN US!

noreply@blogger.com (Emerging Markets Group) — Tue, 22 Jul 2008 18:25:00 +0000

July 24th Roundtable - Upload a Document to Scribd

Consider Paying Your Home Off for Retirement? Read this first!

noreply@blogger.com (Emerging Markets Group) — Fri, 27 Jun 2008 22:43:00 +0000

We came across this article on U.S. News and felt it was important to share and forward on to others. On behalf of Emily Brandon, the author, we present this article by U.S. News. "Financial planner Nancy Langdon Jones of Claremont, Calif., likes the idea of having her home paid off before she retires. Her husband, actor Claude Earl Jones, would rather have the money invested than tied up in the house. "For my husband, it was very important that he could look at his brokerage statement and see that the money was there," she says. "I wanted to know that if something came up we wouldn't have to worry about the house payments."
After sitting down with a financial planner to get a neutral, third-party view, the Joneses found their compromise: downsizing to a smaller house (with a more manageable mortgage payment) while keeping most of their savings in their brokerage account.

Their struggle illustrates a divide in the financial planning industry. Should you own your home free and clear before you retire? Or is it better to keep your mortgage and invest the money elsewhere at perhaps a higher return while reaping the mortgage-interest tax break? Here are factors to weigh when deciding which path is right for you.

Compare interest rates. The typical 30-year, fixed-rate mortgage interest rate is currently 6.57 percent, according to the Mortgage Bankers Association. If you are getting a higher average rate of return on your investments elsewhere than your interest rate, it makes sense to keep your mortgage. Just over half of affluent baby boomers born in 1948 who have both mortgages and investable assets of at least $1 million do not plan to pay off their mortgages until their 70s, if ever, according to a recent survey of 500 people by investment management firm Bell Investment Advisors.
"Mortgages help free up funds that otherwise would be tied up in property ownership for investment in equities," says Jim Bell, the firm's founder and president. Investing in the stock market money that would otherwise be tied up in home equity also gives you the option of raising cash to deal with unexpected expenses like medical bills or even rising gas prices.

Pay it down. If you're not sure whether you can achieve a higher return in the stock market or aren't willing to take the risk, then you should prepay your mortgage principal as you approach retirement. "We don't know what the earnings are going to be in the market," says Vern Hayden, a certified financial planner and president of Hayden Financial Group in Westport, Conn. "The guaranteed return on your money is the interest you were paying" on the mortgage.

Refinancing from a variable-rate loan to a fixed-rate mortgage can give you a better idea of what your payments will be in retirement. Brent Neiser, a certified financial planner and a director of the National Endowment for Financial Education, recommends paying down principal above your monthly payments when you can. "Adding money at your discretion gives you the ability to stop that when times are tighter," he says. On a $150,000, 30-year mortgage at 6 percent interest, paying just $100 extra per month would save you $45,000 and allow you to pay off the debt seven years sooner than following the normal payment schedule.

Don't rob your retirement plan. According to the most recent Federal Reserve Survey of Consumer Finances, 32 percent of households headed by someone age 65 to 74 were carrying home-mortgage debt in 2004. It can be tempting to dip into your 401(k) or IRA to pay it off. But mortgages shouldn't be paid off in the absence of other savings. "You need to have a balanced approach of keeping that retirement savings robust and also have regular savings for emergencies so you don't turn to the credit cards if your refrigerator or furnace breaks down," Neiser says. Also, pay off higher-interest debt like credit cards and car loans before your mortgage. "If you have your money tied up in a paid-off mortgage, in order to access that equity which is in your house, you have to go pay the bank to get your money [by refinancing the loan]," says Elisabeth Plax, a Beachwood, Ohio, financial planner and wealth manager for Plax & Associates Financial Services. "If you invest it, all you have to do is liquidate it" by selling.

Consider tax breaks. The interest you pay on your home mortgage is tax deductible on up to $1 million in debt. You can also typically write off interest on up to $100,000 of home-equity debt. But you benefit from this tax perk only if all your itemized tax deductions, including your mortgage interest, add up to more than the standard deduction that almost everyone gets automatically. For 2008, the standard deduction amounts are $5,450 for singles, $10,900 for couples, and $8,000 for heads of households.
Jonathan Pond, a financial planner and author of Grow Your Money! 101 Easy Tips to Plan, Save, and Invest, argues that you need to be in the 35 percent tax bracket, or make at least $350,000 annually, for the tax break to be worthwhile. Most Americans in the 25 percent tax bracket might pay, say, $10,000 in mortgage interest but save only $2,500 in taxes.

Look at the emotional aspect. Some 16 percent of workers and 10 percent of retirees think making mortgage payments or paying for a house is the most pressing financial issue facing Americans today, according to an Employee Benefit Research Institute survey done this year. But knowing that you own your home can give you a sense of stability in retirement--security that the possibility of stock market gains will never be able to. "Paying off the mortgage is going to reduce their need for cash flow when they go into retirement," Hayden says. "I just think people ought to get out of debt because times are so uncertain, and the less they are shackled, the better they are going to be able to deal with whatever their problems are going to be.""

SELLER FINANCING - A way around the mortgage frenzy

noreply@blogger.com (Emerging Markets Group) — Mon, 16 Jun 2008 21:22:00 +0000

In todays mortgage frenzy it is becoming more evident that qualifying for a mortgage loan can be complicated, and even quite stressful. This gives home buyers and real estate investors a reason to start looking for other ways to get financing on properties. There is still FHA financing, but what if you are an investor or you already have an FHA loan? In today’s market is extremely important to know and maximize the options of SELLER FINANCING.
The concept of seller financing is really quite simple. However, very few people really understand Seller Financing or how to structure a deal. Because of the demand for information, we have included a special post to meet the education demands of many. The material we have included is intended only an introduction to the possibilities of lay within the realm of seller financing. Please feel free to contact us with further questions or creative ways to structure a deal.

You may ask…WHAT IS SELLER FINANCING?

Seller Financing: A "creative financing" technique in which an owner sells property, usually real estate, to a buyer. This technique is often used if the market interest rates are too high for the buyer and the seller does not require principal from the sale. The title or deed transfers only at full payment of the loan and any foreclosure results in the property reverting to the seller. Seller financing was very popular during the 1980s when real estate values escalated. Buyers used seller financing to arrange "no money down" purchases of real estate.

Also, at some point, many people may tire of managing their own properties. They are tired of dealing with tenants and the necessary repairs. Perhaps health problems are forcing them to slow down. They want smart, safe investments that are less management intensive so they can relax, travel, and enjoy life.

You can turn your best investment into an even better one by thinking of creative Seller Financing strategies. This will allow you to turn real estate into a paper asset that is still secured by real property. If you can structure a seller financed deal properly, it can be one of the safest investments in the market today.

Here are some of the benefits of Seller Financing

You can defer capital gains
You typically get the house sold much quicker

You can allow your equity to continue working for you, often at interest rates higher than a bank would yield

Get a good cash down payment now

Create residual income without the hassle of being a landlord or property manager. Hassle free income for the term of the loan.

The note is secured by a property you personally understand and have owned.

You can often collect more on the interest than you would from renting out the unit

You no longer have to worry about maintaining the property or the tenants

Property taxes or insurance are now the responsibility of the new own

If the buyer stops paying, you keep everything and regain ownership of the property back

If you or your heirs ever need money, you can sell all or part of the note for cash

Any questions or for Seller Financing strategies please email info@investemg.com

Larry Benet at SOCALCIA

noreply@blogger.com (Emerging Markets Group) — Tue, 20 May 2008 22:43:00 +0000

Larry Benet is known as “The Connector” and “The Connector to Billionaires and Millionaires“. Larry provides resources that can take your business to the next level. He is the past Chairman of the Tsunami Disaster Relief Project where he brought top business leaders together to raise money for the victims of the Tsunami.
He is currently the President of the Speakers and Authors Networking Group, which is made up of some of the most prominent and influential speakers and authors in the world.He is considered a master relationship builder, one of the countries most Outside the Box business strategists, a great connector of people, and has been referred to as “America’s Connection Expert”. - from http://www.larrybenet.com/

We had the opportunity last night to see Larry Benet speak at the SOCALCIA as well pick his mind afterwards at dinner while practicing our newly acquired skills of networking. Listening to Larry speak was 75 minutes of pure knowledge. A couple gold nuggets that we took away from the event was really learning how to make personal connections when networking as well as some value creation ideas to implement within our business.

We have included a couple notes on his presentation last night. We hope you enjoy!

To being with..Start off by asking yourself these 3 questions:
1. Who is your perfect partner?
2. How much in an influential relationship worth?
3. Who do you need relationships with?
Bankers, Private Lenders, Realtors, Contractors

The Winning Formula
1. Make a strong connection
2. Find out what is most important to the people you are meeting
3. Help them get it
4. Value Exchange
5. Systematic follow up

The Power of Giving Value
Always ask these 3 questions when networking:
1. What is the most important project that you are currently working on so I or someone in my network can help you?
2. What are you most passionate about?
3. What do you do for fun?

Making Personal Connection Mistakes
1. Thinking it takes a lot of time
2. Thinking it takes a lot of money
3. Not believing you have something of value

Ideas to create value in your business:
1. Interview Experts
2. Sending Articles and Invites via email
3. Sending Thank you cards
4. Implement a birthday card and marketing system and Anniversary
5. Sequential Mailing count down

Visit Larry Benet at http://www.larrybenet.com/ for further information about The Art and Science of getting what you want faster than you ever thought possible!

JOIN US for the San Diego Real Estate Roundtable of Investors meeting

noreply@blogger.com (Emerging Markets Group) — Mon, 12 May 2008 18:37:00 +0000

Don't miss the monthly San Diego Roundtable of Real Estate Investors meeting this Wednesday, May 14th at Platinum Collections - 345 6th Ave. San Diego, CA 92101

The San Diego Roundtable is an opportunity for San Diego professionals to network with other like minded individuals. The event is designed for professionals to get to know one another with no hard pressure closing or sales gimmicks. This will be a night of Education. Motivation. and Networking! Not to mention capital raising opportunities, a look at current investments in progress, and also great methods for investing Internationally.

Come prepared to take a ton of notes and to network with some seasoned and gifted investors!

We look forward to seeing you there!

Bring a friend or colleage...just remember to sent a quick RSVP to sara@investemg.com

See you Wednesday!

MAY 14TH - ROUNDTABLE - Upload a doc

New Downtown Office - Platinum Collections Now Open!

noreply@blogger.com (Emerging Markets Group) — Tue, 06 May 2008 23:05:00 +0000

For those of you who haven't heard yet, we've recently taken an offer to help run the real estate division of a high end retail store and conference center which just opened a few weeks ago. The name of the store is Platinum Collections and we sell a myriad of products that include jewelry, real estate, electronics, cars, clothing, artwork, and even gear for your pets! We also have concierge/membership services offering our clients access to private jets, yachts, exotic cars, limos, exclusive events, hotels, etc. One of the most exciting things to me is we are putting a string of life enrichment seminars that will cover everything from how to buy real estate at 70% of it’s appraised value to how to play poker like a pro. What’s best about it is we are flying in the best from around the world to teach the courses in an unbelievable setting.

It's been an amazing time since we've been open. Our grand opening was held on March 22 and since then; we've had some of the most interesting people walk through our doors. From Charger's players to musicians such as San Diego's own P.O.D, Michael Jordan, C.E.O.s of successful businesses, celebrity entertainers, dogs, cats, and everything in between! It's a great environment to meet all the right people that basically make San Diego what it is and I'm very happy to be a part of it!

And for those who were wondering...YES, we are still running our mortgage and real estate development business, in fact we are holding our very popular Real estate round table next Wednesday May 14th, 2008 So don't worry, all the great deals, education and motivation are here to stay! We are now running our operations out of the office here at Platinum Collections so if you're looking for us, stop by the store! We're located downtown at 345 6th Ave in the same 8,000 sq ft facility that Hard Rock's corporate offices used to be in. If you want to stop by and get a personal tour from yours truly, reach out to us! See you all soon!

Invest in Peru, The Land Of Opportunity

noreply@blogger.com (Emerging Markets Group) — Tue, 06 May 2008 22:41:00 +0000

Cuzco II Ventures LTD is currently constructing a hotel project in Cuzco Peru. The much needed 5 Star project is expected to be completed by Fall 2008.

The American based hotel developer has identified a strong need for up scale rooms in the region and is providing a project that will help fill a void. The multi-million dollar project will include extra large oversized rooms of over 300 square feet each, which is very uncommon for Cuzco.
The project is being built using 100% private investor funds. Currently the developer is finalizing negotiations with a major brand name hotel franchise for bragging rights over this incredible project.

With the US Economy under threat of recession, many investors are turning their heads abroad to find returns that can “beat the street”. While It is a well known fact that the hospitality industry is lucrative and growing strong, Cuzco II Ventures LTD is offering the "small" investor a chance to participate in a very lucrative investment returns, secured by foreign stock share ownership, in one of the highest hotel occupancy cities in the world.

Please request an investor package at: leon@investincusco.com

for a detailed return matrix, proformas, and disclosure info.

Please visit the documents and videos below for more details, and to learn how you can participate as an investor to achieve the kinds of returns that cannot be found in US domestic investments.

Also....With low inflation and a growing GDP, Peru is a great place to invest right now, says Mad Money's Jim Cramer.

Check out this Video!! Jim Cramer on Peru - Click Here!

International Hotel Investment Opportunity

noreply@blogger.com (Emerging Markets Group) — Tue, 06 May 2008 20:19:00 +0000

Cuzco Powerpoint - Upload a doc

Cusco Peru 70 Unit Hotel Project Four Star What is Cuzco?  Cuzco, has become the stop over city to view the famous Machu Picchu Ancient Ruins. The large amount of museums and churches have become Cuzco in the most important tourist to center of Peru. Gateway to Machu Picchu  Cusco is one of those rare places -- perhaps like Bali, Katmandu, or Prague -- that seems able to preserve its unique character and enduring appeal despite its prominence on the international tourism radar. One of the New 7 Wonders  Machu Picchu Peru, is reported to be among the leaders in the New 7 Wonders contest, which has just surpassed the 45 million vote mark, according to the organizing body -the New7Wonders Foundation. Other sites that are reported to be among the leaders are: the Acropolis (Greece), the Chichen Itza (Mexico), the Roman Coliseum (Italy), the Eiffel Tower (France), the Great Wall of China, and Petra (Jordan).  South America for Visitors Top 10 Most Visited South American Attractions - 2006 1) iguazu Falls, Argentina and Brazil 2) Cartagena, Colombia 3) Machu Picchu, Peru 4) Devil's Island, French Guiana 5) Nazca Lines, Peru 6) Angel Falls, Venezuela 7) Cuzco, Peru Where airport is located- Machu Picchu is a 3 hour train ride from Cusco 8) Lake Titicaca, Peru and Bolivia. 9) Mendoza, Argentina 10) Cities from Space  Bustling City Abundant Night Life Downtown Cuzco Beautiful City Domestic and Foreign Tourism Growth In Cusco Year 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 Domestic 347,668 405,560 417,040 380,532 369,339 339,333 357,812 340,544 324,428 342,030 343,359 478,669 519,898 Foreign 148,963 283,065 394,079 465,596 460,569 524,985 676,947 734,103 683,483 677,197 710,139 1,105,957 1,309,752 TOTAL 496,631 688,625 811,119 846,128 829,908 864,318 1,034,759 1,074,647 1,007,911 1,019,227 1,053,498 1,584,626 1,829,650 Official data from the department of tourism- Cusco 2006 Foreign tourism 1,101,494 2006 Domestic Tourism 405,045 Total 1,506,539 Over 500,000 come from the USA and Europe but there is no major franchise hotels except Best Western * See spreadsheet for Tourism in Cusco categorized by country The top rated hotels in Cusco are: The Monasterio ( 5 star) Libertador (4 star) Novotel ( 4 star) There are a few good 3 star hotels but the majority 2 to 3 star hotels are in average condition to US standards. Competition     Hotel Monasterio Four Star Room Information122 units Prices$435 deluxe double; $520$1150 Rates include breakfast buffet minibar, hair dryer, safe Competition     Libertador Palacio del Inka 4 star Room Information254 units Prices$185 deluxe double; $215$350 suite. Rates include taxes In Room Amenities A/C, TV/VCR, fax and dataport in some units, minibar, hair dryer, sfe Competition     Novotel Room Information 99 units Prices $118-$186 double. Rates include taxes and breakfast In Room Amenities AC, TV, minibar, hair dryer  We are looking into some of the We plan to build following franchises:87 rooms The average occupancy rate for the Department of Cusco in 2006 was 65% for a 4 star Hotel Your Return Estimate: at a low $130 Avg. per night for a 70 room hotel at 65% occupancy the estimated net profit of the hotel is: 1,419,433 (see spreadsheet for a detailed analysis) 30% share stays in the company. We are offering a 4% ownership, of the remaining 70%, per every 100,000 invested For example: 1,419,433 x 70% = 993,603 x 4%= 39,744 , which in this case equals to a 39% annual return on your investment Expedia  Below are the December rates from expedia for the top hotels. ( Dec. is the slowest month of the year in Cusco) Monasterio $ 330 Libertador $ 205 Novotel $ 130    Site Location Two blocks Away from main plaza Cuzco 1 Site Left side Right side Cuzco 2 Site Cuzco 2 Site

Cash Flow Opportunity in San Diego!

noreply@blogger.com (Emerging Markets Group) — Mon, 05 May 2008 19:28:00 +0000

ATTENTION 1031 EXCHANGE/CONTRACTORS/DEVELOPERS/INVESTORS...BUY EVERYTHING: LOT & 2 HOUSES AT A MASSIVE DISCOUNT OF $199,999. PURCHASE PRICE INCLUDES LAND, AND 2 'MOVE-ON' HOUSES DELIVERED TO SITE. WE HAVE SEVERAL CONTRACTORS; YOU FINISH THE WORK, AND MAKE THE EQUITY YOURSELF!

Please contact Leon at 619.252.3755 or via email at leon@investemg.com for more information and a detailed financial breakdown of this investment property.

Vacant Land to Multi Family Dwelling - Upload a doc

Toyne MLS - Upload a doc

Comps for Toyne - Upload a doc

Please contact Leon at 619.252.3755 or via email at leon@investemg.com for more information and a detailed financial breakdown of this investment property.

Donald Trump on The Millionaire Inside (Part 1)

noreply@blogger.com (Emerging Markets Group) — Wed, 30 Apr 2008 04:16:00 +0000

Donald Trumps Advice:

Passion is the key ingredient to Success!

Success lies within you; if you you've got it, go for it!

Hard work always pays off!

Being tenacious helps you achieve goals!

Convert your Short Sale Seminar - Monday April 28th @ 5:30 pm

noreply@blogger.com (Emerging Markets Group) — Thu, 24 Apr 2008 04:37:00 +0000

We would like to take this opportunity to thank you for joining us this past Wednesday in such an outstanding Opening Night for the New San Diego Roundtable. The new venue, Platinum Collections, proved to be a great location as the energy was high all night long.

The Roundtable and Seminar series will be providing all of us with a broad grounding in Real Estate Investing; as well as an opportunity to network with other successful active real estate professionals throughout San Diego. We hope that you will develop, utilize, and take action on all skills that are taught throughout this organization. We are grateful that you have been able to visit us and participate in such an important part of your education.

We have posted some pictures of the last seminar on April 16th. We hope you enjoy!

If you have any questions or would like more information regarding upcoming events; please email: leon@investemg.com or sara@investemg.com

Photos by: Scott Verastegui

The Law of Attraction Lessons - Take the Quiz!

noreply@blogger.com (Emerging Markets Group) — Wed, 23 Apr 2008 03:38:00 +0000

Law of Attractiongreat free widgetsWidgetbox

SEMINAR - Wed. April 16th - GREAT OPPORTUNITY!

noreply@blogger.com (Emerging Markets Group) — Sun, 13 Apr 2008 19:16:00 +0000

HOW TO BUY A PRIVATE ISLAND

noreply@blogger.com (Emerging Markets Group) — Sun, 13 Apr 2008 19:15:00 +0000

Foreclosure Crisis hits rental market!

noreply@blogger.com (Emerging Markets Group) — Thu, 10 Apr 2008 20:53:00 +0000

Click here for full article!

New York Times Article

noreply@blogger.com (Emerging Markets Group) — Thu, 10 Apr 2008 04:18:00 +0000

I recently came across an interesting article in the NY Times about the wealthy and their real estate financing habits.

http://www.nytimes.com/2008/03/18/business/businessspecial3/18houses.html?ref=businessspecial3

When the NY Times writes about finance ideas you know that the wealthy have used these ideas for years. Typically, the NY Times doesn’t define “wealthy,” but they do make a very important point. Those that are buying their first home, that have little in the way of reserves, that have low credit scores, should get a 30 or 40 year fixed rate mortgage and learn how to make those payments and build up some equity before they can move on to more advanced financial techniques. You have to learn how to walk before you run!

Now, for the rest of us we will quickly go over the more advanced techniques that I have been getting my clients into for years.

1. Interest Only Loans.
This loan, although slightly more expensive than the fully amortizing loans create maximum cash flow. You can get them with a variable rate or a fixed rate. Basically, your required payment is the interest due on the loan each month. So you gain the tax benefits of mortgage interest, but are not required to make a principle payment for years (10,15). This allows you to keep more money for yourself, to invest in, college funding, etc. And if paying off your mortgage is your goal, you can make a principal payment anytime and lower your required payment. This works especially well for those who have variable income, or who get bonuses or those that invest and make money from their investments periodically. It puts you in charge instead of the lender.

2. Variable Rate Loans.
The bain of the sub-prime set, offers advantages for the financially responsible. These range from monthly re-sets (Home Equity Lines are usually set up this way) to fixed for 3-5-7-10 or 12 years before they reset. Very few people are in the same loan for more than 10 years. They either move to another home, or refinance. So why pay the extra expense for a 30 year fixed rate loan? Now, sometimes the variable rate loans have a much lower interest rate, while other times the spread is minimal. Bottom line, you should check the difference and make your decision based on what your past habits and future plans are.

3. Equity Management.
Bottom line, people who could afford to have a paid off home, choose not to because they can put that money to work for them, instead of leaving it inside the walls of their home. It is a time tested strategy and recently has been the topic of several financial best selling books.
Don’t think that these strategies are only for the rich, the reality is exactly the opposite.
The rich put these strategies in play to get wealthy!!!

http://www.nytimes.com/2008/03/18/business/businessspecial3/18houses.html?_r=1&ref=businessspecial3&oref=slogin

Trump University - Fast Track Free Foreclosure Training in San Diego

noreply@blogger.com (Emerging Markets Group) — Thu, 10 Apr 2008 03:55:00 +0000

Attend a FREE Fast Track to Foreclosure Investing from the TRUMP UNIVERSITY!

Free Orientation NOW COMING TO SAN DIEGO

Generate thousands of dollars in immediate profit.

Carlsbad
Saturday
April 12th Hilton Garden Inn Carlsbad Beach
6450 Carlsbad Boulevard
Carlsbad, California 92011
10:00 AM and 3:00 PM

San Diego
Sunday
April 13th Marriott Del Mar
11966 El Camino Real
San Diego, California 92130
03:00 PM

San Diego
Monday
April 14th Sheraton San Diego Hotel & Marina
1380 Harbor Island Drive
San Diego, California 92101
01:00 PM and 07:00 PM

TO GET A FREE TICKET, PLEASE POST YOUR NAME AND EMAIL AND WE WILL SEND YOU AN E-TICKET FOR THE EVENT!!

SEE YOU AT THE TOP!

San Diego Investment Opportunity

noreply@blogger.com (Emerging Markets Group) — Sat, 29 Mar 2008 00:14:00 +0000

This is one of our most recent investment opportunities.

Please call 619.567.4782 for more information.

Buy Now?!

noreply@blogger.com (Emerging Markets Group) — Fri, 28 Mar 2008 22:08:00 +0000

Are you worried about whether now is a good time to buy or not? If you are, this is probably because the media is doing a great job of confusing us. The Media claims this is the worst Real Estate recession in U.S. History, right? Most novice investors may want to read into this and conclude that it is not a good time to buy or that the Media is correct and the worst is yet to come. This is only for the simple satisfaction of having a reason not to begin their career as a real estate investor. The real answer is that you should go out and buy now, but only if the deal pencils out. The reality is that many beginning investors are so afraid of success that they will create every reason not to jump-start their career. You may be nodding your head right now if this applies to you. But don’t worry, you are not alone. You’ve probably thought that you do not have the money to fund your first project. Or you may have felt that you do not have the knowledge to go out and buy your first property by yourself. Then, after all this, you may have tormented yourself with the idea you may never be able to sell the property or something even worse. This is especially true because the media has flooded the news with reports stating there is a high inventory of properties on the market. The excuses go on and on, even after the market corrects itself. Well, my friend, if this applies to you, I want you to stop reading this right now and hit yourself in back of the head, and wake up. Go ahead I’ll give you a few seconds…….. Ok. Now that you are awake let me share with you the fact of the matter is that anytime is a great time to buy real estate. You must take calculated risks and also thoroughly analyze each and every deal, no matter what market you are in. Your financial situation is not even an excuse not to buy. If you have a deal, we can find the money for you! Please utilize our website as a full resource to help you find new projects and also to help you fund your projects. If you are on this website chances are you have done some research, read a few books, you may have even attended a seminar or two. Plus, there are a lot of experienced investors on here that will gladly assist you with any questions you may have. So, the knowledge is there. Now, you have probably heard this before but I’m still going to tell you, selling you property is the easiest part of the transaction. How can I say that, you ask? I say it because there are hundreds of people looking for a good deal. Trust me, find the deal and they will come. And, if you are not looking to wholesale, you can list it with an agent. There are tons of places where you can list your property if you choose not to use an agent. To conclude this post, get your fear out, please stop listening to the media, stop trying to read the next book and just get out there and buy. Believe me, the buyers are out there. BUY NOW and BUY as much as you can. Best of Success To You,

LACMA

noreply@blogger.com (Emerging Markets Group) — Thu, 13 Mar 2008 05:41:00 +0000

LACMA
Los Angeles County Museum of Arts
http://www.lacma.org/

As always we try to promote a balanced lifestyple. After 5 pm & on the second Tuesday of each month, general admission to the Los Angeles County Museum of Art gallery is free to all. LACMA's Free After Five is sponsored by Target.

About LACMA: In April 2006, Michael Govan became CEO and Wallis Annenberg Director of the Los Angeles County Museum of Art (LACMA). He is the seventh person to hold the position of Director in the museums 41-year history. Established as an independent institution in 1965, the Los Angeles County Museum of Art has assembled a permanent collection that includes approximately 100,000 works of art spanning the history of art from ancient times to the present, making it the premier encyclopedic visual arts museum in the western United States. Located in the heart of one of the most culturally diverse cities in the world, the museum uses its collection and resources to provide a variety of educational and cultural experiences for the people who live in, work in, and visit Los Angeles. LACMA offers an outstanding schedule of special exhibitions, as well as lectures, classes, family activities, film programs, and world-class musical events. The museum offers free admission after 5 pm every day the museum is open and all day on the second Tuesday of each month. LACMA's Free after Five program is sponsored by Target.Museum Hours and Admission: Monday, Tuesday, and Thursday, noon8 pm; Friday, noon9 pm; Saturday and Sunday, 11 am8 pm; closed Wednesday. Discounted admissions for students 18 with ID and senior citizens 62 ; children 17 and under are admitted free. Admission (except to specially ticketed exhibitions) is free the second Tuesday of every month, and every evening after 5 pm.

Repairing a Mistake on your credit score:

noreply@blogger.com (Emerging Markets Group) — Thu, 13 Mar 2008 04:06:00 +0000

As investment bankers, we realize that repairing your credit by yourself can be extremely time consuming and often impossible. If you have ever requested a copy of your credit report, and notice a problem (ex: a mortgage late, credit card late, or a tradeline), that shouldn’t be there, you need to take action to get the derogatory mark cleared as soon as possible. It is extremely important to get your credit score cleared before you attempt to get prequalified for mortgage.

Here are the steps you should take:

First of all, if you are in contact with a loan officer, you may want to describe the problem you are having to them. They can be very helpful when it comes to credit repair, and should know exactly what to do if you have a bad mark on your credit that is a mistake. In some cases, they may even call the creditor for you to address the situation.

Second, you should call your creditor and each credit bureau to find out which course of action you should take. In most cases, writing a letter will do.

We have taken the liberty to write a nice letter for you to send to the bureaus:

Date 00/00/00
Dear Big Credit Bureau,
This letter is a complaint that you are reporting inaccurate and/or incomplete credit information on my credit report.
I am displeased that you have included the below information in my credit profile that includes the following errors. Credit reporting laws ensure that bureaus report 100% accurate credit information.
The following information concerning my credit report needs to be re-investigated. I respectfully request to be provided proof of this alleged item on my credit report. If this cannot be provided, the item must be deleted from my report as soon as possible:
CREDITOR AGENCY, acct. 123-34567-ABC
The listed item is inaccurate and/or incomplete, and is a serious error in reporting. Please delete this information, and supply a corrected credit profile to all creditors who have received a copy within the last 6 months, or the last 2 years for employment purposes. Also, please provide the name, address, and telephone number of each credit grantor or other subscriber.
Under federal law, you have 30 days to complete your re- investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within 15days of the completion of your re-investigation.

Sincerely,
your signature
Your Name
SSN# 123-45-6789

Unfortunately, you will need to write 3 separate letters to each of the 3 major credit bureaus.

Here are the contact addresses for each:
Trans UnionP.O. Box 1000Chester, PA 190221-800-888-4213
EquifaxP.O. Box 740241Atlanta, GA 30374-02411-800-997-2493
ExperianP.O. Box 2104Allen, TX 75013-21041-888-397-3742

We hope this helps!!