Love at first sight is easy to understand; it’s when two people have been looking at each other for a lifetime that it becomes a miracle - Amy Bloom

The title sounds like some romantic movie title but this is my real sister’s wedding. There have been a lot of weddings lately. My friend, Afham, just got married last Saturday and Kaklong, will get married 2 weeks from now. That’s fast . I hope you guys are ready to be a father or a mother. I’ve been thinking maybe I should post some parental advices since we are entering that phase. That should be interesting, parental advice from a yet-to-be-married friend.

Back to the title, my sister’s wedding took place in Kota Bharu at our family’s Yellow House. The ceremony for bridgeroom’s family took place in Kulai, Johor. I didn’t take many pictures in Kota Bharu because my sister had a professional photographer taking care of that. On the other hand, I took almost 600 pictures from the ceremony alone. Below are some of my work (hehe, showing off):

Feeling for each other is important. Everything is in the romance and your heart glows when both of you are together. You like to be in company of each other and of course, being alone is torturous. Thinking about her all the time, before sleep or after wake up is a ritual. Breakfast on the bed? A morning kiss from her, while wearing your shirt? Wow. That’s how to live a life.

All of this seems perfect, except that you are not married. If this behavior becomes a girlfriend/boyfriend custom, there will be nothing new when you get married. Your previous experience will make you want more. Romance is a normal thing for you and marriage does not offer something new.

Marriage is about going on a lifetime journey on a big ship. Both of you will discover new colors of the world as a couple, experiencing sparkling new things together and endure stormy hardships with a new strength of marriage’s bond. If you hop in the ship when you are already tired of the sea, with all the bad experiences of breakups and betrayals, it won’t be as exciting as the former case.

My idea of marriage may seem conservative or kolot but that’s how I see it. This is an incomplete post on my incomplete thought. Feel free to comment and remember, attack the idea, not the person.

I’m excited to bring the first daily deal which is:

Swiss Legend 90013-11 Swiss Quartz Stainless Steel Black Multi-Textured GMT Dial 100M Mens Watch - RM410

For over a quarter of a century, the makers of Swiss Legend have carved out a legendary reputation by manufacturing timepieces steeped in tradition, design and functionality. At the very core of the Swiss Legend design philosophy rests their commitment to introducing stylish and distinctive watches that harmoniously balance cutting-edge design with old-world precision and accuracy.

This is one cool watch! It features GMT World Time functionality (controlled by the Crown at the 10:00 hour position) with World Cities Scale on outer dial, a precise 515.24H Swiss Quartz movement, a stainless steel bezel with a seconds scale & engraved chapter markers, a multi-textured jet black dial with silvertone luminous hands, red seconds hand, a black/red GMT hand and luminous Arabic numerals & hour markers, a scratch-resistant Sapphire coated mineral crystal, date display window located at 3:00, screwdown stainless steel crown and a brushed and polished solid stainless steel triple-link bracelet secured by a hidden push-button safety deployment clasp. With water resistance to 100 Meters (330 Feet - 10ATM), the Swiss Legend 90013-11 GMT watch is truly a versatile and stylish watch that is engineered to last a lifetime. Get yours today!

Detailed Specifications
Model Brand New Swiss Legend 90013-11 Mens GMT World Time Watch
List Price $695.00 USD
Case Material Polished Stainless Steel
Case Dimensions 45mm (1.77") Diameter, 14mm (0.6") Thick
Movement 515.24H Swiss Quartz Movement
Crystal Scratch Resistant Sapphire Coated Mineral Crystal
Bezel Silvertone Stainless Steel Bezel with Seconds Scale & Engraved Chapter Markers
Crown Screwdown Stainless Steel Crown at the 3:00 Hour Position for Local Time Setting, Stainless Steel Crown at the 10:00 Hour Position for GMT World Time Setting
Dial Jet Black Dial with Textured Center featuring World Cities Scale on Outer Dial, Silvertone Hands and Hour Markers, Red Seconds Hand, Red/Black GMT Hand
Calendar Date Display Window located at the 3:00 Hour Position
Luminous Luminous Hands, Arabic Numerals and Hour Markers
Bracelet-Strap Triple-Link Brushed and Polished Solid Silvertone Stainless Steel Bracelet (24mm (0.94") Wide, Adjustable to 10.5" Length)
Clasp Type Push-Button Hidden Deployment Safety Clasp
Water Resistance 100 Meters (330 Feet - 10 ATM)
Warranty 1 Year Local Manufacturer warranty

Big Picture:

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How Dollar Cost Averaging Works
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Say you have $100 and you buy a stock that costs $10 per share. That means you buy 10 shares. Next month, you save another $100, which you place into the same fund, only now the shares are just $5. Thus, you buy 20 shares. What’s the average price of all your shares?

If you said $7.50, you’re wrong.

You invested $200 ($100 per month over two months) and you own 30 shares (you bought 10 shares, then 20). Divide $200 by 30 shares and you’ll find that the answer is $6.67.

Why did you think the answer was $7.50?

Because you used the arithmetic mean ($10 + $5 divided by 2 = $7.50). But I used the harmonic mean ($200 divided by 30). Thus, we’re both right — the average price is $7.50, but the average cost is $6.67. Since the harmonic mean always produces a lower number than the arithmetic mean, you have a built-in profit!

Dollar cost averaging succeeds because you buy fewer shares at higher prices and relatively more shares at lower prices. To make it work for you, simply invest a specific amount of money at a specific interval. Perhaps $100 per month, $25 per quarter or a $3,000 IRA each year. It does not matter as long as you are consistent. Be sure to invest at each interval, regardless of what the stock market is doing at the moment.

In fact, dollar cost averaging helps you overcome your fear that you’ll invest at the top of the market. If you had invested $1,000 in the S&P 500 on January 1 of every year from 1965 through 2002, you’d have earned an average annual return of 10.2%. But if you got really lucky and were able to make your investments on the one day each year when prices were at their lowest, you’d have averaged 10.9% instead. But, knowing your luck, it’s more likely that you’d have picked the worst day to invest each year. If so, your average annual return would have been 9.8%.

As you can see, it doesn’t much matter when you invest when you dollar cost average. It only matters that you do invest and that you stay invested. "Timing" doesn’t matter — "time in" does.*

~excerpt from the Truth About Money by Ric Edelman

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There are many things that make mybrute work. First, it’s simple interface. To start challenge your friend, just put your brute name in a box and you are done. What you have to do next is just spread your link (mine is http://yosh3ll.mybrute.com. Challenge me!) and you will see your character crushing its opponent. You have 6 opportunities to challenge opponents on the first day and later it will be reduced to 3 per day.

One addictive feature is its equipments. Once you have gained enough experience challenging others (you don’t get experience by being challenged), you will have some random power or equipment to help you in your fight. This motivation alone will keep you coming everyday to maximize your experience. You will also gain additional experience if you initiate new brute by inviting new people in.

How MyBrute generates its income?

For the time being, MyBrute is earning its income by selling advertisement impressions. Imagine people are keep coming each day to maximize their experience. Plus, they will keep promoting their link to friends to gain additional experience and also to spread their bragging right. This will create new users and the process repeats. Right now MyBrute.com is in the list of top 3000 websites in the world(alexa ranking) in just 1 month of release. It was released in early April 2009.

If you search for “MyBrute Hack” you will find many sneaky people trying to con others to sign up under their link by saying their link has glitches or whatsover and you have to challenge them to get the super experience.

New Idea, New way of making money

MyBrute is a very powerful new concept of how you can integrate viral marketing with gaming. Without realizing it, the users are are the one who do all the work, either by words of mouth, linking, spamming or conning and they are happy doing it.

If you ready to join the madness, don’t forget to challenge me at http://yosh3ll.mybrute.com

So what is Fiat Money?

Historically, money was backed by precious metal such as gold and silver. During World War 2, many nations needed more money to support their war. To overcome this, the US government printed more money to pay for military expenditures. All of these money were not backed by gold and thus called fiat money.

Is there any value on Fiat Money?

People might think that fiat money carries no value as it’s not backed by anything. While it’s not backed by gold, fiat money is valuable as it’s accepted as a legal tender by the US government. So all services, products and other assets in the US are backing up this fiat money. The stronger the economy and the financial status of a nation, the higher the value of their currency.

What happened to gold standard?

It’s dead. No government today have 100% money backed by gold. The United States stopped the conversion of dollar to gold in 1971(Nixon Shock). That means you cannot exchange your dollar into gold. If you still want gold, you need to go nearest the Tiffany & Co and buy some nice Return to Tiffany™ gold pendants.

Money is always an interesting story. We spend it every day while we get it every month. If you would like to read more about money, here are some places to start:

Gold Standard - The history and the demise of gold standard.

Fiat money - Further readings on fiat money.

How to create money - Interesting title but it’s not what you’d think

First of all, he’s not genius, he just knew all the answers. Can anyone be that lucky? Even so, how can he remembered all the stuff. Yeah, I know most events that related to the questions are very significant to him. Maybe that makes it a great story but to remember most the stuff that happened when you were young is illogical.

The world is full of hatred and misfortune. That’s the message that is chanted every minutes in the film. His brother sold his Amitabh Bachchan autograph, his mother was killed by religious war, his millionaire game host tried to deceive him, his heedless love was stuck with mob boss and so on. The world might have all that but the movie makes it look like the world purposely done so to make him suffer, without justice nor humanity.

I hate the climax as well. He won money. Nothing more than materialistic and sordid award for his sufferings.

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This is the latest entry of my bulk in Lowyat.net. Here is Garmin 200W 2009 edition. In short, the main difference from older 200W is its firmware. 2009 edition is equipped with 2×5 firmware which features friendlier interface, more features and greater performance. In this mini review, I use some screenshots from 200 vs 205 to show the comparison. 200W 2009 will have bigger screen compared to 200/205.

200W 2009 Edition

Faster startup time:

The first improvement is startup time. In my test, it took 9 second for 2009 Edition to start up and come to “I Agree” screen. Old 200W took 18 second

Friendlier user interface:

Below is the new interface for 200W 2009 edition.

New high sensitive sensor:

Thanks to more sensitive sensor, gps lock up time has been considerably reduce, allowing you to get a fix faster. Here is side by side comparison, the right gps is 2009 Edition while the left one is normal 200W. In this test both were switched on at the same time and I put both against the window.

After 30 seconds

After approximately 5 minutes:

New map interface:

nüvi 2×5’s map screen has several important new enhancements:

1. Upcoming turn arrow displays the distance and direction of the next turn. Tapping on this icon brings up a more detailed, 2-D view of the turn.
2. Speed limit information is now displayed on the map
3. Current speed is now displayed in the left data field on the information bar

Improved address confirmation page:

Improved Input layout:

Where I am feature:

Highly convenience feature.

Availability:Tuesday 27th Jan.

Delivery Method: COD in Cheras area or Poslaju(free)

Price : RM850 (volume discount available)

Warranty: 1 Year Garmin US (First 3 months is 1 to 1 local warranty)

Note: I have several units ready for COD now until Monday 25th in Kota Bharu, Kelantan. After that, COD is in Cheras.

For ordering, email is in Contact page. Here’s my lowyat thread.

FAQ

Is it original product?

Absolutely. This is an official garmin product before Garmin marketing team renamed to 205W to differentiate its new features. I’m not sure whether this product is exactly the same with 205W but it has most functions and advantages that 205W has.

Why I should buy 200W 2009 instead of 205W.

Simple answer, the price. LYN lowest price is around RM950 for 205W. I’m offering further discount if  you are buying more than one. With 200W 2009 edition, you get the best of both world, cheap price of 200W and exciting new features of 205W.

Where do you get the product from?

I have supplier contact in the US with a lot of 2009 stock. They were just filling up their stock when Garmin decided to rebrand their GPS line. They are having difficulty selling it in the US because it has to be marketed as 200W and no one knows about its new firmware.

What about warranty?

Garmin produces reliable GPS products. We have thoroughly checked their quality before sending to Malaysia. If there is manufacturer defect, we are happy to give one to one warranty for 3 months. After that period, it will fall into Garmin US warranty for another 9 months for a total of 1 year warranty. We will help you to claim warranty from Garmin US in this period but the shipping cost is buyer’s responsibility.

Need more info?

GPStracklog 205W review

GPS Magazine 200 vs 205 comparison

Amazon 205W user reviews

source 1,2

I wrote this around 2 years ago. I can still recall my passions back then. I was so excited earning money by blogging, learning about wordpress and investing on unit trust.

Well as you might notice, I rarely wrote posts, none of them lately is about investing and wordpress is not part of my daily readings anymore. My interests have changed but I’m still doing some of old stuffs, just not as much as it used to be.

I’m spending my winter break doing nothing. That’s why I keep thinking about myself and my future a lot(that, and a lot of sleeping).

I missed the time when I did the iphone business. It was so exciting. Imagine going to Apple store early in the morning. While people were rushing to work, I strolled loosely amid the darkness of emerging morning, along the the walkway of Plaza Hotel(where Home Run movie was shot). I missed a couple of classes but compared to experience that I had, it’s worth it. Don’t tell my mother I said that though. It’s hard to get the same excitement again.

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