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    <title>The Issues and Answers Podcast</title>
    <link>http://www.ambest.com/review/issuesandanswers.pdf</link>
    <description>A special section published in Best's Review magazine in which experts discuss new capabilities and opportunities for insurers.</description>
    <language>en-us</language>
    <copyright>Copyright 2020 729529</copyright>
    <pubDate/>
    <lastBuildDate/>
    <webMaster>news@ambest.com</webMaster>
    <itunes:subtitle>A special section published in Best's Review magazine in which experts discuss new capabilities and opportunities for insurers.</itunes:subtitle>
    <itunes:author>Best's Review magazine</itunes:author>
    <itunes:summary>A special section published in Best's Review magazine in which experts discuss new capabilities and opportunities for insurers.</itunes:summary>
    <itunes:explicit>no</itunes:explicit>
    <itunes:image href="http://www.ambest.com/review/images/IssueandAnswersICON.jpg"/>
    
    <itunes:category text="Business"><itunes:category text="Business News"/></itunes:category><item>
      <title>NAPSLO: Opportunity Abounds in E&amp;S</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar15_NAPSLO.mp3</link>
      <description>Hank Haldeman, president of NAPSLO, spoke about career opportunities for young talent in E&amp;S insurance.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Fri, 27 Feb 2015 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar15_NAPSLO.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Hank Haldeman, president of NAPSLO, spoke about career opportunities for young talent in E&amp;S insurance.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Hank Haldeman, president of NAPSLO, spoke about career opportunities for young talent in E&amp;S insurance.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>The Institutes is Your Career Partner</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar15_TheInstitutes.mp3</link>
      <description>Anita Bourke, executive vice president of The Institutes, spoke about how professionals should determine what courses could help fast-track their career.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Fri, 27 Feb 2015 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar15_TheInstitutes.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Anita Bourke, executive vice president of The Institutes, spoke about how professionals should determine what courses could help fast-track their career.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Anita Bourke, executive vice president of The Institutes, spoke about how professionals should determine what courses could help fast-track their career.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Tokio Marine Specialty Features Multi Line Environmental Coverage</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Jan15_TokioMarine.mp3</link>
      <description>Scott Bayer, SVP of Tokio Marine Specialty discusses the company's MELC product whcih stands for multi line environmental coverage, a combined GL and environmental form.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 31 Dec 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Jan15_TokioMarine.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Scott Bayer, SVP of Tokio Marine Specialty discusses the company's MELC product whcih stands for multi line environmental coverage, a combined GL and environmental form.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Scott Bayer, SVP of Tokio Marine Specialty discusses the company's MELC product whcih stands for multi line environmental coverage, a combined GL and environmental form.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>ReSource Pro: Insurance Operations Excellence</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Jan15_ResourcePro.mp3</link>
      <description>Daniel Epstein, the CEO of ReSource Pro, says there’s been a relative neglect of looking at insurance operations as a driver of profitable growth.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 31 Dec 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Jan15_ResourcePro.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Daniel Epstein, the CEO of ReSource Pro, says there’s been a relative neglect of looking at insurance operations as a driver of profitable growth.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Daniel Epstein, the CEO of ReSource Pro, says there’s been a relative neglect of looking at insurance operations as a driver of profitable growth.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>A Product Driven Underwriting Platform</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct14_AAIS_FJA.mp3</link>
      <description>Mark Dutton, CEO of FJA, and Truman Esmond, vice president of customer engagement for AAIS, spoke with Best’s Review about their strategic partnership to create the AAIS Underwriting Platform.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 29 Sep 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct14_AAIS_FJA.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Mark Dutton, CEO of FJA, and Truman Esmond, vice president of customer engagement for AAIS, spoke with Best’s Review about their strategic partnership to create the AAIS Underwriting Platform.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Mark Dutton, CEO of FJA, and Truman Esmond, vice president of customer engagement for AAIS, spoke with Best’s Review about their strategic partnership to create the AAIS Underwriting Platform.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>EIS Builds 'Future Proof' Systems</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct14_EIS.mp3</link>
      <description>Chuck Johnson, chief marketing officer for EIS Group, said the question is going to become: Where does an Apple Watch or Google Glass fit into the customer’s arrangement with their insurance company?</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 29 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Chuck Johnson, chief marketing officer for EIS Group, said the question is going to become: Where does an Apple Watch or Google Glass fit into the customer’s arrangement with their insurance company?</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Chuck Johnson, chief marketing officer for EIS Group, said the question is going to become: Where does an Apple Watch or Google Glass fit into the customer’s arrangement with their insurance company?</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Vertafore Forecasts Clouds</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct14_Vertafore.mp3</link>
      <description>Greg Wright, SVP agency management systems for Vertafore, said today’s modern producer needs to have the right content and solutions at their finger tips, anytime, anywhere, using any device.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 29 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Greg Wright, SVP agency management systems for Vertafore, said today’s modern producer needs to have the right content and solutions at their finger tips, anytime, anywhere, using any device.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Greg Wright, SVP agency management systems for Vertafore, said today’s modern producer needs to have the right content and solutions at their finger tips, anytime, anywhere, using any device.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>ACE Commercial Risk Services: Productivity Optimized</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_Ace.mp3</link>
      <description>David Lupica, Division President, ACE Commercial Risk Services, works with brokers every day who tell him they are looking for ways to improve their transactions and margins on small accounts.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>David Lupica, Division President, ACE Commercial Risk Services, works with brokers every day who tell him they are looking for ways to improve their transactions and margins on small accounts.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>David Lupica, Division President, ACE Commercial Risk Services, works with brokers every day who tell him they are looking for ways to improve their transactions and margins on small accounts.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Freedom Specialty Insurance: Cyber is Soaring</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_FreedomSpecialty.mp3</link>
      <description>John Merchant, AVP Cyber and Professional Liability, Freedom Specialty Insurance Company said that agents should be aware that most cyber products are much more than just a policy.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>John Merchant, AVP Cyber and Professional Liability, Freedom Specialty Insurance Company said that agents should be aware that most cyber products are much more than just a policy.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>John Merchant, AVP Cyber and Professional Liability, Freedom Specialty Insurance Company said that agents should be aware that most cyber products are much more than just a policy.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>IDT911: Breach Patrol</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_IdentityTheft911.mp3</link>
      <description>Alex Tsetsenekos, Chief Strategy Officer for IDT911 said that cyber insurance in many ways is traditional insurance, in terms of your first and third party coverages.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Alex Tsetsenekos, Chief Strategy Officer for IDT911 said that cyber insurance in many ways is traditional insurance, in terms of your first and third party coverages.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Alex Tsetsenekos, Chief Strategy Officer for IDT911 said that cyber insurance in many ways is traditional insurance, in terms of your first and third party coverages.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>AIG Programs: Going the Distance</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_AIGPrograms.mp3</link>
      <description>Ethan Allen, Executive for AIG Programs said the company offers products both on admitted and non-admitted paper and in terms of transacting business.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Ethan Allen, Executive for AIG Programs said the company offers products both on admitted and non-admitted paper and in terms of transacting business.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Ethan Allen, Executive for AIG Programs said the company offers products both on admitted and non-admitted paper and in terms of transacting business.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>NAPSLO: Value Proposition</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_NAPSLO.mp3</link>
      <description>NAPSLO Vice President Hank Haldeman said that under his leadership the organization will have a two-pronged approach to legislative advocacy.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_NAPSLO.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>NAPSLO Vice President Hank Haldeman said that under his leadership the organization will have a two-pronged approach to legislative advocacy.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>NAPSLO Vice President Hank Haldeman said that under his leadership the organization will have a two-pronged approach to legislative advocacy.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Philadelphia Insurance: Relationships Matter</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_PhiladelphiaInsurance.mp3</link>
      <description>Ziad Kubursi, SVP, head of the management and professional liability division for Philadelphia Insurance Companies (PHLY), said the company’s specialty lines unit has always prided itself on being mainly a small- to medium-size enterprise operation.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_PhiladelphiaInsurance.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Ziad Kubursi, SVP, head of the management and professional liability division for Philadelphia Insurance Companies (PHLY), said the company’s specialty lines unit has always prided itself on being mainly a small- to medium-size enterprise operation.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Ziad Kubursi, SVP, head of the management and professional liability division for Philadelphia Insurance Companies (PHLY), said the company’s specialty lines unit has always prided itself on being mainly a small- to medium-size enterprise operation.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Scottsdale Puts the Pro in Programs</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_Scottsdale.mp3</link>
      <description>Heather Jordan, Senior Director of Programs for Scottsdale Insurance, said that Programs have become one of the fastest growing segments of commercial insurance</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_Scottsdale.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Heather Jordan, Senior Director of Programs for Scottsdale Insurance, said that Programs have become one of the fastest growing segments of commercial insurance</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Heather Jordan, Senior Director of Programs for Scottsdale Insurance, said that Programs have become one of the fastest growing segments of commercial insurance</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Western Heritage: Integrating Solutions</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_WesternHertiage.mp3</link>
      <description>Paul Bunce, senior director of personal lines for Western Heritage Insurance, said that from an automation standpoint the industry has done a good job of advancing the use of technology for rating and issuance of personal lines.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sun, 1 Sep 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept14_WesternHertiage.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Paul Bunce, senior director of personal lines for Western Heritage Insurance, said that from an automation standpoint the industry has done a good job of advancing the use of technology for rating and issuance of personal lines.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Paul Bunce, senior director of personal lines for Western Heritage Insurance, said that from an automation standpoint the industry has done a good job of advancing the use of technology for rating and issuance of personal lines.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Pinnacle Actuarial Resources: Expert Captive Analysis</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_Pinnacle.mp3</link>
      <description>Rob Walling, principal and consulting actuary for Pinnacle Actuarial Resources, explains that actuaries, because of their experience with both the structures of captives and the coverages that are being provided, can offer insights that the captive manager might not have the same perspective on.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 31 Jul 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_Pinnacle.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Rob Walling, principal and consulting actuary for Pinnacle Actuarial Resources, explains that actuaries, because of their experience with both the structures of captives and the coverages that are being provided, can offer insights that the captive manager might not have the same perspective on.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Rob Walling, principal and consulting actuary for Pinnacle Actuarial Resources, explains that actuaries, because of their experience with both the structures of captives and the coverages that are being provided, can offer insights that the captive manager might not have the same perspective on.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Milliman: Arius Transforms Reserving</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_Milliman.mp3</link>
      <description>David Kennerud, principal and consulting actuary for Milliman, discusses how the Arius system is designed to customize workflow so that you can work the way you want to.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 31 Jul 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>David Kennerud, principal and consulting actuary for Milliman, discusses how the Arius system is designed to customize workflow so that you can work the way you want to.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>David Kennerud, principal and consulting actuary for Milliman, discusses how the Arius system is designed to customize workflow so that you can work the way you want to.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Hawaii: Aloha Captive Insurers</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_Hawaii.mp3</link>
      <description>Sanford Saito, captive insurance administrator for Hawaii, explains why 17 new captives were formed in the domicile in 2013 and what makes Hawaii an attractive domicile.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 31 Jul 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Sanford Saito, captive insurance administrator for Hawaii, explains why 17 new captives were formed in the domicile in 2013 and what makes Hawaii an attractive domicile.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Sanford Saito, captive insurance administrator for Hawaii, explains why 17 new captives were formed in the domicile in 2013 and what makes Hawaii an attractive domicile.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>First State is First Choice for Captives</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_Delaware.mp3</link>
      <description>Steve Kinion, Director of the Delaware Bureau of Captives and Financial Insurance Products, explains how the state is always looking at new innnovations for capties as alternative risk transfere vehicles.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 31 Jul 2014 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Steve Kinion, Director of the Delaware Bureau of Captives and Financial Insurance Products, explains how the state is always looking at new innnovations for capties as alternative risk transfere vehicles.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Steve Kinion, Director of the Delaware Bureau of Captives and Financial Insurance Products, explains how the state is always looking at new innnovations for capties as alternative risk transfere vehicles.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>IMAC: Clearly Better Business</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_IMAC.mp3</link>
      <description>Rob Leadbetter, Chairman of the Insurance Managers Association of Cayman, said there are over 5,000 captives globally and Cayman remains the second-largest domicile in the industry.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 31 Jul 2014 12:00:00 EST</pubDate>
      <enclosure length="774558" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_IMAC.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug14_IMAC.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Rob Leadbetter, Chairman of the Insurance Managers Association of Cayman, said there are over 5,000 captives globally and Cayman remains the second-largest domicile in the industry.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Rob Leadbetter, Chairman of the Insurance Managers Association of Cayman, said there are over 5,000 captives globally and Cayman remains the second-largest domicile in the industry.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Mobile UBI Promises Zero to Live in 90 Days</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14DrivewaySoftware.mp3</link>
      <description>Jake Diner, CEO of Driveway Software says the UBI market has forever changed with the introduction of Driveway’s smartphone-deployed, cloud-based UBI Platform.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
      <enclosure length="7185687" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14DrivewaySoftware.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14DrivewaySoftware.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Jake Diner, CEO of Driveway Software says the UBI market has forever changed with the introduction of Driveway’s smartphone-deployed, cloud-based UBI Platform.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Jake Diner, CEO of Driveway Software says the UBI market has forever changed with the introduction of Driveway’s smartphone-deployed, cloud-based UBI Platform.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Excess &amp; Surplus Growing</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14Lexington.mp3</link>
      <description>Lexington Insurance President and CEO Jeremy Johnson said industries like energy, construction and transportation have all been improving, and the improved exposure bases within these segments are driving premium growth in the E&amp;S sector.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14Lexington.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Lexington Insurance President and CEO Jeremy Johnson said industries like energy, construction and transportation have all been improving, and the improved exposure bases within these segments are driving premium growth in the E&amp;S sector.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Lexington Insurance President and CEO Jeremy Johnson said industries like energy, construction and transportation have all been improving, and the improved exposure bases within these segments are driving premium growth in the E&amp;S sector.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>NAPSLO: Meeting Customer Needs</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14NAPSLO.mp3</link>
      <description>NAPSLO Executive Director Brady Kelley said retail agents and insurance buyers can rely on wholesalers in their professional and expert approach to finding the right solution for their clients.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14NAPSLO.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>NAPSLO Executive Director Brady Kelley said retail agents and insurance buyers can rely on wholesalers in their professional and expert approach to finding the right solution for their clients.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>NAPSLO Executive Director Brady Kelley said retail agents and insurance buyers can rely on wholesalers in their professional and expert approach to finding the right solution for their clients.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Tokio Marine Specialty Continues to Stand Out</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14TokioMarine.mp3</link>
      <description>Scott Bayer, senior vice president of Tokio Marine Specialty Insurance Company, says the company differentiates itself by product offering.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14TokioMarine.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Scott Bayer, senior vice president of Tokio Marine Specialty Insurance Company, says the company differentiates itself by product offering.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Scott Bayer, senior vice president of Tokio Marine Specialty Insurance Company, says the company differentiates itself by product offering.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Pinnacle Actuarial Resources Drives Profits Through Analytics</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14PinnacleActuarial.mp3</link>
      <description>Roosevelt Mosley, Principal and Consulting Actuary for Pinnacle Actuarial Resources Inc., says the ultimate goal with predictive analytics is to better understand the data and the information at hand.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14PinnacleActuarial.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Roosevelt Mosley, Principal and Consulting Actuary for Pinnacle Actuarial Resources Inc., says the ultimate goal with predictive analytics is to better understand the data and the information at hand.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Roosevelt Mosley, Principal and Consulting Actuary for Pinnacle Actuarial Resources Inc., says the ultimate goal with predictive analytics is to better understand the data and the information at hand.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Vertafore Offers Big Data Solutions</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14Vertafore.mp3</link>
      <description>Bill Reid, VP in Product Management for Vertafore, said that for 30 years the company has been building software so the independent insurance agents can manage their business by easily connecting to the carriers so both sides can grow their business.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14Vertafore.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Bill Reid, VP in Product Management for Vertafore, said that for 30 years the company has been building software so the independent insurance agents can manage their business by easily connecting to the carriers so both sides can grow their business.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Bill Reid, VP in Product Management for Vertafore, said that for 30 years the company has been building software so the independent insurance agents can manage their business by easily connecting to the carriers so both sides can grow their business.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Western Heritage Puts Garage Coverage in Drive</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14WesternHeritage.mp3</link>
      <description>Dan Bergman, Senior Director for Garage at Western Heritage, says garage business has been a cornerstone for the company for many years. Its focus regarding underwriting and claims helps set the company apart from the competition.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 30 Apr 2014 12:00:00 EST</pubDate>
      <enclosure length="2625334" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14WesternHeritage.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May14WesternHeritage.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Dan Bergman, Senior Director for Garage at Western Heritage, says garage business has been a cornerstone for the company for many years. Its focus regarding underwriting and claims helps set the company apart from the competition.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Dan Bergman, Senior Director for Garage at Western Heritage, says garage business has been a cornerstone for the company for many years. Its focus regarding underwriting and claims helps set the company apart from the competition.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Lexington Has Winning Programs</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Lexington.mp3</link>
      <description>Ethan Allen of Lexington Insurance Company, says "with regard to providing insurance, we continue our quest to understand the evolving needs of the segments we serve."</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 30 Sep 2013 12:00:00 EST</pubDate>
      <enclosure length="4548466" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Lexington.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Lexington.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Ethan Allen of Lexington Insurance Company, says "with regard to providing insurance, we continue our quest to understand the evolving needs of the segments we serve."</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Ethan Allen of Lexington Insurance Company, says "with regard to providing insurance, we continue our quest to understand the evolving needs of the segments we serve."</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Philadelphia Ins.Cos.' Value Proposition</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Philadelphia.mp3</link>
      <description>Ziad Kubursi, Senior Vice President and Head of the Management &amp; Professional Liability Division of Philadelphia Insurance Companies, says "we listen to our customers and gauge their responses to better understand their needs."</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 30 Sep 2013 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Philadelphia.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Ziad Kubursi, Senior Vice President and Head of the Management &amp; Professional Liability Division of Philadelphia Insurance Companies, says "we listen to our customers and gauge their responses to better understand their needs."</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Ziad Kubursi, Senior Vice President and Head of the Management &amp; Professional Liability Division of Philadelphia Insurance Companies, says "we listen to our customers and gauge their responses to better understand their needs."</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Freedom: Experts in EPLI</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Freedom.mp3</link>
      <description>Joseph Werner of Freedom Specialty said that despite recent Supreme Court decisions that appear favorable for employers, employers still need to be on guard for the possibility of significant employment claims.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 30 Sep 2013 12:00:00 EST</pubDate>
      <enclosure length="6328967" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Freedom.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct13Freedom.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Joseph Werner of Freedom Specialty said that despite recent Supreme Court decisions that appear favorable for employers, employers still need to be on guard for the possibility of significant employment claims.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Joseph Werner of Freedom Specialty said that despite recent Supreme Court decisions that appear favorable for employers, employers still need to be on guard for the possibility of significant employment claims.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Talent Plus Capital Equals Lexington</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13Lexington.mp3</link>
      <description>David Bresnahan and Vince Pugliese of Lexington Insurance discuss what continues to make their company a dominant force in the E&amp;S business.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Fri, 26 Apr 2013 12:00:00 EST</pubDate>
      <enclosure length="2490466" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13Lexington.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13Lexington.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>David Bresnahan and Vince Pugliese of Lexington Insurance discuss what continues to make their company a dominant force in the E&amp;S business.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>David Bresnahan and Vince Pugliese of Lexington Insurance discuss what continues to make their company a dominant force in the E&amp;S business.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Scottsdale Insurance Company: 30 Years and Still Growing</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13Scottsdale.mp3</link>
      <description>John Goodloe, senior vice president of brokerage at Scottsdale Insurance Company, explains that leadership is the reason Scottsdale Insurance Company is successful.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Fri, 26 Apr 2013 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13Scottsdale.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>John Goodloe, senior vice president of brokerage at Scottsdale Insurance Company, explains that leadership is the reason Scottsdale Insurance Company is successful.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>John Goodloe, senior vice president of brokerage at Scottsdale Insurance Company, explains that leadership is the reason Scottsdale Insurance Company is successful.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>The Century Advantage</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13CenturySurety.mp3</link>
      <description>Christopher Timm, president of Century Surety Company, explains the changing environment that impacts insurance transactions.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Fri, 26 Apr 2013 12:00:00 EST</pubDate>
      <enclosure length="2969224" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13CenturySurety.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May13CenturySurety.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Christopher Timm, president of Century Surety Company, explains the changing environment that impacts insurance transactions.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Christopher Timm, president of Century Surety Company, explains the changing environment that impacts insurance transactions.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>      
    <item>
      <title>Starr Marine Differentiates Itself with Clients</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Dec12StarrMarine.mp3</link>
      <description>David French, president of Starr Marine, explains how the full marine line insurer is able to standout in today's competitive marketplace.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 13 Dec 2012 12:00:00 EST</pubDate>
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      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Dec12StarrMarine.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>David French, president of Starr Marine, explains how the full marine line insurer is able to standout in today's competitive marketplace.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>David French, president of Starr Marine, explains how the full marine line insurer is able to standout in today's competitive marketplace.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Conning's Steve Sonlin on Optimizing Capital</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Conning.mp3</link>
      <description>Conning's Steve Sonlin explains how risk and capital management has always been an important part of insurance companies' operations and Conning understands the importance of that role.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="2775429" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Conning.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Conning.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Conning's Steve Sonlin explains how risk and capital management has always been an important part of insurance companies' operations and Conning understands the importance of that role.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Conning's Steve Sonlin explains how risk and capital management has always been an important part of insurance companies' operations and Conning understands the importance of that role.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>        
    <item>
      <title>Insurers Get Served</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12CTCorporation.mp3</link>
      <description>Kim Gilbertson, director of corporate operations for CT Corporation, said the insurance industry continues to be among the largest targets of civil action in the country.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="2703364" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12CTCorporation.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12CTCorporation.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Kim Gilbertson, director of corporate operations for CT Corporation, said the insurance industry continues to be among the largest targets of civil action in the country.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Kim Gilbertson, director of corporate operations for CT Corporation, said the insurance industry continues to be among the largest targets of civil action in the country.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Price Optimization at the Tipping Point</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Earnix.mp3</link>
      <description>Meryl Golden, general manager for North America operations for Earnix, said companies that adopt price optimization realize substantial financial benefits.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="2450916" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Earnix.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Earnix.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Meryl Golden, general manager for North America operations for Earnix, said companies that adopt price optimization realize substantial financial benefits.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Meryl Golden, general manager for North America operations for Earnix, said companies that adopt price optimization realize substantial financial benefits.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>The CARA Toolset Advantage</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12GRNEAM.mp3</link>
      <description>Bob Emery of GR-NEAM explains how the CARA® toolset is GR-NEAM's proprietary capital and risk analytic platform, and is an integral component of the investment technology solutions.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="3086005" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12GRNEAM.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12GRNEAM.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Bob Emery of GR-NEAM explains how the CARA® toolset is GR-NEAM's proprietary capital and risk analytic platform, and is an integral component of the investment technology solutions.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Bob Emery of GR-NEAM explains how the CARA® toolset is GR-NEAM's proprietary capital and risk analytic platform, and is an integral component of the investment technology solutions.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Ironshore Insurance Services on Privacy Enhancement</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Ironshore.mp3</link>
      <description>Kurtis Suhs, vice president at Ironshore Insurance Services®, said privacy and network security coverage is changing all the time as new data security threats, litigation and privacy regulations evolve.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="1392834" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Ironshore.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Ironshore.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Kurtis Suhs, vice president at Ironshore Insurance Services®, said privacy and network security coverage is changing all the time as new data security threats, litigation and privacy regulations evolve.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Kurtis Suhs, vice president at Ironshore Insurance Services®, said privacy and network security coverage is changing all the time as new data security threats, litigation and privacy regulations evolve.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>The ISO Risk Analyzer Advantage</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12ISO.mp3</link>
      <description>Robert Curry, assistant vice president and actuary at ISO, discusses how advanced analytics play a role in homeowners underwriting and ratings.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="2893812" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12ISO.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12ISO.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Robert Curry, assistant vice president and actuary at ISO, discusses how advanced analytics play a role in homeowners underwriting and ratings.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Robert Curry, assistant vice president and actuary at ISO, discusses how advanced analytics play a role in homeowners underwriting and ratings.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>MSB's Jerry Fox on Consumer Confidence</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12MSB.mp3</link>
      <description>MSB Vice President Jerry Fox explores the biggest challenges the independent agency market faces in writing homeowners business and how his company is addressing those needs.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="1490427" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12MSB.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12MSB.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>MSB Vice President Jerry Fox explores the biggest challenges the independent agency market faces in writing homeowners business and how his company is addressing those needs.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>MSB Vice President Jerry Fox explores the biggest challenges the independent agency market faces in writing homeowners business and how his company is addressing those needs.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>A Solid Partnership</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12se2.mp3</link>
      <description>Eric Rea, president of se2, explains why insurers are looking more toward the annuity market these days and how technology can help capture that market.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
      <enclosure length="1973816" type="audio/mpeg" url="http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12se2.mp3"/>
      <guid>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12se2.mp3</guid>
    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Eric Rea, president of se2, explains why insurers are looking more toward the annuity market these days and how technology can help capture that market.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Eric Rea, president of se2, explains why insurers are looking more toward the annuity market these days and how technology can help capture that market.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>A Model of Success</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12UltimateRiskSolutions.mp3</link>
      <description>Tom Burns, managing director for North America for Ultimate Risk Solutions, explains why dynamic financial analysis technology is important to insurers.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
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      <title>Making the Connection</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct12Vertafore.mp3</link>
      <description>Bruce Winterburn, vice president of industry relations for Vertafore, said agencies have to rethink their way of doing business and explains how his company can help do so.</description>
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      <category>Business</category>
      <pubDate>Thu, 20 Sep 2012 12:00:00 EST</pubDate>
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    <item>
      <title>Program Market Sees Strengthening of Rates</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept12LexingtonWillisProgramn.mp3</link>
      <description>Ethan Allen, senior vice president and program division executive for Lexington Insurance and David Hampson, president and CEO of Willis Program, discuss the program market.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sat, 01 Sep 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Ethan Allen, senior vice president and program division executive for Lexington Insurance and David Hampson, president and CEO of Willis Program, discuss the program market.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Ethan Allen, senior vice president and program division executive for Lexington Insurance and David Hampson, president and CEO of Willis Program, discuss the program market.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>        
    <item>
      <title>Addressing the Concerns of Network Security</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept12Freedom.mp3</link>
      <description>John Merchant of Freedom Specialty Insurance said that for anyone in business, security is a top priority. The data that companies hold should be recognized as an extremely valuable asset.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sat, 01 Sep 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>John Merchant of Freedom Specialty Insurance said that for anyone in business, security is a top priority. The data that companies hold should be recognized as an extremely valuable asset.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>John Merchant of Freedom Specialty Insurance said that for anyone in business, security is a top priority. The data that companies hold should be recognized as an extremely valuable asset.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>        
    <item>
      <title>Philadelphia Insurance: A Good Track Record Is Key</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Sept12Philadelphia.mp3</link>
      <description>Tom Herendeen of Philadelphia Insurance said that today's business environment is more challenging and changes faster than ever when it comes to matching up risks with the right products.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Sat, 01 Sep 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Tom Herendeen of Philadelphia Insurance said that today's business environment is more challenging and changes faster than ever when it comes to matching up risks with the right products.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Tom Herendeen of Philadelphia Insurance said that today's business environment is more challenging and changes faster than ever when it comes to matching up risks with the right products.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>  
    <item>
      <title>Actuaries Invaluable to Captives</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug12Pinnacle.mp3</link>
      <description>Rob Walling of Pinnacle Actuarial Resources explains the important role the actuary plays for the captive.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 1 Aug 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Rob Walling of Pinnacle Actuarial Resources explains the important role the actuary plays for the captive.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Rob Walling of Pinnacle Actuarial Resources explains the important role the actuary plays for the captive.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Actuaries Key in Formation of Captives</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Aug12Milliman.mp3</link>
      <description>Paul Struzzieri of Milliman explains that actuaries play an important role in the formation of a captive.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 1 Aug 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Paul Struzzieri of Milliman explains that actuaries play an important role in the formation of a captive.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Paul Struzzieri of Milliman explains that actuaries play an important role in the formation of a captive.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Arch's Edack on Financial Strength</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May12ArchInsurance.mp3</link>
      <description>John Edack, senior executive vice president and chief regional officer for Arch Insurance, says Arch is a financially strong company that provides a full range of products on a specialty basis.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 25 Apr 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>John Edack, senior executive vice president and chief regional officer for Arch Insurance, says Arch is a financially strong company that provides a full range of products on a specialty basis.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>John Edack, senior executive vice president and chief regional officer for Arch Insurance, says Arch is a financially strong company that provides a full range of products on a specialty basis.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Lexington Remains a Dominant E&amp;S Insurer</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May12Lexington.mp3</link>
      <description>A quartet of executives discuss what distinguishes Lexington Insurance in the Excess &amp; Surplus Market.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 25 Apr 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>A quartet of executives discuss what distinguishes Lexington Insurance in the Excess &amp; Surplus Market.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>A quartet of executives discuss what distinguishes Lexington Insurance in the Excess &amp; Surplus Market.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Western Heritage: We Stand Apart From the Rest</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May12WesternHeritage.mp3</link>
      <description>Anthony Washington and Stan Lam of Western Heritage explain why general agents who want to succeed will want to partner with Western Heritage.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 25 Apr 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Anthony Washington and Stan Lam of Western Heritage explain why general agents who want to succeed will want to partner with Western Heritage.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Anthony Washington and Stan Lam of Western Heritage explain why general agents who want to succeed will want to partner with Western Heritage.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Making Your Book of Business Profitable</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May12AAMGA.mp3</link>
      <description>Wayne Forest, president of the American Association of Managing General Agents, says that when a hard market comes the first thing you need to do is go back in to your book of business and get rid of the accounts that cost you money.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 25 Apr 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Wayne Forest, president of the American Association of Managing General Agents, says that when a hard market comes the first thing you need to do is go back in to your book of business and get rid of the accounts that cost you money.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Wayne Forest, president of the American Association of Managing General Agents, says that when a hard market comes the first thing you need to do is go back in to your book of business and get rid of the accounts that cost you money.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Underwriting is King in E&amp;S Market</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01May12Admiral.mp3</link>
      <description>Jim Carey, president and CEO of Admiral Insurance Company says in the E&amp;S world, chaos equals opportunity.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 25 Apr 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Jim Carey, president and CEO of Admiral Insurance Company says in the E&amp;S world, chaos equals opportunity.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Jim Carey, president and CEO of Admiral Insurance Company says in the E&amp;S world, chaos equals opportunity.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>                           
    <item>
      <title>The Institutes' Anita Bourke</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar12AnitaBourkeTheInstitutes.mp3</link>
      <description>Anita Bourke, executive vice president at The Institutes, explains why professional development is the key to success.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 01 Mar 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Anita Bourke, executive vice president at The Institutes, explains why professional development is the key to success.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Anita Bourke, executive vice president at The Institutes, explains why professional development is the key to success.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>SIAA's James Massielo</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar12JamesMassieloSIAA.mp3</link>
      <description>James Massielo, chairman of the Strategic Insurance Agency Alliance, says that SIAA is constantly evolving and always looking to improve upon what they say they already do better than anyone.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 01 Mar 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>James Massielo, chairman of the Strategic Insurance Agency Alliance, says that SIAA is constantly evolving and always looking to improve upon what they say they already do better than anyone.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>James Massielo, chairman of the Strategic Insurance Agency Alliance, says that SIAA is constantly evolving and always looking to improve upon what they say they already do better than anyone.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>CPCU Society's Steve McElhiney</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Mar12SteveMcElhineyCPCU.mp3</link>
      <description>Steve McElhiney, the new president and chairman of the CPCU Society, says younger CPCUs are looking for virtual interaction opportunities and the efforts of The Institutes will greatly enhance what they have done to date.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Thu, 01 Mar 2012 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Steve McElhiney, the new president and chairman of the CPCU Society, says younger CPCUs are looking for virtual interaction opportunities and the efforts of The Institutes will greatly enhance what they have done to date.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Steve McElhiney, the new president and chairman of the CPCU Society, says younger CPCUs are looking for virtual interaction opportunities and the efforts of The Institutes will greatly enhance what they have done to date.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Don Harrell of  Liberty International Underwriters on the Marine Market</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Dec11LibertyInternationalUnderwriters.mp3</link>
      <description>Don Harrell, senior vice president for Marine at Liberty International Underwriters, discusses the main issues impacting the marine market.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 21 Nov 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Don Harrell, senior vice president for Marine at Liberty International Underwriters, discusses the main issues impacting the marine market.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Don Harrell, senior vice president for Marine at Liberty International Underwriters, discusses the main issues impacting the marine market.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>    
    <item>
      <title>Joe Corey and Beth Bronger-Jones of Hartford on Logistics Industry</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Dec11TheHartford.mp3</link>
      <description>Joe Corey, vice president of Hartford's Marine and Technology and Life Science Practices, and Beth Bronger-Jones, director of marine underwriting for Hartford, discuss the growing logistics industry and the ensuing coverage issues.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Mon, 21 Nov 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Joe Corey, vice president of Hartford's Marine and Technology and Life Science Practices, and Beth Bronger-Jones, director of marine underwriting for Hartford, discuss the growing logistics industry and the ensuing coverage issues.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Joe Corey, vice president of Hartford's Marine and Technology and Life Science Practices, and Beth Bronger-Jones, director of marine underwriting for Hartford, discuss the growing logistics industry and the ensuing coverage issues.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Conning's Sherri Manetta on Having a Good Financial Modeling Process</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct11Conning.mp3</link>
      <description>Sherri Manetta, head of operations for risk and capital solutions at Conning, explains the critical element of understanding risk is having a good financial modeling process.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Tue, 27 Sep 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Sherri Manetta, head of operations for risk and capital solutions at Conning, explains the critical element of understanding risk is having a good financial modeling process.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Sherri Manetta, head of operations for risk and capital solutions at Conning, explains the critical element of understanding risk is having a good financial modeling process.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>        
    <item>
      <title>Cutwater Asset Management on Risk Analysis Manager Tool</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct11Cutwater.mp3</link>
      <description>David Wilson and Alexander Ng explain Cutwater Asset Management's  dynamic financial analysis tool called the risk analysis manager.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Tue, 27 Sep 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>David Wilson and Alexander Ng explain Cutwater Asset Management's dynamic financial analysis tool called the risk analysis manager.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>David Wilson and Alexander Ng explain Cutwater Asset Management's dynamic financial analysis tool called the risk analysis manager.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>MSB's Aaron Mayfield on Managing a Company's Book of Business</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct11MSB.mp3</link>
      <description>Aaron Mayfield, director of MSB Commerical Solutions explains how organic growth is very hard to come by, so understanding and managing the book of business of a company has become increasingly important.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Tue, 27 Sep 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Aaron Mayfield, director of MSB Commerical Solutions explains how organic growth is very hard to come by, so understanding and managing the book of business of a company has become increasingly important.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Aaron Mayfield, director of MSB Commerical Solutions explains how organic growth is very hard to come by, so understanding and managing the book of business of a company has become increasingly important.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>ISO's Kevin Thompson on Customizable Models</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct11ISO.mp3</link>
      <description>Kevin Thompson, senior vice president of insurance services for ISO, explains how the models they produce are extremely flexible and customizable, and the information can be delivered in a number of different levels of detail.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Tue, 27 Sep 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Kevin Thompson, senior vice president of insurance services for ISO, explains how the models they produce are extremely flexible and customizable, and the information can be delivered in a number of different levels of detail.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Kevin Thompson, senior vice president of insurance services for ISO, explains how the models they produce are extremely flexible and customizable, and the information can be delivered in a number of different levels of detail.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>Vertafore's Sharath Dorbala on Distribution Channel Efficiency</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/01Oct11Vertafore.mp3</link>
      <description>Sharath Dorbala, senior vice president of product management and strategy at  Vertafore, explains how  his company is focusing on improving efficiency across the distribution channels-- not just in the silos.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Tue, 27 Sep 2011 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Sharath Dorbala, senior vice president of product management and strategy at Vertafore, explains how his company is focusing on improving efficiency across the distribution channels-- not just in the silos.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Sharath Dorbala, senior vice president of product management and strategy at Vertafore, explains how his company is focusing on improving efficiency across the distribution channels-- not just in the silos.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>                
    <item>
      <title>Brown Brothers Harriman's Joseph LoPorto on Captive Investment Portfolios</title>
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      <description>Peter Miller and Beth Sprinkel of the AICPCU discuss the new Comet Online Learning system.</description>
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      <title>A conversation with Chris Zaskes and Darryl Demos of Verint Systems</title>
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      <description>Chris Zaske and Darryl Demos of Verint System discuss how the Impact 360 gives insurers better data and control over their back office operations.</description>
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      <title>A conversation with Patrick Brandt of Skywire Software</title>
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      <title>A conversation with Sheryl Cox Christenson of Identity Theft 911</title>
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      <description>Sheryl Cox Christenson explains how Identity Theft 911 takes on the thorny task of resolving identity thefts on behalf of policyholders.</description>
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      <description>EXL Service's Yogendra Goyal explains how the focus on outsourcing has moved beyond cost control and into ways to improve business processes and raise customer satisfaction.</description>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>EXL Service's Yogendra Goyal explains how the focus on outsourcing has moved beyond cost control and into ways to improve business processes and raise customer satisfaction.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>EXL Service's Yogendra Goyal explains how the focus on outsourcing has moved beyond cost control and into ways to improve business processes and raise customer satisfaction.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>A conversation with Mike Fess of ImageRight</title>
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      <description>ImageRight's Mike Fess outlines the benefits of digitizing information when it comes through the door.</description>
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      <description>Trumbull Service's Brad Burdick outlines the advantages of outsourcing insurers' noncore processes.</description>
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      <title>A conversation with Brian Cohen of Clear Technologies</title>
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      <title>A conversation with Tom Gaillard of Bottomline Technologies</title>
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      <description>Tom Gaillard of Bottomline Technologies discusses how insurers are getting the upper hand in their outside legal relationships. It's about more than controlling costs.</description>
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      <title>A conversation with Craig Bedell of Pitney Bowes MapInfo and Simon Soles of Exclusive Analysis</title>
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      <title>A conversation with Stephen Korow of Decision Research</title>
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      <description>Stephen Korow explains how Decision Research's newest products interact with users through Excel, rather than proprietary interfaces.</description>
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      <pubDate>Mon, 24 Sep 2007 12:00:00 EST</pubDate>
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      <title>A conversation with Darren Klauser of CSC</title>
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      <description>Darren Klauser of CSC explains how CSC takes the guesswork out of developing new products with its Product Accelerator</description>
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      <title>Markel's Mark Nichols on Keeping Health Care Costs Down Through Sensible Plan Choices</title>
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      <description>Mark Nichols, vice president of Markel's Accident and Health Programs, says self-funding, short-term medical, limited benefit and stop loss plans are more appealing to employers looking to controlling health care costs than ever before.</description>
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      <pubDate>Wed, 17 Jun 2009 12:00:00 EST</pubDate>
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      <title>MedAmerica's Chris Perna on Unique LTC Offering as Worksite Benefit</title>
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      <description>Chris Perna, president of the MedAmerica Companies, says its Simplicity LTCI product is designed for baby boomers who want to be in control, providing a  monthly cash benefit directly to the policyholder.</description>
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      <description>Neal Lucchi, senior vice president of Worksite Products at HM Insurance group, talks about how its latest HM Worksite Advantage product line was built specifically to meet the needs of employee benefit brokers.</description>
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      <title>IMSA's Brian Atchinson and John Dohmen on Compliance Challenges Confronting Insurers </title>
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      <description>IMSA's Brian Atchinson, president and CEO, and John Dohmen, vice president and treasurer, talk about how its Web-based Clearinghouse system has helped make IMSA an industry leader in annuity suitability solutions.</description>
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      <title>GreatInsuranceJobs.com's Scott Kotroba on Matching Job Seekers to Companies in the Insurance Industry</title>
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      <description>Scott Kotroba, president and chief executive officer of GreatInsuranceJobs.com, says while its job postings and the resume database remain popular, its online career fair in particular has risen in prominence.</description>
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      <title>CheckFree's Michelle Flint on Enhancing Customer Touch Points to Maximize Business Profitability</title>
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      <description>Michelle Flint, General Manager for the Biller Services Division within CheckFree's Internet Banking and Electronic Payments Division, says insurers can optimize customer interactions through a process that ends ultimately with paperless billing. </description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 17 Jun 2009 12:00:00 EST</pubDate>
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      <title>ISO's Karthik Balakrishnan, Beth Fitzgerald and Glenn Meyers on Achieving Success through Predictive Modeling </title>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Jonathan Kost, senior vice president, Claims &amp; Commercial Solutions Group, at MSB, says the company's smart systems results in decreased loss-adjusting expenses, higher customer satisfaction and increased productivity.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Jonathan Kost, senior vice president, Claims &amp; Commercial Solutions Group, at MSB, says the company's smart systems results in decreased loss-adjusting expenses, higher customer satisfaction and increased productivity.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Randy Wheeler, managing director at Aon, says its new iVOSc Carrier Edition is designed to help property and casualty insurers transform data into actionable business intelligence.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Randy Wheeler, managing director at Aon, says its new iVOSc Carrier Edition is designed to help property and casualty insurers transform data into actionable business intelligence.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Audatex's Paul Gange on Streamlining the Claims Process in Auto Insurance Industry </title>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Paul Gange, vice president of U.S. Sales &amp; Marketing at Audatex, talks about how company software systems are not only making the claims process easier for auto insurers, but are providing insights that are helping them make better decisions.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Paul Gange, vice president of U.S. Sales &amp; Marketing at Audatex, talks about how company software systems are not only making the claims process easier for auto insurers, but are providing insights that are helping them make better decisions.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Doug Sinclair, a partner at Atlantic Information Systems, says completion of online training courses can lead to the adoption of better project management — and a dramatic decrease in the frequency and the size of budget and schedule overruns.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Doug Sinclair, a partner at Atlantic Information Systems, says completion of online training courses can lead to the adoption of better project management — and a dramatic decrease in the frequency and the size of budget and schedule overruns.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
    <item>
      <title>The Institutes' Peter Miller on New Online Opportunities to Serving Students' Needs</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/CPCU_E.mp3</link>
      <description>Peter Miller, CPCU, president and CEO of the American Institute for Chartered Property/Casualty Underwriters and the Insurance Institute of America, says adapting and evolving to new technologies remain key ways to succeed in the insurance industry.</description>
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      <title>SIAA's James Masiello on How Agency, Alliance Success Has Been a Two-Way Street</title>
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      <description>James Masiello, chairman of the Strategic Independent Agents Alliance, says the alliance continues to provide its affiliates with the ability to write more business and qualify for larger commissions on that business.</description>
      <author>Best's Review magazine</author>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>James Masiello, chairman of the Strategic Independent Agents Alliance, says the alliance continues to provide its affiliates with the ability to write more business and qualify for larger commissions on that business.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>James Masiello, chairman of the Strategic Independent Agents Alliance, says the alliance continues to provide its affiliates with the ability to write more business and qualify for larger commissions on that business.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>GMAC RE Assistant Vice President Anthony Valente on How the Alternative/Captive Market has Remained Steady in a Soft Market</title>
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      <description>Anthony Valente, Assistant Vice President of GMAC RE, says dedicated relationships helps the company more effectively price business and be more responsive to its clients' needs.</description>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Anthony Valente, Assistant Vice President of GMAC RE, says dedicated relationships helps the company more effectively price business and be more responsive to its clients' needs.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Anthony Valente, Assistant Vice President of GMAC RE, says dedicated relationships helps the company more effectively price business and be more responsive to its clients' needs.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Discover Re Specialty Marketing Group President Blaine Bontempo on the Necessary Ingredients to Forming a Successful Group Captive</title>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Blaine Bontempo, Discover Re's Specialty Marketing Group president, says a balancing of ingredients is needed for success, and not only can Discover Re offer those ingredients — fronting, reinsurance and other crucial services — but it can bring them together for a smooth formation.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Blaine Bontempo, Discover Re's Specialty Marketing Group president, says a balancing of ingredients is needed for success, and not only can Discover Re offer those ingredients — fronting, reinsurance and other crucial services — but it can bring them together for a smooth formation.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Brown Brothers Harriman &amp; Co. Managing Director Andrew Hofer on Servicing Captives' Needs, Regardless of Domicile or Business Type</title>
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      <description>Andrew Hofer, managing director of Brown Brothers Harriman &amp; Co., says the important thing in servicing captives in different domiciles throughout the world is to be able to provide extra services — the trust, custody and banking services. </description>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>Andrew Hofer, managing director of Brown Brothers Harriman &amp; Co., says the important thing in servicing captives in different domiciles throughout the world is to be able to provide extra services — the trust, custody and banking services.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>Andrew Hofer, managing director of Brown Brothers Harriman &amp; Co., says the important thing in servicing captives in different domiciles throughout the world is to be able to provide extra services — the trust, custody and banking services.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Hawaii Insurance Commissioner J.P. Schmidt on Why Hawaii is a Popular Captive Domicile for U.S. and Pacific Rim Companies</title>
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      <description>J.P. Schmidt, Hawaii's Insurance Commissioner, says the state is focused on improving laws to maintain a friendly environment for captives, while keeping up on any changes on the regulatory landscape.</description>
      <author>Best's Review magazine</author>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>J.P. Schmidt, Hawaii's Insurance Commissioner, says the state is focused on improving laws to maintain a friendly environment for captives, while keeping up on any changes on the regulatory landscape.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>J.P. Schmidt, Hawaii's Insurance Commissioner, says the state is focused on improving laws to maintain a friendly environment for captives, while keeping up on any changes on the regulatory landscape.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>Hawaii Captive Insurance Council's President and Director George W. Sumner III on How the "Aloha Spirit" is Attracting Captives to the Domicile</title>
      <link>http://www3.ambest.com/bestfeed/IssuesAndAnswers/George Sumner.mp3</link>
      <description>George W. Sumner III, president and director of Hawaii Captive Insurance Council, says the council's efforts has helped put Hawaii on the map as a leading captive insurance domicile in the Pacific Rim.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>George W. Sumner III, president and director of Hawaii Captive Insurance Council, says the council's efforts has helped put Hawaii on the map as a leading captive insurance domicile in the Pacific Rim.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>George W. Sumner III, president and director of Hawaii Captive Insurance Council, says the council's efforts has helped put Hawaii on the map as a leading captive insurance domicile in the Pacific Rim.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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      <title>South Carolina Captive Insurance Association President Jon Weitzel on How Expansion has Helped the Domicile Mature to Be a Service Provider Haven</title>
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      <description>John Weitzel, South Carolina's Captive Insurance Association president, talks about how the domicile has expanded — from reinsurance intermediaries and a licensed actuary to investment managers and CPA firms that specialize in the captive industry.</description>
      <author>Best's Review magazine</author>
      <category>Business</category>
      <pubDate>Wed, 17 Jun 2009 12:00:00 EST</pubDate>
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    <itunes:explicit>no</itunes:explicit><itunes:subtitle>John Weitzel, South Carolina's Captive Insurance Association president, talks about how the domicile has expanded — from reinsurance intermediaries and a licensed actuary to investment managers and CPA firms that specialize in the captive industry.</itunes:subtitle><itunes:author>Best's Review magazine</itunes:author><itunes:summary>John Weitzel, South Carolina's Captive Insurance Association president, talks about how the domicile has expanded — from reinsurance intermediaries and a licensed actuary to investment managers and CPA firms that specialize in the captive industry.</itunes:summary><itunes:keywords>Business</itunes:keywords></item>
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