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	<title>The Bellingham Real Estate Blog</title>
	
	<link>http://www.johnsonteamrealestate.com/blog</link>
	<description>Real Estate &amp; Community Info in Bellingham, WA</description>
	<lastBuildDate>Wed, 30 May 2012 20:50:09 +0000</lastBuildDate>
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		<title>Home Allergy Tips</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/30/7025/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/30/7025/#comments</comments>
		<pubDate>Wed, 30 May 2012 20:50:09 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Whatcom County]]></category>
		<category><![CDATA[Who we are]]></category>
		<category><![CDATA[Air conditioner]]></category>
		<category><![CDATA[Allergen]]></category>
		<category><![CDATA[Dander]]></category>
		<category><![CDATA[Dehumidifier]]></category>
		<category><![CDATA[House dust mite]]></category>
		<category><![CDATA[Indoor air quality]]></category>
		<category><![CDATA[Pet]]></category>
		<category><![CDATA[Vacuum cleaner]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=7025</guid>
		<description><![CDATA[I happen to be on the the &#8220;lucky&#8221; ones who suffer from allergies.  If you are anything like me you will do anything possible to avoid allegies at all costs. I got this great article from Pillar to Post Inspections about home allegeries and thought I should share! Household allergens can cause a variety of [...]]]></description>
			<content:encoded><![CDATA[<p>I happen to be on the the &#8220;lucky&#8221; ones who suffer from allergies.  If you are anything like me you will do anything possible to avoid allegies at all costs. I got this great article from Pillar to Post Inspections about home allegeries and thought I should share!</p>
<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Allergies.jpg"><img class="alignright size-medium wp-image-7026" title="Home Allergies" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Allergies-300x205.jpg" alt="" width="300" height="205" /></a>Household allergens can cause a variety of symptoms in many people, including sneezing, watery eyes, coughing, and shortness of breath. Allergens may also be a contributing cause of asthma, especially in children. However, it is possible to minimize the effects of such allergens by taking steps to control their presence and dispersal in the home.</p>
<p>The most common household allergens include dust mites, mold, mildew, pollen, and pet dander (dried flakes of skin shed by pets, particularly cats and dogs). Effective control relies on a combination of measures that, when used properly, will reduce the levels of allergens</p>
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<td align="left" valign="top">Increase ventilation to the home. Opening windows whenever possible promotes good air exchange and will reduce the concentration of airborne allergens, especially pet dander.</td>
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<td align="left" valign="top">Wash bedding and stuffed toys once a week in hot water to control dust mites and cat allergens in particular.</td>
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<td align="left" valign="top">Keep pets clean and well groomed to control dander.</td>
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<td align="left" valign="top">Use mite-resistant mattress covers and pillow covers and wash these frequently.</td>
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<td align="left" valign="top">Dust and vacuum regularly, and use microfiltration or HEPA filter vacuum bags. The jury is still out on whether bagless vacuum cleaners are more effective in removing allergens than those that require bags; some studies indicate that many bagless vacuums are not sealed tightly enough and can actually exacerbate the problem. Wearing a dust mask while dusting and vacuuming is also a good idea.</td>
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<td align="left" valign="top">Consider removing wall-to-wall carpeting and use easily-cleaned area rugs instead, particularly in bedrooms.</td>
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<td align="left" valign="top">Make sure bathrooms, especially those with showers, are well ventilated. Open the window and use exhaust fans that vent to the outdoors to prevent a buildup of moisture, which can encourage growth of mold and mildew.</td>
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<td align="left" valign="top">If possible, reduce indoor humidity to 50% or less by using room dehumidifiers or the dehumidifier feature available with many central air conditioning systems.</td>
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<td align="left" valign="top">Clean or replace furnace and central air conditioner filters on a regular basis. Make sure that air conditioner drain pans are clean and allow the water to drain properly.</td>
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<p>Big thank you to Pillar to Post Home Inspection Services for these great tips! </p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/?px"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=66caa16b-9b49-4747-aee2-1cb9ecfbe9ad" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<title>Mortgage Rate Update Courtesy of People’s Bank</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/30/mortgage-rate-update-courtesty-of-peoples-bank/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/30/mortgage-rate-update-courtesty-of-peoples-bank/#comments</comments>
		<pubDate>Wed, 30 May 2012 17:23:32 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=7018</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a></p>
<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/rates1.jpg"><img class="alignleft size-full wp-image-7021" title="Bellingham Mortgage Rates" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/rates1.jpg" alt="" width="300" height="249" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 30th, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
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<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
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<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.625</td>
<td width="60">3.727</td>
<td width="53">740</td>
<td width="55">1</td>
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<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">2.875</td>
<td width="60">3.029</td>
<td width="53">740</td>
<td width="55">1</td>
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<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.500</td>
<td width="60">4.584</td>
<td width="53">740</td>
<td width="55">1</td>
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<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.250</td>
<td width="60">3.743</td>
<td width="53">660*</td>
<td width="55">1</td>
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<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.250</td>
<td width="60">3.592</td>
<td width="53">640</td>
<td width="55">1</td>
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<td colspan="6" width="399">*Score requirement will vary by lender</td>
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<p><strong> </strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Pending Ratios- How active is the Bellingham real estate market?</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/29/pending-ratios-how-active-is-the-bellingham-real-estate-market/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/29/pending-ratios-how-active-is-the-bellingham-real-estate-market/#comments</comments>
		<pubDate>Tue, 29 May 2012 18:10:11 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Pending Ratios]]></category>
		<category><![CDATA[Real Estate Sales Statistics]]></category>
		<category><![CDATA[Bellingham  Washington]]></category>
		<category><![CDATA[Birch Bay  Washington]]></category>
		<category><![CDATA[Lynden  Washington]]></category>
		<category><![CDATA[Ratio]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Sudden Valley  Washington]]></category>
		<category><![CDATA[Whatcom County  Washington]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=7014</guid>
		<description><![CDATA[Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Soldhome.jpg"><img class="alignright size-medium wp-image-7015" title="Bellingham Real Estate" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Soldhome-300x199.jpg" alt="" width="300" height="199" /></a>Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the title actually transfers hands. This give the buyer&#8217;s time to get the financing, do inspection, review the title reports and more. As of Saturday, May 26th, the <a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.26.12%20Bellingham.pdf" target="_blank">pending ratio in Bellingham was 30% </a>. Click the links to view a report of how many homes are for sale in each area and price range and how many of them are pending showing just how active certain sectors of the market are.</p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.26.12%20Birch%20Bay.pdf" target="_blank">Birch Bay had a pending ratio of 15%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.26.12%20Lynden.pdf" target="_blank">The Lynden area in East Whatcom County has a pending ratio of 29%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.26.12%20Sudden%20Valley.pdf" target="_blank">The Sudden Valley pending ratio was 23%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.26.12%20Ferndale.pdf" target="_blank">The Ferndale pending ratio was 27%</a></p>
<p>If you would like to search for <a title="Bellingham Real Estate" href="http://www.johnsonteamrealestate.com/" target="_blank">Real Estate in Bellingham</a>and Whatcom County that is currently for sale visit <a title="Bellingham Real Estate For Sale"></a></p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>NEW LISTING! 3 bedroom, 2 bath Bellingham Home with Shop!</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/25/new-listing-3-bedroom-2-bath-bellingham-home-with-shop/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/25/new-listing-3-bedroom-2-bath-bellingham-home-with-shop/#comments</comments>
		<pubDate>Fri, 25 May 2012 19:51:04 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Real Estate Listings]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=7008</guid>
		<description><![CDATA[Welcome to 4063 Jones Lane,  located in Bellingham, Washington and listed at $265,000. This lovely 3 bedroom 2 bath home is  tucked away on the North end of Bellingham away from the hustle and bustle of town, yet only a few minute drive to either downtown Bellingham or Ferndale. The home has the ease of one [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Jonesfront.jpg"><img class="alignleft size-medium wp-image-7009" title="Jonesfront" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Jonesfront-300x225.jpg" alt="" width="300" height="225" /></a><a title="Bellingham Real Estate" href="http://search.johnsonteamrealestate.com/index.cfm?fuseaction=detail&amp;startrow=10&amp;cfid=7202778&amp;cftoken=763303&amp;CFID=7202778&amp;CFTOKEN=763303" target="_blank">Welcome to 4063 Jones Lane,  </a>located in Bellingham, Washington and listed at $265,000. This lovely 3 bedroom 2 bath home is  tucked away on the North end of Bellingham away from the hustle and bustle of town, yet only a few minute drive to either downtown Bellingham or Ferndale. The home has the ease of one level living with many designer touches. The open floor plan provides spaces for everyone. <a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/JonesKitchen.jpg"><img class="alignright size-medium wp-image-7010" title="JonesKitchen" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/JonesKitchen-300x225.jpg" alt="" width="300" height="225" /></a></p>
<p>You can enjoy your morning coffee on the private patio accessed through custom French doors. From the patio you can enjoy the private 1/2+ lot with space for gardening, critters, kids or toys!  A extra bonus is a large shop for all those special projects you have dreamed about doing but never had the space to do them.</p>
<p>This home has it all in one very affordable package. To schedule a private showing of the home feel free to call us at 1-888-713-3056 or (360) 303-2734, we would be happy to give you a tour!</p>
<p>Below you will find an online virtual tour of the property.<br />
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<p>Have a safe and happy Memorial Day weekend!
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<title>Mortgage Rate Update</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/23/mortgage-rate-update-5/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/23/mortgage-rate-update-5/#comments</comments>
		<pubDate>Wed, 23 May 2012 19:55:03 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=7004</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a></p>
<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Loan1.jpg"><img class="size-medium wp-image-7006 alignleft" title="Home Loan" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Loan1-293x300.jpg" alt="" width="293" height="300" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 23rd, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.500</td>
<td width="60">3.635</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">2.875</td>
<td width="60">3.054</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.375</td>
<td width="60">4.498</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.250</td>
<td width="60">3.743</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.250</td>
<td width="60">3.592</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p><strong> </strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
<div style="margin-top: 10px; height: 15px;"><a title="Enhanced by Zemanta" href="http://www.zemanta.com/"></a></div>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Friends of the Bellingham Library Used Book Sale Starts Tomorrow May 23rd.</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/22/friends-of-the-bellingham-library-used-book-sale-starts-tomorrow-may-23rd/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/22/friends-of-the-bellingham-library-used-book-sale-starts-tomorrow-may-23rd/#comments</comments>
		<pubDate>Tue, 22 May 2012 21:20:03 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Downtown]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Whatcom County Events]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6998</guid>
		<description><![CDATA[Tomorrow is the kick off the Friends of the  Bellingham Library Used Book Sale . The sale starts tomorrow May 23rd at 10am with most books being sold for only $1.  Come out to the Bellingham Public Library located at 210 Central Ave, in  Belligham to browse the books and help support a great local community resource [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Public-Library.jpg"><img class="alignleft size-medium wp-image-6999" title="Public Library" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Public-Library-300x225.jpg" alt="" width="300" height="225" /></a>Tomorrow is the kick off the Friends of the  Bellingham Library Used Book Sale . The sale starts tomorrow May 23rd at 10am with most books being sold for only $1.  Come out to the Bellingham Public Library located at 210 Central Ave, in  Belligham to browse the books and help support a great local community resource for the whole family.</p>
<p>Hours of the Sale are below:</p>
<p>Wednesday, May 23rd: 10am-6pm</p>
<p>Thursday, May 24th: 10am-6pm</p>
<p>Friday, May 25th: 10am-6pm (books will be half priced)</p>
<p>Saturday, May 26th: 10am-6pm ($4 per bag of books)</p>
<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Library-map.png"><img class="alignright size-medium wp-image-7001" title="Library map" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Library-map-274x300.png" alt="" width="274" height="300" /></a>If you are not familiar with the location on the library here&#8217;s a map to help you find it!</p>
<p>For additional details on the book sale feel free to call them at (360) 778-7250
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Bellingham’s Zuanich Point Park and Squalicum Harbor</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/21/bellinghams-zuanich-point-park-and-squalicum-harbor/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/21/bellinghams-zuanich-point-park-and-squalicum-harbor/#comments</comments>
		<pubDate>Mon, 21 May 2012 17:05:29 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Downtown]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Whatcom County]]></category>
		<category><![CDATA[Bellingham Bay]]></category>
		<category><![CDATA[Bellingham Waterfront]]></category>
		<category><![CDATA[San Juan Island]]></category>
		<category><![CDATA[Washington]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6990</guid>
		<description><![CDATA[I sure am lucky to call Bellingham, Washington my home. Last week with the incredible weather we had I was able to sneak away from my desk and enjoy a wonderful walk along Bellingham&#8217;s waterfront along Roeder Ave, Squalicum Harbor and Zuanich Point Park. The sun was shining, Mt. Baker was peaking over the hills [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_6991" class="wp-caption alignleft" style="width: 310px"><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/IMG_1717.jpg"><img class="size-medium wp-image-6991" title="Bellingham Fisherman's Memorial" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/IMG_1717-300x224.jpg" alt="" width="300" height="224" /></a><p class="wp-caption-text">Bellingham Fisherman&#39;s Memorial</p></div>
<p>I sure am lucky to call Bellingham, Washington my home. Last week with the incredible weather we had I was able to sneak away from my desk and enjoy a wonderful walk along Bellingham&#8217;s waterfront along Roeder Ave, Squalicum Harbor and Zuanich Point Park. The sun was shining, Mt. Baker was peaking over the hills and everyone was out enjoying the day.</p>
<div id="attachment_6992" class="wp-caption alignright" style="width: 310px"><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/IMG_1710.jpg"><img class="size-medium wp-image-6992" title="Squalicum Harbor Bellingham" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/IMG_1710-300x224.jpg" alt="" width="300" height="224" /></a><p class="wp-caption-text">Squalicum Harbor Bellingham</p></div>
<p> </p>
<p>The docks of Squalicum Harbor were filled with lovely sail boats, pleasure boats and fishing vessels all of which enjoy the lovely water&#8217;s of Bellingham Bay and the San Juan Island&#8217;s beyond. Zuanich Point Park located along the shores of Squalicum Harbor was busy with kite fliers, runners, in line skaters and a whole handful of kids taking full advantage of the marine themed childrens play area while their caretakers and parents enjoyed the sun, lunch and even in some cases a good book with the stunning views of the bay and beyond.</p>
<p>The Bellingham Waterfront has a little something for everyone from the park, to local resteruants such as Anthony&#8217;s and the Bayside Cafe to the Marine Touch Tank for the kids everyone in your family is sure to find something to do here.  Below is a virtual tour of the Bellingham waterfront along Roeder Ave, and Squalicum Harbor. If you have never been down there before be sure and check it out!</p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Are Homes Selling? Learn about Bellingham and Whatcom County Pending Ratios.</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/21/are-homes-selling-learn-about-bellingham-and-whatcom-county-pending-ratios/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/21/are-homes-selling-learn-about-bellingham-and-whatcom-county-pending-ratios/#comments</comments>
		<pubDate>Mon, 21 May 2012 14:36:59 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Pending Ratios]]></category>
		<category><![CDATA[Real Estate Sales Statistics]]></category>
		<category><![CDATA[Bellingham  Washington]]></category>
		<category><![CDATA[Birch Bay  Washington]]></category>
		<category><![CDATA[Lynden  Washington]]></category>
		<category><![CDATA[Ratio]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Sudden Valley  Washington]]></category>
		<category><![CDATA[Whatcom County  Washington]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6987</guid>
		<description><![CDATA[Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Sale-Pending.jpg"><img class="alignleft size-medium wp-image-6988" title="Bellingham Real Estate Sales" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Sale-Pending-300x200.jpg" alt="" width="300" height="200" /></a>Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the title actually transfers hands. This give the buyer&#8217;s time to get the financing, do inspection, review the title reports and more. As of Saturday, May 19th, the <a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Bellingham.pdf" target="_blank">pending ratio in Bellingham was 29% </a>. Click the links to view a report of how many homes are for sale in each area and price range and how many of them are pending showing just how active certain sectors of the market are.</p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Birch%20Bay.pdf" target="_blank">Birch Bay had a pending ratio of 17%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Lynden.pdf" target="_blank">The Lynden area in East Whatcom County has a pending ratio of 26%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Sudden%20Valley.pdf" target="_blank">The Sudden Valley pending ratio was 24%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Ferndale.pdf" target="_blank">The Ferndale pending ratio was 25%</a></p>
<p>If you would like to search for <a title="Bellingham Real Estate" href="http://www.johnsonteamrealestate.com/" target="_blank">Real Estate in Bellingham</a>and Whatcom County that is currently for sale visit <a title="Bellingham Real Estate For Sale"></a></p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Thinking About Purchasing a Home or Refinancing?</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/16/thinking-about-purchasing-a-home-or-refinancing/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/16/thinking-about-purchasing-a-home-or-refinancing/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:01:59 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6984</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a></p>
<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-loans.jpg"><img class="alignleft size-medium wp-image-6985" title="Bellingham Real Estate Loans" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-loans-300x224.jpg" alt="" width="300" height="224" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 16th, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.625</td>
<td width="60">3.734</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">2.875</td>
<td width="60">3.062</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.50</td>
<td width="60">4.606</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.375</td>
<td width="60">3.867</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.375</td>
<td width="60">3.725</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p><strong> </strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Bellingham and Whatcom County Real Estate Market Update</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/14/bellingham-and-whatcom-county-real-estate-market-update-3/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/14/bellingham-and-whatcom-county-real-estate-market-update-3/#comments</comments>
		<pubDate>Mon, 14 May 2012 18:38:07 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Pending Ratios]]></category>
		<category><![CDATA[Real Estate Sales Statistics]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6972</guid>
		<description><![CDATA[Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Buyer.jpg"><img class="alignleft size-full wp-image-6973" title="Home Buyer" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Buyer.jpg" alt="" width="425" height="282" /></a>Happy Monday! Every week we keep track of how many homes are for sale around Bellingham and Whatcom County and how man of those homes have pending offers on them. Pending is the time frame between when an offer has been mutual accepted between the buyer&#8217;s and the seller&#8217;s of the home and when the title actually transfers hands. This give the buyer&#8217;s time to get the financing, do inspection, review the title reports and more. As of Saturday, May 12th, the <a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Bellingham.pdf" target="_blank">pending ratio in Bellingham was 31% </a>. Click the links to view a report of how many homes are for sale in each area and price range and how many of them are pending showing just how active certain sectors of the market are.</p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Birch%20Bay.pdf" target="_blank">Birch Bay had a pending ratio of 17%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Lynden.pdf" target="_blank">The Lynden area in East Whatcom County has a pending ratio of 28%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Sudden%20Valley.pdf" target="_blank">The Sudden Valley pending ratio was 23%</a></p>
<p><a href="http://www.johnsonteamrealestate.com/images/pendingratios/numbers/05.12.12%20Ferndale.pdf" target="_blank">The Ferndale pending ratio was 23%</a></p>
<p>If you would like to search for <a title="Bellingham Real Estate" href="http://www.johnsonteamrealestate.com/" target="_blank">Real Estate in Bellingham</a>and Whatcom County that is currently for sale visit <a title="Bellingham Real Estate For Sale"></a></p>
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<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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