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Free National Roaming - NTP 2012

2012-05-31T09:26:00.001-07:00

The Cabinet has approved New Telecom Policy 2012 that would let telecom users avail free roaming across the country. It would also offer Full Mobile Number Portability (MNP) that would let the customers retain their number even if they shift from one circle to another, anywhere in the country without any extra charges. This would introduce single license across India under a new unified licence

Zurker - Own your Social Network

2012-05-29T08:17:00.000-07:00

Zurker isn't owned by a select few venture capitalists who stand to make billions and billions. There is nothing wrong with the idea of venture capitalists making billions from tech investments, but in the case of a social network, the priorities get skewed. If social networks are owned by VC's and investment banks (such as Goldman Sachs) and other investors looking purely for profit

Oru Kal Oru Kannadi Movie Review

2012-04-13T23:09:00.004-07:00

"Oru Kal Oru Kannadi" (One Stone, One Mirror) which was touted to be the perfect launch pad of Udayanithi Stalin as a hero falls flat on its face. The major contributor being the dull story and the screenplay. Director Rajesh seems to be obsessed with the boy meeting a girl and falling in love story. The same storyline has been followed in this film too as was his previous two films. The only

Cheque validity reduced to 3 (three) months

2012-03-17T07:59:00.000-07:00

The Reserve Bank of India in a recent circular has directed that with effect from April 1, 2012, banks should not make payment of cheques /drafts / pay orders / banker’s cheques if they are presented beyond the period of three months from the date of such instrument. Its worthy to make note of the above guidelines. Cheques/drafts/payorder/bankers cheques issued on and after 1st April, 2012 will

Upanishad ganga

2012-03-16T07:33:00.001-07:00

Chinmaya Mission proudly presents the “First of its Kind” tele-serial “Upanishad Ganga”; to be aired on Doordarshan's National network(DD1), every Sunday between 10:00 - 10:30 am for 52 weeks, from 11th March 2012. Upanishad Ganga is a mammoth effort covering the entire gamut on Indian Culture, Heritage, Philosophy and Wisdom spanning more than 5000 years. In this serial, the knowledge of

The World's First Bollywood Movie Auditioned on Facebook

2012-03-16T07:25:00.001-07:00

Nissan conducted auditions on facebook and invited fans to be a part of a bollywood film which features the 20 winners along with Ranbir Kapoor & 100 Nissan Micras. New Star of India ~ KeepWrite ~

Say No to Readymade Pension Plans; Say Yes to Customized Retirement Planner for India

2012-02-09T03:57:00.001-08:00

Readymade Pension Plans/ Retirement Plans:The existing pension plans/ retirement plans in India are from the insurance companies. They are available in the form of traditional products or in the form of ULIP schemes. Indian Traditional Retirement Plan:The traditional pension plan/retirement plan schemes from Indian insurance companies are expected to deliver only 6% to 7% CAGR as they are allowed

Leak Proofing your Personal Finance to build Wealth

2012-02-01T22:03:00.004-08:00

Financial plumbing Many have a tendency to complain about inflation, taxes and EMI’s as deterrents to saving and investments. But the question is are we making a conscious effort to save and control spending? Do we have any financial leak and are we ignoring them? My intention is not to confuse, but to emphasize that you need to fix these leaks. So that you can create and build wealth that can

To be or not to be in equity

2012-02-01T22:03:00.003-08:00

Are You a Lender? A study revealed that only 47% of Indian households had bank account. In addition every 3 out of 4 households had a quarterly bank balance of only Rs.5000. With the recent savings bank account de-regulation many banks have raised their interest rate by 1%. But households would not benefit much, as banks could charge increased transaction fees to offset increased cost, and also

To be or not to be in equity

2012-02-01T22:03:00.001-08:00

Financial Planning Lessons from Republic Day

2012-01-24T04:22:00.001-08:00

Independence DayIndia obtained its independence from British Rule on 15th August 1947. India became independent and wants to develop and prosper with its own decisions. ConstitutionThough we are independent, we were not having our own constitution. Without constitution it is difficult to take the right decisions for growth. So we needed our own constitution which will be the principles and

10 Common Misconceptions - dispelled

2012-01-19T05:37:00.000-08:00

Railway Complaint No. 8121281212

2012-01-18T05:35:00.001-08:00

From M. V. Ramana Murthy (via E-mail), Incident 1 It happened few months back. We were travelling and I and my family were waiting in the A/C waiting room at Secunderabad Station. The attached bathroom was not clean and was giving bad smell. Added to this discomfiture, the bathroom door was not closing tight, and I also observed that shutter was not closing tight because of faulty door closer.

Vettai Movie Review

2012-01-14T10:44:00.000-08:00

In what promises to be an action packed thriller, this "Vettai" (Hunt) delivers very little in reality. The story line is nothing but old wine in a new bottle stuff, whilst its screenplay isn't that great which further dampens the spirit. Lingusamy though has done something different in this film by virtue of the scene composition in which Arya and Sameera Reddy lock horns which gives a feeling

Principles and Decision-making for wealth creation

2012-01-12T23:39:00.000-08:00

Whenever people have surplus money, they want to invest. When they invest, they just want to act or execute. They don’t want to spend time on understanding the product and various investment strategies. They would like to take investment decisions without doing any homework. There is no plan of action. Their attitude is “I have surplus money; just tell me where to invest”.Misselling:These kinds

How to be proactive on your potential financial problems?

2012-01-12T23:38:00.000-08:00

Most of today’s problems are yesterday’s challenges overlooked. It is always considered a wise thing to perceive problems before they arise and attend to them at the earliest. By doing so, you will be spared from the trouble you may have to undergo in the later stages. Here are few pointers to assist you in identifying the problems related to your spending and saving patterns.Potential problems

Have You Done Your Financial Spring Cleaning?

2012-01-12T23:37:00.000-08:00

A Financial Planning experience with a client:It was just another day that a new client came to us for financial planning. He wanted to know if he had planned well for his family financial goals. As a general procedure, I suggested that a study would help me come out with a comprehensive financial planning to meet his goals. Explaining the Financial Planning Concept:I told him that financial

Financial Resolutions to keep in 2012

2012-01-12T23:25:00.004-08:00

As we are coming to an end of 2011, this is the time to reflect on the year gone by and the time to look forward for the New Year. You may use this chance to review your financial scorecard for the last year and need to make necessary changes and create an action plan to improvise the score for 2012.Here’s the list of financial resolution for 2012. You may pick and choose a few among these and

Investment Advisor Vs Financial Planner

2012-01-12T23:25:00.003-08:00

A few decades ago, there was confusion with what sales and marketing are. People thought they are one and the same. But it is to be understood that sales is just an important ingredient of the functions of marketing. Sales lies in persuading and convincing a person to buy a product that is suitable. Marketing involves all the activities right from the conception of the product, to branding,

Investment Advisor Vs Financial Planner

2012-01-12T23:25:00.001-08:00

www.blogger.com

2012-01-12T23:23:00.000-08:00

A resale property: Who does not wish to live in a house of their own? Buying a new flat will take a long time, so some of us may wish to settle for buying a resale property. However buying a resale property could involve many legal and other procedural requirements. It is prudent to first understand the various procedures and safety measures for buying resale property to avoid hassles in future.

How long does it take to decompose?

2012-01-11T10:37:00.000-08:00

Paper Towel - 2-4 weeks Banana Peel - 3-4 weeks Paper Bag - 1 month Newspaper - 1.5 months Apple Core - 2 months Cardboard - 2 months Cotton Glove - 3 months Orange peels - 6 months Plywood - 1-3 years Wool Sock - 1-5 years Milk Cartons - 5 years Cigarette Butts - 10-12 years Leather shoes - 25-40 years Tinned Steel Can - 50 years Foamed

7 Insurance Myths Debunked

2012-01-10T21:59:00.000-08:00

Planning for contingencies like death and hospitalization also forms an important part of financial planning. Buying life insurance provides for the living expenses of bread earners family in his absence on death. Let me debunk a few insurance myths today so that you will be able to take better financial and investment decisions.Myths about insurance: MYTH 1: LIFE INSURANCE IS A WASTE OF

A Layman’s Guide To Reverse Mortgage

2012-01-10T21:58:00.000-08:00

What is reverse mortgage? Increased life expectancy has lead to the increase in the costs of living and medical expenses. This makes it difficult for many senior citizens that lack a regular income to live a life of dignity. Reverse mortgage is the solution introduced by the Union Government of India in 2007 helps senior citizens. Understanding the concept of reverse mortgage better: Reverse

Are You Guilty Of Financial Infidelity With Your Partner? Have A Look.

2012-01-09T21:30:00.000-08:00

Stories of financial infidelity: Mahesh, a successful upcoming software engineer’s life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after learning that his colleagues were making a lot of money. But he had lost heavily due to his ill-luck, inexperience and lack of knowledge. He indulged in tactics