Buy a Landlord Insurance Policy

April 21st, 2011

It’s often said that the best way to make a return on a property is to let it out. Many homeowners who are in the fortunate position of owning more than one property have begun to take advantage of the property market slowing down, and are becoming landlords. However, if you’re looking to take the plunge and rent your current home out or another premises, it’s important that you’re covered for any eventuality, reducing the risk of you having to pay out for urgent repairs later down the line. One way to do this is to cover yourself with the best landlord insurance policy, which we here at Landlordline can help you find.

Through our experience within the industry, here at Landlordline we’re able to provide you with a tailored policy which is guaranteed to provide you with the ultimate protection – and we’re able to find you the best quotes for both residential and commercial properties.

Residential:

Whether you’re the landlord for a student property or you’re renting out your current family home to business people, we’ll be able to provide you with the perfect quote.

Our residential insurance policies include:

•    Property loss in the case of malicious or accidental damage, which extends to rebuilds.

•    In the situation that the tenants vacate without paying rent, rent guarantee cover can be provided to cover up to six months rent or £10,000, whichever is the lesser amount.

•    Legal liability and public liability for the property owner.

Commercial:

As with the residential insurance policies we provide, our commercial insurance policies can also be provided with vital extras to ensure in every eventuality, you’re covered. Some of the extras we can provide include:

•    Free 24 hour legal telephone service and a 24 hour glass replacement.

•    Loss of rent.

•    Lock replacement – up to a stipulated amount per year.

•    Public liability cover.

Regardless of the size of your location and whether you’ve been a landlord before, we can help you receive the best insurance policy. So before you hand over the keys to your property to your new tenant, ensure that you have purchased the best landlord insurance policy available, which can be found using our easy to use quotation system here at Landlordline.

Cheapest Landlord Insurance Quote

March 24th, 2011

Are you a landlord of a residential property? Perhaps you have decided to take the plunge and go into the letting industry, or maybe you have been a landlord for years? Either way, if you are a landlord, insurance is essential in order to protect yourself from financial ruin. Finding the right insurance can be extremely arduous, especially if you are new to the scene. At Landlordline we supply fast, effective, reliable and cheap insurance for our customers. We can offer you an instant online landlord insurance quote that will deliver indispensible security.
When letting a residential or commercial property there is always the risk of malicious or accidental damage occurring. This means that without the correct cover you could be left with a hefty bill which could leave you penniless. To avoid this from happening to you, you will need to find a reliable and cost effective insurance policy.

Finding the right insurance at an inexpensive price can be achieved via our website. We are extremely confident that our insurance offer will provide you with the perfect cover – whether you are in the commercial or residential letting sector.

A landlord policy from us includes, amongst other things;

•    The cost to repair accidental or malicious damage sustained to your property.

•    Any rent Loss covering up to 20% of your property’s value.

•    Legal liability cover for the property owner.

•    Cover for building damage costs caused by storms or subsidence.

•    Pubic liability cover of up to £2,000,000.

At Landlordline we provide our valued customers with a quick and easy way to apply for insurance at a cheap price, without any of the excess hassle and paperwork. Our range of insurance policies includes those tailored for commercial and residential let insurance. If you need insurance cover that you can trust in to provide reliable and quality cover, then all you need to do is provide your letting details. You can either apply for a landlord insurance quote via our online system, or you can phone us on 0800 092 7676.

Commercial Landlord Insurance for Property Owners

March 3rd, 2011

According to the Office for National Statistics, in March 2010 there were over 2 million enterprises in the UK registered for VAT/PAYE, which is a decrease of 2.4% compared to the figures for the same period in 2009. However, with the country now said to be in recovery, many businesses will be looking to expand premises and as a property owner you could benefit from this by renting your property out. If this is of interest to you, then here at Landlordline we can assist by providing excellent landlord insurance policies.

Renting out a commercial property can be a secure investment for many property owners, and through our experience here at Landlordline, we can provide you with an outstanding insurance policy which will help prevent any losses being occurred on your part should something with the rental agreement go wrong.

Included with the insurance packages which we can help you find from leading insurers is everything that is needed to prevent you having to dig deep into your pockets come any accidents:

•    24 hour glass replacement service – so should for any reason the windows be vandalised, whatever time of day it occurs, you’ll be covered and assisted in replacement.

•    Loss of rent costs. As no-one knows what is around the corner, this is ideal to have – you never know when those renting the premises from you may come into financial difficulty.

•    Free 24 hour legal and emergency telephone service – should any disputes occur over the rental agreement, you can call our expert team around the clock for legal advice to ensure you maintain the upper hand.

Our commercial landlord insurance policies are available for any size property and can be tailored to specifically suit your requirements – and our quotes can be found and paid for within three easy steps, allowing you to continue your search for suitable tenants.

Residential Landlord Insurance for Home Owners

January 4th, 2011

As your children fly the nest to start their own families or life at university, it is likely that part of you will want to downsize in terms of property as you no longer require all the extra space. However, if your property has been a family home for a number of years, it is also likely that part of you will want to keep it – after all you never know when your children may want to move back home. One way to have the best of both worlds is to let your current property out. If this is an option that you’re going for then you will require landlord insurance.

Becoming a landlord can be a risky business, but amongst all the risks there are also huge benefits as long as you are sufficiently covered. This is why, here at Landlordline as members of the British Insurance Brokers Association (BIBA), we help landlords find the best insurance policies, to ensure that they are financially covered in any eventuality.

When it comes to sourcing not just adequate landlord insurance, but the best insurance around, here at Landlordline we know what to offer and we can also tailor the policies to specifically suit your property.

Along with the basic cover for your property and contents, we offer legal and public liability cover and Loss of Rent. We also offer you a Rent Guarantee option to claim for rent loss up to a maximum of £10,000 or 6 months’ rent (whichever is the lower) should your tenants fail to pay their rent.

Here at Landlordline, we appreciate that when it comes to residential landlord insurance you can never be too careful with what you include on your policy. This is why along with tailoring the policy to suit your needs whilst ensuring you are adequately covered; we also offer competitive prices with our policies.

Why Do You Need Landlords Insurance?

December 6th, 2010

When looking to cut budgets and save money, all business owners must indentify a service for which they’re paying and ask themselves, ‘do I need this?’ Only by constantly re-examining outgoings can managers be sure that they’re not wasting resources. Here at Landlordline we understand that, no matter whether they have one property on their books or one hundred, landlords need to ask themselves the same question of landlord insurance. If you’re making money from letting out a property then you are in business, and this useful principle of self analysis applies.

So why might you need landlords insurance?

First and foremost is that fact that, unbeknown to many would-be entrepreneurs, almost all residential home insurance policies are rendered void the moment paying tenants sign a contract. This means that you probably can’t rely on your existing policy if you’re looking to let a second home out, for example.

The reason that you will require a whole new policy is due to the dangers associated with letting. Vandalism damages, lost earnings and legal cover are all examples of landlord insurance policy benefits which aren’t usually covered by regular home insurance.

Even if your home insurance policy were to cover you, it would only insure that particular property. Here at Landlordline we can provide policies which cover an entire portfolio; so you don’t have the hassle, cost and inconvenience associated with juggling multiple policies at once.
Remember that policies can cover buildings, contents, legal costs and legal liability issues; all excellent reasons for protecting your investment in this way.

Success in business is about reducing the level of risk involved with every transaction. Essentially, this is exactly what landlord insurance from our experienced team here at Landlordline does. We can provide for all, whether it’s an effective safety net for beginner landlords, or comprehensive portfolio cover for more experienced clients, simply get in touch today.

Landlord Insurance Website

November 15th, 2010

As is the case with many modern businesses, very often the first impression you receive of a landlord insurance specialist is via the company’s website. Whilst this offers the advantage of enhanced convenience and allows you to make a judgement in a pressure free environment, if the firm’s website doesn’t provide all of the relevant information then it can take time to have your questions answered. Here at Landlordline we’ve developed an online quotation system so that our website offers clients everything they need at the click of a mouse.  We are on hand to answer questions, but all information is clear and should provide everything you need.

Our website contains up to date information regarding the two main types of insurance we can supply, residential let insurance and commercial property owner insurance.

Residential Let Insurance

Clearly designed to cover the dangers associated with residential tenants, this type of cover involves a number of benefits. First and foremost is the fact that it insures policy holders against damage done to their property either due to the accidental or intentional actions of tenants. Even the most respectful of tenants will inevitably have accidents; this covers ensures the costs of repair are covered.

Residential insurance also includes legal liability cover for you the owner and rent loss recuperation of sums as much as 20% of the property’s value.

Commercial Property Owner Insurance

For the needs of commercial property owners, here at Landlord line we’ve developed watertight cover. As well as a 24 hour glass replacement service and lock replacement cover, policy holders are entitled to free telephone advice which covers elements like tax and legal advice.

Quotations for both of the above landlord insurance policies are available on our website in a feature that is almost unique in this industry. For a first time quotation or a renewal price based upon individual situation and previous quotes, don’t hesitate to use and explore the site in full.

Landlord Insurance Company

October 25th, 2010

With the UK recovering from the recent recession and the government making cuts, many of us are looking at ways of tightening our belts. Some of us may have taken drastic steps and cut back on things which we don’t see as important, such as a gym membership. One area that cuts shouldn’t be made however is landlord insurance. Making cuts in this area – or not getting covered at all – could cost you more in the long run. Here at Landlordline, we understand the importance of the right policy at the right price.

We’ve been supplying insurance to landlords the length and breadth of the country for a number of years.

With our dedicated service those who purchase their landlord insurance through us have found that they’ve not only saved money in the long run, but they’ve also benefited from our honest and frank advice.

Some of the other benefits that come with the insurance policies we supply include:

•    Up to £2,000,000 Public Liability costs (for both Residential Let and Commercial Property landlords)

•    Rent Loss covering up to 20% of the property’s value (Residential Let landlords only)

•    A free twenty-four hour legal telephone service  (Commercial Property landlords only)

At Landlordline, we like to do things differently. This is why we offer a quick and pain-free service which can be received online and in your own time. If, when you’re looking for a quote, you’re called away, there’s no need to worry about losing any quotes you had. Simply store them and come back to them later.

So if you’re a landlord and you’re looking to save yourself a few extra pennies, but don’t want to compromise on your insurance, why not take a few moments to visit our website or call us, and see for yourself why we’re fast becoming the UK’s number one landlord insurance company.

Best Landlord Insurance

October 4th, 2010

There are a few things which, depending on your line of business, you’ll always need. If you’re a landlord – whether it’s of a residential or commercial property – one of those things is landlord insurance. But looking for an insurance policy which covers you for everything you need it to while not costing you the world can be not only be a time consuming thing, but can also lead to unnecessary stress as you fill in form after form. Through our online insurance system here at Landlordline, we’ve cut out those stresses and made it easier for landlords to find the best insurance policy.

When looking for an insurance quote, there are a number of aspects which need to be taken into consideration – income, contents and liability. Finding a policy which covers all of these has never been easy, or cheap. But here at Landlordline we believe that getting insurance shouldn’t be a chore that you don’t look forward to and put off until the last minute. This is why we allow you to use a simple and pain-free online insurance system, which provides one of the best landlord insurance cover at the click of a mouse. Not only this, but your quotes can be securely stored and easily retrieved at any time should you wish to take advantage of them later on.

Unlike some insurance websites, we don’t use gimmicks. With us, what you see is what you get. But one thing we do promise is that with us you’ll find one of the best landlord insurance that could save you money in the long run.

If you’re looking for landlord insurance but do not want to spend hour upon hour trawling through the internet and various comparative websites, then visit our easy to use website at a time that suits you and find an insurance policy in the time it takes the kettle to boil.

Flat Landlord Insurance

September 13th, 2010

It doesn’t matter whether you’re a flat landlord letting out one property or several, it is essential in modern Britain that you are insured, especially when there is the possibility that so many things could go wrong at any time of day. But because you cannot be there to protect your properties around the clock it is important to have a comprehensive level of landlord insurance. At Landlordline we understand this and we are here to offer you the best cover and save you money.

We pride ourselves on offering quick, simple quotes for landlords, no matter what the size or state of the property in question. Like you, we don’t want receiving landlord insurance quotes to be a painstaking and frustrating task, so we have specifically designed a quotation system which makes it as simple as a click of a mouse to get comprehensive cover and protection.

Our policies include full cover – from buildings and content insurance to loss of rent. Put simply, if something goes wrong, you won’t find yourself dishing out valuable funds for restoration, repairs or on an empty property.

To be honest, obtaining insurance quotes as a flat landlord has never been simpler. We won’t leave you sitting around the phone wasting away your lunch nor will we ask you endless. Instead we’ve made it possible for you to get a quote and start your cover through a few clicks on our website, no matter what the time of day.

When it comes to landlord insurance, here at Landlordline we really do offer you the best there is and we can tailor the policy to suit your needs. So if you’re looking to insure the flats in your portfolio or compare existing quotes, why not fill in our online form or call one of our friendly team today.

House Landlord Insurance

August 23rd, 2010

As a landlord, you’re used to managing properties. You know everything about the houses which you rent out, and have full knowledge of all contractual agreements between you and your tenants. However, there are some aspects of the rental procedure which you will not be able to account for. As you won’t be there to guard your property 24 hours a day, there are situations which may occur which are beyond your control. For such eventualities, it is essential to invest in comprehensive landlord insurance from a trusted company like we at Landlordline, for ultimate peace of mind.

Naturally, you’ll wish your properties to remain in excellent condition, and take steps to ensure that this is fulfilled. If the property were to become damaged in any way, or any of your contents jeopardised, you may find yourself dishing out valuable funds for repairs and restoration, which may have been avoided if covered by the relevant policy.

In addition to physical damage, you need to protect yourself legally with liability cover. Our policies will cover this and much more, in order to ensure you are fully protected across all situations. Loss of rent, and the inability to retrieve vital funds are an unfortunate yet all too common recurrence within tenancy agreements. To save yourself not only possible aggravation, but also potentially damaging rent money losses, landlord insurance is a must.

Our insurance quotes are quick and easy to acquire, taking any confusion and unnecessary length out of gaining appropriate policies. We cater for landlords with both single or multiple properties, offering suitable policies and cover based on your circumstances.

Take the risk out of renting properties to tenants by making sure to first take out landlord insurance. The policy you receive will act as an investment, securing your financial stability should any damaging situation arise, and offering you the satisfaction in knowing whatever may happen, you’ll be safe and covered.