FEE FREE
MORTGAGE ADVICE
How you can be sure it's free
Like all other brokers, we receive a payment from the lender when the mortgage completes.
The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
You’ll pay no more applying through us than you would going directly to the lender on the same deal.
Click here to read moreWe make mortgages a piece of cake
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Let's L&C the best mortgage for you in 4 simple steps
In a nutshell, L&C saves you time. We save you hassle. And we save you money.
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Our latest best buy mortgages
Latest mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 0.87% then 4.74% (variable) | 4.2% APRC |
 | 0.98% then 4.24% (variable) | 3.7% APRC |
 | 0.99% then 3.69% (variable) | 3.3% APRC |
Yorkshire BS | |
0.87% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Cumberland | |
0.98% then 4.24% (variable) | 3.7% APR Overall cost for comparison |
HSBC | |
0.99% then 3.69% (variable) | 3.3% APR Overall cost for comparison |
Latest Buy to Let mortgage best buys
Based on a mortgage of £125,000 at 50% LTV
| Provider and details | Initial rate | Overall cost for comparison |
|---|---|---|
 | 1.28% then 4.24% (variable) | 3.8% APRC |
 | 1.33% then 4.74% (variable) | 4.2% APRC |
 | 1.34% then 5.00% (variable) | 4.7% APRC |
Bank of Ireland | |
1.28% then 4.24% (variable) | 3.8% APR Overall cost for comparison |
Post Office | |
1.33% then 4.74% (variable) | 4.2% APR Overall cost for comparison |
Platform | |
1.34% then 5.00% (variable) | 4.7% APR Overall cost for comparison |
How can we offer all this for free?
Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.
Mrs S J, Bath
A fantastic service - truly outstanding I only wish I had discovered L & C earlier. Keep up the great se... Read more
Breaking news:
Lenders hike fixed rates ahead of interest rate decision
Several lenders have increased their fixed rates over the last couple of weeks, so anyone hoping to secure one of the be...
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News & Views
What is going on in the world of mortgages?
Several lenders have increased their fixed rates over the last couple of weeks, so anyone hoping to secure one of the best deals should act fast while they are still available. ...
October 17, 2017
The main focus of the weekend papers was to urge readers to grap a cheap fixed rate deal before they're gone. . ...
October 16, 2017
The average house price in the UK reached a record high of £225,109 in September, according to Halifax’s latest house price index, with prices supported by a shortage of properties for sale and low unemployment. ...
October 11, 2017
There was one main talking point in this weekend’s financial press – the rumble of an approaching base rate rise. ...
October 10, 2017