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	<title>Lending A Hand » Buyers</title>
	
	<link>http://www.lendingahand.com</link>
	<description>Wynning You Over One Delighted Customer at a Time</description>
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		<title>FHA Mortgage Insurance Changes…</title>
		<link>http://www.lendingahand.com/2012/04/fha-mortgage-insurance-changes-2/</link>
		<comments>http://www.lendingahand.com/2012/04/fha-mortgage-insurance-changes-2/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 21:09:04 +0000</pubDate>
		<dc:creator>Wynn Team</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[RE Agents]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>

		<guid isPermaLink="false">http://www.lendingahand.com/?p=2279</guid>
		<description><![CDATA[FHA Mortgage Insurance is Going UP! Effective April 9, 2012 Up-Front Mortgage Insurance Increasing .75% from 1% to 1.75% Example: $200,000 loan   Current Up-front MI = $2,000 New Up-front MI = $3,500 As always, FHA allows this up-front mortgage insurance to be financed into the mortgage to avoid buyers having to pay for this [...]]]></description>
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		<title>Record Low Interest Rates…The Whole Story</title>
		<link>http://www.lendingahand.com/2012/01/record-low-interest-rates-the-whole-story/</link>
		<comments>http://www.lendingahand.com/2012/01/record-low-interest-rates-the-whole-story/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 20:17:44 +0000</pubDate>
		<dc:creator>Wynn Team</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Rates & Fees]]></category>
		<category><![CDATA[RE Agents]]></category>
		<category><![CDATA[Conventional]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing affordability index]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.lendingahand.com/?p=2107</guid>
		<description><![CDATA[You may have seen recent news clips talking about RECORD LOW RATES like this one: Housing struggles despite mortgage rates hitting new low or this one: Fannie Fees Fail to Offset Record Low Lending Rates: Mortgages or this one: 30-year mortgage rates at new low I think you get the idea! You might be thinking [...]]]></description>
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		<item>
		<title>Higher Mortgage Rates Coming April 1, 2012</title>
		<link>http://www.lendingahand.com/2012/01/higher-mortgage-rates-coming-april-1-2012/</link>
		<comments>http://www.lendingahand.com/2012/01/higher-mortgage-rates-coming-april-1-2012/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 13:49:54 +0000</pubDate>
		<dc:creator>Wynn Team</dc:creator>
				<category><![CDATA[1st Time Buyers]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Rates & Fees]]></category>
		<category><![CDATA[RE Agents]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.lendingahand.com/?p=2077</guid>
		<description><![CDATA[No, we don&#8217;t have a crystal ball but we do know that rates are going to increase on April 1, 2012.  The Wynn Team is always monitoring the real estate and mortgage industries for news that can impact our customers and real estate agent partners.  News about a guaranteed jump in rates is something we [...]]]></description>
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		<item>
		<title>Adam &amp; Emily’s Home Purchase Experience</title>
		<link>http://www.lendingahand.com/2011/12/adam-emilys-home-purchase-experience/</link>
		<comments>http://www.lendingahand.com/2011/12/adam-emilys-home-purchase-experience/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 19:12:50 +0000</pubDate>
		<dc:creator>Wynn Team</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Conventional]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[RE Agents]]></category>
		<category><![CDATA[203k]]></category>

		<guid isPermaLink="false">http://www.lendingahand.com/?p=2042</guid>
		<description><![CDATA[We would like to share with you a story of one of our customers and their recent home purchase&#8230; On Saturday, October 29th we received a phone call on our cell phone from one of the best real estate agents around, Patrick Clowes.  Patrick was calling about a customer of his who was interested in submitting [...]]]></description>
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		<item>
		<title>New Income Limits for Down Payment Assistance</title>
		<link>http://www.lendingahand.com/2011/12/new-income-limits-for-down-payment-assistance/</link>
		<comments>http://www.lendingahand.com/2011/12/new-income-limits-for-down-payment-assistance/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 15:33:48 +0000</pubDate>
		<dc:creator>Wynn Team</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[RE Agents]]></category>

		<guid isPermaLink="false">http://www.lendingahand.com/?p=1987</guid>
		<description><![CDATA[Each year there HUD calculates Area Median Income (AMI) for the purpose of setting income limits for income restricted funding available to housing agencies.  In some cases, these housing agencies offer down payment assistance for home purchases.  HUD recently released the income limits for FY 2012 effective December 1, 2011.  Here are the income limits [...]]]></description>
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