"Let's WORK together towards your DREAMS"

Referral Affiliate Program

2008-10-12T10:04:00.000-07:00

Looking To Generate Extra Cash In These Troubled Times

We Are Seeking Individuals who like to help others and get compensated for their referrals.

How does the program work?

Do you presently recommend movies, cloths, shoes, babysitters, restaurants, foods & wines to your friends and family? What if you got compensated for each referral? How would your bank account look? You have been recommending people or items all the time. So why not get paid!

Situation. #1

A house goes into Foreclosure and over leveraged. You, Family members, friends, Realtors, Mortgage brokers, attorneys or other business professionals know the seller & the property.
You want to HELP but have no clue about the foreclosure process or realistic alternatives.
So what do you do? You may not know exactly how to help BUT you know about us.
Contact us & get paid for your referral.

Situation. #2

A life changing event happens. You find out family member is getting divorced, moving, having a new baby, getting married. They need to sell or buy a house. Where do you turn to help?
Contact us & get paid for your referral.

So forward the lead to us via e-mail: IBuynSellRealEstate@msn.com or
Call me directly at 914-582-6969

How to Buy Your First Home The Easy Way!

2008-10-11T19:23:00.000-07:00

Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home Buyers Make.

Buying a residence can be a overwhelming process. You will experience a roller coaster of emotions while finding the right place, securing the loan and finally moving in. For most of us, the first time home purchase is the largest investment we’ve ever considered. The emotions of purchasing something so expensive and personal can often cloud our business judgment.

Most home purchasers do little or no research before they invest their nest egg. Doesn’t it make sense to become as completely informed as possible before you buy your first home? This special report is designed to help you avoid 10 common and crucial mistakes. The right mortgage & real estate professional can help you make good sound business decisions based on your personal situation.

1. Inspect - Go over the inspection report with a fine tooth comb. Make sure the report was done by a professional organization. Don’t take anything for granted... inspect everything! For condo purchases go over the CC&R’s, By-Laws, and Association Fees.

2. Imagine the Property Vacant - Your furnishings and decorations will be the ones filling this new residence. Don’t be swayed by beautiful furniture; it usually leaves with the seller.

3. Income + Lifestyle = Mortgage Payment - Sit down with both your Mortgage Professional & Real Estate agent and honestly discuss your income level and living expenses. Take into account future considerations,such as, children, add-ons, amenities, and fix-ups. Your dream home is certainly worth a sacrifice but don’t mortgage your entire future.

4. View Several Homes - See at least 7-10 properties. Don’t move too slow but don’t move on the first property you see. With your agent’s help you should be able to view enough properties to get a good overall perspective of the home market. When you find the right property all the leg work will be worth it.

5. Utilize Your Team - By aligning yourself with the right mortgage & real estate professional you will have an entire team at your disposal. Utilize your attorney,lender, title rep, inspector, etc. Each of them should work hand in hand for your benefit. Explore all the options before you sign.

6. Be really Thorough & Ask Questions - Check out all costs and expenses before you sign. Utilities, taxes, insurance, maintenance and homeowner dues if applicable. Make sure all utilities (gas, electricity, and water) are on during your walk-through so you can inspect everything in working order. Ask lots of questions and be very detail conscious.

7. Do a Final Walk-Through - Visit the property after all furnishings have been moved out to be sure there are no surprises. Be absolutely positive the property was left exactly as you had agreed upon in the contract. Things that could have been spotted in a final walk-through are often unintentionally overlooked.

8. Plan For Flexibility - Closing dates are not written in stone. Allow for contingencies and have a back-up plan. If you or the sellers need a little more time to conclude the final arrangements, don’t let these delays upset or frustrate you. These types of circumstances are not uncommon in a real estate transaction.

9. If It’s Not In Writing, It Doesn’t Exist - All promises and discussions should be in writing. Don’t make any assumptions or believe any assurances. Even the best intentions can be misinterpreted. Have your professional keep an ongoing log in writing of all discussions and get the seller’s written approval on all agreements.

10. Loyalty Breeds Loyalty - Be open, honest and up front with your team. Hard feelings and disloyalty will cause head aches, delays or may even keep you from getting into the home you worked so hard to locate. Take the time to select the right team in the beginning and your first home purchase will be a pleasing and memorable experience.

We sincerely hope these tips and ideas are of value to you. If there is any way we can be of service please contact our office. We would consider it a privilege to be of service to you! You can request a FREE consultation either by calling 914-582-6969 or e-mail @ MMFDreamworks@gmail.com

What I Can Do For You !

2008-09-02T14:29:00.000-07:00

I have been a business owner and entrepreneur for 15 years with extensive experience in all facets of real estate from residential, new construction, commercial and investment real estate.

I have a deep and comprehensive understanding of the unique challenges my clients face when applying for COMMERCIAL or RESIDENTIAL financing; trying to SAVE their HOUSE/credit/dignity while facing FORECLOSURE;or dealing with DEBT CONSOLIDATION & CREDIT REPAIR.

I can meet your mortgage financing needs, whether you are a first time home buyer, a homeowner renewing your mortgage or you are looking for a line of credit, an equity take out, or a mortgage for debt consolidation. I also specialize in mortgages for investors in both the residential and the commercial arena. I assist my clients with various types of credit and employment challenges

I believe that open and honest communication between the client and Mortgage Professional is a critical piece to ensure a successful transaction. I start with evaluating your credit and employment history by taking a complete application and pulling credit. I can also do appointments by telephone at your convenience, completing our secure online mortgage application and/or by fax as needed.

With this process I can offer you a convenient and quick solution to your mortgage financing needs.

For most of my clients, buying a home is the largest financial decision they will make in their lifetime. The mortgage world - like the investment world - can often be confusing. Making the right mortgage decision can have a huge financial impact over the long term. A good Mortgage Professional will save you thousands of dollars over the lifetime of your mortgage.

For a "FREE" Consultation Call 914-582-6969 or IBuynSellRealEstate@msn.com