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	<title>Los Angeles Bankruptcy Lawyer » Blog</title>
	
	<link>http://www.losangelesbklaw.com</link>
	<description>Bankruptcy and Debt Relief Since 1997</description>
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		<title>Student Loan Next Mortgage Style Crisis</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/2PF5YFG1vC0/</link>
		<comments>http://www.losangelesbklaw.com/student-loan-mortgage-style-crisis/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 23:15:59 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer bankruptcy]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[debtor education]]></category>
		<category><![CDATA[discharge]]></category>
		<guid isPermaLink="false">http://www.losangelesbklaw.com/?p=8837</guid>
		<description><![CDATA[The amount of student borrowing crossed the $100 billion threshold for the first time in 2010 and total outstanding loans and exceeded $1 trillion for the first time last year. Americans now owe more on student loans than on credit cards. Evidence is mounting that student loans could be the next trouble spot for lenders. <a href='http://www.losangelesbklaw.com/student-loan-mortgage-style-crisis/'>[...]</a>]]></description>
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		<item>
		<title>Bankruptcy Option Available to Everybody even Celebrities</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/pFC3VJt_SeM/</link>
		<comments>http://www.losangelesbklaw.com/bankruptcy-option-available-everybody/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 18:59:55 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Bankruptcy Option]]></category>
		<category><![CDATA[chapter 7]]></category>
		<guid isPermaLink="false">http://www.losangelesbklaw.com/?p=8831</guid>
		<description><![CDATA[Bankruptcy is an option available to everybody.  Even Celebrities are not immune from the difficult times we are experiencing. Court records show Gary Busey,The actor and reality show star,  has filed for bankruptcy on 2/7/2012 and is listing more than $500,000 in estimated personal debts. Busey&#8217;s filing on Tuesday in Los Angeles states the debtor <a href='http://www.losangelesbklaw.com/bankruptcy-option-available-everybody/'>[...]</a>]]></description>
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		<title>Filing Bankruptcy More Expensive and Difficult Than Ever</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/eRpYFf5fKqI/</link>
		<comments>http://www.losangelesbklaw.com/filing-bankruptcy-expensive-difficult/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 06:15:19 +0000</pubDate>
		<dc:creator>arlene</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy law]]></category>
		<category><![CDATA[debtor education fee]]></category>
		<category><![CDATA[expertise]]></category>
		<category><![CDATA[fee increase]]></category>
		<category><![CDATA[filing fee]]></category>
		<guid isPermaLink="false">http://www.losangelesbklaw.com/?p=8740</guid>
		<description><![CDATA[The 2005 Congressional reform of bankruptcy laws has made filing for bankruptcy more expensive and cumbersome. The fees involved for both consumer Chapter 7 and 13 cases include debtors’ attorneys’ fees, court filing fees and the debtor education fee, which have all increased. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) made <a href='http://www.losangelesbklaw.com/filing-bankruptcy-expensive-difficult/'>[...]</a>]]></description>
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		<title>To File or Not to File Bankruptcy</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/yRM0s1UMNoY/</link>
		<comments>http://www.losangelesbklaw.com/file-bankruptcy/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 22:39:08 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<guid isPermaLink="false">http://www.losangelesbklaw.com/?p=8703</guid>
		<description><![CDATA[This may sound strange, a bankruptcy attorney telling not to file bankruptcy. But bankruptcy is not always the best option for all individuals. In certain circumstances, some individuals should not be filing bankruptcy because they will get a better deal either negotiating directly with the creditors. Sometimes a debtor may have too much assets that <a href='http://www.losangelesbklaw.com/file-bankruptcy/'>[...]</a>]]></description>
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		<title>Foreclosure Filings Fell 30 percent in 2011</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/f8WxeGndRtI/</link>
		<comments>http://www.losangelesbklaw.com/foreclosure-filings-fell-30-percent-2011/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 07:27:47 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Forclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<guid isPermaLink="false">http://www.losangelesbklaw.com/?p=8657</guid>
		<description><![CDATA[Foreclosure filings fell dramatically last year, according to a report released Thursday. Several prominent economists said the news was a sign that the housing market could be stumbling toward recovery. But there&#8217;s still a mountain of foreclosures to work through. And there are millions of Americans living in limbo, reeling from the lingering affects of <a href='http://www.losangelesbklaw.com/foreclosure-filings-fell-30-percent-2011/'>[...]</a>]]></description>
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		<item>
		<title>Your Friends on Facebook May Tarnish Your Credit Score</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/GN_pMwvnznM/</link>
		<comments>http://www.losangelesbklaw.com/friends-facebook-tarnish-credit-score/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 05:52:41 +0000</pubDate>
		<dc:creator>arlene</dc:creator>
				<category><![CDATA[credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[improve credit]]></category>
		<category><![CDATA[lending]]></category>
		<guid isPermaLink="false">http://v6.losangelesbklaw.com/?p=3961</guid>
		<description><![CDATA[Banks are now active participants in social media networks, and they are befriending their customers and their customers&#8217; friends.  As a result, banks are receiving and keeping huge amounts of data on their customers.  In the last year or so, financial institutions have started exploring ways to use data from Facebook, Twitter and other networks <a href='http://www.losangelesbklaw.com/friends-facebook-tarnish-credit-score/'>[...]</a>]]></description>
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		<item>
		<title>How To Rebuild Credit after Bankruptcy</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/8pFKHg79ZRs/</link>
		<comments>http://www.losangelesbklaw.com/how-to-rebuild-credit-after-bankruptcy/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 12:56:55 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[rebuild credit]]></category>
		<guid isPermaLink="false">http://v6.losangelesbklaw.com/?p=1764</guid>
		<description><![CDATA[Need to rebuild credit after bankruptcy, try the following. 1. Keep revolving balances below 30% of the high credit limit card you have 2. Limit the number of revolving accounts with balances. keep it under 3 if possible 3. Have 4 or 5 more revolving accounts that are open but have no balance 4. Don&#8217;t <a href='http://www.losangelesbklaw.com/how-to-rebuild-credit-after-bankruptcy/'>[...]</a>]]></description>
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		<feedburner:origLink>http://www.losangelesbklaw.com/how-to-rebuild-credit-after-bankruptcy/</feedburner:origLink></item>
		<item>
		<title>Bankruptcy Petition Signature</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/sh6kCJC68Zc/</link>
		<comments>http://www.losangelesbklaw.com/bankruptcy-petition-signature/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 02:59:45 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://v6.losangelesbklaw.com/blog/?p=385</guid>
		<description><![CDATA[Okay by now you would have completed the first online course. By now, I would have completed the preparation of the petition. At this meeting we will go over the petition and I will explain to you all the different portions of the petition. We will verify for the last time if all the information <a href='http://www.losangelesbklaw.com/bankruptcy-petition-signature/'>[...]</a>]]></description>
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		<item>
		<title>Bankruptcy Stages, Interview with attorney</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/dMNaz0ZTdWQ/</link>
		<comments>http://www.losangelesbklaw.com/bankruptcy-stages-interview-with-attorney/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 05:02:55 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy exemption]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[consumer bankruptcy]]></category>
		<category><![CDATA[bankruptcy stages]]></category>
		<category><![CDATA[bankrutcy course]]></category>
		<guid isPermaLink="false">http://v6.losangelesbklaw.com/blog/?p=375</guid>
		<description><![CDATA[Once you decide you want to move forward, The next step is a detailed interview with the attorney himself to flush out and gather all the facts and documents needed to prepare a complete bankruptcy petition. By now, you have had the initial meeting with the attorney and the different bankruptcy option explained and a <a href='http://www.losangelesbklaw.com/bankruptcy-stages-interview-with-attorney/'>[...]</a>]]></description>
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		<item>
		<title>Bankruptcy Stages, Free Initial Consultation</title>
		<link>http://feedproxy.google.com/~r/losangelesbklaw/~3/xGXuRmgdYR8/</link>
		<comments>http://www.losangelesbklaw.com/bankruptcy-stages-free-initial-consultation/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 18:17:23 +0000</pubDate>
		<dc:creator>Roland Kedikian</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy exemption]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[consumer bankruptcy]]></category>
		<category><![CDATA[attorney meeting]]></category>
		<category><![CDATA[bankruptcy stages]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[free consultation]]></category>
		<category><![CDATA[initial interview]]></category>
		<guid isPermaLink="false">http://v6.losangelesbklaw.com/blog/?p=358</guid>
		<description><![CDATA[Bankruptcy stages start from initial consultation and end at post-discharge issues. The first step should be the initial consultation with a bankruptcy attorney. Bankruptcy is a difficult choice for clients. Often the client has been unwilling to file bankruptcy for months or sometimes years. The reasons I see are many. Some are feeling ashamed believing <a href='http://www.losangelesbklaw.com/bankruptcy-stages-free-initial-consultation/'>[...]</a>]]></description>
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