You know that using every day items for unusual things is one of the great ways to save money that you hear about every day. Today we are going to find out about ten great new ways to use toothpaste in a pinch that will help you to save money!

1. Help With A Hair Color Mistake
2. Soothe A Bee Sting
3. Display Artwork
4. Salvage Scratched Glass
5. Freshen Your Car
6. Refresh Silver
7. Clean Up Nails
8. Fog Proof Goggles
9. Get Grass Stains Out Of Denim
10. Spruce Up Leather

I am sure that many of you have already tried some of these tips and you can check out the August 3rd edition of First magazine for the full details.
Help With A Hair Color Mistake: You can use a small dab of white toothpaste to scrub away any stains along the hairline and cover up your oops moment with the hair color.

Soothe A Bee Sting: The alkaline paste helps to neutralize the bee’s venom so spread a thin layer over a bee sting to ease the pain.
Display Artwork: Dab a little toothpaste on the back of papers to ‘glue’ them to the wall. Easy cleanup involves a wet sponge or paper towel when you are ready to take down the art.
Salvage Scratched Glass: A tiny dab of toothpast polishes the glass to remove small scratches until you can find a more permanent solution. Caution: DO NOT use on your car windows!!!
Freshen Your Car: Place a small amount of toothpaste on a paper towel, then fold and leave it in the car with the windows cracked. The sodium bicarbonate freshens while you are away and leaves your car smelling great.
Refresh Silver: Use toothpaste to polish old silver and restore the shine. I did this when I was little and it really works!!!!!
Clean Up Nails: The cleaning agents in toothpaste can help remove the yellow from your fingernails after they have been abused with nail polish.
Fog Proof Goggles: Rub some toothpaste on the inside of goggles and then rinse to have fog free goggles for swimming.
Get Grass Stains Out Of Denim: Using toothpaste as a prewash for grass stains on denim helps to break them down and remove them better than not doing it at all.
Spruce Up Leather: Like with the silver above, toothpaste can bring back some shine to white leather. Just polish and wipe clean with a  damp cloth.

Do you have any other uses for toothpaste this summer?

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• Biotene toothpaste takes the pain away
• LASIK Eye Surgery - My Experiences - Day 12
• 101 Ways to Detoxify and Save Money too
• Friday Freebie: Arm & Hammer Toothpaste
• How to keep your Skin Clear

I am currently on a plane on my way to St. Lucia for a much needed break. It will only be a partial break as I am working on some online classes through the summer but I still get to go to the beach so yippee!!!!!

My birthday is on Wednesday the 15th and I plan to laze around ALL day and then party at night. To achieve this I will need to do my classwork on Sunday and Monday since Tuesday I will not have access to a computer and the final assignments are due on Thursday.

Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

Income for the month to date: $11.34

Expenses for the month to date: $1960.59

Net effect: -$1949.25

Since the last posting I spent a total of $275.34 on household items and food, leaving $35.27 in the budget for the month. This is because I stocked up on some stuff like cat food and kitty litter for Dinero who is staying with a friend for the time I am gone.

I used $2.25 in coupons so that will reduce my spending by that amount. I withdrew some cash to use since I will be operating on a strictly cash basis overseas to avoid those pesky international credit card fees. Using cash is one of the best ways to save money when travelling internationally, especially if you will be staying with family like I will be.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!

Make Money Online with Deal Barbie.

• Tracking My Finances In 2009: 11 Feb
• Tracking my Finances in 2009: 28 February
• Tracking my Finances in 2009: 27 May
• Tracking My Finances In 2009: 14 April
• Tracking my Finances in 2009: 11 June

Today I paid $0 out of pocket for $1.78 worth of items. I had $2 ECB from the last time and since I will be travelling for a month and will not have access to CVS I decided to spend them even though I was going to ‘lose’ money on this transaction.

I sort of made money on one pack because it cost $0.89 and I got back $0.99 in ECBs. I had to pay the full price for the second pack.

Transaction 1

Item: CVS panty liners (got two so I could use the $2 ECB, but the limit on the ECB is one packet)

Price: $0.89 each

CVS Extra Care Bucks earned: $0.99 (strange!!!!)

Total coupons used: $2 ECB

Total out of pocket today: $0.00

Total CVS Extra Care Bucks earned today: $0.99

Total out of pocket to date: $213.22

Gift Card balance : $0

Total CVS Extra Care Bucks earned to date: $620.54

CVS Extra Care Bucks Used to date: $619.33

CVS Extra Care Bucks Balance: $1.21

Abbreviations used

MFR = manufacturer coupon

ECB = extra care bucks

Join me next time as I look for more ways to save money as I visit CVS.

• How I Save Money At CVS: November 27
• How I Save Money At CVS: 29 March 09
• How I Save Money At CVS: 24 May 09
• How I Save Money At CVS: 7 June 09
• How I Save Money At CVS: 28 Dec 2008

Hi money savers!

I have been looking for ways to save money every day and part of this lies in revising and editing my budget even more. In this way I can trim the fat from the areas where I spend too much and divert that money over to the areas where I need it more.

You may remember when I tweaked my budget, then simplified my money , simplified it even more and then revised it and simplified even further. Well I am doing it AGAIN because I have need for a different set of cash flows in the upcoming months.

I recently started taking some classes to further develop myself in my field (yaay me!!!!!) but these classes are expensive so I have had to shuffle around money to be able to pay for them and not owe anyone.

I have whittled the Expenses categories down to seven major groups namely:

• Home
• Utilities
• Household
• Car
• Credit Cards
• Miscellaneous
• Savings

Those are the major categories that I have as expenses for the month and my salary is divided according to the burden that each thing takes up in my life.

I included savings as an expense because I do believe that every dollar should have a job and if Ijust leave it up to myself to pick savings it might not get done. By forcing myself to save a set amount and treating it like a bill I have no excuse not to send money to savings. Now of course I am not doing this manually, since I just have an automatic transfer set up in ING to put a certain amount in a savings account every month.

You might wonder what I put under each category so I am going to expand a little bit more here.

Home

• Rent
• Insurance
• Water/Sewage
• Pet Rent (Dinero waves paw wildly)

Utilities

• Electricity
• Cable/Internet
• Cellphone
• Phone card

Household

• Food
• Clothes
• Household Items
• Pet Items

Car

• Loan
• Insurance
• Gas
• Maintenance

Credit Cards

• Credit Card 1
• Credit Card 2

Miscellaneous

• Personal loans
• School
• Church

Savings

• Emergency Fund
• Never Go Back To Fresno Fund
• Other Savings
• Irregular Expenses

The listings above take care of my money and any overage e.g. if the water bill is less than budgeted goes into the Irregular Expenses account so that I can make the most honest use of my zero based budget.

I then went into Mint and QuickenOnline and set up each of those categories with the corresponding amounts for July. I think that since I will not be using my credit cards for shopping this month I will have less updates to do online and should get a clearer picture of my finances.

By the way, the category School under Miscellaneous is being used right now for the classes that I am taking. When I am done with the program it will be renamed to some other project that I am working on. If there is no bill to go with it then the money will be transferred to  snowflake a payment to one of the credit cards listed.

Credit cards 1 and 2 are the two cards that I carry a balance on…..at zero percent interest. One card is the card I used when I got LASIK and the other is a card that gave me a 0% balance transfer offer. So I am carrying a balance on those two cards but not paying any interest since they are both at zero percent!!!!

My two main credit cards which I use for all purchases, are paid in full every month because the money budgeted for things like rent and food is sent to those cards every month.

As you can see, my budget is a living entitiy that needs tweaking every so often as my circumstances change. My rent is increasing in August so I needed to take account for that in the budget and adjust accordingly. My salary is also going up a little bit, as teacher pay increases slightly every year.  I am taking these classes so that I can become an administrator in the field of education and increase my value and salary even more.

How often do you tweak your budget?

• Simplifying My Finances EVEN More
• Tracking My Finances In 2008: December 3
• Tracking my Finances in November: Day 30
• Zero!
• Tracking My Finances In April: Day 30

Welcome to How I Save Money visits ! Today we visit:

“Optimizing Your Asset Allocation” at Dividends Value .

“Save Money By Checking Your Automated Finances” at How I Save Money .

“Social Lack of Graces” at Her Every Cent Counts .

“Cash For Clunkers is Dumb” at Living Off Dividends .

“One Year Older” at Saving For a Home Of My Own .

“A Lesson In The Definition of Working Poor” at MoneyKateMate .

You may have noticed from previous posts that there are some blogs I no longer link to and this is because they have not posted in months. I can understand that sometimes we have nothing to write…..but if you have not posted in 30 days or more then I really will not feature you in the weekly links.

• How I Save Money Visits: 3 June 2009
• How to Make Money using Other People’s Content
• Cleaning out my blogroll
• Critique My Blog
• How now John Chow!

Hi everyone!!!!

I will be off on ‘vacation’ starting Saturday in sunny St.Lucia!!!!! Woo hoo.

I am accepting guest posts for the month of July so if you have something you would to post here please send an email to lulugal AT howisavemoney DOT net.

I will still be posting while on vacation so please come back and check up on the site……and subscribe to the feed if you have not already done so.

• Mother’s Funeral Is Today
• I Am Going Home!!!!!
• Looking For Guest Posts
• Subscribe to my feed
• Carnival ofCredit Report Stories

I have my finances basically set up so that I do not need to log in to check anything. My ING account pays my credit cards and the car loan and all my other bills go to one or two cards.

I have everything set up according to my zero based budget so that I don’t go over in any one area when it comes to paying a bill. Two days ago I logged in to one of my credit cards to look at the data and make sure that it it matched up with all my receipts.

Now this is where the ‘fun’ begins.

I have two cards with this company and only one card is being used becuase it gives me cash back. ING had been sending paper checks to the company and since I put the ending numbers on the check the credit card company applied them to the correct card. After a few checks ING realized that this place accepts electronic payments so they switched the paper checks over. For some reason, the last two payments went to the OTHER card resulting in a credit on that card with a zero balance.

Now I caught this because I had made two large payments since I went over my budget last month preparing for my upcoming trip. The extra payments were set up differently from my regular payments so I knew that I would be covered and not be carrying a balance on those cards.

Imagine my shock to see that the card I had ‘paid’ was still carrying a balance and a very large one at that, after TWO additonal checks had been sent.

I quickly went into panic mode and started to hyperventilate. Why was there such a large balance on the card? Had my identity been stolen?

When I recovered a few seocnds later I decided to check all the other accounts with that company and saw that one card had a large credit balance. I dug deeper to find out that the credit was the two extra payments I had set up for the first card. Whew! Simply a technical error and easy to fix.

The representative said they would reverse the payments on the current card and apply them to the new card and even backdate the payments so I would not incur any fees.

Yippee!!!!!

They told me that the bill pay specifically stated that card B should be paid  so that is why they applied the money to card B.

I then went to ING’s website to see what teh problem really was but the site was down.

What?

My (slightly) anal personality does NOT want to wait until the technical difficulties have been resolved.

Me want in account NOW!!!! (cavewoman in me comes out).

Unfortunately, banging on the desk does not fix the website and only gives me a sore hand, so I wait until the site comes back up.

I log in and check all my payments and see that the problem is ………..me.

ING treats each card as a different entity and I had inadvertently set up the new electronic payments under another card with the same company. I now have to apologize (mentally) for all the bad things I said about the company in my head and fix the problem that I created.

I deleted the four weekly payments (set up according to my simplified budgeting process) and created new ones with the correct information.

I would not have noticed this if I had said my finances are automated so I never need to check them. I would have incurred late fees on the card because the payments were going to the wrong card and this might even cause my interest rates to go up as well.

By being vigilant, I managed to save money from interest and fees and found a problem that I had inadvertently created but was easy to fix.

How often do you check your automated finances?

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• 0% credit cards advertisement
• How to Get the Best Credit Card For Your Needs
• 3 Best accounts to have
• How I Manage My Credit Card Payments
• Credit Card Craziness!

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

Income for the month to date: $0.00

Expenses for the month to date: $753.69

Net effect: -$753.69

Since the last posting I paid rent and all other fees associated with the apartment. I also spent $25.88 on some food items since I have nothing at all in my cupboards to eat over the next few days.

I ended June on a bad note, going $57.03 over my budget due to a lot of extra spending for my trip home. I had to purchase luggage since I do not have any luggage at all and I also got some stuff to bring home for my family.

Payday was yesterday so I am starting the month off with my accounts full once more. I made a few tweaks to the budget and I am now grouping food and other personal items under the category Household, instead of separating them.

I signed my new lease today and rent will be going up in August so I adjusted the budget to take that into account.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!

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• Tracking my Finances in 2009: 11 June
• Tracking my Finances in 2009: 27 May
• Tracking My Finances In 2009: 4 May
• Tracking My Finances In 2009: 14 April
• Tracking my Finances in 2009: 21 May

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

Income for the month to date: $144.85

Expenses for the month to date: $2515.20

Net effect: -$2370.35

Since the last posting I have spent some money getting things ready for my trip this summer. I also bought some stuff for my brother’s family which I am supposed to be getting reimbursed later.

I got a little bit of income from ads on the blog and people who are repaying their Lending Club Loans so that keeps the cash flowing in nicely.

I am soooooooooooooooooo happy that we are getting paid on Tuesday so I will not have to see the very low balance in my ING accounts any more.

I still have some more stuff to buy before I leave including LUGGAGE so I will be going over the budget this month I am sure. Yes I know we talk about having an Emergency Fund but mine was drained by having to pay for my two sets of plane tickets (long story) and since I do not want to get interest charged on those purchases I paid off the cards in full.

I would rather have $6.65 left in my Emergency Fund and not get interest charges than the other way right now.

I am looking for guest posts to feature in July so hit me up if you have a really juicy post on ways to save money.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!

Check out my Experiences with LASIK surgery

• Tracking my Finances in 2009: 11 June
• Tracking my Finances in 2009: 27 May
• Tracking My Finances In 2009: 11 July
• Tracking my Finances in 2009: 30 April
• Tracking My Finances In 2009: July 1

Now that we are getting the super heat in Texas most people are turning on the air conditioners full blast. I am off work now (perks of being a teacher!!!!) and since I have been home I noticed that the air conditioners in my building are going all day long….even though I see the other residents leaving in the morning for work.

Now I know that some of these people have children but others do not. So why are they leaving the air conditioning running all day?

And I know that they are not cycling the air conditioning by lowering the thermostats because the machines NEVER go off. When I am at home I run the fans to keep the air circulating so that I can turn the thermostat down (actually it is up since it is a higher temperature) and not use the air conditioning so much.

Using the fan makes the cool air move and allows my air conditioning to cycle off more often because the air in my apartment is so much cooler. It is cheaper to run the fans than to just have the air conditioning on all the time so turn that fan on and save some money!

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• 5 Tips to Save Money on Electricity
• How to save money on electricity bills
• Tracking My Finances in August: Day 12
• How I save Money on Electricity by having a pet Fish
• 25 ways I save money: part 1 of 5

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

Income for the month to date: $16.52

Expenses for the month to date: $2041.38

Net effect: -$2024.86

Since the last posting I spent $14.60 on textbooks for a class that I am taking right now. I was very fortunate to get the books used (in good condition) from Amazon so I did not have to spend a lot of money for them. It would have been even better if I could have gotten them for free….but that was not possible this time.

I have also sent off $15 to my FNBO account for savings…classified as a bill for budgeting purposes.

I got $3.77 from Prosper for loan repayments and $0.08 from one of my ING accounts.

With just a few more days to payday I am on track with the budget….but next month will be crazy because I will be going home and will have to be on a strictly cash only basis. I have already set aside the money I will need to go home and I am not sure how I will do these tracking posts because I will be working with a foreign currency….and oh well.

I guess I can continue to do a weekly posting and round off the numbers and convert as needed…so stay tuned for that.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!

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• Tracking my Finances in 2009: 27 May
• Tracking My Finances In 2009: July 1
• Tracking my Finances in 2009: 11 June
• Tracking my Finances in 2009: 21 May
• Tracking My Finances In 2009: 14 April

Today I paid $0.00 out of pocket for $6.99 worth of items. I decided to try out this new Purex detergent sheet that combines detergent, anti static  and fabric softener in one easy to use sheet.

There are 20 sheets in the package but since I basically got it for free I am not too worried about the cost per sheet.

I also used up the total balance on the gift card by helping with someone else’s purchases.

Transaction 1

Item: Purex

Price: $6.99

CVS Extra Care Bucks earned: $2.00

Total coupons used: $3ECB + $2 MFR

Total out of pocket today: $2.15 paid with gift card

Total CVS Extra Care Bucks earned today: $2.00

Total out of pocket to date: $213.22

Gift Card balance : $0.00

Total CVS Extra Care Bucks earned to date: $619.55

CVS Extra Care Bucks Used to date: $617.55

CVS Extra Care Bucks Balance: $2.00

Abbreviations used

MFR = manufacturer coupon

ECB = extra care bucks

Join me next time as I look for more ways to save money as I visit CVS.

Make Money Online with Deal Barbie.

• How I Save Money At CVS: 7 June 09
• How I Save Money At CVS: 24 May 09
• How I Save Money At CVS: November 27
• How I Save Money At CVS: 29 March 09
• How I Save Money At CVS: December 2

Welcome to the June 15, 2009 edition of twenty something finances. This edition focuses on submissions with numbers in the titles so please read and enjoy.

0

The Dough Roller presents 0% APR Balance Transfer for 12 Months posted at The Dough Roller, saying, “While balance transfer offers are fast disappearing, here is on of the last reamining 12-month 0% APR balance transfer deals left.”

PFCreditCards presents Zero Balance Transfer Credit Card Offers posted at PF Credit Cards, saying, “0% balance transfer credit cards are a great way to free interest and excel your way back to become debt free. Here are two options you should consider.”

Super Saver presents We’ve Achieved Zero Debt posted at My Wealth Builder, saying, “We paid off our mortgage and became 100% debt free.”

Four Pillars presents Save Money With Zero Percent Balance Transfers posted at Quest For Four Pillars, saying, “Zero percent balance credit cards can save you interest and money.”

4

Carl Stevens presents 4 Reasons Why You Should Apply For Unemployment Benefits posted at Smart Unemployment, saying, “More than 50% of Americans who are out of work do not receive unemployment benefits. Many people do not receive benefits simply because they do not apply. Here are four good reasons why you should apply.”

Jeff Rose presents Four things that are making you poor posted at Jeff Rose.

And More

Debt Freedom Fighter presents Increase Your Savings with 5 Simple Tips posted at Discover Debt Freedom!.

Len Penzo presents Nobody’s Perfect: My 10 Dumbest Money Mistakes (Part 1) posted at Len Penzo . Com, saying, “Do as I say, not as I, uh, did.”

BankMan presents Ten banks paying back TARP early posted at High Yield Savings Accounts, saying, “Ten banks paying back TARP early - which should free up more money for loans to people and businesses.”

Baker presents 27 Last Minute Considerations Before Moving Across The World posted at Man Vs. Debt, saying, “Thanks for hosting!”

DebtLite presents 64 Thought Provoking Quotes on the Meaning of Money posted at School Loans.

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

• Carnival Of Credit Report Stories: June 9
• Carnival of Credit Report Stories For May 12
• Carnival of Credit Report Stories June 11th edition
• Carnival Of Credit Report Stories October 27
• Carnival of Credit Report Stories

Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

Income for the month to date: $9.67

Expenses for the month to date: $1573.98

Net effect: -$1564.31

Since the last posting I got some repayments from loans that I made over at Lending Club. I also spent $12.74 for personal and household items and $30.63 on food….although I don’t know where it went to.

I spent $12.86 on dining out with co-workers as we went out for the last time on the last day of school.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!

• Tracking my Finances in 2009: 28 February
• Tracking My Finances In 2009: 31 March
• Tracking my Finances in 2009: 21 May
• Tracking My Finances In September: Day 6
• Tracking My Finances In 2009: 4 May

Meow!

Hi everyone, this is Dinero and I am telling you about another way that I help Lulu save money. 

I know that Lulu loves to cut coupons (silly human, being entertained by a piece of paper. She loves using Fresh Step kitty litter in my box because she does not want the place to stink. Who does????

The thing with this is that the Fresh Step is a bit expensive at almost $9 a box and she has been grumbling about how much my kitty litter costs. Well Fresh Step has a program called Paw Prints where each box has a code printed on the inside. You log in to the website and enter your code and receive points that you can redeem for various items like a play tunnel (I so WANT that!!!!), a picture frame, cat toys and other items.

Lulu opted to use her points to get a coupon for a free box of kitty litter…which has a code in it so she can start building up rewards again to keep my bathroom smelling fresh and clean. Well today when she checked the mail there was a coupon for a FREE box!!!!!!!

Now she is happy that I told her about the paw points program so it sort of offsets the cost of the litter. Plus this is the BEST litter she has found at keeping my place smelling fresh and lovely. I swear I sometimes forget it is my bathroom because I cannot smell a thing.

I am off to hide behind the door now and pounce on her feet as she walks by…………

Until next time, Dinero out.

(image from www.clipartguide.com)Signed with a paw print….y’all know I can’t hold a pen!

• Tracking My Finances In 2009: 24 Jan
• Name For My New Cat..Please Vote
• Dinero Saves Dinero: Foil And Water
• Dinero Saves Dinero: Less Television
• Dinero Saves Dinero: Heater

• Carnival of Credit Report Stories June 11th edition
• Carnival of Twenty Something Finances December 31 edition: Part One
• Carnival Of Twenty Something Finances: Numbers Edition
• Carnival Of Credit Report Stories: June 9
• Looking for Carnival Hosts

Today I paid $0.00 out of pocket for $31.96 worth of items.

I used the gift card from before so my items were not totally free in the true sense of the word….but I did not have to use cash or a credit card or a check to pay for them.

Transaction 1

Item: Secret antiperspirant (yeah I sweat a lot…or used to, before this…so go ahead and laugh if you want to.)

Price: $7.99

CVS Extra Care Bucks earned: $1.00

Item: Glide floss

Price: $5.99

CVS Extra Care Bucks earned: $2.00

Total coupons used: $2 MFR + $4ECB

Transaction 2

Item: Colgate Wisp times 2

Price: $4.50 for 2

CVS Extra Care Bucks earned: $0.00

Item: Secret antiperspirant (I like to keep an extra one on hand)

Price: $7.99

CVS Extra Care Bucks earned: $1.00

Item: Visine for contacts (I am wearing my nonprescription colored contacts even though I got LASIK to correct my vision)

Price: $5.49

CVS Extra Care Bucks earned: $1.00

Total coupons used: $$1.50 MFR + $3ECB

Total out of pocket today: $0.00

Total paid on Gift card: $22.54

Total CVS Extra Care Bucks earned today: $5.00

Total out of pocket to date: $213.22

Gift Card balance : $14.10

Total CVS Extra Care Bucks earned to date: $617.55

CVS Extra Care Bucks Used to date: $614.55

CVS Extra Care Bucks Balance: $3.00

Abbreviations used

MFR = manufacturer coupon

ECB = extra care bucks

Join me next time as I look for more ways to save money as I visit CVS.

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• How I Save Money At CVS: November 27
• How I Save Money At CVS: 24 May 09
• How I Save Money At CVS: 15 March 2009
• How I Save Money At CVS: 29 March 09
• How I Save Money At CVS: December 2

I am looking for hosts for the Carnival Of Twenty Something Finances. Remember that I will be gone for the month of July and I would like to fill in a few slots for the upcoming carnival dates.

Check out the Host A Carnival page for more details on how to host a carnival. Please leave a comment or use the contact form to pick a date!!!!

Here are the upcoming dates for the Carnival of Twenty Something Finances

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upcoming editions

Jun 08, 2009	How I Save Money.net
Jun 15, 2009	unknown
Jun 22, 2009	unknown
Jun 29, 2009	unknown
Jul 06, 2009	unknown
Jul 13, 2009	unknown
Jul 20, 2009	unknown
Jul 27, 2009	unknown
Aug 03, 2009	unknown
Aug 10, 2009	unknown
Aug 17, 2009	unknown

 
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• Looking for Carnival Hosts
• Carnival has been moved
• Looking For Hosts for the Carnivals
• Upcoming Carnivals and Hosts
• Carnival of Twenty something Finances July 23 edition

Check out my Experiences with LASIK surgery

• How I Save Money Visits: July 19
• How I Save Money Visits: June 6
• How I Save Money Visits: September 12
• How I Save Money Visits: February 24
• How I Save Money Visits: July 27

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• How I Save Money At CVS: 24 May 09
• How I Save Money At CVS: 15 March 2009
• How I Save Money At CVS: November 27
• How I Save Money At CVS: September 19
• How I Save Money At CVS: 7 June 09