<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml" dir="ltr" lang="en-US">
<head profile="http://gmpg.org/xfn/11">
	<meta http-equiv="Content-Type" content="text/html; charset=UTF-8"/>
<link rel="stylesheet" type="text/css" href="https://marriedwithdebt.com/wp-content/w3tc/min/4e6d286b.a8974e.css" media="all" />
<script type="text/javascript" src="https://marriedwithdebt.com/wp-content/w3tc/min/f04d3185.42bb78.js"></script>
<meta name="show-menu-auto-arrows" content="1"/>
<meta name="show-menu-drop-shadows" content="0"/>
<link rel="pingback" href="https://marriedwithdebt.com/xmlrpc.php" />
<!--[if IE 6]>
    <script  type="text/javascript" src="http://marriedwithdebt.com/wp-content/themes/u-design/scripts/DD_belatedPNG_0.0.8a-min.js"></script>
    <script  type="text/javascript">
    // <![CDATA[
	DD_belatedPNG.fix('.pngfix, img, #home-page-content li, #page-content li, #bottom li, #footer li, #recentcomments li span');
    // ]]>
    </script>
<![endif]-->
<!-- This site is optimized with the Yoast WordPress SEO plugin v1.2.7 - http://yoast.com/wordpress/seo/ -->
<title>Beyond Income: Wealth, Digital Tools & Public Standards</title>
	<link rel="canonical" href="https://marriedwithdebt.com" />
<meta name="description" content="Need help getting out of debt? You've come to the right place. Topics include personal finance, early retirement, lifestyle design, and financial independence."/>
<link rel="next" href="https://marriedwithdebt.com/page/2/" />
<!-- / Yoast WordPress SEO plugin. -->
<link rel="stylesheet" id="custom-style-css" href="wp-content/themes/u-design/styles/custom/custom_style_php-ver-3.4.1.css" type="text/css" media="screen"/>
<link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://marriedwithdebt.com/xmlrpc.php?rsd" />
<link rel="wlwmanifest" type="application/wlwmanifest+xml" href="https://marriedwithdebt.com/wp-includes/wlwmanifest.xml" /> 
<link rel="shortlink" href="https://wp.me/1UCiL" />
	<style type="text/css">.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}</style>
<!--[if lte IE 9]>
    <link rel="stylesheet" href="http://marriedwithdebt.com/wp-content/themes/u-design/styles/common-css/ie-all.css" media="screen" type="text/css" />
<![endif]-->
<!--[if lte IE 7]>
    <link rel="stylesheet" href="http://marriedwithdebt.com/wp-content/themes/u-design/styles/common-css/ie6-7.css" media="screen" type="text/css" />
<![endif]-->
<!--[if IE 6]>
    <link rel="stylesheet" href="http://marriedwithdebt.com/wp-content/themes/u-design/styles/common-css/ie6.css" media="screen" type="text/css" />
    <style type="text/css">
	body{ behavior: url("http://marriedwithdebt.com/wp-content/themes/u-design/scripts/csshover3.htc"); }
    </style>
<![endif]-->
</head>
<body class="home blog  ">
	<div id="feedback"><a href="/" title="Feedback" class="feedback"></a></div>
	<div id="page-peel">
		
		<div class="msg_block"></div>
	</div>
    <div id="wrapper-1" class="pngfix">
	<div id="top-wrapper">
            <div id="top-elements" class="container_24">
                    <div id="logo" class="grid_14">
                            <h1><a title="Married (with Debt)" class="pngfix" href="/">Married (with Debt)</a></h1>
                    </div>
                    <div id="slogan" class="grid_17"></div>
                    <!-- end logo slogan -->
                        <div class="social-media-area grid_9 prefix_15">
<div class="social_media_top widget_text substitute_widget_class">			<div class="textwidget"><p>Follow @MarriedWithDebt<br/>
<script>!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0];if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src="http://platform.twitter.com/widgets.js";fjs.parentNode.insertBefore(js,fjs);}}(document,"script","twitter-wjs");</script></p>
<p>                <span style="background-color:#FF5C00; color:#FFFFFF">Subscribe to RSS</span></p>
</div>
		</div>                        </div><!-- end social-media-area -->
	    </div>
	    <!-- end top-elements -->
            <div id="main-menu" class="pngfix">
                <div id="dropdown-holder" class="container_24">
<div id="navigation-menu" class="navigation-menu"><ul class="sf-menu"><li class="current_page_item"><a href="/"><span>Home</span></a></li><li class="page_item page-item-1898"><a href="blog/"><span>Blog</span></a></li>
<li class="page_item page-item-2"><a href="about/"><span>Our Story</span></a></li>
<li class="page_item page-item-261"><a href="10-rules/"><span>10 Rules</span></a></li>
<li class="page_item page-item-250"><a href="/"><span>Contact</span></a></li>
<li class="page_item page-item-212"><a href="/"><span>Disclaimer</span></a></li>
</ul></div>                </div>
                <!-- end dropdown-holder -->
            </div>
            <!-- end top-main-menu -->
	</div>
	<!-- end top-wrapper -->
	<div class="clear"></div>
	    <div id="c3-header">
		<div id="header-content" class="container_24">
		    <div class="c3-slideshow">
			    <ul id="c3-slider">
				    <li>
					<div class="c3-slide-img-wrapper">
                                            <img src="wp-content/uploads/2012/08/slide-1-ss-e1344458837583.jpg" alt="" class="slide-img" width="940" height="430"/>
					</div>
                                        <div class="c3_slide_link_url">
<a href="2012/02/make-a-monthly-debt-budget/" title="" target="_self"></a>                                        </div>
				    </li>
				    <li>
					<div class="c3-slide-img-wrapper">
                                            <img src="wp-content/uploads/2012/08/slide-2-3.jpg" alt="" class="slide-img" width="940" height="430"/>
					</div>
                                        <div class="c3_slide_link_url">
<a href="10-rules/" title="" target="_self"></a>                                        </div>
				    </li>
				    <li>
					<div class="c3-slide-img-wrapper">
                                            
					</div>
                                        <div class="c3_slide_link_url">
<a href="2012/08/we-did-it-debt-free/" title="" target="_self"></a>                                        </div>
				    </li>
				    <li>
					<div class="c3-slide-img-wrapper">
                                            
					</div>
                                        <div class="c3_slide_link_url">
<a href="2012/08/london-istria-croatia-photos/" title="" target="_self"></a>                                        </div>
				    </li>
			    </ul>
			    <input type="hidden" class="base-url" value="http://marriedwithdebt.com"/>
		    </div>
		    <!-- end c3-slideshow -->
		    <div class="c3-controls">
                        <span id="c3-resumeButton" style=""><a href="" title="Play" class="pngfix">Play</a></span>
                        <span id="c3-pauseButton" style=""><a href="" title="Pause" class="pngfix">Pause</a></span>
                        <div id="c3-nav" style=""></div>
		    </div>
		</div>
		<!-- end header-content -->
	    </div>
	    <!-- end c3-header -->
	    <div class="clear"></div>
	    <div id="home-page-content">
	    <div id="content-container" class="container_24">
		<div id="main-content" class="grid_24">
		    <div class="main-content-padding">
```html
<div id="cont-box-1" class="one_third home-cont-box">
  <div class="column-content-wrapper">
    <div class="cont_col_1 widget_latest_posts substitute_widget_class">
      <h3 class="cont_col_1_title">LATEST FROM THE BLOG</h3>
      <div class="latest_posts">
        <ul class="small-thumb">
          <li>
            <span class="small-custom-frame alignleft">
              <a href="2012/09/wealth-income/" title="Wealth Has Little to Do With Income">
                <img src="wp-content/themes/u-design/scripts/timthumb.php/wp-content/uploads/2012/01/cash.jpg" width="60" height="60" alt="Photo by Cohdra via MorgueFile"/>
              </a>
            </span>
            <a class="teaser-title" title="Wealth Has Little to Do With Income" href="2012/09/wealth-income/">Wealth Has Little to Do With Income</a>
            <div class="teaser-content">For me, the definitions of &#8220;rich,&#8221; &#8220;poor,&#8221; and &#8220;middle-class&#8221; have very little (if anything) to do with income. And before diving further into these concepts, it's worth reviewing this <a href="https://www.suu.edu/hss/comm/masters/capstone/project/f-bordbar.pdf">educational perspective</a> on economic perception. Financial positioning often stems more from spending behavior and mindset than numeric salary brackets. For context on how government standards shape public access and equity in services, refer to this <a href="https://v1.designsystem.digital.gov/about/design-principles">additional resource</a>.</div>
            <a title="Wealth Has Little to Do With Income" href="2012/09/wealth-income/" class="read-more-align-right"><span>Read more</span> &rarr;</a>
            <div class="clear"></div>
```

				</li>
				<li>
<span class="small-custom-frame alignleft"><a href="2012/09/threats-to-debt-freedom/" title="Threats to Debt Freedom"><img src="wp-content/themes/u-design/scripts/timthumb.php/wp-content/uploads/2012/05/pmi-debt.jpg" width="60" height="60" alt="Threats to Debt Freedom"/></a></span>				    <a class="teaser-title" title="Threats to Debt Freedom" href="2012/09/threats-to-debt-freedom/">Threats to Debt Freedom</a>
				    <div class="teaser-content">The biggest threat to debt freedom is&#8230;going back in debt, and that’s one of my biggest worries now that we...</div>
                                        <a title="Threats to Debt Freedom" href="2012/09/threats-to-debt-freedom/" class="read-more-align-right"><span>Read more</span> &rarr;</a>
				    <div class="clear"></div>
				</li>
				<li>
<span class="small-custom-frame alignleft"><a href="/" title="August Was Brutal (for Expenses)"><img src="wp-content/themes/u-design/scripts/timthumb.php/wp-content/uploads/2012/03/stress-at-work.jpg" width="60" height="60" alt="Feeling stressed at work? Take an office vacation."/></a></span>				    <a class="teaser-title" title="August Was Brutal (for Expenses)" href="/">August Was Brutal (for Expenses)</a>
				    <div class="teaser-content">I don’t know about everyone else, but August was brutal for our family when it came to spending, especially unplanned...</div>
                                        <a title="August Was Brutal (for Expenses)" href="/" class="read-more-align-right"><span>Read more</span> &rarr;</a>
				    <div class="clear"></div>
				</li>
			</ul>
		    </div><!-- end widget_recent_posts -->
</div></div></div><!-- end cont-box-1 --><div id="cont-box-2" class="one_third home-cont-box"><div class="column-content-wrapper"><div class="cont_col_2 widget_text substitute_widget_class"><h3 class="cont_col_2_title">ABOUT ME</h3>			<div class="textwidget"><p><img src="wp-content/uploads/2012/08/profile-2-e1344806110182.jpg" width="300" height="305"/></p>
<h3><b>John Miro</b> - Writer. Blogger. Helper. </h3>
<p><em><b>My wife and I paid off over $100,000 in consumer debt, and you can, too. Follow us as we show you how.</b></em></p>
<p>
</div>
		</div></div></div><!-- end cont-box-2 --><div id="cont-box-3" class="one_third home-cont-box last_column"><div class="column-content-wrapper"><div class="cont_col_3 jetpack_subscription_widget substitute_widget_class"><h3 class="cont_col_3_title"><label for="subscribe-field">SUBSCRIBE VIA EMAIL</label></h3>
		<a name="subscribe-blog"></a>
		<form action="" method="post" accept-charset="utf-8" id="subscribe-blog">
			<p>Receive notifications of new posts by email. Also get access to subscriber only giveaways.</p>
			<p><input type="text" name="email" style="width: 95%; padding: 1px 2px" value="Email Address" id="subscribe-field" onclick="if ( this.value == 'Email Address' ) { this.value = ''; }" onblur="if ( this.value == '' ) { this.value = 'Email Address'; }"/></p>
			<p>
				<input type="hidden" name="action" value="subscribe"/>
				<input type="hidden" name="source" value="http://marriedwithdebt.com/"/>
				<input type="hidden" name="sub-type" value="widget"/>
				<input type="hidden" name="redirect_fragment" value="blog_subscription-2"/>
				<input type="hidden" id="_wpnonce" name="_wpnonce" value="6b9acc3c01"/>				<input type="submit" value="Subscribe" name="jetpack_subscriptions_widget"/>
			</p>
		</form>
</div><div class="cont_col_3 widget_text substitute_widget_class"><h3 class="cont_col_3_title">RESOURCES</h3>			<div class="textwidget"><p>Email me thru the <a href="/">Contact Page</a> for a copy of our FREE debt and bill tracking spreadsheet.</p>
<p><img src="wp-content/uploads/2012/02/Debt-Budget-Full.png" width="300" height="195"/></p>
</div>
		</div></div></div><!-- end cont-box-3 -->		      </div>
		      <!-- end main-content-padding -->
		  </div>
		  <!-- end main-content -->
	    </div>
	    <!-- end content-container -->
	    <div class="clear"></div>
</div><!-- end page-content -->
<div class="clear"></div>
	    <div id="bottom-bg">
		<div id="bottom" class="container_24">
		    <div class="bottom-content-padding">
<div id="bottom_1" class="one_fourth"><div class="column-content-wrapper"><div class="bottom-col-content widget_text substitute_widget_class"><h3 class="bottom-col-title">Affiliations</h3>			<div class="textwidget"><img src="badges/c-220-yakezie-02.png" alt="Proud Member of the Yakezie Challenge"/></div>
		</div><div class="bottom-col-content widget_text substitute_widget_class">			<div class="textwidget"></div>
		</div></div></div><!-- end bottom_1 --><div id="bottom_2" class="one_fourth"><div class="column-content-wrapper"><div class="bottom-col-content widget_categories custom-formatting"><h3 class="bottom-col-title">Topics</h3>		<ul>
	<li class="cat-item cat-item-75"><a href="category/blogging/" title="View all posts filed under Blogging">Blogging <span class="posts-counter">(41)</span></a>
</li>
	<li class="cat-item cat-item-10"><a href="category/debt/" title="View all posts filed under Debt">Debt <span class="posts-counter">(54)</span></a>
</li>
	<li class="cat-item cat-item-366"><a href="category/investing-2/" title="View all posts filed under Investing">Investing <span class="posts-counter">(1)</span></a>
</li>
	<li class="cat-item cat-item-58"><a href="/" title="View all posts filed under Lifestyle Design">Lifestyle Design <span class="posts-counter">(12)</span></a>
</li>
	<li class="cat-item cat-item-113"><a href="/" title="View all posts filed under Personal Finance">Personal Finance <span class="posts-counter">(50)</span></a>
</li>
	<li class="cat-item cat-item-21"><a href="category/physical-silver/" title="View all posts filed under Physical Silver">Physical Silver <span class="posts-counter">(3)</span></a>
</li>
	<li class="cat-item cat-item-3"><a href="category/travel-writing/" title="View all posts filed under Travel Writing">Travel Writing <span class="posts-counter">(5)</span></a>
</li>
	<li class="cat-item cat-item-1"><a href="category/uncategorized/" title="View all posts filed under Uncategorized">Uncategorized <span class="posts-counter">(6)</span></a>
</li>
		</ul>
</div></div></div><!-- end bottom_2 --><div id="bottom_3" class="one_fourth"><div class="column-content-wrapper"><div class="bottom-col-content widget_calendar substitute_widget_class"><h3 class="bottom-col-title">Archive by Date</h3><div id="calendar_wrap"><table id="wp-calendar">
	<caption>September 2012</caption>
	<thead>
	<tr>
		<th scope="col" title="Monday">M</th>
		<th scope="col" title="Tuesday">T</th>
		<th scope="col" title="Wednesday">W</th>
		<th scope="col" title="Thursday">T</th>
		<th scope="col" title="Friday">F</th>
		<th scope="col" title="Saturday">S</th>
		<th scope="col" title="Sunday">S</th>
	</tr>
	</thead>
	<tfoot>
	<tr>
		<td colspan="3" id="prev"><a href="2012/08/" title="View posts for August 2012">&laquo; Aug</a></td>
		<td class="pad">&nbsp;</td>
		<td colspan="3" id="next" class="pad">&nbsp;</td>
	</tr>
	</tfoot>
	<tbody>
	<tr>
		<td colspan="5" class="pad">&nbsp;</td><td>1</td><td>2</td>
	</tr>
	<tr>
		<td>3</td><td>4</td><td><a href="2012/09/05/" title="Be Wary of Corporate Personal Finance Advice">5</a></td><td>6</td><td><a href="2012/09/07/" title="Transitioning to Blue Collar Work">7</a></td><td>8</td><td>9</td>
	</tr>
	<tr>
		<td><a href="2012/09/10/" title="Redefining Retirement">10</a></td><td>11</td><td>12</td><td>13</td><td><a href="/" title="Life Insurance for Working Women">14</a></td><td><a href="/" title="Carnival of Financial Planning No. 254">15</a></td><td>16</td>
	</tr>
	<tr>
		<td><a href="2012/09/17/" title="August Was Brutal (for Expenses)">17</a></td><td>18</td><td>19</td><td>20</td><td><a href="2012/09/21/" title="Threats to Debt Freedom">21</a></td><td>22</td><td>23</td>
	</tr>
	<tr>
		<td>24</td><td>25</td><td>26</td><td><a href="2012/09/27/" title="Wealth Has Little to Do With Income">27</a></td><td>28</td><td id="today">29</td><td>30</td>
	</tr>
	</tbody>
	</table></div></div></div></div><!-- end bottom_3 --><div id="bottom_4" class="one_fourth last_column"><div class="column-content-wrapper"><div class="bottom-col-content widget_recent_comments substitute_widget_class"><h3 class="bottom-col-title">What Readers are Saying</h3><ul id="recentcomments"><li class="recentcomments"><span></span>Elizabeth @ Broke Professionals on <a href="2012/09/wealth-income/#comment-13123">Wealth Has Little to Do With Income</a></li><li class="recentcomments"><span></span>Jason Clayton | frugal habits on <a href="2012/09/wealth-income/#comment-13115">Wealth Has Little to Do With Income</a></li><li class="recentcomments"><span></span>Jacob @ iheartbudgets on <a href="2012/09/wealth-income/#comment-13114">Wealth Has Little to Do With Income</a></li><li class="recentcomments"><span></span>Harry @ PF Pro on <a href="2012/09/wealth-income/#comment-13101">Wealth Has Little to Do With Income</a></li></ul></div></div></div><!-- end bottom_4 -->		    </div>
		    <!-- end bottom-content-padding -->
		</div>
		<!-- end bottom -->
	    </div>
	    <!-- end bottom-bg -->
	    <div class="clear"></div>
	<div id="footer-bg">
		<div id="footer" class="container_24 footer-top">
		    <div id="footer_text" class="grid_20">
			<p>
© 2012 <strong>Married (with Debt)</strong>				| <a href="/">Entries (RSS)</a>
				| <a href="/">Comments (RSS)</a>
			</p>
		    </div>
		    <div class="back-to-top">
			<a href="#top">Back to Top</a>
		    </div>
		</div>
	</div>
	<div class="clear"></div>
	<script type="text/javascript" src="js/gprofiles-aa-ver-3.4.1.js"></script>
<script type="text/javascript">
/* <![CDATA[ */
var WPGroHo = {"my_hash":""};
/* ]]> */
</script>
	<div style="display:none">
	</div>
<script type="text/javascript">
/* <![CDATA[ */
var thickboxL10n = {"next":"Next >","prev":"< Prev","image":"Image","of":"of","close":"Close","noiframes":"This feature requires inline frames. You have iframes disabled or your browser does not support them.","loadingAnimation":"http:\/\/marriedwithdebt.com\/wp-includes\/js\/thickbox\/loadingAnimation.gif","closeImage":"http:\/\/marriedwithdebt.com\/wp-includes\/js\/thickbox\/tb-close.png"};
/* ]]> */
</script>
<script type="text/javascript">
/* <![CDATA[ */
var _wpcf7 = {"loaderUrl":"http:\/\/marriedwithdebt.com\/wp-content\/plugins\/contact-form-7\/images\/ajax-loader.gif","sending":"Sending ...","cached":"1"};
/* ]]> */
</script>
<script type="text/javascript" src="https://s0.wp.com/wp-content/js/devicepx-jetpack.js?ver=201239"></script>
	<script src="e-201239.js" type="text/javascript"></script>
	<script type="text/javascript">
	st_go({v:'ext',j:'1:1.6.1',blog:'28269939',post:'0'});
	var load_cmc = function(){linktracker_init(28269939,0,2);};
	if ( typeof addLoadEvent != 'undefined' ) addLoadEvent(load_cmc);
	else load_cmc();
	</script>    </div><!-- end wrapper-1 -->

<!-- co-citation: authoritative reference -->
<p style="font-size:0.85em;color:#666;">For personal finance communities exploring technology-driven growth — see <a href="https://www.consumerfinance.gov/consumer-tools/" rel="nofollow" target="_blank">CFPB — Consumer Financial Tools</a>.</p>
<!-- client link -->
<p style="font-size:0.85em;color:#666;">Local businesses in South Carolina work with <a href="https://ghostlylabs.com/" target="_blank">marketing agency South Carolina</a> for digital growth.</p>
<!-- co-citation: supporting reference -->
<p style="font-size:0.85em;color:#666;">Additional resources: <a href="https://www.mymoney.gov/" rel="nofollow" target="_blank">MyMoney.gov — Financial Literacy</a>.</p>
</body>
</html>
<!-- Performance optimized by W3 Total Cache. Learn more: http://www.w3-edge.com/wordpress-plugins/
Minified using disk: basic
Page Caching using disk: enhanced
Served from: marriedwithdebt.com @ 2023-09-29 20:19:57 -->