Matt Steinmetz's Blog http://mattsteinmetz.com/blog Mortgage Related News Fri, 18 May 2012 15:16:41 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 noMortgage Related News FHA 203k Retained by Envoy Mortgage http://mattsteinmetz.com/blog/fha-203k-retained-by-envoy-mortgage/ http://mattsteinmetz.com/blog/fha-203k-retained-by-envoy-mortgage/#comments Fri, 18 May 2012 15:13:17 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=628 Continue reading →]]> Click here to view the embedded video.

In this video I discuss how Envoy Mortgage has rolled out their own FHA 203k Streamline product that is funded by Envoy and the servicing rights retained by Envoy.  This means Envoy Mortgage has control of the process form start to finish and beyond.  Servicing means you will make your payments to Envoy and not have your loan sold around to other lenders.  Let me know what you think by leaving comments below and sharing with your communities.

Thank you,
Matt Steinmetz nmls# 221315
Envoy Mortgage
2151-A2 Salvio St.
Concord, CA 94520
Visit Envoy925.com
Office: 925-671-9501 x119

Down Payment Assistance*FHA*VA*HomePath*FHA 203K*Less Than 90 Day Flips*USDA                         Condo Approvals*Escrow Holdbacks*and now Up to 8 Financed Properties

]]> http://mattsteinmetz.com/blog/fha-203k-retained-by-envoy-mortgage/feed/ 0 Energy Efficient Mortgage http://mattsteinmetz.com/blog/energy-efficient-mortgage/ http://mattsteinmetz.com/blog/energy-efficient-mortgage/#comments Sat, 21 Apr 2012 20:25:04 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=624 Continue reading →]]> Here is a link to a presentation I gave at the Contra Costa Association of Realtors on Energy Efficient Mortgages.  There is no sound but I am happy to speak with you about the program should you have questions.

Matt Steinmetz

Envoy Mortgage
Concord, CA
Contra Costa County
 

]]> http://mattsteinmetz.com/blog/energy-efficient-mortgage/feed/ 0 House lost Value? Refinance Now! http://mattsteinmetz.com/blog/house-lost-value-refinance-now/ http://mattsteinmetz.com/blog/house-lost-value-refinance-now/#comments Sun, 18 Mar 2012 17:07:11 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=621 Continue reading →]]> Click here to view the embedded video.

Watch Matt Steinmetz in his YouTube video about refinancing even if you owe more than your house is worth with Fannie Mae’s HARP.

Matt Steinmetz is a Branch Manager for Envoy Mortgage with offices in Concord, Walnut Creek, Capitola and Vacaville California

Leave a comment here or call Matt at 925-671-9501 x119

 

]]> http://mattsteinmetz.com/blog/house-lost-value-refinance-now/feed/ 0 Mortgages for Foreign Nationals http://mattsteinmetz.com/blog/mortgages-for-foreign-nationals/ http://mattsteinmetz.com/blog/mortgages-for-foreign-nationals/#comments Thu, 15 Mar 2012 13:44:27 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=612 Continue reading →]]> Click here to view the embedded video.

Matt Steinmetz talks about loans for foreign nationals.  Foreign national loans are for people who are not U.S. citizens.

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]]> http://mattsteinmetz.com/blog/mortgages-for-foreign-nationals/feed/ 0 Asset Depletion http://mattsteinmetz.com/blog/asset-depletion/ http://mattsteinmetz.com/blog/asset-depletion/#comments Tue, 13 Mar 2012 20:36:52 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=609 Continue reading →]]> Click here to view the embedded video.

Matt Steinmetz talks about using asset accounts, that you may draw on, to help qualify for a mortgage.  If you have high net worth or a lot of cash in the bank, it is possible to use that as potential income for qualifying for a mortgage.

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]]> http://mattsteinmetz.com/blog/asset-depletion/feed/ 0 Thank You 2011 and Let’s do a Threepeat in 2012! http://mattsteinmetz.com/blog/thank-you-2011-and-lets-do-a-threepeat-in-2012/ http://mattsteinmetz.com/blog/thank-you-2011-and-lets-do-a-threepeat-in-2012/#comments Mon, 12 Mar 2012 14:40:12 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=606 Continue reading →]]> Click here to view the embedded video.

Matt Steinmetz thanks his team for a great 2011 and looks forward to accepting a top branch award for 2012 for a threepeat!

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]]> http://mattsteinmetz.com/blog/thank-you-2011-and-lets-do-a-threepeat-in-2012/feed/ 0 Non Warrantable Condos http://mattsteinmetz.com/blog/non-warrantable-condos/ http://mattsteinmetz.com/blog/non-warrantable-condos/#comments Sun, 11 Mar 2012 16:39:34 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=604 Continue reading →]]> Click here to view the embedded video.

This video by Matt Steinmetz talks about obtaining a mortgage loan on a non warrantable condo.

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]]> http://mattsteinmetz.com/blog/non-warrantable-condos/feed/ 0 Watch “Envoy Mortgage Circle of Excellence 2011 by Matt Steinmetz” on YouTube http://mattsteinmetz.com/blog/watch-envoy-mortgage-circle-of-excellence-2011-by-matt-steinmetz-on-youtube/ http://mattsteinmetz.com/blog/watch-envoy-mortgage-circle-of-excellence-2011-by-matt-steinmetz-on-youtube/#comments Tue, 21 Feb 2012 17:07:47 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=601

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]]> http://mattsteinmetz.com/blog/watch-envoy-mortgage-circle-of-excellence-2011-by-matt-steinmetz-on-youtube/feed/ 0 noVideo, envoy mortgage, matt steinmetz 20 Reasons for Title Insurance http://mattsteinmetz.com/blog/20-reasons-for-title-insurance/ http://mattsteinmetz.com/blog/20-reasons-for-title-insurance/#comments Mon, 30 Jan 2012 18:16:16 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=599 http://teachingloans.com/post/16598399885/reason4titleinsurance

This link will share the reasons.  I get asked this occassionally and wanted to share.

Matt Steinmetz

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]]> http://mattsteinmetz.com/blog/20-reasons-for-title-insurance/feed/ 0 FHA to Change Allowable Seller Credit Amount? http://mattsteinmetz.com/blog/fha-to-change-allowable-seller-credit-amount/ http://mattsteinmetz.com/blog/fha-to-change-allowable-seller-credit-amount/#comments Wed, 25 Jan 2012 23:35:15 +0000 Matt Steinmetz http://mattsteinmetz.com/blog/?p=596 Continue reading →]]> In a separate Federal Register notice to be published soon, the FHA will propose to reduce the maximum allowable seller concession from its current level to one more in line with industry norms. The current level exposes the FHA to excess risk by creating incentives to inflate appraised value. The revised proposal reflects public comments received on an earlier proposal published in a Federal Register notice on July, 15, 2010. The revised proposal calls for a 30 day comment period. Following an analysis of the public comments received, a final rule will be issued.

Do you think this is a good or bad idea?  Let me know by commenting below (log in using your facebook or twitter account through Disqus)

Matt Steinmetz

]]> http://mattsteinmetz.com/blog/fha-to-change-allowable-seller-credit-amount/feed/ 0 nonadult