1. Get a Bundled Package:

First place goes to bundles. Many providers offer a bundle package. That enables you to have your phone, internet and cable rolled up into one bill. In doing so, you receive discounts. You do not have to have all three services, but the more services you roll together, the bigger the discount. Often times a provider will even have specials for bundling your services. Some will even give you free channels for up to three months. Free goes a long way when considering budgets.

2. Trim Back the Number of Channels:

Second place goes to slimming down the number of channels. Most providers offer packages of movies for a set amount. Choose a package that has the channels you like and fits the budget you need it to. When looking at packages that have 250 channels, consider whether you would actually watch all the channels. If not, then look at a package you would watch the majority, if not all, of the channels.

3. Drop Your Premium Channel Subscriptions:

Coming in third would be eliminating premium channels. On average, premium channels run about $12-$15 a month each. There are plenty of things to watch without having to add premium channels. Premium channels are just that, premium charges. They offer movies that have recently hit DVD releases. You can rent a number of movies from Red Box or the dollar rentals from a video store for what you would pay for one premium channel.

4. Cut Back on the Movie Rentals:

There are alternatives to renting movies on your TV. The average movie rental is $4-$5. Special events can range upwards near $50. These rental charges can really increase a bill quickly. With all the channels you have already, or a collection of movies in your home, surely you can find something to watch without adding charges to your cable tab.

5. Reduce the Number of Receivers:

Further down the list is the number of receivers you have in your home. You can decrease this, but of course, this means a few less TVs with cable. This can be a small sacrifice compared to no TVs having cable. Consider only having receivers in the main rooms where most everyone gathers. Also, the cost of DVR receivers can add up, too. You can live without DVR.

6. Be Aware of Special Offers:

Watch for specials with your cable service provider. Cable companies are always throwing some sort of specials like this DIRECTV $100 Referral Bonus. Some specials may only be for new customers, while others are for anyone. Specials may be free movie channels for a few months, $10 off your bill for enrolling in auto pay and so on. Check into special and keep an eye out each month to see if you qualify for any. It’s like having coupons for cable and remember, it never hurts to ask. When you pay your bill, ask if there are any specials.

7. Compare Offers:

Shopping around is a great way to save money and make sure you are getting the best deal. If you are under contact, find out how much an early termination penalty will cost before you switch. It might just pay you to switch if you find a cheaper provider. Also, new customers typically get loads of freebies. Some companies will offer to beat a deal if you tell them you are leaving their service. This can be a great benefit to you. You keep your same service without switching and you get to slim your cable bill at the same time.

8. Use an Antenna:

Using an antenna can bring in local channels without having to subscribe to them. These fees can be $5-$15 on your bill just to have local channels. An antenna is a one-time purchase that will free you up from monthly charges.

There are many ways to cut back spending. Trimming the cable bill is an easy way to do so without making major changes to your lifestyle. With a little research, planning and maybe a little sacrifice, you can save hundreds, if not more, a year.

This article was contributed by the team at an Australian broadband comparison website where you can find cable plans as well as ADSL, ADSL2+, mobile and wireless plans.

You’ll receive 2 free nights at any Hyatt in the world after your first use of your Hyatt Rewards card.

Check out this Hyatt Credit Card Bonus to earn 2 free hotel nights at Hyatt.

The Hyatt card does have a $75 annual fee, but this fee may be worth while if you use your Hyatt credit card to earn additional free Hyatt room nights.

You’ll get 3 points per $1 spent at Hyatt properties and 1 point per $1 spent on all of your other purchases.

You’ll also get immediate Hyatt Gold Passport Platinum membership to earn special bonuses on top of your regular points earnings.

Hyatt Card 2 Free Nights Bonus Details

You will qualify for and receive 2 Hyatt Gold Passport Free Night Awards after your first use of the card.

The first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances.

Free Night Awards are valid for use on any available standard room within 1 year from issuance at any Hyatt hotel or resort worldwide.

After qualifying, please allow 10 days for your Free Night Awards to post to your Hyatt Gold Passport account.

Take advantage of this Hyatt card free nights offer to earn 2 free nights at Hyatt hotels.

You may also be interested in this Starwood Card Free Nights Promotion to earn free stays at Starwood hotels and resorts.

Sign up for your Hyatt hotel rewards card today to get 2 free Hyatt nights.

Check out these Hotel Freebies to get special deals on hotels from Priceline.com.

Priceline makes it easy to search for free hotel nights, unique room extras, and resort discounts in any city around the world.

You can choose from instant hotel discounts, hotel extras, hotels that offer free breakfast, hotels with free parking, and free hotel room promotions.

This is a great hotel discount tool if you want to find something specific like free hotel parking in New York City, Nickelodeon activity kits for kids, or gambling packages with free chips in Las Vegas.

You can also get instant discounts at top-quality hotels as well as free hotel nights with qualifying stays.

Take advantage of Priceline Hotel Freebies to get the best promotional deals in any city.

Review these additional Hotel Room Discounts for more savings at national hotel chains and discount hotel brokers.

Use Priceline.com hotel freebies to get incredible savings on hotel rooms around the world.

Just use your Chase Debit Card to pay 3 or more phone, cable/satellite TV, insurance, and/or utility bills to earn this $20 bonus.

It’s important to understand that this promotion was targeted to select customers via email.

However, if you click through the promotional link below, click Enroll Now, and sign in to your online Chase account, you will most likely see the promo registration page within your account and be able to register for the $20 bonus, regardless of whether you received the initial email or not.

If you already make online bill payments with Chase, then it’s worth registering for this $20 bonus, but just be aware that the terms of the offer indicate that you must have received the email notification directly in order to qualify.

Check out this $20 Chase Online Bill Payment Promo Page to register for this promotional offer from Chase Bank today.

Chase Bill Payment Promo Details

1. You must enroll your Chase debit card in this promotion.

2. You must pay 3 or more phone, cable/satellite TV, insurance,
and/or utility bills using your enrolled Chase Debit Card by October 1, 2010.

You must make 3 or more bill payments of at least $50 per payment during the enrollment period using the enrolled Chase Debit Card within 1 or more of the following categories: phone, cable/satellite TV, insurance, and utilities.

Utility categories include electric, water/sewage, trash service, and gas.

Only 1 $20 cash award is allowed per customer.

All 3 bill payments must be made with the same enrolled Chase Debit Card to be eligible for this promotion.

Your cash award will be automatically deposited by November 1, 2010, into the Chase account selected at the time of enrollment.

Your Chase account must be open and in good standing at the time of fulfillment.

Take advantage of this Chase online bill payment bonus offer to earn $20 when you pay 3 bills online with your Chase debit card.

Check out these additional Chase Bank Bonus Offers for more cash bonuses from Chase.

Register your Chase debit card today and make 3 online bill payments to earn this $20 Chase Bank bonus.

Just open a WaterStone Bank Checking Account to earn up to $200 in cash bonuses when you sell your old checks, set up an automatic deposit, pay bills online, and use your CheckCard.

Check out the details of this $200 WaterStone Bank Bonus for more information on this WaterStone checking promotion.

WaterStone Bank Bonus Details

1. Old checks can be redeemed at 25 cents per check for up to $25.

2. The automatic deposit, bill payment, and CheckCard bonuses of $5 per offer can be earned on a recurring monthly basis in each month that you fulfill the qualifications for up to 12 months.

A $200 automatic deposit of payroll or government benefits is required.

The bill payment offer requires 3 online bill payments of at least $10 each to unique payees.

The CheckCard bonus requires 3 purchases of at least $10 each.

The bonus requires a new WaterStone Bank Relationship Checking package to be opened.

There is a $100 account minimum opening balance requirement.

This offer applies to new customers, and you must not have closed a WaterStone Bank checking account within the last 180 days.

You can open your account and qualify for this promotion at your local WaterStone Bank branch in Wisconsin.

There is a limit of 1 bonus per customer, and it cannot be combined with other offers.

The account must be open and active for 90 days, or a $25 fee may be incurred.

Take advantage of this WaterStone Bank bonus offer to earn up to $200 in checking account cash bonuses.

Check out our Banking Bonus Directory for more top banking offers.

Visit your local WaterStone Bank branch in Wisconsin today to earn up to $200 in checking account bonuses.

Just open an ING Direct checking account, activate a new debit card, and make 3 signature-based purchases within 45 days to qualify for this $50 bonus.

You’ll receive your $50 bonus on the 50th day after opening your account if you qualify.

Make sure to enter the ING Direct reference code EM525 when you open your new account.

Just visit ingdirect.com/zerofees to open your new account.

ING Direct checking accounts offer no monthly maintenance fees, no minimum balance requirements, and 35,000 free ATMs for convenient access to your funds.

Take advantage of this ING Direct promo code to get a $50 bonus today.

Please note that no expiration date was given for this ING promo code, so it may not last long.

Check out these additional Online Banking Accounts to earn higher interest rates with no fees.

Open your Electric Orange Checking account today to get a $50 bonus from ING Direct.

Just Follow WTDirect on Twitter to enter this contest, and that’s all you need to do.

WTDirect will give away 4 Apple iPads (1 per day) on September 10th, October 8th, November 12th, and December 10th.

Winners will be notified via Direct Message, and you must respond within 48 hours to claim your prize.

Check out more details on this WTDirect Twitter iPad Giveaway.

Read our WTDirect Online Banking Review for more information about WTDirect accounts.

Please Follow MaximizingMoney on Twitter as well for good times and money, plus we always follow back.

Enter for your chance to win 1 of 4 free Apple iPads just for following WTDirect on Twitter.

To qualify for this bonus, you must apply at a Commerce Bank branch location in Missouri, Kansas, Illinois, Oklahoma, or Colorado.

You’ll earn up to $125 in Commerce Bank bonuses when you complete qualifying actions with your new myRewards Checking account.

Check out this Commerce Bank myRewards Checking Bonus Offer for more details about earning these Commerce Bank promotional cash rewards.

Commerce Bank Bonuses for up to $125

1. Check Buy Back – $10 – Anytime during the next 3 months, bring your old checks to any branch for shredding. Limit 1 buy back per household.

2. Direct Deposit – $20 – To qualify, the direct deposit must go directly into your account twice in the first 3 months. $20 for each new one added.

3. Automatic Payments – $5 – To qualify, the payment needs to come from your account twice in the first 3 months. $5 for each new one added.

4. Online Bill Pay – $10 – Enroll in Online Bill Pay, and they’ll pay you $10 the first time you pay a bill.

5. Mobile Banking – $15 – Bank anytime, anywhere with free Mobile Banking. Access your Online Banking account at commercebank.mobi from your mobile device a minimum of 3 times a month during your first 3 months, and they’ll give you $15.

6. E-Statements – $15 – Sign up for E-Statements in Online Banking, and they’ll send you an email each month to let you know when your new statement is available to view.

7. Alerts – $5 – Sign up for any of their email Alerts through your Online Banking account in the first 3 months, and they’ll pay you $5.

8. Debit Card – $10 – Use your new Visa Check Card 10 times in 1 month (during the first 3 months you have your account), and they’ll give you $10.

9. Savings Account – $10 – Open a new savings account with at least $250, and they’ll pay you $10. Limit 1 per household.

10. Premium Money Market Account – $25 – Open a new Premium Money Market Account with at least $1,000 and earn $25. Limit 1 per household.

Commerce Bank Bonus Details

To receive the incentive, your account must be in good standing 3 full months after opening.

The incentive will be credited the next month based on the number of actions that are completed in the first 3 months.

Incentives of $10 or greater will be reported as interest to the IRS.

The maximum total incentive is $125.

This is a limited-time offer.

This promotion is not available for myRewards Student Checking accounts.

The $7 monthly fee is waived with at least 1 single direct deposit of $500 or more during the month OR a combined balance of $1,500 or more in Commerce checking, savings, and money market accounts.

Take advantage of this Commerce Bank bonus offer to earn up to $125 in cash banking bonuses.

Review these additional Banking Bonus Deals for more cash bonuses from Commerce Bank and other banking institutions.

Open your myRewards Checking account from Commerce Bank today to earn up to $125 in banking bonus rewards.

If you have a Chase Bank checking account, you can qualify for these Chase Exclusives credit card promotions.

Chase Ultimate Rewards Points Bonuses with Chase Freedom® Visa

Current Chase checking account customers can earn 10% extra points per $1 spent plus 10 points per purchase through the Ultimate Rewards program with the Chase Freedom® Visa.

You’ll earn the 10% extra points plus 10 bonus points per purchase in addition to the 5% cash rebates in exclusive categories and 1% cash back on everything else that you’ll also earn with the Chase Freedom® Visa through the Ultimate Rewards program.

Apply for the Chase Freedom® Visa – $100 Bonus Cash Back today, and you’ll also earn a $100 cash bonus when you spend $799 in your first 3 months.

You could also apply for the Chase Freedom® Visa – $50 Bonus Cash Back to earn a $50 cash bonus after your first purchase.

Please note that you can earn either the $100 or $50 cash bonus regardless of whether you are a Chase checking customer, but you must be a Chase checking customer to earn the Chase Exclusives rewards.

As a Chase checking customer, you will earn 1 bonus point for each $10 of Net Purchases (which equates to 10% of base points earned), and an additional 10 bonus points for each individual net purchase.

To participate in this program for checking customers, the primary card member must be the sole owner or a joint owner of an open Chase checking account.

Customers who do not have an open Chase checking account will automatically be converted together with all unredeemed rewards to the program which does not earn the bonus points described above.

There is no maximum amount of points that can be earned.

Chase 1 Month Interest Refund with Slate(SM) from Chase

Current Chase checking account customers can get a refund of your 12th month’s interest charges each year when you enroll your Slate(SM) from Chase in Autopay from a Chase checking account.

Apply for the Slate(SM) from Chase if you are a Chase checking account customer to take advantage of this offer.

The refund will automatically be deposited into your Chase checking account.

Once you enroll in Autopay to have this Chase credit card paid from a Chase checking account, and you remain enrolled for 12 months, you will be eligible for this bonus offer.

Each year, Chase will refund the interest you paid on the billing statement that includes the first day of your Enrollment Month (the month in which you first enroll in Autopay).

After qualifying, please allow 4 to 6 weeks from your Enrollment Month each year for your refund to post to your Chase checking account.

To be eligible for this bonus offer, your credit card account must be open and not in default at the time of fulfillment, and you must have an open Chase checking account.

Both of these Chase credit cards have no annual fees, and there is no fee to participate in the Ultimate Rewards program or for these Chase Exclusives promotions, so it’s absolutely free to earn all of these bonuses from Chase Bank.

Take advantage of these Chase Exclusives promotional offers to earn extra benefits as a Chase checking account customer with a Chase credit card account.

If you don’t have a Chase checking account already, check out these Chase Banking Bonuses for checking account bonuses and more promotional opportunities from Chase Bank.

You may also be interested in these additional Chase Credit Card Bonuses for more cash bonus rewards with Chase credit cards.

Take advantage of these Chase Exclusives credit card bonuses for Chase checking account customers today.

Apply for this British Airways credit card to get 25,000 bonus miles after your first purchase, which is enough for a free domestic flight on American Airlines or Alaskan Airlines (both of which are BA partner airlines).

You’ll also get 25,000 BA bonus miles on your first card anniversary, which is enough for another domestic reward flight.

This British Airways rewards card does have a $75 annual fee.

However, you’ll also receive a $50 discount on all British Airways round-trip transatlantic fares when you book online at ba.com/get50.

Check out this British Airways Bonus Card Offer to earn up to 50,000 bonus BA miles.

You could redeem the total 50,000 bonus miles for a transatlantic reward flight.

Plus, this BA credit card offers 2.5 miles per $1 spent on British Airways purchases and 1.25 miles per $1 spent on all other purchases.

If you spend $30,000 in any year, you will also receive a companion redemption voucher that is good for a second ticket when you redeem your BA miles for your own plane ticket.

Check out these other Airline Rewards Credit Card Bonus Miles to earn free flights on other airlines.

Take advantage of this British Airways credit card bonus to earn up to 50,000 BA miles with this airline free flight promotion.