Keep the Change is a free program provided by Bank of America for customers that have a Bank of America checking account, check card, and savings account.

Each time you make a purchase with your Bank of America Check Card, Bank of America will round your purchase up to the nearest dollar amount and transfer the difference from your checking account to your savings account.

The money comes directly out of your checking account with no charge to you for this service.

Plus, for the first 3 months, Bank of America will match your Keep the Change savings transfers at 100%.

After the first 3 months, Bank of America will continue to match your Keep the Change transfers at 5% for every year thereafter.

The maximum total matching funds is $250 per year in free bonus cash.

Check out the Bank of America Keep the Change Savings Program for more details and to enroll online in Keep the Change.

If you do not have the qualifying Bank of America accounts to enroll in Keep the Change, you can open your accounts online to start participating in the Bank of America Keep the Change program.

The Bank of America Keep the Change program bonus matching funds will be paid annually to your savings account within 8 weeks after the month in which the anniversary of your enrollment in Keep the Change occurs.

To receive the matching funds, your checking and savings accounts must be open and in good standing, and you must still be enrolled in the Keep the Change service.

Only Bank of America Check Cards are eligible for the promotional matching funds on Keep the Change round-up savings. Rewards cards, ATM cards, or co-branded cards do not qualify for matching funds. Keep the Change is available only on a Check Card linked to your Bank of America checking account.

Only personal accounts are eligible for Keep the Change. Money Manager and Small Business accounts are not eligible.

Eligible savings accounts include Regular Savings (or Market Rate Savings in WA and ID), which requires a minimum opening balance of $25 ($1 in WA and ID). Money Market Savings accounts are also eligible.

If you have multiple checking accounts, Bank of America will use the account associated with your check card.

If you have multiple check cards associated with your checking account, each check card will be automatically activated for Keep the Change.

Bank of America will only match Keep the Change transfers on up to 5 checking accounts per depositor (including joint depositors) or up to 5 checking accounts per household, whichever is less.

Keep the Change applies to any Check Card purchase made by you or a joint owner of your Checking Account.

Bank of America aggregates the round-up from purchases that post to your checking account each business day and makes a single transfer (the “Keep the Change” transfer) at the end of the business day.

If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your Checking Account, Bank of America does not round up purchases posted on that business day and will cancel the Keep the Change transfer for that day.

If one of your Check Card purchases is subsequently canceled or reversed, the corresponding Keep the Change transfer will remain in the savings account.

Additional matching funds may be available through special arrangements with certain merchants and organizations, but you’ll have to ask a Bank of America associate for details.

You will not receive the Keep the Change matching funds for: a.) purchases of cash-like items, such as traveler’s checks, foreign currency, cashier’s checks, gaming chips, and other similar instruments and things of value; and b.) account funding transactions including transfers to open or fund deposit, escrow, or brokerage accounts and purchases of stored value cards.

Take advantage of the Bank of America Keep the Change Savings Program if you are a current Bank of America customer, or open new Bank of America accounts and enroll in Keep the Change today.

If you don’t have a Bank of America checking account already, review the myAccess Checking Bonus and the Bank of America Referral Bonuses to get a cash bonus when you open a new Bank of America account.

You may also be interested in these additional Banking Bonus Promotions for more bank bonus offers.

Enroll in Keep the Change today to get up to $250 in banking bonuses per year from Bank of America.

If you enjoy staying at Bed and Breakfast Inns, this is a great way to get some extra savings with a free B&B gift card.

Free $25 Gift Card Plus 10% Off

Save 10% and Get a $25 B&B Gift Card Free with any gift card purchase of $150 or more.

Enter the BedandBreakfast.com promotional code BBGC10 during checkout to qualify for this offer by March 24, 2010.

Save 20% on a Weekday Online Reservation

Save 20% on B&B Online Reservations when you enter the BedandBreakfast.com coupon code BBSPRING20 through March 31, 2010.

Take advantage of these BedandBreakfast.com discount offers for savings when you stay at B&B Inns around the country.

Check out these other Hotel Room Discounts for more savings at national hotel chains.

Order your BedandBreakfast.com gift card today to get a free B&B online gift card with your order or save up to 20% off at BedandBreakfast.com.

If you’ve ever wondered how MaximizingMoney.com started or what motivates us to promote free cash offers, read the Interview with Maximizing Money.

Money Hackers is a network of financial blogs that offers many great services including the Financial Rates WordPress Plugin, a weekly financial blog carnival, an affiliate network, and much more.

We’re proud to be a member of the Money Hackers network and were delighted to be interviewed.

Check out our interview for more insight into Maximizing Money.

The Ally Bank Raise Your Rate CD not only offers a competitive rate on your CD deposits, but if rates go up, you’ll have the option to increase your CD rate 1 time.

If you see that the Ally Bank 2-year CD rate has gone up, you can call Ally 24/7 to request a 1-time rate increase for the rest of your term with no strings attached.

You can open an Ally Bank CD with $0, and there are no monthly fees for Ally CDs.

Plus, with the Ally Ten Day Best Rate Guarantee, when you fund your CD within 10 days of opening or when your Ally CD renews, you automatically get the best rate that Ally offers during those 10 days.

Ally Bank compounds interest daily for their CD accounts, so you’ll get the most bang for your buck with an Ally CD.

Ally Bank CDs are also FDIC-insured, so your investments are protected when you deposit your funds into an Ally CD.

This Ally Bank CD will automatically renew at maturity, and you’ll have the option to withdraw and receive earned interest as income.

Ally Bank will only charge a fee if you make a withdrawal before the CD matures.

For all Ally CDs, the early withdrawal fee equals 60 days of interest, but this fee does not apply to Ally Bank No Penalty CDs.

Open an Ally Bank Raise Your Rate CD today to get the highest APY possible from your CD account, plus have the option to increase your rate if interest rates go up during your CD term.

Online Savings Accounts offer another option to earn high interest rates on your deposited funds, plus free online bank accounts give you the option to withdraw your money at any time without paying any penalty fees.

Take advantage of the Ally 2-Year Raise Your Rate CD to get the option to increase your rate 1-time during your CD term.

Just open a new Wells Fargo Checking account with a minimum opening deposit of $100 to receive a $50 Wells Fargo banking bonus.

Check out this Wells Fargo $50 Promotional Offer to print your $50 Wells Fargo coupon that you can bring to your local Wells Fargo branch.

You must open and fund a new personal Wells Fargo checking account with a minimum opening deposit of $100 (not including the $50 bonus) by May 31, 2010.

The $50 bonus is available with all Wells Fargo checking accounts, including non-interest earning checking accounts, except the Wells Fargo Teen Checking and Wells Fargo Opportunity Checking accounts.

You will receive the $50 bonus within 30 to 45 days of your account opening date.

This offer may not be combined with any other Wells Fargo offers.

This Wells Fargo promotion is available only at participating Wells Fargo stores in Indiana, Iowa, Michigan, Minnesota, North Dakota, and Wisconsin.

Review this list of Participating Wells Fargo Locations.

This offer is available for redemption in Wells Fargo branches only and cannot be applied online or via phone, so you must bring the Wells Fargo coupon into a participating branch to open your new checking account.

There is a limit of 1 $50 bonus per household.

The banker will enter the Wells Fargo promotional code CASH50 when you open your new account.

Take advantage of this Wells Fargo promotional bonus when you open a new Wells Fargo Checking account.

You may also be interested in these additional Banking Bonus Offers for more cash bonuses from national banks.

Open an Online Bank Account as well to earn high interest rates on your deposits with Internet savings and checking accounts.

Get your $50 Wells Fargo bonus offer today when you open a new Wells Fargo Checking account.

Get 60% off your Restaurant.com certificate purchase to receive a $25 certificate for only $4, plus get a free $50 Orbitz gift with your purchase.

This promotional offer applies to all 3 of Restaurant.com’s products including $25 Gift Certificates, Dinner of the Month Club, and their new $25 Gift Cards.

Just use the Restaurant.com promo code BONUS to get $25 Restaurant.com certificates for only $4 in addition to a $50 Orbitz gift code for free.

$25 Restaurant.com Gift Certificates for $4

Get 60% Off Restaurant.com $25 Gift Certificate orders, plus receive a $50 Orbitz Gift with purchase. Use code BONUS and Pay $4 through 3/11/10.

Dinner of the Month Club

Get 60% Off Dinner of the Month Club purchases, plus receive a $50 Orbitz Gift with Purchase. Use code Bonus through 3/11/10.

$25 Restaurant.com Gift Cards for $6

Get Restaurant.com Gift Cards starting at $15 for $25 cards with code BONUS and save 60% Off, plus get a $50 Orbitz Gift through 3/11/10.

Restaurant.com 60% Savings Promotion Details

This offer is 60% off the retail value of Restaurant.com Gift Certificates.

The majority of $25 certificates are available for a $10 retail price. In some instances, prices may be higher.

There is a limit of 1 $25 certificate per visit to a restaurant. There may also be minimum spend requirements.

This promotion does not apply to previously placed orders and cannot be combined with other promotions or offers. Redemption of this offer requires that you agree to all the terms and conditions found at restaurant.com.

Orbitz $50 Promotional Code Details

Book a qualifying hotel or vacation package between March 8, 2010, and March 22, 2010, for 4 or more nights for travel between March 8, 2010, and June 30, 2010, via Orbitz and instantly receive $50 off your booking through the use of the promotional code.

There is a limit of 1 discount per hotel room and 1 promotional code per booking.

This promotion is only valid on select hotels.

The Orbitz discount code will automatically appear on the Restaurant.com purchase confirmation page and in an email that you will receive in 24 hours.

Take advantage of this free Orbitz gift code offer from Restaurant.com, plus get huge savings when you dine at local restaurants with 60% off Restaurant.com certificates and more.

You may also be interested in these Restaurant Coupon Savings for discounts at many popular restaurants.

Order your Restaurant.com dining certificate today to get a free $50 promo code for Orbitz.

1. Comparison Shop

When you take the time to comparison shop online, you might luck into some big savings. Taking a few minutes to make a few extra clicks is faster, easier, and cheaper than driving from store to store, and you may find that your extra effort pays off big time.

2. Track Prices

There are a number of price monitoring websites out there to assist you in saving money. By tracking prices and buying when you are alerted to price drops, you can end up with some great deals. Consider sites like Pricepinx.com, PriceProtectr.com, and a variety of others to assist you in your tracking.

3. Shipping Discounts

Some sites offer discounts on shipping when you spend a certain amount on their products. While I don’t advise spending more just to get the shipping discount, if there is something you need and you can order it while also meeting the free shipping threshold, then it might be a good deal.

4. Payment Methods

Sometimes you can save money depending on your payment method. Some websites might offer incentives for using their store credit card or a specific type of payment method. Other sites offer the ability to sign up for a credit card to get discounts on your purchases, which, if you’re in the market for one, could save you some cash.

5. Research

You might be hot on buying that new $400 electric fireplace for additional home heating until you realize it’s powered by the same wattage space-heating unit that’s on sale for $14.99 at your local home supply store. Doing your research can make for huge savings and might even keep you from making purchases you don’t need or won’t use.

6. Utilize Blogs & Online Saving Communities

There is plenty of information and advice out there on how to save if you just take the time to look for it. Consider visiting sites such as SlickDeals.net, FatWallet.com, and others that are geared toward saving before you shop online. You might find that the information you receive is well worth the time you spent researching. You may even contribute a few tips of your own!

7. Buy Used

Maybe shopping online is a great way to find that book you’ve been wanting or the video game your son has been bugging you about, but do you have to buy them new? Consider sites like Amazon, eBay, Craigslist, and similar sites where you can get deals on both new and used items.

8. Coupons

It might be beneficial to search for Store Coupons and coupon codes to rack up some easy savings when you’re doing your online shopping. When you are doing your research and searching blogs and savings communities, you might stumble across some good inside information when it comes to coupons.

9. Don’t Get Roped In

It’s easy to lose site of your spending when you’re shopping online. Don’t let every discount you find rope you into something you don’t need, want, or really isn’t a good deal at all. Conduct your due diligence and make sure that what seems like a good deal is really all it’s cracked up to be.

10. Use Secure Sites

If you are truly concerned about saving money when doing your online shopping, ensure you are being safe regarding your personal and financial information. There’s hardly a quicker way to risk losing your money when Internet shopping than by using a site that won’t maintain your financial privacy or that isn’t secure. Using unsecured links, clicking on unknown pop-ups, and being uninformed regarding a site’s security features can cost you big time! Running a virus scan before conducting your online shopping might also alert you to potential hazards lurking on your computer.

This guest post was provided by Tom, who writes about managing money at Money Compare, where people can compare high interest savings accounts and other banking accounts, so that they can get the best return on their invested capital.

Our new List of Bank Bonuses features banking deals from national and local banks.

You’ll find cash bonus offers for opening new savings accounts, checking accounts, money market accounts, and more personal, student, and business account bonuses.

Get cash bonuses for opening new bank accounts and completing qualifying actions.

Take advantage of this Directory of Banking Bonuses to get the latest information on promotional banking offers.

You may also feel free to submit your local banking referral offers or additional bank promotions to be included in our list of bank deals.

Bookmark our new list of banking promotions and visit often to get more information on the latest bank bonus offers.

Just purchase any myFICO.com Credit Product and save 30% off the price when you enter the myFICO.com promotional code myFICOis9 during checkout.

This 30% myFICO discount code applies to all myFICO.com credit products excluding free trial offers.

Take advantage of this myFICO coupon code offer to save 30% during the myFICO.com 9-year anniversary celebration.

Read our myFICO Credit Services Review for more details on myFICO credit scores, credit reports, and credit services.

Find out how to get your Free FICO Score as well from myFICO.com.

Order myFICO credit products with the 30% myFICO promo code to save on credit reports and FICO credit scores during myFICO’s 9th anniversary celebration.

Just open any new Madison National Bank personal checking account and take qualifying actions to receive up to $150 in Mad Money Bonus Dollars.

You’ll receive $100 for direct deposit, $25 for Bill Pay, $15 for first check order, and $10 for debit card, for a total of $150 in Madison National Bank bonuses.

Check out this Madison National Bank Bonus Offer as it applies to the Madison Totally Free Checking account.

However, this offer is available with all Madison National Personal Checking Accounts, so you can also qualify when you apply for an alternative account.

Your new Madison National Bank checking account must be maintained for a minimum of 180 days, because the Mad Money Bonus Dollars will be deducted if you close your account within 180 days.

Call 1-888-660-0900 for more details or visit a Madison National Bank branch in Melville and Merrick, New York.

Check out these additional Bank Bonus Offers as well for more banking promotions from many national and local banks.

Open your Madison National Bank checking account today to receive up to $150 in banking offers.