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		<title>Southwest Rapid Rewards Referral Program 2,500 Bonus Points for New Members</title>
		<link>http://www.maximizingmoney.com/airline-discounts/southwest-rapid-rewards-referral-program-2500-bonus-points-for-new-members/</link>
		<comments>http://www.maximizingmoney.com/airline-discounts/southwest-rapid-rewards-referral-program-2500-bonus-points-for-new-members/#comments</comments>
		<pubDate>Wed, 22 May 2013 16:51:43 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[AIRLINE DISCOUNTS]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36320</guid>
		<description><![CDATA[Southwest Rapid Rewards is offering a referral program for targeted members via email that allows new members to get 2,500 bonus points and current members to get up to 10,000 bonus points.

Check out this <a href="http://www.maximizingmoney.com/airline-discounts/southwest-rapid-rewards-referral-program-2500-bonus-points-for-new-members/">Rapid Rewards Referral Bonus Offer</a> to get 2,500 bonus points if you are a new Rapid Rewards member and you complete a roundtrip flight booked through Southwest Airlines between May 20, 2013, and July 20, 2013.

Review these other <a href="http://www.maximizingmoney.com/airline-rewards-programs-and-frequent-flyer-miles-membership-promotions/">Airline Mile Reward Programs</a> for more special flight rewards.]]></description>
				<content:encoded><![CDATA[<p>Southwest Rapid Rewards is offering a referral program for targeted members via email that allows new members to get 2,500 bonus points and current members to get up to 10,000 bonus points.</p>
<p>One of our readers receive this offer via email and shared it with us, so that any <strong>new Rapid Rewards member can receive 2,500 bonus points when you join Rapid Rewards and complete a roundtrip flight booked through Southwest Airlines between May 20, 2013, and July 20, 2013</strong>.</p>
<p><strong>How To Receive 2,500 Bonus Rapid Rewards Points</strong></p>
<p><strong>1.</strong> Just <strong>Email toby.kaplan@gmail.com to Request a Southwest Rapid Rewards Referral</strong> if you want to qualify for the 2,500 bonus points.</p>
<p><strong>2.</strong> You will receive a referral email directly from Southwest Rapid Rewards with details about the promotion and a special enrollment link.</p>
<p><strong>3.</strong> You must enroll in Rapid Rewards through the special link on or before July 20, 2013, and <strong>include the code 45441201 in the &#8220;Promotion Code&#8221; field</strong> in the bottom section of the enrollment process page.</p>
<p><strong>4.</strong> You must book a roundtrip flight through Southwest Airlines and complete it between May 20, 2013, and July 20, 2013.</p>
<p><strong>Earn up to 10,000 Bonus Points for Current Rapid Rewards Members</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-22-at-6.12.44-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-22-at-6.12.44-PM-247x300.png" alt="Southwest Rapid Rewards Referral Program" width="247" height="300" class="alignleft size-medium wp-image-36322" /></a></p>
<p>This Rapid Rewards referral program seems to be a targeted offer, so you can only earn bonus points for referring your friends if you specifically received the offer via email.</p>
<p>If you qualify, you can receive 2,500 bonus points for each referral that signs up for Rapid Rewards and completes a roundtrip flight booked through Southwest Airlines between May 20, 2013, and July 20, 2013.</p>
<p>Plus, your friends will get 2,500 bonus points too.</p>
<p>You can refer as many friends as you want, and Rapid Rewards will credit your account with up to 10,000 bonus points.</p>
<p>That&#8217;s 2,500 points per referral who enrolls and flies for up to 10,000 points.</p>
<p>This offer is valid for new-member enrollment only.</p>
<p>Enrollments created by existing members will not qualify for this promotion.</p>
<p>Award, Companion Pass, Southwest Vacations Packages, Jackpot Deals, and reward travel do not qualify as the required roundtrip flight.</p>
<p>You must allow 6 to 8 weeks after the end of the promotion for your points to post to your Rapid Rewards account.</p>
<p>You can also participate in this <a href="http://www.maximizingmoney.com/airline-discounts/southwest-rapid-rewards-program-offers-up-to-1000-bonus-points-to-join/">Rapid Rewards 1,000-Point New Member Bonus</a> if you want to join Southwest Rapid Rewards, but don&#8217;t plan on flying within the qualifying dates.</p>
<p>Participate in the Rapid Rewards referral program to get 2,500 bonus points if you are a new member.</p>
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		<title>Chase Enhances the United MileagePlus Explorer Card with No Foreign Transaction Fees</title>
		<link>http://www.maximizingmoney.com/airline-discounts/chase-enhances-the-united-mileageplus-explorer-card-with-no-foreign-transaction-fees/</link>
		<comments>http://www.maximizingmoney.com/airline-discounts/chase-enhances-the-united-mileageplus-explorer-card-with-no-foreign-transaction-fees/#comments</comments>
		<pubDate>Wed, 22 May 2013 12:32:57 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[AIRLINE DISCOUNTS]]></category>
		<category><![CDATA[air travel discounts]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36315</guid>
		<description><![CDATA[Chase Card Services has announced that effective June 1, 2013, all purchases made with the United MileagePlus Explorer Card outside of the U.S. will no longer be subject to foreign transaction fees.

Plus, new card members can earn up to 45,000 bonus miles with no annual fee for the first year.

Review more details about the <a href="http://www.maximizingmoney.com/airline-discounts/chase-enhances-the-united-mileageplus-explorer-card-with-no-foreign-transaction-fees/">MileagePlus Explorer Card with No Foreign Transaction Fees</a> and additional card member benefits.

Review these other <a href="http://www.maximizingmoney.com/credit-cards-with-airline-rewards/">Airline Rewards Credit Card Promotions</a> as well to earn more bonus miles.]]></description>
				<content:encoded><![CDATA[<p>Chase Card Services has announced that effective June 1, 2013, all purchases made with the United MileagePlus Explorer Card outside of the U.S. will no longer be subject to foreign transaction fees.</p>
<p>Card members will now be able to use your card internationally without incurring foreign transaction fees.</p>
<p>For example, a card member spending $3,000 while traveling outside of the U.S. would now save $90.</p>
<p>This enhancement adds to the other unique benefits, such as a free checked bag, priority boarding, and 2 United Club passes per year, that MileagePlus Explorer card members already receive.</p>
<p>Review this <a href="https://www.theexplorercard.com/MPYoureIn30kAFW.aspx"target="_blank">United MileagePlus Explorer Card Promotional Offer</a> that is now displaying the no foreign transaction fees benefit.</p>
<p><strong>Up to 45,000 Bonus Miles Your First Year</strong></p>
<p>The <a href="http://www.maximizingmoney.com/airline-discounts/united-mileage-plus®-signature®-visa-card-25000-bonus-miles-and-50-statement-credit/">MileagePlus Explorer Card Bonus Miles Offer</a> provides you with up to 45,000 miles in your first year as a card member.</p>
<p>You&#8217;ll get <strong>30,000 bonus miles when you spend $1,000 in the first 3 months</strong> that your account is open.</p>
<p>You&#8217;ll get <strong>5,000 bonus miles when you add an authorized user</strong> to your account and make a purchase with your card during the first 3 months as a card member.</p>
<p>You&#8217;ll also get <strong>10,000 bonus miles every calendar year that you spend at least $25,000</strong> on your card, so you can get these 10,000 miles every single year in addition to the regular miles that you earn for your card spending.</p>
<p><strong>United MileagePlus Explorer Card Travel Benefits</strong></p>
<p><strong>First checked bag free</strong> – Card members and up to 1 traveling companion will receive their first checked bag free on United operated flights when you purchase your ticket with your card, worth up to $100 per roundtrip. Service charges for additional/oversized/overweight bags will apply.</p>
<p><strong>Priority boarding</strong> – Card members board prior to general boarding, so you have earlier access to overhead space and can relax as the rest of the plane boards.</p>
<p><strong>United airport club passes</strong> – Each year, card members will receive 2 United Club passes, a $100 value.</p>
<p><strong>Premier Upgrades on Award Tickets</strong> – Card members who are MileagePlus Premier members and are traveling on award tickets can take advantage of complimentary Premier Upgrades on United-operated flights (when available).</p>
<p><strong>Use MileagePlus miles for any seat, any time, on any United flight</strong> – If seats are available for sale on United-operated flights, card members can use miles to book a ticket at the Standard Award level. </p>
<p><strong>Double miles on United tickets</strong> – Card members earn 2 award miles per $1 spent on tickets purchased with the card from United and 1 mile per $1 spent on all other purchases.</p>
<p><strong>Miles do not expire</strong> – United MileagePlus Explorer card members’ miles will not expire as long as you remain a card member.</p>
<p><strong>No foreign transaction fees</strong> &#8211; Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees.</p>
<p>The United MileagePlus Explorer Card also offers benefits that extend through the entire travel experience, including access to The Luxury Hotel and Resorts Collection from Chase, which offers special card member-only amenities at over 700 properties in the U.S and around the world.</p>
<p>Beyond these special travel privileges, the MileagePlus Explorer Card also offers enhanced travel and purchase protection coverage and a suite of benefits that cater to the lifestyle needs of the affluent customer including a dedicated concierge service available 24/7 to help with such things as simple gift ideas to restaurant and local entertainment recommendations anywhere in the world.</p>
<p>In addition, MileagePlus Explorer Card members have the opportunity to attend private, once-in-a-lifetime experiences through Inside Access from Chase.</p>
<p>Card members enjoy exclusive access to the best in concerts, Broadway performances, and culinary events; the opportunity to meet and mingle with industry notables; and even get rare, behind-the-scenes views into the world of professional sports and high fashion. </p>
<p>The <strong>$95 annual fee for the Explorer Card is waived for the first year</strong> on a promotional basis.</p>
<p>In addition to the Explorer Card, MileagePlus Club and Presidential Plus card members also do not pay <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/avoid-credit-card-foreign-exchange-fees/">Credit Card Foreign Transaction Fees</a>.</p>
<p>If you participate in the <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/united-mileage-plus-airline-rewards-program-offers-free-flights/">MileagePlus Airline Rewards Program</a>, consider this card to avoid foreign transaction fees when you travel abroad.</p>
<p>Review these other <a href="http://www.maximizingmoney.com/credit-cards-with-airline-rewards/">Airline Rewards Card Promotions</a> as well to earn more bonus miles.</p>
<p>Get the United MileagePlus Explorer Card to avoid foreign transaction fees if you are planning on traveling outside of the United States.</p>
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		<title>Matadors Community Credit Union Referral Bonuses for Both Parties with Open Membership</title>
		<link>http://www.maximizingmoney.com/banking-bonus-deals/matadors-community-credit-union-referral-bonuses-for-both-parties-with-open-membership/</link>
		<comments>http://www.maximizingmoney.com/banking-bonus-deals/matadors-community-credit-union-referral-bonuses-for-both-parties-with-open-membership/#comments</comments>
		<pubDate>Wed, 22 May 2013 07:49:16 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[BANKING BONUSES]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36308</guid>
		<description><![CDATA[The Matadors Community Credit Union referral program offers up to $30 in bonuses for both parties when a current member refers a new member to MCCU.

Anyone can qualify for MCCU membership when you join the CSUN Athletic Association by making a small, tax-deductible donation ($5 minimum), plus membership is available to residents of Southern California, the California State University Northridge community, and the California Federation of Teachers.

Check out these <a href="http://www.maximizingmoney.com/banking-bonus-deals/matadors-community-credit-union-referral-bonuses-for-both-parties-with-open-membership/">Matadors Community Credit Union Referral Bonuses</a> as well as a $5 eStatements promotion and a $5 birthday bonus for young savers.

Review our <a href="http://www.maximizingmoney.com/bank-bonuses-banking-deals-and-bank-promotions/">List of Bank Bonuses</a> for more current credit union offers.]]></description>
				<content:encoded><![CDATA[<p>The Matadors Community Credit Union referral program offers up to $30 in bonuses for both parties when a current member refers a new member to MCCU.</p>
<p><strong>MCCU Membership Availability</strong></p>
<p>Anyone can qualify for MCCU membership when you join the CSUN Athletic Association by making a small, tax-deductible donation ($5 minimum), and you’ll instantly be eligible.</p>
<p><a href="http://www.matadors.org/membership/join.html"target="_blank">Membership</a> is otherwise available if you live in select Southern California communities, you are associated with California State University Northridge, you are a member of the California Federation of Teachers, or you are an immediate family member of a current Matadors Community Credit Union member.</p>
<p>In order to become a member, you must open a Regular Savings account with a $10 1-time membership fee and a $5 minimum deposit.</p>
<p><strong>MCCU Referral Program</strong></p>
<p>If you are a current MCCU member, please feel free to share referrals with new members in the comments section below this article.</p>
<p>Just refer them to open a new checking account, share certificate, or to apply for a new loan at MCCU, and you can both receive up to $30 in bonus rewards.</p>
<p><strong>How To Earn Referral Bonuses:</strong></p>
<p><strong>1.</strong> New member opens an MCCU Checking Account with a MasterMoney Check Card or Direct Deposit (minimum $500 monthly), and you&#8217;ll receive $10 each.</p>
<p><strong>2.</strong> New member opens a Share Certificate, and you&#8217;ll receive $10 each.</p>
<p><strong>3.</strong> New member gets an Auto or Real Estate (Home quity and Mortgage) Loan (must be approved and funded), and you&#8217;ll receive $10 each.</p>
<p>MCCU will deposit a $10 bonus to their Primary Savings account and a $10 bonus into your Primary Savings account, for a maximum of $30 each.</p>
<p>Just visit the <a href="http://www.matadors.org/membership/refer.php"target="_blank">Matadors Community Credit Union Referral Form</a> to complete your referrals today.</p>
<p>Your referrals must open a checking account and/or apply for a qualifying loan within 30 days from the date that the referral email is sent in order for you both to receive your bonus money.</p>
<p>Potential members must qualify for membership and be 18 years or older.</p>
<p>The bonus is available only for new accounts with a new member as primary owner.</p>
<p>Bonuses for new account holders will not be available for withdrawal for 30 days from the date membership is established.</p>
<p>If you qualify, the referral bonus will be deposited into both the current and new members’ primary savings account 30 days after account opening or loan funding.</p>
<p>The referral card must be presented at the time of account opening to be valid.</p>
<p>Referral bonuses cannot exceed $100 per member account per calendar year.</p>
<p>The referral program is for personal accounts only.</p>
<p>Organization and Business accounts not eligible for referral bonuses.</p>
<p><strong>Young Savers $5 Birthday Bonus</strong></p>
<p>Young members ages 17 and under who deposit at least $5 into an MCCU Little Savers or Teen Savers account during their birthday month will receive a $5 bonus.</p>
<p>This <a href="http://www.matadors.org/50th/promotions.html"target="_blank">Young Savers Birthday Bonus</a> is available for new and current members.</p>
<p>There is a limit of 1 $5 deposit per account for 2013 only.</p>
<p><strong>$5 Free eStatements Bonus</strong></p>
<p>You can also get a <a href="http://www.matadors.org/index.html"target="_blank">$5 eStatements Bonus</a> when you sign up for free eStatements.</p>
<p>You must first be enrolled in eBranch online banking in order to switch to eStatements.</p>
<p><strong>Matadors Community Credit Union Credit Card Bonuses</strong></p>
<p>There are also MCCU credit card bonuses available for members to maximize your rewards with this credit union, so check their website for more details about these as well.</p>
<p>Take advantage of these Matadors Community Credit Union promotions to earn extra cash rewards.</p>
<p>Review our <a href="http://www.maximizingmoney.com/bank-bonuses-banking-deals-and-bank-promotions/">List of Bank Promotions</a> for more current credit union offers.</p>
<p>Earn up to $30 in referral bonuses plus $5 when you sign up for eStatements and $5 for young savers from MCCU today.</p>
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		<title>How To Redeem Your American Express Membership Rewards Points</title>
		<link>http://www.maximizingmoney.com/credit-cards-offer-deals/how-to-redeem-your-american-express-membership-rewards-points/</link>
		<comments>http://www.maximizingmoney.com/credit-cards-offer-deals/how-to-redeem-your-american-express-membership-rewards-points/#comments</comments>
		<pubDate>Tue, 21 May 2013 14:18:45 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[CREDIT CARD OFFERS]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36289</guid>
		<description><![CDATA[There are a variety of ways that you can redeem your American Express Membership Rewards program points, but not all of the redemption options provide equal value, so it's important to understand the best redemption values before proceeding.

Whether you choose to redeem your Membership Rewards points for retail purchases, dining and entertainment events, travel, point transfers to frequent flyer and loyalty programs, gift cards, statement credits toward everyday card purchases, combined points/card purchases via ShopAmex, or purchases on Amazon.com, make sure that you are getting the best value for your card spending.

<strong>Membership Rewards Qualifying Cards</strong>

<ul>
<li><a href="http://oc.cardsynergy.com/t/?cr=5629&#038;c=22035076&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">American Express&#174; Premier Rewards Gold Card</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5260&#038;c=22034408&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">American Express&#174; Gold Card</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5435&#038;c=22504813&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Platinum Card&#174; from American Express</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5259&#038;c=22034407&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Business Gold Rewards Card&#174; from American Express OPEN</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5257&#038;c=22034405&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Business Platinum Card&#174; from American Express OPEN</a></li>
</ul>

Learn <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/how-to-redeem-your-american-express-membership-rewards-points/">How To Redeem your Membership Rewards Points</a> to get the most value out of your American Express card spending.

<em>Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.</em>]]></description>
				<content:encoded><![CDATA[<p>There are a variety of ways that you can redeem your American Express Membership Rewards program points, but not all of the redemption options provide equal value, so it&#8217;s important to understand the best redemption values before proceeding.</p>
<p>Of course, different redemption options will have different values to each person, depending on your interests and the usefulness of each option for you, but it&#8217;s generally a good idea to understand the various point redemption rates, as you may be decreasing your spending value if you redeem your Membership Rewards points for less valuable rewards.</p>
<p>For instance, you may be earning 1 point per $1 spent on all of your everyday purchases, which would generally be equated with a 1% cash equivalent rebate, but since a $50 American Express Gift Card redemption requires 10,000 points (1/2 a penny per point), that would actually reduce your spending value to a 0.5% rebate on all of your everyday purchases.</p>
<p>On the other hand, a $50 Barnes &#038; Noble Gift Card requires 5,000 points to redeem, so that would maintain a 1% rebate on your everyday spending and give you a better reward value for your Membership Rewards points.</p>
<p>Depending on whether you shop at Barnes &#038; Noble on a regular basis, a B&#038;N gift card may be a good option for you, but somebody who wants to be able to use their rewards toward more general purchases may find more value in the American Express Gift Card option, even though it&#8217;s actually a less valuable reward.</p>
<p><strong>Membership Rewards Qualifying Cards</strong></p>
<p>Here are some of the more popular <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/american-express-cash-bonus-credit-card-offers-for-new-applicants/">American Express Bonus Cards</a> that offer the Membership Rewards program.</p>
<p><strong>Consumer Cards</strong></p>
<ul>
<li><a href="http://oc.cardsynergy.com/t/?cr=5629&#038;c=22035076&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">American Express&#174; Premier Rewards Gold Card</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5260&#038;c=22034408&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">American Express&#174; Gold Card</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5435&#038;c=22504813&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Platinum Card&#174; from American Express</a></li>
</ul>
<p><strong>Business Cards</strong></p>
<ul>
<li><a href="http://oc.cardsynergy.com/t/?cr=5259&#038;c=22034407&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Business Gold Rewards Card&#174; from American Express OPEN</a></li>
<li><a href="http://oc.cardsynergy.com/t/?cr=5257&#038;c=22034405&#038;aid=125413&#038;sid=13977&#038;last_updated=1345212970" target="_blank">The Business Platinum Card&#174; from American Express OPEN</a></li>
</ul>
<p><strong>List of Ways to Redeem Membership Rewards Points</strong></p>
<p>There are many ways to use Membership Rewards points including retail purchases, dining and entertainment events, travel, point transfers to frequent flyer and loyalty programs, gift cards, statement credits toward everyday card purchases, combined points/card purchases via ShopAmex, and purchases on Amazon.com.</p>
<p><strong>Transfer Membership Rewards Points to Airline and Hotel Guest Loyalty Programs</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.12.35-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.12.35-PM-300x179.png" alt="American Express Travel Partners" width="300" height="179" class="alignleft size-medium wp-image-36296" /></a></p>
<p>One of the best options for frequent travelers is to transfer your points to airline rewards programs and hotel guest loyalty programs.</p>
<p>For most of the loyalty programs, 1,000 Membership Rewards points will equal 1,000 miles, points, or credits.</p>
<p>Your Membership Rewards points must be transferred in 1,000-point increments with the following exceptions:</p>
<p>JetBlue Airways: 250 points = 200 JetBlue TrueBlue points; must be transferred in 250-point increments.</p>
<p>El AL Israel Airlines: 1,000 points = 20 Matmid points.</p>
<p>Starwood Preferred Guest: 1,000 points = 333 Starpoints.</p>
<p>Hilton: 1,000 points = 1,500 HHonors points.</p>
<p>Virgin America: 200 points = 100 Elevate points; must be transferred in 200-point increments.</p>
<p>Jumeirah Hotels &#038; Resorts: 2,300 points = 100 Sirius Points; must be transferred in 2,300-point increments.</p>
<p>One thing that makes transferring Membership Rewards points to loyalty programs so lucrative is that you can combine your Membership Rewards card points with bonus offers that you receive from a loyalty program&#8217;s rewards cards like the <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/citi-hilton-hhonors-visa-signature-credit-card-bonus-points-with-no-annual-fee/">Hilton HHonors Bonus Card</a> or the <a href="http://www.maximizingmoney.com/airline-discounts/gold-delta-skymiles-credit-card-250-bonus-or-free-airline-ticket/">Delta SkyMiles Bonus Card</a>, which makes for a great way to multiply your loyalty rewards quickly.</p>
<p>However, it is important to understand that every time you transfer points into a U.S. airline frequent flyer program, your linked card account will be charged an excise tax offset fee of $0.0006 per point (with a maximum fee of $99), which American Express charges to offset the federal excise tax that they must pay when you transfer points, and they may offer you the option to use points to pay this fee.</p>
<p><strong>Use Points for Merchandise on MembershipRewards.com</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.17.22-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.17.22-PM-278x300.png" alt="Shop at MembershipRewards.com" width="278" height="300" class="alignleft size-medium wp-image-36297" /></a></p>
<p>You can use your Membership Rewards points to redeem for various products on MembershipRewards.com.</p>
<p>However, the redemption rates for merchandise are generally not great for the consumer, and you can usually find the products for a lower price than the equivalent points that are required.</p>
<p>For example, MembershipRewards.com offers the Kindle Fire HD 7&#8243; tablet with 16 GB for 34,630 points (which is more than $340 worth of points at a 1 point per penny ratio), while you can actually purchase this same tablet at Amazon.com for only $199.</p>
<p>In a case like this, you are actually better off redeeming 20,000 Membership Rewards points for $200 worth of Staples Gift Cards, and then purchasing the Kindle Fire HD 7&#8243; at Staples for only $199.</p>
<p>They do offer point-reduction sales on select merchandise from time to time, but even then, the redemption rates are still generally more expensive than the outright purchase price of an item, so this is not one of the best ways to redeem your Membership Rewards points.</p>
<p><strong>Redeem Membership Rewards Points for Gift Cards and Certificates</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.19.07-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.19.07-PM-300x124.png" alt="American Express Gift Cards" width="300" height="124" class="alignleft size-medium wp-image-36298" /></a></p>
<p>This is generally one of the better value options for redeeming your Membership Rewards points, excluding the actual American Express gift cards and certificates, as you can get a 1 point per penny ratio on most merchant gift cards, especially at the $100 gift card level.</p>
<p>They also offer sales on select gift cards from time to time, so you can get even better redemption rates if you wait for a sale to occur.</p>
<p>Plus, there are a variety of gift cards to choose from including Banana Republic, Bath &#038; Body Works, Dell, Gap, Groupon, iTunes, Lands&#8217; End, Nike, Old Navy, Staples, The Home Depot, and many others.</p>
<p>Gift cards are available in various denominations, but just make sure that you check the redemption requirements, as sometimes the lower denominations have worse redemption values than the higher denominations, so it may be worth saving your points until you can get a $100 gift card for 10,000 points.</p>
<p>On the other hand, the American Express Gift Cards require double the amount of points as other merchant gift cards, so these are not the best option in regards to value, although they can be used anywhere that accepts American Express.</p>
<p><strong>Use Pay with Points</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.20.00-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.20.00-PM-300x140.png" alt="American Express Travel" width="300" height="140" class="alignleft size-medium wp-image-36299" /></a></p>
<p>You can use Pay with Points to book travel on American Express Travel, for products on ShopAmex, TicketMaster, Telecharge, and elsewhere.</p>
<p>When you use Pay with Points, your linked card account will be charged for your purchase, American Express will deduct points from your program account, and then American Express will apply an accompanying credit to your card account.</p>
<p>The credit to your account may appear during a different billing cycle than the charge for your purchase, so you are still responsible for paying the amount due on your card statement by the due date.</p>
<p>If the points you use don’t fully cover the entire amount of the charge, the difference will remain charged to your card account, which means that you can use your card to pay for any amount of the price that your points don&#8217;t cover.</p>
<p>If you use a <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/american-express-charge-card-pay-over-time-service-5000-membership-rewards-bonus-points/">Pay Over Time</a> feature (such as the Extended Payment Option) for a purchase using Pay with Points, the statement credit you get may not be applied to that feature, but instead might be applied to your Pay in Full balance, so just call the number on the back of your card if you think this has happened.</p>
<p>You must use a minimum amount of points for some Pay with Points rewards:</p>
<p>American Express Travel: 5,000 points.</p>
<p>Ticketmaster: 2,000 points.</p>
<p>Telecharge: 7,000 points.</p>
<p>The redemption value for air travel using Pay with Points is 1 point per penny or the equivalent of a 1% rebate on your points earned (i.e., a $400 flight will require 40,000 points).</p>
<p>So overall, this is not a bad value, although you may be able to find cheaper flights elsewhere, or you may get a better value by transferring your points to an airline&#8217;s loyalty program first.</p>
<p>You can also earn 1 extra Membership Rewards point on each dollar of eligible purchases made when you book using a Membership Rewards program-enrolled card on the American Express travel website.</p>
<p>On the other hand, hotel redemption values are not as optimal, so you&#8217;ll probably save money booking your hotel on another site.</p>
<p>In addition, the ShopAmex redemption values are generally 2 points per penny, so again, it&#8217;s not the best option to get the most value from your Membership Rewards points.</p>
<p><strong>Shop with Membership Rewards Points on Amazon.com</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.21.37-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.21.37-PM-300x131.png" alt="Membership Rewards at Amazon.com" width="300" height="131" class="alignleft size-medium wp-image-36300" /></a></p>
<p>You can use your points in the <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/amazon-shop-with-points-pay-for-amazon-com-purchases-with-credit-card-rewards/">Amazon Shop with Points Program</a> to directly pay for your purchases on Amazon.com with Membership Rewards points.</p>
<p>However, you only get $7 in spending for every 1,000 Membership Rewards points (1 point equals 7/10 of a penny), so you&#8217;re really not getting a full 1% rebate on your purchases if that is your goal.</p>
<p>However, this is an easy redemption option, and the prices on Amazon.com may be low enough to make this worth your while.</p>
<p>You can also use a combination of points and your American Express Card, in case you don&#8217;t have enough points for what you need.</p>
<p><strong>Use Points for Everyday Charges on Your Card</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.22.41-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.22.41-PM-300x154.png" alt="Membership Rewards Everyday Charges" width="300" height="154" class="alignleft size-medium wp-image-36301" /></a></p>
<p>You can use your Membership Rewards points to pay for everyday charges on your card.</p>
<p>You must use points towards specific, eligible charges on your online card statement, and not just for a general statement credit.</p>
<p>You can use as little as 1,000 points this way.</p>
<p>The charge must occur in the U.S. or in a U.S. territory and be for at least $5.</p>
<p>However, the redemption value is 6/10 of a penny per 1 point, so it&#8217;s also not the best rate for using your points.</p>
<p>For instance, American Express wants 50,000 points for a $300 charge on my card and 6,113 points for a $36.68 charge on my card.</p>
<p><strong>Using Points for Statement Credits</strong></p>
<p><a href="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.29.22-PM.png"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-21-at-3.29.22-PM-300x281.png" alt="Membership Rewards Statement Credits" width="300" height="281" class="alignleft size-medium wp-image-36302" /></a></p>
<p>You can redeem your Membership Rewards points directly for a statement credit on your card account.</p>
<p>You can use points in 20,000-point increments to get a $100 credit on your card account.</p>
<p>This, once again, is not the best ratio for your points, as 1 point is only worth 1/2 a penny in this scenario.</p>
<p>However, this is the most flexible option for redeeming your Membership Rewards points, as you can redeem your points toward any purchase that you make anywhere with your card.</p>
<p>As you can see, there are many ways to redeem your Membership Rewards points with different redemption values depending on what you choose to do with your points.</p>
<p>The Membership Rewards program for select <a href="http://www.maximizingmoney.com/american-express-credit-cards/">American Express Credit Cards</a> is an excellent rewards program, but you have to be careful how you choose to redeem your points to get the best value out of your card spending.</p>
<p><em>Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.</em></p>
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		<title>Bremer Bank $10 Bonus with New Checking or Savings Account in Minnesota, North Dakota and Wisconsin</title>
		<link>http://www.maximizingmoney.com/banking-bonus-deals/bremer-bank-10-bonus-with-new-checking-or-savings-account-in-minnesota-north-dakota-and-wisconsin/</link>
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		<pubDate>Tue, 21 May 2013 08:46:16 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[BANKING BONUSES]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36281</guid>
		<description><![CDATA[Bremer Bank is offering a $10 deposit bonus when you open a new checking or savings account.

You must live in Minnesota, North Dakota, or Wisconsin in order to open a new account with Bremer Bank.

Check out this <a href="http://www.maximizingmoney.com/banking-bonus-deals/bremer-bank-10-bonus-with-new-checking-or-savings-account-in-minnesota-north-dakota-and-wisconsin/">Bremer Bank $10 New Account Bonus</a> to apply online today.

Review these other <a href="http://www.maximizingmoney.com/bank-bonuses-banking-deals-and-bank-promotions/">Bank Bonus Promotions</a> for more nationally available offers.]]></description>
				<content:encoded><![CDATA[<p>Bremer Bank is offering a $10 deposit bonus when you open a new checking or savings account.</p>
<p>Bremer Bank has an online application available, but you must live in Minnesota, North Dakota, or Wisconsin in order to open a new account.</p>
<p>Just enter <strong>promotional code Bonus10</strong> when opening your account online in order to qualify.</p>
<p>When opened, $10 will be deposited in your account.</p>
<p>If the account is closed within in the first 6 months of opening, the $10 bonus and an early closure fee will be charged.</p>
<p>Check out this <a href="http://www.bremer.com/Home/uploadedFiles/$10%20Coupon.pdf"target="_blank">Bremer Bank Promotional Page</a> for this offer, and I just tested the code today, so it should still be available.</p>
<p>This bonus is available on new Bremer Bank savings or checking accounts only.</p>
<p>There is a limit of 1 bonus per household.</p>
<p>A minimum balance is required to open the account.</p>
<p>You can open a <a href="http://www.bremer.com/home/personal/section.aspx?id=52"target="_blank">Bremer Select Banking Checking Account</a> with a $100 minimum opening deposit to qualify for this offer, and it has no maintenance fees.</p>
<p>There is also a Regular Savings account with a $300 minimum opening deposit requirement and a $300 minimum balance requirement to avoid a $4 monthly fee (fee is waived if you meet the minimum balance requirement).</p>
<p>Take advantage of this promotion to get an extra $10 just for opening a new checking or savings account with Bremer Bank.</p>
<p>Review these other <a href="http://www.maximizingmoney.com/bank-bonuses-banking-deals-and-bank-promotions/">Bank Bonus Deals</a> for more nationally available offers.</p>
<p>Open a new account with Bremer Bank to get a $10 deposit bonus into your account today.</p>
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		<title>Houston Federal Credit Union 1% Bonus to Invest with HFCU Investment and Retirement Services for Current Members</title>
		<link>http://www.maximizingmoney.com/investment-opportunities/houston-federal-credit-union-1-bonus-to-invest-with-hfcu-investment-and-retirement-services-for-current-members/</link>
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		<pubDate>Tue, 21 May 2013 08:20:15 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[INVESTMENT OPPORTUNITIES]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36276</guid>
		<description><![CDATA[Houston Federal Credit Union is offering a 1% bonus when you invest with HFCU Investment and Retirement Services for current HFCU members.

Take advantage of this <a href="http://www.maximizingmoney.com/investment-opportunities/houston-federal-credit-union-1-bonus-to-invest-with-hfcu-investment-and-retirement-services-for-current-members/">HFCU Investment Offer</a> if you are a current member.

Review these other <a href="http://www.maximizingmoney.com/online-trading-accounts-and-investment-brokerages/">Investment Bonuses</a> as well for more openly available offers.]]></description>
				<content:encoded><![CDATA[<p>Houston Federal Credit Union is offering a 1% bonus when you invest with HFCU Investment and Retirement Services for current HFCU members.</p>
<p>Houston Federal Credit Union is offering its members a bonus payment equal to 1% on amounts of $10,000 or greater that are moved to HFCU Investment and Retirement Services from any HFCU deposit account (savings, checking, money market, IRA, or certificate).</p>
<p>Check out this <a href="https://www.houstonfcu.org/home/news/article?articleId=534"target="_blank">HFCU Investmnt Promotion</a> for more details.</p>
<p>The 1% bonus is cash paid directly to you 31 days after any HFCU Investment and Retirement Services account is funded.</p>
<p>HFCU will even waive any penalty if you redeem your certificate account before its planned maturity in order to take advantage of this offer.</p>
<p>This is a limited time offer that will be discontinued without notice when $10,000,000 has moved from HFCU accounts to HFCU Investment and Retirement Services.</p>
<p>There is a minimum of $10,000 required to open an account with HFCU Investment and Retirement Services when associated with this offer.</p>
<p>Review these other <a href="http://www.maximizingmoney.com/online-trading-accounts-and-investment-brokerages/">Investment Bonus Promotions</a> as well for more openly available offers.</p>
<p>Take advantage of this offer if you are an HFCU member today.</p>
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		<title>SmarterBank Online Checking Account and SmarterBucks Rewards Program $10 Bonus toward Student Loans</title>
		<link>http://www.maximizingmoney.com/banking-bonus-deals/smarterbank-online-checking-account-and-smarterbucks-rewards-program-10-bonus-toward-student-loans/</link>
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		<pubDate>Mon, 20 May 2013 13:24:24 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36256</guid>
		<description><![CDATA[SmarterBank offers an online checking account with no monthly fee for active users that allows anyone to earn SmarterBucks rewards every time you use your SmarterBank Visa Debit Card to pay down your student loans faster.

<a href="http://batracking.com/click.track?CID=243011&#038;AFID=274000&#038;ADID=947517&#038;SID="target="_blank"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-20-at-3.09.54-PM-300x241.png" alt="SmarterBucks Rewards Program" width="300" height="241" class="alignleft size-medium wp-image-36267" /></a>

Plus, you can sign up for a <a href="http://batracking.com/click.track?CID=243011&#038;AFID=274000&#038;ADID=947517&#038;SID="target="_blank">Free SmarterBucks Account</a> and get a $10 bonus once you earn your first $5 in rewards, without having to open a SmarterBank checking account.

Please note that the SmarterBank checking account and SmarterBucks rewards program are separate entities.

<strong>You do not need to open a SmarterBank checking account to participate in the SmarterBucks rewards program and earn the $10 bonus</strong>.

Learn more about the <a href="http://www.maximizingmoney.com/banking-bonus-deals/smarterbank-online-checking-account-and-smarterbucks-rewards-program-10-bonus-toward-student-loans/">SmarterBank Online Checking Account</a> and SmarterBucks rewards program to help pay off your student loans faster.]]></description>
				<content:encoded><![CDATA[<p>SmarterBank offers an online checking account with no monthly fee for active users that allows anyone to earn SmarterBucks rewards every time you use your SmarterBank Visa Debit Card to pay down your student loans faster.</p>
<p>Plus, <strong>you can sign up for a free SmarterBucks account and get a $10 bonus once you earn your first $5 in rewards</strong>, without having to open a SmarterBank checking account.</p>
<p>Please note that the SmarterBank checking account and SmarterBucks rewards program are separate entities, and <strong>you do not need to open a SmarterBank checking account to participate in the SmarterBucks rewards program to earn the $10 bonus</strong>.</p>
<p><a href="http://batracking.com/click.track?CID=243011&#038;AFID=274000&#038;ADID=947517&#038;SID="target="_blank">SmarterBucks</a> is perfect for anyone who has student debt, anyone who knows someone with student debt, or anyone who wants to get out of debt faster by earning SmarterBucks rewards.</p>
<p>You can pick any student loan to pay off if you are a student or graduate, or you can earn rewards for someone else who wants to get out of debt faster, like your family and friends.</p>
<p>All you have to do is designate a loan, and they&#8217;ll make the reward payments automatically.</p>
<p><strong>$10 SmarterBucks Bonus Offer</strong></p>
<p><a href="http://batracking.com/click.track?CID=243011&#038;AFID=274000&#038;ADID=947517&#038;SID="target="_blank"><img src="http://www.maximizingmoney.com/wp-content/uploads/2013/05/Screen-Shot-2013-05-20-at-3.09.54-PM-300x241.png" alt="SmarterBucks Rewards Program" width="300" height="241" class="alignleft size-medium wp-image-36267" /></a></p>
<p>Sign up for your free SmarterBucks rewards program account to get a $10 bonus toward your first extra student loan payment.</p>
<p>Please note that <strong>you don&#8217;t have to open a SmarterBank checking account to get the $10 bonus</strong>, you just need to sign up for a free SmarterBucks rewards account.</p>
<p>Just open a SmarterBucks rewards account and assign which student loan you want to pay down.</p>
<p><strong>Once you&#8217;ve earned $5 in rewards, SmarterBucks will give you an extra $10</strong> toward your first extra payment.</p>
<p>This offer expires September 15, 2013.</p>
<p>All users who <strong>sign up for a SmarterBucks Standard or Gifter account by September 15, 2013</strong>, are eligible for this offer.</p>
<p>To receive the $10 in SmarterBucks rewards, <strong>you must set up a valid student loan or designate a recipient with a valid student loan</strong> in the SmarterBucks system and earn $5 in rewards (excluding SmarterBucks contributions) by December 31, 2013.</p>
<p>SmarterBucks Contributor accounts are not eligible for this offer.</p>
<p><strong>SmarterBank Checking Account</strong></p>
<p>A SmarterBank checking account is an <strong>FDIC-insured online checking account</strong> that is free for active users.</p>
<p>It is not necessary to open a SmarterBank account to sign up for SmarterBucks.</p>
<p>However, SmarterBank accounts include a <strong>free SmarterBank Visa Debit Card</strong>, which is a great way to earn SmarterBucks rewards on your everyday purchases.</p>
<p>Just apply for your <a href="http://batracking.com/click.track?CID=243011&#038;AFID=274000&#038;ADID=947517&#038;SID="target="_blank">SmarterBank</a> account with your free SmarterBank Visa Debit Card.</p>
<p>You&#8217;ll earn SmarterBucks rewards on all non-PIN purchases made with your SmarterBank Visa Debit Card.</p>
<p>You&#8217;ll <strong>get 0.5% back on the first $100 of any purchase and 1% on any amount over $100</strong>.</p>
<p>Plus, you can use your SmarterBank Visa Debit Card in the SmarterBucks Marketplace to earn up to 10% back from your favorite brands in addition to your regular earnings.</p>
<p>SmarterBank accounts allow you to get money from the ATM, have free access to online banking where you can view your banking activity, transfer money, and pay bills.</p>
<p>The <strong>SmarterBank account is brought to you via their banking partner, The Bancorp Bank</strong>, a member of the Federal Deposit Insurance Corporation (FDIC), which means your funds are insured up to $250,000.</p>
<p>The SmarterBank checking account has <strong>no monthly fees if your account is active, but there is a $4.95 monthly fee for inactive accounts</strong>.</p>
<p>Your deposit account will be considered inactive if there is no customer-initiated activity during any calendar month, including, but is not limited to, writing a check that clears the account, initiating a withdrawal, making a deposit, or making a debit card or ATM card transaction.</p>
<p><strong>SmarterBucks Rewards Program</strong></p>
<p>SmarterBucks is a free rewards program, <strong>brought to you by the team at SimpleTuition</strong>, which helps you pay down any student loan you choose.</p>
<p>The SmarterBucks rewards program helps you <strong>pay off your student debt by contributing your SmarterBucks rewards as extra loan payments</strong> in addition to your regular monthly payments, which means that every dollar in SmarterBucks is worth more than a dollar in debt reduction, because making extra payments also helps you save on interest charges.</p>
<p>You&#8217;ll earn rewards on your everyday purchases with automated rewards redemption to pay down your loans faster.</p>
<p>Each month that your rewards balance totals $15 or more, SmarterBucks will make an extra payment for that amount toward your designated student loan.</p>
<p>There are <strong>no limits on your earnings and no rewards expiration dates</strong>.</p>
<p>You can even ask your family and friends to help you pay off your student loans, and they can contribute to your SmarterBucks account via credit or debit card.</p>
<p><strong>SmarterBucks Marketplace</strong></p>
<p>SmarterBucks members can <strong>earn up to 10% cash back for shopping at popular merchants</strong> through the SmarterBucks Marketplace.</p>
<p>This is one of the main ways to earn SmarterBucks rewards as a free member, if you do not sign up for the SmarterBank checking account and debit card.</p>
<p><strong>So if you just want to earn the $10 bonus with a free SmarterBucks account, you would only have to make a purchase that earns $5 in cash back rewards through the SmarterBucks Marketplace.</strong></p>
<p><strong>SmarterBucks Exclusives</strong></p>
<p>SmarterBucks members also have access to exclusive deals to earn extra rewards.</p>
<p>These exclusive opportunities change on a regular basis, but some current examples include:</p>
<p><strong>1.</strong> Sign up for Zipcar and get $10 in SmarterBucks (easy way to earn $10 bonus).</p>
<p><strong>2.</strong> Get 4% back in SmarterBucks rewards on CVS purchases.</p>
<p><strong>3.</strong> Sign up for a free Rent the Runway account and get $2 back.</p>
<p>Take advantage of the SmarterBank SmarterBucks rewards program to earn cash back toward your student loan payments.</p>
<p>You may also be interested in the <a href="http://www.maximizingmoney.com/college-savings/upromise-college-savings-program-10-sign-up-bonus/">Upromise College Savings Program</a> to earn cash back rewards toward an eligible 529 college savings plan.</p>
<p>Sign up for your SmarterBank account today to start paying off your student loans faster, plus get a $10 bonus when you reach your first $5 in rewards through the SmarterBucks rewards program.</p>
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		<title>Barclaycard Arrival Credit Cards Offer up to 40,000 Bonus Miles for $400 Statement Credit</title>
		<link>http://www.maximizingmoney.com/credit-cards-offer-deals/barclaycard-arrival-credit-cards-offer-up-to-20000-bonus-miles-for-200-statement-credit/</link>
		<comments>http://www.maximizingmoney.com/credit-cards-offer-deals/barclaycard-arrival-credit-cards-offer-up-to-20000-bonus-miles-for-200-statement-credit/#comments</comments>
		<pubDate>Mon, 20 May 2013 06:46:24 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[CREDIT CARD OFFERS]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=33602</guid>
		<description><![CDATA[The Barclaycard Arrival travel rewards credit cards are offering up to 40,000 bonus miles that can be redeemed for a $400 statement credit toward travel purchases.

<strong>Barclaycard Arrival World MasterCard - $89 Annual Fee Card (Waived First Year)</strong>

The <a href="http://oc.cardsynergy.com/t/?cr=7070&#038;c=22089567&#038;aid=125413&#038;sid=13977&#038;last_updated=1359478524" target="_blank">Barclaycard Arrival World MasterCard - $89 Annual Fee Card</a> offers 40,000 bonus miles after you make $1,000 in purchases within the first 90 days, which is redeemable for $400 off your next trip, plus there is an $89 annual fee that is waived for the first year.

<strong>Barclaycard Arrival World MasterCard - No Annual Fee Card</strong>

The <a href="http://oc.cardsynergy.com/t/?cr=7069&#038;c=22089566&#038;aid=125413&#038;sid=13977&#038;last_updated=1359478393" target="_blank">Barclaycard Arrival World MasterCard - No Annual Fee Card</a> offers 20,000 bonus miles when you make $1,000 in purchases within 90 days, which is redeemable for $200 off your next trip, and there is no annual fee.

Check out the <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/barclaycard-arrival-credit-cards-offer-up-to-20000-bonus-miles-for-200-statement-credit/">Barclaycard Arrival Cards</a> to earn up to a $400 statement credit toward travel purchases and more.

Review these <a href="http://www.maximizingmoney.com/bonus-cash-credit-cards/">Bonus Reward Card Promotions</a> as well for more card bonuses.]]></description>
				<content:encoded><![CDATA[<p>The Barclaycard Arrival travel rewards credit cards are offering up to 40,000 bonus miles that can be redeemed for a $400 statement credit toward travel purchases.</p>
<p>There are 2 different Barclaycard Arrival card versions available.</p>
<p><strong>Barclaycard Arrival World MasterCard &#8211; $89 Annual Fee Card (Waived First Year)</strong></p>
<p>The <a href="http://oc.cardsynergy.com/t/?cr=7070&#038;c=22089567&#038;aid=125413&#038;sid=13977&#038;last_updated=1359478524" target="_blank">Barclaycard Arrival World MasterCard &#8211; $89 Annual Fee Card</a> offers 40,000 bonus miles after you make $1,000 in purchases within the first 90 days, which is redeemable for $400 off your next trip, plus there is an $89 annual fee that is waived for the first year.</p>
<p>You&#8217;ll earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening.</p>
<p>The 40,000 bonus miles equates to $400 off your next trip.</p>
<p>There is a 0% introductory APR on purchases for the first 12 months after account opening.</p>
<p>You&#8217;ll earn 2X miles on all purchases.</p>
<p><strong>Barclaycard Arrival World MasterCard &#8211; No Annual Fee Card</strong></p>
<p>The <a href="http://oc.cardsynergy.com/t/?cr=7069&#038;c=22089566&#038;aid=125413&#038;sid=13977&#038;last_updated=1359478393" target="_blank">Barclaycard Arrival World MasterCard &#8211; No Annual Fee Card</a> offers 20,000 bonus miles when you make $1,000 in purchases within 90 days, which is redeemable for $200 off your next trip, and there is no annual fee.</p>
<p>You&#8217;ll earn 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening.</p>
<p>The 20,000 bonus miles equates to $200 off your next trip.</p>
<p>There is a 0% introductory APR on purchases for the first 12 months after account opening.</p>
<p>You&#8217;ll earn 2X miles on travel and dining purchases and 1X miles on all other purchases.</p>
<p>Both of these cards allow you to get 10% miles back when you redeem for travel (i.e., redeem 25,000 miles for travel and get 2,500 miles back).</p>
<p>There are no mileage caps and no foreign transaction fees for these cards.</p>
<p>You can use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates.</p>
<p>You can also redeem your miles for cash back as a statement credit, gift cards, and merchandise.</p>
<p>Take advantage of these Barclaycard Arrival card promotions to earn up to a $400 statement credit.</p>
<p>Check out these other <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/barclaycard-rewards-credit-card-offers-50-statement-credit-bonus/">Barclaycard Rewards Bonuses</a> to earn more cash rewards with Barclaycard.</p>
<p>Apply for an Arrival card to redeem your reward miles for travel on any airline and other travel-related purchases.</p>
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		<title>SendEarnings Offers Free Cash for Online Activities with $5 Sign-Up Bonus</title>
		<link>http://www.maximizingmoney.com/free-stuff/sendearnings-offers-free-cash-for-online-activities-with-5-sign-up-bonus/</link>
		<comments>http://www.maximizingmoney.com/free-stuff/sendearnings-offers-free-cash-for-online-activities-with-5-sign-up-bonus/#comments</comments>
		<pubDate>Mon, 20 May 2013 06:45:41 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[FREE STUFF]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36245</guid>
		<description><![CDATA[SendEarnings is a free program that pays you to complete online activities like Internet searches, surveys, games, and other tasks, plus you get a $5 sign-up bonus just for joining.

Just sign up for free and confirm your email to get the <a href="http://www.sendearnings.com/?r=ref4326006"target="_blank">SendEarnings $5 New Account Bonus</a>, and once the earnings in your account reach $30, you can request a check.

Check out more <a href="http://www.maximizingmoney.com/free-stuff/sendearnings-offers-free-cash-for-online-activities-with-5-sign-up-bonus/">Ways To Earn Free Online Cash with SendEarnings</a> to see how you can reach the $30 threshold and get your first check.

Review these other <a href="http://www.maximizingmoney.com/free-stuff/earn-free-cash-with-get-paid-to-websites-and-sign-up-bonuses/">Get Paid To Websites</a> if you've got some free time on your hands and want to earn extra cash online.]]></description>
				<content:encoded><![CDATA[<p>SendEarnings is a free program that pays you to complete online activities like Internet searches, surveys, games, and other tasks, plus you get a $5 sign-up bonus just for joining.</p>
<p>Just sign up for free and confirm your email to get the <a href="http://www.sendearnings.com/?r=ref4326006"target="_blank">SendEarnings $5 New Account Bonus</a>, and once the earnings in your account reach $30, you can request a check.</p>
<p>You’ll also be credited <strong>10% of the qualified earnings received by your referrals</strong>, so you can earn more cash when you share this opportunity with your friends.</p>
<p><strong>How To Reach First $30 in Rewards</strong></p>
<p>The free $5 sign-up bonus really means nothing, unless you can reach the $30 threshold that is required to get your first check, so here are some ways that you can earn more cash for completing SendEarnings activities.</p>
<p><strong>Cash Offers</strong></p>
<p>Similar to many <a href="http://www.maximizingmoney.com/shopping-rebate-networks-and-online-cash-back-shopping-networks/">Shopping Rebate Networks</a>, SendEarnings pays you to sign up for various services and products through their network.</p>
<p>For instance, you can <strong>earn $1</strong> when you join the free <a href="http://www.maximizingmoney.com/college-savings/upromise-college-savings-program-10-sign-up-bonus/">Upromise College Savings Program</a> through SendEarnings, but the best part is that you&#8217;ll get a <strong>$5 gift card</strong> after you make a purchase through Upromise, which you wouldn&#8217;t otherwise get just for joining Upromise outside of SendEarnings.</p>
<p>You can <strong>earn $3</strong> for joining the <a href="http://www.maximizingmoney.com/money-service-offers/manilla-com-free-personal-account-management-service-25-free-manilla-beta-access-codes-giveaway/">Manilla.com Personal Finance Management Service</a> and linking 3 accounts.</p>
<p>You can <strong>earn $2</strong> for joining the <a href="http://www.maximizingmoney.com/free-stuff/plink-free-rewards-program-5-gift-card-bonus-to-register-credit-or-debit-card/">Plink Rewards Program</a>, which pays you to shop at participating merchants with your registered credit card.</p>
<p>You can <strong>earn $15 to sign up for the Discover it Card</strong>, although you could earn a <strong>$75 Amazon.com Gift Card</strong> if you signed up through the <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/amazon-offers-up-to-75-amazon-gift-card-with-credit-card-application-incentive-program/">Amazon Credit Card Incentives Program</a>.</p>
<p>You can <strong>earn $12 to sign up for the Chase Freedom card with a $50 bonus</strong>, although the regular <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/chase-freedom®-visa-200-bonus-cash-back-expires-june-30-2011/">Chase Freedom Bonus</a> is $100, so this offer is not the best deal available for that card.</p>
<p>You can <strong>get $6 to join AARP</strong>, which is an easy extra $6 if you plan on joining either way.</p>
<p>You can <strong>get $5 to sign up for Sam&#8217;s Club membership</strong>.</p>
<p>You can <strong>earn $6 when you sign up for a 7-day FreeCreditScore.com trial</strong>, or <strong>$1 to sign up for Credit Karma</strong>.</p>
<p>You can <strong>earn $5 for starting an Ancestry.com 14-day trial</strong> and keeping the trial for at least 10 days before you cancel.</p>
<p>You can <strong>earn $2 for signing up for the MyView survey rewards site</strong>.</p>
<p>Plus, there are many other offers just like these to help you reach the $30 minimum requirement to get your first check.</p>
<p><strong>Surveys</strong></p>
<p>SendEarnings offers the opportunity to <strong>earn up to $0.50 for each survey that you complete</strong> with new surveys every day.</p>
<p>For the $0.50 surveys, you can complete 2 per day, so you could reach your $30 threshold to receive a check in less than a month by taking some time to complete these surveys every day.</p>
<p>There are also other surveys like the Big Buck Survey that pays you $2.25 to complete.</p>
<p><strong>Internet Searches</strong></p>
<p>SendEarnings will also pay you to search the Internet.</p>
<p>However, you will only earn $0.01 for each 2 qualified searches with a maximum of $0.15 per day, so it&#8217;s not quite as lucrative as the <a href="http://www.maximizingmoney.com/free-stuff/swag-bucks-internet-rewards-program-offers-bonuses-for-online-activities/">Swag Bucks Search Rewards Program</a>.</p>
<p>Additionally, any week where you search 4 or more days, you will receive a $0.05 search loyalty reward, and Gold Members will receive $0.10 for the search loyalty reward.</p>
<p><strong>Referral Rewards</strong></p>
<p>You can refer your friends to SendEarnings, and you will be credited 10% of the qualified earnings that are received by your referrals.</p>
<p>They even offer online referral links and banners that you can use on your social networks or blog.</p>
<p><strong>Gold Membership</strong></p>
<p>Once the earnings in your account reach $30, you can request a check.</p>
<p>When your check is processed and you receive it, you’ll instantly become a Gold Member, which gives you access to even more rewards.</p>
<p>SendEarnings is a pretty decent <a href="http://www.maximizingmoney.com/free-stuff/earn-free-cash-with-get-paid-to-websites-and-sign-up-bonuses/">Get Paid To Website</a> if you&#8217;ve got some free time on your hands and want to earn extra cash online.</p>
<p>Sign up for SendEarnings to get a $5 new account bonus and start completing activities to reach your first $30 check.</p>
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		<title>Overstock.com MasterCard $20 Statement Credit Bonus and up to 8% Rewards</title>
		<link>http://www.maximizingmoney.com/credit-cards-offer-deals/overstock-com-mastercard-20-statement-credit-bonus-and-up-to-8-rewards/</link>
		<comments>http://www.maximizingmoney.com/credit-cards-offer-deals/overstock-com-mastercard-20-statement-credit-bonus-and-up-to-8-rewards/#comments</comments>
		<pubDate>Sun, 19 May 2013 11:38:57 +0000</pubDate>
		<dc:creator>MaximizingMoney.com</dc:creator>
				<category><![CDATA[CREDIT CARD OFFERS]]></category>
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		<guid isPermaLink="false">http://www.maximizingmoney.com/?p=36238</guid>
		<description><![CDATA[The Overstock.com MasterCard credit card offers a $20 statement credit after your first use of your card plus up to 8% in rewards with no annual fee.

Check out this <a href="http://www.maximizingmoney.com/credit-cards-offer-deals/overstock-com-mastercard-20-statement-credit-bonus-and-up-to-8-rewards/">Overstock Credit Card Bonus</a> that includes free Club O Membership renewals as long as your card is active.

Review these other <a href="http://www.maximizingmoney.com/bonus-cash-credit-cards/">Credit Card Bonuses</a> as well for more cash bonus cards.]]></description>
				<content:encoded><![CDATA[<p>The Overstock.com MasterCard credit card offers a $20 statement credit after your first use of your card plus up to 8% in rewards with no annual fee.</p>
<p>You&#8217;ll get a $20 statement credit the first time you use your card, which will be credited to your account within 6 to 8 weeks after your first card use.</p>
<p>You&#8217;ll also earn up to 8% in Club O Dollars on Overstock.com purchases and 1% in Club O Dollars everywhere else that you use your card.</p>
<p>Card members get free Club O Membership renewals as long as your card is active.</p>
<p>Check out the <a href="http://www.overstock.com/64567/static.html?uuidCode=4YYX3ND9HVDZJ&#038;subAgentCode=011&#038;cboffer=004&#038;TID=PRODPG:Cobrand"target="_blank">Overstock.com MasterCard Card Promotion</a> to apply online today.</p>
<p>There is no annual fee for this card.</p>
<p>Plus, you&#8217;ll get free standard shipping every day within the continental United States on all orders, excluding orders comprised solely of media items under $25.</p>
<p>This card is issued by First Bankcard, a division of First National Bank of Omaha, so if you already have a lot of <a href="http://www.maximizingmoney.com/credit-card-directory/">Credit Cards</a> that are issued by some of the major issuers, you can probably still qualify for this card offer.</p>
<p>They also offer instant approval, so you can find out if you qualify in as little as 60 seconds.</p>
<p>Take advantage of this offer if you regularly shop at Overstock.com to maximize your Club O Dollars and get a $20 statement credit after your first card use.</p>
<p>You can also get <a href="http://www.maximizingmoney.com/free-stuff/overstock-com-free-club-o-membership-for-military-personnel/">Free Club O Membership</a> if you are a member of the U.S. military.</p>
<p>Review these other <a href="http://www.maximizingmoney.com/bonus-cash-credit-cards/">Credit Card Bonus Offers</a> as well for more cash bonus cards.</p>
<p>Get the Overstock credit card today if you love to shop at Overstock.com.</p>
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