Increase by at least 1% or enroll in the plan by September 3rd and you will receive a multi-tool keychain from Strategic Financial Solutions!

Many Americans could — and should — do more to plan for retirement. In fact, less than half of workers report doing a retirement needs calculation. As a result, many workers are underestimating the amount they believe is needed to live comfortably in retirement. These are some of the findings of the national Retirement Confidence Survey*, which gauges Americans’ attitudes and behaviors toward saving, retirement planning and long-term financial security. According to the survey, 65 percent of Americans currently are saving for retirement. Unfortunately, 53 percent have saved less than $25,000.

Highlights
Other key findings include:
• 54% of workers are “very” or “somewhat” confident they will have enough to live comfortably during retirement.
• Today’s workers plan to stay on the job much longer than current retirees did, perhaps in part because nearly half of retirees say they retired earlier than planned.
• Most workers, or 72%, expect to do some work for pay during retirement. Only 34% of retirees surveyed have worked for pay since leaving their full-time jobs.
• Despite difficult economic times, 72% of workers made no change to the percentage of their salary they contribute to their employer’s retirement plan.
Survey respondents may be underestimating their retirement needs, with 47 percent indicating they will need less than $500,000 of retirement savings. One reason for this overly optimistic expectation may be that workers are not anticipating key retirement costs. Forty-six percent of workers indicated the amount they paid for health care expenses had increased from the previous year. In addition, 40 percent of retirees indicate they have spent more than expected on health care expenses in retirement.
Are you on track for your retirement?

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Joshua Froiland - Accessories Manager - Pat McGrath Chevyland

Q: What is your position here at McGrath Auto?
A: Accessories Manager

Q: How long have you been with McGrath Auto?
A: I originally started here in February of 2007.

Q: What are your hobbies?
A: Camping with my family and tinkering with cars.

Q: Do you have a spouse or kids? Tell us a little about them.
A: My wife, Jennifer, works for U.S. Bank. I met here when I sold her a Pontiac Bonneville. I have a 5 year old step daughter, Katelynn, that just started Kindergarten and a 2 year old son named Zachary.

Q: What is the last book that you read or movie you have seen?
A: The last movie I saw at the theater was Iron Man 2.

Q: What is your favorite restaurant or hangout spot in the Cedar Rapids area?
A: My in-law’s house. They always have good, free food!

Q: What was the first vehicle that you ever owned?
A: A 1920 Ford Model T Roadster. I still own it to this day!

Q: What is your most embarrassing moment at McGrath Auto? Backing a new Jeep Commander into a pole!

Q: What was your job before starting here at McGrath Auto?
A: I was the Regional Seasonal Manager for Hobby Lobby Inc.

Q: What was most used when you started McGrath, 8-track, album, cassette, CD, iPod, or they didn’t even have music yet?
A: CD’s were in.

Q: Do you have any pets?
A: Just my wife.

Q: What is your favorite season/holiday? Why?
A: My favorite holiday is Thanksgiving because there is plenty of good food and good times with the family.

Q: What vehicle do you personally drive?
A: A GMC Jimmy.

Q: Any upcoming vacations? Your last vacation?
A: The last vacation I went on was to Las Vegas in February of 2008.

Ryan Faul - Product Consultant - Pat McGrath Chevyland

Q: What is your position here at McGrath Auto?
A: I am a part of the great used car sales team here at Pat McGrath Chevyland.

Q: How long have you been with McGrath Auto?
A: Almost a year and a half now!

Q: What are your hobbies?
A: Softball… old man’s league. I also enjoy hanging with my beautiful family and awesome friends.

Q: Do you have a spouse or kids? Tell us a little about them.
A: I have a lovely fiance named Britni Kellison and my little angel named Ella. Love them both!

Q: What was the first vehicle that you ever owned?
A: My first vehicle was a 1994 Cutlass Supreme convertible. It was bright red.

Q: What is your most embarrassing moment at McGrath Auto? My most embarrassing moment was when I first started and had to introduce myself in front of everyone and do the YMCA dance. Thanks Scott Winker!

Q: What was your job before starting here at McGrath Auto?
A: I worked for Verizon Wireless as a small business manager.

Q: Do you have any pets?
A: I have a black lab named Boots and a lil’ Yorkie named Drake. Boots is getting older but is my favorite.

Q: What is your favorite season/holiday? Why?
A: My favorite season is Christmas because all your family gets together and hangs out, plus the presents! It’s a great time.

Q: Any upcoming vacations? Your last vacation?
A: My next vacation is going to be a blast! I am going to go to Adventureland with my fiance’s family. I haven’t been there for a while and I am a family man who loves hanging out with my soon to be acquired family! The wedding date is May 7th 2011!

Honda Motor Co. is recalling more than 428,000 vehicles in the United States and Canada because of a defect that could cause the cars to roll away if they are parked incorrectly. The Honda recall covers Accord, Civic and Element models from the 2003 and 2004 model years in the United States. That recall includes 384,220 vehicles.

That device is intended to keep drivers from removing their key from the ignition when the vehicle has not been put in park. If the ignition switch fails, that could allow vehicles to roll away when parked incorrectly, causing accidents.

In early 2009, the National Highway Traffic Safety Administration upgraded its inquiry of the potential defect for the 2002 model year Accord, Honda’s best-selling vehicle. One woman said she had almost been run over by her car when it was parked in her driveway, accord to NHTSA records. Honda had two other recalls for related problems in 2003 and again in 2005, NHTSA records show.

Read more: http://www.autonews.com/apps/pbcs.dll/article?AID=/20100809/OEM/100809842/1273#ixzz0w9QwC31P

 This month the Chevyland Used Car Sales Department has set their sites high, they are going after the all time used car record of total vehicles sold in one month. The previous record was set back in the late 90′s and has not been touched since.  We are in the final hours and with the clock ticking away, there has never been a better time to buy a used vehicle. The Chevyland Used Car Department will be doing whatever they can to get to 201 vehicles sold this month! There are a few hours left so stop in or call now at 319-393-6300!

“The focus for our customer service is our mission statement, which is, ‘Do the right thing, exceed expectations, make a difference,’” said Pat McGrath, owner of Pat McGrath Chevyland.

Striving to achieve this goal is what made subscribers of the Corridor Business Journal vote the auto dealership as offering Best Customer Service for a retail outlet.

At Pat McGrath, every employee receives a full day of training that is specific to customer service.

“My father, who started the business, really drove home the point that we are in the customer service business first, the car business second,” he said.

Read both articles in their entirety here