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    <title>MENS-WELLBEING.COM</title>
    
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    <id>tag:typepad.com,2003:weblog-1767026</id>
    <updated>2010-03-10T16:06:30+00:00</updated>
    <subtitle>A Blog by Phil Tyson Ph.D.Men's Psychotherapist.</subtitle>
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        <title>Wear Red Pants For Success at Interview!</title>
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        <id>tag:typepad.com,2003:post-6a010535e11d69970c0120a920c6a9970b</id>
        <published>2010-03-10T16:06:30+00:00</published>
        <updated>2010-03-10T16:06:30+00:00</updated>
        <summary>Wearing red ... serves to activate the arousal of both aggression and sexual potency in men.  With these two systems on your side, you become unstoppable at interview!  </summary>
        <author>
            <name>Dr Phil Tyson</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Psychology" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Sex" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Sport" />
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        <category scheme="http://sixapart.com/ns/types#tag" term="advice" />
        <category scheme="http://sixapart.com/ns/types#tag" term="attracting women" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Calvin Klein" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Calvin's" />
        <category scheme="http://sixapart.com/ns/types#tag" term="football" />
        <category scheme="http://sixapart.com/ns/types#tag" term="interview" />
        <category scheme="http://sixapart.com/ns/types#tag" term="interview tips" />
        <category scheme="http://sixapart.com/ns/types#tag" term="interviews" />
        <category scheme="http://sixapart.com/ns/types#tag" term="pants" />
        <category scheme="http://sixapart.com/ns/types#tag" term="red" />
        <category scheme="http://sixapart.com/ns/types#tag" term="success" />
        <category scheme="http://sixapart.com/ns/types#tag" term="undies" />
        
<content type="html" xml:lang="en-GB" xml:base="http://www.mens-wellbeing.com/">&lt;div xmlns="http://www.w3.org/1999/xhtml"&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Many years ago I watched a TV documentary about how a legal&#xD;
team in the USA defended a man accused of murder.&lt;span&gt;  &lt;/span&gt;As part of his preparations a witness coach&#xD;
was employed to give advice about presenting himself in court.&lt;span&gt;  &lt;/span&gt;To my surprise, she advocated wearing red&#xD;
underwear to embolden him, and give him confidence.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Not long after this, my brother asked me for advice about&#xD;
interview technique.&lt;span&gt;  &lt;/span&gt;His career had gone&#xD;
down a cul-de-sac for several years, and he had developed a demoralising string&#xD;
of rejections at job interview.&lt;span&gt;  &lt;/span&gt;I&#xD;
thought I would suggest the red underwear.&lt;span&gt; &#xD;
&lt;/span&gt;To both our surprise, at his next interview, he got the job!&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Ever since then I have always advocated wearing red&#xD;
underwear for men attending interviews, and the feedback has always been&#xD;
encouraging.&lt;span&gt;  &lt;/span&gt;One person said he felt&#xD;
more confident, and he felt that whatever question he was asked, he knew he was&#xD;
wearing red underwear, which put a smile on his face and, presumably, gave him the&#xD;
edge in his answers.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Recently a mate has been applying for new jobs.&lt;span&gt;  &lt;/span&gt;He had been successful at getting to&#xD;
interview, but was unable the clinch the deal.&lt;span&gt; &#xD;
&lt;/span&gt;I had suggested the red underwear technique, but he was sceptical, and&#xD;
didn’t bother.&lt;span&gt;  &lt;/span&gt;Knowing that he had another&#xD;
interview today, when we met for lunch on Saturday, I took him to a department&#xD;
store and made him buy the most vibrant energetic red pants we could find.&lt;span&gt;  &lt;/span&gt;Still sceptical, he did seem pleased with his&#xD;
Calvin’s, and I thought nothing more of it.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Since adopting this technique many years ago, research has&#xD;
began to catch up with the intuitive advice given by the witness coach I had watched&#xD;
on TV.&lt;span&gt;  &lt;/span&gt;For example, recent research on&#xD;
teams in the English football league found that teams that have red in their&#xD;
kit tend to score more goals, and win more games, than teams that don’t have&#xD;
red in their kit.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Why does wearing red make a difference to men?&lt;span&gt;  &lt;/span&gt;I think there is an evolutionary explanation&#xD;
to this.&lt;span&gt;  &lt;/span&gt;Red is both the colour of&#xD;
blood, and therefore of danger, and also the colour, in many primates at least,&#xD;
of sexual arousal (the female genitals of many primate species turn red when in&#xD;
season ... a reason why spanking a women may also turn some men on ... but that’s&#xD;
an aside).&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Wearing red, I therefore believe, serves to activate the arousal&#xD;
of both aggression and sexual potency in men.&lt;span&gt; &#xD;
&lt;/span&gt;With these two systems on your side, you become unstoppable at&#xD;
interview!&lt;span&gt;  &lt;/span&gt;Don’t overdo it though.&lt;span&gt;  &lt;/span&gt;Wearing red on your visible clothing could be&#xD;
seen as intimidating for the same reasons i.e. indicating aggression and/or&#xD;
flirtation.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;I suspect wearing red might also help ‘on the pull’.&lt;span&gt;  &lt;/span&gt;Wearing a flash of red somewhere on your&#xD;
clothing or underwear, might be just enough to give you the advantage over the other&#xD;
men in the bar or club.&lt;span&gt;  &lt;/span&gt;There is a study&#xD;
in there somewhere, and I’d love to see the results.&lt;/p&gt;&#xD;
&#xD;
&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;As for my mate, he said he wasn’t sure if he consciously thought&#xD;
about the red Calvin’s during the interview, but he did feel extremely&#xD;
confident.&lt;span&gt;  &lt;/span&gt;I’m pleased to say he also&#xD;
got the job!&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&lt;/p&gt;&#xD;
&#xD;
&#xD;
&lt;p&gt;&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;Dr Phil Tyson is a Men's Psychotherapist based in Manchester in the&#xD;
UK.  He offers &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="counselling in Manchester"&gt;counselling in Manchester&lt;/a&gt;, &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="psychotherapy in Manchester"&gt;psychotherapy in Manchester&lt;/a&gt;,&#xD;
&lt;a href="http://www.menstherapy.co.uk" target="_blank" title="cognitive behavioural therapy in Manchester"&gt;cognitive behavioural therapy in Manchester&lt;/a&gt; and &lt;a href="http://www.menstherapy.co.uk/telephone.html" target="_blank" title="telephone counselling for men"&gt;telephone counselling&lt;/a&gt;&#xD;
nationally and internationally.&lt;/p&gt;&#xD;
&#xD;
&lt;p&gt;&lt;/p&gt;&lt;/div&gt;
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    <entry>
        <title>Men Get Eating Disorders Too!</title>
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        <id>tag:typepad.com,2003:post-6a010535e11d69970c01310f61e6c0970c</id>
        <published>2010-03-04T17:14:55+00:00</published>
        <updated>2010-03-04T17:14:55+00:00</updated>
        <summary>Boys and young men (between the ages of 15 and 25) are most at risk of developing an eating disorder.  In my experience, this is also the age at which young men are least able to express their emotional needs.  </summary>
        <author>
            <name>Dr Phil Tyson</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Boys" />
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mental Health" />
        
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        <category scheme="http://sixapart.com/ns/types#tag" term="bulimia" />
        <category scheme="http://sixapart.com/ns/types#tag" term="downing street" />
        <category scheme="http://sixapart.com/ns/types#tag" term="eating disorders" />
        <category scheme="http://sixapart.com/ns/types#tag" term="men" />
        <category scheme="http://sixapart.com/ns/types#tag" term="mental health" />
        <category scheme="http://sixapart.com/ns/types#tag" term="petition" />
        <category scheme="http://sixapart.com/ns/types#tag" term="www.mengetedstoo.co.uk" />
        
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&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;There are many myths about men and their mental health.&lt;span&gt;&amp;nbsp; &lt;/span&gt;The history of the mental health industry has
shown many attempts by clinicians to cluster disorders according to
gender.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Nowhere can this be seen more
clearly than in the area of eating disorders.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;It is widely believed by the general public ans some professionals that
eating disorders affect only women, but this is far from the case.&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;Depending on the study examined, as many as 25% of people
with eating disorders are boys or young men.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;Most people acknowledge that this is an underrepresentation of the true
extent of the problem.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Boys and young men
are less likely to seek help for eating disorders, and if they do, are less
likely to be given the appropriate help.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;Boys and young men (between the ages of 15 and 25) are most
at risk of developing an eating disorder.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;In my experience, this is also the age at which young men are least able
to express their emotional needs.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;Coupled with this is the denial that often accompanies an eating disorder.&lt;span&gt;&amp;nbsp; &lt;/span&gt;As a result, boys and young men slip through
the net, where neither they, nor the people who care for them, spot the warning
signs.&lt;span&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;As with all mental health problems, spotting the signs early
and getting the right treatment straight away predicts the best outcome. &lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;What help is out there for boys and young men?&lt;span&gt;&amp;nbsp; &lt;/span&gt;Unfortunately there are precious few
resources that address the needs of boys and young men with eating
disorders.&lt;span&gt;&amp;nbsp; &lt;/span&gt;A recent petition on the
&lt;a title="Number 10 Petition Eating Disorders in Men" target="_blank" href="http://www.number10.gov.uk/Page22364"&gt;Number 10 Government website&lt;/a&gt; received the reply that there was no need for
specialist services as the current services could address the needs of anybody
with an eating disorder.&lt;span&gt;&amp;nbsp; &lt;/span&gt;What the
Government failed to realise, as with so many mental health issues, is that it
is not the provision of treatment that is important, it is the ways that services
are made accessible to boys and young men that counts.&lt;span&gt;&amp;nbsp; &lt;/span&gt;No man will knock on a door that says ‘women
only’.&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;One really great resource that I can recommend for any boy
or young man who thinks they might have an eating disorder, or anybody who
thinks a boy or young man they care for has, has been set up by ex sufferers
and called &lt;a title="Men Get eating Disorders Too" target="_blank" href="http://www.mengetedstoo.co.uk/"&gt;“Men Get Eating Disorders Too”&lt;/a&gt;.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;This web based resource is packed with information from signs and
symptoms to treatment and real life stories of sufferers.&lt;span&gt;&amp;nbsp; &lt;/span&gt;It even hosts a forum for registered users to
offer mutual help and support.&lt;span&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;For a disease that disproportionately stigmatises men, this
is one place men and boys can go to get information and start making contact
with others in the same situation.&lt;span&gt;&amp;nbsp; &lt;/span&gt;It is
not a substitute for professional help, but it is a place where boys and young
men can start to dissolve the isolation of having an eating disorder.&lt;span&gt;&amp;nbsp; &lt;/span&gt;That has got to be a great step forward for
any boy or young man in an environment where most of the information is
targeted at girls and young women.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;


&lt;p&gt;&lt;/p&gt;

&lt;p&gt;Dr Phil Tyson is a Men's Psychotherapist based in Manchester in the
UK.&amp;nbsp; He offers &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="counselling in Manchester"&gt;counselling in Manchester&lt;/a&gt;, &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="psychotherapy in Manchester"&gt;psychotherapy in Manchester&lt;/a&gt;,
&lt;a href="http://www.menstherapy.co.uk" target="_blank" title="cognitive behavioural therapy in Manchester"&gt;cognitive behavioural therapy in Manchester&lt;/a&gt; and &lt;a href="http://www.menstherapy.co.uk/telephone.html" target="_blank" title="telephone counselling for men"&gt;telephone counselling&lt;/a&gt;
nationally and internationally.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;
&lt;/div&gt;

&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/q15RAHjJOxbrPGU-z5sO0WHPcYk/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/q15RAHjJOxbrPGU-z5sO0WHPcYk/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
&lt;a href="http://feedads.g.doubleclick.net/~a/q15RAHjJOxbrPGU-z5sO0WHPcYk/1/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/q15RAHjJOxbrPGU-z5sO0WHPcYk/1/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;/p&gt;&lt;img src="http://feeds.feedburner.com/~r/mens-wellbeing/~4/ShTO729f204" height="1" width="1"/&gt;</content>


    <feedburner:origLink>http://www.mens-wellbeing.com/2010/03/men-get-eating-disorders-too.html</feedburner:origLink></entry>
    <entry>
        <title>Do You Masturbate Too Much?</title>
        <link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/mens-wellbeing/~3/nbGKHVVZPo0/do-you-masturbate-too-much.html" />
        <link rel="replies" type="text/html" href="http://www.mens-wellbeing.com/2010/02/do-you-masturbate-too-much.html" thr:count="0" />
        <id>tag:typepad.com,2003:post-6a010535e11d69970c012877b5ddeb970c</id>
        <published>2010-02-26T20:12:00+00:00</published>
        <updated>2010-02-26T20:12:00+00:00</updated>
        <summary>It seems that excessive masturbation is not the neutral blank cheque that some people led us to believe. </summary>
        <author>
            <name>Dr Phil Tyson</name>
        </author>
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&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;In the
olden days, or so I am led to believe, it was considered wrong for boys and men
to masturbate.&lt;span&gt;&amp;nbsp; &lt;/span&gt;No doubt heavily
influenced by Roman Catholicism, this view seemed to be received wisdom
throughout much of the 19&lt;sup&gt;th&lt;/sup&gt; and 20&lt;sup&gt;th&lt;/sup&gt; Century’s. &lt;span&gt;&amp;nbsp;&lt;/span&gt;Then came the 60’s.&lt;span&gt;&amp;nbsp; &lt;/span&gt;With the sexual revolution, masturbation
became good, almost compulsory.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Received
scientific thinking, led by the great sexologist Kinsey, ‘normalised’
masturbation, so that it became, if not immoral, then at least acceptable.&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;Of course
boys and most men masturbate, but is there any reason to think you could be
masturbating too much?&lt;span&gt;&amp;nbsp; &lt;/span&gt;I think there is.&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;First,
masturbation results in the emission of semen from the body.&lt;span&gt;&amp;nbsp; &lt;/span&gt;In order to achieve this, the body’s nervous
and endocrine system is activated which stimulates the acetylcholine/parasympathetic
nervous system.&lt;span&gt;&amp;nbsp; &lt;/span&gt;This, in turn, creates
an excess of sex hormones and neurotransmitters which alters the body’s
biochemistry and nerve function.&lt;span&gt;&amp;nbsp; &lt;/span&gt;The
emission of semen itself results in many vital nutrients being released from
the body.&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;Research
is beginning to suggest that this combination of endocrine/nervous system
overstimulation, and emission of semen, can have negative impact on a man’s
health.&lt;span&gt;&amp;nbsp; &lt;/span&gt;The researchers found that the
more men masturbate, the more they are likely to suffer from memory and
concentration problems, fatigue, back pain, hair loss, a poor erection and even
premature ejaculation.&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p style="font-family: Trebuchet MS;" class="MsoNormal"&gt;Second,
men who masturbate can begin to suffer from psychological problems.&lt;span&gt;&amp;nbsp; &lt;/span&gt;In my experience of working with men, I have
seen that excessive masturbation can reduce the ability to orgasm with a
partner, encourage more elaborate and sometimes unhelpful sexual fantasy, and can
lead to unrealistic expectations on sexual partners.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Sometimes this can even prevent men from finding
and maintaining a sexual partner.&lt;span&gt;&amp;nbsp;
&lt;/span&gt;Furthermore, masturbation, especially over internet porn, is often a
participatory factor in &lt;a title="Sex Addiction Help" href="http://www.mens-wellbeing.com/2010/01/sex-addiction.html"&gt;sexual addiction&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p class="MsoNormal"&gt;&lt;span style="font-family: &amp;quot;Trebuchet MS&amp;quot;,&amp;quot;sans-serif&amp;quot;;"&gt;&lt;span style="font-family: Trebuchet MS;"&gt;It
seems, then, that excessive masturbation is not the neutral blank cheque that
some people led us to believe. But what constitutes ‘excessive’.&amp;nbsp; Depending on your habits, you might be
relieved or disappointed to learn that masturbation to completion more than
three times a week is the threshold at which these negative side effects start
to take hold.&amp;nbsp; This is a ball park
figure, as every man is different, but it is a sobering statistic ... at least
for me!&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;


&lt;p&gt;&lt;/p&gt;


&lt;p&gt;&lt;/p&gt;

&lt;p&gt;Dr Phil Tyson is a Men's Psychotherapist based in Manchester in the
UK.&amp;nbsp; He offers &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="counselling in Manchester"&gt;counselling in Manchester&lt;/a&gt;, &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="psychotherapy in Manchester"&gt;psychotherapy in Manchester&lt;/a&gt;,
&lt;a href="http://www.menstherapy.co.uk" target="_blank" title="cognitive behavioural therapy in Manchester"&gt;cognitive behavioural therapy in Manchester&lt;/a&gt; and &lt;a href="http://www.menstherapy.co.uk/telephone.html" target="_blank" title="telephone counselling for men"&gt;telephone counselling&lt;/a&gt;
nationally and internationally.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;
&lt;/div&gt;

&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/AKYuQ7G_cX2W7yawmUWBUM4Sc94/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/AKYuQ7G_cX2W7yawmUWBUM4Sc94/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
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    <feedburner:origLink>http://www.mens-wellbeing.com/2010/02/do-you-masturbate-too-much.html</feedburner:origLink></entry>
    <entry>
        <title>How to Cope With Being in Debt.</title>
        <link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/mens-wellbeing/~3/L8oNdDaC2kY/how-to-cope-with-being-in-debt.html" />
        <link rel="replies" type="text/html" href="http://www.mens-wellbeing.com/2010/02/how-to-cope-with-being-in-debt.html" thr:count="0" />
        <id>tag:typepad.com,2003:post-6a010535e11d69970c012877b5358a970c</id>
        <published>2010-02-22T17:41:00+00:00</published>
        <updated>2010-02-22T17:41:00+00:00</updated>
        <summary>If you are in debt and struggling with payments etc., you will probably be suffering from the emotional impact of debt.  This is what I want to write about today.</summary>
        <author>
            <name>Dr Phil Tyson</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Mental Health" />
        
        <category scheme="http://sixapart.com/ns/types#tag" term="coping" />
        <category scheme="http://sixapart.com/ns/types#tag" term="debt" />
        <category scheme="http://sixapart.com/ns/types#tag" term="emotional" />
        <category scheme="http://sixapart.com/ns/types#tag" term="help" />
        <category scheme="http://sixapart.com/ns/types#tag" term="indebtedness" />
        
<content type="html" xml:lang="en-GB" xml:base="http://www.mens-wellbeing.com/">
&lt;div xmlns="http://www.w3.org/1999/xhtml"&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;There is lots of advice on how to manage debt.&lt;span&gt;&amp;nbsp; &lt;/span&gt;There is little help for people to understand
the emotional impact of debt.&lt;span&gt;&amp;nbsp; &lt;/span&gt;After all,
debt is just a number, and you owe them the money and can’t pay it back, isn’t
it they who have a problem ... not you?&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;In my last post I offered some advice about why debt is
seductive.&lt;span&gt;&amp;nbsp; &lt;/span&gt;We can all fall into it.&lt;span&gt;&amp;nbsp; &lt;/span&gt;In fact those that sell debt want us to be
seduced – and they are very skilled at knowing how to do it.&lt;span&gt;&amp;nbsp; &lt;/span&gt;If you are in debt and struggling with
payments etc., you will probably be suffering from the emotional impact of
debt.&lt;span&gt;&amp;nbsp; &lt;/span&gt;This is what I want to write about
today.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The easiest way to look at the psychology of debt is as a
circular process.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;

&lt;/p&gt;&lt;p class="MsoListParagraphCxSpFirst" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;1.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;You default on a payment.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;2.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;You feel ashamed and guilty.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;3.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;You go into denial and stop opening your post.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;4.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;The problem grows in your imagination.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;5.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;You feel anxious, depressed and a sense of
hopelessness builds.&lt;span&gt;&amp;nbsp; &lt;/span&gt;You feel like a
‘black cloud’ has descended on your life, and start to feel resentment about
working all the time to pay back loans.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpMiddle" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;6.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;This leads to more denial and the pile of
unopened letters starts to build.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpLast" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;7.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;This leads to more defaults and the process
repeats.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;This is the viscous cycle of debt, and you need to
understand it for two reasons.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;First, if you understand the cycle it is easier to break out
of it.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Second the debt companies know
all about this vicious cycle, and will use it against you to force you to make
payments you can’t afford.&lt;span&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;When a person is in this situation, debt collection companies
know it’s a matter of time before professional debt counsellors become
involved.&lt;span&gt;&amp;nbsp; &lt;/span&gt;They know that when this
happens they will probably get less money from you ... so they push ...
hard.&lt;span&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;At this point, of course, you are emotionally vulnerable and
probably frightened, but the collectors are simply set on minimising their
losses.&lt;span&gt;&amp;nbsp; &lt;/span&gt;They will exploit you if you
don’t act fast.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The key to understanding the cycle above is denial.&lt;span&gt;&amp;nbsp; &lt;/span&gt;So long as you remain in denial you will
remain vulnerable.&lt;span&gt;&amp;nbsp; &lt;/span&gt;My advice is take
control ... and do so as soon as you possibly can.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Often at this point, people start worrying about their
credit record.&lt;span&gt;&amp;nbsp; &lt;/span&gt;In reality it is already
too late.&lt;span&gt;&amp;nbsp; &lt;/span&gt;As soon as you start
defaulting, your credit rating dives, so there is nothing to be lost (and
everything to be gained) from getting expert advice.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;These days there are many different ways to take control and
manage your debts.&lt;span&gt;&amp;nbsp; &lt;/span&gt;You will be amazed at
the ways you can escape from this.&lt;span&gt;&amp;nbsp; &lt;/span&gt;From
a psychological perspective, however, handing your debts to a professional to
manage is the start of the recovery.&lt;span&gt;&amp;nbsp; &lt;/span&gt;The
debt companies know they can no longer harass you.&lt;span&gt;&amp;nbsp; &lt;/span&gt;You are in control ... and you can start
living your life again.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;But who to turn to?&lt;span&gt;&amp;nbsp; &lt;/span&gt;I
suggest never paying someone to manage your debts, at least not in the first
instance.&lt;span&gt;&amp;nbsp; &lt;/span&gt;Get help from the &lt;a href="http://www.citizensadvice.org.uk/" target="_blank" title="Link CAB"&gt;Citizens
Advice Bureau&lt;/a&gt;.&lt;span&gt;&amp;nbsp; &lt;/span&gt;They should be able to
help, and if they can’t, will point you in the right direction.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Do it NOW.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Good Luck!&lt;/p&gt;


&lt;p&gt;&lt;/p&gt;


&lt;p&gt;&lt;/p&gt;

&lt;p&gt;Dr Phil Tyson is a Men's Psychotherapist based in Manchester in the
UK.&amp;nbsp; He offers &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="counselling in Manchester"&gt;counselling in Manchester&lt;/a&gt;, &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="psychotherapy in Manchester"&gt;psychotherapy in Manchester&lt;/a&gt;,
&lt;a href="http://www.menstherapy.co.uk" target="_blank" title="cognitive behavioural therapy in Manchester"&gt;cognitive behavioural therapy in Manchester&lt;/a&gt; and &lt;a href="http://www.menstherapy.co.uk/telephone.html" target="_blank" title="telephone counselling for men"&gt;telephone counselling&lt;/a&gt;
nationally and internationally.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;
&lt;/div&gt;

&lt;p&gt;&lt;a href="http://feedads.g.doubleclick.net/~a/E9jxV2DTprT5ObaFdSC1gxKE8bI/0/da"&gt;&lt;img src="http://feedads.g.doubleclick.net/~a/E9jxV2DTprT5ObaFdSC1gxKE8bI/0/di" border="0" ismap="true"&gt;&lt;/img&gt;&lt;/a&gt;&lt;br/&gt;
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    <feedburner:origLink>http://www.mens-wellbeing.com/2010/02/how-to-cope-with-being-in-debt.html</feedburner:origLink></entry>
    <entry>
        <title>Do You Understand the Psychology of Debt?</title>
        <link rel="alternate" type="text/html" href="http://feedproxy.google.com/~r/mens-wellbeing/~3/XPQsT6bay6E/do-you-understand-the-psychology-of-debt.html" />
        <link rel="replies" type="text/html" href="http://www.mens-wellbeing.com/2010/02/do-you-understand-the-psychology-of-debt.html" thr:count="0" />
        <id>tag:typepad.com,2003:post-6a010535e11d69970c012877b06920970c</id>
        <published>2010-02-17T20:02:06+00:00</published>
        <updated>2010-02-17T20:12:09+00:00</updated>
        <summary>On their own, each of these psychological processes are dangerous, put them together, and they are toxic.  What results is people who buy on credit the lifestyle they feel they deserve but can’t afford to pay back until a later.  </summary>
        <author>
            <name>Dr Phil Tyson</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Psychology" />
        
        <category scheme="http://sixapart.com/ns/types#tag" term="armani" />
        <category scheme="http://sixapart.com/ns/types#tag" term="barclaycard" />
        <category scheme="http://sixapart.com/ns/types#tag" term="credit" />
        <category scheme="http://sixapart.com/ns/types#tag" term="credit cards" />
        <category scheme="http://sixapart.com/ns/types#tag" term="debt" />
        <category scheme="http://sixapart.com/ns/types#tag" term="future discounting" />
        <category scheme="http://sixapart.com/ns/types#tag" term="loans" />
        <category scheme="http://sixapart.com/ns/types#tag" term="psychology" />
        <category scheme="http://sixapart.com/ns/types#tag" term="Victoria and Bavid Beckham" />
        
<content type="html" xml:lang="en-GB" xml:base="http://www.mens-wellbeing.com/">
&lt;div xmlns="http://www.w3.org/1999/xhtml"&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The emotional impact of debt can be crippling.&lt;span&gt;&amp;#0160; &lt;/span&gt;For many people, being in debt drains their
energy and enthusiasm for life.&lt;span&gt;&amp;#0160; &lt;/span&gt;Our
collective personal indebtedness is higher now than ever before.&lt;span&gt;&amp;#0160; &lt;/span&gt;But why do people get into debt?&lt;span&gt;&amp;#0160; &lt;/span&gt;And when in debt, why is it so difficult to
get out of?&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;In this post I’ll explore the seduction of debt and why it
has a hold over so many of us.&lt;span&gt;&amp;#0160; &lt;/span&gt;In my
next post I’ll talk about the psychology of indebtedness, and how to beat it.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;There are two psychological processes at work which
encourages us into debt.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;o:p&gt;&amp;#0160;&lt;/o:p&gt;&lt;/p&gt;

&lt;p class="MsoListParagraph" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;1.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;Future Discounting.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;This is a general psychological principle which applies to
many things including debt.&lt;span&gt;&amp;#0160; &lt;/span&gt;For example
we are all familiar with the idea that we can plan a day and find that we
underestimated the time it would take to do everything.&lt;span&gt;&amp;#0160; &lt;/span&gt;This is an example of what I call ‘future
discounting’.&lt;span&gt;&amp;#0160; &lt;/span&gt;In this case we predict
how much work we can do in a day and discount, i.e. underestimate, our ability
to do it.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The same applies with debt.&lt;span&gt;&amp;#0160;
&lt;/span&gt;We often take on debt and we don’t really work out in detail how we are
going to deal with it.&lt;span&gt;&amp;#0160; &lt;/span&gt;We look to the
future and discount the pain of making the repayments.&lt;span&gt;&amp;#0160; &lt;/span&gt;If we can’t even get tomorrows schedule
right, just imagine how dangerous taking on debt can be when you are ‘future
discounting’, sometimes years ahead!&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Of course the companies that supply credit know this
principle very well.&lt;span&gt;&amp;#0160; &lt;/span&gt;In fact they sell
to us on the basis of future discounting, and we see it in deals that supply
credit cheaply for six months, then the interest rate rises steeply.&lt;span&gt;&amp;#0160; &lt;/span&gt;We future discount our ability to clear the
debt before the interest rate rises.&lt;span&gt;&amp;#0160; &lt;/span&gt;It
is on the basis of the steep interest rate that these companies make their
money, and they know we will fall into the trap, that’s why they set it up for
us in the way that they do. &lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The worst culprits are the ‘buy now, don’t pay anything for
a year, then pay over three years’ deals.&lt;span&gt;&amp;#0160;
&lt;/span&gt;Psychologically it ‘feels’ like it’s something for nothing ... but it
very much is not.&lt;span&gt;&amp;#0160; &lt;/span&gt;These deals often
supply the lowest quality goods’ at the highest interest rates, and tie you up
in debt with nothing good to show for it.&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpFirst" style="font-family: Trebuchet MS;"&gt;&lt;o:p&gt;&amp;#0160;&lt;/o:p&gt;&lt;/p&gt;&lt;p class="MsoListParagraphCxSpFirst" style="font-family: Trebuchet MS;"&gt;&lt;o:p&gt;&lt;br /&gt;&lt;/o:p&gt;&lt;/p&gt;

&lt;p class="MsoListParagraphCxSpLast" style="text-indent: -18pt; font-family: Trebuchet MS;"&gt;&lt;span&gt;&lt;span&gt;1.&lt;span style="font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;&amp;#0160;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;Consumption and Personal Identity.&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;A famous Philosopher, Rene Descartes one wrote “I think
therefore I am”.&lt;span&gt;&amp;#0160; &lt;/span&gt;This might have been
true for an academic in the 17th century.&lt;span&gt;&amp;#0160;
&lt;/span&gt;In the 21&lt;sup&gt;st&lt;/sup&gt; century, it might be better to say “I consume
therefore I am”.&lt;span&gt;&amp;#0160; &lt;/span&gt;Never have we be so
brand conscious.&lt;span&gt;&amp;#0160; &lt;/span&gt;Kids especially are
vulnerable to this.&lt;span&gt;&amp;#0160; &lt;/span&gt;Perhaps because they
feel their ‘needs’ so acutely, and haven’t yet learnt to keep them in check,
they put enormous pressure on their parent to buy the latest gadgets and
clothing.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;As adults we don’t escape these pressures.&lt;span&gt;&amp;#0160; &lt;/span&gt;We identify with brands because we want to be
a part of something bigger.&lt;span&gt;&amp;#0160; &lt;/span&gt;Consumption
of a brand is something that, in a small way, allows us to feel connected and
engaged with this bigger narrative.&lt;span&gt;&amp;#0160; &lt;/span&gt;Of
course the narratives are powerful, they promise youth, beauty, health and
endless sexual triumphs.&lt;span&gt;&amp;#0160; &lt;/span&gt;Who doesn’t
want to live the Victoria and David Beckham lifestyle?&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;Allowing our self esteem to be contingent on such purchases
is precarious.&lt;span&gt;&amp;#0160; &lt;/span&gt;In order to feel good
about ourselves we need to keep buying the product.&lt;span&gt;&amp;#0160; &lt;/span&gt;Of course manufacturers know this, that’s why
nothing is made to last these days.&lt;span&gt;&amp;#0160; &lt;/span&gt;From
light bulbs, computer operating systems and cloths, to perfumes, furniture and
even cars, everything is designed to fail, fall apart and degenerate, fuelling
another wave of consumption to make us feel good about ourselves.&lt;span&gt;&amp;#0160; &lt;/span&gt;A more secure basis for self esteem is
through our relationships to other people:&lt;span&gt;&amp;#0160;
&lt;/span&gt;being a good father, husband, boyfriend or mate.&lt;span&gt;&amp;#0160; &lt;/span&gt;You can’t buy these things, but being them
will make you much happier than purchasing a pair of Armani Jeans on you
Barclaycard.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;On their own, each of these psychological processes are
dangerous, put them together, and they are toxic.&lt;span&gt;&amp;#0160; &lt;/span&gt;What results is people who buy on credit the
lifestyle they feel they deserve but can’t afford to pay back until a later.&lt;span&gt;&amp;#0160; &lt;/span&gt;We all know this is nonsense, but we do it
all the time.&lt;span&gt;&amp;#0160; &lt;/span&gt;When payback time comes,
we find we can no longer afford the lifestyle we need to feel good about
ourselves, and this fuels further purchases on credit.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;The psychology of saving is for another post, but the
benefits are obvious; by not paying interest, you can actually afford to buy
more!&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;In my next blog I’ll talk about the psychology of debt, and
what to do to get out of it.&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="font-family: Trebuchet MS;"&gt;&lt;/p&gt;








&lt;p&gt;Dr Phil Tyson is a Men&amp;#39;s Psychotherapist based in Manchester in the
UK.&amp;#0160; He offers &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="counselling in Manchester"&gt;counselling in Manchester&lt;/a&gt;, &lt;a href="http://www.menstherapy.co.uk" target="_blank" title="psychotherapy in Manchester"&gt;psychotherapy in Manchester&lt;/a&gt;,
&lt;a href="http://www.menstherapy.co.uk" target="_blank" title="cognitive behavioural therapy in Manchester"&gt;cognitive behavioural therapy in Manchester&lt;/a&gt; and &lt;a href="http://www.menstherapy.co.uk/telephone.html" target="_blank" title="telephone counselling for men"&gt;telephone counselling&lt;/a&gt;
nationally and internationally.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;&lt;/div&gt;

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    <feedburner:origLink>http://www.mens-wellbeing.com/2010/02/do-you-understand-the-psychology-of-debt.html</feedburner:origLink></entry>
 
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