tag:blogger.com,1999:blog-6593076171931541828Mon, 21 May 2012 06:14:52 +0000mortgage insuranceCredit scorefinancial housepicturesincrease incomeStatistics Canadaobrg kelownaInterest rateConsumer debtMotivationjob lossdebitweddingdeathWashington Timesbuilding savingsEdmonton Journalsimplifystock marketokanaganWork–life balanceMiddle classkelownafred sarkaritaxesVancouverMarketplace (TV series)expenseschmcfree bookcourage to be nakedSocial mediadownsizingfamilyspendingvideoMarketingCanadaWarren BuffettRich Dad Poor Daddollar cost averagingFinancial ServicesCanada Pension Planvolatilityfacebooktriathlondebt freedomChristmasFinancial Consumer Agency of CanadaTED (conference)NewslettersaveBehaviorEmploymentMinister of Financepdfworkingseminar kelownainfographicdietRegistered Retirement Savings PlanPentictonbar tabstudent debtNew York Timesinsuranceearly retirementPaymentFinancial AdvisorLayoffGuaranteed Investment CertificatechinascamsitemapOld Age SecurityBritish ColumbiaCreditInvestmentretirementMark CarneyOverdraftreal estateponzipet ownershipagingkelly wolfepublic speakingimprove your lifemutual fundfinancialGovernmentParentsgreenglobe and mailcareer changetony robbinsspend lessShoppingSmartphoneMoney ManagementRRSPmackenzie financialtfsagame plancashflowMonkeycredit cardRiskCollection agencyOkanagan LakeHealthIndiaTax-Free Savings Accountcracash flowLife insurancevolunteerTerm Life InsuranceRegistered Education Savings PlanrecessionSavingwillstressmortgagebudgetvacationgolfi contactted tvCanada Revenue AgencyFinance ministergoalsKamloopsGoogleJim FlahertyRio de JaneiroBusinessInflationBaby boomerincome lossdowtown kelowna associationPersonal financeEconomySkaha BluffsDebit cardsign uptwittermenhockeyCreditorMoney supplyPensiondebtMinister of Finance (Canada)Okanagan ValleyinvestingWest KelownamoneyThe latest financial information and ideas from mikehassard.blogspot.com. Enjoy!http://mikehassard.blogspot.com/noreply@blogger.com (Mike Hassard)Blogger113125http://mikehassard.blogspot.com/http://4.bp.blogspot.com/-gDb73G15xt4/TVbrzZjKPHI/AAAAAAAAC78/16DfvkQycFM/s1600/mikehassard.blgspot.com_header_ideas%2Bthat%2Bwork.bmpmikehassardblogspothttp://feedburner.google.comtag:blogger.com,1999:blog-6593076171931541828.post-4534747405025771295Fri, 06 Apr 2012 20:47:00 +00002012-04-12T10:09:22.493-07:00debtcredit cardConsumer debt Are you drowning in debt? If this is you are not alone. Debt has grown like a virus over the last 10 years in Kelowna. Incomes in the Okanagan are stagnant for many, others are out of work and now paying off personal debt seem almost impossible. Before you give up here are three ways to deal with your debt that can work ... Stack Your Debt  Debt Stacking is nothing new, and it can shave http://feedproxy.google.com/~r/mikehassardblogspot/~3/UIfzsPCwAzQ/debt-free-faster-kelowna.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=UIfzsPCwAzQ:Ba38qC8A5g4:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=UIfzsPCwAzQ:Ba38qC8A5g4:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=UIfzsPCwAzQ:Ba38qC8A5g4:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=UIfzsPCwAzQ:Ba38qC8A5g4:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=UIfzsPCwAzQ:Ba38qC8A5g4:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=UIfzsPCwAzQ:Ba38qC8A5g4:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=UIfzsPCwAzQ:Ba38qC8A5g4:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2012/04/debt-free-faster-kelowna.htmltag:blogger.com,1999:blog-6593076171931541828.post-480418078070024927Fri, 06 Apr 2012 19:18:00 +00002012-04-06T12:20:52.960-07:00videoretirementagingcash flow The reality for many of us in North America ... we will be dealing with the care issues of a parent/family member for 10-15 years. These issues did not exsist a generation ago. Life expectancy was  only the late 60's for men and early 70's for women. Today more people are living beyond 90-100 and care in one shape or another can last 20 to 25 years. This can be both emotionally draining and http://feedproxy.google.com/~r/mikehassardblogspot/~3/GqC_UNuIE_M/caring-for-aging-family.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqC_UNuIE_M:F_mYXDCJ5wQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqC_UNuIE_M:F_mYXDCJ5wQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqC_UNuIE_M:F_mYXDCJ5wQ:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqC_UNuIE_M:F_mYXDCJ5wQ:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=GqC_UNuIE_M:F_mYXDCJ5wQ:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqC_UNuIE_M:F_mYXDCJ5wQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=GqC_UNuIE_M:F_mYXDCJ5wQ:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2012/04/caring-for-aging-family.htmltag:blogger.com,1999:blog-6593076171931541828.post-6123688782335347054Sat, 11 Feb 2012 19:06:00 +00002012-02-11T19:01:27.139-08:00scamponzi The impact of Bernie Madoff's Ponzi scheme is still being felt as the liquidator continues to search for assets. The latest victim has been found to be the New York Mets Baseball team. As many former "investors" with Bernie Madoff are finding out is they may never recover the money they gave to the fictitious investment, they may also owe the liquidator any of the fictitious profits receivedhttp://feedproxy.google.com/~r/mikehassardblogspot/~3/v42k94JubEk/scam-impacts-mets.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=v42k94JubEk:eWqkzpTqzYg:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=v42k94JubEk:eWqkzpTqzYg:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=v42k94JubEk:eWqkzpTqzYg:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=v42k94JubEk:eWqkzpTqzYg:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=v42k94JubEk:eWqkzpTqzYg:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=v42k94JubEk:eWqkzpTqzYg:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=v42k94JubEk:eWqkzpTqzYg:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2012/02/scam-impacts-mets.htmltag:blogger.com,1999:blog-6593076171931541828.post-5574489066545525182Wed, 25 Jan 2012 05:15:00 +00002012-01-24T21:20:55.724-08:00videoBehavior Have you every wondered why so many of us  behave the way we do when it comes to money? Why do we spend too much, even when we know it doesn't make sense. Why do we expect to pay a low price to buy something, yet once we own it we believe its value is higher. People and money seem to explode every so often, and governments and economist seem powerless to explain these financial events. http://feedproxy.google.com/~r/mikehassardblogspot/~3/0QJROzOLANU/financial-irrationality.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Mena, AR 71953, USA34.5871427 -94.248947434.5855087 -94.2514149 34.588776700000004 -94.24647990000001<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=0QJROzOLANU:Bg889bj8TV8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=0QJROzOLANU:Bg889bj8TV8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=0QJROzOLANU:Bg889bj8TV8:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=0QJROzOLANU:Bg889bj8TV8:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=0QJROzOLANU:Bg889bj8TV8:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=0QJROzOLANU:Bg889bj8TV8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=0QJROzOLANU:Bg889bj8TV8:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2012/01/financial-irrationality.htmltag:blogger.com,1999:blog-6593076171931541828.post-1215411828376729011Fri, 30 Dec 2011 02:05:00 +00002012-01-19T19:33:38.428-08:00mortgagekelownaLife insurancedebitcredit card How much Insurance do you really need? If you buy too much, you will overpay for years, if you have too little, your beneficiaries will be left with liabilities. So getting the right amount is important. Over the years I have found many people avoid adding in all needs because they are fearful of the cost. My suggestion, add everything you need, and they you can remove things later. http://feedproxy.google.com/~r/mikehassardblogspot/~3/kgooo0QoEb8/life-insurance-needs.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=kgooo0QoEb8:5s7tfkDBQ_M:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=kgooo0QoEb8:5s7tfkDBQ_M:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=kgooo0QoEb8:5s7tfkDBQ_M:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=kgooo0QoEb8:5s7tfkDBQ_M:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=kgooo0QoEb8:5s7tfkDBQ_M:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=kgooo0QoEb8:5s7tfkDBQ_M:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=kgooo0QoEb8:5s7tfkDBQ_M:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/12/life-insurance-needs.htmltag:blogger.com,1999:blog-6593076171931541828.post-4603761526683249617Thu, 29 Dec 2011 17:31:00 +00002011-12-29T11:34:08.410-08:00student debtdebtConsumer debt World economies are stalling, unemployment is growing and companies are laying off of staff to cut costs. People world wide are looking for opportunities for employment and job security, and many are going back to school to better their chances. In response many post secondary schools are gearing up to meet the demand. The dark side of this expanding need for higher education is the cost http://feedproxy.google.com/~r/mikehassardblogspot/~3/mEMMO4wefTY/student-debt-increasing.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=mEMMO4wefTY:5uNwFbmJ4tI:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=mEMMO4wefTY:5uNwFbmJ4tI:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=mEMMO4wefTY:5uNwFbmJ4tI:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=mEMMO4wefTY:5uNwFbmJ4tI:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=mEMMO4wefTY:5uNwFbmJ4tI:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=mEMMO4wefTY:5uNwFbmJ4tI:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=mEMMO4wefTY:5uNwFbmJ4tI:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/12/student-debt-increasing.htmltag:blogger.com,1999:blog-6593076171931541828.post-5637012839001130763Tue, 27 Dec 2011 20:34:00 +00002011-12-27T19:46:05.536-08:00mortgagecash flowCreditdebt It comes in the mail to thousands of Canadains everyday ... a mortgage renewal from their bank. According to CMHC more than 60 % of renewals are signed and sent in.  Many home owners pay 1,000 of dollars too much for their mortgages because they don't review their current needs before they renew. Here are three things you should consider before you sign the paperwork to renew your mortgage...http://feedproxy.google.com/~r/mikehassardblogspot/~3/hipUrd5dkQ4/mortgage-renewal-time.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=hipUrd5dkQ4:V8e7kVDr9_I:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=hipUrd5dkQ4:V8e7kVDr9_I:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=hipUrd5dkQ4:V8e7kVDr9_I:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=hipUrd5dkQ4:V8e7kVDr9_I:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=hipUrd5dkQ4:V8e7kVDr9_I:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=hipUrd5dkQ4:V8e7kVDr9_I:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=hipUrd5dkQ4:V8e7kVDr9_I:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/12/mortgage-renewal-time.htmltag:blogger.com,1999:blog-6593076171931541828.post-8702428760707403437Sun, 11 Dec 2011 03:33:00 +00002011-12-14T13:57:37.439-08:00stock marketfinancialinvestingHave you every thought of getting rich by buying gold, investing in a technology IPO, or hitting the jackpot with a stock tip. To be honest I have. I seems we all have a desire to hit the jackpot in our lives. With all the money that can be made in stock market ... many choose to treat it more like a lottery than a market for investment. You could be next George Soro's and make 1 billion http://feedproxy.google.com/~r/mikehassardblogspot/~3/dj1yLMEs2YA/stock-trading-reality.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=dj1yLMEs2YA:1hGm6rwNhIM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=dj1yLMEs2YA:1hGm6rwNhIM:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=dj1yLMEs2YA:1hGm6rwNhIM:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=dj1yLMEs2YA:1hGm6rwNhIM:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=dj1yLMEs2YA:1hGm6rwNhIM:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=dj1yLMEs2YA:1hGm6rwNhIM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=dj1yLMEs2YA:1hGm6rwNhIM:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/12/stock-trading-reality.htmltag:blogger.com,1999:blog-6593076171931541828.post-3768567548888898402Tue, 29 Nov 2011 21:17:00 +00002011-11-30T11:44:50.094-08:00taxes Over the last couple of weeks I attended a  seminar focused on paying less tax. Nothing angers the average Canadian more than the idea of paying too much income tax. (Of course the room was full!) Tax Shelters are legal in Canada and they aren't new. These programs use loop holes in the tax code to put money in your pocket. The strategy of choice for many is the donation scheme. I am not http://feedproxy.google.com/~r/mikehassardblogspot/~3/6FRzjO6t3VA/pay-less-tax-maybe.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=6FRzjO6t3VA:ntE8hUDfs9c:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=6FRzjO6t3VA:ntE8hUDfs9c:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=6FRzjO6t3VA:ntE8hUDfs9c:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=6FRzjO6t3VA:ntE8hUDfs9c:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=6FRzjO6t3VA:ntE8hUDfs9c:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=6FRzjO6t3VA:ntE8hUDfs9c:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=6FRzjO6t3VA:ntE8hUDfs9c:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/11/pay-less-tax-maybe.htmltag:blogger.com,1999:blog-6593076171931541828.post-343129088632142500Tue, 11 Oct 2011 05:28:00 +00002011-10-10T22:32:21.741-07:00financialscam Every year scamers take millions of North American's for billions of dollars. With easy access to  the internet the ability to reach an endless supply of potential new marks, almost anyone can become a professional con artist. According to the Better Business Bureau in 2010 Roofers had the most inquiries at 2,409,190 the most complaints were levied at the Television industry with 30,985, http://feedproxy.google.com/~r/mikehassardblogspot/~3/uJBrx4j8blc/top-financial-scams.htmlnoreply@blogger.com (Mike Hassard)11511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=uJBrx4j8blc:KzstfSgth2M:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=uJBrx4j8blc:KzstfSgth2M:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=uJBrx4j8blc:KzstfSgth2M:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=uJBrx4j8blc:KzstfSgth2M:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=uJBrx4j8blc:KzstfSgth2M:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=uJBrx4j8blc:KzstfSgth2M:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=uJBrx4j8blc:KzstfSgth2M:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/10/top-financial-scams.htmltag:blogger.com,1999:blog-6593076171931541828.post-8817329790248429760Fri, 07 Oct 2011 20:34:00 +00002011-10-07T18:45:02.592-07:00financialdebtbudgetspending Lets face it. It is so much easier to spend than save. We live in a spending culture. We work, we spend, we work, we spend ... such is the way we live our lives in North America.  Spending is like a disease ... if left untreated the credit card bills start to grow. Does this remind you of anyone you know? Go for a walk and stopping by a coffee shop for some hot chocolate x3 times a month http://feedproxy.google.com/~r/mikehassardblogspot/~3/t5ka0XU6naY/budgeting-part-1.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.46578449.8777333 -119.4707195 49.882849300000004 -119.4608485<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=t5ka0XU6naY:e9V4TXaHR-A:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=t5ka0XU6naY:e9V4TXaHR-A:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=t5ka0XU6naY:e9V4TXaHR-A:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=t5ka0XU6naY:e9V4TXaHR-A:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=t5ka0XU6naY:e9V4TXaHR-A:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=t5ka0XU6naY:e9V4TXaHR-A:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=t5ka0XU6naY:e9V4TXaHR-A:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/10/budgeting-part-1.htmltag:blogger.com,1999:blog-6593076171931541828.post-4981149149703910822Sat, 17 Sep 2011 17:32:00 +00002011-09-17T10:34:50.010-07:00infographicfinancialdebtstresscredit card Stress is becoming a way of life for many of us.  Regardless of income many are starting to feel the pinch ... and keeping up each month is harder than has ever been. I have noticed after a number of meetings with my clients in the last 6 months, incomes are under pressure, personal debt is climbing and everyday costs are starting to rise. Add to this the prospects of potential job loss ... http://feedproxy.google.com/~r/mikehassardblogspot/~3/8rhZrbkHeVU/stressed-financial-life.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=8rhZrbkHeVU:v0w5K_mF70U:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=8rhZrbkHeVU:v0w5K_mF70U:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=8rhZrbkHeVU:v0w5K_mF70U:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=8rhZrbkHeVU:v0w5K_mF70U:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=8rhZrbkHeVU:v0w5K_mF70U:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=8rhZrbkHeVU:v0w5K_mF70U:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=8rhZrbkHeVU:v0w5K_mF70U:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/09/stressed-financial-life.htmltag:blogger.com,1999:blog-6593076171931541828.post-3022148986271998980Sun, 14 Aug 2011 00:11:00 +00002011-08-14T12:40:14.657-07:00infographicfinancialpet ownershipbudgetAre you a pet owner? If you are you among a large group in Canada. From what I have been able to find there are some where in the neighbourhood of 8 million domesticated dogs and cats in Canada. Lets be honest, when you decided to get an animal did you consider the financial costs of pet ownership. The pet industry is huge and very profitable, but the effect on the personal budget can range http://feedproxy.google.com/~r/mikehassardblogspot/~3/X2ddyYNm49w/costly-pet-ownership.htmlnoreply@blogger.com (Mike Hassard)01511 Sutherland Ave, Kelowna, BC V1Y 5Y7, Canada49.8802913 -119.4657839999999949.8802863 -119.46578949999999 49.880296300000005 -119.46577849999998<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=X2ddyYNm49w:68Dl0XXoYgo:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=X2ddyYNm49w:68Dl0XXoYgo:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=X2ddyYNm49w:68Dl0XXoYgo:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=X2ddyYNm49w:68Dl0XXoYgo:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=X2ddyYNm49w:68Dl0XXoYgo:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=X2ddyYNm49w:68Dl0XXoYgo:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=X2ddyYNm49w:68Dl0XXoYgo:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/08/costly-pet-ownership.htmltag:blogger.com,1999:blog-6593076171931541828.post-5709378274712760562Sat, 23 Jul 2011 20:16:00 +00002011-07-23T13:48:31.740-07:00deathkelownaLife insurancemenLife insurance is the foundation of total needs planning. Premature death can ruin a families chance for financial success.  We have all heard the statistic men die earlier than women, but have you ever wondered why?  Yes some men are bigger risk takers, more men enlist in fighting roles in military, and some take dangerous jobs like deep sea diving, or below ground mining.  But these http://feedproxy.google.com/~r/mikehassardblogspot/~3/q_nxuXu6vQA/how-men-die.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=q_nxuXu6vQA:0MVAdXujIbg:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=q_nxuXu6vQA:0MVAdXujIbg:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=q_nxuXu6vQA:0MVAdXujIbg:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=q_nxuXu6vQA:0MVAdXujIbg:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=q_nxuXu6vQA:0MVAdXujIbg:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=q_nxuXu6vQA:0MVAdXujIbg:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=q_nxuXu6vQA:0MVAdXujIbg:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/07/how-men-die.htmltag:blogger.com,1999:blog-6593076171931541828.post-8638001229472426697Sat, 16 Jul 2011 19:46:00 +00002011-07-16T12:53:21.093-07:00real estatechmckelownakelly wolfegreenThe real estate market has slowed in the Okanagan and many are asking what can be done to find more buyers.   Government has come up with a program that encourages home sellers  to improve the energy efficiency of their homes with rebates and at the same time give a rebate on CMHC fees to the purchaser of the home. For more details on how this program works here is details from Kelly Wolfe http://feedproxy.google.com/~r/mikehassardblogspot/~3/IhZgZ3z6YK8/save-by-going-green.htmlnoreply@blogger.com (Mike Hassard)1<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=IhZgZ3z6YK8:rJEod2UkbcM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=IhZgZ3z6YK8:rJEod2UkbcM:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=IhZgZ3z6YK8:rJEod2UkbcM:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=IhZgZ3z6YK8:rJEod2UkbcM:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=IhZgZ3z6YK8:rJEod2UkbcM:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=IhZgZ3z6YK8:rJEod2UkbcM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=IhZgZ3z6YK8:rJEod2UkbcM:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/07/save-by-going-green.htmltag:blogger.com,1999:blog-6593076171931541828.post-4833588393677127571Sat, 02 Jul 2011 19:50:00 +00002011-07-02T13:15:16.104-07:00financialweddingexpensesGetting married for many is a time in your life when your life priorities start to change. Creating a new partnership helps us to focus on what really matters, and this includes our financial lives. Unfortunately for many the road to marriage bliss comes with a huge bill attached. Based on 2010 results on the smartmoney.com the average wedding today costs more that 26,000 dollars! (The http://feedproxy.google.com/~r/mikehassardblogspot/~3/yRPAiFYPJZM/wedding-bliss-wedding-bills.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=yRPAiFYPJZM:zUqW5d-Eqi8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=yRPAiFYPJZM:zUqW5d-Eqi8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=yRPAiFYPJZM:zUqW5d-Eqi8:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=yRPAiFYPJZM:zUqW5d-Eqi8:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=yRPAiFYPJZM:zUqW5d-Eqi8:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=yRPAiFYPJZM:zUqW5d-Eqi8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=yRPAiFYPJZM:zUqW5d-Eqi8:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/07/wedding-bliss-wedding-bills.htmltag:blogger.com,1999:blog-6593076171931541828.post-2256080097086191795Mon, 27 Jun 2011 06:27:00 +00002011-10-07T14:14:23.842-07:00hockeybar tabcashflow The Stanley Cup finals are over ... and life is finally getting back to normal. If you are like me you have come  to terms with being number 2. I was hesitant to write about anything that relates to hockey, but I couldn't pass this up. Have you every wondered what it would be like to earn the income of a hockey player. What would it be like to spend an income of a hockey player like the http://feedproxy.google.com/~r/mikehassardblogspot/~3/ghLlp-Cv-6o/spending-like-bruin.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ghLlp-Cv-6o:j0OKNGVh05c:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ghLlp-Cv-6o:j0OKNGVh05c:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ghLlp-Cv-6o:j0OKNGVh05c:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ghLlp-Cv-6o:j0OKNGVh05c:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=ghLlp-Cv-6o:j0OKNGVh05c:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ghLlp-Cv-6o:j0OKNGVh05c:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=ghLlp-Cv-6o:j0OKNGVh05c:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/06/spending-like-bruin.htmltag:blogger.com,1999:blog-6593076171931541828.post-5687991851459281340Mon, 13 Jun 2011 21:15:00 +00002011-06-13T21:24:48.463-07:00retirementearly retirementCanadians are for the most part hard working,  living longer and enjoy a better standard of living than many retirees in other countries. But have you wondered how we compare? Check out this infographic from Cheezburger.com comparing the average retirement ages from around the world. http://feedproxy.google.com/~r/mikehassardblogspot/~3/LoYgpzwV5jg/retiring-around-world.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=LoYgpzwV5jg:fqD_KTxDzzo:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=LoYgpzwV5jg:fqD_KTxDzzo:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=LoYgpzwV5jg:fqD_KTxDzzo:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=LoYgpzwV5jg:fqD_KTxDzzo:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=LoYgpzwV5jg:fqD_KTxDzzo:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=LoYgpzwV5jg:fqD_KTxDzzo:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=LoYgpzwV5jg:fqD_KTxDzzo:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/06/retiring-around-world.htmltag:blogger.com,1999:blog-6593076171931541828.post-5107168566321366582Sat, 28 May 2011 18:47:00 +00002011-05-30T10:11:06.562-07:00financialFinancial AdvisorBehaviorChange is never easy. Just ask my legs last Monday morning.  I am training for my first sprint triathlon and to be honest I am starting to doubt my decision. I have always been reasonably athletic. I was a good runner in high school, enjoyed lifting weights in the gym and have been able to adapt to changing athletic pursuits through out my life. Or at least until now. Last weekend I jumped on http://feedproxy.google.com/~r/mikehassardblogspot/~3/1mSeIyTNq-0/pain-of-change.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1mSeIyTNq-0:u5JH6rdnA3s:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1mSeIyTNq-0:u5JH6rdnA3s:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1mSeIyTNq-0:u5JH6rdnA3s:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1mSeIyTNq-0:u5JH6rdnA3s:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=1mSeIyTNq-0:u5JH6rdnA3s:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1mSeIyTNq-0:u5JH6rdnA3s:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=1mSeIyTNq-0:u5JH6rdnA3s:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/05/pain-of-change.htmltag:blogger.com,1999:blog-6593076171931541828.post-2409225705649422032Sun, 15 May 2011 22:46:00 +00002011-05-25T12:19:09.745-07:00volatilityRiskinvestingHave you heard of an investment with out risk? I have. At least once a month I get a offer in the mail, email in my in-box or see an ad in the newspaper for a new investment that promises an amazing return with no risk.  Nothing scares an investor more than risk, and nothing contributes more to risk in investing than volatility. Just ask investors in 2008 going from the highs in spring to a http://feedproxy.google.com/~r/mikehassardblogspot/~3/_60jxvUA1Hc/riskless-investing.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=_60jxvUA1Hc:dku2RNiUUrU:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=_60jxvUA1Hc:dku2RNiUUrU:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=_60jxvUA1Hc:dku2RNiUUrU:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=_60jxvUA1Hc:dku2RNiUUrU:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=_60jxvUA1Hc:dku2RNiUUrU:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=_60jxvUA1Hc:dku2RNiUUrU:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=_60jxvUA1Hc:dku2RNiUUrU:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/05/riskless-investing.htmltag:blogger.com,1999:blog-6593076171931541828.post-4489559431911347327Sun, 15 May 2011 22:33:00 +00002011-05-15T15:49:17.793-07:00videoretirementkelownaBaby boomerIn Kelowna I meet at least 2 people a week that have relocated to the valley to prepare for an early retirement.  They have left the high paying jobs in Vancouver, Calgary or Edmonton sold the family home and moved to the Okanagan Valley to be closer to aging parents. Their plan is to work another 5-7 years, and with out a mortgage they hope to top up their retirement accounts and be well in http://feedproxy.google.com/~r/mikehassardblogspot/~3/JWN2cV_np5w/new-retirement.htmlnoreply@blogger.com (Mike Hassard)2<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=JWN2cV_np5w:yi0JxTy5Ne8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=JWN2cV_np5w:yi0JxTy5Ne8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=JWN2cV_np5w:yi0JxTy5Ne8:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=JWN2cV_np5w:yi0JxTy5Ne8:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=JWN2cV_np5w:yi0JxTy5Ne8:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=JWN2cV_np5w:yi0JxTy5Ne8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=JWN2cV_np5w:yi0JxTy5Ne8:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/05/new-retirement.htmltag:blogger.com,1999:blog-6593076171931541828.post-1419262981105651062Mon, 09 May 2011 05:55:00 +00002011-05-08T22:55:25.353-07:00videofinancialsimplifyspend lesssaveI have often wondered why it is that cost of living only seems to go up. The harder you work the more you spend. The more you spend the harder you work. You get the idea. Life is a financial treadmill with out an end, that is your life until the day you die. For some we realize this paradox before then, yet many of can never have enough stuff, spend enough or travel enough. The reality is the http://feedproxy.google.com/~r/mikehassardblogspot/~3/KkliglmWPz8/simple-life-spend-less.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=KkliglmWPz8:7pFCocF_oXw:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=KkliglmWPz8:7pFCocF_oXw:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=KkliglmWPz8:7pFCocF_oXw:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=KkliglmWPz8:7pFCocF_oXw:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=KkliglmWPz8:7pFCocF_oXw:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=KkliglmWPz8:7pFCocF_oXw:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=KkliglmWPz8:7pFCocF_oXw:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/05/simple-life-spend-less.htmltag:blogger.com,1999:blog-6593076171931541828.post-6928860960183163442Tue, 03 May 2011 06:16:00 +00002011-05-02T23:45:25.487-07:00videoParentsfinancialseminar kelownaBaby boomerThe parents of the baby boomers are now well into retirement. They have done their best financially coming out of a great depression followed by longest time of growth in North American history. Life has taught them to spend carefully and how important it is to save for the future.  Now is a time to enjoy the fruits of their labour. But now their good financial choices have made them targets http://feedproxy.google.com/~r/mikehassardblogspot/~3/ExQtEo5jM7g/scamming-boomers-parents.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ExQtEo5jM7g:tzdov2XpEVQ:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ExQtEo5jM7g:tzdov2XpEVQ:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ExQtEo5jM7g:tzdov2XpEVQ:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ExQtEo5jM7g:tzdov2XpEVQ:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=ExQtEo5jM7g:tzdov2XpEVQ:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=ExQtEo5jM7g:tzdov2XpEVQ:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=ExQtEo5jM7g:tzdov2XpEVQ:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/05/scamming-boomers-parents.htmltag:blogger.com,1999:blog-6593076171931541828.post-2304632453357932515Tue, 19 Apr 2011 04:19:00 +00002011-04-18T21:34:28.886-07:00Work–life balancedeathBaby boomerworkingWhy retire sooner if you only die weeks later. Much of what I have written about on this blog is centered around financial strategies to spend less, protect your family better, eliminate personal debt and invest better. But what can you do to live longer to enjoy your efforts? The other day I came across at book from Howard S. Friedman and Leslie R. Martin called The Longevity Project.  The http://feedproxy.google.com/~r/mikehassardblogspot/~3/GqyLXyI8JYU/living-longer-myths.htmlnoreply@blogger.com (Mike Hassard)0<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqyLXyI8JYU:4FYb8JxzdDo:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqyLXyI8JYU:4FYb8JxzdDo:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqyLXyI8JYU:4FYb8JxzdDo:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqyLXyI8JYU:4FYb8JxzdDo:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=GqyLXyI8JYU:4FYb8JxzdDo:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=GqyLXyI8JYU:4FYb8JxzdDo:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=GqyLXyI8JYU:4FYb8JxzdDo:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/04/living-longer-myths.htmltag:blogger.com,1999:blog-6593076171931541828.post-757154744873049029Thu, 07 Apr 2011 00:27:00 +00002011-04-06T17:37:26.015-07:00infographicCreditdebtcredit cardPersonal financeTake out your credit card(s) and ask yourself a question. Why does the credit card company use the numbers is uses? Just like cheques these numbers have a financial purpose. I found this infographic today on the mind.com blog and it answers what your credit card numbers really mean and are used for. Great infograophic below! Budget Planner Software - Mint.com The next time you go to use http://feedproxy.google.com/~r/mikehassardblogspot/~3/1fNoL9MkBFs/what-credit-cards-numbers-mean.htmlnoreply@blogger.com (Mike Hassard)1<div class="feedflare"> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1fNoL9MkBFs:kQPRgI_YaOU:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1fNoL9MkBFs:kQPRgI_YaOU:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=qj6IDK7rITs" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1fNoL9MkBFs:kQPRgI_YaOU:63t7Ie-LG7Y"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?d=63t7Ie-LG7Y" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1fNoL9MkBFs:kQPRgI_YaOU:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=1fNoL9MkBFs:kQPRgI_YaOU:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/mikehassardblogspot?a=1fNoL9MkBFs:kQPRgI_YaOU:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/mikehassardblogspot?i=1fNoL9MkBFs:kQPRgI_YaOU:V_sGLiPBpWU" border="0"></img></a> </div>http://mikehassard.blogspot.com/2011/04/what-credit-cards-numbers-mean.html