BENSONUNION – 10% BONUS ON BANK WIRE DEPOSITS

Just yesterday on MNO blog I discussed the advantages of direct bank wire deposits in HYIPs. Then by sheer coincidence I read today on the BensonUnion website about a 10% bonus offered to those joining not via LibertyReserve or PerfectMoney which are also accepted by the program but directly into the bank. It does make sense to offer such a bonus because the admin of BensonUnion (interviewed here) is going to save money on transaction fees which he otherwise has to pay to exchangers providing services to LR and PM account holders and from this angle direct money transfers will be the icing on the cake for him. I’m not sure that offering bonuses for bank wire transactions would necessarily mean that BensonUnion is running out of money or trying to scam investors soon, quite the opposite – it looks to me like a clever marketing trick in order to encourage direct bank deposits from a HYIP audience where 99.9% still prefer to deal with online processors due to anonymity and low fees for smaller amounts. So let’s hope that somebody will actually take the admin of BensonUnion op on this offer by August because that’s the last month this offer will be valid according to this recent update:
“10% bonus for all bank wire deposits
BensonUnion has enabled a 10% bonus for all investors who deposit funds through bank wire. For example, you invested $10,000 via bank wire but your deposit value will be $11,000 and you will receive a daily interest from $11,000. The offer is valid till August 2012.”

BensonUnion pays 1.2%-2.45% for 170 business days returning the original principal on expiry. Despite its almost four months online the first investors are just about to start receiving their first profits around now. More on the program’s investment plans and my take on its other features are in my review of BensonUnion published here. At this moment I believe the program still looks promising and though it’s not gaining much popularity, mostly due a limited choice of payment processors, the withdrawals are still processed instantly every business day.

VASCOFOREX – MOVED TO WAITING STATUS

Today I discovered that VascoForex, a program that was paying for about four months, stopped processing instant withdrawals. It’s not the first time this happened but in the past the admin always managed to recover. Unfortunately this time the situation looks more serious and I noticed that a few big monitoring sites have already changed their status to Problem. I believe now VascoForex will struggle to restore its reputation, but I personally won’t rush and for now will only move it to Waiting status for another 24 hours to see if the admin pays. For now I would suggest to stay away from VascoForex anyway, and I would say that if by tomorrow the payments don’t resume the program will have been a huge disappointment because many of us had high hopes for it. Anyway, I will update you all on MNO tomorrow so stay tuned for that.

FOREXPROGRESSIVE – MISSING DEPOSITS CREDITED

I would like to give you a follow-up on my story on ForexProgressive which remains on Waiting status on MNO due to the alleged loss of their database a couple of days ago which resulted in the admin asking investors to send him the details of their original deposits promising to credit their accounts. As usually happens with big programs like ForexProgressive with hundreds of accounts obviously it could take some time in order to verify the original deposits and credit the accounts appropriately, but I believe that the work is taking place and my account in ForexProgressive was finally credited with the missing deposit. Although I still can’t see any update on their website and many members are left in the dark regarding why they can’t access their accounts anymore. I give the admin some credit for at least trying but will the program actually keep paying? I can’t answer that yet as my deposit which was about to expire was added to the shortest plan which is paying 1.4% for 20 business days with principal returned on expiry. The lost days is not even a subject for discussion at this moment when ForexProgressive is not paying yet and the majority of the monitors show them on Problem status. I still believe it’s not safe to make any deposits in the program until we see the first payments tomorrow and of which I will definitely report on my blog then. Anyway, tomorrow is the decisive day which will decide the status of ForexProgressive on MNO, but it stays on Waiting for now.

PAYZA – NEW PAYMENT BUTTONS AND NEW FEATURES ANNOUNCED

There are still a lot of questions of how the newly rebranded AlertPay/Payza is going to implement the new rules and if exchangers are going to be allowed. There’s a lot of rumors and speculation around this topic and I guess we’ll see how it pans out over the next few days. For now the new system is fully functional and you can check out the new site by clicking on any of the links on MNO. Also, my programmer is currently working on changing the logos from AlertPay to Payza so hopefully I will be able to replace the old ones by tomorrow. The same applies to all the merchants and if any of you still have old AlertPay buttons the administration is asking you change them to Payza asap. This is the full manual on how to integrate your payment buttons to your site received from Payza today:
“AlertPay/Payza: Action Required: Change Your Payments Buttons and Links Now!
We are very pleased to announce that the AlertPay platform has now transitioned to Payza.com! Your personal, financial and business information will not be affected in any way.
You must, however, switch your AlertPay payment buttons to Payza payment buttons as soon as possible.
If you use Standard Integration to generate your payment buttons:
1. Login to your Payza account.
2. Click on My Payza Account Main Menu.
3. Under Manage My Business, select whichever payment buttons you use:
Manage Buy Now Buttons
Manage Donate Buttons
Manage Subscriptions
4. Under the Manage Buttons, click on the blue Code icon.
5. If you are using HTML, copy & paste the new code into your website.
6. If you are using Link Code, copy & paste the new link code into your website.
If you use Advanced Integration, to generate your payment buttons:
1. Visit the Payza Developer Center (https://dev.payza.com).
2. Under the Integration Tools menu, select Advanced Integration and read all instructions on the page.
3. You must replace all POST URLs in your buttons HTML code that contain “alertpay” with “secure.payza”.
4. You must replace all Button Image URLs on your website that contain “alertpay” with the following URLs:
If you have an advanced integration Buy Now button:
https://www.payza.com/images/payza-buy-now.png
If you have an advanced integration Subscribe button:
https://www.payza.com/images/payza-subscribe-now.png
If you have an advanced integration Donate button:
https://www.payza.com/images/payza-donate.png
If you have an advanced integration Checkout button:
https://www.payza.com/images/payza-checkout.png
If you use IPNs (Instant Payment Notifications), EPDs (Encrypted Payment Details) or APIs:
You must access the source code for your handlers and replace “alertpay” with “payza” in all server URLs.
Or, you can:
1. Visit the Payza Developer Center (https://dev.payza.com).
2. Under the Resources menu, select Sample Code.
3. Download the appropriate handler and place it in the respective location on your website server.
If you have questions regarding Payza, please feel free to contact Payza Customer Support or your Payza Account Manager.
Thank you for your cooperation, The Payza (formerly AlertPay) Team”.

On the official blog of Payza there was also a new post where the administration asks clients to get acquainted with the new features by checking out a few links, reading the new FAQs, and watching a short promotional video about the advantages of using it. More details and links to consider are given below, so you can click on them and see what it’s all about for yourself:
“It’s official – Payza is live!
Words cannot describe the excitement at the Payza offices right now — we have officially launched the new website.
All of the social media promotion and team meetings, the hours spent planning, designing, wire-framing, integrating, writing, coding, testing, testing and more testing has come to fruition, and we couldn’t be more stoked.
To learn more about the new platform, visit Payza and:
watch our new promotional video
read all about our fabulous features and services
learn about how Payza works
check out the newly redesigned Developer Center
find an answer to a question in the FAQ section
sign up for an account — if you haven’t already — and start selling/shopping/paying/getting paid TODAY!
Payza hopes to bring you a product that will simplify online payments, and make them more secure and user-friendly. With a host of versatile Payza E-Wallet loading and withdrawal options and the ability to add a Visa or MasterCard, making and accepting online payments has never been easier.
So, what are you waiting for? Log in or sign up for your own FREE Payza account and start enjoying the benefits! And don’t forget to tell your friends about us.”

INTRODUCTION OF SOLIDVENTURES

Today another short-term program was added to Sticky/Premium listing on MNO called SolidVentures with a couple of banner spots also purchased by the admin. According to its official record on forums the program started three and a half months ago, although I couldn’t find any particular mention of it until just about two weeks ago when the admin listed his program on a few of the bigger monitors. Many admins of short term programs are doing exactly the same thing, first staying off the grid for 3 or 4 months with almost no deposits from investors before starting a proper advertising campaign where they can then boast of an impressive 100+ days online to the newbies. Anyway, SolidVentures offers one investment plan starting with a $10 minimum and pays 20% for 6 business days (Monday to Friday). Despite the very misleading AlertPay and SolidTrustPay logos on the main page and the option to add those accounts to your account in SolidVentures when registering they are still not active and you can’t actually make any deposits with either. The only available deposit options right now are LibertyReserve and PerfectMoney and to my question about that the admin replied that he’s hoping to add others within a week or two.

The site of SolidVentures runs off a licensed GoldCoders script and the admin promises instant withdrawals on request. I can’t confirm that though as my withdrawals to LR and PM were not processed instantly so far, but were still sent very fast (within 10-20 minutes) nevertheless. SolidVentures website is properly SSL secured and the certificate was issued by GlobalSSL with the hosting provided by Koddos on a dedicated server. There is also a multi-tier referral commission reward program for the best promoters. I will be looking at those and other features in more detail in tomorrow’s review on MNO, so stay tuned for that. Anyway, the huge advertising campaign which just recently started makes me cautiously optimistic that SolidVentures will be able to run for some time, but as usual remember that there are no guarantees in the HYIP world so invest at your own risk!

GET PAID REPORT FOR 16/05/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: ROICredit, SolidVentures (the first payments received).
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ENR-G, ProfitableSunrise, BensonUnion, GeniusVenture, DividendService, SolidForexLtd, FelminaAlliance, PlexCapital, PrimeXCash, MetalROI,  GoldenCrux, ProgressIncome.
From MNO Standard list: -
From MNO Basic list: UFOWin, DuoMoney.

That’s everything I have for today, guys. I hope the news was interesting to read and in some way helpful and I hope to see you all on my blog tomorrow with the full review of SolidVentures and daily news from the HYIP world!

CFDONLINE AND WORLDFINANCECLUB – PROBLEM STATUS ON MNO

I’m afraid I’m going to start the news with a warning about two programs moved to Problem status on MNO today and further investments in which are not recommended. I’m talking about CFDonline and WorldFinanceClub.

It looks like the admin of CFDonline with the colorful Scandinavian-Australian story with huge trading skills, bad English, and a photo “borrowed” from a German stock photo gallery finally decided to say “adios” to his members and called it quits. Possibly his trading skills were not as he imagined, as the program only survived for 55 days and it’s obvious that the last update bragging of stable and rapid growth was a total lie and a desperate attempt to scam the last few dollars. Despite recent efforts and instant payouts to LR and PM CFDonline didn’t seem to gain any momentum and was unable to compete with the big programs like the admin hoped. The program was not really that good but almost two cycles online provided profits to a few investors. Well, good luck to our infamous trader who was really no better than a common thief and spent far too much time on ridiculous stories than running his program. CFDonline stopped instant payouts yesterday and despite my attempts to contact the admin I haven’t heard from him since then. They turned off the online chat for over 24 hours now so that leaves no doubt – CFDonline is a proven scam already.

The situation with WorldFinanceClub is a little more complicated and it looks like the site might be well under a DDoS attack as I was not able to access my account in the program since this morning and a lot of readers reporting access problems. The worst thing though is that I received a few complaints about some very sneaky tricks used by the admin of WorldFinanceClub. These are very hard to verify at the moment but I will try to do so when I see the site back online. During the course of monitoring them on MNO I moved it to Problem status twice previously due to the admin’s refusal to pay to the LibertyReserve and PerfectMoney accounts trying to get rid of AlertPay/Payza funds which were obviously of no use to him for some reason. After my intervention and taking a very firm position for my referrals the admin had to pay out all the pendings to proper accounts from which the original deposits were made thus temporarily saving his program from Problem status. This time he starts to actually delay the payouts again as I got reports about unpaid withdrawals for over three days along with the trick of changing the investment plans from a 3 day to a 30 day plan – a trick which is widely used by short term programs on the verge of collapse. Obviously the recent DDoS attacks on the site (if they actually took place) didn’t help matters and I’m afraid I expect WorldFinanceClub to collapse anytime soon. That is why I moved them to Problem status and would like to issue a warning against investing there now. I’ll let you know if the situation changes but for now investing in that program is a monumentally bad idea.

FOREXPROGRESSIVE – BACK TO NORMAL OR NOT?

I would be very pleased to report that ForexProgressive (reviewed here) was back online and paying today, but I can’t as the situation remains unclear which made me move it to Waiting status on my monitor tonight. As you remember from my last post concerning ForexProgressive‘s downtime I was pretty positive for its chances of getting back to normal. Until, that is, I discovered that instead ForexProgressive lost its database and now the admin asks everybody to open a totally new account and send him the details of your deposit. For some reason (which looks really unprofessional, I must add) the administration didn’t even bother to make backups of their site and at this moment the recovery looks highly unlikely to me. Of course the admin cannot send an update to ForexProgressive‘s members but the inability to post an update on the website itself looks downright lazy to me. It’s a very huge possibility still remaining that ForexProgressive might not continue and the excuse with the database might be used for stalling and trying to get as many deposits as possible within the next 48 hours before pulling the plug. It’s just one negative possibility but one that should be considered. Of course everything will depend on the admin’s actions now, but I can’t see how he can regain the members’ trust with such a careless and sloppy attitude. Anyway, if you’re stuck with ForexProgressive please contact the admin with the details of your newly created account in the program and your previous deposit details and pray that it will be credited. That’s all that we can hope for. I will leave ForexProgressive on Waiting status on MNO for the next 48 hours, but of course no new deposits are recommended to be until the payments resume.

ROICREDIT – UPGRADED TO STICKY LISTING

Today the admin of ROICredit (reviewed on MNO here) has upgraded his program to Sticky listing for the whole month which is a pretty pricy option, but I guess his serious attitude will be rewarded with new investors and new deposits providing the program with a longer lifespan. ROICredit has already become more popular recently after taking Premium listing on MNO and adding Payza as their third payment processor last week which brought many new investors who prefer to deal with an actual traceable e-currency and not some unsafe garbage like LibertyReserve. ROICredit currently offers a single plan with slight variations depending on how much you spend, bringing from 3% to 4% profit for the duration of 60 calendar days and principal returned on expiry. The admin agreed to answer some questions for an interview which will hopefully be posted on MNO soon as well. At the moment, I believe ROICredit is doing really well and growing steadily and I hope it will continue for a long time.

FELMINAALLIANCE – BANK WIRE ADVANTAGE AND PAYZA REMINDER

The regular official newsletter from FelminaAlliance (reviewed here) was issued today. Recently the program has really been flying under the radar and doesn’t attract as much attention as it used to. Although they keep processing fast payments to LibertyReserve, PerfectMoney and Payza and are still hoping to grow bigger with time. At least with such low-ROI plans as FelminaAlliance offers – 1%-1.6% for 180 business days with principal returned on expiry – it will take them a long time to get noticed and even longer to return their investments. But the perseverance will definitely pay off in the end if FelminaAlliance keeps going the way they have been for over ten months now.

Anyway, back to their newsletter. As you know apart from investing by payment processors FelminaAlliance will also take direct bank wires and will pay you back to your bank or to the e-currency of your choice. Up until now the banking fees associated with your transfer would be at your expense, but probably in an attempt to encourage more deposits via bank wires from now on your fees will be covered, i.e. added to your deposit. That’s great news for anyone who wants to avoid all the payment processors but not have to pay extra. The second part of the update is about the rebranding of AlertPay as Payza which was already covered on MNO, but for anyone who doesn’t know then its covered in the newsletter below:
“[FelminaAlliance] Official Newsletter
This is an official newsletter from Felmina Alliance Inc.
In today’s newsletter we would like to highlight two important developments related to our company.
BANK WIRE TRANSFER FEES ARE NOW REIMBURSED.
In the ceaseless effort to make our system even more user-friendly and competitive we are very happy to announce that from today on we will reimburse all bank wire transfer fees charged on our customers by their banks for sending a bank wire transfer to us. The important agreement with our bank has been reached and is effective immediately.
The fee your bank charges you for the bank wire transfer to fund your FelminaAlliance account will be credited to your account principal on top of the received amount.
ALERTPAY HAS BEEN REBRANDED AS PAYZA.
As most of you are already aware, AlertPay has recently changed its name and will now be doing business as Payza. This change does and will not affect our use of the AlertPay/Payza as one of the payment methods within our system.
All current AlertPay accounts will remain intact and the same login details will be used to log into your Payza accounts. Payza.com promises to be more convenient, fast and intuitive, featuring new payment methods.
Please find a moment to visit our official Facebook page at http://www.facebook.com/Felminacom. This is the fastest way to read the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards,
Marketing Department,
 FelminaAlliance Inc.”

PAYZA – PLEASANT SUPPORT UPDATES

As already discussed AlertPay is no more and has now been officially rebranded as Payza. I must say it didn’t affect their service as my transfer was sent to my bank account within a few hours only today. The internal member’s area didn’t change much and is still easy to navigate. It’s very surprising for me but the new Payza looks a much better and safer payment processor to me now than LibertyReserve with its countless security flaws and irreversible payments, even on stolen money. I must say I wasn’t really a fan of AlertPay in its previous incarnation, especially back in 2011, but now it looks to me that there is some positive changes which will return Payza to a leading place in the HYIP industry which it used to occupy as AlertPay.

The first improvements have been made already as more phone numbers were introduced today including a UK one. The US and Canadian numbers have been changed by the way. The working hours of the phone support is 11 hours on business days which is more than adequate I think. The ability to fix any issue over the phone is definitely one of the clearest advantages of Payza over anonymous payment processors like LibertyReserve and sometimes timing is crucial and professional help over the phone would definitely help if you need to do something urgently. As usual a support ticket system and extensive FAQ are always offered to answer most questions you might have so you’re welcome to use them as well. Here is the latest update posted on the official blog of Payza:
“Payza‘s Customer and Business Support Center
Along with the launch of Payza, our Customer Support Center has undergone some updates and improvements. Our customers from the UK and the US are now able to contact us with a local phone number, thus eliminating any international charges! Please note that our Canadian phone number has also been updated:
Canada: +1-514-787-1840
USA: +1-917-720-1220
UK: +44-203-519-0003
You can still reach us Monday to Friday, 8:00 a.m. to 7:00 p.m. EST. When you call us, you will notice that our phone menu options have been changed and simplified, so please listen carefully.
If you’re having an issue, you can also submit a support ticket anytime and our Customer Support Advisor will be in contact with you. As always, our extensive FAQ section is continually growing and being updated, so if you browse around you can be sure to find all the helpful articles you may need.”

GOLDENCRUX – SLIGHT DELAYS IN PAYOUTS EXPLAINED

The admin of GoldenCrux (reviewed here) apologized for the recent delays with payouts to members’ SolidTrustPay, LibertyReserve and PerfectMoney accounts, blaming it on strict checks before sending withdrawals on their 2%-2.6% for 40 days with principal returned on expiry plans. He went on to promise that from now on everybody would be paid within the promised a 12-24 hour timeframe. I must add that if for some reason you believe your withdrawal was delayed you can always contact the Live 24/7 chat on the website and provide them with your username. After doing so your payouts will be sent as I was able to verify myself recently. I hope that there will be no further delays with payouts and that GoldenCrux will keep paying for a long time. Here is the latest newsletter from them issued tonight:
“News Update
Hello GoldenCrux Clients,
GoldenCrux is growing day by day, and we are sincerely apologizing for all the payouts delay. Our client based had increase since we launched our Online Investment Portal 8 days ago. We are currently processing 60 – 80 Withdrawal request everyday and all request undergo strict screening. You can always contact our 24/7 Livechat support to know the update of your payouts. We will make sure that all payment will be processed within 12 -24 hours after your request.
If you have any question contact our 24/7 Livechat suport, Our Agents will be happy to assist you.
Thank You, Your’s Truly
GoldenCrux Administration
Follow us on twitter: https://twitter.com/GoldenCrux”.

PANAMAHEDGEFUND – WESTERNUNION ADDED

After the addition of Payza to the already accepted LibertyReserve and PerfectMoney the admin of PanamaHedgeFund decided not to stop there and allowed deposits via WesternUnion as well. That might be not for everyone though as the minimum deposit and withdrawal is currently set at a hefty $1,000, but if you want to try it you’re more welcome as announced on the website a couple of days ago:
“Deposit and withdraw with Westernunion
Now all our clients can make new deposits and withdraws using the Westernunion system worldwide. The minimum amount at this moment is $1000.”

Regarding the program’s Paying status on MNO I would like to clarify that some monitoring sites are still not aware that after more than a week long payout issue PanamaHedgeFund got back to normal and paid all the pendings as well. The admin blamed it on a bug in the script, but I honestly do not know what took him so long to fix it and why he didn’t put an update regarding it on his site earlier which would save his program from Scam status on some monitors who didn’t bother to check the site. I must say that I myself was paid by PanamaHedgeFund regularly to my LibertyReserve account. As you might remember from my review of the program it pays 1.9%-2.7% per business day for 30-365 days with daily interest gradually increasing while fees for early withdrawal decreases the same way. This is a pretty original but rather complicated system which you can read about in my review of PanamaHedgeFund posted here.

EUREXTRADE – PHISHING MAILS WARNING

I guess anyone still unaware of the recent domain name change by EurexTrade (reviewed here) might get caught by the latest scam email being sent by some thieves looking to access your LibertyReserve account. Remember that whatever happens you must never click any links like the one pretending to be from EurexTrade‘s old server which is no longer active. Please make sure to delete this scam mail if you received it recently to your mailbox, otherwise you risk losing your money in LibertyReserve:
“EurexTrade – Your full withdrawal was approved
Dear EurexTrade,
Good news. Your full withdrawal was approved. No one cent will lose.
Please pay urgently the 0.50$ withdrawal fees. So we will know that your LR account is still alive.
Our website currently is under DDos attack, so please follow the direct link to pay the fees http://sci.libertyreserve.com/?EurexTrade=withdrawal
Right after this payment your money will be sent directly to your Liberty Reserve account
Steve Richardson, Customer Care Supervisor
EurexTrade Customer Care Department.”

I remind you that EurexTrade is the oldest program on MNO paying me for 420+ days and for this obvious reason included in my Top 5 Best program article which you can read here. The program pays instantly to LibertyReserve and PerfectMoney and even with their recent domain name change it didn’t affect the payments at all. By joining EurexTrade you have a chance to get up to 2.9% return on every business day for an unlimited amount of time while you decide to stay in the program. Early principal withdrawal is available too and you can read more about that in my interview with its admin Christopher published here. In my opinion such programs like EurexTrade are like locomotives that keep the whole industry alive and deserve all the attention and support from the investors as discussed in my latest article of the recent trends in HYIP industry which you’re more than welcome to read here and leave your feedback too.

GET PAID REPORT FOR 15/05/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: ROICredit.
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ProfitableSunrise, ENR-G, BensonUnion, DividendService, SolidForexLtd, FelminaAlliance, VascoForex, PlexCapital, PrimeXCash, MetalROI,  GoldenCrux.
From MNO Standard list: PanamaHedgeFund, InternationalForexLLC.
From MNO Basic list: UFOWin, DuoMoney, RevShareHit.

I guess that’s just about everything I have for you tonight, guys. I hope my update was entertaining and useful for you. If you enjoy reading my news please subscribe using the form in the upper right corner of my blog page to get the news from the industry delivered to you every day. I’ll be back tomorrow with the latest news from the HYIP industry for you, so stay tuned as always!

I can’t say the direction the HYIP industry is currently moving in is definitely wrong or definitely right. It is just different and those who realize it first have a lot of tools at their disposal to adjust their investment strategies and learn to invest differently in order to maximize their profits and minimize their losses.

So what are these new conditions and how do they affect you as an investor? Over the course of the last couple of months I have noticed a steadily growing number of short-lived scams, many of which didn’t meet the expectations of the investors and eventually ended up as huge disappointments. This in addition to the arrival of the few really high quality programs like NewGNi (reviewed here) and Royalty7 (reviewed here) contributed to an often justifiable feeling of total and utter mistrust in new programs from the investors and a desire to stick with the established and proven programs run by professional admins in order to reduce the losses. Those investors who realized the changing nature of the game a few weeks ago are now reaping most of the profits while those who were late are counting their losses.

This practice of concentrating funds in 2-3 industry leaders who are becoming almost like locomotives pulling the industry out of the gutter where the greedy admins and fast scammers tried so hard to drag it into in the first place. So in many ways this is actually a very healthy process we are witnessing now and it means that as just like when the industry peaked back in 2009 we can see the current leaders that will shape the industry and discourage hit-n-runners among investors. As you might remember if you regularly read the MNOFridays‘ articles the practice of hit-n-running can damage the chances of quality programs to survive as it makes other investors jumpy, always fearing an imminent collapse due to an unpredictable cash flow and forces him to leave it in search of other quality (as he perceives it) and newer ventures to try his luck. But since all HYIPs are essentially ponzies by definition anyway they are always going to be in need of the new funds in order to survive and keep up the payments. That’s why if a majority of investors keep this hit-n-run strategy in place they can’t stay online for long regardless of what the admin’s intentions were. If he fails to deal effectively with hit-n-runners then his program’s days are numbered.

We can conclude therefore that changing the investors’ strategy will result in changing the whole industry by reducing the chances of fast scammers (or just bad amateurs) to get a lot of money. Think of it like this – admins deliberately trying to scam fast will not be able to attract quality investors able to play with big amounts of money, as they are likely to be scared off by the possibility of fast scams among newer programs and therefore concentrate most of their funds in the proven HYIPs online for weeks with high interest programs and months for lower ones. These admins don’t get huge amounts of money and therefore cannot open one fast scam after another as they would struggle to meet the initial expenses of doing so. This in turn diminishes the chances of their new scam surviving for any length of time. Natural selection takes its course and such admins either change their tactics or fail to make any real impact. The positive outcome of all this of course is to force the hand of the smarter admins out there, forcing them to re-think the wisdom of deliberately opening fast scams in favor of more quality programs if they’re capable of running one (which being the smarter ones they undoubtedly are). This change of attitude in the mindset of HYIP admins will definitely be a crucial factor in taking the industry back to the heights it once occupied and where many investors were so hoping to see this year.

You might disagree with some points in this article as is your right, and if so I will be glad to hear your own thoughts on the subject if you have something to say. However, I would like to stick to it as I observed that over the last few weeks the number of programs advertising on MNO has declined but the quality and ability of the ones that are there has, generally speaking, increased to a level not seen in the industry for some time. Short-term games offering fast returns and fast scams are also noticeably less prevalent. It tells me they can’t afford my services as MNO remains one of the most expensive monitors in the HYIP industry with Premium listing costing as much as $990 per program. I increased my prices to stop the fast scams from coming to MNO which I’m pleased to say is working. Admins who have no intention to work hard in order to recover their monitoring fees paid to MNO are going to lose more money than they scam and only the highest quality programs like Royalty7 and NewGNi are getting the best possible results from joining MNO. This was my goal at the beginning of 2012 to become a monitoring service with fewer but higher quality programs listed. And I must say how satisfied I am with the results looking at what’s occupying the top spots on my monitoring page and the couple of programs I have to review on my blog every week. As I before I’m a monitor and blogger who wants to stand alone from the rest of the pack and I’m pretty sure that MNO will deliver the best programs and review the biggest hits in the industry for years to come. I would like to thank you all for your loyal support and especially all my referrals for their desire to join under my links and receive first hand support when they may encounter any issues with the programs they joined under me. Thanks a lot, guys, and I’m sure that with the new reality in the HYIP world we are facing now most of the investors using my website will be able to profit from the programs presented and monitored by MNO.

DAILY NEWS FROM THE INDUSTRY

GOLDENCRUX – MNO REVIEW ANNOUNCEMENT AND DDOS PROTECTION

As expected, the weekend was really slow in the industry. It looks like one of the more active of the recent programs monitored on MNO is GoldenCrux which only launched a few days ago and reviewed here. I’m pleased to see that the first members have already received their withdrawals to SolidTrustPay, LibertyReserve and PerfectMoney on their two investment plans paying from 2% to 2.6% for 40 days with principal returned on expiry. That review was featured by the admin in his newsletter where he admitted that the recent DDoS attacks gave him a hard time, but assured members they would not affect the withdrawals and that GoldenCrux would never surrender to blackmailers. For now I must say that the GoldenCrux website is functioning perfectly well and if you have any further questions or personal issues you can always contact their Live support that is online most of the time. I think it’s the most efficient way to deal with them as I tested the service myself today and was satisfied with the results. The latest news from the project is below:
“GoldenCrux News
Golden Crux Clients,
Our server is under DDos Attack, so some of your will be having a hard time to viewing our site, Our service provider are doing their best to solve our current issues, GoldenCrux are receiving blackmail threats, Our company will not pay anything to these people and we will ensure all our clients accounts are secured and untouched. Mean while we will start processing all pending withdrawals.
Lets forget about the bad news, Our GoldenCrux has been reviewed by a well know investment blogger you can read our Money-news-online review here:
http://money-news-online.com/blog/2012/05/11/11052012-goldencrux-review-and-daily-news-from-the-industry/
Also we will start adding more monitors so you will have more reference for our program, if anyone of you have any suggestion you can reach our agents in our 24/7 LiveChat Support.
Our twitter account in now active, we encourage our clients to follow us on twitter so you will always be updated on our program,
Follow us on Twitter: https://twitter.com/#!/GoldenCrux
Best Regards,
GoldenCrux Administrator”.

NEWS IN BRIEF – MONEYERA GONE, FOREXPROGRESSIVE INACCESSIBLE, PAYZA ARRIVED

Unfortunately, I’m afraid anyone who was a member of MoneyEra their recovery looks less and less probable. I don’t want to be pessimistic about their prospects but with no news for a few days now MoneyEra is as good as dead and even if the site somehow miraculously reappears I would suggest to exercise caution and not invest there until all pending withdrawals are cleared. Anyway, MoneyEra is now on Scam status on MNO until proven otherwise.

Some of you might have been wondering what happened to ForexProgressive recently. It was not available for the last couple of days or at least access to it was limited. I must say that unlike MoneyEra I had higher hopes that it would recover sooner as the admin replied to my query today and said that he was aware of the issue which was purely technical and hoped they would solve everything soon and the site would be back online. ForexProgressive was reviewed on MNO a month ago (click here to read it) and that it used to offer several investment plans with principal return on expiry and instantly paid withdrawals to AlertPay, LibertyReserve and PerfectMoney – 1.4% for 20 business days, 1.8% for 24 business days, 2.5% for 28 business days, 3.5% for 32 business days. The project was considered very promising and I hope the admin will not disappoint us.

As promised AlertPay changed its name to Payza today. Anyone using AlertPay before today will be redirected to a new site and on signing in will have to sign a new updated user agreement and agree to the new updated terms and conditions. I can see that inside the new member’s area everything looks more or less as it did before, so I guess the current AlertPay users will not experience any difficulties when using their new Payza accounts.

GET PAID REPORT FOR 14/05/2012

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: -
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ProfitableSunrise, ENR-G, BensonUnion, GeniusVenture,  DividendService, SolidForexLtd, FelminaAlliance, VascoForex, PlexCapital, CFDonline, Trade4Ten, PrimeXCash, MetalROI, ROICredit, ForexProgressive, GoldenCrux, ProgressIncome.
From MNO Standard list: WorldFinanceClub.
From MNO Basic list: UFOWin, DuoMoney, WinWinBet, CheeseCash, RevShareHit, PerfectLottery, HippoWin.

Thanks for reading guys! That’s about it for today, I hoped you enjoyed reading the news and hopefully found something useful there, and I hope to see back on MNO very soon!

That would mean for a $100 deposit you would earn $2 interest per day until you’ve accumulated a total of $80. GoldenCrux should then return your initial hundred. However it has to be said that there is no reason whatsoever to justify spending $500 or more in this plan. Why? Well take a look at the next option which runs for the very same term but pays an increased rate of interest on larger deposits, therefore making this first plan bit of a waste of time for the bigger players.

Anyway, for more serious gamblers prepared to go in with a $500 minimum spend then GoldenCrux are offering daily interest rates of 2.6%, again for a term of 40 calendar days. Over the course of the term that adds up to 104% in total payments (also meaning you just barely break even before the expiry point) which can be deemed your own net profit once GoldenCrux pay back your principal as promised.

Payment options are reasonable enough compared to a lot of similar HYIPs. Apart from the usual LibertyReserve and PerfectMoney GoldenCrux are also using SolidTrustPay who have been undergoing something of a revival in recent months thanks among other things in no small part to a lot of the higher quality programs returning to them. Anyway, payments are made manually by the admin so will have to be requested from inside your GoldenCrux members account area. Once done the admin asks for you to allow up to 12 hours for him to ensure that all payments are fully processed.

On the more technical, security, and design side of things, GoldenCrux is running off a script that’s under license from GoldCoders. Their website is SSL secured by Comodo and is hosted on a dedicated server with support and protection supplied by Koddos. For any account related issues or customer queries then the GoldenCrux admin can be contacted either directly at the e-mail address provided on the websites Support Page, or by filling in the electronic online ticket and submitting it. Also included is a Live Chat feature where you can get your questions answered immediately whenever you find an operator online. GoldenCrux are maintaining a twitter account as well at the moment. There’s nothing on it just yet but given that they’re still a brand new program I guess that’s OK for now. I just hope they know how to make more effective use of social media networks than most other HYIP admins, 95% of whom are absolutely useless at it.

When it comes to the website content, ie the texts, you really have to hand it to GoldenCrux for at least coming up with something original. I’m glad to see they’ve opted away from the usual ForEx and Financial Services stories most of their competitors like to throw around and go for something a little different. Texts however are not original and have been copied from a variety of different sources relating to the alleged business, which in this case is the recycling of used oil products consumed by motors and machinery. Not something we usually see in the HYIP industry, but nevertheless copied text is still copied text and therefore unlikely to be true (at least anywhere other than the original source, which isn’t here). So it’s fair to conclude therefore that GoldenCrux is a typical online HYIP and is to be treated as such. That means acknowledgement of the high risk and acting accordingly by staying within a small and affordable spending budget and trying to keep all programs you join as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

NEWGNI – HAPPY MOTHER’S DAY

Friday is usually when we expect the regular weekly newsletter from what’s currently the #1 program on MNO NewGNi. Today’s issue takes a celebratory mood as this coming Sunday sees Mother’s Day being celebrated in the US. The admin of NewGNi Jurgen (interviewed here) has a couple of warm words for women and mothers in particular. All in all, the latest update was in a more relaxed tone after a rough couple of weeks which the program has successfully overcome. Definitely this week also sees the first members who joined NewGNi straight after reading my first review back in December 2011 reach a profit (read the full review here). During all those months NewGNi managed to pay flawlessly for two investment plans – 1% per business day and 6% weekly with no expiry date and an optional principal withdrawal after a 180 business day lock-in period. The subsequent addition of SolidTrustPay after LibertyReserve and PerfectMoney benefitted NewGNi enormously, winning them a lot of new fans particularly from the US and Canada where they are most popular.

It’s not a big thing for NewGNi to reach the number one spot on MNO in such a short time as I definitely admire such quality programs that are intended to run for a long time with a professional administration team behind them. This is a clear recipe for success and I hope that NewGNi will prove me right and live up to my high expectations over the next few months. For now, I believe Jurgen is promoting NewGNi in really a good way with a lot of advertising banners purchased on different investment sites (on MNO blog they have a tower banner till January 2013!) while being exclusively monitored on MNO blog. That policy of exclusive monitoring is showing benefits as eventually most of the smart monitors picked up NewGNi for monitoring for free which saved the program lots of money and is definitely contributing to its current and future success. Moreover, 2012 was named the year of giveaways and the May contest will reward three lucky winners with $50 worth of iTunes Gift Cards. So make sure you tell all your friends and colleagues about NewGNi because this will definitely be the one program to watch in 2012 and beyond.

Below you will find the latest update from NewGNi outlining all the week’s news and events:
“Newsletter 11 May 2012
Dear clients, friends and fans
It’s Mother’s Day on Sunday. That is why NewGNi is giving recognition to all the women among our members, especially to all the mothers who have been the guiding light and our beacon of hope.
From the bottom of our hearts, we want to greet all the mothers “Happy Mother’s day.”
We also like to say ‘Hello and Welcome’ to all the members who joined us in the last couple of weeks.
Very few support requests are indicating, that we are on the right track: The only complaints we’d received from a very few of our new members lately, are issues with the delivery of the login PIN. Please note: Detecting IP changes are a crucial security feature of the software, running our website – so please accept it. It’s in your very own interest! If your email provider is not delivering our One-Time login PIN emails, please consider to open a free Gmail account and let us know, and we will change it in your account credentials with us. Doing so, you will not only get an email account with the probably most reliable and recognized provider available, but also making sure that you will get your important NewGNi notifications on time.
Staying with reliability: We are glad, that all the efforts and long working hours, we’ve invested in NewGNi are paying off for our members as well. Those who trusted our venture and joined us at the end of December or at the beginning of January are already in profit right now! Please allow us to consider that as our first milestone achievement. Many may follow!
Finally, I’d like to remind you of our latest Sweepstakes contest:
As indicated in our last newsletter, we have declared 2012 the Year of the Giveaway! Meaning you will have each and every month the chance to WIN with NewGNi.
For the month of May we are giving away three $50 iTunes Gift Cards. The competition is open for everyone and you can join via our Facebook page or in the members area.
That’s all for today – have a good time, Jurgen
Follow NewGNi on Twitter, Facebook and MNO”.

ROYALTY7 – SIX MONTHS ONLINE DOING FINE

Today marks a very special date for investors profiting from the two investment plans offered by Royalty7 (reviewed here) – 7% for 22 business days and 110% after 7 calendar days. Exactly six months ago Royalty7 went live and it looks like the launch date of 11/11/11 brought some really good luck for them as in half a year the program has managed to become one of the truly most remarkable medium-term programs online. I’m not exaggerating by calling it a phenomena in the HYIP industry as no other program that offered similar investment plans, developed gradually like Royalty7 from the beginning and accepting all four major payment processors – AlertPay, SolidTrustPay, LibertyReserve and PerfectMoney – was not able to achieve such heights. Of course we can’t predict for how long Royalty7 will last but at the moment it’s certainly a big thing in the HYIP world with everyone talking about it. The professionalism of the admin and the timely payouts (only made on business days) and a lack of advertising also makes Royalty7 quite unique. My personal opinion is that the program which established itself to such an extent with almost no direct competition can only strengthen its position in the coming weeks and get even bigger. I mean I can’t predict anything or read the admin’s mind but as far as I can see Michael is a true professional in what he’s doing and I really hope we’ll celebrate a year online in six months from now. Here is the latest newsletter posted on Royalty7 today:
“Half-Year anniversary.
Today I am pleased to mark our half year anniversary with 6 months of a powerful operation online.
I would like to take this opportunity and express my gratitude for all our loyal members and partners.
Your enthusiasm have made this possible, and inspired us to go ahead and achieve higher grounds.
We’ll keep doing everything necessary to support our member’s ambition without rest & exemptions.
Thanks & good weekend.
Admin, Michael Solomon.
Royalty7 Team.”

ENR-G – DDOS ATTACKS STRIKE AGAIN

I believe that ENR-G (reviewed here) is really becoming an inconvenient competitor for other projects as the site is getting DDoSed periodically and the admin has to calm investors down every time it happens. I suppose Rory, the admin of ENR-G (interviewed here) is doing a pretty good job as today, when the login was not working properly for a couple of hours due to another DDoS attack. However these attacks did not affect the payouts from the program. For almost ten weeks now ENR-G has been paying fine to all available plans – 1.2% for 30 days and 2.2%-2.7% for 90 days, all with principal back on expiry. A minimum of $10 is accepted via the four main payment processors – AlertPay, SolidTrustPay, PerfectMoney and LibertyReserve – with instant payments processed to all except LR. This perseverance didn’t go unnoticed and lifted ENR-G to a place in the Top 5 Best programs on MNO recently as posted here.

ENR-G is currently considered a serious player in the industry and with the current level of dedication and hard work shown by the team behind it I will not be surprised if one day ENR-G is one of the industry leaders. Here is the latest update sent to its members today explaining the login issues many of us encountered:
“ENR-G Newsletter
Over the last 12 hours we experienced an issue with members being able to login to the website. We apologize for this. It was due to the traffic filter being set too high on our server and it restricted proper access of the database.
I’m happy to report that this issue has been resolved and all members can now login normally and transact smoothly as before.
Please note, as we have said before, when working in a digital world things like this will happen from time to time. We will always be here to properly handle them in a timely fashion though.
Thank you for your patience during this and please feel free to contact us if we can be of service.
Diverse Traders LTD.”

EUREXTRADE – MOVE TO ANOTHER DOMAIN COMPLETED

The admin of EurexTrade Christopher (interviewed here) has issued an important bulletin which concerns all members. As announced a couple of weeks ago EurexTrade has successfully from eurextrade.com to eccpub.com. Nothing else was changed apart reom the domain name and EurexTrade still pays variable returns of up to 2.9% on business days with no expiry date and the original principal returned on request. I have already changed all the links on my site to the new domain and tested the withdrawals which were not affected and are still processed instantly to both LibertyReserve and PerfectMoney. So everything is working smoothly but please note the new links to EurexTrade now as written in the latest update:
“Important information from EurexTrade!
Dear Investors.
We want to inform you that eurextrade.com is no longer available for public. Please use http://eccpub.com in future.
support@eurextrade.com will no longer available too. Use support@eccpub.com for future conversation.
Thank you. Eurex Capital Corp Tech Department.”

EurexTrade is currently the oldest program on MNO monitored for 423 days. This brought the program to the #4 spot in my rating as featured in my article of the Top Five Best programs on MNO which you can read here. For further information including investment plans please refer to my original review of EurexTrade posted here over a year ago.

GOLDENCRUX – FIRST DAYS ONLINE AND FIRST NEWSLETTER

The site of GoldenCrux is online only couple of days but the admin already issued the first newsletter on completion of the first batches of payouts to SolidTrustPay, LibertyReserve and PerfectMoney. In this update it was mentioned about the monitoring of the program on MNO which is widely considered the most popular resource for HYIPs to go for advertising as well as purchasing banners on MMG and TG investment forums. Also mentioned was the area in which GoldenCrux allegedly makes money for the investors and reminded about the around the clock Live Chat support which would be able to assist any investor:
“First Newsletter
To all our valued GoldenCrux Clients,
GoldenCrux made a successful launched last may 9, 2012, Our advertising and promotion managers scout different advertising venues to increase exposure of our program, We have recently added http://money-news-online.com to monitor our program to further boost our online presence. You can also see our banners in MMG and TG. Our client based are growing every hour since we launch our program, Our team are happy with response of the HYIP community.
GoldenCrux will be utilizing your investment to further increase our product capacity in the trading of Used Petrochemicals products, and “Turn Waste into Profits”.
GoldenCrux are committed to provide 24/7 Live Chat Support, We will make sure that all your inquiry will be entertain and answered by our customer service representative.
Best Regards. GoldenCrux Administration”.

ROICREDIT – RESET PIN CODE ISSUES

Apparently, after the successful addition of AlertPay to the list of payment processors accepted by ROICredit which originally included only LibertyReserve and PerfectMoney some current members forgot the Pin-code which they used on registration and had a problem in resetting it. Entering this code is required for security reasons. I can see that with that AlertPay ROICredit has become much more popular now and already created a buzz among investors. It’s a shame though that they were not able to add AP due to a malfunction with the PIN reset option. A solution was however put forward by the admin in the latest mass email sent today:
“Reset Transaction Pin
For those investors who are unable to reset Pin, Please send us a support Ticket along with your Username & Alertpay account so that the same will be updated in Master file.”

You can read more about ROICredit in my detailed review published here. But in a nutshell ROICredit launched over a month ago and is offering an investment plan paying a fixed daily interest rate which depends on the amount of money invested (starting from $10) – 3%-4% for 60 days. Note that these returns will not include your original principal which is returned on expiry.

CFDONLINE – LIBERTYRESERVE GLITCHES

The admin of CFDonline Stevan sent an email today reporting a temporary glitch in the LibertyReserve payment interface failing to make instant withdrawals which the program has been providing usually to both LR and PM for two months now. Well, when I made a withdrawal I noticed nothing unusual and it was made instantly as always. So I hope that by the time you read this everything has been fixed:
“CFDonline Updates Libertyreserve
Dear investor,
Since last night instant withdrawal seems to fail every second time of requesting. We did not make any changes in the server so I assume the problem lay with Libertyreserve’s API server failing receive the data correct. However a clever member gave me a good advice I will pass on. It is possible to delete the pending request from member area and request one more time to complete the withdrawal instantly.
I opened a support ticket at host to see if any optimizing can be done. Meanwhile to problem is solved, the pending payments left will be proceeded by me several times a day.
Kindly regards, Stevan Brady
Admin CFDonline”.

Just to remind you of the investment plans CFDonline is offering, for a $10 minimum investment they include – 1% daily forever (optional principal back after 180 days), 1.5% for 30 days, 2% for 60 days, 2.5% for 90 days (principal back on expiry of the last three plans). To read more on the investment plans and CFDonline other features please refer to my review of the program posted here.

MONEYERA – SITE NOT ACCESSIBLE, REASON UNKNOWN

This morning I noticed MoneyEra was offline and at the time of writing is still unavailable. And it’s not just me either as many others cannot access the site or request a payout. I mailed Alexandre the admin earlier but unfortunately didn’t hear from him yet. Perhaps the site has some hosting issues and unable to receive my messages because his email account is located on the program’s server. I really hope that MoneyEra will be back soon or at least I hope that the admin will update us. For the time being I have to move MoneyEra to Waiting status on MNO but will update the status as soon as I hear more news.

GET PAID REPORT FOR 11/05/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: -
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ProfitableSunrise, ENR-G, BensonUnion, GeniusVenture,  DividendService, SolidForexLtd, FelminaAlliance, PlexCapital, CFDonline, PrimeXCash, MetalROI, ForexProgressive, ROICredit, ProgressIncome, GoldenCrux (the first payments received).
From MNO Standard list: PanamaHedgeFund, WorldFinanceClub, InternationalForexLLC.
From MNO Basic list: UFOWin, DuoMoney.

That’s all I have for you tonight, guys. I hope to see you all back on MNO soon and wish you all a good weekend and good luck in your HYIP investments!

ProgressIncome have four distinct plans available for investors, and like I said they run for a wide range of terms which usually means they might appeal to a lot more of you. Unfortunately the minimum requirements for joining some of them are a bit steep and may not be affordable for many HYIP players, making them a bit less appealing than they might have appeared at first glance. Having said that you can still join ProgressIncome for a very basic $10, so there’s still something there for everyone.

The first of the four plans then runs for 25 business days (five weeks), and can be joined for said $10 minimum. In return for that you can get a daily interest payment from Monday to Friday of 1.6%. That adds up to 40% by the time the plan expires, at which time ProgressIncome return your principal meaning that figure becomes your net profit. You can deposit anything up to a maximum of $500 in this particular plan.

Though if you’d care to take a chance with something a little bit more substantial then ProgressIncome‘s second plan will take a minimum deposit of $501 and anything up to a maximum of $2,500. It runs for quite a bit longer than the previous option incidentally, clocking in at 45 business days in total (nine weeks). During that time you again receive a daily interest payment, but this time ProgressIncome make it a more generous 1.9% paid from Monday to Friday. By the time the term expires that will have added up to 85.5% in total, which can of course only be considered your profit after ProgressIncome give you back your initial deposit as promised.

I guess those two plans are probably the only two realistic options for most of you, assuming you’re interested in ProgressIncome at all that is, but for the bigger spenders still out there the program has a couple of other options. For a minimum deposit of $2,501 for example (and all they way up to a $5,000 maximum) you can join a plan that runs for 60 business days (12 weeks). During that time you are offered a daily payment of 2.2% interest, paid from Monday to Friday, with your principal returned at the end. Everything going according to plan that should hopefully leave you with 132% net profit on top of your own money back.

And finally for a deposit of $5,001 or upwards with no stated maximum you can join a plan running for 90 business days (18 weeks). The offer this time is that ProgressIncome will give you 2.5% everyday from Monday to Friday. That will add up to 225% in total by the time the plan expires, whereupon ProgressIncome are supposed to return your original deposit.

One very important feature to these plans that you should factor in to any potential investments is that if you don’t like the terms, ie you think they are too long or maybe you just need to pull out in case you need your money back in an emergency, then ProgressIncome do allow you to leave early. You can withdraw your principal from any of their plans before the expiry date, just keep in mind that it will cost you a 15% penalty fee to do so. It could be worse I suppose, as I’ve seen many other HYIPs charge substantially more for the same privilege, but if you’re joining the program with the intention of leaving early right from the start then just be sure to include this 15% fee when making your own profit calculations.

Payment options themselves are pretty basic with ProgressIncome only accepting investments through LibertyReserve and PerfectMoney. So all transactions are final and if things don’t work out the way you wanted then, well, sorry but tough luck, no refunds are on offer. Your interest is paid manually to your account so you will need to request it from inside your ProgressIncome member’s area. Once done the admin requires up to 24 hours to ensure everything is fully processed.

As for the design and security of the site, you may not think it at first but ProgressIncome is running off a script under license from GoldCoders. The admin just did a very good job of customizing it to his own specs. The website is further secured by SSL encryption from Thawte for safer browsing and more secure transactions. Hosting is on a dedicated server with support and protection by AntiDDoS. I suppose they’ve been much more associated with shorter term HYIPs in the past, but be that as it may their track record has been up there with the best of them since they first entered the HYIP arena so I wouldn’t expect too many downtime issues for ProgressIncome. Not that that has any connection with the security of the money you give the program of course. If you have any further questions for the admin or any account related issues that need dealing with then you can get in touch with them by e-mailing them directly or by filling in the electronic ticketing form and submitting your query like that. Also listed are a phone number if you’d like to try your luck in speaking to someone directly, and a postal address (which I believe to be a virtual hosted office in the UK). The ProgressIncome website comes with a built-in Live Chat feature so you might get your questions answered in real time should you find them online at the time, and the admin also maintains a Facebook page.

Otherwise ProgressIncome isn’t a bad looking website and does at least look like it was professionally organized. There’s quite a lot of reading on it though I can’t say I found much of it to be of real practical and useful value. It does show someone put more work than the average online HYIP into it though so for that at least kudos to the admin (or his designer, whichever the case may be!) As ever though just remember to play sensibly with an amount that is well within whatever passes for an affordable gaming budget for you (everyone’s circumstances being different) and make more effective use of ProgressIncome by keeping them as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

ROICREDIT – ALERTPAY ADDED

Let’s start with some good news for ROICredit members (reviewed here) and the users of AlertPay (soon to become Payza). Yesterday it was announced that AlertPay joined LibertyReserve and PerfectMoney as another payment option used by ROICredit. Those who would like to make a deposit via AlertPay can do so by adding their account number to their profile and making a deposit into one of their investment plans – 3%-4% for 60 days with principal back on expiry. Those just joining ROICredit for the first time will simply be asked for their AP account (if you have one) when registering. As per the admin’s statement ROICredit‘s AP account has been successfully verified and they are able to accept payments now as stated in the most recent update:
“Alertpay Added !!
We are pleased to announce that our dearest investors wish requesting want of additional payment processors made a significant progress. We have been communicating with Alert Pay and providing the necessary information and important documents as and when required and finally got our BUSINESS AP Account VERIFIED. Henceforth investors can invest in our program using Alert Pay(AP).”

SOLIDTRUSTPAY – ACCESS ISSUES AFFECTS A FEW PROGRAMS

Regular users of SolidTrustPay will have noticed last night for several hours access to the site and the members’ accounts was limited as described by STP on its official blog:
“Access Issues
We are currently experiencing some connectivity issues with the website which may result in time-out issues while accessing your accounts.
Our technicians are working diligently to resolve the problems as quickly as possible.
We ask for your patience while we resolve these connectivity issues and look forward to serving you.”

Any members who tend to panic at the smallest reason need to calm down immediately. The downtime only lasted for a few hours and by the end of the day everything was back to normal. That prevented the largest programs like NewGNi (reviewed here) and Royalty7 (reviewed here) who accept SolidTrustPay from processing payouts and accepting deposits for a few hours. And while Royalty7 managed to resume a normal payment schedule quite fast the admin of NewGNi Jurgen (interviewed here) had to postpone them until this morning which he reported on MNO ShoutBox:
“STP is still under maintenance. We’ve decided to process STP withdrawals tomorrow morning.”
Needless to say as usual Jurgen was up to his word and today all the payouts to SolidTrustPay were processed in the morning (afternoon my time).

Programs processing STP withdrawals instantly (like ENR-G for instance) are also back to normal and the payouts from ENR-G (reviewed here) to SolidTrustPay have become instant again which indicates that STP have fixed the glitch. Also I guess another error a couple of days ago when some investors were paid twice by NewGNi had been fixed and members who received extra payments had them deducted which is only fair and shows how far superior SolidTrustPay is compared to other payment processors like LR who still don’t give a damn about their glaring security breaches described in my detailed article here. All in all STP is still a much more secure payment processor when it comes to security, maintaining accounts, and providing real and quality support (including phone support) to account holders. I just hope that we see less incidents like yesterday, but must praise their technical department for fixing them so quick when they do happen.

CFDONLINE – OVER FIFTY DAYS ONLINE

It looks like after more than 50 days online CFDonline is going well and the payments are still processed instantly to both accepted payment processors – LibertyReserve and PerfectMoney – and to all the investment plans – 1% daily forever (principal back after 180 days), 1.5% for 30 days, 2% for 60 days, 2.5% for 90 days with the principal returned on expiry of all plans. Contrary to what was written in my original review of CFDonline published here please note that the minimum to invest in each plan is now $10, so it’s more affordable. According to the latest newsletter from the admin most investors chose the 2.5% for 90 days plan and I agree it’s possibly the best choice myself, as the first investors there are well in profit by now. Though I tend to disagree with the compounding option promoted by Stevan so much (using it is mostly beneficial for the programs, not its investors), as it carries significant risks which in most cases are not justifiable. I would suggest you not be too greedy and possibly (considering that CFDonline is not new) think about the 1.5% for 30 days plan as the safest for the moment. You shouldn’t believe all the stories about ForEx trading which allegedly provide the profits as CFDonline is just another ponzi-pyramid like all other online HYIPs. Below is the latest update from them:
“CFDonline Updates and Trading account
Dear Investor,
More and more investors are joining and I start feel very comfortable as things runs without any problems. Same goes for many of the investors as I see a clear trend on the 90 days plan invested with a compounding on most of them. My best guess is that the total compounding rate is just around 65% calculated from what is normal daily cash out rate to what I pay out less a day now. Another factor in our grown is the balance between normal accounts and active accounts what also climbed from about normal 45% active to now amazing 60%. A trend I really like. Thank you for your support.
A new chart is loaded up on About page so you can follow my numbers this week.
https://cfdonline.cc/index.php?a=cust&page=about
If you are trader yourself you are mostly welcome to chat with me and get some good tips on how to do, trends and directions.
Kindly regards, Stevan Brady
Admin CFDonline”.

GENIUSVENTURE – ANOTHER PLAN ON THE WAY TO SCAM

It looks like thanks to my efforts less investors were scammed by the 20% for 30 plan GeniusVenture introduced a few days ago to steal some fast cash before disappearing. Today the alarm bells warning of a pending scam from GeniusVenture got louder as there was yet another short term plan launched due to severe cashflow issues clearly indicated when the admin unilaterally slashed the original plans featured in my review of the program published here to much less profitable 0.5%-2% for 300 days thus depriving many investors of profits. In my objection to that the admin claimed he can do whatever he wants with his program and change the plans to his liking any time. This made some monitors move GeniusVenture to Problem status but I have decided to give the admin the benefit of the doubt, but it looks like it didn’t pay off. Although the payments on the original low-ROI plans are still processed fine, today’s announcement of a new short term plan paying 21.6% for 5 days with a total profit of 8% over the course of 5 calendar days makes me think he’s still out there for a quick buck. Of course since we are already familiar with this admin’s track record with scams and the tactics employed by him to steal from you as analyzed in this article (click here to read it) we can see that this plan will pay small investors for some time in order to entice bigger amounts or try other “suicidal” plans advised against on MNO many times. So, please remember that the introduction of such short term plans in programs like GeniusVenture indicates nothing but trouble. I hope I’m wrong by the way, but hard earned experience tells me otherwise:
“New GV5 Plan Launch!
New Short Term plan launch. We pay interest 21.6% daily to your account for 5 days. Total return 108%
Interest 21.6% send to your account daily for 5 days. Total 108% return.”

FREEDOMTRADINGLTD – CONFIRMED SCAM NOW

The situation with GeniusVenture really reminded me of the recently collapsed FreedomTradingLtd. Yes, the program stopped paying a few days after its sudden and very obvious introduction of plans paying 10% for 12 business days. I wonder why this news was a clear warning sign only to MNO while other monitors decided to ignore the obvious (as usual) and shamefully carry on like nothing happened. I guess it just proves that they care about nothing other than referral commissions and can only be described as the admin’s accomplices. In my opinion there is an obligation on all monitors to at least hint that such new plans can be really dangerous and that in most cases it would indicate a pending collapse.

Anyway, I admit that the admin of FreedomTradingLtd was really shrewd and ran his program flawlessly for six full months before setting his trap plan which I hope not many investors were tempted into. Please note that MNO has no obligation to support the programs advertised on my site, and I only do so when I see admins working hard and so deserve support. If I see a scam comimg like I did with FreedomTradingLtd, then nothing will stop me from exposing it. Unlike other monitors, I never beg programs to come and advertise on MNO and only accept the ones I want because I’m financially independent and do not need the revenue from my website to support my current style of living. I would rather develop better and longer term relationships with my readers and professional admins and build a reputation instead of dealing with cheap scams like others are doing.

I believe you can already see that approach by looking at my Top 5 Best programs which I picked myself and talked about in the recent article published here. This was my personal choice of the best programs and evaluating their true potential to be successful. I hope readers will consider the points raised if they want to be winners and not losers and appreciate the work I put into my site on a daily basis.

FreedomTradingLtd is a scam and the instant payments have stopped. Please take note as on some low quality so called monitors it’s still marked as Paying and will probably stay that way for a long time. MNO has already moved FreedomTradingLtd to scam based on no reply from the admin and negative reports from readers. So stop all investments there and spread the word so nobody else becomes a victim!

INTRODUCTION OF GOLDENCRUX

GoldenCrux is a brand-new program added to MNO’s Premium list today, also buying two banners spots on my blog and monitoring pages. The program just launched yesterday and offers two investment plans with interest depending on how much you deposit via any of the three accepted payment processors – LibertyReserve, PerfectMoney or SolidTrustPay. For a minimum of $20 you’re entitled to get 2% for 40 calendar days with the principal returned on expiry, while starting from $500 you can get 2.6% also for 40 calendar days and with the original principal returned on expiry. GoldenCrux is running off a licensed GoldCoders script, so the payouts should be requested and will be paid within 12 hours. The site is SSL secured by Comodo and is hosted on a dedicated server with Koddos protection. I hope by tomorrow to receive my first daily withdrawal from it, so that I can move it to Paying status and post a more detailed review of GoldenCrux on MNO. Stay tuned for that, guys!

GET PAID REPORT FOR 10/05/2012

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: -
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ProfitableSunrise, BensonUnion, ENR-G, GeniusVenture,  DividendService, SolidForexLtd, FelminaAlliance, VascoForex, PlexCapital, CFDonline, Trade4Ten, PrimeXCash, MoneyEra, MetalROI, ForexProgressive, ROICredit, ProgressIncome (the first payment received).
From MNO Standard list: PanamaHedgeFund, WorldFinanceClub.
From MNO Basic list: UFOWin, WinWinBet, DuoMoney, CheeseCash, DuoMoney, PerfectLottery, HippoWin.

That’s everything I have for you tonight guys. I hope the information was useful some how. The HYIP industry can be dangerous sometimes, but mostly it’s an exciting arena for players looking for bigger profits than the offline world. Please always remember though that it also means higher risks for your money, so be careful and only invest what you can afford to lose. See you on MNO tomorrow for more news and another review, so stay tuned for that!

NEW!
INTRODUCTION OF PROGRESSINCOME

It looks like there is a gap on the market for more mid to longer term programs offering reasonable returns but at the same time allowing you to get your principal back after a reasonable amount of time, giving profits within weeks and not months. And I guess that’s what many investors want, otherwise how can you explain the buzz around programs like ProgressIncome which launched only a few days ago and already attracted attention of experienced investors and top monitoring sites?

Anyway, you will be able to read a more detailed review of ProgressIncome on MNO tomorrow, but tonight I just wanted to give a brief overview of the program’s main features. Although you might find it difficult to believe ProgressIncome is actually running on a licensed script by GoldCoders, the admin just did a nice job in customizing it. The withdrawals should be requested and are paid manually within 24 hours. Investment plans include the following – 1.6% for 25 business days, 1.9% for 45 business days, 2.2% for 60 business days, 2.5% for 90 business days. Your principal is returned on expiry but you do have an option to request it earlier by paying a 15% fee. Only LibertyReserve and PerfectMoney are accepted by ProgressIncome, and the minimum spend is $10. The site looks quite good and contains several pages of interesting information plus phone support. ProgressIncome is SSL secured by Thawte and hosted on a dedicated server with protection by AntiDDoS which is well known for really good service. So provided the admin of ProgressIncome has good intentions we can expect a good run. In the first newsletter posted on the site he marked his program’s launch by promising to answer all your questions promptly and hoping to outperform the investors’ expectations. I hopw he’s right and wish him a lot of luck with that:
“ProgressIncome Launching
Each of us knows how the money is important in our life, but not everyone knows how to quickly multiply your money. But you don”t need to worry anymore about your expenses. Our company takes care of complex multiplication of your capital for you. You’ll have to only think about it, how to spend your money. Now you can invest with our company and also make money in our 3 levels refferal program. We have prepared four investment plans. You can choose the most suitable plan. You can also select your payment method – we offer the opportunity to invest with the 2 largest payment system: Liberty Reserve and Perfect Money. Our Customer Service works for you 24 hours a day, 7 days a week. They will answer any questions bothering you. Our company will try to meet all your expectations. We hope you will choose our company and start to increase profits with us. We hope for long-term cooperation.”

ROYALTY7 – BACK TO THEIR BEST

The admin of Royalty7 continues to impress me, working minor miracles to keep his program firmly in the number one spot (and by some considerable distance it has to be said) among shorter and medium term investment programs. I don’t know what he does or how he does it, all I can tell you is that six or seven more admins like him would be all it takes to save the entire industry. I mean I don’t want to sound like a cheerleader or anything but the facts and the figures are there for anyone to look at if they want, and they all point to one undeniable fact – Royalty7 (reviewed here) is easily the best thing to hit the short/mid term HYIP industry in at least 12 months, maybe more, because I’m struggling to remember the last time we saw one that was obviously better than them. While the plans are fairly “standard issue” for the industry, offering a choice of either 7% for 22 business days, or 110% after 7 calendar days, where Royalty7 has really excelled and surpassed all expectations is in its longevity. It’s obvious that the plans are profitable but to maintain them like this for a mammoth 180 days now is the real achievement here. That and the fact that payments have been next to flawless for all that time to an impressive list of processors that includes all the popular ones like SolidTrustPay (getting hugely popular once again now by the way), AlertPay, PerfectMoney, LibertyReserve, and Bank Wires for anyone preferring to avoid any of those. But the real reason for Royalty7 being in the news most recently is their successful mitigation of some very heavy DDoS attacks. But despite the severity of the attacks it posed little trouble to the admin or their hosting provider who managed to get the situation under control within a matter of hours with their usual level of professionalism. And it’s that very professionalism that has put and kept Royalty7 in my personal Top 5 list of programs monitored by MNO which was discussed in the recent article published here. I hope you’ll have time to take another look at that article after you read the latest personal email from Royalty7‘s admin updating me on the recent attacks and telling me how they have been successfully dealt with and are running smoothly almost as if nothing had ever happened:
“Hello Paul
The site is actually up but very slow due to extremely heavy ddos attack.
It will take some hours until the attack is fully mitigate it, my apologies.
You can still access the site but very slowly, or try again in few hours.
If you are having any further questions or issues, please let me know.
Enjoy intelligent investing with Royalty7.
Thank you & best wishes.
Admin, Michael Solomon.”

CFDONLINE – NEW TRADING REPORTS ISSUED

Unfortunately I’m a small bit late with this one, but for some reason the latest update from CFDonline didn’t make it to my mailbox. It was sent a couple of days ago but personally I myself had to go to the program’s website to see it earlier. Anyway, no harm done as there’s really nothing particularly interesting there anyway. Purely fiction to be honest, and very little to do with the reality of the world of online HYIPs, though having said that I would still have to be fair to CFDonline and say that it’s been a case of so far so good up until now. The program which was first reviewed on MNO here has been paying perfectly well up until now, and always instantly by the way, on plans such as 1% daily forever (principal back after 180 days), 1.5% for 30 days, 2% for 60 days, and 2.5% for 90 days, all with principal back on expiry to either LibertyReserve or PerfectMoney. I’d prefer to skip the so called trading reports myself as I have very little faith in their authenticity, but as you are the investor then it’s your call to take them or leave them. I see very little connecting them to the program, but at the same time have very little to complain about with them either. The latest update from CFDonline can be read in full below:
“CFDonline Updates Trading account
Dear Investors.
New account balance updates with a trading sample and balance for my trading account. Visit https://cfdonline.cc/index.php?a=cust&page=about to see last update.
Trading sample 2nd of May 2012
US bad numbers….Again!!
A very hectically week after new numbers from companies came out with following (as always) rising optimism, followed by pessimism from a bad month report on employment in US. And as usual, the numbers makes the marked rise for a week till two then drop back. Never fails.
So what do we traders do?…. Well. Trade in positive when Q numbers come out. Then turn it to negative (sell) again. Sample; US unemployment comes out negative, so SELL. Then await market slow down waiting for US opening and retreat to 2nd level resistance. (Trading sample from EURUSD)
Are you trading yourself then please don’t hesitate to catch me on chat if you have any questions to the marked. Im here all the time.
Kindly regards,
Stevan Brady
CFDonline admin”.

FOREXPROGRESSIVE – FIRST INVESTORS REPAID THEIR PRINCIPALS

Proving that it’s not all doom and gloom in the HYIP industry, the good news continues with ForexProgressive which was first reviewed on MNO here. They’re a more medium term HYIP with terms offering 1.4% for 20 business days, 1.8% for 24 business days, 2.5% for 28 business days, 3.5% for 32 business days, all with your principal returned on expiry. And just to prove it their shortest plan (the 20 day one) has just completed its first cycle meaning that the daily interest payments they were getting all this time have just become net profit for any members who joined on the first day as your principal has now been returned. The ForexProgressive admin has sent the following statement congratulating those members on successful completion of the term, a sentiment I’d like share and of course give to the admin as well who had no small part in the whole thing, so kudos to ForexProgressive on a job well done. Hopefully it won’t end here because the real measure of success will only be in the coming weeks and months as we should (fingers crossed) hear more and more confirmations of other investors getting their own deposits back from this and the other slightly longer term plans. Anyway, the full if slightly brief announcement from ForexProgressive announcing the end of the first cycle can be read below:
“First successful principal withdrawals
Dear members! We at ForexProgressive, would like to congratulate our first group of investors, who have been returned their first principals back today. Thank you for your trust in us! Stay with us and we will deliver the greatest services to you!
Carolyne Mitchell”.

GENIUSVENTURE – NEW INVESTMENT PLAN FOR NEWBIES

It looks like the admin of GeniusVenture thinks he’s the smartest man on Earth but keeps pulling the same cheap stunts in all of his programs. If you want to see the tricks used from one program to the next please read my article about one of his previous scams EzProfit here and act accordingly so as not to fall into the traps. In a nutshell, the investors who deposit small amounts of money into the original low-ROI plans are paid like clockwork but at the expense of those who had the misfortune to join the plans which he adds from time to time offering incredibly good returns for your money though never actually paying. The latest attempt to rob you is the introduction of the following plan paying 20% for 30 days. Usually GeniusVenture and similar programs accept deposits starting from a huge minimum (in this case it’s $500!) only available to LR investors but afterwards refusing to pay until expiry. And even when that happens the admin still tries to do everything to stall and not pay you, demanding bank statements, utility bills, and passport scans to be used for identity theft, or simply saying that you’re not who you say you are and that you stole this account from the real owner, either way never giving you a cent. Don’t believe me? Well go ahead and join it then, but it will cost you a lot of money to find out if I’m telling you the truth and don’t ask for my help later because I’m warning you now to stay away from it:
“New GV 30 Plan Launch!
We pay interest 20% daily to your account for 30 days. Total return 600%
Only 5000 units available in this plan. 1 unit = $500.
Interest 20% send to your account daily for 30 days. Total 600% return. Only 5000 units available. 1 unit = $500.”

Judging by the plan it looks to me that in a few weeks GeniusVenture is going to collapse. If we consider that the admin recently one-sidedly reduced the returns offered on the original plan on which I originally reviewed the program here to a measly 0.5%-2% for 300 days we can see that GeniusVenture is having severe cashflow problems which didn’t prevent the admin from opening new programs one after another. I guess the more experienced investors can distinguish them by the unique script used by the same admin and include also PlexCapital (reviewed here) and OneInv (reviewed here). Honestly, I am really sick and tired of those programs and the tactics the admin uses all the time so I made up my mind not to accept programs with this script on MNO monitoring anymore. Please note that though I will honor my existing commitment to monitor the old programs by the same admin the new ones will not be accepted from now on. I will not tolerate his attitude on my site, so I’d prefer to stay with fewer more quality programs than to monitor these. I also noticed that with every program they less and less profitable with the admin using all sorts of tricks to reduce your profits and not to make your investments worthwhile even if you invest during the first days. Please note that such offers like the most recent one from GeniusVenture will be exposed and readers advised against joining. MNO is the only monitoring site with high enough standards of monitoring and offers an unbiased opinion on recognized scams if I think it’s necessary to protect members’ funds. Be sure that with MNO you will never be deceived or misled, so please follow my blog diligently and take my advice into consideration at all times, for your own safety and the safety of your funds!

ALERTPAY – CUSTOMER SUPPORT LIMITED WORKING HOURS ON FRIDAY

As you might have already heard it’s a little under a week before AlertPay will be officially renamed Payza. And while their customers are looking forward not only to the rebranding but also to some promising changes and improvements announced earlier. It looks that due to system upgrades this coming Friday the customer support center will be closed earlier than usual of what it was announced on the official AlertPay/Payza blog recently:
“Update: Customer Support Center Hours
Please be advised that our Customer Support Center will be closed slightly earlier on Friday, May 11, 2012, for planned system upgrades. Our operational hours for that day ONLY will be 8:00 a.m. to 4:30 p.m. EST.
Business will resume as usual Monday, May 14, 2012. Don’t worry, this will not interrupt any other services in any way.
We apologize for any inconveniences this may cause.
Thank you.”

AlertPay becomes Payza next Monday and I hope everything will go as planned and we will be able to enjoy the new look processor from next week on. There’s a lot of work to be done to strengthen AlertPay‘s once healthier position in the HYIP market, but I believe it’s possible to do with time and certainly easier to achieve with a new name less associated with the sometimes questionable practices of AlertPay for which they gained a certain amount of infamy for back in 2011.

GET PAID REPORT FOR 08/05/2012

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: -
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, SilverStructure, ProfitableSunrise, BensonUnion, GeniusVenture, ENR-G,  DividendService, SolidForexLtd, FelminaAlliance, VascoForex, PlexCapital, CFDonline, PrimeXCash, FreedomTradingLtd, MoneyEra, MetalROI, ForexProgressive, ROICredit.
From MNO Standard list: PanamaHedgeFund, WorldFinanceClub, InternationalForexLLC.
From MNO Basic list: UFOWin, WinWinBet, CheeseCash, DuoMoney, PerfectLottery, HippoWin.

That’s about it for today guys. Thanks for reading, hope you enjoyed it, and especially hope you found something useful in the update. Enjoy the celebrations if May 9 is a holiday for you (I know I certainly will!) and I hope to see you back on MNO soon!