The investment plans available from the program are quite straight forward, but what gives HoldingsTrade a slight edge over their competitors is that despite being a long term program themselves, is that they will also appeal widely to a short term audience as well. Basically this is down to the fact that offer a “get out early” clause in their plans that allows you to withdraw your principal and leave the program at any time, absolutely free of charge. So despite 60 calendar days being the suggested investment term, effectively the real term is determined by the individual member. Personally as a monitor I’m approaching HoldingsTrade as a long term HYIP and will be staying for the full duration, but if you have other ideas then do your own calculations according to what you’d like to take from the program.

So getting to the finer details of the plans themselves, well, there’s really only one of them. But there’s three variations depending on how much you’d like to invest. The investment term runs for 60 calendar days and you can join for a $10 minimum deposit. In return, HoldingsTrade will make a daily interest payment to you, and then return your principal on expiry. The only thing determining the rate of interest earned by you is the size of you deposit.

So for deposits starting from the required $10 minimum up to a top value of $199 HoldingsTrade pay 3% per day. At that rate you would expect to break even (assuming you’re staying for the full duration and not taking the opportunity to leave early) after 34 days and finish the term with payments that add up to 180% in total. This will then be your net profit once HoldingsTrade return your principal.

If you’re prepared to risk a little extra then the rewards increase accordingly. For example an investment between a $200 minimum up to a value of $4,999 will receive a daily payment of 3.1% interest for the 60 day plan duration. That would accumulate to 186% by the completion of the term which will be your net profit after HoldingsTrade return your principal as promised.

I think those two options would pretty much cover everything for the vast majority of readers, but just in case there’s anyone prepared to go in with $5,000 upwards (no maximum limit) then the offer is 3.2% interest per day for 60 calendar days, with HoldingsTrade again returning your principal on expiry. That leaves you with a net profit of 192% once the HoldingsTrade admin returns your principal.

Payment options at the moment are unfortunately limited to just LibertyReserve, though considering they remain very much the number one choice for most investors anyway I doubt it will be too much of a hindrance. More choice brings more growth, but it won’t stop HoldingsTrade from expanding at all either. One security concern the admin had to take swift action over was the use of instant payouts. These were made briefly by the program, however due to repeated (and failed!) hacking attempts he was forced to take the precautionary measure of disabling them. Sure, I know we’d all like to get paid faster but there’s too many crooks out there preventing the decent investors like yourselves from enjoying this industry so under the circumstances he did the right thing. They may or may not be re-enabled at some point in the future (I really don’t know) but meanwhile they’re still being made pretty quick anyway. You will need to log in to your HoldingsTrade account area to request the payout, and once made the admin should have it fully processed within 24 hours.

A couple of other quick points I want to make about the plans is that first of all compounding is allowed if you would like to try it. I myself would prefer to avoid it, though it’s purely a matter of personal choice. But if you want it then you can fix the rate yourself upon joining. The other point regards the withdrawal of your principal. As I already told you you can take your deposit back from HoldingsTrade at any time you wish to leave without any penalty fees being charged. The thing is that you do not need to contact anyone or ask for it as such. From inside your members account area you will find a tab that allows you to withdraw your principal completely. Just click on that, which in turn opens another form that you fill out and submit, and you should have your money back within 24 hours.

The script HoldingsTrade is running off is a well known licensed version of ProBizScript which I consider quite safe based on previous experience. Hosting is on a dedicated DDoS protected server from BlockDos, and although there was some downtime a couple of days back one of the improvements made has been the upgrading of their protection so this should not be an issue again. The website is SSL encrypted and for customer support you can get in touch with the admin by using the Live Chat feature which unusually for the online HYIP industry does actually work, or by filling in the ticketing form and submitting it. HoldingsTrade also maintain a good level of communication through other mediums as well such as their own blog and their own forum. Away from the website you can also find social networking pages such as Facebook and Twitter. Overall though the site is quite well organized and laid out.

As far as the website content goes, HoldingsTrade has more graphics than texts. Which is just as well because a lot of what texts they do have are copy/pasted from other sites. All that means to me is what I would have told you anyway, regardless of the texts – ignore all claims of this being a genuine financial company and treat it as you would any high risk venture where the owners are untraceable. That means establishing a clear and affordable spending limit that you will never break as a priority, and trying to keep HoldingsTrade as a smaller part of a more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

INCOMEINT – NEW FORUM LAUNCHED

It’s already undeniable that IncomeInt (reviewed here) has managed to become a very popular program in the HYIP industry paying on two investment plans – 110% after 5 days and 130% after 10 days – for nearly a month now. In my opinion the admin Eric (interviewed here) is the reason for the growth of the program accepting all the popular payment processors – LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay – and processing payouts promptly and several times per day. More activity and new features from IncomeInt were shown already in the first bi-weekly newsletter which is now available for download on the program’s website and more will come in the second newsletter expected in a few days. I look forward to that as there will be more information available on the innovative features available for all the active members who want to promote the program and explain it to newbies in exchange for some benefits. I guess this will be a variation of the regional representative program available on other HYIPs but knowing Eric I would not be surprised if it’s going to be something really different from anything else in the industry. Anyway, those interested will find more information soon. As for the today’s newsletter the main emphasis was put on the addition of IncomeInt‘s own forum which all the members are welcome to join and ask any questions as well as share experiences with other investors. The latest update from InconeInt is below:
“Forum and leaders application form added
Dear investors,
As we promised you a couple of weeks ago, we created our own forum and it’s now ready to be used. It’s located at www.incomeint.com/board and everyone is welcome to join us so feel free to tell your referrals to register in our forum if they want to know the program a little better before investing. Important announcements will always be sent via e-mail but using the forum is a great way to communicate directly with IncomeInt‘s administration and other investors like you so please make yourself feel comfortable in our board.
Also, our investors can now subscribe for a Leader account by filling a short form here. A Leader is someone who can, somehow, contribute to IncomeInt‘s development when it comes to helping new people in the industry, being active on forums, blogs and Facebook. There will be many benefits for IncomeInt‘s Leaders, including extra referral commission bonuses so don’t miss the chance to become one, we will tell you what the first benefits are in a couple of days, once there will be more people signed up. There will be more details about it in our next bi-weekly newsletter, which will be sent in a few days!
Regards, Eric Noys
IncomeInt Administrator”.

GIBRALTARFINANCIALGROUP – REF COMMISSIONS INCREASED

Most probably to encourage promoters and stay ahead of the competition the administration of a popular short-term program GibraltarFinancialGroup (reviewed here) has decided to increase referral commissions from 1% to 5%. I believe that such a drastic increase could turn in some potentially good promoters who would like to earn some extra bucks on top of the good returns to LibertyReserve and PerfectMoney from the investment plans available already – 105%-127% after 1 day, 116%-190% after 3 days, 128%-267% after 5 days, 141%-355% after 7 days, 190%-650% after 15 days, 300%-1300% after 30 days. Here is the full update posted today:
“5% Referral Commission now!
In care and appreciation for all of our dearest client and as the proof of our well developed and good funds management strategy GibraltarFinancialGroup proudly announce that now, we are giving 5% for referral commission to our clients. Feel free to bring everyone and anyone be it your family, brother, sister, neighbor, colleague, anyone to join with GibraltarFinancialGroup, and give them taste the happiness, joy, and prosperity with GibraltarFinancialGroup.”

SENROSGROUP – ALERTPAY ADDED

After nearly two months online the admin of SenrosGroup (reviewed here) has finally decided to add AlertPay to the list of accepted payment processors, joining LibertyReserve and PerfectMoney. I believe that as in the case with LR and PM the payouts to AlertPay should be processed instantly by now. I would like to remind you that SenrosGroup has three investment plans all of which return your principal on expiry – 1.5% for 15 business days, 1.8% for 25 business days and 2.5% for 50 business days. As SenrosGroup has been online for quite a long time the first investors should be in profit by now. Those who are can if they wish express their gratitude on the program’s Facebook and Twitter accounts the links to which were also given in the latest short newsletter from SenrosGroup issued today:
“AlertPay Now Being Accepted
Greetings to everyone! Today we have got an outstanding news for everybody interested in SenrosGroup. As per your multiple requests we have added AlertPay as a third payment gateway at our investment platform. It has been tested and appropriately integrated, so from now on you can invest your funds using a safe and secure payment platform AlertPay provides. Stay tuned for more updates from us soon!
Please do not forget to follow us on Twitter – https://twitter.com/senrosgroup
And ‘like’ us on Facebook – http://www.facebook.com/pages/Senros-Group/237897199625160”.

FACTUNION – NOW ON KODDOS

As promised yesterday the admin of FACTUnion Amelia (interviewed here) confirmed today that her site has been successfully migrated from NVH servers to the more reliable Koddos which will be able to offer more capacity due to an ever growing number of members. Investors can expect instant payouts to their LibertyReserve, PerfectMoney and AlertPay accounts from the following plans – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 calendar days. As with every server change the site of FACTUnion (reviewed here) might not yet be available for everyone and the admin asks you to be patient and wait until the site is fully back online with improved and faster functionality now:
“Hosting transfer has been Completed
Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin.
This is a quick email to notify that we have successfully moved to new hosting service provider. We are on a secure and DDoS protected network, this move should resolve all previous issues such as slow website performance, email delivering to junk folders and on top of all PerfectMoney payments are also Instant now. If the our site is still not accessible for you, you might then have to wait up to 48 hours (totally dependant on when your ISP updates their DNS records).
Thank you very much for your kind support!
Regards, – FACTUnion / Management.”

MNO FACEBOOK OPENING AND SHOUTBOX REGISTRATION

I am glad to announce that today I finally started posting on my own Facebook account and that from now on MNO blog will be presented on the two most popular social networks – Facebook and Twitter. You will be able to find the links to my latest posts and ask me any questions. I will be glad to see you all on my Facebook here and hopefully this will improve the communication with readers and help you stay in touch with the latest updates. If you want to support my work please “Like Me” on Facebook or become my friend there. I will be looking forward to getting in touch with you more often there and will try to check it at least once per day!

And just to remind you all that another way to communicate with me and other MNO readers would be to join the MNO ShoutBox for which you will have to send your desired username and password to abramsonp@gmail.com for account activation. That feature was made necessary to prevent spam but now I can see the discussions there are done in the most decent manner for which I express my sincere gratitude to all MNO readers. Anyway, if you wish to join this interesting discussion on the most visited ShoutBox in the HYIP industry please contact me and I will activate your account in no time. Thanks a lot for making MNO blog a unique source of information and contribute to the benefit of the HYIP investment community!

INTRODUCTION OF PROFITSMAX

A new program has been added to MNO’s Premium list late last night – ProfitsMax. I believe that the program might be of interest to experienced investors who appreciate long running short term programs because ProfitsMax was officially online and paying since July 2011(!), i.e. for seven full months. I’m pretty sure that the admin of ProfitsMax is a seasoned pro who’s run many successful programs before is using a strategy of gradual advertising for his new program which pays on two investment plans – 120% after 7 days and 150% after 15 days. Experienced investors should remember a few extremely successful programs with similar plans in the past and I hope that ProfitsMax will become a welcome addition. It only accepts LibertyReserve and PerfectMoney with a minimum of $10 and $50 depending on the chosen investment plan. The program runs off a licensed GoldCoders script which means that the payments have to be requested on expiry from your member’s area and should be paid within 24 hours of asking. The website is properly SSL secured and is hosted on a dedicated server by AntiDdos, so we shouldn’t expect any security issues. As you can see on the ProfitsMax site there are already two buttons for MNO review and interview ready, and that is no coincidence as very soon you will be able to enjoy both. Stay tuned for a more detailed review soon, guys!

GET PAID REPORT FOR 08/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: LuxorAlliance, GibraltarFinancialGroup, HoldingsTrade.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, PaidProcess, CrownEarnInvestgroup, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited, ProfitsMax (first payments received), Perfectiva (first payments received).
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund, Profitima.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all for today, guys. I hope to see you tomorrow with a more detailed review of Perfectiva and daily news from the the industry. Stay tuned and always connected via MNO ShoutBox, Twitter and now Facebook!

No doubt many of you will already know that name, LuxorAlliance having become quite a popular choice with investors in recent weeks since first being launched around the New Year. It’s mostly a medium to long term HYI program with plans that include 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, and 2.8% for 60 days all of which return your principal at the end of the term. The admin’s name is Alan Hansen (just like the famous soccer player, but I doubt it’s the same guy!) and he’ll explain how it all works in just a moment, but meanwhile if you like what he has to say and want further information then you can see my own comment and opinion on them then check the more detailed review of LuxorAlliance on MNO first published here.

“1. Hi Alan, please introduce yourself to the readers of MNO and tell us please about your own involvement in LuxorAlliance.

Hello Paul. My name is Alan Hansen and I represent the marketing department. What I am responsible for is marketing of LuxorAlliance and promotion.

2. Can you give us some background information on LuxorAlliance? How many others are involved with the program or are you operating alone? How long have you been online?

Our company was established on 23rd February 2009. We launched our website on 30th December 2011. There are 6 people involved including our Head department such as CEO Adam Grant, CFO Steve Hobson and management department which includes Marketing Department executive Alan Hansen, Security Department executive Peter Barlow and our support operators John Branton and Thomas Willson. More about each individual, you may also read in our newsletter #3.

3. What plans are available to investors in LuxorAlliance? Explain them in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest? What payment options are you accepting at the moment?

Here is our plans:

Golden Plan offers 1,8% daily return for 15 calendar days. With only $1,00 to join you can discover how everything works and how easy it’s to earn money with our investment program. With the principal returned on maturity, the total return is 127%.

Victoria Plan, our medium and commonly used plan yields 2,0% Daily for 30 calendar days. The minimum investment to be a part of our Victoria plan is $50. The total return is a fixed 160% including principal returned on maturity.

Empire plan, offers generous 2,4% for 45 calendar days. The total return is 208%. The principal is returned upon completion of term. The minimum and maximum to be a part of the Empire plan is $200 and $5,000.

Luxor, our premium investment fund gives you opportunity to earn 2,8% daily for 60 calendar days. Within only two months, you can double your investment. The total return is 268%. The minimum and maximum accepted deposit is $500 and $250,000. With the support of our back-up funds, we have kept the minimum deposit to an approachable amount of $500. This plan is for serious investors who are willing to continue our relationships for a longer period of time.

4. How secure is the website of LuxorAlliance? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

LA staff uses high-level of security to ensure full safety of the system. Also used on LA trusted Comodo Premium SSL which is Secure Sockets Layer (SSL) is a commonly-used protocol for managing the security of a message transmission on the Internet. LA hosted on dedicated server by Koddos and DDoS protected with a high-experienced LA staff combined with Koddos team.

Also, we use ?rewall, web ?lter by Barracuda and Acunetix advanced software. All investors have strong account security and monitoring 24/7.

Our server has auto-backup system of all information.

5. What script are you running off? How safe do you think that is, and why do you think it’s the most beneficial for the members?

By analyzing scripts which are used on different investment programs we have chosen well-known one by goldcoders. It is easy to use for every investor no matter if you’re new to industry or already experienced. Our programmers completed this script with modi?cations by improving security, safety and usability. So it’s custom goldcoders script.

6. Can we see any statistics regarding the site? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

We are very glad that investors appreciate our business and stay loyal to us. In return we are providing them with great support and wonderful opportunity to earn. You can see our statistic by reading LA NEWS in .PDF format.

7. How can members contact you if they have any questions or support related issues? I know that you offer a Live Chat feature, but is it a 24 hour service?

Our operators are almost available 24 hours, but they might have lunch break and also small mismatch in time. But if investors can’t reach our operators at that time they are welcome to leave a message or send an email and our support agents will respond as soon as possible. Also we have option for investors to call us during office ours from 9am-5pm GMT.Tel.: +44 20 8144 7706 ; Fax: +44 20 8082 5563

8. I also mentioned in my review that you offer “multi lingual support”, but other than English was not aware of what languages exactly your members can write to you in. Can you clarify that for us now?

Our agents speak: English, Spanish, German, Italian, Russian and Mandarin.

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

Most common question is our withdrawal. We use manual withdrawal for security and to prevent fraud. As mentioned in our Terms and conditions that it’s not allowed to abuse our referral program. But people still try and they get caught by our security department and get punished. Also manual withdrawals help preventing intruders from withdrawing money to their accounts instead of real owners.

10. I think it’s really strange that you would publish a map on your website with an arrow indicating your office, then fail completely to publish the actual address, building number, street, or postal code. Can you clarify that for us now?

We have our address published on our Facebook page. One can also verify with our official address with Google Maps.
http://maps.google.com/?q=19%20KATHLEEN%20ROAD%2C%20SW11%202JR%20London%2C%20United%20Kingdom

11. Following on from that, I know that you expressed some dissatisfaction with my skepticism in one of your earlier newsletters to readers. In light of that how would you feel about me visiting your office and publishing the results on my blog? I no longer live in London but do visit quite often and will be there again in a few weeks, so you have plenty of notice. What will I find if I go there? An actual working office or just a virtual hosted one where nobody’s heard of you?

Luxor Trade LLP is a branch office, which is registered for this address at companieshouse.gov.uk. If you would like to visit it you’re more than welcome.

12. How have you been promoting LuxorAlliance so far? What advertising strategy have you been using? How are you getting new members to join?

We have allocated an optimal budget for promotions. We have already bought best listing at all reliable resources. Moreover we are concentrating specifically on Social Networks.

13. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members? What kind of proof can we see of these activities? Are you licensed by any financial authorities to offer these services?

Our investment management agency specializes in providing loans in exchange for collateral (generally, homes, cars, jewelry). Some of our most frequent clients are casinos and booker’s offices. Because we offer loans to our clients at a high interest rate, we are able to offer higher return to our investors. By circulating our investor’s capital, we achieve the desired financial goals. Stability of our services is enhanced by close cooperation with loan management agencies, leading law firms, employment agencies, realtor groups and reselling companies. Solid partnerships with reliable companies all over the world help us provide our investors with reasonable solutions for payments and legal securities. Instead of our online activities we have our own back-up funds so the risk of losing money is close to zero.

To get proofs of our activities you need to send a request to our Fax +44 20 8082 5563 and our CFO will send all required information promptly according to our business hours. We are licensed by Level Business, Companieshouse and approved by Comodo Authorities.

14. And finally is there anything else you wish to say not covered in this interview? Anything in the review you may not agree with or wish to comment on? If you had just one more thing to say to the unconvinced about the merits of putting their money into your program, what would that be?

We truly admire Paul’s desire to protect his investor’s from losing their hard earned money. And we really appreciate such dedication. For our part we would like to say that even though we’re HYIP program and we take care of our investor’s as much as humanly possible. We really believe that single program can exist for a long period of time and bring to each investor in our program a profit.

We will keep it up, just stay with us. We are working hard safeguarding your money and procure profit for you.”

That’s it for the moment everyone, but not for the day because like I said I’ll be back tonight with the day’s main news stories as well as another new program for you to look at. Thanks a lot to Alan for taking the time to answer my questions which I hope you found helpful in deciding whether LuxorAlliance is suitable for you or not, and best of luck to anyone who has already signed up with them. See you all later, guys!

Another slightly unusual aspect to PXSense is the maximum investment allowed at any one time. You are free to spend more or less whatever you like as far as I can see, but there is a limit placed on what you can do in a single day. As I said, investments have to be made in units of $10 each, and you are allowed to buy not more than 75 of these units per day. That comes to $750 in total. Want to invest more? No problem, but you’ll just have to wait until tomorrow before doing it. I guess I can see the logic there as this will do something towards keeping the program sustainable, as well as keeping the Hit-and-Runners at bay (though to what extent they would have been a problem to a long term HYIP like PXSense in the first place is debatable).

I’ll get to the other alleged income streams for PXSense in just a moment, but first I’ll tell you about the payment options. Currently available are AlertPay, LibertyReserve, and SolidTrustPay, so that’s a pretty good mix by itself without having to add to it. However while that may be all well and good, another difference with PXSense and other programs lies in the actual withdrawal process itself, though I must say that the program’s own FAQ page is now woefully out of date as the terms have changed considerably but without that page being updated. The thing is that you are only allowed to make one withdrawal request per day (24 hours). The minimum withdrawal is $5, and once requested you are asked to allow up to a further 48 hours for it to be processed. Withdrawals to AlertPay however are processed instantly.

PXSense is running off a MonetarySoft script and is fully SSL-secured. Hosting is on a dedicated Staminus server protected by Koddos. Customer support is available by filling out the ticketing form on the contacts page, though you can also keep up to date with developments there on the PXSense social networking pages like Facebook, Twitter, and the like. The design however could do with a little tidying up due to the fact that some pages now contradict each other as the terms and conditions have changed. Otherwise it can be quite confusing to new members and the PXSense website itself should be the first source of information for members, not news blogs like MNO.

Other ways to earn from the program include a matrix system. I won’t go into too much detail on this for the simple reason it’s of more use to promoters than the average member, but basically what it is is just a bonus system that gives you a couple of extra bucks (on condition that you have an active investment there yourself by the way) if you manage to bring in enough active investors through your own downline. Calling it a “matrix” is just a fancy way of saying it’s a glorified ref commission system, it’s just a little different from the average HYIP because PXSense also have more of a multi-layer system – ie your downline’s downline can also generate an extra payment for you once enough of them are in place.

The other thing about PXSense is that they operate a “pixel advertising” page. This is a big empty page, separate from the main PXSense website, with a series of small squares lined up in columns. Move your cursor over any one of these squares and click on it, and a new page will open displaying a website that’s paid for advertising. In many cases the website that opens is a HYIP, not necessarily put there by its admin but put there by a member wishing to display his ref link. Though of course it could be anything, but generally speaking it’s going to be something that might appeal to a HYIP related audience.

Personally I’m far from convinced about the merits of this one for a variety of reasons. First of all the member is under no obligation to ever visit this page, let alone click on any of the ads. In fact I can’t think of one good reason why I myself will ever do this a second time, having already done it once purely out of curiosity. So in other words I don’t see a lot of advertisers taking it seriously enough to actually pay PXSense so they can get listed there. The other problem is the quality of ads displayed there. Already I see a good number of spots occupied by HYIPs that are confirmed scams. I’m not suggesting it’s the PXSense admin responsible for putting them there, that in itself is the problem. It’s just regular HYIP members wanting to display their ref link, but when the advertised program scams and the ad stays on display, it not only gives the rest of us an even better reason to avoid this page, it doesn’t do any favors for PXSense‘s credibility either.

That being said, I want to get back to what I said in the first paragraph about MNO monitoring PXSense as an online HYIP only. So despite my reservations about the pixel advertising, the investment plan available is quite sustainable. Maybe not as profitable as some others in the industry, but in a balanced portfolio you do have to consider fitting lower profit programs that can be sustained for a longer period alongside the more high risk gambles you might normally take. Which of course leads me very nicely onto the last point which I always emphasize for every program – try to keep a diverse portfolio, and always stay within a strictly enforced spending limit that’s affordable to you.

DAILY NEWS FROM THE INDUSTRY

PAIDPROCESS – MNO REVIEW ANNOUNCEMENT AND FIRST RESULTS

I believe it’s safe to say that PaidProcess is currently the hottest new short term program in the industry now with hundreds of investors already enjoying the daily and instantly paid profits to LibertyReserve and PerfectMoney accounts on 25% for 5 days and 160% after 10 days plans. According to the admin over 1,200 members have already joined the program and I expect further growth due to the first profits from the five day plan expected by tomorrow. The admin Sam in his latest newsletter invited investors to read the review on MNO which can be seen here and visit the MMG forum thread which also became very active during the last few days. Sam promises to do everything possible to make PaidProcess even more popular with investors and maintain the consistent growth needed to run a successful short term HYIP. The full newsletter from PaidProcess can be found below:
“Successful opening of PP!
Dear PaidProcess investors and partners,
Our first days online were a complete success and due to our instant payments policy, several investors and monitors already got paid. Our page’s opening was smooth and over 1200 people joined us in the past 3 days so we would like to say we are very glad that you decided to join us As a lot of people joined us, a lot of people also got paid both their referral commissions and their daily plan earnings.
PaidProcess has been reviewed by MoneyNewOnline and you can read it by clicking on this link: http://tinyurl.com/8yegd4k ; it’s a very informative review that can help you understanding a little more about PaidProcess or help your future referrals understand it. Our MoneyMakerGroup Forum topic has also been very active, as you can see it by clicking on this link: http://tinyurl.com/73bgpjr .
We have big plans for our program and we are always thinking about the future by using techniques and strategies that will ensure its longevity and turn PaidProcess into a multi-million dollars business in a few months from now. Our business model has been designed to last for a very long time and that means nothing but huge profits for you and your referrals.
Right now, there is a total of about $42,000 invested in PaidProcess as you can see in our main page, it’s a good number for a recently launched program but it’s nothing if compared to the level we will put our program in. Our program will become a short term industry leader in a very short time frame
We will send you small updates about our program every few days.
Best wishes, Sam Sargent
PaidProcess.”

FELMINAALLIANCE – FIRST REGIONAL REPRESENTATIVES ADDED

Another regular weekly newsletter from FelminaAlliance (reviewed here) finally announced the network of regional representatives which the administration promised to add for the convenience of investors over the last couple of months. Currently there are only seven countries covered by representatives but according to FelminaAlliance this will expand in the coming weeks and months. It looks like the program is very serious in making this new feature a success and I can see the topic was covered on the site in detail including the responsibilities of such representatives and benefits that they can get for their efforts. FelminaAlliance is already a well known long term program paying 1%-1.6% for 180 business days with principal back on expiry to AlertPay, LibertyReserve and PerfectMoney. It’s been running for more than seven months now and I believe that the newly added representatives will really help them expand even further. I wish them every success in that. The latest newsletter is below:
“[FelminaAlliance] Weekly Newsletter
This is the official weekly newsletter from FelminaAlliance.
We are happy to inform you that after a lengthy preparatory and testing period the new Regional Representative area has been incorporated into our website.
In our view, building a network of Regional Representatives is by far the most efficient efficient way to reach out to every customer worldwide.
Here is how our Regional Representatives can help you:
– You can get direct help from the representatives living in your area and speaking your language. Our services are available in practically all countries of the world. But, unfortunately, we are technically unable to localize our website and customer support in all the languages our global customers speak.
– Regional representative can help you set up your account and get started with your investment.
– You can call your regional representative to get immediate answers to your questions and get help with your account.
– You can have face-to-face conversations with regional representatives and ask all the questions you have.
– You can take part in conferences, seminars and workshops held by our regional representatives in your country or region.
– You can get detailed help on how to withdraw the interest you will earn in the fastest and most cost-efficient manner.
– You will be able to get basic understanding of the correct way to report your earnings with us to your local tax authorities.
The Regional Representative network is growing every day. So feel free to apply for representing our company in your country, region or city. Send your application to Lisa Waddell, head of the Regional Representatives Department, at regional@felmina.com if you are interested.
Please find a moment to visit our official Facebook page at http://www.facebook.com/Felminacom. This is the fastest way to read the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards, Marketing Department, FelminaAlliance Inc.”

FACTUNION – CHANGING HOSTING PROVIDER

The admin of FACTUnion Amelia (interviewed here) issued another newsletter tonight, apologizing for being out of sight for too long and saying she was busy working on the site’s new features. FACTUnion has instantly processed payouts to the program’s members on three investment plans – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 days – accepted via LibertyReserve, AlertPay and PerfectMoney. I must say I’m quite satisfied with their performance as the only time they didn’t pay instantly was when the payment processor’s website was offline. It’s no wonder that the program is growing nicely and after 70 days has 2100 members and counting. That in itself requires a lot of work and put an overload on the server which requires upgrading. That is why the decision was made to switch to another hosting provider which will happen within the next few days and will be announced later. Also you can keep updated on all the program’s developments on their Facebook and Twitter accounts, links to which are provided in the latest newsletter from FACTUnion (reviewed here) which you can read below:
“Newsletter
“Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin.
First of all I apologize as its been too long since I wrote any newsletter. I have been busy with administrative issues of such a growing program and thankful to my coworkers for not only handling but keep a constant level of unbeatable customer assistance all the time.
Lets get started from a good news as FACTUnion is today approx 70 days old and paying instantly from its very first day which was beginning of December 2011. During this period we have gained over 2100 happy members so far which is, in my view an excellent achievement. Together with your support and cooperation, I am sure we will be able to succeed towards a better and prosperous future for all of our union members! Please join us on these 2 social networks for upcoming contests full of prizes and more…
https://twitter.com/#!/factunion
http://www.facebook.com/pages/FactUnion/193087020786249?sk=wall
Due to heavy increase in traffic, slow loading and problems while delivering email messages to our members, we will be switching our hosting provider during the next 24 hours so I request to all of you that be patient while this happens. I will issue another update once we have successfully moved to new hosting provider. I am sure this change will bring further positive effects on growth of our program and your promotional campaigns. Let me remind you that we are currently paying referral commission on 2-tiers. You will earn 4% for direct and 2% for in-direct referrals.
Once again I would like to thank our members for their kind support!
Thank you!
Amelia (Administrator) / FACTUnion.”

LIFETIMEPROFITS – INTERVIEWED BY ALFAMONITOR

The admin of LifeTimeProfits Lara still hasn’t decided to upgrade her program to Premium listing on MNO and that is why she can’t be interviewed on my blog. But she was interviewed anyway on another monitoring site which was mentioned in her latest update. LifeTimeProfits has been listed on MNO for 65 days, paying to LibertyReserve and PerfectMoney accounts on a 3%-5% for 50 business days plan. More can be read on MNO review here or the AlfaMonitor interview link which is given in the latest update from LifeTimeProfits below:
“LTP Interviewed by Alfa Monitor
Our program was interviewed by Andrew from Alfa monitor. Please note that LTP is ranked # 1 in Alfa monitor, and we are the first program to be interviewed by Andrew who is doing an appreciable work for HYIP Industry.
The interview was interesting, please take some time to read it. A link is provided from “Rate us” page on our website LifeTimeProfits.
The interview can be viewed on this link:
http://alfamonitor.com/blog/?p=120
Shall you need any support, please feel free to contact us 24/7 and we will be glad to answer your queries anytime.
Best Regards. Lara
LifeTimeProfits.”

LUCIDNATURE – OFFICIAL CLOSURE NOTIFICATION

I must say that at least one admin had the decency to officially close his program, disable all the deposits and even issue some refunds today. LucidNature whom I got an email from late last night admitted cashflow issues and promised refunds, some of which have been paid already. But honestly I was suspicious that the admin could use his current identity to launch another program soon or a second round in LucidNature. In a private email from him received today however he assured me he was not going to launch any program. Let’s hope that he really has some good intentions and if you were also issued a refund please email me or tell this on the MNO ShoutBox. Here is the official farewell newsletter from LucidNature announcing its closure:
“LucidNature closing down
 With a great regret, we are informing you that LucidNature seizes operations. In the last days we were hit by 500% increase in withdrawals, which lead to sudden decrease in our reserves maintained for payments. All deposits throughout the weekend were refunded with the exception of the ones in minimum amounts ($10). We will be processing payments in the form of refunds today and in the coming days ahead of us. We will be following our own protocols of refunding which will not be disclosed to the public.
Edwyn”.

INTRODUCTION OF PERFECTIVA

Perfectiva is a brand-new program added to MNO’s Premium list late last night. Currently the program accepts LibertyReserve, PerfectMoney and SolidTrustPay which is a really good choice of payment options in my opinion. For a $10 minimum you can join two plans paying either 6% for 25 calendar days or 111% after 7 calendar days. I think that the plans are quite attractive and at the same time sustainable enough. I would not say that the website of Perfectiva fully reflects its name but it’s definitely a high level standard, running off a unique script which I don’t remember seeing before, properly SSL-secured, and hosted on a dedicated server with BlockDos protection which should eliminate any loading issues in the hopefully bright future. The full review of Perfectiva will be posted on MNO blog within a couple of days but meanwhile I invite you to check out the website and read the news the admin submitted already:
“Today we announce the grand launch of Perfectiva. After much planning and many efforts, Perfectiva website is finally ready for use and open to the online public. Please feel free to read about the investment plans we have to offer you, and explore our site unique features.
Striving very hard to protect our clients’ funds, we have installed BlockDoS protection against DDoS attacks. It uses superior methods to keep our website safe and secure from such attacks.”

GET PAID REPORT FOR 07/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: LuxorAlliance, GibraltarFinancialGroup, HoldingsTrade.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, PaidProcess, CrownEarnInvestgroup, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited.
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund, Profitima, PXSense.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all I have for you this evening, guys. Tomorrow I’ll be publishing an interview with the admin of LuxorAlliance (reviewed here) – the program that recently upgraded their listing to Sticky on MNO and a couple of other monitors which is hopefully a good sign for its investors. Then later in the evening I’ll have another review with with the regular daily news update. So stay tuned, and see you all then!

So as for the plans themselves, the first one runs for a term of 5 calendar days. You can join it for a minimum deposit of $10, and in return PaidProcess will make a daily payment to your account with them of 25% interest. Your initial principal is included as part of those payments so that means you can expect to break even (ie earn your own money back) after four days and complete the term with a total of 125%, or in other words your own investment plus 25% profit.

It couldn’t really be any simpler than that, but to put it in monetary terms let’s say you invested $100. PaidProcess will pay you back at a rate of 25% per day, allowing you to earn back your initial hundred on day four, and complete the term with $125 in total. The maximum deposit by the way is $5,000, a relatively conservative figure I guess but then again I honestly don’t know of too many people that would really want to go past that in online HYIPs anyway. Mind you, if you did want to spend more than that then PaidProcess allow multiple deposits (deposits now, NOT multiple accounts) so any maximum is effectively obsolete.

The second plan is decidedly more risky as it runs for a longer term and does not afford you the luxury of daily payments. That being said it still need only cost you a $10 minimum deposit to join, so financially speaking it really doesn’t have to be that much of a risk in that sense. The term runs for 10 calendar days, and at the end PaidProcess offer to return 160% to your account, principal included. So that’s your own money back, plus 60% net profit.

That means for a $100 deposit here you would be hoping to get $160 back after ten days. It’s a tall order to expect that kind of return to be sustained for months instead of weeks, but if the high interest rate is just too tempting for you then there is one simple way to give yourself a limited form of protection from the risk – split your investment. There’s no doubt in my mind that the first plan will be significantly more popular. I know this from experience so there’s really no argument. But if you like the thought of 60% profit but not the high level of risk that goes with it you can simply put the larger share of your deposit into PaidProcess‘ daily plan and then play with a couple of bucks in the on expiry one if you like. Just a suggestion to anyone afraid of a gamble of course, as I know most MNO readers aren’t really that bothered about taking a gamble and will jump right in to both plans anyway. If that describes you then good luck! Maximum spend in the second plan is also $5,000 by the way, but again as no restrictions are placed on the number of deposits you can make that limit doesn’t really mean all that much.

The payment processors accepted by PaidProcess are limited to just LibertyReserve and PerfectMoney. Predictable enough I suppose but if you don’t like that for whatever reason then they go some way at least towards compensating for it by using instant payouts. And this I can confirm myself as all of my requests were processed within seconds so far. You still need to log into your account area and request them of course, but once done you should see the money in your e-currency account almost immediately. Just keep in mind that this feature is not explicitly guaranteed to work all the time. There are numerous reasons why the PaidProcess admin might need to switch off the instant payouts from time to time, such as security concerns, or simply to replenish the program’s accounts. In that event you are promised a payment within 24 hours, but so far they’ve all been totally instant.

As for the design and security of the program, PaidProcess is running of a script from MonetarySoft. I didn’t recognize it myself at first, but (according to the admin) some modifications were made to make it more secure for instant payouts. The website is also SSL encrypted and hosting is on a dedicated and DDoS protected server from Staminus. For any further information on the project or account related issues then you can contact the PaidProcess admin for yourself by filling in your details on the e-mail ticketing form and submitting it. Also listed is a telephone number and a built in Live Chat feature, though nothing to indicate if the admin ever actually uses it or not. That’s a question I’ll put to him should he ever agree to an interview.

According to the texts featured on the website, the program is supposedly involved with “buying and selling recently launched Pharmacy related products”. Unfortunately that is the full extent of the information offered so I think we all know not to take that side of the industry too seriously by now. There’s no guarantees there anyway, even it it was true, so as long as you know that and are prepared to accept the gamble then PaidProcess may be worth a few bucks while it runs. Provided of course you follow the number one rule and keep within a strictly enforced spending limit that’s affordable to you. You might also consider using PaidProcess as a smaller part of a wider more diverse investment portfolio.

DAILY NEWS FROM THE INDUSTRY

GIBRALTARFINANCIALGROUP – MNO REVIEW ANNOUNCED

GibraltarFinancialGroup extended its online presence by proudly announcing the addition of major social networking websites such as Twitter and Facebook as marketing and communication tools to attract more investors. In the latest update the recent review on MNO was also mentioned as a potential tool to attract more customers to the program and extend its already astonishingly long presence on the net of over 70 days. Here is the latest update from GibraltarFinancialGroup:
“Follow GibraltarFinancialGroup on Twitter, Facebook and MNO.
Dear our beloved clients, within this email, we are proudly announce to you, that now:
1. We have our review published on MNO, so all of our client and potential client, able to read and get a review about us from it, for anyone who doesn’t know what is MNO.
MNO (money-news-online.com) is a portal consisting of a daily news blog, monitoring service, forum, and interactive chat room. It is constantly updated with the newest and most up to date information from any news source in the online HYIP industry.
2. We have launched our official page on Facebook (http://www.facebook.com/pages/Gibraltar-Financial-Group/360672730610784) and Twitter (https://twitter.com/GibraltarFG).
That way, all of our clients could share to each other all their experience they got with GibraltarFinancialGroup and get in touch with another GibraltarFinancialGroup‘s investor.
On it, we will be posting daily updates about us. Everyone is invited to visit it and giving ”LIKE’‘.
The full review can be read on MNO here but I can tell that GibraltarFinancialGroup accepts LibertyReserve and PerfectMoney starting from a $10 minimum which you can invest in the various plans all paying on expiry – 105%-127% after 1 day, 116%-190% after 3 days, 128%-267% after 5 days, 141%-355% after 7 days, 190%-650% after 15 days, 300%-1300% after 30 days.

PAMMGROUPS – SPAM EMAILS WARNING

As with all the successful short term programs like PammGroups many spammers take advantage and try to use lists of HYIP investors purchased from previous admins. Ever wondered why you might be receiving a lot of spam emails to an address registered just a couple of weeks ago? Well, this happens exactly because you’re using it for HYIP investing and the admins of the previous programs you’ve been in will always try to take advantage of it and sell such lists of email addresses to other scammers. That is why it’s important to use a specially created email address to deal with HYIPs if you want to avoid the spam that some members of PammGroups have received already. I haven’t received it myself but from what I’ve been told I can guess it was some “special plan” asking you to pay for directly into some LR and PM accounts. Experienced investors already know about such tricks but the newbies can buy such lies. That’s why it’s important that the admin of PammGroups warns about such scams himself which shows his true commitment to the program and his investors who might otherwise be fooled by yet another HYIP spammer. This is an email I received from PammGroups yesterday:
“PammGroups urgent
Hello, just received some complaints once again about fake spam emails from our name. Please note that we didnt sent any email this night regarding special plan offer, once again spammer trying to get some funds from PammGroups members so if you received something from fake email please ignore it.
Best regards, Cris
PammGroups.”
PammGroups is a short-term program which already achieved tremendous success after just 10 days online and currently occupies the #5 position on the MNO Premium List. The success of PammGroups I believe can be explained by its experienced admin and fast payouts processed to LibertyReserve and PerfectMoney accounts of those who invested into one of the following plans offered by the program – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. More about that and the other features can be found in my detailed review published here.

FXMOGULS – LATEST RESULTS AND MINIMUM DEPOSIT INCREASES

Congratulations to all the members of FXMoguls (reviewed here) and its admin Jason (he was interviewed here) on the successful completion of two months online. Investors who joined the 2.4%-3.7% for 150 business days plan with principal back on expiry should start receiving their first profits today. I must say there were a lot of investors initially joined the program as the minimum to invest was just $0.01 via LibertyReserve and PerfectMoney which was unheard for such long-term programs as this. Of course after adding AlertPay as their third payment processor the minimum was raised to $1 as that’s the minimum requirement for AlertPay. And today it was finally announced that due to high growth and 1700 investors already after two months it was decided to increase the minimum deposit to $10 in a couple of days. Due to the same reason it was decided to issue a prior announcement about scrapping the bonuses which investors can still get on deposits over $50 to the end of February two days before it happens, so keep an eye on future newsletters from FXMoguls. Finally, the testimonial contest on three major investment forums has been extended for another week and which you can also read in the latest newsletter from FXMoguls issued last night:
“FXMoguls Newsletter 2-05-12
There are a few updates that we wish to issue you in this week’s newsletter. Let me of course begin by welcoming all new members of FXMoguls LTD. As of this writing we have over 1700 members and this number continues to grow daily.
Today FXMoguls celebrates our 60th day online. While this is only a small step in a very long journey we still wish to point this out and to thank everyone who has participated in some small way to getting us to this point.
This first bit of news that I wish to discuss is the minimum deposit amount. As you can see we are growing very steadily and as such the payments for 2 or 3 cents do get a bit overwhelming at times. So starting this coming Friday the minimum deposit amount will be raised to $10. While this is not a huge jump and is very reasonable for most investors we still wish to make this known ahead of time so that there aren’t any surprises that you weren’t aware of.
The second bit of news is regarding our testimonials contest. The activity has been minimal at best and so instead of picking winners for this week we will extend it for one more week. This will be the last week of the contest. What we ask is that after leaving a testimonial for us on MMG, TG or DTM that you please send an email with the link to your testimonial to support@fxmoguls.com so that we can be made aware of it.
Finally, we have made the decision that our deposit bonuses will be ending in the month of February. While we haven’t decided on an exact date we have decided to end them soon. They have accomplished their goal as establishing us as one of the premier HYIP’s online and we feel that to extend them any further would be overkill on our part. So if you wish to take advantage of this promotion please do so soon. We will give a 48 hour notice prior to stopping the promotion.
Please feel free to contact us with any questions, concerns or comments and we will certainly answer you in short order.
Sincerely FXMoguls LTD Staff”.

LUXORALLIANCE – OFFICIAL PAYMENTS FOR VOTING

If you’ve been in the HYIP industry for a long time you must know that there is a lot of importance placed by some admins on hiring paid posters who will gladly post their payment “proofs” on various monitors and forums for mere cents. That is how such people make their living and I don’t blame them personally for that, but usually such paid voters are very easy to distinguish by their huge presence and annoying comments “I got paid” compared to very few genuine investors posting genuine proof in the threads of programs who don’t squander investor’s money paying such “professionals”. Anyway, it looks like the admin of LuxorAlliance chose a different path and decided to reward active investors who would post their payment proofs on various monitors and forums. So starting from today you can not only earn from the plans – 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days with principal return on expiry – but also make some extra money by supporting LuxorAlliance (reviewed here) by simply voting according to the rules published below:
“LUXORALLIANCE BONUS OFFER AND SHORT NEWS!
Hello LA Investors,
We would like to offer you a great chance to earn more money with LuxorAlliance. You can earn up to $21 a week by voting your payment proofs on different monitors where we are listing.
https://luxoralliance.com/index.php?a=cust&page=la_everywhere
Our general requirements:
1. Your payment proof should be $5 minimum.
2. You will get $3 a day for 20 votes on different monitors.
3. To get paid you should provide us a report with your name (on monitor sites) and links.
If you have any questions don’t hesitate to contact our marketing department: affiliate@luxoralliance.com
LuxorAlliance has been added to a Sticky Listing on Hyipexplorer and now you can see our banners on MMG Forum.
All members have been paid as usual. We wish you a good and successful week!
Best Regards, LuxorAlliance Team”.

PROFITIMA – INVESTMENT CALCULATOR ADDED

Everybody should agree that the main task of any good HYIP admin would be to make his site better for his investors by adding more features and providing a more user friendly and convenient interface. The admin of Profitima is doing his best, with the first step in that direction being the addition of the calculator which members can use to count their potential profits from Profitima before joining one of the investment plans via LibertyReserve, PerfectMoney and AlertPay – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days with principal back on expiry. So far payouts have been fast which I hope will continue. Here’s the latest from Profitima (reviewed here):
“Profitima Investment Calculator!
Dear members,
We have received a lot of requests from our valued investors to add an investment calculator to the site so that they can calculate their profits with Profitima. After a very comprehensive research, we are pleased to tell you that you can receive all the information about your investment in hyipcalculators.com, after filling the necessary fields and clicking on the “CALCULATE” button.
Best Regards, Profitima Administration”.

A WEEKEND OF CLOSURES – WINNINGPROFITS, RELAXCAPITAL, LUCIDNATURE AND WORLDWIDECAPITAL ARE CONFIRMED SCAMS!

This weekend was probably the worst in the industry so far this year for closures. No less than five programs have stopped paying completely or started processing payouts selectively only to monitors. They include WinningProfits, RelaxCapital, LucidNature, WorldwideCapital and eToroGainClub. Make sure you don’t invest in them anymore.

Starting with WinningProfits, I hate to say it but it looks like I was right about them again. Regular readers might remember a few days ago in my article published here I questioned the necessity of adding more monitors and a new investment plan despite the fact they said quite clearly they were looking for slower and stable growth. The question was why the admin suddenly changed strategy and added a new plan abruptly thus making all the statements about the popularity of the program totally obsolete and false. It looks like adding more monitors simply meant a fast scam which was proved over the weekend when the payouts stalled before simply stopping completely. No wonder the admin has already removed my monitoring banner and never replied to my email when I asked him about the delayed payouts. So WinningProfits is a confirmed scam now which promised to be a good and stable program but was unfortunately killed by a greedy admin. The very first investors of the program should be in profit anyway, so congratulations if you’re one of them.

RelaxCapital was another program that many were talking about but it proved to be a total scam when it collapsed over the weekend, leaving hundreds of investors at a loss. The program stopped paying after only 25 days online and therefore even those who invested in the shortest term plan were unable to get their principals back. This result was kinda disappointing but it looks like RelaxCapital was intended to be a fast scam from the beginning. I wish we could spot such programs straight away, but unfortunately we can’t. Please do not invest here as the last payments were processed two days ago and there was no update from the admin.

LucidNature looks to be another fast scam where only the first investors managed to profit after the completion of its 25 business days plan. They also stopped paying over the weekend, just a few days after the first plan was completed and the interview with the admin was published on MNO. I don’t want to imply any connection, but there could be a strategy where the admin planned his advertising campaign in order to scam after the first payments on expiry were processed in case the program didn’t pick up steam. Purely speculation but it looks like no one wanted to support LucidNature with their redeposits and the program failed to achieve any type of success which is kinda unfortunate for investors who believed in the admin’s best intentions. Please stop investing in LucidNature too!

Finally, WorldwideCapital. I believe I said already that the program might be in trouble a couple of days ago when the payouts were delayed. Yesterday to my surprise I was paid my last pending withdrawal from them which was processed within the promised 48 hour timeframe. After confirmation from some MNO readers who were also paid payouts I decided to move them back to Paying status even though the admin hadn’t replied to my emails and never explained the delays. But I believe there was a good reason for that – selective payouts. As I found out later some members of WorldwideCapital still have their payouts pending for over 48 hours and I managed to independently verify this information by checking their accounts in the program. Therefore, I conclude that WorldwideCapital is currently paying selectively and the further deposits there cannot be encouraged in any circumstances. Please take this info into consideration if you consider investing in this program which has by now moved to Problem status on MNO blog.

And lastly a word about EtoroGainClub. Although the program has only been on Basic listing on MNO and was never reviewed the admin managed to stay online for over 40 days which put the first investors well into the profit zone. I have no idea why he never went for a higher listing as he regularly purchased banners and paid instantly till the other day. Now I have to issue a warning as I have confirmed pending withdrawals which were not paid within the promised timeframe and the admin failed to reply to my latest emails asking about this. Please do not invest in this program for now!

INTRODUCTION OF HOLDINGSTRADE

Another new program was added to MNO’s Premium list today and purchased Sticky Listing for a month – HoldingsTrade. Though the website says it’s been online for four weeks already, don’t believe it as it was introduced on the first monitors and forums only today, so can be safely considered as a brand new program. Currently HoldingsTrade only accepts LibertyReserve and due to hacking attempts which were blocked within its first hours online the admin decided to change the payouts from instant to manual mode with a maximum processing time of 24 hours. The plans offered by HoldingsTrade are easy to understand as it pays you from 3% to 3.2% (depending on your deposit) daily for the duration of 60 calendar days. What makes the program appealing to even short term ans is the fact that you can withdraw your principal at any time with absolutely without no fees. There is even a special tab built into the script allowing you to do this and be paid within 24 hours on request. The script the program is running off is a well known licensed version of ProBizScript which I consider quite safe based on previous experience. The HoldingsTrade website is very well made, has its own blog, forum and social networking and live support features, is properly SSL secured, and is hosted on a dedicated Staminus server with the basic anti-DDoS package bought which the admin claims can be upgraded any time if needed. At first glance HoldingsTrade looks like a very interesting program and I look forward to looking into it in more detail soon. Meanwhile you can check it out for yourself and read the first introductory message posted on its blog last night:
“Welcome to HoldingsTrade
After 25 days of offline marketing, We are starting our online marketing today. If you have any questions about our service, feel free to contact us. Our support page is here : https://holdingstrade.com/support.php”.

GET PAID REPORT FOR 06/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: GibraltarFinancialGroup, HoldingsTrade (first payments received).
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, PammGroups, EurexTrade, FXMoguls, IncomeInt, ForexReflex, LuxorAlliance, CrownEarnInvestgroup, GeniusVenture, PaidProcess, SolidForexLtd, BensonUnion, FACTUnion, PlexCapital, VascoForex, SenrosGroup, InvfairLimited.
From MNO Standard list: LifeTimeProfits, Profitima, PXSense.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

That’s all I have to report for you tonight, but please remember to tune in tomorrow for more of the latest news from the most popular programs in the industry. Also featured will be the full review of a new addition to MNO’s Standard list PXSense. Thanks also to anyone making an active contribution to the MNO ShoutBox discussion which quickly becoming the most popular in the industry. See you all tomorrow!

I’ll let the admin describe the program in his own words for you in just a moment, but first I’ll just remind you that the program offers terms of 3.2%-7.91% for 21 days, 102% after 1 day, and 136%-144% after 14 days. Please note that compounding in one of the plans is compulsory (and in fact whether you like that or not you are going to have to do it to avoid losing money anyway). However if that sounds a bit strange then not to worry, you can find a more detailed explanation of CrownEarnInvestgroup, their features, and all their investment plans in my detailed review of the program first published here.

“1. Hi Vincent, please introduce yourself to the readers of MNO and tell us please about your own involvement in CrownEarnInvestgroup.

First I want to thank you for your interest in our program and welcome all new investors.

My name is Vincent Logan, responsible for Marketing and Sale at CrownEarnInvestgroup. My primary job is to promote CrownEarnInvestgroup and make direct contact to monitors and forums for advertising proposals, that way steady build up our front face of the company and make us visible were we will be seen most.

2. Can you give us some background information on CrownEarnInvestgroup? How many others are involved with the program or are you operating alone? How long have you been online?

CrownEarnInvestgroup was established in Seychelles 2006 by two gentlemen named William Penik and Alan Chapman who have financial responsibility for all activity in CrownEarnInvestgroup.

CrownEarnInvestgroup has until now been doing trading from its main office in Hong Kong the past 5-6 years investing CrownEarnInvestgroup own funds with a team of 5 professional traders hired to analyze and marked execute orders for profit. Two years ago CrownEarnInvestgroup established another office in Bangkok with another team of 5 professional market traders, and plan to expand to Singapore London and New York. All together 24 people are now a part of CrownEarnInvestgroup. That includes management and secretary, traders, marketing, support and our technical adviser.

The private section of CrownEarnInvestgroup came up last year with the main goal to find private investors and build up a new division for private investing. This is where I was hired to research the marked for potential private investors and plan the steps to setup the online CrownEarnInvestgroup as you all can see today with start from last Sunday 28th. Of Jan. 2012.

3. What plans are available to investors in CrownEarnInvestgroup? Explain them in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest? What payment options are you accepting at the moment?

Our strategy for the investments offers CrownEarnInvestgroup can offer our private investors are all set by the return CrownEarnInvestgroup want to give. The return (not Incl. referral commission) is set to range daily between 7.33% to 10.28%. I will make an example to compare the 3 plans in simple language

EASY FUND gives a daily return on 9.71% to 10.28%. This is our highest profit range you can get.

FAST SAVER set on 70% compounding (default) gives a daily return on 7.58% to 7.8%. Set on 100% compounding gives a daily return on 9.23% to 9.6%.

PREMIUM FINANCE gives a daily return on 7.33% to 7.91%.

The whole idea behind the plans and the question you have to ask yourself when investing is:

Do you aim for highest return in short time? Then you choose EASY FUND. Easy Fund gives a return daily on 9.71% to 10.28% paid out after plan expires. Meaning your investment is locked for 14 days before you can make a withdrawal.

Do you aim for daily withdrawals and high profit? Then FAST SAVER is a good choice. Set on 70% compounding, you can cash out 30% daily of your daily profit on 3.2-3.4% for 21 days and the remaining 70% daily profit when plan expires.

Do you aim for highest daily withdrawals? Then PREMIUM FINANCE is your choice. You get smallest profit on the table but able to cash out your full daily profit for all 21 days.

So always ask yourself the 3 questions to choose the right plan.

Do you aim for highest return in short time? = EASY FUND

Do you aim for daily withdrawals and high profit? = FAST SAVER

Do you aim for highest daily withdrawals? = PREMIUM FINANCE

All plans start at $10 with no top limit. We use Perfect Money and Liberty Reserve as our preferred processors as they are easy to manage with a full automatic payment system giving you INSTANT payments and easy to deposit/withdraw to our banks in Asia.

CrownEarnInvestgroup still has the TEST PLAN left for newbie’s investors unsure how it all works. However the plan will be limited to just 1 dollar as it’s not an investment plan, but a simple try off plan.

CrownEarnInvestgroup do not intent to make changes in any of our 3 plans as they work as wanted and the profit CrownEarnInvestgroup offer is on a satisfactory level for CrownEarnInvestgroup.

4. I said in my review that it was my opinion that your investment plans are unnecessarily complicated. How do you respond? Isn’t it possible that members may actually lose money in the Fast Server Plan if they don’t understand how to properly use the compulsory compounding there? What is the point of joining this at all?

A general misunderstanding on the Fast Saver plan is that investors did not take notice of the minimum 70% compounding why we set this as default to avoid investors to lose money on the plan. I do not see any complicated in the plans. Just use the 3 easy questions mentioned above and also try the calculator on the plan list. Even with some few misunderstandings the response from investors has been very positive to the plans, and at the moment it seems like most investors like to join Premium Finance.

5. How secure is the website of CrownEarnInvestgroup? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have? Considering the recent downtime you’ve suffered recently how satisfied are you with the service?

Safety is a very important player in the online business what we already on day 1 had to feel. We use BlockDos for our ddos protection as a gateway to lead all traffic through to our dedicated server. The incidents and disturbance on the line the two first days occurred when the attacks went to high, why we had to upgrade and reconfigure our gateway to a more secure level at Blockdos. CrownEarnInvestgroup do not compromise on the security and will leave it on this high level to protect any future attack there may occur. We will not make changes as our first presumption as we find the server and gateway working optimal as it is now, and still have options to further upgrade levels if we get any needs for that.

We use TrustWave as our SSL provider for two reasons. First one is the level of encryption they use, what is a 256bit encryption the highest level today. Second reason is the certificate of trust is verified only to real companies who can literally prove their business by ownership and registration. Trustwave has confirmed that CrownEarnInvestgroup has been verified as the owner and operator of the Web site located at crown-earn-investgroup.com and confirms that CrownEarnInvestgroup is a valid legal business.

6. What kind of script is your program running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

In my search for programs I had two choices very similar to each other. Goldcoders and Hothyipscript. The prices are not a big deal on any of them as it’s a small decent amount on $50 and $150. But the functionality and security at Hothyipscript are much more user-friendly with more options and a top performance in security. Even thou I still unencrypted the script by an internet service and went through all the coding to find any potential backdoors or any other things being a threat for our service what I did not find any of. I am very satisfied with this program and functionality and feel the right choice has been done. Our license can be validated at http://hothyipscript.com/?a=check_license.

7. Can we see any statistics regarding the site? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

We have chosen to make it easier for investors to follow the details in the program. In our footer on all pages you will find live statistic for all movements in the program for each and every investor investing in CrownEarnInvestgroup. As the program is fully automated with deposits and withdrawals, we have no influence on this part. The data you see is coming straight from the database and instant from the moment you load the page.

Investors can also find our company registration and shareholders with ownership in the left footer corner.

8. How can members contact you if they have any questions or support related issues? I also see that you have a Live Chat feature but have yet to see it working myself. Do you ever actually use it? If so then what time (GMT) can investors find an operator there?

CrownEarnInvestgroup‘s contact page will help you get contact to any member of CrownEarnInvestgroup staff if you have any particular you want to talk with or a specific request to another department. CrownEarnInvestgroup supporter staff work all days from 10 AM to 1AM following day (GMT +08:00) Hong Kong time. 15 hours a day.

CrownEarnInvestgroup aims to keep a high level on customer support with a short response time, and will extend the services to include a call-center when the needs come for it. CrownEarnInvestgroup‘s 7 staff can easily be increased as the need arises. As mentioned before CrownEarnInvestgroup‘s aim to setup a strong group of local representative worldwide for direct local contact near or in your town.

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

Most common questions so far have been very decent mostly about investors who forgot their transaction code, what the supporters can help with right away when they are online. To get a new transaction code they need your user name, the new code you want added and the answer to your security question.

Another common question has been how to choose the right plan what is explained in plan details and not any longer a big problem after the Fast Saver is set to the 70% by default.

We will always update the details and help section as we see what investors need help with to avoid new investors getting the same problems.

10. How have you been promoting CrownEarnInvestgroup so far? What advertising strategy have you been using? How are you getting new members to join? I can’t see CrownEarnInvestgroup being advertised anywhere right now, so how are you expecting to reach your target audience without it?

I have for the past 3 months been researching for the company to find out what and where things are going on. Collected information for statistics and planed our strategy for the start 28th of January 2012. CrownEarnInvestgroup is now in the stage of executing the steps, step by step.

Step 1. Connecting selected monitors to our program what is done end this week. Undergoing

Step 2. Negotiate contracts and business deals with selected monitors and forum for advertising. Undergoing

Step 3. Connect CrownEarnInvestgroup on social community networks like Facebook. Done

Step 4. Setup an International Call-center to help customer support for the growing numbers of new investors.

Step 5. Build our own Social community network with our investors.

Step 6. Create a strong group of local representative worldwide.

All this steps among many more is a part to strengthening our marked parts and steady build up a strong organization known by all. CrownEarnInvestgroup expects to reach our goal within the end of this year. That is also the reason that CrownEarnInvestgroup has no rush with aggressive marketing and an explosive grown in investors. We steam for a nice and steady grown and that way make investors feel comfortable with what is going on and be a part of it.

Next week we expand or advertising campaigns around forums and monitors with a few already set up on DreamTeamMoney, TalkGold and 5 popular monitors like MNO, HyipHall, InvestRecord, Gold-Lister and All-Hyips. This area will be continually expanded on what we find most profitable and what kind of long term contracts can be negotiated.

11. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members? What solid evidence are you prepared to make available for public inspection regarding this claim?

All investors money is managed by our two professional marked teams who analyze and marked execute orders for profit. This has been done now for almost 6 years with CrownEarnInvestgroup own funds, so basically CrownEarnInvestgroup has not made any changes in the current set up, just opened up for private investors to join the success. We can of course provide previous year’s reports from CrownEarnInvestgroup by request to the management via secretary.

12. I said in my review of CrownEarnInvestgroup that much of the texts on your website have been directly copy/pasted from other websites (and I can show you links if you wish). What impression do you think experienced investors will get about the credibility of our website, and why would they believe anything else you say if it’s just taken from another website anyway?

I have to confess that I under my research since October have copied some text I found suitable for our program and suitable for what we do and stands for. Sad it looked so obvious. I will make sure to correct my mistake and apologize for my doing.

13. And finally is there anything else you wish to say not covered in this interview? Anything in the review you may not agree with or wish to comment on? If you had just one more thing to say to the unconvinced about the merits of putting their money into your program, what would that be?

CrownEarnInvestgroup‘s keywords are professionalism and competence. We put pride in excellence and performance and will make sure this will be the one all investors talk about.

It’s not the quantity that counts but the quality. Welcome to a new epoch of online investment.”

That’s almost it for today, guys, except unfortunately I have to finish the weekend with some warnings. Two programs have been moved to Problem Status on MNO, while another two have been moved to Waiting. First of all WinningProfits and RelaxCapital have been moved to Problem Status after both stopped paying members completely. The other two programs are LucidNature and EtoroGainClub which are in question because of as yet unexplained delays in their payouts. They have been moved to Waiting Status on MNO for now and their longer term status will be determined tomorrow. But I just wanted to give you a very brief warning about investments in all four of them for now, and I’ll have further information on them in the news update on Monday.

Apart from that of course I just want to say thanks to Vincent for answering my questions and I hope that if you’re not currently a member of CrownEarnInvestgroup then you found it useful in deciding if the program is suitable for you or not. And of course good luck to anyone who has already joined up and to those who are about to. Let’s hope it works out OK for everyone. Anyway, as usual I’ll be back again tomorrow with all the most important news stories from the industry, but more precisely the ones from the MNO monitoring list. See you all then!

For one thing GibraltarFinancialGroup has been online for about two months now, though not in it’s current form. When they launched first they had very little in common other than the name with the program we see today. I suppose the most important thing as fas as investors are concerned is that the plans have been completely revamped. It’s pointless me telling you what GibraltarFinancialGroup‘s original investment plans were here as they are obsolete not, and while I don’t know what the original members who joined those plans think of the whole thing I suspect there wasn’t really all that many of them to begin with. Most likely this tactic was intended from the start to establish the program’s name while keeping growth at a minimum – just enough to keep GibraltarFinancialGroup ticking over but without any serious financial commitments to members or advertisers. Two months later and “hey presto!”, you have an ultra short term program with a totally flawless payment record, just no serious payments to speak of. If that’s the case then fine, I’m not saying there’s anything wrong in that because it’s a tactic that’s been used to great effect by other HYIPs in the past and has helped to make them a lot bigger than might otherwise have been expected.

But let’s get back to the “here and now”. What GibraltarFinancialGroup have to offer as of today can still be considered a relatively new opportunity, and while I don’t want to totally disregard their existing record I wouldn’t pay too much attention to it either. So what you have now is a choice of six investment plans which run for various terms, all offering one single interest payment to members made on expiry.

To start with the first plan runs for a term of just 1 single day and makes one interest payment on expiry, a payment that includes your principal. So join today and get paid tomorrow. The minimum cost of joining is $10 and for anything up to a deposit of $500 GibraltarFinancialGroup offer a return of 105%, or 5% profit. You may make a larger deposit if you can afford to, and expect a higher percentage in return. The rates are calculated as follows:
Deposits of $501 to $1,000 will earn 106%, and form $1,001 to $5,000 will earn 107%. Check the GibraltarFinancialGroup members area for information on larger investments if interested.

The second plan runs for a term of 3 calendar days and also pays on expiry. The same $10 minimum deposit is required to join and for anything up to $500 GibraltarFinancialGroup are paying back 116% interest, a figure that includes your principal so that’s 16% profit for yourself. For anyone brave enough to go further than that then the following rates are offered:
119% for deposits between $501 and $1,000, and 122% for anything between $1,001 and $5,000. For the rates available to bigger deposits I suggest you see the GibraltarFinancialGroup members area.

GibraltarFinancialGroup‘s next plan pays on expiry after a term of 5 calendar days and costs $10 to join. Your final payment will also include your principal. The minimum cost of joining is $10 and the return will be 128% on anything up to a maximum value of $500. If you’re feeling lucky and wish to take a bigger risk then GibraltarFinancialGroup make the following offers:
Spend from $501 to $1,000 and earn 133%, or spend from $1,001 to $5,000 to earn 138%. Again check out your GibraltarFinancialGroup members area to see what they offer to investments bigger than that.

The fourth plan runs for a term of 7 calendar days and sees GibraltarFinancialGroup offer an on expiry payment of 141%, principal included, on deposits starting from the usual $10 minimum up to a maximum value of $500. If you’re going beyond that then the rates stretch to 148% on amounts between $501 and $1,000, and 155% on anything between $1,001 and $5,000. As with the other plans you can take a look at the GibraltarFinancialGroup members area for further info on bigger investments if you are really that interested.

As you can see the plans get more and more risky as the terms get longer. So it’s time to maybe start considering how realistic these figures are before getting too excited at the enormous rates available. But at least you can still join for a minimum spend of $10 and for GibraltarFinancialGroup‘s fourth investment plan which runs for a 15 calendar day term that can supposedly earn you 190% interest, paid on expiry and principal included, if depositing up to $500. Beyond that the rates are:
205% for $501 to $1,000, and 222% for $1,001 to $5,000. Larger investments are accepted (obviously!) so for information there see the GibraltarFinancialGroup members area.

Finally a plan that’s perhaps best avoided though I hope it doesn’t distract you too much from GibraltarFinancialGroup‘s shorter term options which have already put a good number of you in profit. It runs for 30 calendar days and pays once on expiry. The minimum deposit is $10 and for anything up to $500 the rate being offered is 300%. Higher rates include:
330% for $501 to $1,000, and 380% for $1,001 to $5,000. You can check out the GibraltarFinancialGroup members area for figures on the larger deposits.

Payment options are very limited here but to be fair once you accept it’s a gamble before getting involved in the first place you should also accept there’s no refunds if things don’t quite go your way. So just don’t spend too much if that bothers you. GibraltarFinancialGroup accept LibertyReserve and PerfectMoney only. Payments are not instant and will have to be requested from inside your members area.Once made you are asked to allow the admin up to 24 hours to complete the transfer of funds to your e-currency account.

If the GibraltarFinancialGroup investment plans remind you of so many other short term HYIPs in recent times then so too will the design. The program runs off a licensed GoldCoders script which most will spot instantly anyway, and is also SSL secured to give safer transactions. Hosting is provided by AntiDdos who themselves have built up a dependable reputation, with few problems that I am aware of with any of the programs they have hosted. AntiDdos are keeping GibraltarFinancialGroup on a dedicated server. If you have any further questions or just want to make some suggestions to the admin then the main point of contact with him is by filling out the e-mail ticketing form on the contacts page. Also available is a Live Chat feature – not a 24 hour service but for once the working hours are listed and I can confirm that if does actually work (another rarity!). You will also find a telephone number listed on the contacts page, alongside the admin’s e-mail address where you can write to him directly and the program’s Skype details. GibraltarFinancialGroup have Twitter and Facebook accounts as well.

At this stage there’s probably very few of you actually expecting to find some kind of business plan in operation behind GibraltarFinancialGroup. For the record they have a lengthy “about us” page that contains next to no practical information, just jargon and financial buzzwords, but no solid info on what they do. But then again I think we all know what that really means at this stage. There’s been a lot of HYIPs like this in the recent past and in all fairness considering the huge rates they offer some of them haven’t been al that bad, but not forgetting that none of them can sustain themselves forever you need to act accordingly, take advantage of it at the right time, use GibraltarFinancialGroup only as a smaller part of a wider investment portfolio, and always stay within sensible and affordable spending limits.

DAILY NEWS FROM THE INDUSTRY

GIBRALTARFINANCIALGROUP – CELEBRATING 70 DAYS ONLINE

Continuing with GibraltarFinancialGroup, they celebrated 70 days online yesterday. This is not some fake achievement like the rest of the stats obviously are ($20,000,000 deposited, $10,000,000 withdrawn) and I highly doubt they have the 20800 members they claim either. The trick here was to start the program slowly and with a bunch of totally different plans, advertising only on a couple of monitors so not to attract a lot of attention. Then two months later totally change the plans and loudly proclaim its long time payments record. This strategy has worked well in the past for many short-term programs like GibraltarFinancialGroup, though you should realize that despite being online for 70 days the program can be considered new as explained in the review. Well, the only thing that matters here I guess is timely payouts which are processed fast to both LibertyReserve and PerfectMoney so I hope that GibraltarFinancialGroup will run for another 70 days and reach 20800 more “members” and 20 million more deposits, lol. Anyway, here is the latest newsletter from them:
“Today we are celebrating our 70 days online!
Today we are reaching and celebrating our 70 days online and we have 20800 members which entrust their funds to be managed by GibraltarFinancialGroup.
We will keep continue improving our work and funds management to make sure that the our clients’ returns of investments remain as stable as they always were.
We have also put a lot of effort and giving our best in improving all part of our services. Regarding improving our services to GibraltarFinancialGroup clients, we have provide skype, phone, and live chat support.
So all of our clients or visitor, can get in touch with us and help the clients with the problem they may have.
Please do not hesitant to drop by or having contact with us, we will gladly assist anyone of you further.”

LUXORALLIANCE – THE RESULTS OF ONE MONTH ONLINE

Although the achievement of LuxorAlliance in reaching one month online (35 days to be exact) might be not considered so great, but a lot of investors have managed to reap good rewards from its investment plans paying 1.8% for 15 days, 2% for 30 days, 2.4% for 45 days, 2.8% for 60 days with principal returned on expiry toLibertyReserve or PerfectMoney. Despite questioning my truthful and unbiased review of LuxorAlliance published here and praising other reviews in today’s newsletter I must say that the admin has yet to provide me with the answers to the interview. Following his not very positive response to my review I suggested he prove me wrong and allow me to visit their so-called office that they allegedly have in London in order to verify that it’s not a virtual address. I will be in London in a couple of weeks and would be able to verify this information anyway. But going by previous experience I’m quite sure I would not find anything worth your attention anyway and it would be just a waste of time which was indirectly confirmed by the delayed response to my interview. I hope the admin is not keeping the answers till the last minute before he’s ready to scam due to my ability to prove his statements about being a registered UK company and having an office in London wrong. I would not be so persistent if only he was more compliant and admitted that LuxorAlliance was just another HYIP game like thousands of others and should be treated exactly that way.

Well, that being said I can’t deny that for the first five weeks online LuxorAlliance has brought profits to the first investors from 15 and 30 day plans so let’s hope it continues this way for at least another month and beyond. I’m pretty confident that the program can do this judging by its prompt payments and communication level. The social networking sites are taken seriously and you can now get in touch with the administration by following them on Google+, Facebook or Twitter and even phone them on business days. That alone should provide investors with necessary confidence but please make sure you realize that LuxorAlliance is just another HYIP despite their unproven claims, so only invest what you can afford to lose. Here’s the full newsletter:
“LUXORALLIANCE NEWS #4 [The First successful month of LuxorAlliance!]
Hello LA Investors,
Welcome back to your LA Community!
We hope your week has been enjoyable so far. We are utterly pleased to announce LuxorAlliance has completed one month and hopefully each member of the LA community have experienced a profitable ride with us. We assure you many more more months of profits. It is just the beginning!
We heartily thank you all for showing such a good amount of support and appreciating our services. We are even more satisfied with the fact that investors who had left the high yield market due to frequent scams are again coming back to join LuxorAlliance.
To update you on some facts, you can now follow us at Google+ along with Facebook and Twitter.
https://plus.google.com/103565599725897769861/posts
https://www.facebook.com/pages/Luxor-Alliance/288212934563193
https://twitter.com/LuxorAlliance
We do provide phone support to interested investors. Unlike many other high yield programs, it is working with staff members dedicated to phone support only. Any member who needs personal assistance can call us between Monday to Friday.
Tel.: +44 20 8144 7706 (Mon- Fri: 9AM – 5PM GMT)
Fax: +44 20 8082 5563
Mr. Adam Grant, the CEO (Chief Executive Officer) of our company has decided to publish the official LuxorAlliance video, that we plan to broadcast next two weeks.
To begin another successful month, we are taking advertisements more seriously than ever. We have already added most resources, that are considered reliable.
We would like to thank hyipblogger, naver, moneynewsinsiders, torrek Admins for writing a well- analyzed reviews about us.
Some members asked us about instant payments. We would like to make it clear, we consider manual payments are much more secure and we will never resort to instant payouts. Protection of your account is one of our primary concerns.
Another question is about referral program. We would like to remind you that only active members who have made deposit are able to get referral commission.
From now on, the LA news release will be published every alternate week (be-weekly) on Saturday, as LuxorAlliance is growing steadily. In the mean time LA community members can contact us anytime.
Here you can see our current statistic:
http://luxoralliance.com/images/stat4.png
To end this edition, stay with us for many months of money making. We continue to work, and make profits for our clients!
Best Regards, LuxorAlliance Team”.

LUCIDNATURE – MNO INTERVIEW ANNOUNCEMENT

LucidNature (reviewed here) has been also paying promptly for over five weeks now and that means that the first principals on expiry of the 1.5%-2.5% for 25 business days plans have been returned to the first lucky investors. To celebrate its first month online the admin of the program Edwyn kindly agreed to answer some questions for an interview which was published a few days ago and can be read here. I hope that reaching the first profits which were paid to the members’ AlertPay, SolidTrustPay and LibertyReserve accounts the interview will be a good boost for LucidNature with more investors joining the program. Currently the membership exceeds 600 according to the latest newsletter published below:
“Interview and principal payments
We are happy to inform you that payments of principals have already started. Members who joined us in the first days of LucidNature are already making profits.
We have been interviewed by the famous MNO blog. We thank MNO for doing that. You can find the interview here:
http://money-news-online.com/blog/2012/01/30/30012012-interview-with-the-admin-of-lucidnature/
We just turned one month old a week ago. We are more than happy to congratulate all members with our 1st month anniversary. We are glad for all the efforts the members did in promoting LucidNature and making it a success.
This was surely a challenging month where we have tackled all the hurdles the industry unveiled us with. Our numbers increased to over 600 members in the past weeks. We are climbing the traffic ranks of the most popular monitors and we have never missed a payment for over 30 days.
Best Regards, LucidNature team”.

BENSONUNION – PROMO BANNERS FINALLY AVAILABLE

I must admit that I did consider BensonUnion as the best new program when I first reviewed it on MNO two weeks ago (read that here). Mostly it was my perception based on well-balanced and sustainable investment plans paying 1.2%-2.45% for 170 business days with principal returned on expiry and instant payments to LibertyReserve and PerfectMoney, a perfectly organized website with a lot of features, comprehensive video presentation, and the unique script. The only thing that made me treat BensonUnion less seriously was the lack of advertising banners which in my opinion is absolutely essential if an HYIP wants to succeed. To be fair the admin agreed and promised that the banners would be available for everyone by the beginning of February. Well, today I’m glad to say he kept his promise and uploaded the banners of different dimensions and types (gif and flash banners) on his server making the promotion of BensonUnion easy for everyone:
“Promo banners available now!
Dear clients! BensonUnion promo banners have been published in Global Partnership section of client area. Multi-language banners will be added within a few weeks. We do our best to satisfy our investors and advertisers.”

TOPSFUND – TOP INVESTOR AND TOP REFERRAL

The admin of TopsFund (reviewed here) recently announced the winners of Top Investor and Top Referral contest for two months – January and February 2012. I guess this contest is just another marketing trick from an experienced admin just to show off how healthy and financially solvent his program was if he is able to pay $10K to the best promoters and top investors. Well, still we don’t know if any members at all were really credited with such huge amounts as I don’t know any promoters or investors with such names or the names which were announced for the same contest earlier. So I suspect they might be just fake and made-up names just as all the stats shown on the site of TopsFund. Anyway, here it is for your amusement:
“Top Investor & Top Referral February 2012
Top Investor of the month January-February 2012 is Peter Wang .
Top Referral of the month January-February 2012 is Yurino Zukov.
Congratulations! Enjoy the $10000 bonus which credited into your account balance!”
I would like to update you that TopsFund still remains the #1 program on MNO’s Premium list paying promptly to all investors in the daily paying plans – 0.5%-1.5% daily forever (principal back after 18 months), 0.6%-0.7% for 300 days (principal returned on request), 1.5%-3% for 150 days (principal back). As I already mentioned on my blog many times two other plans offered by TopsFund are NOT recommended – 1080% after 180 days and 1620%-1800% after 90 days – so please be extra careful when you are making your investment decisions.

PROFITIMA – ADVERTISING EFFORTS EXPANDED

The admin of Profitima tries his best to show investors that his program is advertising on the best HYIP related sources. Despite only being on Standard listing on MNO Profitima purchased the top banner on MNO monitor for a month in hope of being noticed. Unfortunately, I can see that not many investors paid attention to this program yet despite fast payouts. Plans accepting AlertPay, PerfectMoney and LibertyReserve and starting from $10 include – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days, all with principal returned on expiry. I’m not sure also why the admin needs huge growth from the beginning because in my opinion such programs shouldn’t be advertised too heavily as they are usually noticed by more investors only after the first cycle is completed. But I guess everyone is entitled to his own opinion on that and the latest newsletter from Profitima (reviewed here) was entirely dedicated to the advertising efforts:
“Profitima Advertising Campaign Update!
Dear members,
We are happy to inform you that we have updated our ratings page and Profitima is now monitored by the monitors of the highest quality. The project is currently heavily promoted and advertised on a wide variety of blogs, monitors and forums. Our members database is growing very fast with many new investors everyday and we are very glad and excited about it!
Best Regards, Profitima Administration”.

PANAMAHEDGEFUND – FAKE MONITORS WARNING

There are a couple of fake monitoring sites that in actual fact have nothing to do with monitoring business at all. They are set up entirely to show fake statuses of programs with the intention of blackmailing the admins. Such monitoring “services” should be definitely named and shamed and thanks to the admin of PanamaHedgeFund who did so in his latest update posted on the site yesterday:
“Beware of fake monitor sites
 Our customer reported some monitor sites who post fake data about PanamaHedgeFund without even having an account in our system: myinvestblogru and monitorinvestru.”
PanamaHedgeFund offers instantly processed payouts to LibertyReserve and PerfectMoney on 1.9%-2.7% per business day for 30-365 days plan with principal returned on expiry. The gradual increase of daily interest rates in PanamaHedgeFund is better explained in my full review of the program published here.

WORLDWIDECAPITAL – PAYMENT DELAYS

You might remember that just a few days ago I mentioned a 10% bonus of the first-time deposit offered by WorldwideCapital (read the article here) and questioned the validity of this offer guessing that the program might collapse soon. Well, it looks at the moment that WorldwideCapital might really be in trouble because withdrawals from them are pending for over 36 hours now. Although it hasn’t reached the promised 48 hour timeframe I would still prefer to issue this early warning about investing there and move WorldwideCapital to Waiting status on MNO for now. If the admin doesn’t explain the reason for the delay or doesn’t pay me and other investors by tomorrow then further action will be taken and WorldwideCapital will be moved to Problem status on MNO. Please be careful with the program right now and do not invest there at least until tomorrow when hopefully everything will be made clear!

INTRODUCTION OF PAIDPROCESS

If you check out MNO blog and monitor regularly you might have noticed another promising and brand new short term program called PaidProcess added to my Premium list late last night. The program offers two investment plans – 25% for 5 calendar days and 160% after 10 calendar days. The payment processors accepted are LibertyReserve and PerfectMoney. The minimum to invest in both plans is $10 and the payments are processed instantly on request. The script PaidProcess runs off is a modified version of MonetarySoft extra secured for the purpose of instant payouts which I must say was hardly recognizable. The site is SSL encrypted and hosted on a dedicated Staminus server which is well protected from DDoS attacks according by the admin. Anyway, at first glance PaidProcess looks a very promising project and I can’t wait to give a more detailed review soon.
Meanwhile here’s the introductory newsletter posted yesterday on the PaidProcess website outlining briefly its main features:
“PaidProcess is now open
Dear HYIP investors,
PaidProcess‘ site is now up and you are welcome to start making money today. We are making money in high-technology related businesses and we need you to join our team so we can increase our investment capital and increase our profits, we are trying to achieve a new level of wealth for us and our families and you can now achieve it for yours.
Our site offers two investment plans for you to choose from, one paying 25% daily for 5 days and another paying 160% after a total of 10 calendar days, your principal is included in both and all withdrawals are fully automatic.
Our support team is ready to receive your phone calls or e-mails at anytime. We hope you will become a part of our team soon!
Best wishes, PaidProcess Administration”.

GET PAID REPORT FOR 04/02/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: GibraltarFinancialGroup.
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, EurexTrade, PammGroups, IncomeInt, LuxorAlliance, GeniusVenture, CrownEarnInvestgroup, FelminaAlliance, SolidForexLtd, FACTUnion, LucidNature, PlexCapital, VascoForex, InvfairLimited, PaidProcess (first instant payments received).
From MNO Standard list: PanamaHedgeFund, Profitima, PXSense (first payment received).
From MNO Basic list: EtoroGainClub, WalesFinance, AmbrianInvestment, PerfectLottery, UFOWin.

That’s everything that happened in HYIP industry for the last 24 hours that I think you need to know about. See you all tomorrow, enjoy the rest of your weekend, and good luck with your investments!