EVBUSINESS – SELECTIVE PAYMENTS CONFIRMED

I would like to start with a warning that is now official – EVBusiness is ready to scam. Last night I received the first complaint from one reader and was able to check his account and independently verify that his withdrawal request was not processed within the promised 24 hour timeframe. Smaller withdrawal requests submitted by him were marked as processed as I noticed when looking through his account, but I can see that EVBusiness is now paying selectively so some investors may still report payouts. I myself can confirm that my own withdrawals from EVBusiness have been paid instantly or within 24 hours so far. However, it doesn’t mean that it’s safe to invest there anymore, as the thing about selective payouts is that once they start, they spread like a cancer and will reach everybody sooner than you think.

I would like to remind you that I already noticed the first signs of collapse of EVBusiness and let MNO readers know my honest opinion about it a week ago in this article. Some investors even tried to argue with me on my ShoutBox and said that the program might last much longer than I predicted. However, the inability of the admin to extend Sticky listing and banners on MNO is usually a pretty reliable indicator that he’s planning to run off with his member’s money pretty soon. And I was right because just a few days later EVBusiness suddenly changed their plans from longer-term 60-day plan to a much shorter 5 day plan at the same time increasing the minimum investment to $500. This alone made me give a warning on MNO which you could all read here three days ago. Now that my prediction came true I don’t want to say “I told you so”, but for me the fact is that the signs were just too obvious to ignore and not share them with you. So if you read MNO regularly and trusted my gut instincts you would I hope save money from investing in EVBusiness in its last days online. Please note that some monitors will still display EVBusiness on Paying status, although for me it’s obvious that there will be more and more complaints soon which will make more monitors change the status to Problematic as well. It’s just a matter of time now.

I would also like to say that EVBusiness was definitely a much more successful project than the previous PreMoney fast scam. However the tactics used by the admin were predictable and smart investors left the program earlier. For those who lost in EVBusiness, trust your instincts next time and read MNO regularly to be able to spot the early scam warnings which will help you avoid losing money. And for the record, I will continue to say what I want to say on my blog, even of it turns away (especially if it turns away!) some crooked admins. Actually I’ll be glad if they advertise on less strict sources, and I’ll keep my opinions unbiased and independent as I’ve always done.

NEWGNi – NEW TOOLBAR AND THE END OF STP PROMOTION

NewGNi recently finished its first month online alive and kicking. The payments from the program are made once daily on business days and the first investors should be really satisfied with the profits made to their SolidTrustPay, LibertyReserve and PerfectMoney accounts from two available investment plans – 1% per business day and 6% weekly with no expiry date and the option to withdraw your principal after 180 days. The admin of NewGNi Jurgen is becoming more active and recently requested an interview on MNO, so I sent him some questions last night. Hopefully I’ll be able to publish that soon. As you might know, MNO was selected as the only official monitor for NewGNi and it looks like it has definitely paid off as Jurgen just renewed his big tower banner on MNO blog for three more month and it currently expires in the beginning of June. I believe that might be a good indication of their long term intentions for my readers and that is why I thought it necessary to mention it.

From the latest newsletter issued by Jurgen last night, members can find out about the new social bookmarking toolbar available on the bottom of NewGNi and about the SolidTrustPay promotion which has been running since STP first introduced as the third payment processor recently. I must say that the accepted STP funds definitely gave a boost to their growth which will hopefully continue for a long long to come. Here is the latest newsletter from NewGNi (reviewed here):
“Newsletter 2 February 2012
Dear clients, friends and fans
For this week, just a short news update:
We are striving to offer you a convenient state-of-the-art investment platform and are permanently improving our portal. Today we’d like to introduce our new toolbar to you: Consider it as a gateway to social media practicality. You can access our facebook posts and twitter ‘tweets’ direct from all our front-end pages.
Since the standard toolbar, we used for a couple of days, broke our SSL encryption, we decided to create our very own one – and here we are: SSL throughout. Enjoy!
We will add more features in the weeks to come, so please stay tuned.
Unfortunately ‘All good things come to an end’, as performed by Nelly Furtado: I have to announce that our SolidTrustPay introductory bonus promotion is over. Yesterday we’ve received our 100′s STP deposit and credited the bonus to the depositors account balance. You may still invest with STP, as they are great – but there are no bonuses left for now.
That’s all for today, I’ll see you next time.
Best regards, Jurgen
NewGNi Administration
Follow NewGNi on Twitter, Facebook and MNO”.

WINNINGPROFITS – FIRST MEMBERS IN PROFIT

Good news came from the admin of WinningProfits Bruno (interviewed here). He confirmed the first profits should be received by the first investors in the first available investment plans via AlertPay, LibertyReserve and PerfectMoney since the program first opened three weeks ago – 5% for 24 days and 120% after 20 days. It looks like WinningProfits not only managed to successfully survive the first cycle but also introduced a new shorter term plan paying 10% for 11 days which is still available for deposits from a $5 minimum. Although I believe that the new plan makes the other two obsolete I still hope it might boost the program’s growth and make it more competitive than the other short-term programs. Here is the last email received from WinningProfits (reviewed here) yesterday:
“WinningProfits 20 days online!
Just a very brief email to announce that the members who invested in the warlock plan on day one have completed a full cycle and have been paid their profits.
Things are going very well and with the growth we are seeing I have no doubt that things will continue to stay on the up and up.
You can always contact us with any questions.
Bruno”.

FACTUNION – MNO INTERVIEW ANNOUNCED

There was a short update from the admin of FACTUnion Amelia yesterday. She just announced the interview that she gave to MNO recently which you can read here:
“Interviewed By MNO
We have been interviewed by Paul of Money-News-Online and I highly recommend our members to read this interview:
http://money-news-online.com/blog/2012/02/01/01022012-interview-with-the-admin-of-factunion/
Regards, – Amelia (Administrator) / FACTUnion.”
FACTUnion is a program that has been paying on two hourly (4%-5% for 30 business day) and one daily (1.2% for 150 calendar days) plans for over two months already. The payment processors accepted include AlertPay, LibertyReserve and PerfectMoney starting from $5 and the payments are usually processed instantly. FACTUnion recently increased their advertising efforts on many forums and monitors including MNO which reviewed it here. Hopefully, Amelia will be able to accomplish everything what she planned and the program will keep growing nicely.

SENROSGROUP – NOW ON FACEBOOK

Sometimes the communication between admin and members is crucial, especially when the site is under attack or unavailable for some reason. In that case, Facebook and similar social networking websites become very helpful and prevent panic. I’m going to make Facebook available for posting to MNO readers very soon too, but many admins already do so. For example SenrosGroup recently opened a Facebook page in addition to Twitter which was announced few days earlier, so hopefully that will improve communication there:
“Facebook Added
As you may have noticed, today we have lauched our official Facebook page. There is no doubt that social networks have become the essential part of our lifes and SenrosGroup will not fall behind these modern realities.
Please do not forget to follow us on Twitter – https://twitter.com/senrosgroup
And ‘like’ us on Facebook – http://www.facebook.com/pages/Senros-Group/237897199625160”.
You can read my full review of SenrosGroup on MNO here. The program accepts LibertyReserve and PerfectMoney starting from a $10 minimum and currently there are three investment plans, each returning your principal on expiry – 1.5% for 15 business days, 1.8% for 25 business days, 2.5% for 50 business days.

CROWNEARNINVESTGROUP – NEW MONITOR CONTEST

The admin of CrownEarnInvestgroup Vincent (he’s going to be interviewed on MNO soon) is a pretty good marketer in my opinion. Just yesterday he paid for a package of three banners on MNO monitor for one month each which was greeted by many investors as a positive sign. And today a contest among monitors was announced in which three winners with the highest ref commissions paid till the end of February will be awarded with 6 month banner advertising contracts. This is definitely a good solution as only testing will be able to find the best monitors. Some monitors can boast a lot of referrals but as Vincent fairly said – it’s not the quantity but the quality that matters. I am pretty sure that MNO will bee one of the winners with the support of my loyal readers and investors. Here is the full message for monitors:
“TO ALL MONITORS
Win a 6 month contract of banner advertising on you monitoring site.
For the 3 most active monitors with the highest referral commission paid out by the end of February month will win an exclusive advertising prize for 6 month paid advertising on your monitoring site.
Its not quantity but quality that counts
Vincent Logan
CrownEarnInvestgroup, Marketing & Sale”.
CrownEarnInvestgroup was first reviewed on MNO here, make instant payouts to LibertyReserve and PerfectMoney. Investment plans are quite lucrative with 3.2%-7.91% for 21 days, 102% after 1 day, 136%-144% after 14 days.

TOPSFUND – 150 DAY PLAN CLOSED

The tactics of limited available units and opening and closing new investment plans are used by the admin of TopsFund (reviewed here). I remind you that you can read my full article in order to better understand such a strategy and avoid the hidden traps here. This is an article about EzProfit – a program run by the same admin in the past with a similar strategy used by its successor TopsFund. Anyway, the latest news might not be treated so seriously as it has axed the plan which was paying 2250% after 150 days and therefore was not popular among smarter investors anyway:
“Fixed 150 Plan Closed
Fixed 150 Plan closed and not allow to invest as the 5000 units offered already sold out.”
Clever marketing tactics can definitely be seen here, though experienced investors won’t invest in unrealistic plans like 1080% after 180 days or 1620%-1800% after 90 days which are still available. Despite the timely processed payouts to all TopsFund investors it might be too late to join even the daily paying plans now – 0.5%-1.5% daily forever (principal back after 18 months), 0.6%-0.7% for 300 days (principal returned on request), 1.5%-3% for 150 days (principal back). They have been really good for the investors who joined seven months ago when the program just launched but it will be more difficult to break even now. So enjoy your profits while TopsFund lasts but be careful when joining new investment plans at the moment!

ONEINV – NEW INVESTMENT PLAN ADDED

If TopsFund is already removing some plans the admin of OneInv (absolutely the same person, by the way) is doing exactly the opposite – adding a new plan with a one off payment on expiry. Today another plan paying 1620% after 180 days was added with a minimum investment of $500 via LibertyReserve or PerfectMoney:
“Medium Term Plan Launch!
Medium Plan pay 9% daily for 180 days. Total 1620% return. Principal deposit not return. Your pure profit will be 1520%. Will be closed once reached the investment limit.”
I guess there is no need to say that such plans cannot be recommended and according to the same EzProfit strategy discussed here and taking into consideration that the program is being run by the same team we can conclude that it will most probably finish in six months from now – the time when the first payouts on expiry of this new plan are due to be paid. As with this 1620% after 180 days plan two more investment plans in OneInv are not recommended for the same reason – 1500% after 300 days and 2500% after 250 days. With two other plans offered by OneInv (reviewed here) you still have a fair chance to be in profit – 0.6%-1.2% daily forever (principal back after 12 months) and 1%-2% for 300 days. I myself don’t expect OneInv to collapse soon and in my opinion will to pay for six months at least which should be enough for the admin to lure newbies into the on-expiry plans and make good profits for himself.

LIFETIMEPROFITS – CELEBRATING TWO MONTHS ONLINE

LifeTimeProfits (reviewed here) just recently celebrated two months online. That was definitely more than enough for the first investors to profit from their 3%-5% for 50 business days plan via LibertyReserve and PerfectMoney for a $10 minimum. Please note that the original principal is already included in the daily earnings and is not returned. Hopefully that alone will make LifeTimeProfits more sustainable in the long run and it will have many successful months to come. Here is the latest from them:
“Second Monthly’s Birthday
We are proud to inform our valued investors that we are celebrating today the successful completion of our second month online; During this period, we have proved our efficiency, and our investors can witness that LTL is just doing great with very fast payments, proper members support and without any major complain.
This is just the beginning, and LTL still have a very long way to travel along with the investors who trust us.
Finally, we can say only that actions speak much louder than words, trust us and we will never let you down.
Best Regards. Lara
LifeTimeProfits”.

PANAMAHEDGEFUND – DDOS ATTACKS AND COMMUNICATION ISSUES

I already got a few complaints from readers regarding communication problems with the admin of PanamaHedgeFund. He seems to either refuse to reply or with huge delays. I contacted him regarding the inaccessibility of his site a few days ago which worried many investors but still haven’t received a reply. I just saw the small update posted on the website of PanamaHedgeFund which is currently back online explaining the reason as an extensive DDoS attack:
“DDoS attack
PanamaHedgeFund was offline for the last 24 hours due to a DDoS attack. In one week we will add more servers and upgrade to more powerful anti-ddos protection to ensure non-stop work and 100% uptime.”
Anyway, at the time of writing PanamaHedgeFund is back online and I’m glad to note that all the withdrawals are still being paid instantly to LibertyReserve and PerfectMoney on 1.9%-2.7% per business day for 30-365 days plans. I guess such prompt payouts are compensation for the admin’s incapability to communicate properly. If you wish to read more about the plan in PanamaHedgeFund which is quite complicated you can check out my review published here.

INTRODUCTION OF GIBRALTARFINANCIALGROUP

A new program added to Premium listing on MNO and Sticky listing for a whole month is GibraltarFinancialGroup. The program is a good example of the gradual expansion and new features in order to provide stable long term growth and support prompt payments for weeks to come. Just look at the website of GibraltarFinancialGroup and you will see they’ve been running successfully for over two months. However, I should warn you that the program started back in November 2011 with different investment plans and according to the latest news update published just a couple of days was refurbished and changed to more profitable plans only recently:
“Good news!
We have worked in a long time and keep rising in a successful way, we have proof it through our stable profit share and we are giving all we might to keep it as stable as they were. We have gone through many researches and our strategy has been proofed, increasing our investors profit better and bigger.
And now, as the proof that our strategies is powerful and could bring better profit, we have decided to change our plans.
Now our newest plans give our investors bigger profit in short time, and more stable than before.
Kind Regards, GibraltarFinancialGroup Team.”

GibraltarFinancialGroup‘s currently offer on expiry plans which you can join via LibertyReserve and PerfectMoney for a $10 minimum and will definitely be familiar to experienced short-term players – 105%-127% after 1 day, 116%-190% after 3 days, 128%-267% after 5 days, 141%-355% after 7 days, 190%-650% after 15 days, 300%-1300% after 30 days. Please note that withdrawals are not instant and might take up to 24 hours. GibraltarFinancialGroup is running off a licensed GoldCoders script, is SSL-secured and hosted on a dedicated and protected server by AntiDdos. The downtimes are highly unlikely therefore and I expect some good results from the program, especially considering the admin was quite generous in advertising. You can read more about GibraltarFinancialGroup here tomorrow, so don’t miss it!

INTRODUCTION OF PXSENSE

Another program joining MNO last night is PXSense. Although the program is only listed on Standard Listing in my opinion, it has more interesting features and is certainly more sustainable. PXSense is really quite different from most others in the industry and apart from only one investment plan paying 2% rebates for 75 calendar days for $10 units which can be bought via AlertPay, SolidTrustPay or LibertyReserve PXSense also offers a matrix and pixel advertising to its clients as additional revenue streams. The program is running off a MonetarySoft script and is fully SSL-secured. Hosting is on a dedicated Staminus server protected by Koddos.

I will be discussing more features of PXSense in the upcoming review soon. But for now I would like you to check the latest newsletter from the admin posted on the program’s own blog a few days ago which will describe features over the last month online:
“Celebrating 1 Month
Hello everyone,
I am Christer, Your Admin! Today PXSense becomes one month young. We had a wonderful month full of positive developments, attractive bonuses, fulfilling promises, and of course a rapid growth! Before I get started with today’s lengthy newsletter, I am thankful to all promoters, supporters and of course our PXSense team, that consists of highly talented and motivated people who have proved their performances and who have rock solid experiences and expertise.
At this stage we are exiting the “Lite Launch” phase and entering the phase of standard operations. Our team is compiled and PXSense is fully complete. PXSense is todays’ most extra-ordinary program with ALL-IN-ONE exclusivity. We are empowering investors, we are empowering advertisers, and we are empowering promoters of smaller scale to giants with huge downlines. PXSense is on the cutting edge of technology, service, business development and innovation. That makes PXSense the PERFECT choice for EVERY ONE.
Open Challenge:
My Open Challenge to anyone is to show me an operational program that can offer the same or better services, concepts and features than PXSense.
Matrix Placements:
Upgrades from before the announcement of the Matrix Program are NOT considered for Placements. All Upgrades bough on the 16th of January of after that are eligible for Placements.
The system calculates your placements automatically after buying Upgrades. You don’t have to buy 10 Upgrades and after that 10 more. You can buy 20 at once and you will get your 2 placements automatically.
The PXSense Experience:
We are still running contest for original testimonial, paid post, banner or anything creative related to PXSense. Our mission is not only to make money for you and add value to your advertising, but also to make you have fun with our system. Making money and having fun is the true PXSense Experience.
Instant! Withdrawals:
Celebrating our first month anniversary is a good excuse to make another addition to the “never-ending” process of improvements and introductions of new features. We are giving you Instant Withdrawals to Alert Pay. Now, you don’t have to wait for your request to be processed, instead it will be paid as soon as you click the “Withdraw” button. This feature only concerns Alert Pay withdrawals.
Note: Instant withdrawal are only exclusive to members having active on-going rebates.
How you can earn from showing advertisements:
We have increased the conversion rate of your Credits-to-Cash to $3 per 1000 PTP Credits. This is a promo offer for our anniversary and it will expire in few days. Then we will go back to the original $1 per 1000 PTP Credits.
Promoters still earn PTP credits from visitors who click on banner ads as well as pixels. You, as a Promoter, are still awarded with PTP Credits for each click made by the visitors you send to the Pixel Page or simply by showing the Pixel page for viewing only. To get credit you will have to promote your Pixel Page Link, found from the Referral Tools in the Member menu, and also to be PTP Approved through text message verification.
To learn more click here: https://www.pxsense.net/s/contents/promoters/
Thank you for your time,
Christer and the PXSense Team”.

GET PAID REPORT FOR 03/02/2012

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: RelaxCapital, WorldwideCapital, GibraltarFinancialGroup (the first payments received).
From MNO Premium list: TopsFund, OneInv, NewGNi, Royalty7, EurexTrade, PammGroups, FXMoguls, IncomeInt, ForexReflex, LuxorAlliance, WinningProfits, GeniusVenture, CrownEarnInvestgroup, FelminaAlliance, ProfitableSunrise, SolidForexLtd,  BensonUnion, FACTUnion, LucidNature, PlexCapital, VascoForex, SenrosGroup, InvfairLimited.
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund, Profitima.
From MNO Basic list: EtoroGainClub, WalesFinance, AmbrianInvestment, PerfectLottery, UFOWin.

That’s about it for tonight. I hope my articles help make your experience in the HYIP world more profitable and if so check out my blog tomorrow for more new and updates from the industry and a detailed review of GibraltarFinancialGroup. See you all then!

Simple, basic, but highly profitable plans such as 110% after 5 days and 130% after 10 days including principal have already put a good number of investors into profit with IncomeInt since that time, and while there’s no denying the risk is high (which is what the entire online HYIP industry is about!) there may still be room for a lot more to profit still. We’ll see how that goes but in the meantime if you like what Eric has to say for himself and would like more detailed info on the program, IncomeInt was first reviewed on MNO here.

“1. Hi Eric, please introduce yourself to the readers of MNO and tell us please about your own involvement in IncomeInt.

Hello everyone, I am Eric Noys, founder and administrator of IncomeInt, a new HYIP that was launched a few weeks ago and has been a success so far.

2. Can you give us some background information on IncomeInt? How many others are involved with the program or are you operating alone? How long have you been online?

There is a designer and a programmer who help me on a daily basis as I do have some knowledge in programming but it’s better to leave those problems to an experienced professional as I basically take care of payments while three other people take care of our customer support, one for English, one for French and one for Russian.

3. What plans are available to investors in IncomeInt? Explain them in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest?

We offer two plans, plan A pays 110% after 5 calendar days with principal included, which means a 10% net ROI while plan B pays 130% after 10 calendar days, also with principal included which means a 30% net ROI. The minimum investment is $10 and maximum is set to $10,000.

4. What payment options are you accepting at the moment? I know that since first launching IncomeInt you have expanded that list (which I’m sure has contributed enormously to your popularity) but particularly with regard to AlertPay how safe do you think this is for the survival of your program? Considering they can be highly unpredictable when dealing with HYIPs, and could turn on you at any moment.

You are right, we only accepted LibertyReserve and PerfectMoney when we first launched the program but we are now accepting AlertPay and SolidTrustPay too. We are aware that some other HYI programs had problems with AlertPay but that won’t be a big problem for us as most of our funds are not kept online.

5. How secure is the website of IncomeInt? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

IncomeInt’s website is very secure, we bought a 10GBPS anti DDoS attack protection from Staminus, it was the most complete and expensive package they offered. We are on a dedicated server with SSL encryption as well, security is one of our main concerns.

6. Tell us also about the script IncomeInt is running off. Where did you get it and why do you think it’s the best for your program?

IncomeInt uses Gotenk’s script as we spoke to several script providers and he was the only one who answered us quickly and actually worked to make sure the changes in he would make in the script would be exactly what we were looking for. He has been very supportive and so far the script didn’t show any problems, I personally think it won’t.

7. Can we see any statistics regarding the site? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

Yes, our statistics are public and can be seen in our main page. As of now, we have 1450 registered members and deposited just passed $70k. The response from our investors has been incredible so far, many of them are communicating with us and giving us suggestions, etc. Most of our new investors have a sponsor so old members are actually playing a very important role for the future life of IncomeInt.

8. How can members contact you if they have any questions or support related issues? I did notice that you have a built-in Live Chat widget on IncomeInt. Would you be there yourself very often (ie at the same time every day) or just occasionally?

They can write us an e-mail, which can be written in English, French or Russian or call as at +441394647551 or go to our live chat as you mentioned. I am online a big part of the day nearly every day so it’s not hard for members to speak to me directly!

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

Some people contacted us about our company’s registration so we included it in our previous newsletter as well as the most common questions received too.

10. How have you been promoting the program so far? What advertising strategy have you been using? How are you getting new members to join? Tell us about the referral contests you have planned as well, and how they are going to work.

We bought some banner ads and listed IncomeInt in several monitors but what has been working the best so far is mouth to mouth advertising as most members coming lately have a sponsor. We won’t stop buying advertisements but we strongly believe that doing a great job is the best advertising out there and that can’t be bought. Our referral contest awards the top 5 promoters every 10 days, we created a special page for it where you can see the status of the contest and winners from our previous contest already got paid their prizes, which up to $100.

11. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members?

We are investing in several private high yield investment opportunities that are usually not available to the general public. These opportunities show up on a regular basis so we can take advantage of them very often and achieve a very high profit in a short period of time.

12. And finally is there anything else you wish to say not covered in this interview? Anything in the review you may not agree with or wish to comment on? If you had just one more thing to say to the unconvinced about the merits of putting their money into your program, what would that be?

Of course we would like every HYIP investor out there to join us but they should do it when they feel comfortable. We are doing our best here and a lot of people already noticed that. We want to make IncomeInt the mid-term program of the year and being a part of our journey to achieve will bring its investors nothing but success and huge profits.”

That’s about all for today, guys! Just to say thanks too Eric for taking part in the interview and wish him the best of luck in keeping IncomeInt online for a very long time to come. But more especially best of luck to the investors there at the moment and to those about to join. Fingers crossed it’ll be as profitable for you as those who have already joined and collected their payouts before you. I’ll be back again tomorrow with all the latest updates from the programs on the MNO monitor list so I hope to see you all then!

Before we here from Amelia let me just remind you exactly what plans FACTUnion have available. They start with two plans 4%-5% per day for 30 business days, though in an unusual move interest in these is credited every hour. Given the age of the program these might be the more attractive options now. Then a more traditional 1.2% for 150 days plan is also available. If you like what Amelia has to say about the program and are looking for more detailed information then you can read the full review of FACTUnion first published here.

“1. Hi Amelia, please introduce yourself to the readers of MNO and tell us please about your own involvement in FACTUnion.

I am Amelia Sandu from Madrid, Spain but currently residing in France. I am an experienced investor and been in industry for over 4 years approx. as an investor and I am also administrator of FACTUnion program, which is categorized as one of risky mid-term programs, however I am running it successfully since past 2 months and I am sure this will continue longer than anyone’s expectations.

As I am not a native English speaker, there might be some errors in this interview so please do tolerate it with me…

2. Can you give us some background information on FACTUnion? How many others are involved with the program or are you operating alone? How long have you been online?

We are a group of traders in ForEx and other commodities but when it comes to online (our website) part, I am the one with full administration privileges along with my 2 co-workers who are handling customers support and marketing departments.

3. What plans are available to investors in FACTUnion? Explain them in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest? What payment options are you accepting at the moment?

There are 4 investment plans that are currently offered by us. First one, or “Forex” plan has the least minimum investment of $5 USD which pays up to 4.08% per day (at the rate of 0.17% per hour), Then we have 2 commodities plans offering 4.8% to 5.04% everyday, minimum to get started with “Commodities A” plan is $2501 USD and $7501 for “Commodities B” which lets investors to optionally use compounding (up to 50%) feature.

We also have a “Long-term Plan” which pays 1.2% daily per day for 150 calendar days and total return is 180% from this one. All plans have principle included.

We are currently accepting LibertyReserve, AlertPay and PerfectMoney. Which in fact are the standards of this industry.

4. You offer instant payments, but I can see that this does not always seem to work. Why not? Under what circumstances will the payouts be instant and what are the reasons they sometimes go to pending? If they do go to pending, then how long (at most) will I have to wait before receiving them?

First let me explain that all payments to AlertPay and LibertyReserve are instant, however there is a problem with PerfectMoney automated payments since we recently changed our hosting providers and it has something to do with Proxy and/or PerfectMoney’s API server IP… Well I am not really good with technical things but I have been assured by our hosting providers that it will be resolved soon.

In very rare cases, an investment payment fails but it is then added as a pending withdrawal request in your account. There are only 2 possibilities of it happening, either there would be a technical program for instance some sort of connection issue between our server and payment processor’s API server or secondly we keep limited funds in our API enabled accounts due to security concerns.

5. How secure is the website of FACTUnion? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

We have been online for more than 2 months already, and a couple of times we have also faced downtimes therefore we also understand its side effects and the disasters it might create for any program but we did also came over them and I am pretty much sure that FACTUnion program is safe, hack-proof and secure.

Of course there were attempted to infiltrate our database but unfortunate for the hackers that our database is fully encoded and its hacking proof.

We are also hosted on a managed DDoS protected hosting with dedicated IP address. Did I mention about downtimes? They were both due to our rapid growth and high consumption of bandwidth, we have always been secure from DDoS and always over them as well! So our performance in technical aspects has been unbeatable and far better when compared with our other competitors.

6. What kind of script is your program running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

We are running on a customized script that is used by FACTUnion program after a closed successful program of past (as anyone could have noticed that). As I did mention, I have been an investor myself and I decided to contact the script providers to give me the exact same script (intentionally!) because I believed it is in attractive system for investors. Investment plans are sustainable and what I most appreciate is there is an always something to withdraw each time investors check their account. During last years I used the same system as an investor but the difference this time is that I am the administrator.

Also the script developers are reputed and known for a very long time so I am sure it is safe and has lots of security features built-in.

7. Can we see any statistics regarding FACTUnion? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

Well we have over 2000 members and we attract larger number of traffic as ranked by HYIPExplorer tracker (for example where we are ranked in top 3 traffic receivers). Over 70% of existing membership base are investors.

Indeed I am pleased with the support from our members, and obviously each and every member are important to us (despite of their participations), because having a strong membership base is a main factor and basic pillar of any program.

8. How can members contact you if they have any questions or support related issues? I see that you have a Live Chat feature but no schedule for when members can find an operator there. What time (GMT) does the chat work? Tell us also about the network of Regional Representatives you are trying to organize.

That is right, our live chat is not available 24×7 but Sandra is online there for up to 12-14 hours per day, the timing may vary depending on other different tasks that she is handling almost everyday as well. But the email support offers very quick response as well and all of the queries are answered with in time span few hours everyday.

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

I am not sure if there is any of such but I’d mention about compounding facility here as its only available in “Commodities B” plan (up to 50%) which has a min. investment of $7501 USD and no limit.

And of course: Principle is included in all plans!

10. How have you been promoting FACTUnion so far? What advertising strategy have you been using? How are you getting new members to join?

I am on a safe advertising strategy, instead of adding program in all the places at once, I instead did it eventually and Today we are reviewed by our 9 recognized multi-lingual blogs and we are monitored by up to 27 monitors in which most are well recognized ones.

11. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members? What kind of solid evidence are you prepared to offer investors about this?

We are using the deposits from our investors to increase our running capital in ForEx market where our experienced and full-time professionals are trading in Foreign currencies and other commodities.

Let ma make it simpler, All the money invested either in Forex or in commodities plan go in the same pool from where we take funds out and put in market and fill it back with our withdrawals. It’s not like we start a trader after some one puts their money in for instance commodities plans. Our outcomes are very higher then what we actually offers but we still prefer to offer a sustainable amount to our online investors so we could also cover any kind of loss if we have to face (Rarely but happens!) during trades.

12. And finally is there anything else you wish to say not covered in this interview? Anything in the review you may not agree with or wish to comment on? If you had just one more thing to say to the unconvinced about the merits of putting their money into your program, what would that be?

That would be: We have proven performance in past 2 months, over 2000 members with vast majority in profit! There should be no reason to not to join and be part of FACTUnion!”

That’s all for this evening guys! Thanks a lot to Amelia for taking the time to answer my questions and best of luck to all current and potential FACTUnion members. Like I said there wasn’t a whole lot to report on today but I don’t expect that will last much longer, so I’ll see you all again on MNO tomorrow for all the news that’s worth knowing. See you all then!

For the second plan the minimum investment jumps considerably to $1,000, making it a lot less appealing to the average player. It runs for a term of 60 business days (12 weeks) and is called The Premium Plan. During the term InvfairLimited are offering investors 1.6% interest per day, with their original deposit returned on expiry. That would mean a net profit of 96% for the investor.

Other plans are considerably more expensive and less likely to get too much attention, or at least not until such a time as InvfairLimited do a lot more work in establishing themselves as a dependable long term paying program. But for your information I’ll just run through them briefly for you anyway, the final decision resting with you whether to join or not after all.

So for a $3,000 minimum deposit you can avail of a 1.8% daily interest rate for 90 business days, a $5,000 minimum can get you 2% per day for 120 business days, a $10,000 minimum is offered 2.2% per day for 150 business days, and for $25,000 InvfairLimited are offering 2.4% interest per day for 180 business days. Principal is returned on expiry of all plans.

The other points you need to be aware of regarding InvfairLimited‘s investment plans include the use of compounding. I’m no great fan of the practice myself, but it’s a matter of personal choice I suppose, so if you like it then the option is there for you. Payment options for transferring funds into and out of the program include AlertPay, LibertyReserve, PerfectMoney, and OKPay. You can deposit using either dollars or euros and withdrawals are made manually, requiring you to log in to your InvfairLimited account and request it. Once done you are asked to allow “one working day” (ie up to 24 hours but not forgetting that they don’t work weekends) for your payment to be fully processed.

The design and security look up to scratch as well with InvfairLimited being hosted on a dedicated server with support and a high level of protection provided by BlockDos. The website is SSL encrypted throughout both public and private areas and is running off a unique and customized script. If you need to contact the InvfairLimited support team for any reason, or have a problem with your account, you can get in touch with them by filling out the ticketing form and submitting it. Also included are a couple of e-mail addresses you can write to directly or some telephone numbers you can try if you prefer to speak to somebody in person. InvfairLimited have postal addresses in different countries, and while I am in no position to verify either at the moment I do suspect from personal experience that they are virtual hosted offices.

Despite the original script, one thing not original is the text. It’s copy/pasted from other online sources so it makes it (even more) obvious to the more experienced HYIP industry players to ignore the claims of InvfairLimited to have anything to do with the currency exchange markets and are more connected with the HYIP industry. Even if they do display various certificates of incorporation. There’s always a fair enough chance of making money from it of course as well as the risk of losing it eventually if you join too late. So as you all know by now try to keep a more diverse portfolio and stay well within an affordable spending limit.

DAILY NEWS FROM THE INDUSTRY

CROWNEARNINVESTGROUP – GETTING POPULAR FAST

It’s hard to imagine sometimes what the HYIP industry would look like without the MNO monitor. Just after a couple of days online and first having been reviewed a couple of days ago (click here to read it) CrownEarnInvestgroup became a very popular choice among online investors. The admin already asked for some interview questions which were sent to him tonight, so you can expect to see that soon I hope. For now CrownEarnInvestgroup are getting more and bigger every day thanks to some popular short term investment plans – 3.2%-7.91% for 21 days, 102% after 1 day, 136%-144% after 14 days – and instantly processed payouts to LibertyReserve and PerfectMoney which are the only payment processors being used. According to the latest newsletter from the admin though the growing popularity of CrownEarnInvestgroup has its downside as well in the form of the ongoing DDoS attacks on their servers on which the admin is promising to react by upgrading their level protection to a higher level by the weekend. Here is the full newsletter from CrownEarnInvestgroup in which the review on MNO blog was also mentioned:
“ITS HARD TO BE POPULAR!
Dear valued investor.
Just a short brief on what happened the last 24 hours.
Now after being online almost 48 hours total our investor list has grown a bit more that 100% just since yesterdays nice numbers thanks to our monitors, and a special thanks to MNO Admin who also published a review of CrownEarnInvestgroup. You can find his review on THIS LINK. http://money-news-online.com/blog/2012/01/29/29012012-CrownEarnInvestgroup-review-and-daily-news-from-the-industry/
The problem with instant payments to Perfect Money has been solved and we now have 100% instant payments on both Liberty Reserve and PerfectMoney.
ITS HARD TO BE POPULAR!
Our DDoS provider BlockDos has been working very hard last 48 hours with number 7 heavy attack just arrived. This is the reason for past 45 minutes offline until they cleared off the traffic and made their final setting against the attack. We decided to move our dedicated server to BlockDos Server Park as their service is working better and much faster in their hands without the 45 minutes holes between. This will all be arranged before the coming weekend and we are already preparing the setup. Update will be sent out shortly before the change are made.
We are very sorry for the disturbance regarding the attacks. Just know that its only temporary and we do all necessary steps to give you a 100% positive experience in CrownEarnInvestgroup Ltd.
All best regards, From CrownEarnInvestgroup Ltd.”

PAMMGROUPS – SPAM WARNING

Popularity coming at a price is not exactly new for the admin of PammGroups Cris. His program has been online for only five days but is already one of the hottest short term programs around. It offers several investment plans with payments processed on expiry on deposits starting from $10 – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. Paying very fast to LibertyReserve and PerfectMoney, PammGroups was able to attract not only hundreds of investors but also dozens of scammers and spammers who would do anything in order to benefit from the program’s popularity. So the latest newsletter from PammGroups (reviewed here) was a warning against trusting such spammers trying to contact you from the email addresses which do not belong to the admin:
“PammGroups Urgent
Hello, I just received a message from a few PammGroups members that someone is sending fake emails from our name offering bigger investment percents than we have. Emails are sent from PammGroups@gmail.com, thats NOT our email. Our emails are only:
admin@PammGroups.com
PammGroups@yahoo.com
I would never send emails like this, so if you received anything from this fake email please ignore it. Thanks.
Best regards, Cris. PammGroups.”

SENROSGROUP – NOW ON TWITTER

A short update was issued by the admin of SenrosGroup tonight who announced that his program is now available on Twitter. Hopefully it will improve the communication between the admin and his members:
“Twitter Added
We hope you will find a minute to read our short notification. SenrosGroup is now available on Twitter! You can not follow our regular updates there and tweet us if you have any questions. Stay tuned for more updates from us soon!”
I remind you that SenrosGroup offers instant payouts to LibertyReserve and PerfectMoney on three investment plans with principal return on expiry – 1.5% for 15 business days, 1.8% for 25 business days, 2.5% for 50 business days. SenrosGroup has been paying for 45 days already and more info about the program is available in my review published here.

FACTUNION – MORE FEATURES ANNOUNCED

The admin of FACTUnion Amelia who is going to be interviewed on MNO soon issued an update last night announcing 2,000 members after being online for only two months. There was a mention of nine global representatives of the program in total and about the investment calculator. Such a device will be a very useful tool investors in one of the plans offered via AlertPay, LibertyReserve and PerfectMoney – 4%-5% for 30 business days (interest credited every hour) and 1.2% for 150 days. As you might remember from my review of FACTUnion posted here I personally recommended the 30 business day as you can get 120% profit overall just within six weeks and the instantly processed payouts on the hourly credited interest will allow the member to be in profit in much shorter period of time than the 150 days plan. In addition, we have to consider the age of the program which is two months old now making the hourly paying plans in FACTUnion even more attractive. Anyway, we will see what Amelia is going to say about that in the upcoming interview on MNO. Stay tuned for that and meanwhile read the latest news from FACTUnion below:
“Calculator Added and More…
Lets start from an important and great news, as all of you must be aware that we are very close to reaching 2000 members and 2 months online, This is as perfect as I always expected it to be. There are 2 more representatives of FACTUnion from African regions, and it makes total of 9 representatives for us around the globe. Check our our representatives page for further information:
https://www.FACTUnion.com/fact/resources/global/
As promised earlier, we have integrated a simple calculator in those 3 plans boxes. I am sure this will be a helpful addition for most of investors. Simply click on “Calculate” button on any of the plan and enter amount that you are willing to invest. So now what’s next? We are thinking about adding Paid-to-promote feature but we haven’t concluded anything yet therefore we are open for your suggestions.
Also as most of you have noticed, HYIPExplorer finally withdrew from his account and changed our status to PAYING. This is of course a new addition in list of our monitors and it was added after receiving several recommendations from our members. We have now over 27 well known and less known monitors and over 9 reviews published by different blogs in different languages.
You can also expect an interview with Money-News-Online soon! That’s all for now!
Regards, Amelia (Administrator) / FACTUnion.”

FXMOGULS – STEADY GROWTH AFTER TWO MONTHS ONLINE

FXMoguls (reviewed here) reached its 55th day online meaning that it’s been paying for almost two months to LibertyReserve, PerfectMoney and AlertPay deposits made into the 2.4%-3.7% for 150 business days plan with principal return on expiry. That also means that in a couple of days from now the first investors of FXMoguls should collect their first profits and with the membership at over 1,200 according to the admin Jason (interviewed here) it can be considered as a welcome sign for future growth as well. In his latest newsletter Jason also mentions his program reaching #7 on MNO monitor, reminded about the investment bonus which is still available for everyone investing over $50, and announced about the addition of an investment calculator. More about the latest developments from FXMoguls can be read in the latest newsletter below:
“FXMoguls Newsletter 01-30-2012
It’s time for the weekly FXMoguls update to share with you everything that is happening behind the scenes with FXMoguls and FX Moguls LTD.
Let me start by thanking all members old and new for the phenomenal support we have received. As of today we have over 1200 members and that number is rapidly growing daily. We are quickly becoming a very popular program and with good reason.
We will soon be celebrating our 60 days online and we are going very strong with payments and support continuing as always.
We have added an investment calculator to the FXMoguls website. This was a request from a few members and we thought it was a good idea. So we had it programmed so that you could use it to calculate your investment with us and to also see the power of using the compounding options. We will also be adding this calculator to your member’s area but for the time being it can be found by visiting – http://FXMoguls.com/plans.php
For those of you that follow the MNO blog you will notice that we are his # 7 program at this time. We consider this a great achievement as we are competing against some very well made and well run programs. This is an honor for us and we will surely live up to its expectations.
The deposit bonus for deposits over $50 is still on going. We have however started to look into the possibility of an end date to this promotion so please keep an eye for more information regarding that. From the beginning we always stated that this was limited time and we have decided that it’s is rapidly approaching the point where this promotion can come to an end.
We will choose the winners of our testimonials contest for this week in the coming days.
If you would care to participate you may leave your testimonial for FXMoguls in one of the following threads and you have the chance to win a free $10 upgrade to the processor of your choice.
Here are the qualifying threads for you to participate in:
http://www.moneymakergroup.com/FXMogulsLtd…sc-t393289.html
http://www.talkgold.com/forum/showthread.php?t=345622
http://www.dreamteammoney.com/index.php?showtopic=138700
Please remember also that we pay a 6% referral commission for all members signed up under your unique referral link so please take advantage of that as it is here to benefit you.
Thank you again for being a member of FXMoguls and we wish you much prosperity in the coming week.
FXMoguls Staff”.

EVBUSINESS – SPECIAL PLAN INTRODUCED, READY TO COLLAPSE?

Unfortunately, tonight I have to issue the strongest possible warning against investing in EVBusiness. Very similar to the pattern followed by PreMoney before scaming EVBusiness has introduced a new “limited” promotional plan with high returns of 18% for 5 calendar days with principal returned on expiry. The minimum amount to deposit in that plan is $500 which is the price of one unit which can be purchased via LibertyReserve or PerfectMoney. Now the question arises why would on Earth a successful and instantly paying program like EVBusiness announces a new high profit plan which has nothing in common with the original 2.8% for 60 days with principal return on expiry which was explained in detail in my original review of the program posted here and which has now been totally replaced with the new plan. The answer to that question is pretty simple – as with any other program such a new short term plan just means that EVBusiness is going to collapse within a week from now as this plan can be seen as one last attempt to play on the program’s popularity in order to attract the bigger investors before scamming. As I was told in my ShoutBox today the admin of EVBusiness has already used the same trick in his previous program PreMoney where the profit was really paid for a few days but the principals were never returned on expiry meaning all investors lost money. As usual we see the rush marketing strategy so predictable with ponzi scams – invest in this plan today because it will not be available tomorrow. Please do not buy this rubbish and even if you’re still paid instantly by EVBusiness think twice before investing in the program from now on as it might be too late to make any profits from this point on. I will update you on any issues with EVBusiness reported to me within the next few days, but for now the program will stay on Paying status with MNO despite the red flag in the latest update today:
“EVBusiness Special Plan
We are glad to announce that we have received an excellent offer from our traders, that made us able to propose special profit for limited time. Since this is a one-time offer, you are highly advised to react as soon as possible. Only 2000 units are available. Each unit worth $500 and minimum deposit amount is only $500 (1 unit). Period of the special plan is 5 calendar days but you can withdraw your initial investment amount earlier than 5 days if you need it. Both of the capital and earnings are fully guaranteed and there is absolutely no risk of losing funds. Members are only allowed to make one time deposit in this plan due to high request. Once all units are sold out, no investment will be allowed in this plan. Deposits are accepted through LibertyReserve and PerfectMoney. You can sign in to your current EVBusiness account and make deposit in this plan from “Deposit Funds” section.
Example: If you invest $5,000 LibertyReserve in this plan without compounding, you will receive $9,500 in your LibertyReserve account in 5 calendar days.
Special plan features:
Daily Interest: 18%, Period: 5 Calendar Days, Minimum Deposit: 500$, Referral Bonus: 8%, Principal Back: YES, Compounding Available: YES, Withdraw Type: Fully Instant, Total Return: 190%”.

WORLDWIDECAPITAL – BONUS ON FIRST INVESTMENT ANNOUNCED

The same warning sign might be seen by the members of WorldwideCapital (reviewed here), although it’s not so bad as a 10% bonus on the first investment cannot be considered as a serious warning. Still I believe that WorldwideCapital might be struggling at the moment to pay on the offered plans via LibertyReserve and PerfectMoney – 1.5%-2.3% for 150 business days with principal return on expiry. Since the program has been online for more than four months already the first profits have been already been paid. Therefore, the bonus announcement would be necessary for the program in order to maintain a stable inflow of new funds for the long term and I hope that this is the main reason for the short update posted on the program’s website recently:
“Get 10% bonus for a new deposit
We offer you to get 10% one time bonus for creating a new deposit. This limited offer is valid from 30th of January till 29th of February.
Best Regards, Financial Department,
WorldwideCapital”.

GET PAID REPORT FOR 31/01/2012

Please note that BaseBucks was officially dropped by MNO today and the admin was properly notified of this. It’s due to some personal issues with him and new information I obtained. I would strongly recommend to stay away from BaseBucks and all other programs run by this admin!

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: RelaxCapital, WorldwideCapital.
From MNO Premium list: TopsFund, OneInv, EVBusiness, NewGNi, Royalty7, EurexTrade, FXMoguls, IncomeInt, PammGroups, ForexReflex, LuxorAlliance,  IncomeInt,  WinningProfits, GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, CrownEarnInvestgroup, BensonUnion, PlexCapital, FACTUnion, SenrosGroup, VascoForex, InvfairLimited (the first payment received).
From MNO Standard list: LifeTimeProfits, PanamaHedgeFund.
From MNO Basic list: EtoroGainClub, PerfectLottery, AmbrianInvestment, WalesFinance, UFOWin.

That’s all the news I have for you today. Hopefully you found it useful and I’ll see you on MNO again tomorrow!

Hello Paul. Let me first thank you for this interview and for introducing our company to your readers.

My name is Edwyn and I am operating LucidNature together with Peter, who is our tech person, responsible for the maintenance of the web-site as well as the day to day operations. My role is to facilitate payments, customer relations and marketing. I am also doing the management of funds – investment decisions and trade operations of the products we use for generating income for the company.

For the last 7 years, I worked for a company producing organic supplements for plants. Now I am operating my own business with funds raised entirely from our site.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart from you is there anybody else working on LucidNature?

LucidNature launched on the 27th of December 2011. We have just made it through the 30 days mark. We had few downtimes during the first month but that didn’t stop us from reaching more than 400 members.

In the long run, our main goal is to make a difference in the HYIP world. We are here to bring in originality and ‘bloom’ to this arena. In the short term, we plan on increasing our advertising budget and this will happen when we reach 1000 members. This is expected to happen over the next month.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for? Which ones have been the most popular?

We have 5 investment plans. They are categorized according to amount of your investment. All plans run for 25 business days, which is 5 weeks.

The Seedling plan pays 1.5% daily profit. The total ROI is 137.5% with minimum amount of $10 and maximum $1000.

The Growth plan pays 1.75% daily profit. The total ROI is 143.75% with minimum amount of $1001 and maximum $2000.

The Transition plan pays 2% daily profit. The total ROI is 150% with minimum amount of $2001and maximum $4000.

The Bloom plan pays 2.25% daily profit. The total ROI is 156.25% with minimum amount of $4001and maximum $6000.

The Ripen plan pays 2.5% daily profit. The total ROI is 162.5% with minimum amount of $6001and no maximum.

The most popular plan for the moment is the ‘Seedling’ plan (1.5% daily).

All interest earnings are credited 24 hours after the time of your investment. Each investment receives interest separately only on Business days (5 days a week). The interest credited for a business day is reflected in your account on the next day. All interest earnings are accumulated in your cash balance from where you can withdraw to your payment processor.

4. Tell us about the payment options available from LucidNature. What payment processors are you currently dealing with? What have been the most popular choices among investors? Are you currently allowing instant payments?

We are using Alert Pay, Solid Trust Pay and Liberty Reserve. The most popular choice is Liberty Reserve. We are processing payments manually for security purposes.

We have specifically chosen to process payments manually, as we feel this is more secure than paying instantly.

5. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

We are using fully encrypted script; dedicated server by LeaseWeb; DDoS protection by Staminus Communication and we also utilized a 256 bit SSL certified encryption.

The performance of the hosting company has been flawless so far.

We had few hiccups with our DDoS protection due to a series of attacks from people very fond of our presence. This has led to an upgrade of our protection levels.

6. I notice that you are running off a custom made script, is that correct? What would you say the benefits of this are to your members and how safe/secure/easy is it to use?

We are running on a highly secured customer based script produced by ‘Gotenks’.
The benefits of such a script are that you can control your operations from one central place and that all data is encrypted.

7. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions?

We offer direct email support by emailing support@LucidNature.com, we also offer site based option in our contact form: https://www.LucidNature.com/contactus.php , as well as our live chat option which is found on every page of the site.

We offer the possibilities of contacting us through our social media sites:
https://plus.google.com/104538272987903983292/posts
https://www.facebook.com/lucidorganic
https://twitter.com/#!/lucidorganic

8. I notice that the LucidNature website comes with a Live Chat feature, but personally I’ve never noticed it being active. Do you ever actually make it available for members? If not, then why? If yes, then what would be the best time (GMT) to find an operator there?

Our time zone and the sever time is GMT+1.

I am available for chat during weekdays from 10 AM till 17 PM and on Mondays from 13 PM, and sometimes on weekends as well.

9. I also see that LucidNature is one of a growing number of programs to make use of the likes of Twitter and Facebook. How important a role has this played for you in both communication with existing members and promoting it to new ones?

The use of social networks hasn’t played that significant a role yet, as they still seem to be a fairly new set of tools for communication in the HYIP world. However, I am sure this will change in the coming months as more and more programs are using them.

10. What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

The most common question is how we credit interest on your investments.

The system automatically calculates your earnings 24 hours after the time the investment was made. Interest is credited only on business days (Monday till Friday).

Suppose you invested on Monday. Then the earnings for Monday are credited on Tuesday (24 past the time of your deposit). Earnings on Friday are credited on Saturday. On Sundays and Mondays you do not receive interest because Saturday and Sunday are non-working days.

11. What other outside business and investment activities are LucidNature involved with? I said in my review that you your website seems quite unique (or at least individual) in that respect, but what evidence can we see of these projects? Or are you simply an online based HYIP related game, keeping in mind that that will be how 99% of MNO readers will regard you no matter what you reply here?

We are buying and selling organic gardening products. All money raised by the site is used for that activity, except for a small reserve we keep to be able to make payments within 24 hours. We are not involved in other business operations.

We are not going to provide any evidence as we would have to be completely transparent to do so (in a way that would make any effect to the 99% you mentioned) and we decided that it could possibly create long term personal and business complications for us, if for some reason our project fails.

12. Are there any plans to develop LucidNature further in the near future? How are you planning to keep the program competitive with so many new programs opening every day? With things picking up again in the industry how long do you realistically think you can keep a short/medium term HYIP online for at the moment?

We are not planning on changing our plans. They are working well for us and for our members. We have found a balance between high ROI and medium term to sustain the program in the long term.

About keeping the program competitive, we are still new, we have a secure script, super-fast payments, well-made site, a real business, our support staff is extremely helpful and polite, and medium term plans which are sustainable for the long term of the program.

Only the time will show the true potential of LucidNature could get.”

INTRODUCTION OF INVFAIRLIMITED

Today another program was added to Premium listing on MNO – InvfairLimited. The program isn’t exactly very new as it’s been online since the beginning of January. InvfairLimited accepts LibertyReserve, PerfectMoney, AlertPay and OKPay starting from $20 to a variety of investment plans with principal returned on expiry – 1.4% for 30 business days, 1.6% for 60 business days, 1.8% for 90 business days, 2% for 120 business days, 2.2% for 150 business days, 2.4% for 180 business days. The minimum to invest in most of the plans is not available to the majority of investors and I will discuss why tomorrow when I’m going to examine InvfairLimited in closer detail. But the program looks good with its unique script, high level of DDoS protection from BlockDos who have the program on a dedicated server, and SSL-encryption throughout the site with multiple documents and certificates aimed to provide the proof of the program’s involvement in Forex market. More on that will be available in my review to be published soon, so stay tuned for that!

That’s all for today everyone, so thanks for reading and especially thanks to Edwyn from LucidNature for taking the time to answer my interview questions. See you all again on MNO tomorrow with a full round up of all the important news stories from the HYIP industry!

Their second plan for example, called The Easy Fund, runs for a term of 14 calendar days. You can join it for a minimum deposit of $10, and receive one single payout on expiry that will include your principal. The return will be calculated according to your investment, and will be 136% for all deposits from the $10 minimum up to a maximum value of $499. That’s a net profit of 36% for yourself. After that CrownEarnInvestgroup will pay 140% on deposits between $500 and $4,999, and 144% on anything above $5,000 with no stated maximum.

So far it’s all quite simple, but what follows is where things begin to get a little bit tricky. The next two plans both run for 21 calendar days and make daily interest payments. At first glance one of them offers a much bigger return than the other, however on closer inspection we see that compounding is compulsory in the smaller one (ie you have to do it). And that’s the one I’ll start with. It’s called The Fast Saver Plan and again CrownEarnInvestgroup require a $10 minimum to join. For anything up to $499 they offer 3.2% interest per day for 21 days. By itself you might think that would bring you a net profit of 67.2%. But no, not exactly. Because if you join this plan then compounding is mandatory. You must pick a figure between 10% and 100% to compound. Anyway, for larger deposits CrownEarnInvestgroup offer 3.3% per day on amounts from $500 to $4,999, and 3.4% per day on amounts upwards of $5,000.

Your final earnings will vary according to how much you compound so do your own calculations on that if this is really the plan you want. Keep in mind that if you’re joining The Fast Saver Plan you are going to have to compound a minimum of 70% of your earnings in order to make it worth your while at all. Reason being is that the other daily payments plan has a much higher daily rate, so if you don’t then there’s no other reason to bother joining. Please also note that this plan will NOT return your principal on expiry, so if you do not compound to a suitably high level you may actually lose money, despite the plan working correctly!

The remaining option is called The Premium Finance Plan and also runs for a 21 calendar day term, however there is no such rule saying you have to compound a section of your earnings. For a deposit between $10 and $499 CrownEarnInvestgroup will pay you a daily interest rate of 7.33% this time, bringing a total return of just below 154%. Your principal is counted this time, so that’s 54% net profit. For larger deposits the rate goes up to 7.62% per day (total return 160%) for investments between $500 and $4999, and a rate of 7.91% (166% return) on any investment of $5,000 and above. Your principal is already counted as part of the payments and so will not be returned to you in a separate payment on expiry.

CrownEarnInvestgroup‘s choice of payment processor is fairly limited with only LibertyReserve and PerfectMoney being used. On the other hand it does have the added benefit which is appreciated by most investors of instant payouts. You still need to make your withdrawal manually from inside your CrownEarnInvestgroup member’s account area, but once you do so the money should appear in your e-currency account in under a minute. Aside from occasional delays if the admin’s own account needs to be replenished it can help you keep a closer eye on the general health of the program – ie it helps you verify that the cash is flowing unhindered in and out.

Despite some very strong resemblances to GoldCoders, the admin says that the script is not an unlicensed version of their product but merely looks like it. OK, I don’t see why he’d want to cut corners on that when some other aspects of CrownEarnInvestgroup are up to a decent enough standard. The website is SSL secured for instance which is fine, and the hosting provider is BlockDos who are protecting them on a dedicated server. Customer support if you have any further questions or account related issues is available through a variety of methods including the most commonly used e-mail ticketing form that you can fill in and submit on the contacts page. Otherwise CrownEarnInvestgroup list a postal address in the UK, and a wide range of different e-mail addresses you can write to directly with each one relating to a different department. Though I suspect they all re-direct to the same person anyway. CrownEarnInvestgroup also feature a Live Chat section though I have yet to see it online at any time myself. Granted I’m writing this on a Sunday but payouts are made seven days per week so I don’t think it unreasonable to expect to see it for a few hours at least during weekends. No exact schedule is published as to when (or if) it works so I’ll ask the admin that if he agrees to be interviewed.

Texts are copy/pasted so straight away I suggest you ignore them. I know the experienced players will anyway and these things are generally speaking only there for the benefit of those new to the world of online HYIPs, giving the appearance of credibility to any given website. Having said that interest in CrownEarnInvestgroup appears to have been brisk in the last 24 hours since they opened so I guess a lot of players seem to like their chances with this one. So who knows? Maybe it’s already on its way to being a hit, but nevertheless you do need to keep the risks associated with the HYIP industry at the back of your mind, use CrownEarnInvestgroup as a smaller part of a bigger portfolio, and of course the number one rule when dealing with anonymous online programs is only hand over money you would not be bothered about losing.

DAILY NEWS FROM THE INDUSTRY

CROWNEARNINVESTGROUP – DDOS THREATS AND INSTANT WITHDRAWALS

The admin of the above reviewed CrownEarnInvestgroup Vincent informed his members about the ongoing DDoS attacks that are affecting their server which is nevertheless protected by BlockDos now. Vincent assured everyone that no damage had been suffered, except the instant withdrawal process which sometimes may go to pending status. The admin also invited investors with any doubts to contact the program’s Live support in order to get faster answers. I hope that in the review I have explained properly how the investment plans offered by CrownEarnInvestgroup work, so hopefully it will help you make a more informed decision if joining the program which is by the way getting more and more popular among MNO readers:
“Disturbance on the net!
And welcome to a new era of Investment solutions.
An amassing start on our new private sector investment program ran off yesterday with a very surprising positive start. The interest in the last 24 hours has been amazing considering that we still not have started our massive banner advertising.
With everything good some bad follows!
Just an hour after adding the first monitors to our list we received a number of nice welcome emails with the words ‘Pay, or I DDoS’
Not that it really matters as we are connected to BlockDos secure server. But the main point telling you this is that since yesterday we have received massive attacks. All filtered of so no harm is done. However! The traffic makes disturbance in our instant payments, so you will experience from time to time that your withdrawal request ends pending in the system until a Customer Supporter send it off.
Please feel welcome to contact Live Support if you need more details regarding Instant payments.
Best regards, Vincent Logan
CrownEarnInvestgroup Ltd Marketing & Sale”.

INCOMEINT – 1000TH MEMBER AND THE FIRST REFERRAL CONTEST RESULTS

I would like to sincerely thank all my readers and active investors of IncomeInt who helped me win the top prize of $100 in the first referral contest which finished last night and of which I was notified by the following email from IncomeInt (reviewed here):
“Referral contest
Dear Paul,
You have won the 1st prize of our last referral contest, which means $100 has been added to your account balance on IncomeInt. You can withdraw this prize to any e-currency of your choice or invest it in one of our plans.
We would like to thank you for your efforts in promoting our site and feel free to participate in our contest again if you wish to do so.
Best regards, IncomeInt Administration”.

It was hardly a surprise to me because MNO has been always famous for good promotional results. The prize was paid to my LR account within an hour and the second referral contest in underway now and will continue for another ten days (MNO is leading the way in that contest already). As usual, the five best referrers will get rewarded by cash prizes from $10 to $100, so don’t miss the opportunity to promote IncomeInt for a chance to win one of the prizes just like I did. I also noticed IncomeInt is swiftly becoming a popular choices among online investors in general and it was just announced the 1000th member joined up. It’s definitely growing fast and by accepting all the popular payment processors – AlertPay, LibertyReserve, SolidTrustPay and PerfectMoney – into two investment plans (110% after 5 day and 130% after 10 days) it has managed to carved a niche among short-term programs after only 18 days online. Hopefully the admin will keep up the good work and achieve his goal to become an industry leader soon as promised in the latest newsletter from IncomeInt below:
“Dear investors,
IncomeInt got its 1000th registered member yesterday and we would like to share some facts with you to celebrate this date as IncomeInt has been a very active program and the HYIP community responded positively to our efforts.
Every day we see more and more people referring IncomeInt to its family and friends and the best thing about that is that it saves us a lot of advertisement budget and allows us to use this money for other IncomeInt‘s needs such as security measures and new developments for the program.
Our cash flow couldn’t be better and if we keep this up, IncomeInt will become an industry leader very shortly. We have no doubts that, whether people like it or not, IncomeInt will be the top mid-term program of the year in just a few months as our abilities to run this program have already proved themselves to be effective and there is no reason to change our way of doing business in a near future.
We will let you see what we are talking about for yourself but as of now, we would like to thank you for being a part of IncomeInt, we will make sure the only thing you will regret is not joining us earlier.
Best regards, IncomeInt Administration”.

PAMMGROUPS – MNO REVIEW ANNOUNCED

PammGroups is still going well after completing a third batch of payouts tonight and surviving perhaps the most difficult problem for any short term program – API issues in LibertyReserve. I remind you that for the last few days LR had some temporary issues due to which it was impossible to make instant or automated withdrawals. Due to this HYIP admins had to either process the payouts manually or wait for these recurring issues to be fixed. Hopefully, this nightmare is over now and we will see LibertyReserve back to normal. From his end, the admin of PammGroups is doing everything to process the payouts as fast as possible, however he still reserves the right to pay the pendings within 24 hours. So in case of further LR issues don’t forget about that, guys!

In today’s update from PammGroups the admin also shared the link with the review of his program on MNO two days ago (read it here). where I described the investment plans in detail – 105%-130% after 1 day, 117%-225% after 3 days, 143%-600% after 7 days, 200%-1250% after 14 days, 350%-2500% after 30 days. Hopefully it will be useful for anyone and I am grateful to the admin for providing the link to his members in the last newsletter:
“PammGroups News
First of all, sorry for small payments delay today but LibertyReserve API system again was down whole day. I was waiting from early morning till now to process pending LibertyReserve payments and finally I been able to do this. All pendings are processed now, hopefully LibertyReserve been able to fix all their problems during weekend and we won’t face this again.
Recently, PammGroups was reviewed by Money-News-Online. I guess most of you already read it but anyway if you didn’t, feel free to check it here:
http://money-news-online.com/blog/2012/01/27/27012012-PammGroups-review-and-daily-news-from-the-industry/
I am really satisfied with our growth, as we already have more than 1,000 members within just 3 days. I am sure that we will continue to do well and will be able to stay for a long time. I wish you all a great week and thanks for your support!
Best regards, Cris. PammGroups.”

WINNINGPROFITS – JUST A WEEKEND UPDATE

The admin of WinningProfits Bruno (interviewed here) mentioned this weekend was especially good for his program which accepted its 300th member. Bruno is asking for the member’s support on the main investment forums and encourages everyone to take advantage of the new limited offer paying 10% for 11 days in addition to the existing plans of 5% for 24 days and 120% after 20 days. WinningProfits is accepting AlertPay, LibertyReserve and PerfectMoney starting from a $5 minimum and was first reviewed on MNO here. Below is the full newsletter from them:
“Another great day at WP!
This was really an amazing weekend for WP. Even with the site troubles we still managed to move well over the 300 member mark and we are growing at an incredible rate. Much faster than we have seen thus far. I attribute that directly to the promotional efforst of the members and we thank you for that.
Many of our mew members are also taking advantage of the limited time plan which we feel will be a big hit. we still haven’t decided how long we will leave it open for but we will let you know once we decide.
Please don’t forget to post your payments in MMG, DTM and TG for us. This helps others to know that we are the real deal and it also helps us to grow thereby boosting your earnings.
Let’s get ready for an amazing week ahead!
Bruno”.

ONEINV – 11% FOR 10 DAYS PLAN CLOSED

It was officially announced on OneInv‘s website today that the short term plan which paid 11% for 10 days had been closed for new deposits:
“Short Term Plan Closed
Short Term plan closed as we already reached the investment limit.”
OneInv currently occupies the very high #2 position on MNO’s Premium list and has been paying investors for 132 days now. The current investment plans accepted via LibertyReserve and PerfectMoney include – 0.6%-1.2% daily forever (principal back after 12 months), 1%-2% for 300 days, 1500% after 300 days, 2500% after 250 days. More about the OneInv can be read in the detailed review posted on MNO here.

LUCIDNATURE – DOWNTIME AND MORE… DOWNTIME

To tell you the truth, I am kinda annoyed with the DDoS attacks on the site of LucidNature (reviewed here) now which seem to be occurring on a daily basis. Though such frequent downtimes seem not to have affected the payouts which are processed promptly and on a daily basis the admin of the program Edwyn should think about changing his hosting provider since they clearly can’t cope with such attacks and to increase the program’s chances for survival. Today for instance LucidNature was offline for a few hours again and still no word if measures have been taken to prevent this from happening in the future as no social websites were updated and I only have this newsletter which I’m going to let you read below:
“Downtime and more
Dear members,
Yesterday we were hit by a series of big DDoS attacks. The people responsible do not like the fact we are listed on certain monitor and wanted us to pay them or remove the monitor from our site. We are not negotiating with intimidators or extortionists.
On another note, we are 1 month old since the start of operations. We will send a congratulating email tomorrow informing you with how we did during this month and what is to be expected from us in the many months ahead of us.
Regards, Edwyn”.

DIFFERENT OUTCOMES OF LR ISSUES FOR PROFITIMA AND PROVIDENTINV

As already mentioned, today some programs struggled to process their withdrawals automatically or instantly for several hours due to LibertyReserve having API problems again. Yesterday similar issues hit MoneyHysteria who scammed and today it looks like ProvidentInv is following the same path after failing to cope. MNO has moved ProvidentInv to Problem status now and a warning issued on my Breaking News teletype. First sign of the coming collapse is pending withdrawals to LR which were not processed even after LibertyReserve fixed the issue, and the second sign is that infamous 200% after 1 day plan announced in the latest newsletter by the admin republished below. Honestly, these plans are almost a cliché by now! Do NOT invest in this scam!:
“Hello, we are proud to announce our new investment plan “200% after 1 day”. Minimum deposit is $100, you will receive 200% of your investment after 24h. Please notice that this new plan is available for limited time, so make sure that you don’t miss this fantastic opportunity.
Regards, ProvidentInv”.

As for the new programs presented on MNO recently, like Profitima for instance (read my review here) is too new to deliberately scam and run away after being online for only 6 days. Having sustainable paying plans of 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days with principal returned on expiry via AlertPay, LibertyReserve and PerfectMoney I was sure that the program would not be hit by the LR issues. And apparently it wasn’t. Here’s the latest news from Profitima issued after LibertyReserve got back to normal and all pending payouts were successfully processed:
“LibertyReserve is back to normal!
Dear members,
We are pleased to inform you that LibertyReserve staff finally fixed their API issues and all pending LR withdrawals have been processed. Previously today they had a problem in their API system so we had to process LR withdrawals one by one but now everything is fixed and works properly.
Best Regards, Profitima Administration”.

MORE LIES FROM MONEYHYSTERIA

It’s hardly a surprise for me that for over 24 hours after the first problems in MoneyHysteria were reported and the program was moved to Problem status on MNO the vast majority of monitoring sites still keep this obvious scam on Paying status. Such practices will definitely cost investors who use these sites a lot of money! Some of them may not even realize that there are really honest monitors out there like MNO who don’t take bribes and move programs to Problem straight after the first signs of selective payouts are confirmed. So I did it without hesitation last night immediately after I verified reports from the members of MoneyHysteria and can proudly say that I was the first monitor (yet again!) to do so. So it is worth your while to check the status of a program on MNO first to make sure it’s still safe to invest there. Sometimes such a careful decision will save the average investor a lot and I’m proud to have such an uncompromising position which will definitely bring more readers to my site over time. By the way, I was even told yesterday that I’m the only monitoring site worthy looking at, because others do not care to change statuses for weeks and therefore making their visitors lose money. Sometimes I wonder how such shabby monitors are still in business! MNO will always stay well away from these useless and totally corrupted so-called “monitors” who would do anything (deliberately or just because they are too lazy) to mislead their customers and make them lose money. That is why it is crucial for an average investor to check the status on MNO before making any decision to join.

I must say that after altering the image of MNO on their rating page I expected all manner of nasty things from the admin of MoneyHysteria. And I was right. Today the scammer sent another email promising bonuses to all the members due to the program’s 65 days online. Well, you know what to do with such emails – delete and block! Here is his latest attempt to steal from you:
“Today we reach our 65 days online!
 MoneyHysteria would like to announce that everyone is able to receive deposit bonus from us, be it our old member or our fresh member.
When you make a deposit, you will receive deposit bonus $10% from your deposit.
Only for 5 days onwards, so grab it fast.
Best Regards, MoneyHysteria”.

GET PAID REPORT FOR 29/01/2012

Here is the list of the programs I was paid by during the last 24 hours:
From MNO Sticky list: RelaxCapital.
From MNO Premium list: TopsFund, EVBusiness, EurexTrade, FXMoguls, LuxorAlliance,  IncomeInt, PammGroups, WinningProfits, GeniusVenture, SolidForexLtd, BensonUnion, PlexCapital, LucidNature, VascoForex, CrownEarnInvestgroup (the first instant payments received).
From MNO Standard list: Profitima.
From MNO Basic list: EtoroGainClub, AmbrianInvestment, UFOWin.

This is all I have to report for tonight, guys. Enjoy what’s left of the weekend and I hope to see you all back on my MNO again tomorrow!