Money and Minds

Top tips for using an ISA account

Thinking about opening a savings account but unsure where to begin? The following guide brought to you by moneysupermarket.com aims to highlight some of the most important points. Generally ISA accounts protect you from paying any tax on your savings– they act as a way for the government to encourage ...

Problem 3: Not Looking at All Sides of a Problem

This problem is usually having a point of view on an investment situation where you may have taken someone else's word on it or never really given the question serious thought. One common financial example of this the use of a financial advisor to assist you in buying and ...

Loans for Bad Credit and Trading Advice

Other forms of loans, such as loans for bad credit are allowing consumers to survive the credit crunch. Applying for cash advance loans online is easy. At BT stock trading information gives you the confidence to take care of your own financial future. ...

Money Decision Problem 2: Solving the Wrong Problem

You can have the greatest system in the world for analyzing and solving your personal or business money problems, but you would be wasting your time if you were solving the wrong problem. This usually happens if you do not think through a problem before you start to solve it. ...

Money Decision Problem 1: Not Taking the Time to Think About the Problem

Money Decision Problem 1: Not Taking the Time to Think About the Problem and the Decisions that Must Be Made Before you make a financial decision, you have to know something about your needs, the effect your decision may have, and how you go about making a decision. Some common money ...

Making Money Decisions

Do you every wonder about your ability to make good decisions about money? Do you think you need to know something special to be better than average? Before you got that seminar, buy that book, or sign up for that MBA program, you should take some time to look at ...

Quick Budget

If you've never had to budget before it can sometimes seem like an overwhelming task. There are all kinds of elaborate methods to create very exact budgets that track everything. For most of us, this is probably overkill and prevents us from getting to the task of actually ...

A Case for Cash

I've heard financial planning experts talk about cutting up credit cards and telling people to use a cash based system to manage their finances. I've typically thought didn't apply to me. I always paid off my balance every month and had an excellent credit score. Recently, I ...

What if You Can’t Pay Taxes Owed?

It is close to the due date for taxes and you just prepared your return and realize that you owe more money than you can pay. This year, more than ever, taxpayers are coming up short on the taxes they owe. Since this is such a common problem, you ...

30 Year Fixed Hovers around 5%

If you don't currently own your the place you live in you may be missing out on one of the greatest opportunities in your life. Most of us are well aware that it is a buyers market and that homes are being sold dirt cheap. The other opportunity ...