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      <title>Money and You Blog</title>
      <link>http://www.moneyandyoublog.com/</link>
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      <copyright>Copyright 2009</copyright>
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         <title>IT'S EVERYWHERE! - And You Better Know What To Do With It!</title>
         <description><![CDATA[<p>By Glenda Feilen</p>

<p>It's everywhere! It's in you, on you, and around you. And what you do with it makes a huge difference in your world. If you use it to your advantage, you can expect cash flowing into your life, great relationships, and vibrant health. However, if you are oblivious to its presence, you could be in big trouble and facing a downward spiral.</p>

<p>So, what is it that is everywhere and so life altering? It's energy. Do you know how important the Law of Energy is in your life? It's affecting you every single moment that you breathe. You can take it in and create great things with it or just ignore it. If ignoring it has been your habit, you just might want to make an immediate U turn in your behavior. <br />
 <br />
Recently a man told me, "Oh, I've heard about energy. I know all about that." At that moment his business was anything but booming, his marriage was ending, and his bank accounts were busted. "Hearing and knowing about energy" didn't help him at all.  It's how you are using this invisible, magical power that creates happiness in your life. It may be hidden from your eyes, but it is present literally everywhere in your life.</p>

<p>How do you use the energy 'in you', 'on you', and 'around you' to create some miraculous happenings in your life? Difficult as it may be to believe, even though the law of energy has a huge impact in your life, only small changes need to be made to begin seeing its beneficial effects. You can easily harness that great hidden power and use it to your advantage in every area of your life.</p>

<p>I say 'hidden' because you can't see it. If we could see it, we would certainly be mindful to the energy that is flowing and when it is flowing right, everything else follows! </p>

<p>Let's talk about the hidden power within you. The energy you put out from a soul level is what you think, say, speak, and feel. Napoleon Hill said it best in his book Law of Success. "You have a genius lying within your brain."  Wake up your genius and get it to work for you. The creative power of your soul will lie dormant until you take control of that genius in your mind. Then you will see immediate changes in your life.</p>

<p>What about the energy on you? Who would ever think that the way you look makes a difference in your success. It does make a big difference. The colors, textures, designs, fabrics, and accessories you wear either attract others to you or repel them on a vibrational level. Instead of trying to create an image to impress others, dress so that others can see the real you inside. When you dress according to how you radiate your energy, others see you - instead of your costume. Dress so that the 'outside you' reveals the 'inside you' to step into your power. When you do, others take you more seriously, you sell more products, have more customers, and attract empowering relationships. You are never as powerful as when you are being yourself.</p>

<p>What's this around you energy? It's your playing field. Where you live and work. That's right. Energy flows into your home and office and the way you arrange your environment can make an immediate difference in the happiness of your family, the profits in your business, and the quality of your relationships. Is your sleeping direction attracting positive relationships? Are you attracting money with the current direction your desk is facing? Are the colors and objects in your home and office energetically bringing you customers? Donald Trump said, "If changing the direction of my desk can bring be another million, why not do it!" </p>

<p>A client of mine recently moved to San Diego because her life had taken a turn for the worse. She had been fired from her job, evicted from her home, and had just gone through a family crisis. She began to consciously apply the law of energy to her thoughts, feelings, and words. She stepped into her power by radiating to the world her true self by using energy principles from "Fashion for the Soul'. She also made some energy changes in her home and office to create a warm, friendly environment. Today she is in a fulfilling relationship, has a job which pays double that from which she was fired, is happily reunited with her family. Her life has completely turned around. All she did was to make a personal turn around in the way she was applying the law of energy in her life. </p>

<p>If you are not taking the best advantage of applying the law of energy in your life, it's not too late to let Glenda Feilen put you on the fast track. No one can go back and make a brand new start, but anyone can start from now and make a brand new ending. Contact Glenda today at www.ContactGlenda.com</p>]]></description>
         <link>http://www.moneyandyoublog.com/2009/06/its_everywhere_and_you_better_1.html</link>
         <guid>http://www.moneyandyoublog.com/2009/06/its_everywhere_and_you_better_1.html</guid>
         <category />
         <pubDate>Sat, 06 Jun 2009 07:20:04 -0800</pubDate>
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         <title>Business Success Model</title>
         <description><![CDATA[<p><strong><br />
     RESULTS</p>

<p><br />
     SYNERGY</p>

<p><br />
     TEAM</p>

<p><br />
     LEVERAGE</p>

<p><br />
     NICHE</p>

<p><br />
     MASTERY</strong></p>

<p></p>

<p>A Whole-System Approach to Business <br />
How to make the most amount of money in the shortest amount of time!<br />
<big><br />
Step 1:  Mastery</big><br><br />
Find a Master.  Be with them to learn. Become a master in your discipline(s). Mastery is gained through experience.  (Discover what you love.  Identify your passion.  Align with your personal purpose.)</p>

<p><big>Step 2: Niche</big><br><br />
Around that master there will be a niche.  Identify your niche.  Where is there an unfilled need?  Where do people have "pain"? What is the problem for which your expertise can provide a unique solution?<br />
<big><br />
Step 3: Leverage</big><br><br />
Create repeatable, duplicatable systems that can be used over and over to fill a need.  Businesses add value by doing more with less.  <br />
<big><br />
Step 4: Team</big><br><br />
Build a team. The team will complement your own strengths, contribute their own expertise, bring new perspectives.  Teams take time to form.  They develop based on willingness to participate, supportive communication, and trust.</p>

<p><big>Step 5: Synergy</big><br><br />
Create synergy.  Synergy is where "magic" happens.  The whole is greater than the sum of the parts.  Synergy results from listening*, trust, intuition, flexibility, compassion and commitment to resolution. *Listening is the #1 business skill.</p>

<p><big>Step 6: Results</big><br><br />
Results will be spectacular, if all the other elements of this model are in place.  Results will often happen precessionally to your stated intention.</p>

<p><br />
By DC Cordova<br />
CEO  Money & You® Program/Excellerated Business Schools®<br />
<a href="http://www.excellerated.com">http://www.excellerated.com</a></p>]]></description>
         <link>http://www.moneyandyoublog.com/2009/06/business_success_model.html</link>
         <guid>http://www.moneyandyoublog.com/2009/06/business_success_model.html</guid>
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         <pubDate>Tue, 02 Jun 2009 08:31:42 -0800</pubDate>
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         <title>Profiling and Team Building</title>
         <description><![CDATA[<p>Professional DISC PROFILING Services by Carol Dysart and/or other certified PeopleSmart Solutions Consultants</p>

<p>Introduction:  When any group of people work together, the team leader and most of the employees are each competent and capable of doing their jobs.  However, many challenges can occur if an awareness and leadership emphasis on the "people factors" is missing. When not addressed in the beginning, this dynamic often takes on a "life of its own" as people instinctively compare themselves and make decisions about other people based on their own biases and prejudices of what is "right" and "wrong."  They become defensive, want to be right, look good and not be dominated or controlled by others. They take up sides.</p>

<p>When we add another layer of people's own personal challenges and agendas - i.e. long drives to work in traffic, family challenges, people holding out on their real feelings, trust not being sufficiently built, and trust levels being violated due to jealousy, lack of understanding, etc., etc., etc. it is no wonder that personality clashes and chaos become the standard or norm - rather than the exception.   </p>

<p>Each problem can be solved and none of this need occur when an organization is PeopleSmart.  Leaders can create a comprehensive Job Description for each role, clearly defining its behavioral as well as skill requirements.  The right people are placed or promoted into the right jobs and everyone knows how to win at work.  Performance reviews become a time for growth and development when people Smart  policies, procedures, rules of the game, and rituals are clearly in place.  </p>

<p>When meetings can be held where a "safe space" has been created, people feel free to share their "real" feelings and handle issues responsibly as they came up - without fear of reprisal. Without this in place, chaos happens with every people issue.  Good employees leave and the team leader or owner often has to go back to "square one" - especially if, on top of it all, undetected or innocent mistakes in hiring have been made in the first place. </p>

<p>Carol Dysart and/or PeopleSmart Solutions Consultants help team leaders establish the systems outlined in "Money Making Systems: For People Who Work with People."  They guide you step by step through what is detailed in the book and helps you customize it for your business.  They identify your needs and help to carry out what is missing in your business.  </p>

<p>These can include the following:</p>

<p>How to hold productive team meetings:<br />
•	WIFLS - how to use at regular staff meetings.<br />
•	Rules of the Game, Policies and Procedures<br />
•	Personal Financial WIFLS to learn what is important to each person on the team and sharing your own personal goals</p>

<p>Profiling Team Leader and Members:<br />
•	Introduce profiling administration<br />
•	Group Interpretation and Team Building <br />
•	Private Interpretation and Needs Assessment<br />
•	Teaching how to People-Read to increase team, sales and customer service skills.</p>

<p>Role Profiling - Helping you hire the right people for the right roles.<br />
•	Create the Role Profiles for each key job or position <br />
•	Apply to Job Advertisements and Job Descriptions<br />
•	Role Clarity for specific behavioral expectations required for optimum role performance.<br />
•	How to apply Role Profiles to the Employee Review /Performance Evaluation process.</p>

<p>Team Analysis, Growth and Development<br />
•	Meet with the team to help everyone understand what their own and each other's profile report includes <br />
•	Analyze the entire Teams' Profiles to identify emerging leaders and see where potential gaps will cause an imbalance in team. <br />
•	Identify potential interpersonal conflicts and how to resolve.<br />
•	Regular training updates to maintain the trust, rapport and communication skills.<br />
•	Include members of their families in the profiling service opportunity where appropriate..</p>

<p>Manager Growth and Development<br />
•	Work with each manager to teach them how to interpret the profiles and to work 1:1 with each member of their team.<br />
•	How to make role of manager more satisfying and successful.<br />
•	How to identify succession or promotion potentials.</p>

<p>For further Book and Products available from PeopleSmart Solutions, please contact Excellerated Business Schools®, +1-619-224-8880 or email <a href="mailto:info@excellerated.com"> info@excellerated.com</a>.</p>]]></description>
         <link>http://www.moneyandyoublog.com/2009/05/profiling_and_team_building.html</link>
         <guid>http://www.moneyandyoublog.com/2009/05/profiling_and_team_building.html</guid>
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         <pubDate>Sat, 30 May 2009 09:00:41 -0800</pubDate>
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         <title>Money-Making Systems</title>
         <description><![CDATA[<p><strong><a href="http://www.excellerated.com/store/public_html/store.php">Money-Making Systems</a>: For People Who Work With People </strong><br />
By D.C. Cordova with Carol Dysart</p>

<p>"Work on Your Business - Not in it!"... Michael Gerber, author "The E-Myth"</p>

<p>Want money-making systems to bring you more peace of mind, prosperity, efficiency and control?  They are all outlined in this book!</p>

<p>Money-Making Systems is an organizational manual with all the systems that any business owner, entrepreneur, manager, free agent, business student, office manager or professional might need for their office. This guide will help you improve your productivity and performance, reduce the chances of team member turnover, and leverage all the human resources in your organization and network.  Once you customized and apply each system, you will get more done in less time, enjoy greater peace of mind, have more time, and make more money!</p>

<p>WHY do you call it Money-Making Systems?  It is THE ultimate "Entrepreneur's Desk Reference" for people who need to get their work done work with and through people.  It contains the fundamental (and many advanced) principles for building a successful business, organization, profession, or practice and, once implemented and fine tuned, would allow the "boss" to set out of the business and work "on" their business, not "in" it.. </p>

<p>The principles shared in this book have been proven by D.C. Cordova and thousands of her students who learned them from her in the course of running a global entrepreneurial education business since 1979, Excellerated Business Schools® for Entrepreneurs.  She first learned many of the organizing principles during her early career as a top Court Reporter, Interpreter, and Assistant Legal Secretary in the Court and Legal Systems of several major cities. They were the best-kept secrets and she learned them from the world's most organized and successful people; what she called "the little ole ladies in the back room."  They could put their hands on any scrap of paper in a huge building, filled with files on every floor.</p>

<p>The promise of this book is that any reader who actively applies these fundamental "best practices' will find they have the systems and skills they need to create any business into a turn-key, predictable system for achieving wealth, success, freedom.  It will give the ultimate confidence and peace of mind to the owner who will know that their business will run - with or without their constant presence and direction.</p>

<p>WHO is Money-Making Systems for? Unless anyone can go into your work space and start operating your business from what they find there, you will get incredible value from this book.  Any professional and entrepreneur: including lawyers, doctors, chiropractors, accountants, and students preparing who sees change and improvement in their professional or entrepreneurial future. Anyone who wants a successful business and wants to discover and develop their own "success habits and systems" will find Money-Making Systems invaluable.</p>

<p>WHY read Money-Making Systems? So you do not have to re-invent the wheel.  Learn without having to take time or make the mistakes it took to develop such systems. Learn what it takes to establish a business based exclusively upon systems. If you live outside the USA, this "manual" is written to respond to your needs for practical business education, regardless of what country you live in.  It is simple to understand and apply - and it just makes sense. It teaches you how to create a win/win environment everywhere you go. It teaches you how to build a business around your own personal areas of interest and reproduce what is already in place behind the scenes of most successful businesses.</p>

<p>HOW can the systems be applied? The book is filled with the instructions, sample charts, worksheets and forms you can to pull out, copy, then customize to fit your own business. Each chapter contains a different, but important principle. It then guides you, step-by-step, through instructions on how to implement it in your business. You have the power to put these successful principles into practice in your business-starting today.</p>

<p><strong>Testimonials </strong></p>

<p>"I was fortunate to be personally trained by D.C. Cordova in the art of getting teams of volunteers to work together and get fast powerful results with low effort in short time periods. Since employees are easier to organize and work with than volunteers, and because world competition is forcing all businesses to become better at quickly serving customers well, D.C.'s experienced, honed, practical methods may well improve your business or organization (and its cash flow)."  			Rolf Parta, Investor</p>

<p>"I learned a new method for cleaning my desk, reinforced skills in time management, and got me interested in personality types and learning procedures -- all important steps to power. Very intense and worth-while. The attention to detail, through organization, exercises and commitment made for a good learning experience."  G. O'Flynn, Accountant</p>

<p>"My desk looks like it belongs to someone else since I applied the technology in this book. The flow of information, in and out, and what needs to be handled now, is so clear that the familiar clutter of my desktop has gone. My secretary loves working with the new organized me."  							A.W. Wayland, Director </p>

<p>To order your personal copy of Money-Making Systems click <a href="http://www.excellerated.com/store/public_html/store.php">here</a>.</p>]]></description>
         <link>http://www.moneyandyoublog.com/2009/05/moneymaking_systems.html</link>
         <guid>http://www.moneyandyoublog.com/2009/05/moneymaking_systems.html</guid>
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         <pubDate>Thu, 28 May 2009 15:35:21 -0800</pubDate>
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         <title>Sufficiency is Heavenly</title>
         <description><![CDATA[<p>Money & You</p>

<p><strong>Sufficiency is Heavenly</strong></p>

<p>by DC Cordova </p>

<p>Recently, I read Lynne Twist's book, The Soul of Money. She had kindly sent me the book about a year ago - and I put it in my stack of books to read, thinking that I would read it along with so many other wonderful publications that are sent to me as the head of the Excellerated Business Schools/Money & You Program.</p>

<p>I had an opportunity recently to see and hear her speak at our Transformational Leaders' Council meeting. And while listening to her I had an epiphany - a realization that was so exciting for me because of the way it touched me, opened my heart, validated my life-time work, and took me immediately to another level of "beingness."</p>

<p>I knew that my Life Purpose and the programs we teach are right on track. And at the same time, I was touched to the core and transformed... one more time. </p>

<p>I came home, got right into the book, and was transported one more time to being with Lynne. She is truly an inspiration - someone who communicates with so much essence this "idea whose time has come." I love the way she is able to not only distinguish, but to remind us all how to actualize a feeling of "Sufficiency" in a world that is so often based in Scarcity. </p>

<p>While I do not intend this article to be only on Lynne and her fantastic book, my purpose is to share this same type of experience with you. Choosing to come from sufficiency instead of scarcity has been close to my heart ever since I was very young. It was taught to me first by my loving mother who naturally understands sharing and the power of feeling that perpetuates the notion that we live in a "YOU or ME" world rather than a "YOU and ME" world. </p>

<p>It has been a supreme privilege to share these principles since 1979 with so many amazing business people and entrepreneurs throughout the world. It's interesting that this information is so eagerly received in the Asia Pacific Region because it is so fresh and new to them. And, happily, it is now being re-energized and received wholeheartedly in North America too. </p>

<p>I loved Lynn 's book and one of the reasons is because she too was inspired by Bucky. In her work with The Hunger Project and other organizations, she was able to experience first hand the impact that coming from Sufficiency as opposed to Scarcity can have on a village, on society, on the world... It felt like she wrote a book that completely explained what has been my experience, and what Bucky taught us about abundance -that there truly is enough for EVERYONE in this world and that all can have a life with their basic needs (and more) met when we collaborate together. </p>

<p>She reminds us that it is our responsibility for those of us who have more than enough to not only share our knowledge, experience, skills and "secrets" but also our hearts with those who are "resource poor" and with those that are "knowledge poor" as many of the rich in this world are. </p>

<p>As some of you may have read some of the other articles that I have written inviting many of you to share your wonderful work world-wide - for you to become a Global Entrepreneur-- now I am inviting you to look a little deeper and take yourself through a self-test of where you stand in relationship to having enough in your life - to being that mega-wealthy though their "basic personal needs" are met. It's not about the money - <br />
it's about the experience of abundance, sufficiency and "enoughness" in their world that really matters. </p>

<p>I remember meeting a friend of mine who had long dreamed of becoming a millionaire. He always had had the habit of spending more than he made - and thus, now that he was making millions, he would still spend more than he had, so he actually had the experience of still being in debt - not having enough! As the money got bigger, so did his worries. He was living completely from scarcity. </p>

<p>What is enough for you? What will make you feel that you have reached success? Do you have a goal, a milestone that will give you the signal that you now have enough? Our society is immersed in the thought of Scarcity - it's everywhere. Once you begin to see it, it's like taking a blindfold off and you begin to see clearly. </p>

<p>I have created "firewalls" within my consciousness to remind me of what enough is... </p>

<p>I notice that when I go to that conditioning of scarcity, I feel competitive, I feel that I have to have a better car than others, have a bigger and better home, business, and status... it's almost a competition with self... it encompasses every area of my life. I seem to want more food, be more beautiful, be more powerful, be more successful - and that I am not <br />
enough.-It's like a bad dream - I almost start "dream walking." Then out of the grace of the Great Spirit something always brings me back and I am back into my heart again. I start feeling and knowing that I do have more than enough"- and my sharing my wealth, knowledge, resources, tools and wisdom then opens a whole new world of possibilities. I totally resonate with the stories that Lynn shares in her precious book. </p>

<p>I hope that I inspire you to not only read The Soul of Money, but also read the works of our dear Bucky. His book, Critical Path , is worth the read. It will speak to parts of you that are ready to hear his beautiful information that is just now coming into "vogue." Bucky would have loved Al Gore with his environmental work - and he would have loved YOU for living a life that includes his greatest message: There is enough for you and me... </p>

<p>May 2009 be your greatest year ever - and that your sharing heart will show up in every area of your life! </p>

<p>DC Cordova is the CEO of the Excellerated Business Schools / Money & You® Program. For more information: http://www.excellerated.com or 619-224-8880. </p>]]></description>
         <link>http://www.moneyandyoublog.com/2009/03/money_you_sufficiency_is.html</link>
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         <pubDate>Tue, 17 Mar 2009 17:52:21 -0800</pubDate>
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         <title>Money &amp; You® in  Australia</title>
         <description><![CDATA[<p>Money & You® is returning to Australia/New Zealand ...July 3-6, 2008</p>

<p>We are so excited to announce a Money & You® program in Sydney, Australia.</p>

<p>Stan and Jane Jordan...graduates, instructors and all around 'bees-knees' are heading up the effort. You can read more about it at http://www.moneyandyouaustralia.com.au</p>

<p>WE NEED YOUR HELP<br />
As with most things, time has had an impact and we've lost touch with some of our graduates.  If you know of a graduate from past Australian programs, would you please post a quick note to Jane:  janej@moneyandyouaustralia.com  We want to notify them, invite them to participate or just say Hi.</p>

<p>If you have someone to refer to attend the program, please also contact Jane.  </p>

<p>Can you feel the joy?</p>]]></description>
         <link>http://www.moneyandyoublog.com/2008/04/money_you_in_australia.html</link>
         <guid>http://www.moneyandyoublog.com/2008/04/money_you_in_australia.html</guid>
         <category>Money and You events</category>
         <pubDate>Thu, 17 Apr 2008 22:16:21 -0800</pubDate>
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         <title>Hamburger Heaven</title>
         <description><![CDATA[<p></p>

<p>I found the secret to creating Heaven on Earth in the oddest of circumstances:  A backyard barbecue.  <br />
While setting the table with condiments for our hamburgers, my friend Cherrie said, “Don’t put the mayo out for me; I don’t use it.”  “Me, neither,” said Jim.  “It’s for Glenn,” I replied, as I placed it on the table.  <br />
Next, I put out the ketchup and barbeque sauce.  “Just mustard for me,” said Jim cheerily.  “Me, too” said Cherrie.  “Mustard?  Really?” I said wide-eyed. How interesting.  I never think of mustard when I’m constructing a delicious, juicy burger.  Hot dogs, yes, hamburgers, no.  Hmmm… So, ok, I got out the mustard. <br />
Ketchup for me.  No… today I think I’ll use Thousand Island dressing.  Mayo and barbeque sauce for Glenn.  Mustard for Jim and Cherrie. Okey dokey. <br />
That’s when the BFO hit me.  (BFO: “Blinding Flash of the Obvious”)  What would life be like if I could view all choices people make with the same interested yet dispassionate way as I did with choices for hamburger toppings?  <br />
“I’m going to the XYZ church/mosque/temple this weekend,” someone might say. “How interesting,” I would think.  “I don’t know much about that denomination.  What’s it like?” <br />
When I hear, “I think the federal government should stop funding education/nuclear weapons/environmental controls/business loans,” I would say, “How interesting. Where else could the money come from, or are you thinking that we don’t need…” <br />
“I’m Pro-Choice/Pro-Life.”  “How interesting,” I’d say.  “Do you mind sharing your thoughts on that?”  (“Get rid of the labels!” I remind myself, thinking of some labels that have been laden with inaccurate and hurtful assumptions about me.) <br />
This condiment-approach to others’ choices opens the door to building relationships beyond labels, beyond stereotypes, beyond pre-conceived notions of what someone is like.  It replaces self-created drama, angst, and negative thoughts with an unattached interest in another, opening unlimited pathways to expanding my world. <br />
Please note this distinction:  Honoring others’ choices is about being accepting of others, not dispassionate about life.  I’m not suggesting that we become disinterested in issues of importance to us.  As rEvolutionaries, we are called upon to offer our thoughts, feelings and actions to make our world a better place.  Now, with this hamburger helper, I can do it even better by forwarding positive ideas without making anyone else wrong. <br />
How interesting. <br />
By Marian Head, 1985 Money & You Graduate<br />
Reprinted with permission from Revolutionary News (www.RevolutionaryAgreements.com/news)</p>]]></description>
         <link>http://www.moneyandyoublog.com/2008/03/hamburger_heaven.html</link>
         <guid>http://www.moneyandyoublog.com/2008/03/hamburger_heaven.html</guid>
         <category>Newsletter Articles</category>
         <pubDate>Thu, 27 Mar 2008 22:38:42 -0800</pubDate>
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         <title>An Act of Gratitude  by Marian Head</title>
         <description><![CDATA[<p><br />
November 2001.  Influenced by the horrors of September 11, I decided not to wait until January to write my annual New Year’s letter.  With Thanksgiving only three weeks away, I decided to move out of the numbness that set in on 9-11 by entering into the fullness of gratitude.<br />
I started each paragraph in my Thanksgiving letter with “I am thankful for…”  The goodness in my life unfolded before me. On each copy of the letter, I scribed a personal note.  It was simply life-changing.  Before writing each of those 130 notes, I took time to think about the person who would receive that letter.   I wrote what was in my heart, expressing my deep gratitude for the special way that person touched my life.  Tears of appreciation flowed as I moved into an almost overwhelming state of thankfulness.  Taking this time, which was substantial, to consider how each person had graced me with their presence resulted in an outpouring of appreciation, forgiveness (sometimes of myself) and bountiful love.  <br />
I remember writing those love notes everywhere:  daily at my desk during the weeks leading up to our Thanksgiving visit with my mom, at the dining room table, on the little tray table on the airplane to Florida, and on my lap in the car when Glenn was driving the hour to mom’s house from the airport.  After signing the last letter in the car that day, a feeling of deep satisfaction flowed through me.  I said to my darling husband,  “I feel complete.”  Feeling more peaceful than I had in years, I added, “I could die at any time now, knowing that I’ve said everything I want to say to those I love.”<br />
In the spiritual chrysalis that had formed around me during those weeks of gratitude, I had transformed.  The numbness lifted and my life was renewed.<br />
With Thanksgiving upon us, I am reminded of the gift of time I took in those weeks to be present in Spirit with each person I know and love.   I choose to do this again.  While the result may not be something tangible like a letter, it will be a deepening of my connection to you, and to all life here on Earth and beyond.  As Johannes A. Gaertner, author of Worldly Virtues says so beautifully:<br />
To speak gratitude is courteous and pleasant,<br />
To enact gratitude is generous and noble,<br />
But to live gratitude is to touch Heaven.<br />
May you experience the fullness of Heaven on Earth this Thanksgiving.</p>

<p>By Marian Head, 1985 Money & You Graduate<br />
Reprinted with permission from Revolutionary News (www.RevolutionaryAgreements.com/news)</p>

<p><br />
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         <pubDate>Thu, 27 Mar 2008 22:36:24 -0800</pubDate>
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         <title>Mind over Matter or Matter over Mind?</title>
         <description><![CDATA[<p> </p>

<p><br />
 </p>

<p>When one thinks one is basically a body then the universe seems quite frightening. One believes death is the end of everything and one is a creature. One wants to survive at all costs.</p>

<p>We live in a society that virtually worships the physical and for most people science rules. This means that for the more enlightened it is quite oppressive.         Watch TV for an evening and notice all the drugs being advertised. Notice all the illnesses and ailments being advertised too. It is amazing how many fantastic malfunctions one can catch. The tremendous group agreement on what to eat or not eat and care of the body in general is enough to keep one totally busy from dawn to dusk. The medical profession and the drug companies together with the insurance industry work very hard to instill both the fear of illness and the urgency of putting yourself in their hands.  So get your checkups so we can find out early if you have some dire disease. Of course, this generates much business for them. </p>

<p>Usually they are sold on their own products and services and believe they are doing the right thing with a fervency that is positively cult-like. Even a Sovereign Being when surrounded by well meaning script writers advising him or her to be careful, to take care etc. can fall for this and become unstable. The first symptom of this is worry and doubt of one’s ability to rise above the physical.</p>

<p>When one thinks one is basically a spiritual being one has a different attitude. One expects the universe to co-operate and so it usually does.</p>

<p>At the root of Dynamism is the idea that one is creating one’s own universe however bad or good it may seem at any given moment. The Rapport Course exercises, when done enough times, demonstrate to the person that he can control his emotions and is in fact able to shift them at will.</p>

<p>The big argument about “when is a fetus a live person?” is easily answered when you consider the being as the source of life energy (dynamis). Obviously it is a live person when the person, the being, arrives to enliven it. (The mother, if at all psychic, usually knows exactly when this happens).</p>

<p>Within our society we have a lot of fixed ideas about the nature of reality. If one does not realize that agreements shape the world, it can seem as though those ideas are simply the way it is. When we are young we absorb these ideas. Until we inspect them newly in a new time and space they lurk in our mental basements ready to trick us later. This creates an insidious situation because we don’t really know they are there until under stress we find ourselves doing or thinking things that we consciously know are wrong or stupid.</p>

<p>When we dare to disagree with some of society’s sacred cows we are often told to face reality or that we are in denial.  Anyone who has had metaphysical experiences or spiritual revelations finds himself at odds with many of the sacred concepts that our culture holds dear. </p>

<p>People that believe in matter over mind often get very passionate about their beliefs and thrust them upon you with tremendous passion. You could DIE if you don’t do this or that medical procedure. That the medical procedures are often simply increasing the agony and stressing the person seems to escape their notice. Because Doctors and medical personnel are so sure they are doing the right thing (after all they spent years in school being indoctrinated in the current belief system) the patients are often found to be almost hypnotically obeying orders without taking control of their own fates.</p>

<p>The certainty of their rightness and “knowledge” the medical personnel project is VERY hard to withstand.</p>

<p>The oddity is that we are all suggestible. We detest admitting this. That a suggestion carries extra weight due to all the agreement along with the respect we give to those who have studied and worked so hard to learn the system adds even more power to the suggestions gets overlooked. This is to say overlooked by both patient and doctor. </p>

<p>I have recently become aware that many children are being drugged to make them more controllable. They get told they have A.D.D. or some such and are put on mind altering substances. It is also amazing to me that so many adults are on some kind of mind altering substances, prescribed or otherwise. The agreement seems to be that a pill can handle anything. This is based on the idea that emotions are chemical in origin.</p>

<p>None of this is meant to say don’t use doctors when you have a health crisis. </p>

<p> </p>

<p>For example modern medicine has come a long way in dealing with epidemics. Hygiene and inoculations have done a great deal to relieve us of the virulent plagues which once raged through whole populations. If you are exposed to such a sickness or in a region where certain ills are prevalent simply take your shots. Grin and bear it.</p>

<p> </p>

<p>Too many spiritually aware people deny medicine its place, this is unwise; some ailments are physical in nature and must be dealt with as such. First aid when needed is essential in handling a crisis. However, even it should be used with the idea of getting the individual back in control of his body not with the idea that he must be drugged for the rest of his or her life. </p>

<p> </p>

<p>Enid Vien, November 4, 2006</p>

<p>This is one of the many areas Enid will be looking at and discussing in this upcoming Interactive talk. </p>

<p>Come join Enid Vien as she discusses, Mind over matter and Matter over Mind.</p>

<p> </p>

<p>Interactive Talk March 2008  </p>

<p> </p>

<p>Interactive Talk:   Mind over matter and Matter over mind</p>

<p>Date: March 15th 2008</p>

<p>Time: 10:30a-approximately 11:30a </p>

<p>Cost: Free (The Dynamism Institute is a non-profit org., if you like what you learn, a donation would be appreciated)</p>

<p>Location: Dynamism Institute</p>

<p>8667 Hayes St.  La Mesa, CA</p>

<p>619-462-5160</p>

<p>Directions: From beach; 8 East to the Jackson/Grossmont off ramp. At end of off ramp make a right, go 1 block to Glen; make a very sharp right onto Hayes. We are the 4th house on left in the rear. Please park on street o at church parking lot.</p>

<p> </p>

<p>As with all talks by Enid this will be recorded.</p>

<p> </p>

<p>Dynamism tip: Sovereignty is the state of full responsibility for ones own existence and interactions with others and the universe.</p>

<p>Enid Vien, “The Sovereignty Manual”</p>

<p> </p>

<p>Upcoming Course: Rapport Course</p>

<p> </p>

<p>Sign up today! Don't pass up this unique opportunity to take charge! If you’ve taken the course before and haven’t been back to move to the next level or to sharpen your tools this one day course is for you!</p>

<p> </p>

<p>Would You like to improve your Rapport?</p>

<p>Does it frighten you to be close to someone?</p>

<p>Do you feel people misunderstand you?</p>

<p>Do you easily get distracted?</p>

<p>Do you stress out?</p>

<p>Do you have problems getting questions answered?</p>

<p>Are people afraid to approach you?</p>

<p>Are you afraid to approach people?</p>

<p>Are you easily annoyed?</p>

<p>Are you annoying? </p>

<p> </p>

<p>Would you like?</p>

<p>…………………………To experience true connection?</p>

<p> </p>

<p>People to see who you really are?</p>

<p> </p>

<p>…………………………To be less stressful?</p>

<p> </p>

<p>More confidence?</p>

<p> </p>

<p>…………………………To be more present and focused?</p>

<p> </p>

<p>More productivity?</p>

<p> </p>

<p>To attend a 1-day workshop that'll improve all these areas?</p>

<p> </p>

<p>On March 8th 2008, Enid Vien and David Womack invite you to attend The Rapport Building Workshop </p>

<p> </p>

<p>Here’s what you’ll learn and practice;</p>

<p> </p>

<p>8 Secrets to developing Instant Rapport!</p>

<p>What is True Connection!</p>

<p>How to maintain Affinity in the face of adversity!</p>

<p>The Art of Listening!</p>

<p>The power of Acknowledgement!</p>

<p>Using your Intention!</p>

<p> </p>

<p>Part of Dynamism’s mission consists of courses designed to keep you empowered and on track!</p>

<p> </p>

<p>Date: Saturday, March 8th 2008</p>

<p>Time: 9:30a-6p</p>

<p>Fee: $200.00 per person (25% off for 2 or more)</p>

<p>        Any new returnees $50.00</p>

<p>        All prior agreements are also honored.</p>

<p>Location: Dynamism Institute</p>

<p>8667 Hayes St.  La Mesa, CA</p>

<p>619-462-5160</p>

<p>Directions: From beach; 8 East to the Jackson/Grossmont off ramp. At end of off ramp make a right, go 1 block to Glen; make a very sharp right onto Hayes. We are the 4th house on left in the rear. Please park on street o at church parking lot.</p>

<p>          </p>

<p>New Release! Available Now; Be the first to get your copy of the new CD, Agreements and Reality</p>

<p> </p>

<p>Have you ever acted thought about what reality?</p>

<p>Did you realize there are two main types of reality?</p>

<p>How do you create the reality you really want?</p>

<p>What role does keeping one’s agreements play in shaping your reality?</p>

<p> </p>

<p>In this awesome CD Enid Vien empowers of you with her wisdom and no nonsense approach to taking control of your reality and shares tips on how to maintain your agreements.</p>

<p> </p>

<p>Available online at www.dynamism.org or contact us here at 619-462-5160</p>

<p> </p>

<p>Upcoming Talks</p>

<p>Join us in the upcoming months as we look at;</p>

<p> </p>

<p>Knowing what you know</p>

<p>Basics of Metaphysics</p>

<p>Affirmations and Denial</p>

<p> </p>

<p>Dynamis Coaching and Clearing</p>

<p> </p>

<p>Dynamis coaching and clearing is based on the idea that you really do know what you are doing and thinking, you’ve just simply buried the knowledge. In times of stress, loss or moments of anguish you came to some conclusions and probably learned some lessons that are no longer appropriate to the circumstances.  From these conclusions and lessons you formed principles to operate by. </p>

<p> </p>

<p>They probably worked for you at the time, but in examining them you will find they are definitely working against you now. They have become blocks, barriers, or invisible ceilings. They’ve become so much a part of your operating principles that you can’t put your finger on them. Part of the function of a Dynamis Clearing Practitioner is to help you find, uncover and re-examine those old lessons, conclusions and “givens”. </p>

<p> </p>

<p>Call now and take advantage of our free 2 hour interview. This is not a pressure sell, but an opportunity for you to set down with one of our professionals and experience what makes dynamis clearing so effective.</p>

<p> </p>

<p>A person receiving Clearing is called a Viewer or Seeker.</p>

<p> </p>

<p>A Clearing Practitioner is a person who has trained years learning to effectively assist you in regaining your individuality, self-esteem and determinism. A Practitioner is not a therapist, advice giver, or psychologist. We do not use any technique that lessens the individual’s control. We are essentially listeners who guide you to discover your own point of view and to make your own decisions. No one knows you better than you!</p>

<p> <br />
<a href="http://www.dynamism.org/"><br />
http://www.dynamism.org/<br />
</a><br />
 </p>

<p> </p>

<p> </p>

<p> </p>

<p> <br />
</p>]]></description>
         <link>http://www.moneyandyoublog.com/2008/02/_when_one_thinks_one.html</link>
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         <pubDate>Fri, 29 Feb 2008 19:01:18 -0800</pubDate>
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         <title>10 Reasons to Use Facebook for Business</title>
         <description><![CDATA[<p><br />
Social networking websites, especially Facebook, have significant implications for business owners, marketers, and entrepreneurs around the world. To keep your business current, you should at least be familiar with the latest conversational marketing techniques and viral technologies, including Facebook and its array of powerful features. <br />
Here are ten reasons to be active on Facebook:</p>

<p><br />
<strong>1.</strong>	Meet your peers. Facebook is not just for college kids anymore. Members are typically older and more mature than on other sites, and there are more white collar users.</p>

<p><strong>2.</strong>	Find business contacts. With more than 65 million active users, and predicted to be 200 million by the end of 2008, not only are your friends  on Facebook, so are your prospects, your customers, your JV partners… and, of course, your competitors. You need to be on too.</p>

<p><strong>3.</strong>	Instant gate opener. Facebook members are open to connecting. You can easily begin a dialog with highly successful—even famous—people who were previously otherwise unreachable.</p>

<p><strong>4.</strong>	Build relationships. By engaging in conversations with your prospects and customers, you can better adapt your marketing and business services to meet their needs.</p>

<p><strong>5.</strong>	Raise visibility. By consistently showing up, posting relevant information, and being a thought leader, you can increase visibility and credibility as an expert in your area.</p>

<p><strong>6.</strong>	Develop your personal brand. The lines between business and personal have become blurred. You can reveal as much or as little about yourself as you wish, allowing you to personalize your brand.</p>

<p><strong>7.</strong>	Target your niche. Users volunteer vast amounts of information about themselves that you can readily access. These kinds of demographics, psychographics, and technographics would previously have cost fortunes to access. Author, John Battelle, calls Facebook a “database of intentions.”</p>

<p><strong>8.</strong>	Get rapid top Google placement. Create a Page for your business and ‘‘push” information to your “fans.” Pages (for business) and Profiles (for personal) are indexed for optimal search engine positioning. Facebook has a page rank of #7 according to Alexa.</p>

<p><strong>9</strong>.	Place targeted ads. With Facebook Social Ads, you can test out extremely targeted advertising for minimal cost. </p>

<p><strong>10</strong>.	No cost marketing. Aside from paid ads, Facebook is totally free to use and with regular activity you’ll end up with more traffic, more subscribers, and more paying clients.</p>

<p><em>Mari Smith graduated from Money & You in May 1999 (where she also met her husband), and from Business School for Entrepreneurs in June 1999. She is a Relationship Specialist, Internet Marketing Consultant and Facebook Business Coach. She offers a free introductory class for professionals on how to use Facebook for strategic business growth at: http://facebookfortunes.com. Class materials include PDF guides, how-to videos, discussion forum, and dozens of interviews with successful active Facebook members.</em></p>]]></description>
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         <title>IT’S EVERYWHERE! – And You Better Know What To Do With It!</title>
         <description><![CDATA[<p>By Glenda Feilen</p>

<p>It’s everywhere! It’s in you, on you, and around you. And what you do with it makes a huge difference in your world. If you use it to your advantage, you can expect cash flowing into your life, great relationships, and vibrant health. However, if you are oblivious to its presence, you could be in big trouble and facing a downward spiral.</p>

<p>So, what is it that is everywhere and so life altering? It’s energy. Do you know how important the Law of Energy is in your life? It’s affecting you every single moment that you breathe. You can take it in and create great things with it or just ignore it. If ignoring it has been your habit, you just might want to make an immediate U turn in your behavior. <br />
 <br />
Recently a man told me, “Oh, I’ve heard about energy. I know all about that.” At that moment his business was anything but booming, his marriage was ending, and his bank accounts were busted. “Hearing and knowing about energy” didn’t help him at all.  It’s how you are using this invisible, magical power that creates happiness in your life. It may be hidden from your eyes, but it is present literally everywhere in your life.</p>

<p>How do you use the energy ‘in you’, ‘on you’, and ‘around you’ to create some miraculous happenings in your life? Difficult as it may be to believe, even though the law of energy has a huge impact in your life, only small changes need to be made to begin seeing its beneficial effects. You can easily harness that great hidden power and use it to your advantage in every area of your life.</p>

<p>I say ‘hidden’ because you can’t see it. If we could see it, we would certainly be mindful to the energy that is flowing and when it is flowing right, everything else follows! </p>

<p>Let’s talk about the hidden power within you. The energy you put out from a soul level is what you think, say, speak, and feel. Napoleon Hill said it best in his book Law of Success. “You have a genius lying within your brain.”  Wake up your genius and get it to work for you. The creative power of your soul will lie dormant until you take control of that genius in your mind. Then you will see immediate changes in your life.</p>

<p>What about the energy on you? Who would ever think that the way you look makes a difference in your success. It does make a big difference. The colors, textures, designs, fabrics, and accessories you wear either attract others to you or repel them on a vibrational level. Instead of trying to create an image to impress others, dress so that others can see the real you inside. When you dress according to how you radiate your energy, others see you – instead of your costume. Dress so that the ‘outside you’ reveals the ‘inside you’ to step into your power. When you do, others take you more seriously, you sell more products, have more customers, and attract empowering relationships. You are never as powerful as when you are being yourself.</p>

<p>What’s this around you energy? It’s your playing field. Where you live and work. That’s right. Energy flows into your home and office and the way you arrange your environment can make an immediate difference in the happiness of your family, the profits in your business, and the quality of your relationships. Is your sleeping direction attracting positive relationships? Are you attracting money with the current direction your desk is facing? Are the colors and objects in your home and office energetically bringing you customers? Donald Trump said, “If changing the direction of my desk can bring be another million, why not do it!” </p>

<p>A client of mine recently moved to San Diego because her life had taken a turn for the worse. She had been fired from her job, evicted from her home, and had just gone through a family crisis. She began to consciously apply the law of energy to her thoughts, feelings, and words. She stepped into her power by radiating to the world her true self by using energy principles from “Fashion for the Soul’. She also made some energy changes in her home and office to create a warm, friendly environment. Today she is in a fulfilling relationship, has a job which pays double that from which she was fired, is happily reunited with her family. Her life has completely turned around. All she did was to make a personal turn around in the way she was applying the law of energy in her life. </p>

<p>If you are not taking the best advantage of applying the law of energy in your life, it’s not too late to let Glenda Feilen put you on the fast track. No one can go back and make a brand new start, but anyone can start from now and make a brand new ending. Contact Glenda today at www.ContactGlenda.com </p>]]></description>
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         <title>Web site Rejuvenation - excellerated.com</title>
         <description><![CDATA[<p>Greetings Friends, Graduates and Guests:</p>

<p>The Excellerated/Money & You(r) Web site is undergoing rejuvenation today.  We hope you'll come back soon to see our new look.</p>

<p>While you are waiting, please browse through the many informative articles located in our BLOG archives.</p>

<p>If you need assistance, please email <a href="mailto:info@excellerated.com ">info@excellerated.com </a>or call our office at 619-224-8880.</p>

<p><br />
<strong>Worldwide Schedule for our Excellerated Programs</strong></p>

<p>February 21-24, 2008 Oceanside/San Diego, CA USA, Money & You <br />
March 13 - 16, 2008 Houston, Texas, USA Money & You English <br />
March 17 - 24, 2008 Shenzhen, China, Business School for Entrepreneurs (Chinese)<br />
April 3 - 6, 2008 Kuala Lumpur, Malaysia, Money & You <br />
April 12 - 20, 2008, Kuala Lumpur, Malaysia, Business School for Entrepreneurs <br />
</p>]]></description>
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         <title>It IS a small world: the “6 degrees of proximity”</title>
         <description><![CDATA[<p>Do you remember the last time you were on a holiday and met another compatriot? Ten to one you discovered you had a mutual contact and that one of you made the remark: “It is a small world, isnt’t it?”. This happens a lot on holidays. It even seems that this happens more abroad than in our daily lives. Is this a coincidence? Or is there more? </p>

<p>It is not that odd. We indeed live in a small world. The first person who started doing research in this area was Stanley Milgram. In his 1967 “small world experiment” the theory of the “6 degrees of separation” was born. This theory states that everybody in the world is connected via 6 steps (read: people). Several other studies between 1967 and today have proven that this is indeed the case.</p>

<p>Let’s also look at this theory from another angle, from a more mathematical one. Let’s assume that everybody has on average 250 contacts (professional and private ones). Each of these 250 contacts also has 250 contacts. If we conservatively assume that you know half of those people yourself then every contact of yours knows 125 people you don’t know yourself. This means that in the second degree you have access to 31.250 people. And that is were the real power of networking is: in the second degree. You don’t only have many more opportunities, you also have a bond of trust via your mutual contact. </p>

<p>This principle of the “6 degrees” that I call the “6 degrees of proximity” (if you can contact anyone in the world via only 6 people you are rather connected than separated, aren’t you?) can also be found on online networking websites like LinkedIn (www.linkedin.com), Ecademy (www.ecademy.com) and Xing (www.xing.com). You don’t only see how many people you can actually reach in second degree, but also who these people are.</p>

<p>What is the value of this insight for me? That we can deal with each other in a different way on events, cocktail drinks, online networks and other networking functions. Too often participants of events don’t feel comfortable because they feel like having to “sell” themselves or their organisations (see the article in the previous issue about the difference between selling and networking). And because they don’t like someone else approaching them with this attitude they don’t want to radiate this themselves to others as well. </p>

<p>But if you know that the greatest value of the network is in the second degree, you can deal with people in a different way than “selling”. In your next conversation on a networking event, look and listen for what the other person can do for your network and your network for him. And the other way around: what the network of this person can do for you and you for his network. You won’t only discover more opportunities, but also have another kind of conversation and more enjoyable one !</p>

<p>PS: if you discover that you and the person you are talking to can help each other or can do business with eacht other, don’t miss this opportunity! You don’t have to exclude yourself and only think about the needs of your network instead of your own. However, by starting your conversation with this networking attitude, you can get another kind of conversation with surprising results!</p>

<p>Jan Vermeiren is the Networking Coach and author of the network book “Let’s Connect!” (soon also available on Amazon) and the CD “Let’s Connect at an event”. Jan and his team don’t only give presentations, training courses, workshops and personal coaching concerning networking and referrals, but also advice organisations how to stimulate networking at their events and how to integrate networking in their sales and recruitment strategy. The Networking Coach team works for large international companies like Alcatel, Delta Lloyd Bank, Deloitte, DuPont, EDS, Ernst & Young, IBM and SAP as well as for small companies and freelancers.</p>

<p>Go to <a href="http://www.networking-coach">www.networking-coach</a>.com to get your FREE networking e-course and a light version of the book.<br />
   <br />
</p>]]></description>
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         <title>REMARKABLE DEFINITIONS OF LOVE</title>
         <description><![CDATA[<p>What Love means to a 4-8 year old . . .  Slow down for three minutes to read this.  It is so worth it. Touching words from the mouth of babes. A group of professional people posed this question to a group of 4 to 8 year-olds, "What does love mean?" <br />
The answers they got were broader and deeper than anyone could have imagined. See what you think: </p>

<p></p>

<p></p>

<p><br />
"When my grandmother got arthritis, she couldn't bend over and paint her toenails anymore. <br />
So my grandfather does it for her all the time, even when his hands got arthritis too. That's love." </p>

<p>Rebecca- age 8 </p>

<p></p>

<p></p>

<p>"When someone loves you, the way they say your name is different. <br />
You just know that your name is safe in their mouth." </p>

<p>Billy - age 4 </p>

<p><br />
"Love is when a girl puts on perfume and a boy puts on shaving cologne and they g o out and smell each other." </p>

<p>Karl - age 5 </p>

<p>"Love is when you go out to eat and give somebody most of your French fries without making them give you any of theirs." </p>

<p>Chrissy - age 6 </p>

<p><br />
"Love is what makes you smile when you're tired." </p>

<p>Terri - age 4 </p>

<p><br />
"Love is when my mommy makes coffee for my daddy and she takes a sip before giving it to him, to make sure the taste is OK." </p>

<p>Danny - age 7 </p>

<p><br />
"Love is when you kiss all the time. Then when you get tired of kissing, you still want to be together and you talk more. <br />
My Mommy and Daddy are like that. They look gross when they kiss" </p>

<p>Emily - age 8 </p>

<p><br />
"Love is what's in the room with you at Christmas if you stop opening presents and listen." </p>

<p>Bobby - age 7 (Wow!) </p>

<p><br />
"If you want to learn to love better, you should start with a friend who you hate," </p>

<p>Nikka - age 6 <br />
(we need a few million more Nikka's on this planet) </p>

<p><br />
"Lov e is when you tell a guy you like his shirt, then he wears it everyday." </p>

<p>Noelle - age 7 </p>

<p><br />
"Love is like a little old woman and a little old man who are still friends even after they know each other so well." </p>

<p>Tommy - age 6 </p>

<p><br />
"During my piano recital, I was on a stage and I was scared. I looked at all the people watching me and saw my daddy waving and smiling. </p>

<p>He was the only one doing that. I wasn't scared anymore." </p>

<p>Cindy - age 8 </p>

<p><br />
"My mommy loves me more than anybody <br />
You don't see anyone else kissing me to sleep at night." </p>

<p>Clare - age 6 </p>

<p><br />
"Love is when Mommy gives Daddy the best piece of chicken." </p>

<p>Elaine-age 5 </p>

<p><br />
"Love is when Mommy sees Daddy smelly and sweaty and still says he is handsomer than Robert Redford." </p>

<p>Chris - age 7 </p>

<p><br />
"Love is when your puppy licks your face even after you left him alone all day." </p>

<p>Mary Ann - age 4 </p>

<p><br />
"I know my older sis t er loves me because she gives me all her old clothes and has to go out and buy new ones." </p>

<p>Lauren - age 4 </p>

<p><br />
"When you love somebody, your eyelashes go up and down and little stars come out of you." (what an image) </p>

<p>Karen - age 7 </p>

<p><br />
"Love is when Mommy sees Daddy on the toilet and she doesn't think it's gross." </p>

<p>Mark - age 6 </p>

<p><br />
"You really shouldn't say 'I love you' unless you mean it. But if you mean it, you should say it a lot. People forget." </p>

<p>Jessica - age 8 </p>

<p><br />
And the final one -- Author and lecturer Leo Buscaglia once talked about a contest he was asked to judge. </p>

<p>The purpose of the contest was to find the most caring child. </p>

<p>The winner was a four year old child whose next door neighbor was an elderly gentleman who had recently lost his wife. </p>

<p>Upon seeing the man cry, the little boy went into the old gentleman's yard, climbed onto his lap, and just sat there. </p>

<p>When his Mother asked w ha t he had said to the neighbor, the little boy said, </p>

<p>"Nothing, I just helped him cry" </p>

<p><br />
When there is nothing left but God, that is when you find out that God is all you need. Take 60 seconds and give this a shot! All you do is simply say the following small prayer for the person who sent you this. </p>

<p>Heavenly Father, please bless all my friends in whatever it is that You know they may be needing this day! And may their life be full of Your peace, prosperity and power as he/she seeks to have a closer relationship with You. Amen. </p>

<p>Then send it on to five other people, including the one who sent it to you. Within hours you caused a multitude of people to pray for other people. Then sit back and watch the power of God work in your life. </p>

<p>P. S. Five is good, but more is better </p>

<p></p>

<p><br />
</p>]]></description>
         <link>http://www.moneyandyoublog.com/2008/02/renarkable_definitions_of_love.html</link>
         <guid>http://www.moneyandyoublog.com/2008/02/renarkable_definitions_of_love.html</guid>
         <category />
         <pubDate>Fri, 08 Feb 2008 19:31:48 -0800</pubDate>
      </item>
      
      <item>
         <title>The Importance of Business Rules</title>
         <description><![CDATA[<p></p>

<p>The Importance of Business Rules<br />
by<br />
Behnam Ataee, CIO<br />
 Dream Warrior Design Group</p>

<p>Regulation is much more than consideration for laws of the land.  It involves fine tuning and understanding the business and communication rules behind your E-Commerce startup. These rules are both formal and informal.<br />
For instance, in the late 1980's, I headed a team of designers and programmers in the creation of a concise, functional and user-friendly data management system. <br />
Our client was a major corporate entity in its field of operation and they desperately needed to upgrade their data management process. We worked on the project for over eighteen (18) months. <br />
By the time it was finished, I felt like a proud father. The outcome was everything promised and more. Subsequently, our code sat on the shelf for the better part of three years until it was ultimately implemented.<br />
Unfortunately, what I had failed to realize were the facts facing me squarely in the face. The Corporate Culture (Organizational Behavior - Cultural Rules as a subset of Business Rules) of the end users did not approve of or want any change. Furthermore, this industry's legal climate required testing measures far beyond anything that may be considered reasonable in any other business arena.<br />
Most of these issues could have been accommodated within the information design process. For example, we could have (and on hindsight should have) created a user interface that would have been identical to the previous software they were so used to using. Our attempt at enhancing the usability had backfired. <br />
While we asked for user input, we failed to involve those with "informal power" within this large organization or allowed them to test and provide feedback at intermediate points. Rather, the managers performed this function. Additionally, we could have (albeit with great difficulty) brought in State Officials to the process of development by providing constant updates and feedback. <br />
This, as I learned subsequently, tends to increase the time of development by a small factor but decreases the approval process significantly. Ultimately, the project earned regulatory approval and was implemented statewide. Although over fifteen years old, the software is still in use today by one of the largest insurance companies in the United States.<br />
As you can see, understanding the Environment (Regulations/Business Rules) is of paramount importance. <br />
To create concise Business Rules for your E-Commerce, the first step is to ensure a clear understanding of your organization and the response to technology. Analyze the work habits of your company, this will tell you what level of automation you will need for your Web site. Next is your technical understanding, which will provide you with a measure of how much work should be outsourced or training considered. Then you must consider the financial rules you live by. Is your company experiencing Cash Flow issues? If so, you will want to consider when choosing your financial alternatives (i.e. having a viable E-Commerce site so that the funds are deposited into your account directly). <br />
Another consideration is your privacy rules. Many privacy rules reflect a set of "fair information practices" first drafted in the 1970s. Although formulations vary, basic components are:<br />
•	Notifying the person (a.k.a. "data subject") that data is being collected. <br />
•	Giving the data subject choices about what is collected and how it may be used. <br />
•	Limiting what is collected, how it may be used and how long it is retained to what's needed<br />
for the original purpose. <br />
•	Ensuring the data is accurate, which includes allowing the data subject to review the data<br />
and make corrections. <br />
•	Providing reasonable security from unauthorized access or modifications and ability to<br />
verify compliance through audit trails. <br />
In order to combat SPAM (Junk Mail) on the Internet, please feel free to contact us at Dream Warrior Design Group to learn more.  <br />
When thinking of the regulation dimension of your E-Commerce, I strongly recommend that you <br />
•	Outline all important business practices particular to your sector that you wish to have implemented for customer dealings.  <br />
•	Think of your own organization and its strengths and weaknesses.  What is necessary <br />
within the E-Commerce system and your organization to create synergy between the<br />
E-Commerce system and your company's culture. <br />
•	Find out about all relevant legal issues that may affect your business practice on and off<br />
the Internet and ensure that the programmers implement these rules within your<br />
E-Commerce system.  <br />
•	Assign someone to continually keep track of the laws and regulations with regard to your industry and Internet. This person will have to be able to create effective and understandable documentation from which the programmers can modify the E-Commerce system.<br />
•	Adhere to and display the privacy rules within your Web site. You must also understand the consequences of your choices.</p>

<p><br />
For example, if your Site clearly states that you will resell people's information for profit, expect a lot less people to sign up for anything you have to offer.<br />
Regulations (Example Company)<br />
•	Only Products that are drop-shipped by vendor are resold<br />
•	Vendors are paid weekly<br />
•	Immediate payment by customer<br />
•	All of our inventory should go through a fulfillment house<br />
•	A webmaster should be assigned to handle the site<br />
•	An accountant should be assigned to verify and certify payments to vendors<br />
•	Customer information is strictly private and for internal use<br />
As you develop proper regulation, you must also pay attention to other dimensions of your developing E-Commerce business.  <br />
In order to do so, you must be able to define your company, your product or service, advantages and shortcomings of your offerings and most importantly your audience and target client.<br />
There is a specific set of questions to address. Many of these questions will integrate with the answers you have already provided with regard to regulation.  <br />
Go back and look at your business, privacy and financial rules once you have answered the following set of questions:<br />
Purpose Questionnaire:<br />
•	What are you offering?<br />
•	Who needs it? (target client)<br />
•	Who else is selling it?<br />
•	How are they selling it?<br />
•	Why your product/service and not your competitor's?<br />
•	How would a customer feel while making a purchase?<br />
•	How would the customer feel after they have bought it?<br />
•	Who would the customer turn to after they have purchased your product?<br />
Purpose Questionnaire (Example Company)<br />
•	We sell online pay per use videos, music, games and short animations.<br />
•	Our target audience is between the ages of  13 and 30.<br />
•	Our largest competitor is Apple Corporation (in music arena).<br />
•	The competition uses three sales models: pay per play/pay per volume/membership.<br />
•	We are much less expensive in all three areas and we provide more comprehensive content.<br />
•	Customer should be able to make the purchase with ease and without unnecessary page changes.<br />
•	We provide customers with the means to make the purchase part of their permanent collection<br />
for a nominal fee, and the combination of two fees is still less than the competition for those<br />
who purchase more than 30 songs.<br />
•	The customer is assisted in all stages so they can choose, find and download exactly what they seek.<br />
•	We have an outsourced customer service center which will be there to assist the consumer<br />
with all their questions regarding download.<br />
Now that the purpose questionnaire has been answered, let us see how the rules might change.<br />
Regulations Modified (Example Company)<br />
•	Only Products that are drop-shipped by vendor are resold.<br />
•	Vendors are paid weekly.<br />
•	Immediate payment by customer.<br />
•	Implementation of a membership model is essential thus we will need a membership section<br />
and discounted pricing for members.<br />
•	An In-House Customer Service Representative is necessary to handle membership issues.<br />
•	All of our inventory should go through a fulfillment house.<br />
•	A webmaster should be assigned to handle the site.<br />
•	An accountant should be assigned to verify and certify payments to vendors.<br />
•	Customer information is strictly private and for internal use.</p>

<p>As you can see, your purpose has a direct effect on the business rules.<br />
Please feel free to contact us with any questions or comments</p>

<p></p>

<p><br />
Dream Warrior Design Group                                                                                                             <br />
Telephone: 818.610.3316<br />
7131 Darby Ave Suite 203<br />
Fax: 818.475.5144<br />
Reseda, CA  91335                                                                                                        http://www.dreamwarrior.com</p>

<p>                                           Copyright Dream Warrior Design Group, Inc. 1993 - 2006<br />
</p>]]></description>
         <link>http://www.moneyandyoublog.com/2008/02/_the_importance_of_business.html</link>
         <guid>http://www.moneyandyoublog.com/2008/02/_the_importance_of_business.html</guid>
         <category />
         <pubDate>Fri, 08 Feb 2008 19:27:46 -0800</pubDate>
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