Money Under 30

The Average Car Payment Hit $787 a Month in 2026: What Longer Loan Terms Are Costing You

Kelley Bryson — Fri, 09 Oct 2026 08:29:38 +0000

You walk into a dealership ready to finance a reliable commute. The finance manager stretches your loan to 84 months to hit a payment you can stomach. That trade is becoming the norm. The average car payment for new vehicles hit $787 a month in the third quarter of 2026. More buyers are agreeing to […]

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Car Insurance Rates Under 25 Are Still the Highest in 2026

Jordan Pelletier — Thu, 08 Oct 2026 08:11:51 +0000

Car insurance rates under 25 are still the highest in the country. You turn 25, nothing else changes, and your bill still drops. That drop is not a coincidence. National premiums are climbing again in 2026, which makes that age gap even more expensive. Here is what the newest data shows about why younger drivers […]

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The 2027 Social Security COLA Could Be the Biggest in Years: Why It Matters Before You’re Collecting

Camille Doyle — Wed, 07 Oct 2026 07:48:44 +0000

You notice 6.2 percent missing from every paycheck for Social Security. You assume it won’t matter until retirement, decades away. On October 14, 2026, the Social Security Administration announces the 2027 Social Security COLA. This yearly increase adjusts benefits for inflation. Early estimates put it at 3.5 to 3.6 percent, the largest bump in years. […]

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Recent Grad Unemployment Rate Hits 5.6 Percent: What a Weak Jobs Report Means for Your Career

Kelley Bryson — Tue, 06 Oct 2026 08:08:31 +0000

You graduated, polished your resume, and started applying. Three months later, the recent grad unemployment rate sits at 5.6 percent. This month’s national jobs report showed the economy added only 29,000 jobs. If your job search feels unusually slow, the numbers back you up. Entry-level hiring has tightened. This slowdown isn’t just in your head. […]

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Medical Debt Can Still Show Up on Your Credit Report in 2026: Here’s What Changed

Jordan Pelletier — Mon, 05 Oct 2026 20:06:43 +0000

You skip the ER bill because you assume medical debt no longer touches your credit score. That assumption worked for a while. A federal court vacated the rule meant to ban medical debt from credit reports nationwide in July 2025. The protection disappeared almost as fast as it arrived. Medical debt credit reporting rules now […]

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Understanding Cryptocurrency Transfers and Network Fees

Jordan Pelletier — Mon, 05 Oct 2026 19:49:42 +0000

In cryptocurrency, the amount being transferred and the network fee paid to process that transaction are separate. Knowing the difference before authorizing a payment helps avoid costly surprises. Cryptocurrency presents a complex and fast-paced environment, with distinct measurements being taken constantly. Someone checking the BTC price might be looking at Bitcoin’s exchange rate, but a […]

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2027 ACA Open Enrollment Is Coming: Why Your Health Insurance Premium Already Jumped 58 Percent

Camille Doyle — Fri, 02 Oct 2026 07:57:55 +0000

You renew your health insurance plan every fall without much thought. This year’s bill makes you do a double take. The 2027 ACA open enrollment period opens November 1, 2026. It follows a year when average marketplace premium payments jumped 58 percent. Congress let enhanced subsidies expire, and millions of buyers, especially people under 35, […]

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Gen Z Wealth Building Now Starts at Age 19: Why 62% Still Feel Behind

Kelley Bryson — Thu, 01 Oct 2026 07:48:21 +0000

Gen Z wealth building now starts at age 19, 13 years earlier than Boomers did. That is the headline from a new U.S. Bank survey of 5,000 adults. Yet 56 percent of Gen Z respondents say they are doing everything right and still feel behind. That early start should have closed the gap by now. […]

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Gen Z Job Hopping Jumped to 55% in 2026: What’s Really Behind It

Jordan Pelletier — Wed, 30 Sep 2026 08:12:11 +0000

You keep a job board open in one browser tab and your actual work in another. You switch tabs fast whenever your manager walks by. That habit now has real numbers behind it. Gen Z job hopping plans jumped to 55 percent this year. That’s up from 32 percent a year ago, according to a […]

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Why Your Emergency Fund Might Not Be Enough After a Serious Injury

Jordan Pelletier — Tue, 29 Sep 2026 18:52:40 +0000

Having an emergency fund can protect you from small things like a broken washing machine, a car repair, or a temporary loss of income. A serious injury, however, can make your financial situation worse than it seems. After being hurt in an accident, you’ll have several large expenses arise while your ability to earn income […]

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