Money Under 30

Credit Card Debt Just Hit $1.26 Trillion: What Minimum Payments Are Really Costing You

Kelley Bryson — Fri, 18 Sep 2026 07:55:33 +0000

You pay the credit card bill every month, usually more than the minimum, and the balance barely moves. That is not a coincidence or bad luck with math. Credit card debt has climbed to $1.26 trillion nationally, nearing an all-time high, and the way most people pay it down is part of why it feels […]

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Auto Loan Delinquencies Hit a 15-Year High: What It Means Before You Finance a Car

Jordan Pelletier — Thu, 17 Sep 2026 18:27:20 +0000

You pay your car loan on time every month, so auto loan delinquencies might sound like someone else’s problem. Auto loan delinquencies reached their highest level since 2010 last quarter. The Federal Reserve Bank of New York reported the data in August 2026. Total auto debt now sits at $1.71 trillion, and a rising share […]

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Gen Z Credit Scores Dropped to 676: Here’s What’s Actually Driving It

Camille Doyle — Wed, 16 Sep 2026 14:56:05 +0000

You open one new credit card to build a financial cushion, pay every bill on time, and your credit score drops anyway. That is not a glitch. Gen Z’s average credit score has fallen to 676, thirty-eight points below the national average of 714. Two things are doing most of the damage: resumed student loan […]

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Affiliate Marketing as a Career: What It Takes to Make a Full-Time Income

Jordan Pelletier — Tue, 15 Sep 2026 21:12:49 +0000

There are a lot of contradictory opinions that surround an affiliate marketing career. While some people describe affiliate income as a steady cash flow, others say, based on their experience, that this type of online business is not worth bothering with. There’s a real opportunity to build a full-time career around affiliate marketing if you […]

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7 Signs a Career Opportunity is Actually a Good Financial Upgrade

Camille Doyle — Tue, 15 Sep 2026 21:01:49 +0000

A bigger salary can make a new job look like an easy yes. An extra $10,000 on the offer letter is exciting. But pay is only one piece of the money puzzle. A longer commute could eat into those gains. Higher insurance costs, too. That salary loses its shine if you spend more each month. […]

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The SAVE Plan Deadline Hits This Month: What Happens If You Miss It in 2026

Kelley Bryson — Tue, 15 Sep 2026 15:37:20 +0000

If you’re one of the millions of borrowers still parked on the SAVE student loan plan, your SAVE plan deadline is closer than it feels. The Department of Education has been winding the plan down since summer, and the first wave of 90-day deadlines lands on September 29, 2026. Miss yours, and your servicer automatically […]

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Why AI Is Becoming a Core Part of the Customer Experience

Camille Doyle — Mon, 14 Sep 2026 21:44:14 +0000

The tools businesses have to work with today have gotten a serious upgrade with the widespread availability of artificial intelligence. With the powerful computing power of AI and the unique perspective of their employees, companies can elevate every experience. Brands can focus more on what truly matters and gain valuable insights into customer sentiment and […]

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Buy Now, Pay Later Just Started Affecting Your Credit Score: What Changed in 2026

Jordan Pelletier — Mon, 14 Sep 2026 16:28:13 +0000

You split a $200 purchase into four payments through Klarna or Afterpay, paid every installment on time, and assumed it had nothing to do with your credit score. For years, that assumption held. Buy now, pay later loans mostly lived outside the credit reporting system. That is no longer guaranteed. FICO rolled out new scoring […]

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6 Investment Scams Young Adults Are Likely to Encounter

Camille Doyle — Mon, 14 Sep 2026 15:57:30 +0000

Although older people are commonly considered the most targeted demographic for investment scams, they aren’t alone. Barclays found that people between the ages of 21 and 30 represent about 24% of all investment scam victims. Young adults don’t usually have enough experience to spot every scam from the start. Some scams seem legitimate at first, […]

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The Repayment Assistance Plan (RAP): Your Guide to Student Loans in 2026

Camille Doyle — Fri, 11 Sep 2026 14:06:00 +0000

Your federal student loan repayment plan likely shifted at some point this year. You might not have noticed yet. In 2026, the Department of Education finalized a rule retiring the SAVE plan. That rule rebuilds how borrowers repay federal loans. At the center is a brand-new option: the Repayment Assistance Plan, or RAP. Borrowers stuck […]

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