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					<h1 class="entry-title"><a href="2016/03/23/the-hidden-perils-of-lender-policies-that-suppress-housing-supply/" rel="bookmark">The hidden perils of lender policies that suppress housing supply</a></h1>
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		<p>Saving the banks required reflating the housing bubble, trapping a generation in their starter homes and slowing sales in the housing market.</p>
<p>The reason fewer homeowners than usual list their homes for sale is due primarily to loss mitigation policies at lending institutions. Many homeowners… - <a href="http://ochousingnews.com/blog/lender-policies-that-suppress-housing-supply-cause-terrible-problems/">The hidden perils of lender policies that suppress housing supply</a></p>
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				<span class="post-date"><a href="2016/03/23/the-hidden-perils-of-lender-policies-that-suppress-housing-supply/" title="8:15 am" rel="bookmark"><time class="entry-date" datetime="2016-03-23T08:15:14+00:00" pubdate>March 23, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">Lenders destabilize housing with failed bubble-era loan products</a></h1>
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		<p>With memories of the housing bust fading, lenders embrace loan products proven to destabilize housing markets and cause foreclosures and lender losses.</p>
<p>One of the main factors preventing further home price inflation is the lack of down payment savings among the buyer pool. Making money from online casinos requires strategy, discipline, and choosing the right platforms. A <a href="https://play.nongamstopcasinos.ltd/"> non GamStop casinos UK reviewed</a> can offer flexible gaming options for players seeking fewer restrictions. However, it's essential to research, set limits, and play responsibly to maximize your chances while minimizing risks in the pursuit of profit. With super low… - <a href="http://ochousingnews.com/blog/lenders-destabilize-housing-with-failed-bubble-era-loan-products/">Lenders destabilize housing with failed bubble-era loan products</a></p>
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				<span class="post-date"><a href="/" title="8:14 am" rel="bookmark"><time class="entry-date" datetime="2016-03-22T08:14:44+00:00" pubdate>March 22, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">The hidden, long-term benefit from the housing bust</a></h1>
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		<p>Thanks to the housing bust, suburban renters now enjoy a much better selection of houses and neighborhoods to suit their family’s needs. Some of the UK owners have also started accepting cryptocurrency and the renters who are interested to pay in cryptocurrencies can look for what the <a href="https://buyshares.co.uk/cryptocurrency/exchanges/">best crypto exchange uk</a> has.</p>
<p>People often complain the media focuses too much on doom and gloom. Despite this perception, the financial media is almost entirely focused on providing… - <a href="http://ochousingnews.com/blog/the-hidden-long-term-benefit-from-the-housing-bust/">The hidden, long-term benefit from the housing bust</a></p>
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				<span class="post-date"><a href="/" title="8:19 am" rel="bookmark"><time class="entry-date" datetime="2016-03-21T08:19:45+00:00" pubdate>March 21, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">Forget austerity, housing and the economy need more stimulus</a></h1>
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		<p>Proponents of austerity predicted a number of dire consequences for fiscal stimulus, but so far, none of them have come to pass.</p>
<p>Have you ever been completely certain about something only later to find out you were completely wrong? Most people won’t admit it, and many people fail to… - <a href="http://ochousingnews.com/blog/forget-austerity-housing-economy-need-stimulus/">Forget austerity, housing and the economy need more stimulus</a></p>
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				<span class="post-date"><a href="/" title="8:10 am" rel="bookmark"><time class="entry-date" datetime="2016-03-18T08:10:42+00:00" pubdate>March 18, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">Root cause of California’s housing problems is homeowner greed and hypocrisy</a></h1>
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		<p>The worst social problem in the most heavily Progressive-dominated political districts is a lack of housing caused by selfishness and greed, two characteristics hypocritical Progressives like to criticize Conservatives for.</p>
<p>California has a housing problem. Anyone who lives in California copes… - <a href="http://ochousingnews.com/blog/46581-2/">Root cause of California’s housing problems is homeowner greed and hypocrisy</a></p>
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				<span class="post-date"><a href="/" title="8:17 am" rel="bookmark"><time class="entry-date" datetime="2016-03-17T08:17:27+00:00" pubdate>March 17, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">You pay for failed mortgage innovations with your taxes and your home</a></h1>
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		<p>When the mortgage industry innovations fail, millions of people lose their homes, and taxpayers fork over billions in bailout aid to foolish lenders and foolish borrowers.</p>
<p>Financial innovation:<br>
Designing a loan program that borrowers won’t repay but lenders and investors will fund.<br>
Most… - <a href="http://ochousingnews.com/blog/you-pay-for-failed-financial-innovation-with-your-taxes-and-your-home/">You pay for failed mortgage innovations with your taxes and your home</a></p>
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				<span class="post-date"><a href="/" title="8:14 am" rel="bookmark"><time class="entry-date" datetime="2016-03-16T08:14:33+00:00" pubdate>March 16, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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					<h1 class="entry-title"><a href="/" rel="bookmark">We’ve reached a permanently low floor in mortgage interest rates</a></h1>
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		<p>Mortgage rates will remain low because the banks and the economy can’t accommodate the loss of sales and lower house prices bound to accompany higher rates.</p>
<p>“Stock prices have reached what looks like a permanently high plateau.”<br>
- Irving Fisher, Ph.D. in economics, Oct…. - <a href="http://ochousingnews.com/blog/weve-reached-a-permanently-low-floor-in-mortgage-interest-rates/">We’ve reached a permanently low floor in mortgage interest rates</a></p>
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				<span class="post-date"><a href="/" title="8:17 am" rel="bookmark"><time class="entry-date" datetime="2016-03-15T08:17:06+00:00" pubdate>March 15, 2016</time></a></span><span class="byline"> by <span class="author vcard"><a class="url fn n" href="author/golfplan18/" title="View all posts by Larry Roberts" rel="author">Larry Roberts</a></span></span>			</span>
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