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Two Markets, Two Mindsets: What Toronto Buyers and Sellers Need to Know Right Now

john@realosophy.com (John Pasalis) — Wed, 13 May 2026 13:21:51 GMT

Toronto's housing market isn't telling one story right now — it's telling two. And depending on where you're looking, the experience couldn't be more different.

Some GTA Neighbourhoods Are Down 15%. Others Aren’t Down At All

john@realosophy.com (John Pasalis) — Tue, 12 May 2026 13:24:46 GMT

The average price of a low-rise home in the GTA is down 6% compared to last year. That's the kind of headline that shapes how buyers and sellers think about the market right now. But here's the problem — it might have very little to do with your neighbourhood.

Soft Employment Data Increases Canada’s Runway for Non-Inflationary Growth

dave@morplan.ca (David Larock) — Mon, 11 May 2026 16:17:47 GMT

Last week Statistics Canada estimated that our economy lost 18,000 jobs in April, well below the consensus forecast that 10,000 new jobs would be added.

Toronto's Housing Market in April: Still Stuck, But Are Green Shoots Emerging?

john@realosophy.com (John Pasalis) — Tue, 05 May 2026 15:41:49 GMT

GTA Housing Market Update – April 2026

The Bank of Canada Holds Steady (and Offers Some Reassurance)

dave@morplan.ca (David Larock) — Mon, 04 May 2026 15:52:07 GMT

The Bank of Canada (BoC) held its policy rate steady last week, as expected.

More Supply, Fewer Renters: Why GTA Rents Are Falling

john@realosophy.com (John Pasalis) — Fri, 01 May 2026 15:47:16 GMT

Rents are falling across the GTA - and the reason is actually pretty straightforward: we’ve hit a rare moment where supply surged just as demand pulled back.

Last Week’s Glimpse Beyond the US/Iran War

dave@morplan.ca (David Larock) — Mon, 20 Apr 2026 16:04:50 GMT

The Strait of Hormuz re-opened briefly last Friday. That gave us an indication of what our bond yields and mortgage rates might look like if the US/Iran war ends any time soon. After the ceasefire was announced, global bond yields immediately dropped, and energy prices eased.

The Tug of War Between Trade Uncertainty and the Energy Shock

dave@morplan.ca (David Larock) — Mon, 13 Apr 2026 18:03:26 GMT

Last week our latest Canadian employment data confirmed that our economy created 14,000 new jobs in
March. That was a welcome change from 110,000 jobs lost in January and February, but it’s hard to get too
excited about that uptick.

7 Things Every Home Buyer Needs to Know About Ontario's HST Rebate on New Homes

john@realosophy.com (John Pasalis) — Mon, 13 Apr 2026 17:43:25 GMT

Ontario's new HST rebate on new homes sounds like a win for buyers, up to $130,000 in tax relief on homes valued up to $1.5 million. But before you start celebrating, there are a few things you need to understand about how this rebate actually works, who really benefits, and the risks that come with buying new construction in today's market.

Caviar, Condos, and the Sorry State of Housing Policy Discourse

john@realosophy.com (John Pasalis) — Wed, 08 Apr 2026 13:43:59 GMT