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How Will the Iran War Impact Canadian Mortgage Rates?

dave@morplan.ca (David Larock) — Mon, 09 Mar 2026 15:10:44 GMT

Our world is suddenly a lot different.

Are Bidding Wars and Bully Offers Back in Toronto?

john@realosophy.com (John Pasalis) — Wed, 04 Mar 2026 13:32:34 GMT

GTA Housing Market Update – February 2025

How Will the Recent Weaker-Than-Expected Q4 GDP Impact Canadian Mortgage Rates?

dave@morplan.ca (David Larock) — Mon, 02 Mar 2026 17:41:19 GMT

Last Friday, Statistics Canada confirmed that our annualized GDP contracted by 0.2% in Q4, after rising by 0.6% in Q3.

What Happens When Young People Give Up on Homeownership

john@realosophy.com (John Pasalis) — Fri, 27 Feb 2026 14:34:43 GMT

Housing affordability is usually discussed in terms of prices and supply. But a recent working paper, highlighted in a Globe and Mail column by Preet Banerjee, raises a more unsettling question.

Toronto’s Condo Reckoning: A Bubble Many Saw Forming

john@realosophy.com (John Pasalis) — Tue, 24 Feb 2026 16:56:28 GMT

In recent months, a growing number of condo investors in Toronto have found themselves in serious financial distress. Some are being sued because they are unable to close on units they agreed to purchase years ago.

Canadian Inflation Cooled in January

dave@morplan.ca (David Larock) — Mon, 23 Feb 2026 17:21:28 GMT

Last Tuesday Statistics Canada confirmed that our Consumer Price Index (CPI) cooled to 2.3% in January on a year-over-year basis, down from 2.4% in December.

The One Change Canada Needs to Restore Homeownership

john@realosophy.com (John Pasalis) — Thu, 19 Feb 2026 18:56:49 GMT

In 2015, the UK government made a striking admission: its tax system was “supporting landlords over and above ordinary homeowners.” What followed was a series of tax reforms designed to curb buy-to-let investor demand and rebalance the housing market toward first-time buyers.

The Bank of Canada Needs to Get Off the Bench

dave@morplan.ca (David Larock) — Mon, 09 Feb 2026 18:28:44 GMT

Last week Statistics Canada confirmed that our economy lost 25,000 jobs in January, well below the consensus forecast of +5,000.

Why Multiplex Housing Is Already Running Into Trouble

john@realosophy.com (John Pasalis) — Thu, 05 Feb 2026 21:13:35 GMT

Toronto’s effort to allow small apartment buildings on major streets is already running into a predictable problem: the approvals system hasn’t caught up with the policy.

Why More Real Estate Brokerages May Be Headed for Collapse

john@realosophy.com (John Pasalis) — Wed, 04 Feb 2026 16:50:42 GMT

This is now the second major real estate brokerage to shut down in under a year.