Move Smartly

The Tug of War Between Trade Uncertainty and the Energy Shock

dave@morplan.ca (David Larock) — Mon, 13 Apr 2026 18:03:26 GMT

Last week our latest Canadian employment data confirmed that our economy created 14,000 new jobs in
March. That was a welcome change from 110,000 jobs lost in January and February, but it’s hard to get too
excited about that uptick.

7 Things Every Home Buyer Needs to Know About Ontario's HST Rebate on New Homes

john@realosophy.com (John Pasalis) — Mon, 13 Apr 2026 17:43:25 GMT

Ontario's new HST rebate on new homes sounds like a win for buyers, up to $130,000 in tax relief on homes valued up to $1.5 million. But before you start celebrating, there are a few things you need to understand about how this rebate actually works, who really benefits, and the risks that come with buying new construction in today's market.

Caviar, Condos, and the Sorry State of Housing Policy Discourse

john@realosophy.com (John Pasalis) — Wed, 08 Apr 2026 13:43:59 GMT

No, the GTA Housing Market Is Not “Turning”

john@realosophy.com (John Pasalis) — Tue, 07 Apr 2026 19:05:28 GMT

GTA Housing Market Update – March 2025

Have Bond Yields Risen Too High, Too Fast?

dave@morplan.ca (David Larock) — Mon, 30 Mar 2026 16:24:09 GMT

Canadian mortgage rates and the narratives around where they are headed have shifted dramatically since the US/Iran war started.

Bank of Canada: We’re Really Going Through It Right Now

dave@morplan.ca (David Larock) — Mon, 23 Mar 2026 15:54:40 GMT

The Bank of Canada (BoC) held its policy rate steady last week, as expected.

Why Missing Middle Housing Is Being Oversold

john@realosophy.com (John Pasalis) — Wed, 18 Mar 2026 20:42:19 GMT

Over the past several years, Canada's approach to building more housing has been to assume that what works in one region of the country must work everywhere - and no idea exemplifies this mindset more than our federal government’s belief that handing out millions of dollars to cities to legalize fourplexes will somehow solve our housing crisis.

How Will the Bank of Canada Reconcile Our Weakening Economy and Spiking Oil Prices?

dave@morplan.ca (David Larock) — Mon, 16 Mar 2026 14:24:44 GMT

Last week Statistics Canada confirmed that our economy shed 84,000 jobs in February, well below the consensus forecast that 10,000 new jobs would be added.

How Will the Iran War Impact Canadian Mortgage Rates?

dave@morplan.ca (David Larock) — Mon, 09 Mar 2026 15:10:44 GMT

Our world is suddenly a lot different.

Are Bidding Wars and Bully Offers Back in Toronto?

john@realosophy.com (John Pasalis) — Wed, 04 Mar 2026 13:32:34 GMT

GTA Housing Market Update – February 2025