http://www.moneyplansos.com Helping everyday Americans Pay Attention, Not Interest Tue, 21 Feb 2012 14:14:39 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Steve Stewart - MoneyPlanSOS TMsave,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,FinancialBusiness/InvestingBusiness/Business NewsBusiness/Management & MarketingEducation/TrainingBusiness/ShoppingSteve@MoneyPlanSOS.comSteve StewartSteve Stewartnosave,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,FinancialPersonal Finance blogger, speaker, and teacher helping everyday Americans Pay Attention, Not InterestThis is the show for everyday Americans who would rather pay Attention, not Interest. Steve Stewart, America's Personal Finance Architect, helps you design a house of Financial Freedom and is the only independent personal finance coach that has been featured on the Dave Ramsey Show. Episodes focus on important personal finance topics that effect 99% of Americans today such as: How to pay off debt, make smart purchasing decisions, pay for college, and retirement savings. This is the show that answers your call for help with a simple moneyplan.Subscribe with PodnovaSubscribe with NewsGatorSubscribe with NetvibesSubscribe with PageflakesSubscribe with My Yahoo!Subscribe with ODEOSubscribe with GoogleSubscribe with PlusmoSubscribe with The Free DictionarySubscribe with Bitty BrowserSubscribe with Live.comSubscribe with Excite MIXSubscribe with WebwagSubscribe with Podcast ReadySubscribe with WikioSubscribe with Daily Rotation http://feedproxy.google.com/~r/mpsos/~3/fHh4qoGyhb4/ http://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/#comments Sat, 18 Feb 2012 18:17:07 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3583
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/feed/ 5 noI’m a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I’m the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along … Steve StewartI’m a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I’m the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/http://traffic.libsyn.com/moneyplansos/sos050_Who_Cares_What_Dave_Ramsey_Says.mp3 http://feedproxy.google.com/~r/mpsos/~3/43TxgjdOFww/ http://www.moneyplansos.com/sos049-recommended-percentages/#comments Thu, 09 Feb 2012 05:44:02 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3557
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos049-recommended-percentages/feed/ 2 noThis is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories. How do you compare to … CSteve StewartThis is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories. How do you compare to … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos049-recommended-percentages/http://traffic.libsyn.com/moneyplansos/sos049_Recommended_Percentages.mp3 http://feedproxy.google.com/~r/mpsos/~3/cNlU1LgS8Cs/ http://www.moneyplansos.com/sos048-invest-like-spock/#comments Fri, 03 Feb 2012 23:22:18 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3546
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos048-invest-like-spock/feed/ 0 noEmotions help make most of the decisions with our disposable income. A lot of what we do with our money is based on emotions: We want something, we like something, it sounds good or looks good. Some play  money is … Continue reading →Steve StewartEmotions help make most of the decisions with our disposable income. A lot of what we do with our money is based on emotions: We want something, we like something, it sounds good or looks good. Some play  money is … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos048-invest-like-spock/http://traffic.libsyn.com/moneyplansos/sos048_Invest_Like_Spock.mp3 http://feedproxy.google.com/~r/mpsos/~3/XScuSrAQwVA/ http://www.moneyplansos.com/sos047-who-do-you-work-for/#comments Fri, 27 Jan 2012 06:10:03 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3503
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos047-who-do-you-work-for/feed/ 2 noPretend you work for $20 an hour and wanted to buy a new iPod Touch for $200. You would need to work for 10 hours to make $200, right? What we forgot in the calculation – income taxes Don’t forget that … Continue reading →Steve StewartPretend you work for $20 an hour and wanted to buy a new iPod Touch for $200. You would need to work for 10 hours to make $200, right? What we forgot in the calculation – income taxes Don’t forget that … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos047-who-do-you-work-for/http://traffic.libsyn.com/moneyplansos/sos047_Who_Do_You_Work_For.mp3 http://feedproxy.google.com/~r/mpsos/~3/32NTTa4Iczw/ http://www.moneyplansos.com/sos046-defending-suze-orman/#comments Thu, 19 Jan 2012 03:32:35 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3454
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos046-defending-suze-orman/feed/ 5 noI’m defending Suze Orman, not for her behavior in calling some personal finance bloggers idiots but for something she did with her “Approved Card” that I would love to see other card issuers do. Why am I even talking about … ContinSteve StewartI’m defending Suze Orman, not for her behavior in calling some personal finance bloggers idiots but for something she did with her “Approved Card” that I would love to see other card issuers do. Why am I even talking about … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos046-defending-suze-orman/http://traffic.libsyn.com/moneyplansos/sos046_Defending_Suze_Orman.mp3 http://feedproxy.google.com/~r/mpsos/~3/BpKt2tr_bro/ http://www.moneyplansos.com/sos045-setting-goals-part-2/#comments Thu, 12 Jan 2012 14:23:35 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3423
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos045-setting-goals-part-2/feed/ 1 noJon White continues this week in Part 2 of Setting Financial Goals in 2012. In Part 1 of Setting Goals for 2012 In Episode 44 we discussed taking a look at where you are before you get started: How much … Continue reading →Steve StewartJon White continues this week in Part 2 of Setting Financial Goals in 2012. In Part 1 of Setting Goals for 2012 In Episode 44 we discussed taking a look at where you are before you get started: How much … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos045-setting-goals-part-2/http://traffic.libsyn.com/moneyplansos/sos045_Setting_Goals_Part_2.mp3 http://feedproxy.google.com/~r/mpsos/~3/ksGNNKUSj-g/ http://www.moneyplansos.com/sos044-setting-goals-with-jon-white/#comments Fri, 06 Jan 2012 05:48:41 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3346
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos044-setting-goals-with-jon-white/feed/ 0 noThe first of a 2-part series from Jon White from JWFinancialCoaching.com Resolutions are like the End Zone Most people make resolutions like “I want to lose weight” or “I want to save more money this year”. Resolutions are like theSteve StewartThe first of a 2-part series from Jon White from JWFinancialCoaching.com Resolutions are like the End Zone Most people make resolutions like “I want to lose weight” or “I want to save more money this year”. Resolutions are like the end zone … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos044-setting-goals-with-jon-white/http://traffic.libsyn.com/moneyplansos/sos044_Setting_Goals_with_Jon_White.mp3 http://feedproxy.google.com/~r/mpsos/~3/4TF_bC_njfg/ http://www.moneyplansos.com/sos043-top-11-of-2011/#comments Fri, 30 Dec 2011 16:19:18 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3322
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos043-top-11-of-2011/feed/ 1 noIf you are new or want to revisit MoneyPlanSOS podcast episodes More than a year has passed since the introduction of the MoneyPlanSOS podcast. Here is a list of the Top 11 episodes from 2011: Episode #5: The Absolute Simplest … Continue reading &#8Steve StewartIf you are new or want to revisit MoneyPlanSOS podcast episodes More than a year has passed since the introduction of the MoneyPlanSOS podcast. Here is a list of the Top 11 episodes from 2011: Episode #5: The Absolute Simplest … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos043-top-11-of-2011/http://traffic.libsyn.com/moneyplansos/sos043_Top_11_of_2011.mp3 http://feedproxy.google.com/~r/mpsos/~3/xlCUgCvPYfY/ http://www.moneyplansos.com/sos042-changing-values-into-valuables/#comments Fri, 23 Dec 2011 14:16:54 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3310
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos042-changing-values-into-valuables/feed/ 0 noWe all have things we value One of the things we have to do when building our house of financial freedom open up some windows (share and experience things with others). I call this giving. There are plenty of ways … Continue reading →Steve StewartWe all have things we value One of the things we have to do when building our house of financial freedom open up some windows (share and experience things with others). I call this giving. There are plenty of ways … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos042-changing-values-into-valuables/http://traffic.libsyn.com/moneyplansos/sos042_Changing_Values_Into_Valuables.mp3 http://feedproxy.google.com/~r/mpsos/~3/hCBqMivRkDU/ http://www.moneyplansos.com/sos041-they-need-our-eyeballs/#comments Sat, 17 Dec 2011 07:45:59 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3256
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos041-they-need-our-eyeballs/feed/ 3 noIn Episode 40 I shared with you Who I Am and that you can’t believe everything you read (or see on TV). The media does’t make money unless they sell advertising. What do they need for advertisers to pay them … Continue reading →Steve StewartIn Episode 40 I shared with you Who I Am and that you can’t believe everything you read (or see on TV). The media does’t make money unless they sell advertising. What do they need for advertisers to pay them … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos041-they-need-our-eyeballs/http://traffic.libsyn.com/moneyplansos/sos041_They_Want_Our_Eyeballs.mp3 http://feedproxy.google.com/~r/mpsos/~3/iNwAR00Hplw/ http://www.moneyplansos.com/sos040-who-i-am/#comments Wed, 07 Dec 2011 06:08:00 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3226
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos040-who-i-am/feed/ 4 noI don’t really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do … ContinueSteve StewartI don’t really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos040-who-i-am/http://traffic.libsyn.com/moneyplansos/sos040_Who_I_Am.mp3 http://feedproxy.google.com/~r/mpsos/~3/8l5goIcaeTE/ http://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/#comments Wed, 23 Nov 2011 06:39:15 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3146
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/feed/ 1 noSaving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting … Continue reading →Steve StewartSaving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/http://traffic.libsyn.com/moneyplansos/sos039_Open_Enrollment_-_401k_or_IRA.mp3 http://feedproxy.google.com/~r/mpsos/~3/EdxL2bN8GOE/ http://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/#comments Fri, 18 Nov 2011 16:39:45 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3120
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/feed/ 0 noCafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare … ContinSteve StewartCafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/http://traffic.libsyn.com/moneyplansos/sos038_Open_Enrollment_-_Cafeteria_Plans.mp3 http://feedproxy.google.com/~r/mpsos/~3/fmBqyu-S50Q/ http://www.moneyplansos.com/sos037-open-enrollment-insurance-options/#comments Thu, 10 Nov 2011 23:51:26 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3099
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos037-open-enrollment-insurance-options/feed/ 0 noOpen Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives? HealtSteve StewartOpen Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives? Health … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos037-open-enrollment-insurance-options/http://traffic.libsyn.com/moneyplansos/sos037_Open_Enrollment_-_Insurance_Options.mp3 http://feedproxy.google.com/~r/mpsos/~3/VA_b3hT9DGQ/ http://www.moneyplansos.com/sos036-should-i-refi/#comments Fri, 28 Oct 2011 06:22:17 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=3062
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos036-should-i-refi/feed/ 4 noInterest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? It wasn’t until … Continue reaSteve StewartInterest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? It wasn’t until … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos036-should-i-refi/http://traffic.libsyn.com/moneyplansos/sos036_Should_I_Re-fi.mp3 http://feedproxy.google.com/~r/mpsos/~3/7PhAt1FibDc/ http://www.moneyplansos.com/sos035-a-moneyplan-for-kids/#comments Thu, 20 Oct 2011 06:29:25 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2986
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos035-a-moneyplan-for-kids/feed/ 0 noTeaching kids about money is hard. The good news is that it isn’t complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 … Continue reading →Steve StewartTeaching kids about money is hard. The good news is that it isn’t complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos035-a-moneyplan-for-kids/http://traffic.libsyn.com/moneyplansos/sos035-A_MoneyPlan_For_Kids.mp3 http://feedproxy.google.com/~r/mpsos/~3/YmvBDV5vWFA/ http://www.moneyplansos.com/sos034-saying-no-to-fico/#comments Wed, 12 Oct 2011 06:38:18 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2953
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos034-saying-no-to-fico/feed/ 0 noI’m Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history Each of … Continue reading →Steve StewartI’m Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history Each of … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos034-saying-no-to-fico/http://traffic.libsyn.com/moneyplansos/sos034-Saying_No_To_FICO.mp3 http://feedproxy.google.com/~r/mpsos/~3/ywhahiS-m38/ http://www.moneyplansos.com/sos033-ecredable-is-incredible/#comments Wed, 05 Oct 2011 03:37:12 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2857
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos033-ecredable-is-incredible/feed/ 2 noSteve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial &#823Steve StewartSteve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos033-ecredable-is-incredible/http://traffic.libsyn.com/moneyplansos/sos033-eCredable_is_Incredible.mp3 http://feedproxy.google.com/~r/mpsos/~3/3jKo0yEN2wE/ http://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/#comments Wed, 28 Sep 2011 02:52:48 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2838
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/feed/ 4 noAshley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts on Social Security. We know the system is broken but what can be done to fix it? She has an idea and she wrote about it in her blogpost “An … Continue reSteve StewartAshley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts on Social Security. We know the system is broken but what can be done to fix it? She has an idea and she wrote about it in her blogpost “An … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/http://traffic.libsyn.com/moneyplansos/sos032_-_Privatizing_Social_Security_with_Ashley_Barnett.mp3 http://feedproxy.google.com/~r/mpsos/~3/eGlo0RQ5JwE/ http://www.moneyplansos.com/sos031-house-poor-are-you/#comments Wed, 07 Sep 2011 05:41:04 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2761
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/sos031-house-poor-are-you/feed/ 5 noHouse Poor Are You? There are some stark differences that I just wanted point out between buying and renting because knowing these differences might just help that first home buyer or someone who is strapped to their house. You see, … Continue readiSteve StewartHouse Poor Are You? There are some stark differences that I just wanted point out between buying and renting because knowing these differences might just help that first home buyer or someone who is strapped to their house. You see, … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/sos031-house-poor-are-you/http://traffic.libsyn.com/moneyplansos/sos031-House_Poor_Are_You.mp3 http://feedproxy.google.com/~r/mpsos/~3/ihtW-8E-MPU/ http://www.moneyplansos.com/030-mpsos-real-life-case-story/#comments Wed, 24 Aug 2011 14:46:58 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2678
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/030-mpsos-real-life-case-story/feed/ 0 noGlenn and Fredonna didn’t have a plan for their money. He handled the finances and she was a “willing bystander” with the budget. When they contacted me they wanted to do better, to have a plan for their money. And … Continue readiSteve StewartGlenn and Fredonna didn’t have a plan for their money. He handled the finances and she was a “willing bystander” with the budget. When they contacted me they wanted to do better, to have a plan for their money. And … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/030-mpsos-real-life-case-story/http://traffic.libsyn.com/moneyplansos/030_MPSOS_-_Real_Life_Case_Story.mp3 http://feedproxy.google.com/~r/mpsos/~3/MEUuPoOtu08/ http://www.moneyplansos.com/029-mpsos-everything-is-normal/#comments Wed, 17 Aug 2011 07:50:34 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2637
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/029-mpsos-everything-is-normal/feed/ 2 noAlex Humphrey from AlexSpeaks.com tells us that Everything is Normal. Places, people, things, even the way we think money should be handled is weird to some but becomes normal when you’re around it long enough. To read the original blogposts visit: Steve StewartAlex Humphrey from AlexSpeaks.com tells us that Everything is Normal. Places, people, things, even the way we think money should be handled is weird to some but becomes normal when you’re around it long enough. To read the original blogposts visit: http://alexspeaks.com/9-lessons-i-learned-in-jamaica/ … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/029-mpsos-everything-is-normal/http://traffic.libsyn.com/moneyplansos/029_MPSOS_-_Everything_Is_Normal.mp3 http://feedproxy.google.com/~r/mpsos/~3/fh-hHRl2tYE/ http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/#comments Wed, 10 Aug 2011 13:34:46 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2605
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/feed/ 7 noEric Lentz paid off $53,000 in debt over 24 months. As he worked two full-time jobs and got intense on eliminating his loans he created an Excel spreadsheet to track the amount of money he had available to increase paying … Continue reading →Steve StewartEric Lentz paid off $53,000 in debt over 24 months. As he worked two full-time jobs and got intense on eliminating his loans he created an Excel spreadsheet to track the amount of money he had available to increase paying … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/http://traffic.libsyn.com/moneyplansos/028_MPSOS_-_Debt_Snowball_Calculator.mp3 http://feedproxy.google.com/~r/mpsos/~3/S1BklzQl_L4/ http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/#comments Wed, 03 Aug 2011 04:35:27 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2565
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/feed/ 1 noJohn Riley is the US Director of Volunteer Ministries at Crown Financial Ministries and has his eyes on Heaven in 2011. He serves a number of people at Crown who give of their time freely to churches, businesses, and schools in … Continue reading &#Steve StewartJohn Riley is the US Director of Volunteer Ministries at Crown Financial Ministries and has his eyes on Heaven in 2011. He serves a number of people at Crown who give of their time freely to churches, businesses, and schools in … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/http://traffic.libsyn.com/moneyplansos/027_MPSOS_-_Interview_with_Crown_Financial_Ministries.mp3 http://feedproxy.google.com/~r/mpsos/~3/EGprQqzI6MQ/ http://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/#comments Thu, 28 Jul 2011 05:32:56 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2522
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/feed/ 0 noImagine a home where there are no obligations (debt). Here is the step-by-step plan to building a house of Financial Freedom: Work Plan Give Pay for necessities Save $1,000 Pay for a few wants Pay off all debt (except mortgage). … Continue reading &Steve StewartImagine a home where there are no obligations (debt). Here is the step-by-step plan to building a house of Financial Freedom: Work Plan Give Pay for necessities Save $1,000 Pay for a few wants Pay off all debt (except mortgage). … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/http://traffic.libsyn.com/moneyplansos/026_MPSOS_-_Build_A_House_of_Financial_Freedom.mp3 http://feedproxy.google.com/~r/mpsos/~3/6ljx404aIs4/ http://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/#comments Fri, 22 Jul 2011 09:40:21 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2490
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/feed/ 8 noThe Great Recovery was simulcast all over America on July 21st. Dave Ramsey called out to Church Leaders and Financial Peace University Coordinators all over America to inject a spirit of hope into our congregations, communities, and our country. The &#82Steve StewartThe Great Recovery was simulcast all over America on July 21st. Dave Ramsey called out to Church Leaders and Financial Peace University Coordinators all over America to inject a spirit of hope into our congregations, communities, and our country. The … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/http://traffic.libsyn.com/moneyplansos/025_MPSOS_-_The_Great_Recovery_Action_Steps.mp3 http://feedproxy.google.com/~r/mpsos/~3/EL-QI4hidvY/ http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/#comments Tue, 12 Jul 2011 10:52:53 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2442
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/feed/ 4 no  Zac Bissonnette, writer for Time.com and Author of Debt Free U, is passionate about personal finance and financial literacy issues. Zac has been studying and researching for many years on ways to pay for higher education and he views … Continue reSteve Stewart  Zac Bissonnette, writer for Time.com and Author of Debt Free U, is passionate about personal finance and financial literacy issues. Zac has been studying and researching for many years on ways to pay for higher education and he views … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/http://traffic.libsyn.com/moneyplansos/024_MPSOS_-_Real_Life_Case_Study_with_Zac_Bissonnette.mp3 http://feedproxy.google.com/~r/mpsos/~3/Nu9AIpmWDvI/ http://www.moneyplansos.com/023-mpsos-savings-goals/#comments Wed, 06 Jul 2011 03:00:06 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2398
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/023-mpsos-savings-goals/feed/ 1 noYou need to save money. Once you have learned to live on less than you make, what do you do with the extra money? First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for … Continue reading →Steve StewartYou need to save money. Once you have learned to live on less than you make, what do you do with the extra money? First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/023-mpsos-savings-goals/http://traffic.libsyn.com/moneyplansos/023_MPSOS_-_Savings_Goals.mp3 http://feedproxy.google.com/~r/mpsos/~3/XKzxraEWTEg/ http://www.moneyplansos.com/022-mpsos/#comments Tue, 28 Jun 2011 15:45:32 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2370
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/022-mpsos/feed/ 1 noOne giant choice we can make to get control of our money is to stop using credit cards. It may seem impossible but the steps I’ve laid out in this 4 part series gives anyone some time to work the … Continue reading →Steve StewartOne giant choice we can make to get control of our money is to stop using credit cards. It may seem impossible but the steps I’ve laid out in this 4 part series gives anyone some time to work the … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/022-mpsos/http://traffic.libsyn.com/moneyplansos/022_MPSOS_-_Living_Without_Credit_Cards_Pt4.mp3 http://feedproxy.google.com/~r/mpsos/~3/1g7HfFmXGYc/ http://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/#comments Wed, 22 Jun 2011 04:36:44 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2321
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/feed/ 1 noKelly Brantley from Financial Freedom Counseling Service Our guest coach in this Real Life Case Study is a Dave Ramsey Certified Counselor (that guy in the picture with her) who has been helping individuals, couples, churches, and businesses with their &#Steve StewartKelly Brantley from Financial Freedom Counseling Service Our guest coach in this Real Life Case Study is a Dave Ramsey Certified Counselor (that guy in the picture with her) who has been helping individuals, couples, churches, and businesses with their … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/http://traffic.libsyn.com/moneyplansos/021_MPSOS_-_Real_Life_Case_Study_with_Kelly_Brantley.mp3 http://feedproxy.google.com/~r/mpsos/~3/xoeiMWmbtyg/ http://www.moneyplansos.com/020-mpsos/#comments Wed, 08 Jun 2011 03:30:47 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2279
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/020-mpsos/feed/ 2 noLiving Without Credit Cards takes more than just a pair of scissors and going cold turkey. This episode walks us through Step #3 to wean us off our dependency on plastic. Here is a recap of the steps so far: … Continue reading →Steve StewartLiving Without Credit Cards takes more than just a pair of scissors and going cold turkey. This episode walks us through Step #3 to wean us off our dependency on plastic. Here is a recap of the steps so far: … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/020-mpsos/http://traffic.libsyn.com/moneyplansos/020_MPSOS_-_Living_Without_Credit_Cards_Pt3.mp3 http://feedproxy.google.com/~r/mpsos/~3/8WBPzL0oTDA/ http://www.moneyplansos.com/019-mpsos/#comments Wed, 01 Jun 2011 05:07:26 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2254
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/019-mpsos/feed/ 1 noWe can’t really live or give at our full potential unless we stop borrowing more money and eliminate debt. One of the first things we have to do to pay off debt is to stop borrowing more money. That means … Continue reading →Steve StewartWe can’t really live or give at our full potential unless we stop borrowing more money and eliminate debt. One of the first things we have to do to pay off debt is to stop borrowing more money. That means … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/019-mpsos/http://traffic.libsyn.com/moneyplansos/019_MPSOS__Living_Without_Credit_Cards_Pt2.mp3 http://feedproxy.google.com/~r/mpsos/~3/LHzyfndBG5I/ http://www.moneyplansos.com/018-mpsos/#comments Wed, 25 May 2011 22:27:36 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2247
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/018-mpsos/feed/ 6 noBob and Jen McDonough were normal Americans with four children, made a lot of money, and enjoyed life. They had two cars with payments, a 2nd mortgage, spent $1,000 a month on dining, paid off credit cards with 401K loans, … Continue reading →Steve StewartBob and Jen McDonough were normal Americans with four children, made a lot of money, and enjoyed life. They had two cars with payments, a 2nd mortgage, spent $1,000 a month on dining, paid off credit cards with 401K loans, … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/018-mpsos/http://traffic.libsyn.com/moneyplansos/018_MPSOS_-_Real_Life_Case_Story.mp3 http://feedproxy.google.com/~r/mpsos/~3/irUVO43S9F8/ http://www.moneyplansos.com/017-mpsos/#comments Thu, 19 May 2011 07:02:06 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2239
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/017-mpsos/feed/ 3 noAmericans are dependent on their credit cards. But you can live without credit cards, it just takes some time and effort. In this episode we talk about the very first action step you need to take. It’s the hardest step … Continue reading &#859Steve StewartAmericans are dependent on their credit cards. But you can live without credit cards, it just takes some time and effort. In this episode we talk about the very first action step you need to take. It’s the hardest step … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/017-mpsos/http://traffic.libsyn.com/moneyplansos/017_MPSOS.mp3 http://feedproxy.google.com/~r/mpsos/~3/4VbhmZvwTEE/ http://www.moneyplansos.com/016-mpsos-engaged-couples/#comments Sun, 08 May 2011 04:10:31 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2212
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/016-mpsos-engaged-couples/feed/ 2 noJon White from JWFinancialCoaching.Wordpress.com shares this article about the Dos and Don’ts for engaged couples Photo by Bliss Katherine #1 DO: Have “The Money Talk” #1 DON’T: Combine finances early #2 DO: Make a mock budget #2 DSteve StewartJon White from JWFinancialCoaching.Wordpress.com shares this article about the Dos and Don’ts for engaged couples Photo by Bliss Katherine #1 DO: Have “The Money Talk” #1 DON’T: Combine finances early #2 DO: Make a mock budget #2 DON’T: Blow off big … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/016-mpsos-engaged-couples/http://traffic.libsyn.com/moneyplansos/016_MPSOS_-_Engaged_Couples_DOs_and_DONTs.mp3 http://feedproxy.google.com/~r/mpsos/~3/t3-M1pjD8Jw/ http://www.moneyplansos.com/015-mpsos/#comments Tue, 26 Apr 2011 13:20:49 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2143
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/015-mpsos/feed/ 1 noMatt and Janelle Wegner, a married couple with their own podcast called Living In Financial Excellence (LIFE), join me this week for our Real Life Case Study as we discuss a couple who have a good income but way too … Continue reading →Steve StewartMatt and Janelle Wegner, a married couple with their own podcast called Living In Financial Excellence (LIFE), join me this week for our Real Life Case Study as we discuss a couple who have a good income but way too … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/015-mpsos/http://traffic.libsyn.com/moneyplansos/015_MPSOS_-_Real_Life_Case_Study_with_Matt__Janelle_Wegner.mp3 http://feedproxy.google.com/~r/mpsos/~3/Pjm5S1vMw4Q/ http://www.moneyplansos.com/014-mpsos-become-a-coach-with-justin-lukasavige/#comments Mon, 18 Apr 2011 23:20:14 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=2075
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/014-mpsos-become-a-coach-with-justin-lukasavige/feed/ 4 noJustin Lukasavige is a storywriter, but before he became the host of CoachRadio.tv and started helping businesses do business better he was a Dave Ramsey Certified Counselor. Justin also wrote a book called “Become A Coach“. I asked him who shSteve StewartJustin Lukasavige is a storywriter, but before he became the host of CoachRadio.tv and started helping businesses do business better he was a Dave Ramsey Certified Counselor. Justin also wrote a book called “Become A Coach“. I asked him who should become … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/014-mpsos-become-a-coach-with-justin-lukasavige/http://traffic.libsyn.com/moneyplansos/014_MPSOS_-_Become_A_Coach_with_Justin_Lukasavige.mp3 http://feedproxy.google.com/~r/mpsos/~3/lgMCs-3tL6k/ http://www.moneyplansos.com/013/#comments Tue, 12 Apr 2011 12:01:50 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1971
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/013/feed/ 1 noLeverage is a term used in the housing industry, but everday Americans Leverage themselves all the time and don’t realize it. Then on “Holla from the Impala” I talk about digging in your pocket for quarters to play the lottery. … CSteve StewartLeverage is a term used in the housing industry, but everday Americans Leverage themselves all the time and don’t realize it. Then on “Holla from the Impala” I talk about digging in your pocket for quarters to play the lottery. … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/013/http://traffic.libsyn.com/moneyplansos/013_MPSOS_-_Leverage_and_Quarters_for_Lotto.mp3 http://feedproxy.google.com/~r/mpsos/~3/T5GKGvtwZTo/ http://www.moneyplansos.com/april-is-national-financial-literacy-month/#comments Fri, 01 Apr 2011 04:34:33 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1845
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/april-is-national-financial-literacy-month/feed/ 0 noA dozen Financial Coaches, Bloggers and I have teamed up to syndicate a 1-minute video question of the day about finances and how money effects your lives. Devote 1 minute a day to watch the video and ask the question … Continue reading →Steve StewartA dozen Financial Coaches, Bloggers and I have teamed up to syndicate a 1-minute video question of the day about finances and how money effects your lives. Devote 1 minute a day to watch the video and ask the question … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/april-is-national-financial-literacy-month/http://traffic.libsyn.com/moneyplansos/NFLMonth_Podcast.mov http://feedproxy.google.com/~r/mpsos/~3/_2vlmRt7G88/ http://www.moneyplansos.com/012-mpsos-real-life-case-study-with-melissa-cappleman/#comments Tue, 29 Mar 2011 13:16:54 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1798
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/012-mpsos-real-life-case-study-with-melissa-cappleman/feed/ 1 noCoach Melissa Cappleman helps us in our Real Life Case Study today with a single Mom who is doing it all by herself with two children – and she’s living in overdraft. Coach Melissa is also a working Mom, so … Continue reading →Steve StewartCoach Melissa Cappleman helps us in our Real Life Case Study today with a single Mom who is doing it all by herself with two children – and she’s living in overdraft. Coach Melissa is also a working Mom, so … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/012-mpsos-real-life-case-study-with-melissa-cappleman/http://traffic.libsyn.com/moneyplansos/012_MPSOS_-_Real_Life_Case_Study_with_Melissa_Cappleman.mp3 http://feedproxy.google.com/~r/mpsos/~3/KoSgVez_O28/ http://www.moneyplansos.com/011-mpsos-i-lost-it-and-justin-bieber-has-a-coach/#comments Tue, 22 Mar 2011 15:48:42 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1773
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/011-mpsos-i-lost-it-and-justin-bieber-has-a-coach/feed/ 4 noHave you ever been totally derailed? Something unusual came up that just threw you off balance and you had to stop, get back up, and start moving forward again? That’s what happened to me over the past few weeks. So in … Continue reading &#859Steve StewartHave you ever been totally derailed? Something unusual came up that just threw you off balance and you had to stop, get back up, and start moving forward again? That’s what happened to me over the past few weeks. So in … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/011-mpsos-i-lost-it-and-justin-bieber-has-a-coach/http://traffic.libsyn.com/moneyplansos/011_MPSOS_-_I_Lost_It_and_Justin_Bieber_has_a_Coach.mp3 http://feedproxy.google.com/~r/mpsos/~3/WTWVt151hsI/ http://www.moneyplansos.com/010-mpsos-should-i-tithe-while-in-debt/#comments Wed, 02 Mar 2011 13:16:07 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1735
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/010-mpsos-should-i-tithe-while-in-debt/feed/ 6 noOne of the most common questions I get from Christians trying to get out of debt is “Should I Tithe”? What I think really doesn’t matter Giving a tithe has more to do with your belief system than your finances. … Continue reading &Steve StewartOne of the most common questions I get from Christians trying to get out of debt is “Should I Tithe”? What I think really doesn’t matter Giving a tithe has more to do with your belief system than your finances. … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/010-mpsos-should-i-tithe-while-in-debt/http://traffic.libsyn.com/moneyplansos/010_MPSOS_-_Should_I_Tithe_While_In_Debt.mp3 http://feedproxy.google.com/~r/mpsos/~3/hSrYwxKX5YE/ http://www.moneyplansos.com/009-mpsos/#comments Fri, 18 Feb 2011 14:29:28 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1715
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/009-mpsos/feed/ 3 noGregg Pechmann, America’s Financial Freedom Coach at FightingBackFinancially, went through 7 SHORT SALES and lived to tell about it. He shares his wisdom in this case where a couple has a high income but also has HUGE debts and are … Continue Steve StewartGregg Pechmann, America’s Financial Freedom Coach at FightingBackFinancially, went through 7 SHORT SALES and lived to tell about it. He shares his wisdom in this case where a couple has a high income but also has HUGE debts and are … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/009-mpsos/http://traffic.libsyn.com/moneyplansos/009_MPSOS_-_Real_Life_Case_Study_with_Gregg_Pechmann.mp3 http://feedproxy.google.com/~r/mpsos/~3/Z0mDV-NwBOA/ http://www.moneyplansos.com/008-mpsos-preparing-for-a-job-loss/#comments Tue, 15 Feb 2011 16:52:56 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1703
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/008-mpsos-preparing-for-a-job-loss/feed/ 1 noMichael TechTalk Kastler was fired just before Christmas. He asked for The First 5 Things You Should Do When You Get Fired. I didn’t really answer his question but gave my thoughts on what to do when there is a … Continue reading →Steve StewartMichael TechTalk Kastler was fired just before Christmas. He asked for The First 5 Things You Should Do When You Get Fired. I didn’t really answer his question but gave my thoughts on what to do when there is a … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/008-mpsos-preparing-for-a-job-loss/http://traffic.libsyn.com/moneyplansos/008_MPSOS_-_Preparing_For_Job_Loss.mp3 http://feedproxy.google.com/~r/mpsos/~3/U2-cvKt0cws/ http://www.moneyplansos.com/007-were-not-talking-bonds/#comments Mon, 07 Feb 2011 21:42:09 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1673
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/007-were-not-talking-bonds/feed/ 6 noIn this episode: Tools and tricks to keep you maintain control of your money and not get TRAPPED by marketing and hyper-consumerism. 1) Yahoo, Google, or Outlook Calendar to forecast expenses 2) Computerized systems to track your spending 3) Manage &#8230Steve StewartIn this episode: Tools and tricks to keep you maintain control of your money and not get TRAPPED by marketing and hyper-consumerism. 1) Yahoo, Google, or Outlook Calendar to forecast expenses 2) Computerized systems to track your spending 3) Manage … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/007-were-not-talking-bonds/http://traffic.libsyn.com/moneyplansos/007_MPSOS_-_Were_not_talking_007_Bonds.mp3 http://feedproxy.google.com/~r/mpsos/~3/36GI2wiq5fA/ http://www.moneyplansos.com/006-mpsos-real-life-case-study-with-josh-levitt/#comments Thu, 27 Jan 2011 02:44:53 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1641
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/006-mpsos-real-life-case-study-with-josh-levitt/feed/ 5 noReal Life Case Study with Josh Levitt of LevittCoaching.com.  Josh is a Dave Ramsey Trained Financial Coach who offers “Winning game plans for financial freedom”.  He is our guest coach on this episode where we discuss the financial challenges of a coupleSteve StewartReal Life Case Study with Josh Levitt of LevittCoaching.com.  Josh is a Dave Ramsey Trained Financial Coach who offers “Winning game plans for financial freedom”.  He is our guest coach on this episode where we discuss the financial challenges of a couple who … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/006-mpsos-real-life-case-study-with-josh-levitt/http://traffic.libsyn.com/moneyplansos/006_MPSOS__Real_Life_Case_Study_with_Josh_Levitt.mp3 http://feedproxy.google.com/~r/mpsos/~3/INDbdln9oCE/ http://www.moneyplansos.com/005-mpsos/#comments Wed, 19 Jan 2011 04:52:26 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1626
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/005-mpsos/feed/ 2 noOh no, here we go talking about Budgets.  Everyone but nerds seem to hate them but we all know we probably should have one.  But how do you get one that works for YOU?  Variable income, unforeseen expenses, there are … Continue reading →Steve StewartOh no, here we go talking about Budgets.  Everyone but nerds seem to hate them but we all know we probably should have one.  But how do you get one that works for YOU?  Variable income, unforeseen expenses, there are … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/005-mpsos/http://traffic.libsyn.com/moneyplansos/005_MPSOS_-_The_Absolute_Simplest_Budget.mp3 http://feedproxy.google.com/~r/mpsos/~3/1aKZgDrRwbU/ http://www.moneyplansos.com/004-mpsos-if-you-are-falling-behind/#comments Sat, 08 Jan 2011 06:35:17 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1612
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/004-mpsos-if-you-are-falling-behind/feed/ 3 noDiscussed in this episode: FIVE THINGS THAN NEED TO BE IN PLACE BEFORE EVEN CONSIDERING PAYING OFF DEBT OF SAVING FOR THE FUTURE: Get on the same page with your spouse or accountability partner Commit to never borrow money again. … Continue reading Steve StewartDiscussed in this episode: FIVE THINGS THAN NEED TO BE IN PLACE BEFORE EVEN CONSIDERING PAYING OFF DEBT OF SAVING FOR THE FUTURE: Get on the same page with your spouse or accountability partner Commit to never borrow money again. … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/004-mpsos-if-you-are-falling-behind/http://traffic.libsyn.com/moneyplansos/MPSOS004.mp3 http://feedproxy.google.com/~r/mpsos/~3/27NOYUc-3XE/ http://www.moneyplansos.com/real-life-case-study-w-don-current/#comments Fri, 24 Dec 2010 02:07:19 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1564
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/real-life-case-study-w-don-current/feed/ 4 noReal Life Case Study with Don Current of CurrentFinances.com.  Don is a Dave Ramsey Trained Financial Coach who “Helps You Take The Worry Out Of Money”.  He is our guest coach on this episode where we discuss the financial challenges of a &#82Steve StewartReal Life Case Study with Don Current of CurrentFinances.com.  Don is a Dave Ramsey Trained Financial Coach who “Helps You Take The Worry Out Of Money”.  He is our guest coach on this episode where we discuss the financial challenges of a … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/real-life-case-study-w-don-current/http://traffic.libsyn.com/moneyplansos/MPSOS_003.mp3 http://feedproxy.google.com/~r/mpsos/~3/T5xO7TMeqQM/ http://www.moneyplansos.com/002-mpsos-three-things-that-help-make-you-rich/#comments Tue, 07 Dec 2010 14:11:51 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1539
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/002-mpsos-three-things-that-help-make-you-rich/feed/ 0 noToday’s messages: Three things that help make you rich, Holla from the Impala: I’m SPOILED, and The Black Pebble story. Related posts: How2Budget101: The absolute simplest way to create a budget that works Calendar, Budget, and To-Do-List: A bSteve StewartToday’s messages: Three things that help make you rich, Holla from the Impala: I’m SPOILED, and The Black Pebble story. Related posts: How2Budget101: The absolute simplest way to create a budget that works Calendar, Budget, and To-Do-List: A budget is … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/002-mpsos-three-things-that-help-make-you-rich/http://traffic.libsyn.com/moneyplansos/002_MPSOS_-_Three_things_to_help_make_us_RICH.mp3 http://feedproxy.google.com/~r/mpsos/~3/tZ8J3IyLEjo/ http://www.moneyplansos.com/001-mpsos-an-introduction-to-the-moneyplan-sos-podcast/#comments Tue, 23 Nov 2010 16:21:27 +0000 Steve@MoneyPlanSOS.com (Steve Stewart) http://www.moneyplansos.com/?p=1385
Pay attention, not interest! I understand that personal finance is more about behavior than math and teach everyday Americans how to build a house of Financial Freedom!]]> http://www.moneyplansos.com/001-mpsos-an-introduction-to-the-moneyplan-sos-podcast/feed/ 1 noWelcome to the very first episode of the MoneyPlan SOS Podcast! Take a minute to listen and leave your comments. More is to come, including video tutorials and REAL LIFE CASE STUDIES. Don’t be afraid to be Social: Connect with … Continue readiSteve StewartWelcome to the very first episode of the MoneyPlan SOS Podcast! Take a minute to listen and leave your comments. More is to come, including video tutorials and REAL LIFE CASE STUDIES. Don’t be afraid to be Social: Connect with … Continue reading →save,money,give,credit,cards,tithe,give,Dave,Ramsey,Financial,Peace,budget,coach,finance,Pechmann,broke,credit,cards,debit,cards,financial,wellness,debt,free,financial,freedom,Counselor,Training,Zac,Bissonnette,Crown,Financialhttp://www.moneyplansos.com/001-mpsos-an-introduction-to-the-moneyplan-sos-podcast/http://traffic.libsyn.com/moneyplansos/MPSOS001.mp3 Steve Stewart - MoneyPlanSOS TMSteve StewartnonadultPersonal Finance blogger, speaker, and teacher helping everyday Americans Pay Attention, Not Interest