Hello All,

Today, I am sad that I have to tell everyone that I have to shut down this blog. Due to a recent job opportunity that does not allow me to have this blog, I have to shut down this blog. I learned so much from blogging. I learned how to write e-books. Sad to say, I also have to  take down my 2 ebooks due to this recent job opportunity. However, I want to tell everyone, include my fellow bloggers that I love you.  I have learned so much even by reading other people’s blog. I learned more about personal finance than I ever could have imagined. I learned html code, how to design a website, and so much more by reading blogs. I will continue with my 2012 goals that are not restricted by my recent job.Right now I am going to focus on getting my CPA license and achieving my goals.

Thanks again to everyone for their support,

I love you all,

Nicole Couloute

My goal is to become a multi-millionaire before 30. The point behind that is to aim high so that I get as close as possible to that goal even if it is not at the exact age of 30. I am currently 22 years old as of today. I love http://www.budgetsaresexy.com/2008/04/my-millionaire-to-do-list/ and decided to create one of my own. So here is my millionaire list or how I plan to become a millionaire.

1. Put money in high-yield savings account.

2. Contribute to my 401k every year plus employer match. My goal is to max it out every year. As of  December 2011, I am contributing 6% of my income from my main job and I receive an employer match.

3. Contribute to my Roth IRA every year. My goal is to max it out every year.

4. Invest in stock, bonds, and/or mutual funds. Currently, I am in love with dividend stocks.

5. Pay off all debt.

6. Use the 24 hour rule when deciding to buy an item.

7. Increase my passive and overall  income.

8. Excel in the accounting field and move up the ranks at my job, which will result in increased salary.

9. Maintain my CPA certification once I get it( I am studying for the CPA exam see my blog www.nicolecouloute.com for more on my progress). This certification is needed to move up the ranks at my main job.

10. Cut any expenses that are not necessary or in which I can find a free alternative.