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        <title>The Frugal Living Blog</title>
        <link>http://www.my-frugal-money.com/living-frugal-blog.html</link>

        <description>Get tips and advice for living frugal as well as cheap deals and clearance items for the day.</description>
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        <category>Living Frugal</category>
        <pubDate>Sat, 28 Jul 2018 17:10:29 -0400</pubDate>
        <lastBuildDate>Sat, 28 Jul 2018 17:10:29 -0400</lastBuildDate>
        <copyright>my-frugal-money.com</copyright>
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            <title>Jun 21, general transcriber</title>
            <link>http://www.my-frugal-money.com/general_transcriber.html</link><guid isPermaLink="false">132147d085c13b33986a407ba01c633a</guid><description>Becoming a general transcriber may be a good option for you if you're looking for work from home typing jobs. The job offers you flexibility and the chance to save money and time on your work commute.</description>
            <pubDate>Fri, 21 Jun 2013 20:54:15 -0400</pubDate>
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            <title>Jun 21, Garden Watering</title>
            <link>http://www.my-frugal-money.com/Garden_Watering.html</link><guid isPermaLink="false">80127d897d6c8ed20ee4f0c71b662330</guid><description>One of your biggest costs in your backyard garden can be the garden watering bills. It's a bill you don't pay attention to until you've watered too much and realize only after you get the bill.</description>
            <pubDate>Fri, 21 Jun 2013 20:51:44 -0400</pubDate>
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            <title>Jun 21, Frugal Garden Tips</title>
            <link>http://www.my-frugal-money.com/Frugal_Garden_Tips.html</link><guid isPermaLink="false">87eff91a840312c55d3c731991870840</guid><description>Are you in need of some frugal garden tips? To save money and live healthy you should use organic garden pest control and garden fertilizer in your home vegetable garden</description>
            <pubDate>Fri, 21 Jun 2013 20:50:35 -0400</pubDate>
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            <title>Jun 21, Department Store Credit Card</title>
            <link>http://www.my-frugal-money.com/Department_Store_Credit_Card.html</link><guid isPermaLink="false">bef3cc17557e975f59661407e2b145ea</guid><description>Don't fall into the department store credit card trap. It's not worth saving that extra 20% on today's purchase. It makes it way too tempting to accrue bad debt.</description>
            <pubDate>Fri, 21 Jun 2013 20:44:40 -0400</pubDate>
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            <title>Jun 21, Debt Relief Companies</title>
            <link>http://www.my-frugal-money.com/Debt_Relief_Companies.html</link><guid isPermaLink="false">11d8e8d95a8c63486e7401302e0feea9</guid><description>What are debt relief companies and what do they do? They are companies that claim they have debt relief programs that can solve your credit card debt problem.</description>
            <pubDate>Fri, 21 Jun 2013 20:42:09 -0400</pubDate>
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            <title>Jun 21, Debt Myths</title>
            <link>http://www.my-frugal-money.com/Debt_Myths.html</link><guid isPermaLink="false">70de2d244d7a8faacde1bb5d3bf7006b</guid><description>There are many common debt myths swirling the web these days. Make wealth with debt, make more money by investing debt and the list goes on and on.</description>
            <pubDate>Fri, 21 Jun 2013 20:40:24 -0400</pubDate>
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            <title>Jun 21, Container Gardening Ideas</title>
            <link>http://www.my-frugal-money.com/container_gardening_ideas.html</link><guid isPermaLink="false">25a8d5585f3cad1bd905be0ae9486e90</guid><description>If you have limited space in your yard or you live in an apartment and want to grow vegetables, you're in need of container gardening ideas.</description>
            <pubDate>Fri, 21 Jun 2013 13:11:15 -0400</pubDate>
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            <title>Jun 21, Budgeting can help you augment the debt relief procedure</title>
            <link>http://www.my-frugal-money.com/Budgeting_can_help_you_augment_the_debt_relief_procedure.html</link><guid isPermaLink="false">7b9fb5899bf9c0591d593664d87e9fa1</guid><description>It is possible to get out of debt, even if you are knee deep in it. Budgeting can help you augment the debt relief procedure.</description>
            <pubDate>Fri, 21 Jun 2013 10:27:39 -0400</pubDate>
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            <title>Jun 21, Be Frugal</title>
            <link>http://www.my-frugal-money.com/Be_Frugal.html</link><guid isPermaLink="false">914b6ef9b949fac76bb8548b3056dd44</guid><description>Be Frugal but how? I need to find creative ways to save money. Always start with some simple tips on how to save money without so much pain and overwhelming yourself.</description>
            <pubDate>Fri, 21 Jun 2013 10:25:26 -0400</pubDate>
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            <title>Jun 21, assembly work from home</title>
            <link>http://www.my-frugal-money.com/assembly_work_from_home.html</link><guid isPermaLink="false">a1633b960045f592ae5e41d4be64d5d4</guid><description>You see ads in your local paper or on the internet advertising how you can make money fast with assembly work from home. Don't be so sure this isn't a work from home scam.</description>
            <pubDate>Fri, 21 Jun 2013 10:19:27 -0400</pubDate>
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            <title>Jun 21, Affiliate Marketing</title>
            <link>http://www.my-frugal-money.com/Affiliate_Marketing.html</link><guid isPermaLink="false">b70c04ad948051a94fd1f505bedc2134</guid><description>What is affiliate marketing and how can you use it to make extra money from home? Yes, you can make money with the internet. Work online and make money!!</description>
            <pubDate>Fri, 21 Jun 2013 10:13:35 -0400</pubDate>
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            <title>Jun 20, About SBI</title>
            <link>http://www.my-frugal-money.com/About_SBI.html</link><guid isPermaLink="false">646f0690daa9bc61b55e6f44f7bab9c4</guid><description>Learn more about SBI and all the awesome tools they provide to help you build a successful online business. You absolutely cannot beat the product anywhere.</description>
            <pubDate>Thu, 20 Jun 2013 23:25:53 -0400</pubDate>
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            <title>May 18, Take $5 Off All Footwear + Free Shipping with code TAKE5</title>
            <link>http://www.my-frugal-money.com/living-frugal-blog.html#Take-5-Off-All-Footwear-Free-Shipping-with-code-TAKE5</link><guid isPermaLink="false">605f6dc952c2410f5e6fd378a55083c7</guid><description>&lt;a href=&quot;http://click.linksynergy.com/fs-bin/click?id=Ch/V65x0XNg&amp;offerid=187070.10000416&amp;type=3&amp;subid=0&quot;&gt;Take $5 Off All Footwear + Free Shipping with code TAKE5 only at Crocs.com! Valid 5/18 - 5/22&lt;/a&gt; &lt;IMG border=&quot;0&quot; width=&quot;1&quot; height=&quot;1&quot; src=&quot;http://ad.linksynergy.com/fs-bin/show?id=Ch/V65x0XNg&amp;bids=187070.10000416&amp;type=3&amp;subid=0&quot;&gt;</description>
            <pubDate>Sat, 18 May 2013 10:08:56 -0400</pubDate>
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            <title>Apr 26, Debt to Income Ratio</title>
            <link>http://www.my-frugal-money.com/Debt_to_Income_Ratio.html</link><guid isPermaLink="false">22fa506a52546b22854774e2970e7117</guid><description>What is your debt to income ratio? Most people don't know, I didn't either until I decided to get control of my finances and started living frugal. Everyone needs to know their debt to income.</description>
            <pubDate>Fri, 26 Apr 2013 14:53:33 -0400</pubDate>
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            <title>Apr 26, Growing Spinach</title>
            <link>http://www.my-frugal-money.com/Growing_Spinach.html</link><guid isPermaLink="false">72ee490d8348b17218748b62e93f8651</guid><description>Growing spinach in your home vegetable garden is not only easy, but is is good for you. There are many spinach health benefits for disease prevention.</description>
            <pubDate>Fri, 26 Apr 2013 12:26:48 -0400</pubDate>
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            <title>Apr 25, Make Money Taking Surveys</title>
            <link>http://www.my-frugal-money.com/Make_Money_Taking_Surveys.html</link><guid isPermaLink="false">2182d524121c3ee6cfa0ceca80bc131d</guid><description>Could I make money taking surveys online? Absolutely!! I've been taking surveys online for close to 2 years. I take one survey per day.</description>
            <pubDate>Thu, 25 Apr 2013 21:46:34 -0400</pubDate>
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            <title>Apr 24, Living Frugal Tips</title>
            <link>http://www.my-frugal-money.com/Living_Frugal_Tips.html</link><guid isPermaLink="false">bb3466210e76031c4f450755daf3e808</guid><description>Take small steps to better your financial situation with living frugal tips. Find creative ways to save money to recession proof your finances and live the life of freedom you've always dreamed of.</description>
            <pubDate>Wed, 24 Apr 2013 21:59:29 -0400</pubDate>
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            <title>Apr 15, Debt Collection Harassment</title>
            <link>http://www.my-frugal-money.com/Debt_Collection_Harassment.html</link><guid isPermaLink="false">6dcdb363b61f67f268e29f238d2ed682</guid><description>Are you being harassed by debt collection agents? Know your rights and stop debt collection harassment.</description>
            <pubDate>Mon, 15 Apr 2013 22:08:24 -0400</pubDate>
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            <title>Apr 14, home travel agent</title>
            <link>http://www.my-frugal-money.com/home_travel_agent.html</link><guid isPermaLink="false">633b9212a3b64fa31f81769fdafcba47</guid><description>You're life is busy taking care of the house and kids but you want to start making money online from home. Ever considered being a work from home travel agent? Start making money online from home!!</description>
            <pubDate>Sun, 14 Apr 2013 13:49:52 -0400</pubDate>
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            <title>Apr 14, Mail Decoy</title>
            <link>http://www.my-frugal-money.com/Mail_Decoy.html</link><guid isPermaLink="false">3903998dc84d942f934308dbba5cacc6</guid><description>Becoming a mail decoy is a great way to make an easy additional income. Making money from your junk mail, how easy is that.</description>
            <pubDate>Sun, 14 Apr 2013 12:31:21 -0400</pubDate>
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            <title>Apr 13, Debt Elimination Plan</title>
            <link>http://www.my-frugal-money.com/Debt_Elimination_Plan.html</link><guid isPermaLink="false">4c851ce364d760730ce0cc6a3ed3b491</guid><description>The only way to become debt free for life is to create a debt elimination plan and stick to it.</description>
            <pubDate>Sat, 13 Apr 2013 01:03:04 -0400</pubDate>
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            <title>Apr 11, Strategic Default</title>
            <link>http://www.my-frugal-money.com/Strategic_Default.html</link><guid isPermaLink="false">d8f5ee2a71819bbc4c4410283b29833b</guid><description>What are the consequences of your decision to walk away from your mortgage otherwise known as a strategic default?</description>
            <pubDate>Thu, 11 Apr 2013 22:40:01 -0400</pubDate>
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            <title>Apr 10, credit report</title>
            <link>http://www.my-frugal-money.com/credit_report.html</link><guid isPermaLink="false">44145b9f9e20a10303b2c8ed1cba699e</guid><description>How does settling credit card debt impact your credit report? You have to make a decision on if you will save money in the long run by settling the excessive credit card debt.</description>
            <pubDate>Wed, 10 Apr 2013 20:47:52 -0400</pubDate>
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            <title>Apr 10, Child Identity Theft</title>
            <link>http://www.my-frugal-money.com/Child_Identity_Theft.html</link><guid isPermaLink="false">125b5ee9e39e203c945e506fb610b928</guid><description>Child Identity Theft continues to be a growing issue and the criminals keep getting more brazen about who they steal from.</description>
            <pubDate>Wed, 10 Apr 2013 08:51:16 -0400</pubDate>
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            <title>Apr  9, Avoiding Identity Theft</title>
            <link>http://www.my-frugal-money.com/Avoiding_Identity_Theft.html</link><guid isPermaLink="false">b8ef4cabcedc881eb315b73eb589b041</guid><description>I have been a victim of identity theft and I would advise anyone to take the necessary steps in avoiding identity theft, before it's too late.</description>
            <pubDate>Tue, 9 Apr 2013 19:02:23 -0400</pubDate>
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            <title>Apr  8, Short Sale Or Foreclosure</title>
            <link>http://www.my-frugal-money.com/Short_Sale_Or_Foreclosure.html</link><guid isPermaLink="false">95435f38ac2759d8900c0bcb36bceb1d</guid><description>Short Sale or Foreclosure, which is the better option when you are out of options on your mortgage?</description>
            <pubDate>Mon, 8 Apr 2013 11:17:24 -0400</pubDate>
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            <title>Apr  7, Loan Modification</title>
            <link>http://www.my-frugal-money.com/Loan_Modification.html</link><guid isPermaLink="false">69cdde7146ffde167111317681f40f2e</guid><description>If you are one of the many people who are struggling to make ends meet in the bad economy, a loan modification may help you save your home.</description>
            <pubDate>Sun, 7 Apr 2013 11:54:41 -0400</pubDate>
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            <title>Apr  6, Car Maintenance Savings</title>
            <link>http://www.my-frugal-money.com/Car_Maintenance_Savings.html</link><guid isPermaLink="false">d521ba432f96808ae29670deb678667a</guid><description>Living Frugal helps you learn how to save gas, reduce wear and tear on your car and we provide tips to maximize your car maintenance savings</description>
            <pubDate>Sat, 6 Apr 2013 21:58:33 -0400</pubDate>
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            <title>Apr  6, Composting</title>
            <link>http://www.my-frugal-money.com/Composting.html</link><guid isPermaLink="false">bd4abcfbc75efb01045883640a717f9e</guid><description>Composting for beginners. Learn how to maintain for your home vegetable garden. Growing your own food saves money and allows you to live frugally.</description>
            <pubDate>Sat, 6 Apr 2013 01:16:48 -0400</pubDate>
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            <title>Apr  6, Credit Card Debt</title>
            <link>http://www.my-frugal-money.com/Credit_Card_Debt.html</link><guid isPermaLink="false">be0c322aa3372732f5c0d51f236c7c19</guid><description>How are you going to pay off all this credit card debt? Start snowballing your debt.</description>
            <pubDate>Sat, 6 Apr 2013 01:00:18 -0400</pubDate>
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            <title>Apr  2, Afford The Mortgage</title>
            <link>http://www.my-frugal-money.com/Afford_The_Mortgage.html</link><guid isPermaLink="false">0a32fc2410c2c92b73ae63c7f140435e</guid><description>Help, I can't afford the mortgage. As foreclosures continue and the economy continues to be sluggish, you can no longer afford to pay your mortgage.</description>
            <pubDate>Tue, 2 Apr 2013 22:37:41 -0400</pubDate>
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            <title>Apr  2, Worm Composting</title>
            <link>http://www.my-frugal-money.com/Worm_Composting.html</link><guid isPermaLink="false">9cbcbbffe412772640aef8b23b403d54</guid><description>Worm composting is an efficient way to turn your kitchen scraps, junk mail and cardboard into high nutrient compost for the home vegetable garden.</description>
            <pubDate>Tue, 2 Apr 2013 21:42:50 -0400</pubDate>
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            <title>Apr  2, Make Money Watching TV</title>
            <link>http://www.my-frugal-money.com/Make_Money_Watching_TV.html</link><guid isPermaLink="false">fab9c12c7b24769d03b16521fae89fcd</guid><description>Are you looking for ideas to make money, easy ways to make money and how to make money free? Make Money Watching TV!!</description>
            <pubDate>Tue, 2 Apr 2013 20:19:50 -0400</pubDate>
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            <title>Apr  2, Growing Radishes</title>
            <link>http://www.my-frugal-money.com/Growing_Radishes.html</link><guid isPermaLink="false">985cbbf5e8d848331d9f2cab19b29a65</guid><description>Growing radishes in your home vegetable garden is quite easy and they produce a quick harvest in your garden.</description>
            <pubDate>Tue, 2 Apr 2013 11:42:38 -0400</pubDate>
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            <title>Apr  2, Growing Bell Peppers</title>
            <link>http://www.my-frugal-money.com/Growing_Bell_Peppers.html</link><guid isPermaLink="false">917a0b967c67c59cdabdb6b134974944</guid><description>Growing Bell Peppers in your home vegetable garden will provide plenty of harvest for your summertime meals as well as for your freezer in the winter.</description>
            <pubDate>Tue, 2 Apr 2013 10:19:32 -0400</pubDate>
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            <title>Mar 25, Growing Tomatoes</title>
            <link>http://www.my-frugal-money.com/Growing_Tomatoes.html</link><guid isPermaLink="false">c8106727189d9fe0d933b7b0783e0ade</guid><description>Growing Tomatoes in my home vegetable is my absolute favorite task of the spring.</description>
            <pubDate>Mon, 25 Mar 2013 21:22:56 -0400</pubDate>
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            <title>Mar 22, Affiliate Advertising</title>
            <link>http://www.my-frugal-money.com/Affiliate_Advertising.html</link><guid isPermaLink="false">03a7f5235631d3532dcb37d1be408ffa</guid><description>There are several types of affiliate advertising methods. The different types are:  Pay Per Lead Pay Per Sale Pay Per Click</description>
            <pubDate>Fri, 22 Mar 2013 21:27:32 -0400</pubDate>
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            <title>Mar 22, On Sale</title>
            <link>http://www.my-frugal-money.com/On_Sale.html</link><guid isPermaLink="false">51e5a443c9aa9edc5880b3cd4ceac9f9</guid><description>But it's on sale, why shouldn't I buy it? The question is do you really need it. How will this impact your debt reduction plan? Don't buy anything just because it appears to be a good deal.</description>
            <pubDate>Fri, 22 Mar 2013 18:09:11 -0400</pubDate>
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            <title>Mar 22, Mystery Shopping</title>
            <link>http://www.my-frugal-money.com/Mystery_Shopping.html</link><guid isPermaLink="false">d57eb02b28c7423a2145b959438bf6ce</guid><description>What is mystery shopping and is it one of the fast ways to make money? See our living frugal article to find out more and how you can make extra money.</description>
            <pubDate>Fri, 22 Mar 2013 17:41:55 -0400</pubDate>
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            <title>Mar 22, Mulch</title>
            <link>http://www.my-frugal-money.com/Mulch.html</link><guid isPermaLink="false">8005bddb8e5f404f0c3e47ec85d11a80</guid><description>There are several different mulch types you can use in your home vegetable garden. Learn more about using organic and non-organic types in your garden.</description>
            <pubDate>Fri, 22 Mar 2013 17:37:48 -0400</pubDate>
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            <title>Mar 22, Your Savings</title>
            <link>http://www.my-frugal-money.com/Your_Savings.html</link><guid isPermaLink="false">022820ed59a08ce279a230807345e5e5</guid><description>Has your savings account taken a hit lately? Find creative ways to save money while living frugal.</description>
            <pubDate>Fri, 22 Mar 2013 11:25:35 -0400</pubDate>
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            <title>Mar 20, buying makeup</title>
            <link>http://www.my-frugal-money.com/Buying_makeup.html</link><guid isPermaLink="false">53d7653668f40cfd36478fcea0fef373</guid><description>Why are you buying makeup? Is it to look pretty or to make yourself feel more confident when you're out? There are several things you want to consider on your cosmetic purchases</description>
            <pubDate>Wed, 20 Mar 2013 21:57:27 -0400</pubDate>
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            <title>Mar 20, Balance Transfer</title>
            <link>http://www.my-frugal-money.com/Balance_Transfer.html</link><guid isPermaLink="false">2b6e5b11dec310d3671043682f6be06b</guid><description>Should you take advantage of a credit card balance transfer offer? What do you look for to make sure you get the maximum benefit of transferring your credit card balances?</description>
            <pubDate>Wed, 20 Mar 2013 13:18:56 -0400</pubDate>
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            <title>Mar 18, Growing Carrots</title>
            <link>http://www.my-frugal-money.com/Growing_Carrots.html</link><guid isPermaLink="false">12e44a2e61f2fa024e7935884c5986cc</guid><description>Growing carrots does not take a lot of time but you must put forth the time and effort to prepare the carrot bed with rich loose garden soil to ensure you have a great harvest.</description>
            <pubDate>Mon, 18 Mar 2013 23:52:43 -0400</pubDate>
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            <title>Mar 17, Growing Cucumbers</title>
            <link>http://www.my-frugal-money.com/Growing_Cucumbers.html</link><guid isPermaLink="false">d60a72e94c0272cf20cda0ad8d988613</guid><description>Growing cucumbers can be very rewarding in your home vegetable garden. Not only are they delicious but they are grown with ease</description>
            <pubDate>Sun, 17 Mar 2013 19:37:32 -0400</pubDate>
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            <title>Mar 17, Free Seeds</title>
            <link>http://www.my-frugal-money.com/Free_Seeds.html</link><guid isPermaLink="false">d036a44eec6799cd715600fe209f4e71</guid><description>If you're gardening on a budget, start your home vegetable garden with free seeds.</description>
            <pubDate>Sun, 17 Mar 2013 19:06:07 -0400</pubDate>
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            <title>Mar 16, Online Jobs</title>
            <link>http://www.my-frugal-money.com/Online_Jobs.html</link><guid isPermaLink="false">bf336b004555d6e5ae76a3c233c98bda</guid><description>Search for online jobs today. Get paid from the comfort of your own home doing what you love.</description>
            <pubDate>Sat, 16 Mar 2013 23:22:00 -0400</pubDate>
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            <title>Mar 16, Cheap Garden Ideas</title>
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            <pubDate>Sat, 16 Mar 2013 23:11:58 -0400</pubDate>
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            <title>Mar 16, Make Extra Money</title>
            <link>http://www.my-frugal-money.com/Make_Extra_Money.html</link><guid isPermaLink="false">849ec866d3a8cac8149911b6f0011b25</guid><description>You need ways to make extra money to apply to your debt reduction plan. You have a job but you need to make extra but you ask, how can I make money and still work my job?</description>
            <pubDate>Sat, 16 Mar 2013 22:54:59 -0400</pubDate>
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            <title>Mar 16, Free Grocery Coupons</title>
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            <pubDate>Sat, 16 Mar 2013 18:06:22 -0400</pubDate>
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