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		<title>5 Money Tips for Caregivers</title>
		<link>http://feedproxy.google.com/~r/myfasttrackbooks/SmWa/~3/3EO4wAIa6jA/</link>
		<comments>http://myfasttrackbooks.com/blog/2011/09/5-money-tips-for-caregivers/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 18:08:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[caregivers money tips]]></category>

		<guid isPermaLink="false">http://myfasttrackbooks.com/blog/?p=555</guid>
		<description><![CDATA[Caregivers, are you more stressed these days about family finances?  Check out 5 tips to save more and spend less.
]]></description>
			<content:encoded><![CDATA[<p>Caregivers, are you stressed these days about finances?  <P>Check out 5 tips to save more and spend less.<br />
<P><br />
<b>1.  Look inside your clothes closet.</b><br />
Are you spending $10 or more to clean one dress or suit?  That kind of money adds up.  Store away clothes that must be taken to a dry cleaner.
<p>Many items do just fine in the washer and dryer.  Check out Walmart, Target, and Kohls for low-cost, fashionable casual wear.  Visit local secondhand shops for gently used designer clothing and accessories.<br />
<P><br />
<b>2.  While on the subject of clothing&#8230;</b><br />
Are you saving time and sanity with large aprons and bibs to protect clothing from spills?
<p> Another tip:  Do you keep a stash of disposable bibs in the car for dining on the road?<br />
<P><br />
<b>3.  Do you qualify for free medicine? </b><br />
The Partnership for Prescription Assistance may be able to help. Caregivers can get information on numerous public and private assistance programs as well as information about free health care clinics in your area.  Visit <a href='http://www.pparx.org'>www.pparx.org</a> to see if you qualify.<br />
<P><br />
<b>4.  Are you getting the best price on incontinence products? </b><br />
You can often beat prices on diapers and pads that you see in the stores.  Save money by comparing prices at local pharmacies. Go online, too, but include shipping costs in your comparisons. Some companies may offer discounts and delivery to your home.<br />
<br />
Check your insurance coverage to see if incontinence wear qualifies as a covered expense.<br />
<P><br />
<b>5. Taking full advantage of medical and caregiver deductions?  </b><br />
For those who use Schedule A on the 1040, medical expenses are deductible if they exceed 7.5% of adjusted gross income.  This includes not only money spent for diagnosis, prevention, and treatment, but also such things as dental expenses, insurance premiums, and transportation to get medical care. </p>
<p>Equipment and home improvements may also be deductible if they are for relief of illness or disability. </p>
<p>As a caregiver for an elderly parent, the financial support you provide your loved one may be deductible on your own taxes.  In some cases, the person you care for may qualify as a dependent. </p>
<p>Tax laws change frequently. Be sure you&#8217;re up to date on every deduction that can benefit your family.<br />
<P>* * * * *
<p>
Struggling to provide care for an elderly loved one?   <a href='http://www.agingcare.com'>www.agingcare.com</a> offers tips, advice, and support.</p>
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		<item>
		<title>Finding Enough TEAS Test Study Time</title>
		<link>http://feedproxy.google.com/~r/myfasttrackbooks/SmWa/~3/eKbrlLiCgBY/</link>
		<comments>http://myfasttrackbooks.com/blog/2011/07/teas-test/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 22:55:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[TEAS Test Tips]]></category>
		<category><![CDATA[teas test]]></category>

		<guid isPermaLink="false">http://myfasttrackbooks.com/blog/?p=526</guid>
		<description><![CDATA[TEAS prep is often near the bottom of a long list. Some of us are working moms or dads. Others care for an elderly parent. Yet, a TEAS score may make or break our chances of getting in to a program. Free up TEAS study time without losing your sanity. ]]></description>
			<content:encoded><![CDATA[<p>Looking for ways to have more TEAS study time without losing your sanity? </p>
<p>TEAS prep is often near the bottom of a long list. Some of us are working moms or dads. Others care for an elderly parent. A TEAS test score may make or break our chances of entering a nursing program.  What to do? </p>
<p>I remembering pondering the delimma while thumbing through the newly-purchased TEAS test study guide.  After whining for several weeks, I concluded that some of my daily items could be done weekly, some of my weekly&#8217;s could wait a month, and several of my big items could be delayed until after the TEAS test was behind me.</p>
<p>What about you?  If your chant is &#8220;I just don&#8217;t have time&#8221; when it comes to TEAS test preparation, my suggestion is to take a closer look.</p>
<p>Could someone else let you know what&#8217;s in the nightly newspaper for a few weeks?  Will the apartment survive if you clean it less often?  Do you really need to wash clothes so often?  Can you combine errands and make fewer trips to town?  </p>
<p>(Here&#8217;s a biggie for many of us) Can you use email and texting less often, reply only when necessary, and limit replies to 30 seconds or less?  </p>
<p>Cutting out time wasters can be an energizing experience. After discovering more time for the people you love and the things you enjoy, you may never want to return.  </p>
<p>Get <a href="http://www.myfasttrackbooks.com/teastest.asp">Five Free TEAS Tips</a> now.</p>
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		<title>Best Gifts for Elderly: Five Fresh Ideas</title>
		<link>http://feedproxy.google.com/~r/myfasttrackbooks/SmWa/~3/sEx0VF9Eyuk/</link>
		<comments>http://myfasttrackbooks.com/blog/2011/06/best-gifts-for-elderly/#comments</comments>
		<pubDate>Mon, 13 Jun 2011 06:18:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Gifts For Elderly]]></category>
		<category><![CDATA[best gifts for elderly]]></category>

		<guid isPermaLink="false">http://myfasttrackbooks.com/blog/?p=486</guid>
		<description><![CDATA[The secret to a great gift for a senior is just the same as for any other person:  understanding who he is and what things are meaningful to him.  
]]></description>
			<content:encoded><![CDATA[<p><a href="http://myfasttrackbooks.com/blog/2011/06/best-gifts-for-elderly/mev72013_s-2/" rel="attachment wp-att-494"><img src="http://myfasttrackbooks.com/blog/wp-content/uploads/2011/06/mev72013_s1-150x150.jpg" alt="" title="mev72013_s" width="150" height="150" class="alignright size-thumbnail wp-image-494" /></a>Looking for the best gifts for an elderly person?  Here are some tips:<br />
<UL><br />
<LI><b>1. Match the gift to the recipient. </b> Is there something your elderly dad has always wanted to do but has never had the opportunity? Does he enjoy picnics or boating? Has he always wanted to ride in a hot-air balloon?  </LI></p>
<p><LI><b>2. Think about ways to save a trip here and there. </b> Does your elderly mom have a copier in her house?  A shredder?  Is she constantly running to the store for sympathy and get well cards? Would she appreciate an assorted box of greeting cards?</LI></p>
<p><LI><b>3. Is there a gift the two of you can enjoy together? </b>How about a ticket to a movie, a gift card to a favorite restaurant, a trip to the zoo, or a jigsaw puzzle? </LI></p>
<p><LI><b>4. Is there a convenience he could use in his home? </b> Would a lap pal be helpful?  How about an extra cordless phone? </LI></p>
<p><LI><b>5.  What comforts might she appreciate for aches and pains? </b> One of my mom&#8217;s favorite gifts in the whole world is an <a href="http://www.amazon.com/ACE-207518-Hot-Cold-Compress/dp/B001AM20SM/ref=pd_sim_hpc_2">ACE Hot/Cold Compress</a> that can be applied to a stiff back, tired shoulders, or cold feet. </LI><br />
</UL></p>
<p>The secret to finding the best gifts for an elderly person is understanding what will be meaningful to him.</p>
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		<title>Grow Black Beans To Save $$$</title>
		<link>http://feedproxy.google.com/~r/myfasttrackbooks/SmWa/~3/KxeQT9MQFLs/</link>
		<comments>http://myfasttrackbooks.com/blog/2011/06/grow-black-beans/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 18:57:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[grow black beans]]></category>

		<guid isPermaLink="false">http://myfasttrackbooks.com/blog/?p=471</guid>
		<description><![CDATA[Growing black beans in a garden:  Follow seed packet instructions for planting depth and spacing. Use soaking instructions, if given, which will help rehydrate the beans and encourage germination. ]]></description>
			<content:encoded><![CDATA[<p>Admittedly, 2010 was not an optional year for home gardening, at least not in this part of the Midwest. Stifled by the cool, wet weather of August, my sad little tomatoes apparently gave up trying. </p>
<p>A first attempt at growing my own black beans went much better. I harvested in early September, let the pods dry out a few days, then shelled and stored the fruits of my labor in sturdy Rubbermaid&reg; plastic containers.<P></p>
<p><B>Growing black beans in a garden: </B><br />
<UL><LI>Follow seed packet instructions for planting depth and spacing. <I>Use soaking instructions, if given, which will help rehydrate the beans and encourage germination</I>. </LI> </p>
<p><LI>Black beans grow best when the temperature is between 65-75 degrees F.  They are a vine bean and can be grown on a pole or trellis <I>(optional)</I>. </p>
<p><LI>They require around 90-120 days to reach maturity and to dry out. <I>The bean should be black, not white, when you harvest.</I> </LI></p>
<p><LI>Heat and humidity can be a factor. Too much can cause damage while the beans are still drying on the plant.</LI> </p>
<p><LI>Don&#8217;t forget to clean &#038; soak the harvested beans prior to cooking.</LI></UL></p>
<p><I>Tip:  If you plant non-hybrid (heirloom) beans, you can even reuse the harvested beans in next year&#8217;s garden! </I></p>
<p><P><br />
<b>Before Cooking Your Harvested Beans, Soak &#8216;Em</b></p>
<p><U>Quick Soak</U><br />
2 cups of beans to 8 cups HOT water<br />
Boil 2 minutes, remove and cover for 1 hour<br />
Drain, rinse<br />
Cook with 6 cups of water, simmer with lid tilted 2 hours (or until tender)</p>
<p><P><br />
<U>Overnight Soak</U><br />
2 cups of breans to 8 cups of COLD water.<br />
Let stand 6-8 hours.<br />
Drain, rinse<br />
Cook with 6 cups of water, simmer with lid tilted 2 hours (or until tender)</p>
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		<title>Cheap Meals At Home:  Spanish Rice and Beans</title>
		<link>http://feedproxy.google.com/~r/myfasttrackbooks/SmWa/~3/ToVCu4RtHDQ/</link>
		<comments>http://myfasttrackbooks.com/blog/2011/06/cheap-meals-at-home/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 18:32:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[cheap meals at home]]></category>

		<guid isPermaLink="false">http://myfasttrackbooks.com/blog/?p=467</guid>
		<description><![CDATA[Here's an easy-to-prepare dish. The black beans pack a powerful protein punch, and who doesn't love tomatoes and rice? Makes 6-8 servings for under $5. ]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s a dish that&#8217;s easy to prepare at home. The black beans pack a powerful protein punch, and who doesn&#8217;t love tomatoes and rice? Cheap meals? Makes 6-8 servings for under $5.  </p>
<p>Ingredients (for 6-8 servings)</p>
<p>1 box Zatarain&#8217;s® Spanish Rice<br />
1/2 cup white or brown rice<br />
1 can diced tomatoes<br />
1 can spicy tomatoes with green chilis<br />
1 can black beans (rinsed if desired to reduce sodium and other additives)*<br />
2 cups water </p>
<p>Bring the water to a boil in a large skillet. Stir in contents of the box of Zatarain&#8217;s Spanish Rice. Add tomatoes and rice. Cover and simmer on low for 20-25 minutes or until the water is mostly absorbed. Stir occasionally to prevent sticking. Add black beans, including juice. Cover and simmer another 5-10 minutes. Remove from heat. </p>
<p>* <I>To save even more at home, </I><a href='http://myfasttrackbooks.com/blog/2011/06/grow-black-beans/'><I>grow black beans in your own garden.</i></a></p>
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