On EARNINGS: Never depend on single income. Make investment to create a second source.

On SPENDING: If you buy things you don’t need, soon you’ll have to sell things you need.

On SAVINGS: Don’t save what is left after spending but spend what is left after savings.

On TAKING RISK: Never test the depth of river with both the feet.

On INVESTMENT: Don’t put your all eggs in a single basket .

ON EXPECTATIONS: Honesty Is a Very Expensive Gift. . .
Don’t expect it from Cheap people. . .

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I have studied many times
The marble which was chiseled for me –
A boat with a furled sail at rest in a harbor.
In truth it pictures not my destination
But my life.
For love was offered me and I shrank from its disillusionment;
Sorrow knocked at my door, but I was afraid;
Ambition called to me, but I dreaded the chances.
Yet all the while I hungered for meaning in my life.
And now I know that we must lift the sail
And catch the winds of destiny
Wherever they drive the boat.
To put meaning in one’s life may end in madness,
But life without meaning is the torture
Of restlessness and vague desire –
It is a boat longing for the sea and yet afraid.

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resolution! My resolution for 2011 is breaking free from the walls I have built around myself.

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If you can keep your head when all about you

Are losing theirs and blaming it on you;

If you can trust yourself when all men doubt you,

But make allowance for their doubting too;

If you can wait and not be tired by waiting,

Or, being lied about, don’t deal in lies,

Or, being hated, don’t give way to hating,

And yet don’t look too good, nor talk too wise;

If you can dream – and not make dreams your master;

If you can think – and not make thoughts your aim;

If you can meet with triumph and disaster

And treat those two imposters just the same;

If you can bear to hear the truth you’ve spoken

Twisted by knaves to make a trap for fools,

Or watch the things you gave your life to broken,

And stoop and build ‘em up with wornout tools;

If you can make one heap of all your winnings

And risk it on one turn of pitch-and-toss,

And lose, and start again at your beginnings

And never breath a word about your loss;

If you can force your heart and nerve and sinew

To serve your turn long after they are gone,

And so hold on when there is nothing in you

Except the Will which says to them: “Hold on”;

If you can talk with crowds and keep your virtue,

Or walk with kings – nor lose the common touch;

If neither foes nor loving friends can hurt you;

If all men count with you, but none too much;

If you can fill the unforgiving minute

With sixty seconds’ worth of distance run –

Yours is the Earth and everything that’s in it,

And – which is more – you’ll be a Man my son!

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It’s me who is my enemy
Me who beats me up
Me who makes the monsters
Me who strips my confidence

~Paula Cole

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Without great solitude no serious work is possible.
~Pablo Picasso

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