<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0">

<channel>
	<title>Newly Corporate</title>
	
	<link>http://newlycorporate.com</link>
	<description>Work, life and the pursuit of happiness for the young professional.</description>
	<lastBuildDate>Tue, 04 May 2010 14:16:05 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
		<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/NewlyCorporate" /><feedburner:info uri="newlycorporate" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><feedburner:emailServiceId>NewlyCorporate</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item>
		<title>Book Review: How to Get Your Point Across in 30 Seconds or Less</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/qMZjK5fZuRg/</link>
		<comments>http://newlycorporate.com/2010/04/23/book-review-how-to-get-your-point-across-in-30-seconds-or-less/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 20:51:17 +0000</pubDate>
		<dc:creator>Zachary Henak</dc:creator>
				<category><![CDATA[Work]]></category>
		<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[Career Development]]></category>
		<category><![CDATA[Young Professional]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=936</guid>
		<description><![CDATA[A great way to get a head start when you start your professional career is to absorb business-related knowledge from the wide variety of business books available. But which ones are the best? And when should you read them? Are some better to read right away or after you have some experience? Here at Newly [...]]]></description>
			<content:encoded><![CDATA[<p><em><a href="http://newlycorporate.com/wp-content/uploads/2010/04/Books.jpg"><a href="http://newlycorporate.com/wp-content/uploads/2010/04/Books.jpg"><img class="alignright size-medium wp-image-944" title="Books" src="http://newlycorporate.com/wp-content/uploads/2010/04/Books-300x263.jpg" alt="" width="300" height="263" /></a></a>A great way to get a head start when you start your professional career is to absorb business-related knowledge from the wide variety of business books available.  But which ones are the best?  And when should you read them?  Are some better to read right away or after you have some experience?  Here at Newly Corporate we will do our best to focus our book reviews on these questions.  This post is by a new Newly Corporate blogger, Zachary Henak.<br />
</em></p>
<p><strong>Author</strong>: Milo O. Frank<strong><br />
Target Audience</strong>: All Communicators<br />
<strong>Scope</strong>: Any industry or field from management to IT, Oil to Day Care.<br />
<strong>Book Type</strong>: Quick read/reference<br />
<strong>Purpose</strong>: To hone your communication skills for everything from your elevator speech, to writing letters of recommendation, to giving a key note address.<br />
<strong>Primary use</strong>: A tool to focus your objective in any mode of communication.<br />
<strong>Cost</strong>: <a href="http://books.google.com/books?id=fRlrHSGeFn4C&amp;printsec=frontcover&amp;dq=How+to+get+your+point+across+in+30+seconds+or+less&amp;source=bl&amp;ots=_dwrQKG-SU&amp;sig=Jh8pSDlEecw-gEHs3CoHPsevp9c&amp;hl=en&amp;ei=qfnRS6-1J9Sc-Ab4u_3EDA&amp;sa=X&amp;oi=book_result&amp;ct=result&amp;resnum=3&amp;ved=0CBQQ6AEwAg#v=onepage&amp;q&amp;f=false">Read it for Free on Google Books</a>!</p>
<p><strong>My opinion</strong>:<strong><a href="http://newlycorporate.com/wp-content/uploads/2010/04/howtogetyourpointacross.jpg"><img class="alignright size-full wp-image-937" src="http://newlycorporate.com/wp-content/uploads/2010/04/howtogetyourpointacross.jpg" alt="" width="163" height="250" /></a></strong><br />
The book is a quick read, (a matter of hours), it gives lots of good examples and expanded examples.   However,  its message is simple and best used for developing and improving your planned communications    projects in an &#8220;on demand&#8221; fashion.</p>
<p>I would not suggest it as nightly reading, but more as a tool for presenting requests or ideas to those around you. When you’re looking to quickly make progress, this is a proven system to produce results!</p>
<p><strong>Cliff Notes for the process</strong>:</p>
<p>How to develop a communication piece, a simple but powerful checklist:</p>
<p>1. Know your Objective, Listener, and Approach</p>
<p>2. Ask yourself:</p>
<ul>
<li>What am I talking about?</li>
<li> Who is involved?</li>
<li>Where is it?</li>
<li>When is it?</li>
<li> Why is it?</li>
<li> How do I do it?</li>
</ul>
<p>3.  Check your answers against these questions:</p>
<ul>
<li> Does it reinforce and/or explain my objective?</li>
<li> Does it relate to my Listener?</li>
<li> Does it correspond to my Approach?</li>
</ul>
<p>Start with a hook and end strong with a dramatic call to action.  Give them something tangible to do,<strong> and never take more than 30 seconds</strong>.</p>
<p><strong>Professional Development Timeframe </strong>(The time period one should read this book in after starting their career.): 3 Months</p>
<p>For more great books for young professionals, check out <a href="http://newlycorporate.com/2007/10/03/15-books-for-young-managers-and-how-to-read-them-fast-and-free/">15 Books for Rogue Professionals and How to Read them Fast at No Cost</a>.</p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=936&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/E33m8sptZN_34ktfTZuNlvksCJQ/0/da"><img src="http://feedads.g.doubleclick.net/~a/E33m8sptZN_34ktfTZuNlvksCJQ/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/E33m8sptZN_34ktfTZuNlvksCJQ/1/da"><img src="http://feedads.g.doubleclick.net/~a/E33m8sptZN_34ktfTZuNlvksCJQ/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=qMZjK5fZuRg:1aQWl0HhsH4:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=qMZjK5fZuRg:1aQWl0HhsH4:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=qMZjK5fZuRg:1aQWl0HhsH4:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=qMZjK5fZuRg:1aQWl0HhsH4:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=qMZjK5fZuRg:1aQWl0HhsH4:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=qMZjK5fZuRg:1aQWl0HhsH4:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=qMZjK5fZuRg:1aQWl0HhsH4:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=qMZjK5fZuRg:1aQWl0HhsH4:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=qMZjK5fZuRg:1aQWl0HhsH4:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/qMZjK5fZuRg" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2010/04/23/book-review-how-to-get-your-point-across-in-30-seconds-or-less/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2010/04/23/book-review-how-to-get-your-point-across-in-30-seconds-or-less/</feedburner:origLink></item>
		<item>
		<title>Pre-Marital Finance 101: 5 Steps to Pre-Wedding Financial Planning</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/4ks91b1q2OU/</link>
		<comments>http://newlycorporate.com/2010/02/24/pre-marital-finance-101-5-steps-to-pre-wedding-financial-planning/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 15:56:04 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Leisure]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Marriage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Wedding]]></category>
		<category><![CDATA[Young Professional]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=926</guid>
		<description><![CDATA[The excitement of the engagement ring and proposal are just the beginning of two lives becoming one in marriage. A big piece of marital fusion is two totally separate financial setups becoming one. Not an easy task. As I am going through the process right now, I thought I would share my experiences thus far [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://newlycorporate.com/wp-content/uploads/2010/02/985725985_2283d4dc28_b.jpg"><img class="alignright size-medium wp-image-928" title="Pen and Paper For Budgeting" src="http://newlycorporate.com/wp-content/uploads/2010/02/985725985_2283d4dc28_b-300x225.jpg" alt="" width="300" height="225" /></a>The excitement of the <a href="http://newlycorporate.com/2009/10/28/5-engagement-ring-buying-tips-for-the-young-professional/">engagement ring</a> and proposal are just the beginning of two lives becoming one in marriage.  A big piece of marital fusion is two totally separate financial setups becoming one.  Not an easy task.  As I am going through the process right now, I thought I would share my experiences thus far with fellow pre-marital young professionals.</p>
<p>With the whirlwind of planning that occurs for the big wedding event, it can sometimes become the only focal point for a couple, with the exception of maybe trying to plan a tropical honeymoon.  This tendency is natural, we all want to focus on the exciting, immediate event but, marriage goes on forever after the wedding.  Failing to plan for the time after the big event could make it tougher on you then it should be.  Here are a few ways to help build towards pre and post marital financial bliss:</p>
<p>1. <strong>Know your financial strengths and weaknesses, and those of your significant other</strong>.  <a href="http://www.fivecentnickel.com/2010/02/10/are-you-a-spender-or-a-saver-at-heart/">Are you a spender or saver</a>?  What is your approach to money? Could your partner&#8217;s strengths help counteract your weaknesses?  Even just knowing both of your approaches to money can significantly smooth financial discussions and planning because you know your unique approaches to money and how to approach the differences.</p>
<p>2. <strong>Learn from others</strong>.  Watch how your parents or others approach their finances, ask them for advice (if they are a good example).  Beyond personal examples, there are tons of great reasources out there on personal finance.  Here are the top 18 blogs on money and finance I read via Google Reader to stay in touch with the latest personal finance strategies and ideas.  Even if I know some of it already, it always gets me thinking and keeps me focused on solid financial goals.  If you use Google Reader, here is the <a href="https://www.google.com/reader/bundle/user%2F03873304865611739271%2Fbundle%2FMoney%20%2B%20Finance">bundle of blogs</a> (thanks to Mark Roberts for many of the suggestions) so you can see some sample posts and subscribe to all of them if you want.<br />
<a href="http://www.BeingFrugal.net"> Being Frugal.net</a><br />
<a href="http://www.bloggingawaydebt.com/"> Blogging Away Debt</a><br />
<a href="http://www.budgetsaresexy.com"> Budgets are Sexy</a><br />
<a href="http://www.dinksfinance.com/"> Dual Income No Kids</a><br />
<a href="http://www.Econobusters.com"> Econobusters</a><br />
<a href="http://www.EnemyofDebt.com"> Enemy of Debt</a><br />
<a href="http://www.fivecentnickel.com"> fivecentnickel.com</a><br />
<a href="http://www.Freefrombroke.com"> Free From Broke</a><br />
<a href="http://www.gatherlittlebylittle.com/"> Gather Little by Little &#8211; Personal Finance with a Christian Perspective</a><br />
<a href="http://www.getrichslowly.com"> Get Rich Slowly</a><br />
<a href="http://www.GoodFinancialCents.com"> Good Financial Cents</a><br />
<a href="http://www.paidtwice.com"> I&#8217;ve Paid For This Twice Already&#8230;</a><br />
<a href="http://www.ManVsDebt.com"> Man Vs. Debt</a><br />
<a href="http://www.MoneyUnder30.com"> Money Under 30</a><br />
<a href="http://www.MyMoneyBlog.com"> My Money Blog</a><br />
<a href="http://www.NoDebtPlan.com"> No Debt Plan</a><br />
<a href="http://www.SingleGuyMoney.com"> Single Guy Money</a><br />
<a href="http://www.TheSimpleDollar.com"> The Simple Dollar</a></p>
<p>3. <strong>Measure your finances and get everything in one place</strong>.  You can&#8217;t management what you don&#8217;t measure!  Check out <a href="http://newlycorporate.com/2008/02/07/3-fast-and-easy-budgeting-methods/">3 Fast and Easy Budgeting Methods</a> to get started if you don&#8217;t already track your finances but, whatever you use you need to know what you are spending and what your budget is before you can merge your budget with someone else&#8217;s.   <a href="http://moneycenter.yodlee.com">Yodlee</a> is great and I know many who use <a href="http://www.mint.com">Mint</a>, pick something that works for you and stick with it.</p>
<p>4. <strong>Have a sit down discussion 6 months, 4 months and 2 months before your wedding</strong>.  This can be tough, especially if you are busy or not focused on financial planning but, it&#8217;s crucial.  Get all of both of your budget, spending and asset information together (I printed mine off Yodlee), take an hour on a Saturday or Sunday afternoon with no distractions (TV off) and walk through what you each spend now and what your budget will look like together.  It&#8217;s not just adding things together, you can save on insurance, cell phone bills etc but, there are other things you can&#8217;t save on.  Should you increase the amount in your emergency savings fund? What do your retirement savings look like? Get it all on paper.  I know the tendency is there to use excel or a computerized method but, that can distract you from the focus. Don&#8217;t forget to file all your papers and review them at the next meeting!</p>
<p>5. <strong>Set goals and check up on them</strong>.  Set savings, tracking and other goals at your meetings and check up on them at the next meeting.  Are your spending and <a href="http://newlycorporate.com/2008/03/05/budget-budget-budget-easy-saving/">budget</a> projections on?  Do you need to adjust savings or spending to hits your goals? These check ups and goals will only serve to help you communicate and prepare for a married future.</p>
<p>I am still learning the ins and outs as I go but, this is what has worked for me so far.  Please share your experience, tips, personal finance blogs or other information as well in the comments!</p>
<p>Image Credit: <a href="http://www.flickr.com/photos/sunshinecity/985725985/">sunshinecity </a></p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=926&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/zKy6LqZtMuPdzq1X0E90tMA-Mk8/0/da"><img src="http://feedads.g.doubleclick.net/~a/zKy6LqZtMuPdzq1X0E90tMA-Mk8/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/zKy6LqZtMuPdzq1X0E90tMA-Mk8/1/da"><img src="http://feedads.g.doubleclick.net/~a/zKy6LqZtMuPdzq1X0E90tMA-Mk8/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=4ks91b1q2OU:bHZtN0HggUI:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=4ks91b1q2OU:bHZtN0HggUI:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=4ks91b1q2OU:bHZtN0HggUI:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=4ks91b1q2OU:bHZtN0HggUI:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=4ks91b1q2OU:bHZtN0HggUI:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=4ks91b1q2OU:bHZtN0HggUI:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=4ks91b1q2OU:bHZtN0HggUI:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=4ks91b1q2OU:bHZtN0HggUI:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=4ks91b1q2OU:bHZtN0HggUI:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/4ks91b1q2OU" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2010/02/24/pre-marital-finance-101-5-steps-to-pre-wedding-financial-planning/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2010/02/24/pre-marital-finance-101-5-steps-to-pre-wedding-financial-planning/</feedburner:origLink></item>
		<item>
		<title>3 Tips on Avoiding the Dark Side of Working Weekends</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/0Y_vejkxkyI/</link>
		<comments>http://newlycorporate.com/2010/02/03/3-tips-on-avoiding-the-dark-side-of-working-weekends/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 15:29:40 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Work]]></category>
		<category><![CDATA[Career Development]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[Weekends]]></category>
		<category><![CDATA[Young Professional]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=922</guid>
		<description><![CDATA[This guest post was contributed by Shannon Wills, an avid reader and contributor to a number of other professional blogs. There are some people who swear that their job is their life, and then there are others who try their very best to prevent their jobs from becoming their lives. It’s different strokes for different [...]]]></description>
			<content:encoded><![CDATA[<p><img class="size-medium wp-image-923 alignright" title="home_office" src="http://newlycorporate.com/wp-content/uploads/2010/02/home_office-300x222.png" alt="home_office" width="300" height="222" /></p>
<p><em>This guest post was contributed by Shannon Wills, an avid reader and contributor to a number of other professional blogs.</em></p>
<p style="text-align: left;">There are some people who swear that their job is their life, and then there are others who try their very best to prevent their jobs from becoming their lives. It’s different strokes for different folks, but no matter which category you belong to, there will come a time when you have to work harder than ever, stay long hours at the office, spend your weekends cooped up in your cubicle, or have to forsake your holiday because an important project just cropped up. Whatever the reason for you to work on a weekend, here are a few things you must remember:</p>
<ul>
<li> <strong>Don’t expect bouquets for it</strong>: While it may prevent you from getting brickbats, don’t assume that working weekends or longer hours is going to get you any kind of appreciation from your boss or supervisor. Rather, your efforts could boomerang on you – if you work a few weekends consecutively, they may even feel disappointed in you when you don’t show up at the office the following week. So if you’re doing this just to get into your boss’s good books, forget the whole idea. I’m not totally dismissing the fact that your efforts will be appreciated, but you have to be prepared to not receive kudos for the extra time you’re putting in.</li>
<li><strong>Don’t use the weekend to catch up on your week’s work</strong>: If you’re working weekends because you’ve goofed away the whole week, then you’re not a hard worker as other people perceive you to be. Rather, your methods are shoddy and inefficient. You’re a regular procrastinator who keeps putting away today’s work for tomorrow, little realizing that tomorrow will come with its own share of work. So get your work done during the week and leave the weekends free for friends, family and yourself.</li>
<li><strong>Working longer hours does not mean you are a better worker</strong>: If you stay all of Saturday and Sunday at the office, from early in the morning till late at night, it doesn’t automatically prove that you’re a good worker. Rather, it shows your inefficiency and your tendency to procrastinate and waste time. When you spend all day at the office doing nothing worthwhile, it is equivalent to not going in to the office at all. Gauge your value as a worker using the amount of work you manage to complete within a certain period of time, not by the amount of time you spend at your desk.</li>
</ul>
<p>Working weekends does not matter unless you’re able to prove to your superiors that you’re worth your weight in gold, that you’re a sincere worker who is responsible towards your work and the company, and that you’d go the extra mile if the need arose.</p>
<p><em>This guest post is contributed by Shannon Wills, she writes on the topic of <a href="http://toponlineengineeringdegree.com/">Online Engineering Degrees</a></em><em> and other professional education topic areas.  She welcomes your comments at shannonwills23@gmail.com or in the comments on this post.</em></p>
<p><em>Photo Credit: <a href="http://super-ivo.com/!sales_copy/images/!resized%20images/home_office.png">Office</a><br />
</em></p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=922&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/Afvn2aPtWSGL1WDehvnhzLOOvvc/0/da"><img src="http://feedads.g.doubleclick.net/~a/Afvn2aPtWSGL1WDehvnhzLOOvvc/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/Afvn2aPtWSGL1WDehvnhzLOOvvc/1/da"><img src="http://feedads.g.doubleclick.net/~a/Afvn2aPtWSGL1WDehvnhzLOOvvc/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=0Y_vejkxkyI:Rsw_GQpThSI:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=0Y_vejkxkyI:Rsw_GQpThSI:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=0Y_vejkxkyI:Rsw_GQpThSI:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=0Y_vejkxkyI:Rsw_GQpThSI:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=0Y_vejkxkyI:Rsw_GQpThSI:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=0Y_vejkxkyI:Rsw_GQpThSI:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=0Y_vejkxkyI:Rsw_GQpThSI:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=0Y_vejkxkyI:Rsw_GQpThSI:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=0Y_vejkxkyI:Rsw_GQpThSI:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/0Y_vejkxkyI" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2010/02/03/3-tips-on-avoiding-the-dark-side-of-working-weekends/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2010/02/03/3-tips-on-avoiding-the-dark-side-of-working-weekends/</feedburner:origLink></item>
		<item>
		<title>Fit Professional Secret 1: A Mid-Day Workout</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/PX4Qr-A8rmc/</link>
		<comments>http://newlycorporate.com/2010/01/11/fit-professional-secret-1-a-mid-day-workout/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 17:27:11 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Work]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=915</guid>
		<description><![CDATA[As young professionals, or any age professionals for that matter, we often struggle to balance heavy workloads with the right amount of exercise to keep us physically fit and focused.  Although we aren&#8217;t perfect here at Newly Corporate, we are going to share which &#8220;secrets&#8221; or strategies have worked best for us, we welcome your [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-916" title="fitness_center" src="http://newlycorporate.com/wp-content/uploads/2010/01/fitness_center-300x232.jpg" alt="fitness_center" width="300" height="232" />As young professionals, or any age professionals for that matter, we often struggle to balance heavy workloads with the right amount of exercise to keep us physically fit and focused.  Although we aren&#8217;t perfect here at Newly Corporate, we are going to share which &#8220;secrets&#8221; or strategies have worked best for us, we welcome your feedback and additional suggestions as well.</p>
<p>The first &#8220;secret&#8221; is a mid-day workout.  Many workplaces have in-house or nearby gyms with discounted memberships for employees (and showers), especially in this healthcare-sensitive environment.  Taking advantage of these, while sometimes challenging time-wise, can be an easier way to stay in shape than an evening workout.  Here are a few of the benefits:</p>
<p><strong>Mid-Day Workout Benefits</strong></p>
<ol>
<li><strong><span style="font-weight: normal;">Working out at noon raises your metabolism for the rest of the day rather than just the evening hours when you work out after work.</span></strong></li>
<li><strong><span style="font-weight: normal;">A mid-day workout can help you clear your head and take a fresh look at work place challenges in the afternoon.</span></strong></li>
<li><strong><span style="font-weight: normal;">By choosing to workout in the afternoon you are less likely to shorten your workout due to the desire to go home quickly or do something else.</span></strong></li>
</ol>
<p>There are many benefits to employers too, a healthier workforce is more productive, has fewer sick days and less stress on the job.  If you normally work through lunch, it may mean coming in earlier or staying later but, it makes a huge difference in terms of productivity and well-being. This strategy may not be possible in all positions, jobs or employers but, it comes highly recommended by many health professionals and corporate productivity specialists.</p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=915&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/B5OUu--nHZymV74H8ehWdkUWij4/0/da"><img src="http://feedads.g.doubleclick.net/~a/B5OUu--nHZymV74H8ehWdkUWij4/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/B5OUu--nHZymV74H8ehWdkUWij4/1/da"><img src="http://feedads.g.doubleclick.net/~a/B5OUu--nHZymV74H8ehWdkUWij4/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=PX4Qr-A8rmc:FV2L7eFR99c:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=PX4Qr-A8rmc:FV2L7eFR99c:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=PX4Qr-A8rmc:FV2L7eFR99c:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=PX4Qr-A8rmc:FV2L7eFR99c:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=PX4Qr-A8rmc:FV2L7eFR99c:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=PX4Qr-A8rmc:FV2L7eFR99c:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=PX4Qr-A8rmc:FV2L7eFR99c:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=PX4Qr-A8rmc:FV2L7eFR99c:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=PX4Qr-A8rmc:FV2L7eFR99c:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/PX4Qr-A8rmc" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2010/01/11/fit-professional-secret-1-a-mid-day-workout/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2010/01/11/fit-professional-secret-1-a-mid-day-workout/</feedburner:origLink></item>
		<item>
		<title>2009 Holiday Gifts For Young Professionals</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/adzKQtvbHHw/</link>
		<comments>http://newlycorporate.com/2009/11/19/2009-holiday-gifts-for-young-professionals/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:39:29 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Work]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=905</guid>
		<description><![CDATA[It is getting to be that time of year again. It can be hard to shop for twentysomethings, but the team here at Newly Corporate does an annual brainstorm to identify great products for generation Y professionals. We try not to break the bank with our recommendations, but we don&#8217;t discriminate against more expensive objects [...]]]></description>
			<content:encoded><![CDATA[<p><img class="size-full wp-image-912 alignright" title="giftcenter-gifts" src="http://newlycorporate.com/wp-content/uploads/2009/11/giftcenter-gifts.jpg" alt="giftcenter-gifts" width="300" height="300" />It is getting to be that time of year again. It can be hard to shop for twentysomethings, but the team here at Newly Corporate does an annual brainstorm to identify <a href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2Fgp%2Frichpub%2Flistmania%2Ffullview%2FR37V0BWCRFULKW%3Fie%3DUTF8%26redirect%3Dtrue%26ref_%3Dcm%255Flm%255Fpthnk%255Fview%26lm%255Fbb%3D&amp;tag=algomu-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=390957" target="_blank">great products for generation Y professionals</a>. We try not to break the bank with our recommendations, but we don&#8217;t discriminate against more expensive objects of desire either. Everything we link to goes to amazon.com, so feel free to investigate the suggested products as well. We&#8217;re confident you&#8217;ll be able to find something nice for that young professional on your list!</p>
<p><a href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2Fgp%2Frichpub%2Flistmania%2Ffullview%2FR37V0BWCRFULKW%3Fie%3DUTF8%26redirect%3Dtrue%26ref_%3Dcm%255Flm%255Fpthnk%255Fview%26lm%255Fbb%3D&amp;tag=algomu-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=390957">See the whole list!</a></p>
<p>1. <a href="https://www.amazon.com/dp/B001UQ6F4S?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B001UQ6F4S&amp;adid=1WFY5TJYDN5J666BECQV&amp;">LG Blue-ray player</a> &#8211; It also connects to the internet for Netflix streaming and YouTube viewing.</p>
<p>2. <a href="https://www.amazon.com/dp/B000VBLF7K?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B000VBLF7K&amp;adid=1AAYP8JKFZ38JDS2YYYG&amp;">Mouse Cushion</a> &#8211; This was so popular last year that we added it again this year. It is a great product for the cubicle warrior!</p>
<p>3. <a href="https://www.amazon.com/dp/B002FEK400?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B002FEK400&amp;adid=164VTGQGVHKX13492CFD&amp;">Nike Fit iPod Accessory</a> &#8211; Most of us already own ipods/iphones, and this has to be the #1 accessory. Note: you don&#8217;t need special Nike shoes for this to work. You can just attach it to shoe laces on any shoe.</p>
<p>4. <a href="https://www.amazon.com/dp/B001F51G1Q?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B001F51G1Q&amp;adid=0DX5X035BRRTH5B0P2N0&amp;">Logitech Harmony Universal Remote</a> &#8211; Because we need to de-clutter and simplify.</p>
<p>5. <a href="https://www.amazon.com/dp/B002DN928S?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B002DN928S&amp;adid=01GKMKW1WD2986Y746ZS&amp;">Garmin GPS With Traffic Info</a> &#8211; GPS units are cool, but they become an everyday need if they can help you avoid traffic!</p>
<p>6. <a href="https://www.amazon.com/dp/B0024IG906?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B0024IG906&amp;adid=0316PD2PAY7VDY4DJPQJ&amp;">Big Buck Hunter Home Game</a> &#8211; This is just plain fun, and you don&#8217;t need a console. Just plug it in to your TV.</p>
<p>7. <a href="https://www.amazon.com/dp/B001UHNRMK?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B001UHNRMK&amp;adid=1NFW6ZGTATXSJG3VYT7K&amp;">Timbuk2 Laptop Bag</a> &#8211; These are the best! And now it looks a little more &#8220;business like&#8221; with its handle.</p>
<p>8. <a href="https://www.amazon.com/dp/8883701127?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=8883701127&amp;adid=0M1KQJ6X0QG3WHYGHGZ8&amp;">Moleskine Notebook</a> &#8211; A good, high-quality notebook still has a place in this digital world.</p>
<p>9. <a href="https://www.amazon.com/dp/B001O9ARDG?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B001O9ARDG&amp;adid=033H2VHW0AZV7ARE2KMC&amp;">Sony Digital Camera</a> &#8211; This is a versatile little pocket camera at a great price. I own this camera and love it.</p>
<p>10. <a href="https://www.amazon.com/dp/B000RI6AE0?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B000RI6AE0&amp;adid=0TMNQWZP2AYER5DDPREM&amp;">Sigg Water Bottle</a> &#8211; Be eco-friendly with your water drinking.</p>
<p>11. <a href="https://www.amazon.com/dp/B001OMGCJG?tag=algomu-20&amp;camp=213381&amp;creative=390973&amp;linkCode=as4&amp;creativeASIN=B001OMGCJG&amp;adid=0HFT7Q306J85SS4RRECN&amp;">Clothing Steamer</a> &#8211; Never iron again!</p>
<p>That concludes our list. What&#8217;s on yours?</p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=905&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/5ThLWv9jQt_rxsjK616kxgPpGEw/0/da"><img src="http://feedads.g.doubleclick.net/~a/5ThLWv9jQt_rxsjK616kxgPpGEw/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/5ThLWv9jQt_rxsjK616kxgPpGEw/1/da"><img src="http://feedads.g.doubleclick.net/~a/5ThLWv9jQt_rxsjK616kxgPpGEw/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=adzKQtvbHHw:ciULub12bs8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=adzKQtvbHHw:ciULub12bs8:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=adzKQtvbHHw:ciULub12bs8:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=adzKQtvbHHw:ciULub12bs8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=adzKQtvbHHw:ciULub12bs8:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=adzKQtvbHHw:ciULub12bs8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=adzKQtvbHHw:ciULub12bs8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=adzKQtvbHHw:ciULub12bs8:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=adzKQtvbHHw:ciULub12bs8:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/adzKQtvbHHw" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/11/19/2009-holiday-gifts-for-young-professionals/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/11/19/2009-holiday-gifts-for-young-professionals/</feedburner:origLink></item>
		<item>
		<title>5 Engagement Ring Buying Tips for the Young Professional</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/uon7Gu0f97A/</link>
		<comments>http://newlycorporate.com/2009/10/28/5-engagement-ring-buying-tips-for-the-young-professional/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 17:36:06 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Leisure]]></category>
		<category><![CDATA[Engagement]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Marriage]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Ring]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=901</guid>
		<description><![CDATA[Yes, it&#8217;s true, I have recently taken a major step in my life and asked my girlfriend to marry me.  As part of this process, I went through what most men do: the search for the perfect ring.  Based on my girlfriend&#8217;s answer to my proposal (Yes!) and all the positive feedback I have received on the [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-902" title="EngagementRing" src="http://newlycorporate.com/wp-content/uploads/2009/10/EngagementRing.jpg" alt="EngagementRing" width="300" height="300" />Yes, it&#8217;s true, I have recently taken a major step in my life and asked my girlfriend to marry me.  As part of this process, I went through what most men do: the search for the perfect ring.  Based on my girlfriend&#8217;s answer to my proposal (Yes!) and all the positive feedback I have received on the ring post-proposal, I figured I would share what worked for me.  No yes-answer guarantees but, here are my tips on a purchase that can be pretty daunting.</p>
<p>1. <strong>Decide whether you want it to be a surprise or you want to go shop with her</strong>.  Being old fashioned, I wanted to surprise her and pick it out myself.  However, it is very easy to just go shopping with her to make sure she gets exactly what she wants (and you won&#8217;t need most of the rest of these tips).</p>
<p>2. <strong>Do some reconnaissance work with her friends and siblings</strong>.  As awkward as it is, go ask what her friends/siblings know about her taste in rings.  Would she like white gold/yellow?  Smaller diamonds or a bigger solitaire? Thick band or thin?  Keep in mind though, the more people you ask  and the earlier you ask them the more likely they are to accidentally tell her something.  Loose lips sink ships/give away plans as they say.  Also, if you are lucky enough to have a female sibling that can definitely help, I had two great advisors and hand models in my sisters.</p>
<p>3. <strong>Compare apples to apples (as often as possible)</strong>.  I am not going to go into the 4 Cs spiel because you&#8217;ll hear it a million times but, do your best when shopping to get prices on a number of permutations of the 4 Cs (ie bigger but lower clarity vs smaller with higher clarity, good vs ok cut, etc) and then check those specifically rated diamonds across a few stores and online.  Keep in mind the gemologist that rated the diamonds as well, some are more lenient (ie give higher ratings) then others.</p>
<p><strong>Beware:</strong> Online diamond searches often start with lower quality and lower prices until you filter them, this can make you think they have much better deals then other stores you visit.  Make sure you filter the diamond stores to a specific color/cut/clarity/carat for price comparison. When I used this method I found they were somewhat comparable to many brick and mortar stores.</p>
<p>4.<strong> Don&#8217;t pay too much for </strong><strong>specially cut diamonds</strong>.  Every major diamond store has their &#8220;special&#8221; type of diamond (&#8220;Hearts Desire&#8221;, &#8220;Peerless&#8221;, &#8220;The Leo Diamond&#8221;, etc) with more cuts, more &#8220;fire&#8221;, more sparkle, etc.  You may like them better and if you think they look better and you can get them at a good price go for it!  However, keep in mind that this is the way diamond stores try to differentiate themselves and remove the view that their diamonds are a commodity that can be easily compared to others.  They do this to try to increase margin and decrease your &#8220;Apples to Apples&#8221; comparison ability.</p>
<p>5. <strong>Throw the rules out the window, base your decision on her taste and your budget</strong>.  The 3 months salary rule was established by the diamond industry, only you know what you can afford.  Don&#8217;t let a salesperson up sell you into something that will put you under so much financial strain that you won&#8217;t be able to enjoy your engagement.  Ultimately it comes down to you and your fiancée to be, if you are happy and she is happy you&#8217;re set.</p>
<p><strong>Bonus</strong>: Check out Brandon A&#8217;s post &#8220;<a href="http://newlycorporate.com/2007/11/15/engagement-ring-consideration-or-gift/">Engagement Ring: Consideration or Gift?</a>&#8221; on the tax and legal implications of engagement rings.</p>
<p>Have you gone through this process as a young professional?  Or are you a woman with tips to share?  Please drop us a comment!</p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=901&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/8lJqngTVMcmFbEDrBt8veBuUeHc/0/da"><img src="http://feedads.g.doubleclick.net/~a/8lJqngTVMcmFbEDrBt8veBuUeHc/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/8lJqngTVMcmFbEDrBt8veBuUeHc/1/da"><img src="http://feedads.g.doubleclick.net/~a/8lJqngTVMcmFbEDrBt8veBuUeHc/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=uon7Gu0f97A:Q9km7-Til60:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=uon7Gu0f97A:Q9km7-Til60:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=uon7Gu0f97A:Q9km7-Til60:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=uon7Gu0f97A:Q9km7-Til60:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=uon7Gu0f97A:Q9km7-Til60:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=uon7Gu0f97A:Q9km7-Til60:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=uon7Gu0f97A:Q9km7-Til60:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=uon7Gu0f97A:Q9km7-Til60:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=uon7Gu0f97A:Q9km7-Til60:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/uon7Gu0f97A" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/10/28/5-engagement-ring-buying-tips-for-the-young-professional/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/10/28/5-engagement-ring-buying-tips-for-the-young-professional/</feedburner:origLink></item>
		<item>
		<title>10 Lessons from Creating an iPhone Application Start Up (Part 2)</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/vv8bLsCu1Dg/</link>
		<comments>http://newlycorporate.com/2009/09/30/10-lessons-from-creating-an-iphone-application-start-up-part-2/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 14:18:58 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Work]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Entreprenuers]]></category>
		<category><![CDATA[Gen Y]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[iPhone]]></category>
		<category><![CDATA[Startup]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[Young Professional]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=895</guid>
		<description><![CDATA[This is the second of a two part series (click here for part one) from a friend of the Newly Corporate bloggers, Eli Gratz.  iPhone Apps and Start Ups are two of the most fascinating things for young professionals today and Eli has done both during his spare time (see http://www.drinkspecialsapp.com)!  I asked him to share [...]]]></description>
			<content:encoded><![CDATA[<p><em>This is the second of a two part series (</em><a href="http://newlycorporate.com/2009/09/28/10-lessons-from-creating-an-iphone-application-start-up-part-1/"><em>click here for part one</em></a><em>) from a friend of the Newly Corporate bloggers, Eli Gratz.  iPhone Apps and Start Ups are two of the most fascinating things for young professionals today and Eli has done both during his spare time (see </em><a style="outline-style: none; outline-width: initial; outline-color: initial; color: #005fb2; padding: 0px; margin: 0px;" href="http://www.drinkspecialsapp.com/"><em>http://www.drinkspecialsapp.com</em></a><em>)!  I asked him to share some of his experiences creating the Drink Specials App for the iPhone (</em><a href="http://itunes.com/apps/drinkspecials"><em>available in the app store</em></a><em>) and recieved 10 great lessons for young professionals looking to start their own businesses or develop mobile applications!</em></p>
<p><strong><img class="alignright size-full wp-image-896" title="Drink Specials App 1" src="http://newlycorporate.com/wp-content/uploads/2009/09/IMG_0403-200x300.PNG" alt="Drink Specials App 1" width="200" height="300" />6. Be flexible on your vision, hold to your mission</strong></p>
<p>Any project is a journey, and Drink Specials was no exception.  I origninally pictured only a map-based navigation of a static list of bars and specials sent on iPhone.  Not exciting, not novel, but certainly something.  When I began development (before the iPhone 3.0 release) on the first project that eventually turned into the Drink Specials App, you couldn’t use maps the way you can today because the SDK wasn’t available for maps.  So it was back to the drawing board, or in my case notebook and PowerPoint slides to try and think of new ways to present the information.</p>
<p>It was when I kept thinking through those problems of how I can get to that end state, that I got the idea for the “Verify” button, that let’s users let others know that a special is accurate.  Same with the “Strike” concept, that if 3 users say a special is wrong, it can be removed.    This changed the concept.  This turned a static list into a platform.  This made the specials live and change.  This made the concept something to chase.</p>
<p><strong>7. Input’s important, but it’s not gospel </strong></p>
<p>Through the many, many revisions I have gone through of designs for the application, graphics, business models, and application features, I received tons of feedback from family, friends and vendors on how the app should work, look and feel.  Many of those features ended up in v1.0 which is available now, and many more will be in new versions which are under development.  But I was flush with ideas, and didn’t always have the time to deal with them.</p>
<p>I started a list.  Anything people told me went on the list.  Good, bad or ugly, it got put on the list.  I kept a running note on my iPhone of anything that came to mind.  It’s a long, long list with some immediate updates, and some longer term changes.   The thing to remember is that it’s your concept, not a critic’s.  Be respectful of others ideas, but stick to your guns.  Test your ideas but be flexible.  This process has gotten me to where I am today with Drink Specials, but still, there is a lot to improve, much of which has been brought to me through new sets of eyes on the same problems I see everyday.</p>
<p><strong><img class="alignright size-full wp-image-896" title="Drink Specials App 1" src="http://newlycorporate.com/wp-content/uploads/2009/09/IMG_0403-200x300.PNG" alt="Drink Specials App 1" width="200" height="300" />8. Know your customer…and it’s not always the user</strong></p>
<p>I always admired great apps that make their developer millions and let them quit their jobs and just think app all day.  Yeah, that’s not most people.  75,000 apps in the App Store, and only a few examples of run away hits, many of whom began with the introduction of iPhone and the SDK when there were very fews apps out there at all.  Cutting through the noise, and the speed of success change with competition.</p>
<p>In my case, I quickly realized my customers were the application user (the <a href="http://itunes.com/apps/drinkspecials">Drink Specials app</a> is available worldwide, but is $1.99 in the US App Store) but also the bar owners.  I think the application will save the users more than the price of the app, but many users just don’t buy many apps.  But dedicated users, who are going to try and find bars to be customers at mean that bars and restaurants now become customers too.</p>
<p>We made offerings for bars that we felt were novel.  Bars can lock their specials from editing by users, and ensure 100% accuracy through private updating (otherwise all specials can be update by users as they change).  This adds value to the bars, the users and to Great Time Apps, which can manage and charge a subscription fee for this.</p>
<p>We also thought that Featuring, like a Google Ad placement, would be great for a bar to show up at the top of the list for a city (while most users sort bars by distance from current location) can draw attention to a bar and it’s specials without disrupting user experience like an ad.</p>
<p>The real gamechanger is our analytics offerings.  We spent time, lots and lots of time, to build in reporting and analytics capabilities into our system so a bar can get details about how popular their bar is.  Imagine that a bar can now see how it measures up to it’s competition for Tuesday Night beer specials within 3 miles by number of user views?  Well now they can.</p>
<p>These synergies, where bars, users and Great Time Apps can all benefit from one another are what make killer products, and also what reinforces the fact that the user isn’t always the customer.</p>
<p><strong><img class="alignright size-full wp-image-898" title="Drink Specials App 3" src="http://newlycorporate.com/wp-content/uploads/2009/09/IMG_0406-200x300.PNG" alt="Drink Specials App 3" width="200" height="300" />9. It’s a project, not your full-time job!</strong></p>
<p>Anything you are passionate about can consume your time, money and life.  Drink Specials certainly has for me, but it’s something I really enjoy.  It’s something I make sure stays after 5 and doesn’t conflict with or impair my work, besides being a little sleepy sometimes after a long night up with India, but that’s nothing a little sugar free red bull can’t fix.</p>
<p>For a side project, remember the side part.  Don’t use your full-time employers computers, printers, networks, e-mails etc…use your own.  It’s easy to let your thoughts drift, but it’s important to let your hobby be a hobby.</p>
<p><strong>10. You’re not Tim Ferris, don’t move to Rio on Launch Day</strong></p>
<p>This leads me to my last point of the article.  It’s a project (for now), don’t go crazy.  You’re not<a href="http://www.fourhourworkweek.com/blog/"> Tim Ferris</a>.  Give it love and attention, and if it can make sense for your future work/life style jump in and commit to the project as your calling.</p>
<p>For me, the <a href="http://itunes.com/apps/drinkspecials">Drink Specials App</a> is a hobby.  I have most pieces managed independently of me and my time so they can grow and scale without me.  Becoming an app millionaire isn’t likely, and is unlikely to last.  This is important to keep in perspective.  But don’t let that stifle you.  There is a lot to learn through a large side project, lots of skills that make you a better person and even a better employee at a full-time job.  And who knows, your concept might just be one of those lucky few that really takes off, and then you’re pet project becomes your pet full-time, rent dependent gig.</p>
<p>Best of luck, feel free to check out the <a href="http://itunes.com/apps/drinkspecials">App for iPhone</a> or <a href="http://www.Drinkspecialsapp.com">Drinkspecialsapp.com</a>, and let me know if I can do anything to help with your side project: <a href="mailto:Eli@drinkspecialsapp.com">Eli@drinkspecialsapp.com</a></p>
<p>Eli also put together this video of the app, enjoy!<br />
<object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowScriptAccess" value="always" /><param name="src" value="http://www.youtube.com/v/6B8hCQIfEII&amp;color1=0x402061&amp;color2=0x9461ca&amp;hl=en&amp;feature=player_embedded&amp;fs=1" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/6B8hCQIfEII&amp;color1=0x402061&amp;color2=0x9461ca&amp;hl=en&amp;feature=player_embedded&amp;fs=1" allowscriptaccess="always" allowfullscreen="true"></embed></object></p>
<p><em>Come back to </em><a style="outline-style: none; outline-width: initial; outline-color: initial; color: #005fb2; padding: 0px; margin: 0px;" href="http://www.newlycorporate.com/"><em>NewlyCorporate.com </em></a><em>later in October for an update on the effect of the Drink Specials App Lite! And if you like content like this, don’t forget to </em><a style="outline-style: none; outline-width: initial; outline-color: initial; color: #005fb2; padding: 0px; margin: 0px;" href="http://feeds.feedburner.com/NewlyCorporate"><em>subscribe</em></a><em>!</em></p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=895&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/zusOoZTCZ93_bVyyWRydG2ZuJ2U/0/da"><img src="http://feedads.g.doubleclick.net/~a/zusOoZTCZ93_bVyyWRydG2ZuJ2U/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/zusOoZTCZ93_bVyyWRydG2ZuJ2U/1/da"><img src="http://feedads.g.doubleclick.net/~a/zusOoZTCZ93_bVyyWRydG2ZuJ2U/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=vv8bLsCu1Dg:vqjjwzlgoaU:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=vv8bLsCu1Dg:vqjjwzlgoaU:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=vv8bLsCu1Dg:vqjjwzlgoaU:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=vv8bLsCu1Dg:vqjjwzlgoaU:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=vv8bLsCu1Dg:vqjjwzlgoaU:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=vv8bLsCu1Dg:vqjjwzlgoaU:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=vv8bLsCu1Dg:vqjjwzlgoaU:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=vv8bLsCu1Dg:vqjjwzlgoaU:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=vv8bLsCu1Dg:vqjjwzlgoaU:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/vv8bLsCu1Dg" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/09/30/10-lessons-from-creating-an-iphone-application-start-up-part-2/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/09/30/10-lessons-from-creating-an-iphone-application-start-up-part-2/</feedburner:origLink></item>
		<item>
		<title>10 Lessons from Creating an iPhone Application Start Up (Part 1)</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/Jv3_peKDR6g/</link>
		<comments>http://newlycorporate.com/2009/09/28/10-lessons-from-creating-an-iphone-application-start-up-part-1/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 15:14:26 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Leisure]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Entreprenuers]]></category>
		<category><![CDATA[Gen Y]]></category>
		<category><![CDATA[Generation Y]]></category>
		<category><![CDATA[iPhone]]></category>
		<category><![CDATA[Startup]]></category>
		<category><![CDATA[Young Professional]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=881</guid>
		<description><![CDATA[This is the first of a two part series from a friend of the Newly Corporate bloggers, Eli Gratz.  iPhone Apps and Start Ups are two of the most fascinating things for young professionals today and Eli has done both during his spare time(see http://www.drinkspecialsapp.com)!  I asked him to share some of his experiences and [...]]]></description>
			<content:encoded><![CDATA[<p><em>This is the first of a two part series from a friend of the Newly Corporate bloggers, Eli Gratz.  iPhone Apps and Start Ups are two of the most fascinating things for young professionals today and Eli has done both during his spare time(see <a href="http://www.drinkspecialsapp.com">http://www.drinkspecialsapp.com</a>)!  I asked him to share some of his experiences and got 10 great lessons for young professionals looking to start their own businesses or develop mobile applications!  Lessons 5-10 will be posted this Wednesday.</em></p>
<p><a href="http://itunes.com/apps/drinkspecials"><img class="alignright size-full wp-image-888" title="Drink Specials App" src="http://newlycorporate.com/wp-content/uploads/2009/09/dsa_app.png" alt="Drink Specials App" width="185" height="400" /></a>A lot of people ask me about my experience as a first time application developer and new business owner.  They wonder how I got the concept for the <a href="http://itunes.com/apps/drinkspecials">Drink Specials App</a> and I get near constant questions on sales and revenues for the business, Great Time Apps LLC.  For some background, visit <a href="http://www.drinkspecialsapp.com">www.drinkspecialsapp.com</a> or to view the application in iTunes, <a href="http://itunes.com/apps/drinkspecials">http://itunes.com/apps/drinkspecials</a>.  This article will focus on the process and lessons learned so far (a month after product launch and 9 months after initial concept creation) and not on the application itself.<br />
Lesson’s I’ve learned:<br />
<strong>1.  Solve a real problem, and it’s best if it’s your own</strong></p>
<p>This has been very important to me since day 1.  I have lots (and I mean lots) of ideas of varying worth, scale and likelihood of existence, and this is the first question I ask of them: Does this actually solve a problem?  How many people have this problem? (the market)  Is this something you can be the one to solve.</p>
<p>With the Drink Specials App, I am out to solve a simple problem: find accurate, local drink specials quickly.  The problem is that there are lots of lists, but few are up–to-date and/or are easy to navigate when you are out.  Using the power of the iPhone and wireless connectivity, the problem of verifying information is solved by users around the world who can update the info right from the handset…not sitting at home on their computers.</p>
<p><strong>2. Do one thing, and one thing only</strong></p>
<p>This lesson was taught to me by a very successful internet entrepreneur I met who has made his mark in information products.  He said to do one thing.  I hear a lot about how new products and web 2.0 ideas are “craigslist meets facebook with some twitter-like concepts…but about helping people go green”.  It’s too many things!  Only do one thing!</p>
<p>The <a href="http://itunes.com/apps/drinkspecials">Drink Specials App</a> does one thing: helps you find drink specials.  That’s it.  Doesn’t sing to you, doesn’t dance, just does it’s job.  The average time a user will have the app open at any one time is under 2 minutes because it’s a utility.  There when you need it, not there to bother you when you don’t.</p>
<p>To me this is important because it gives you scope, definition and a niche you can play and excel in.  Originally, I had thought this could also be great for live music, event and concert data…but when you would stack it up against something like Eventful.com, it can’t hold a candle.  That’s where it would make sense to partner, not a competitor.</p>
<blockquote><p>The Drink Specials App has a simple mission: Create the World’s largest and most accurate drink specials platform, updated by users</p></blockquote>
<p><strong><img class="alignright size-full wp-image-883" title="bar_special" src="http://newlycorporate.com/wp-content/uploads/2009/09/bar_special.jpg" alt="bar_special" width="144" height="300" />3. Use experts who do one thing, and one thing only</strong></p>
<p>iPhone has a robust, although often hamstrung, software developer kit (SDK) to allow independent developers to make apps for the iPhone and iPod Touch.  I am not an expert in programming, and if I was going to make an application designed to pass not only Apple’s standards for the App Store but also thousands of users, I would need to consult experts.</p>
<p>I found a group that does only mobile application development (iPhone, Blackberry, Android, Windows Mobile etc…) based in Bangalore, India.  I found that they had expertise in this niche, and began working with them because of it.  Many other companies who I showed the specification to said they knew many, many other technologies, but I wanted people who only did one.</p>
<p>If you need surgery, why go to a general practitioner if you can choose a specialist?</p>
<p>I then needed graphics, so I found an artist out of Vladivostok, Russia who had great work.  And guess what?  She and her partners only do mobile icons and web graphics.  They are niche players and damn good at it.  The team at HookieTookie.com understood my needs and delivered wonderful icons and web art, and they will be my future go to for all application art.</p>
<p><strong>4. Accept the things you cannot change for the sake of the relationship</strong></p>
<p>Often we forget that negotiations are not a one-time-deal.  When I dealt with my development firm in India, we often differed on expectations and interoperations of requirements.  Some was due to language, some was due to time difference (one group was usually tired while meeting), but also, it’s just the natural business exchange between two parties with often opposite interests.</p>
<p>I expected a lot out of the application, and some things are just not possible on the iPhone platform, or I had not included in the original scope of work.  In this case, you need to get creative to solve your problem, given constraints.  I learned that “you never create without constraints” because you don’t have to.  With fixed scope and deadlines, you need to compromise on certain points because the relationship that you need to maintain, for potentially a very long time, is an important fact.  If you drove the letter of the law home everyday, no one is happy.  Who really likes it if you enforce speed limits?</p>
<p><strong><img class="alignright size-full wp-image-884" title="city_list" src="http://newlycorporate.com/wp-content/uploads/2009/09/city_list.jpg" alt="city_list" width="144" height="300" />5. If you can’t talk about it because others might do it first, it’s not that good of an idea</strong></p>
<p>This is so important.  I found myself thinking of concepts for websites, apps or businesses, but not wanting to talk about them because someone might steal them.  Guess what, if it’s that simple to steal, once it’s successful, someone with more time, more money, more experience will steal it.  Then what for your great idea?  It’s not the quality of the idea; it’s the quality of the execution.</p>
<p>People have created drink directories before.  People will after the <a href="http://itunes.com/apps/drinkspecials">Drink Specials App</a>.  My spin was using the iPhone device, the power of the crowd and committed individuals who share the vision to create something great that is always living and being updated.  It’s not a static website that you can submit changes via e-mail for.  If something isn’t right…fix it…you’ve got the internet in your hand.  The time seems right for this application, and that’s why I was happy to talk about it and share my goals for the application.  I think the network effect of so many users, updating the app constantly create something that is difficult to recreate, and it gets better everyday.</p>
<p>Think about Facebook.  At the start, it wasn’t that exciting.  Even now, it’s fine, but nothing shocking happens on the website itself.  It’s the fact that all your friends are there.  It’s the fact that you can’t really leave, and wouldn’t really want to.  It’s the fact that it’s worldwide, always updating, always current that is the reason it’s a killer app.  Taking those concepts, and applying them to a niche (drink specials), is the reason that this app will reach its goal of being the World’s Largest and Most Accurate Drink Specials Platform, updated by users.</p>
<p><em>Come back to <a href="http://www.newlycorporate.com">NewlyCorporate.com </a>Wednesday for the final 5 lessons! And if you like content like this, don&#8217;t forget to <a href="http://feeds.feedburner.com/NewlyCorporate">subscribe</a>!</em></p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=881&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/3DiTzZLP0J-SPrHYyAFmsukyk2g/0/da"><img src="http://feedads.g.doubleclick.net/~a/3DiTzZLP0J-SPrHYyAFmsukyk2g/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/3DiTzZLP0J-SPrHYyAFmsukyk2g/1/da"><img src="http://feedads.g.doubleclick.net/~a/3DiTzZLP0J-SPrHYyAFmsukyk2g/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=Jv3_peKDR6g:MJejoKnmV1M:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=Jv3_peKDR6g:MJejoKnmV1M:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=Jv3_peKDR6g:MJejoKnmV1M:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=Jv3_peKDR6g:MJejoKnmV1M:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=Jv3_peKDR6g:MJejoKnmV1M:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=Jv3_peKDR6g:MJejoKnmV1M:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=Jv3_peKDR6g:MJejoKnmV1M:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=Jv3_peKDR6g:MJejoKnmV1M:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=Jv3_peKDR6g:MJejoKnmV1M:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/Jv3_peKDR6g" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/09/28/10-lessons-from-creating-an-iphone-application-start-up-part-1/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/09/28/10-lessons-from-creating-an-iphone-application-start-up-part-1/</feedburner:origLink></item>
		<item>
		<title>The Dream Home: PMI = a Starbucks a Day</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/cnbq4eWE7y4/</link>
		<comments>http://newlycorporate.com/2009/09/03/the-dream-home-pmi-a-starbucks-a-day/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 16:29:19 +0000</pubDate>
		<dc:creator>Brandon Henak</dc:creator>
				<category><![CDATA[Leisure]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[The Dream Home]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=876</guid>
		<description><![CDATA[With all the young homeowners jumping into the market to get their $8000 in Obama cash (which is just driving up the cost of a house $8K-16K, but that is another matter), I have gotten a number of questions about what the right size for a down payment is and what costs are involved. We [...]]]></description>
			<content:encoded><![CDATA[<p>With all the young homeowners jumping into the market to get their $8000 in Obama cash (which is just driving up the cost of a house $8K-16K, but that is another matter), I have gotten a number of questions about what the right size for a down payment is and what costs are involved.</p>
<p><img class="alignright size-medium wp-image-879" title="Waimarama_House_1_West-Elev" src="http://newlycorporate.com/wp-content/uploads/2009/09/Waimarama_House_1_West-Elev-300x200.jpg" alt="Waimarama_House_1_West-Elev" width="300" height="200" /></p>
<p>We have a great analysis of what the tradeoffs are for different downpayment percentages in &#8220;<a href="http://newlycorporate.com/2008/06/03/the-dream-home-or-condo-saving-for-a-down-payment/">The Dream Home (or Condo): Saving for a Down Payment</a>&#8221; from our <a href="http://newlycorporate.com/tag/the-dream-home/">Dream Home series</a>.</p>
<p>Many of the questions though, are specifically around PMI or Private Mortgage Insurance.  If you have a loan with less than 20% down, in most cases a 5% or 10% down loan, you are required to pay PMI.  In most cases it will run you from $90-120 or more a month depending on the size of your loan.</p>
<p>Most people, when considering such a big purchase, think of the monthly PMI payments as peanuts, insignificant.  When it comes to cash flow though, it&#8217;s far more than peanuts.  Here are a few cost comparisons for $120 in PMI per month:</p>
<p>One Starbucks Specialty Coffee a Day ($4)<br />
A Movie Out and Popcorn for 2 a Week ($28)<br />
iPhone service and 20 Songs a Month ($120)<br />
A basic 42&#8243; Plasma TV a Year ($1440)</p>
<p>Depending on the cost of the house and your down payment and whether you pay extra principle, you could be paying it for approximately 8  years, or $11,520 total!</p>
<p>I am not saying it may not be worth it but, it is always helpful when making any purchase to put things in comparative terms when you are <a href="http://newlycorporate.com/tag/budgeting/">budgeting</a>. Have you had any experiences with PMI?  Please share your thoughts in the comments!</p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=876&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/ltxTYtVsvav_mYqGusumVZ_VNB0/0/da"><img src="http://feedads.g.doubleclick.net/~a/ltxTYtVsvav_mYqGusumVZ_VNB0/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/ltxTYtVsvav_mYqGusumVZ_VNB0/1/da"><img src="http://feedads.g.doubleclick.net/~a/ltxTYtVsvav_mYqGusumVZ_VNB0/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=cnbq4eWE7y4:fofyy8X41KE:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=cnbq4eWE7y4:fofyy8X41KE:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=cnbq4eWE7y4:fofyy8X41KE:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=cnbq4eWE7y4:fofyy8X41KE:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=cnbq4eWE7y4:fofyy8X41KE:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=cnbq4eWE7y4:fofyy8X41KE:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=cnbq4eWE7y4:fofyy8X41KE:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=cnbq4eWE7y4:fofyy8X41KE:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=cnbq4eWE7y4:fofyy8X41KE:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/cnbq4eWE7y4" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/09/03/the-dream-home-pmi-a-starbucks-a-day/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/09/03/the-dream-home-pmi-a-starbucks-a-day/</feedburner:origLink></item>
		<item>
		<title>Friday Amusement: Office Pranks</title>
		<link>http://feedproxy.google.com/~r/NewlyCorporate/~3/tZqCwMvQOQc/</link>
		<comments>http://newlycorporate.com/2009/08/28/friday-amusement-office-pranks/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 11:01:46 +0000</pubDate>
		<dc:creator>Jennifer Robinson</dc:creator>
				<category><![CDATA[Work]]></category>

		<guid isPermaLink="false">http://newlycorporate.com/?p=859</guid>
		<description><![CDATA[It&#8217;s Friday!  Hells yeah! TGIF. Have you had a long week?  Do you need something to laugh about in your cubicle?  If you&#8217;re in a prankster mood, here are some classic office pranks and some things you can do to rile up office zombies. Staple your reports in the wrong corner Swap the regular and [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s Friday! <span style="text-decoration: line-through;"> <em>Hells yeah!</em></span> TGIF.</p>
<p>Have you had a long week?  Do you need something to laugh about in your cubicle?  If you&#8217;re in a prankster mood, here are some classic office pranks and some things you can do to rile up office zombies.</p>
<p><img class="size-medium wp-image-862 alignleft" title="Got Foil?" src="http://newlycorporate.com/wp-content/uploads/2009/08/foil1-300x168.jpg" alt="jo3designs masters the art of office pranks" width="300" height="168" /></p>
<ol>
<li>Staple your reports in the wrong corner</li>
<li>Swap the regular and decaf coffee &#8211; <strong>This is EVIL!</strong></li>
<li>Play with the auto-correct on your co-workers computer.  Configure the word &#8220;and&#8221; to change to &#8220;It&#8217;s 5 o&#8217;clock somewhere&#8221;</li>
<li>Put tape over the mouse optics</li>
<li>Cut your fingernails or toe nails</li>
<li>Unplug a co-worker’s monitor</li>
<li>Talk to sick employees while wearing a dust mask</li>
<li>Turn your earphones up all the way</li>
<li>Turn your speakerphone up all the way</li>
<li>Burn popcorn in the microwave</li>
<li>When your co-worker is out of down, cover their office in foil, plastic wrap or post-its (and then send us the picture!)</li>
<li>“Forget” to put your tuna sandwich in the fridge</li>
<li>Leave your tuna sandwich in the fridge</li>
<li>Empty the paper out of the main printer/copier</li>
<li>Empty the ink or toner out of the main printer/copier</li>
<li>Hang up the phone before they say, “good bye”</li>
<li>Slurp hot coffee during meetings</li>
<li>Chew ice during meetings</li>
<li>Walk around the office barefooted</li>
<li>Empty out a co-workers office on a Friday afternoon</li>
<li>Glue their mouse to the desk</li>
<li>Turn down or turn up the contrast on their monitor</li>
<li>Use goofy event sounds for your programs</li>
<li>Send flowers from one co-worker to another</li>
<li>Leave hole punches all over</li>
<li>Leave your lunch garbage in other people’s cans</li>
<li>After each sip give a refreshing, “Ahhh”</li>
<li>Set a password on someone’s screensaver</li>
<li>Carry on a conversation with someone two cubes down</li>
<li>Smirk when a co-worker walks by</li>
<li>Eat half of someone’s lunch</li>
<li>Swap co-worker’s chairs</li>
<li>Take all the ice out of the community freezer</li>
<li>Hit all the floor buttons when you leave the elevator</li>
<li>Make hissing sounds into the phone and insist you have a bad connection</li>
<li>Flip the left and right mouse button defaults</li>
<li>Take out the ball in the mouse</li>
<li>Tell a long story without a point</li>
<li>Tell a co-worker you liked their hair better last week</li>
<li>Bring Cheetos for food days</li>
<li>Drag your feet when you walk down the halls</li>
<li>Exclaim your co-worker didn’t wash his hands when leaving the restroom</li>
<li>Set your mobile phone to an obnoxious ring tone</li>
<li>Forward chain letters and other spam to co-workers</li>
<li>Express your political views at length</li>
<li>Whisper loudly</li>
<li>Drink the last cup of coffee without making a new pot- <strong>Raise your hand if you&#8217;re GUILTY!</strong></li>
<li>Answer your mobile during meetings</li>
<li>Stand over someone while they are on the phone</li>
<li>Sneak up behind someone</li>
<li>Mess with the thermostat</li>
<li>Recycle other people’s print jobs</li>
<li>Be overly nice to people</li>
<li>Leave fingerprints on the copier glass</li>
<li>Type loudly</li>
<li>Give everyone a nickname from a TV show- <strong>&#8220;Intern&#8221;</strong></li>
<li>Peer over the cube and wait for a co-worker to look up and notice</li>
<li>Use the intercom and page yourself</li>
<li>Hide the sugar and creamer</li>
<li>Type emails in uppercase and excessive punctuation</li>
</ol>
<p>Some steps compiled from <a href="http://www.nerdden.com/101-ways-to-irk-your-co-workers/" target="_blank">here</a> and <a href="http://www.entrepreneur.com/humanresources/article176430.html">here</a> .</p>
<p><em>We accept no responsibility for encouraging you to have fun on Fridays.  We would love to hear your cube farm adventures.</em> And, on a more serious note, if you need this post to add some sort of value, be self-aware of your actions.  It&#8217;s good to be mindful of how your actions affect your co-workers.  But, have some fun too <img src='http://newlycorporate.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<img src="http://newlycorporate.com/?ak_action=api_record_view&id=859&type=feed" alt="" />
<p><a href="http://feedads.g.doubleclick.net/~a/Kf85a1nF2lfG7j3uLOwbsZM4GEg/0/da"><img src="http://feedads.g.doubleclick.net/~a/Kf85a1nF2lfG7j3uLOwbsZM4GEg/0/di" border="0" ismap="true"></img></a><br/>
<a href="http://feedads.g.doubleclick.net/~a/Kf85a1nF2lfG7j3uLOwbsZM4GEg/1/da"><img src="http://feedads.g.doubleclick.net/~a/Kf85a1nF2lfG7j3uLOwbsZM4GEg/1/di" border="0" ismap="true"></img></a></p><div class="feedflare">
<a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=tZqCwMvQOQc:Ue5u9lmBomk:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=tZqCwMvQOQc:Ue5u9lmBomk:D7DqB2pKExk"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=tZqCwMvQOQc:Ue5u9lmBomk:D7DqB2pKExk" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=tZqCwMvQOQc:Ue5u9lmBomk:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=tZqCwMvQOQc:Ue5u9lmBomk:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=tZqCwMvQOQc:Ue5u9lmBomk:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=tZqCwMvQOQc:Ue5u9lmBomk:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/NewlyCorporate?a=tZqCwMvQOQc:Ue5u9lmBomk:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/NewlyCorporate?i=tZqCwMvQOQc:Ue5u9lmBomk:gIN9vFwOqvQ" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/NewlyCorporate/~4/tZqCwMvQOQc" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://newlycorporate.com/2009/08/28/friday-amusement-office-pranks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		<feedburner:origLink>http://newlycorporate.com/2009/08/28/friday-amusement-office-pranks/</feedburner:origLink></item>
	</channel>
</rss>
