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	<title>OW Finance and Loans</title>
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	<description>Money tips and lending advice.</description>
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		<title>How to Start Using Coupons Effectively to Save Money</title>
		<link>https://www.ofcomwatch.co.uk/how-to-start-using-coupons-effectively-to-save-money/</link>
		<comments>https://www.ofcomwatch.co.uk/how-to-start-using-coupons-effectively-to-save-money/#respond</comments>
		<pubDate>Sat, 27 Oct 2018 08:14:25 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Coupons]]></category>

		<guid isPermaLink="false">https://www.ofcomwatch.co.uk/?p=13</guid>
		<description><![CDATA[If you want to save all the money you can, it is important to learn how to get and use coupons as effectively as possible. Believe it or not, coupons can help you save hundreds or even thousands of pounds each year. The fact is that you shouldn’t wait around for stores to announce sales, [&#8230;]]]></description>
				<content:encoded><![CDATA[<p>If you want to save all the money you can, it is important to learn how to get and use coupons as effectively as possible. Believe it or not, coupons can help you save hundreds or even thousands of pounds each year. The fact is that you shouldn’t wait around for stores to announce sales, but rather take a more proactive approach. There are always coupons that you can find for just about everything if you know where to look. The way you use these discounts can have a dramatic impact on your finances.</p>
<h3>Check the Newspaper</h3>
<p>While it may seem a bit old-fashioned these days, the newspaper can be a great source of money-saving coupons. Pretty much every newspaper has coupons for a wide range of items, so you should make a point of looking through it on a regular basis. All you have to do is clip them out and use them at the appropriate place to redeem your savings.</p>
<h3>Use the Internet</h3>
<p>The internet is an extremely useful resource to use when you are trying to get all the coupons you can. Always make sure to check the websites of stores that you shop at regularly to see if they have any discounts or promotions you can take advantage of. You should also look for newsletters and email lists to sign up with, as they can provide you with exclusive deals. You might have to put up with some junk mail, but it can be well worth it because of the potential long-term savings.</p>
<p>There are also numerous coupon websites on the internet that you should browse through as well. Some of these websites have outdated coupons, so you will need to check to make sure that they are still valid. You can also find promotional codes online that you can enter when checking out on a store’s website. Simply enter the code and the discount will be applied to your total. This is definitely one of the easiest ways to save money on the things you buy.</p>
<p>Take some time to explore websites where people can trade coupons with each other. If you have any coupons you don’t need, you might be able to trade them with someone who has something you could use. These sites can be very helpful in getting substantial savings on a variety of items.</p>
<h3>Find Out the Store’s Coupon Policy</h3>
<p>Before you try to use any coupons at a certain store, you should find out what exactly their policy is. Not all businesses accept the same coupons, so this is something you should check on in advance. You can call the customer service department of any store to get this information, and it will save you some time and frustration.</p>
<h3>Check the Terms and Conditions</p>
<p>Almost every coupon will have some terms or limitations, so you will need to look at the fine print. Usually these terms will be in very small print, so they can be easy to miss. A lot of people don’t bother doing this and get their coupons rejected when they go shopping.</p>
<h3>Get Organized</h3>
<p>If you are clipping coupons at home from the newspaper or other publications, it is a good idea to organize them before you go out to the shops. The more organized you are, the easier it will be to find the right coupons when the time comes to pay. This will help you keep track of all the coupons you have so you don’t forget about any of them.</p>
<h3>Rebates</h3>
<p>Some grocery stores and other places will give you a rebate in the form of a gift card if you spend a certain amount at their store. You will only be able to spend the rebated amount at that place, but it can still help you save money. Not all businesses do this, but it is something that has caught on with many larger supermarket chains throughout the UK. If you are going to spend money at the store anyway, you might as well get the rebate. Make sure that you find out if there is an expiration date so you know when you must use it be.</p>
<h3>Mobile Apps</h3>
<p>There are tons of mobile apps that you can download for your Android or iOS smartphone that will provide you with coupons for many different businesses and items. These apps can be a very effective way to get the savings you need to stay within your budget. Spend some time looking for the right one so you can save as much money as possible.</p>
<p>Millions of people across the UK use coupons every single day, but very few actually know how to get the most out of them. It is crucial that you follow these tips so that you can get what you need for less on a regular basis.</p>
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		<title>Great Ways to Make Money While Helping Your Friends</title>
		<link>https://www.ofcomwatch.co.uk/great-ways-to-make-money-while-helping-your-friends/</link>
		<comments>https://www.ofcomwatch.co.uk/great-ways-to-make-money-while-helping-your-friends/#respond</comments>
		<pubDate>Sat, 27 Oct 2018 08:13:33 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Make Money]]></category>

		<guid isPermaLink="false">https://www.ofcomwatch.co.uk/?p=11</guid>
		<description><![CDATA[There are lots of different ways to make a decent amount of money while still helping out your friends. You can make hundreds or even thousands of pounds every year on the side while still giving back to others. The more information you get on these methods of making extra money, the easier it will [&#8230;]]]></description>
				<content:encoded><![CDATA[<p>There are lots of different ways to make a decent amount of money while still helping out your friends. You can make hundreds or even thousands of pounds every year on the side while still giving back to others. The more information you get on these methods of making extra money, the easier it will be to increase the size of your wallet. Some of these methods are more lucrative than others, but it’s important to know what your options are.</p>
<h3>Refer Someone to Your Bank</h3>
<p>If you have an account with First Direct or Nationwide, you could get a fairly hefty fee for referring someone you know. The person must set up an account for you to get paid, but it is well worth it if they do. Some people have made a part time job out of getting others to sign up for these accounts because it can pay so well. </p>
<p>Not all banks pay their members referral fees, but a few of them do. You can make up to £500 each year by getting people to sign up with Nationwide for an account. The money will automatically be transferred into your checking account if you get someone to sign up.</p>
<h3>Credit Card Referrals</h3>
<p>You can earn as much as £30 each time you get someone to open an American Express credit card. A lot of the major credit card companies and <a href="https://www.emu.co.uk/short-term-loans/">even short term loan companies</a> offer these fees to people who get others to sign up, but not all of them pay the same thing. The friends that you refer will be able to earn points and get rewards as well, so everyone benefits. As long as you have the credit card that you get someone else to open, you will be eligible for receiving the fee.</p>
<h3>Investment Rewards</h3>
<p>A significant number of stocks and shares ISA providers will give you cash rewards for referring friends and family. Some of these providers pay as much as £100 per referral, though it is usually closer to £40 or £50. Take the time to look into some of these providers so you can find out which ones you can get the most from.</p>
<h3>Phone Service Providers</h3>
<p>Some phone companies offer a fee to customers whose friends or family use a referral code they give them. BT Mobile and Three are two providers that give out £25 in Amazon gift cards to those who do this. Depending on what your bill is usually like, you could get as much as £100 from Virgin Mobile.</p>
<h3>Holiday Trips</h3>
<p>If someone books a rental through your Airbnb link, they will get a discount of £25 while you get a £55 referral fee. You will only receive the discount after your friend’s trip is over, but it’s definitely worth considering. If someone books a rental through a link that you set up to Booking.com, you will get a cash reward of £20. One of the best things about this particular deal is that there is no limit to it. This means that as long as people keep booking rentals through your link, you will continue to earn. It is a great form of passive income that requires virtually no work on your part.</p>
<h3>Shopping</h3>
<p>Some of the bigger online supermarket companies that are based in the UK give discounts and credits to those who refer people they know. If one of your friends signs up with one of these businesses, you could get a decent-sized gift card or cash reward. Ocado is one of the online supermarkets that does this, and they give out a £25 gift card for every referral. As of right now there is no limit to this, so you could potentially make quite a bit of money. While most of these referral fees are pretty small, there are some decent ones.</p>
<h3>Uber</h3>
<p>The extremely popular taxi service Uber offers £5 to anyone who gets someone to sign up with them. While this might not seem like a lot at first, it can quickly add up. All the person has to do is plug in the invite code you have given them. If you know someone who has never used this service before, now is the time to tell them about it. Don’t forget to give the person the code or else you won’t get paid.</p>
<p>There are lots of opportunities for making extra money, and some of them require little to no effort on your part. Sometimes all it takes to make a quick £20 is to tell someone you know about a certain business you think they might like. In these situations both you and the other person benefit in a big way. Take the time to look for businesses that do not limit their referral fees, as your money making potential will be endless.</p>
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