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<channel>
	<title>On One Income</title>
	
	<link>http://ononeincome.com</link>
	<description>Learning To Live On One Income</description>
	<pubDate>Wed, 07 Apr 2010 18:30:02 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.3</generator>
	<language>en</language>
			<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/OnOneIncome" /><feedburner:info uri="ononeincome" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><feedburner:emailServiceId>OnOneIncome</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item>
		<title>Putting On One Income On Hold</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/f2Wdyf2EEDA/</link>
		<comments>http://ononeincome.com/putting-income-hold/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 18:03:13 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Other]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=575</guid>
		<description><![CDATA[I apologize for skipping on posts this past week, but I&#8217;ve been busy doing a lot of reflection on this blog and how it fits into my life. I&#8217;ve come to the conclusion that at this moment I can&#8217;t give the blog the attention I would like without other areas suffering, such as my duties [...]]]></description>
			<content:encoded><![CDATA[<p>I apologize for skipping on posts this past week, but I&#8217;ve been busy doing a lot of reflection on this blog and how it fits into my life. I&#8217;ve come to the conclusion that at this moment I can&#8217;t give the blog the attention I would like without other areas suffering, such as my duties as wife and mother. I have decided to put this blog on hold for a time to focus on more important things. I may pick it up in a few months, I may pick it up in a year, or I may just post once or twice a month.</p>
<p>Thanks to everyone for reading my posts and sharing in your comments.</p>
<p>~Chelsea</p>
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		<item>
		<title>Filling My Freezer: Cooking Up the Meat</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/CdrbLR2twB0/</link>
		<comments>http://ononeincome.com/filling-freezer-part-cooking-meat/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 02:42:30 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Planning]]></category>

		<category><![CDATA[Recipes]]></category>

		<category><![CDATA[oamc]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=570</guid>
		<description><![CDATA[I went shopping earlier this week and scored on some meat. I found hamburger reduced to $1.21/lb and pork ribs for under $1.00/lb. I stocked up on the beef and some ribs and then came home to quickly cook it up before the expiration date.

I try to always cook up any hamburger or chicken before [...]]]></description>
			<content:encoded><![CDATA[<p>I went shopping earlier this week and scored on some meat. I found hamburger reduced to $1.21/lb and pork ribs for under $1.00/lb. I stocked up on the beef and some ribs and then came home to quickly cook it up before the expiration date.</p>
<p><img class="aligncenter" src="http://farm3.static.flickr.com/2789/4313637033_37baac0f70_m.jpg" alt="4313637033_37baac0f70_m Filling My Freezer: Cooking Up the Meat" width="240" height="180" title="Filling My Freezer: Cooking Up the Meat" /></p>
<p>I try to always cook up any hamburger or chicken before I freeze it. The simple reason is that when dinner time rolls around the last thing I want to do is defrost and cook up some meat to go in the meal. If I can just take out a bag of precooked chicken or beef then dinner progresses much more smoothly, and we eat a healthy, balanced meal.</p>
<p><strong>Hamburger Meat</strong></p>
<p>I bought 7.5 lbs of hamburger and expected to get 15 (1/2 lb) bags out of the dish. I simply dumped a package of meat in the pot, added onions and garlic and let it cook. I then drained the grease from the pan and set the meat aside to cool.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4006/4314372820_4d3c10d633_m.jpg" alt="4314372820_4d3c10d633_m Filling My Freezer: Cooking Up the Meat" width="240" height="180" title="Filling My Freezer: Cooking Up the Meat" /></p>
<p>I repeated this twice more to cook all the meat. After I had all of the meat cooked, I decided to save the last two lbs for runzas.</p>
<p>After the meat had cooled I added taco seasoning to some of it. I divided the meat into ziplok sandwich bags and then put three sandwich bags every freezer bag. I ended up with seven small bags of taco meat and six small bags of plain meat. Somehow I had stretched the meat farther than I expected, as I still had two lbs for runzas, but I didn&#8217;t worry about it.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4067/4313637529_7d73cd266d_m.jpg" alt="4313637529_7d73cd266d_m Filling My Freezer: Cooking Up the Meat" width="240" height="180" title="Filling My Freezer: Cooking Up the Meat" /></p>
<p><strong>Crockpot Barbecue Pork</strong></p>
<p>I also made barbecue pork by putting my pork ribs in the crockpot and adding garlic and barbecue sauce. I set it on low and let it cook all day. It came right off the bone and we served it in sandwiches and put the leftovers in the freezer. This turned out really yummy and next time I&#8217;ll have to be sure to buy more pork, as I only bought enough for two meals.</p>
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		<feedburner:origLink>http://ononeincome.com/filling-freezer-part-cooking-meat/</feedburner:origLink></item>
		<item>
		<title>Filling My Freezer Plan</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/BicxhOu1paY/</link>
		<comments>http://ononeincome.com/filling-freezer-plan/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 13:11:48 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[oamc]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=565</guid>
		<description><![CDATA[
This week I have decided to do a bit of batch baking. I found a lot of meat on sale and stocked up. I needed to quickly cook up the discounted meat, and so I have already made the first three items on the list. I&#8217;m hoping to have the last two done by Saturday [...]]]></description>
			<content:encoded><![CDATA[<div class="wp-caption alignnone" style="width: 190px"><img src="http://farm3.static.flickr.com/2718/4313595847_d23d3f7c07_m.jpg" alt="Ricardo Migliani" width="180" height="240" title="Filling My Freezer Plan" /><p class="wp-caption-text">Ricardo Migliani</p></div>
<p>This week I have decided to do a bit of batch baking. I found a lot of meat on sale and stocked up. I needed to quickly cook up the discounted meat, and so I have already made the first three items on the list. I&#8217;m hoping to have the last two done by Saturday night.</p>
<p>7 1/2 lbs of ground beef</p>
<p>Runzas</p>
<p>Crockpot bbq pork</p>
<p>Waffles</p>
<p>Pancakes</p>
<p>Chocolate Crinkles</p>
<p>I will post recipes and pictures in the next couple of days.</p>
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		<item>
		<title>Lessons Learned From “The Tightwad Gazette”</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/NcaUgIhLxyo/</link>
		<comments>http://ononeincome.com/tricks-learned-tightwad-gazette/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 03:51:48 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Piggy Bank]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=560</guid>
		<description><![CDATA[
I read The Complete Tightwad  Gazette by Amy Dacyczyn over two years ago and it completely changed my perspective about money and frugality.  The Tightwad Gazette is a compilation of newsletters written over many years by Amy and bound into one book. It&#8217;s a thick book that is completely fascinating. I would like to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://ononeincome.com/wp-content/uploads/2010/01/tightwadgazette.jpg"><img class="alignnone size-medium wp-image-562" title="tightwadgazette" src="http://ononeincome.com/wp-content/uploads/2010/01/tightwadgazette.jpg" alt="tightwadgazette Lessons Learned From The Tightwad Gazette" width="131" height="160" /></a></p>
<p><a href="http://ononeincome.com/wp-content/uploads/2010/01/tightwadgazette.jpg"></a>I read <a href="http://www.amazon.com/gp/product/0375752250?ie=UTF8&amp;tag=ononeincome-20&amp;linkCode=as2&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0375752250">The Complete Tightwad  Gazette</a><img style="border:none !important; margin:0px !important;" src="http://www.assoc-amazon.com/e/ir?t=ononeincome-20&amp;l=as2&amp;o=1&amp;a=0375752250" border="0" alt=" Lessons Learned From The Tightwad Gazette" width="1" height="1" title="Lessons Learned From The Tightwad Gazette" /> by Amy Dacyczyn over two years ago and it completely changed my perspective about money and frugality.  <em>The Tightwad Gazette </em>is a compilation of newsletters written over many years by Amy and bound into one book. It&#8217;s a thick book that is completely fascinating. I would like to own it one day but for now I try to check it out from the library and re-read it once a year. Here are a few things I have learned through my readings.</p>
<p><em><strong><span style="font-style: normal;">There is nothing wrong with leftovers and substitutions in the kitchen</span></strong>. <span style="font-style: normal;"><br />
Amy encourages her readers to use up what they have and be creative in the kitchen. I learned that you can save the juice from canned fruits and use it in sweet muffins in place of water or milk. Now I often put juice from canned peaches in my banana muffins and reduce the amount of sugar the recipe calls for. I also learned that you can make various soups, quiches and muffins using leftovers from previous meals.</span></em></p>
<p><strong>Setting up a price book can save you money at the grocery store</strong><strong>.</strong><br />
When we moved to our current area over two years ago, I diligently created a price book to be familiar with products and stores in our area. I have since relaxed on my price book, as I can list most of the prices at Aldis, but it would be helpful to re-create one so that I know a stock-up price for couponing.</p>
<p><strong>When you need to solve a problem first look at what you have before running to the store to buy something</strong><strong>. </strong><br />
One example that she listed was creating birthday decorations from leftover colored school papers. She also had a lot of tricks for remodeling your home using what you have. Lately I have made <a href="http://ononeincome.com/toddlerss-toy-recycables/" target="_self">homemade toys</a> by using things from around the house.</p>
<p><strong>Perhaps cloth diapers aren&#8217;t so bad after all</strong><strong>.</strong><br />
I had never considered utilizing cloth diapers until I read this book. At the time our apartment didn&#8217;t have its own washer/dryer so the laundromat bill would have canceled out any savings from using cloth. But when we moved to our current apartment I started researching cloth diapers and bought a few supplies for my kids. I have to admit we only cloth diaper half of the time, but my diaper bill is a lot lower than it could be. <a href="http://simplemom.net/cloth-diapering-your-most-common-questions-answered/" target="_blank">Simplemom</a> has a wonderful series on the mechanics of cloth diapering.</p>
<p>These are just a few of the lessons I&#8217;ve learned from this book. I would be interested to know if others have read this, and if so, what did you learn?</p>
<p>Read more ways to save at <a href="http://lifeasmom.com/" target="_blank">Life As Mom&#8217;s</a> <a href="http://lifeasmom.com/2010/01/frugal-friday-how-we-saved-15000-on-a-bigger-minivan.html" target="_blank">Frugal Friday</a>.</p>
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		<item>
		<title>Great Links to Check Out</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/Qlz1KZzMlJI/</link>
		<comments>http://ononeincome.com/links-love/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 17:53:00 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Piggy Bank]]></category>

		<category><![CDATA[Planning]]></category>

		<category><![CDATA[links]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=552</guid>
		<description><![CDATA[
Here are some posts that I have found this week that I thought you might enjoy.
For the Mommas has a great post on stock up prices for toiletries. She lists both a buy price and a stock-up price. This a great place to start in making your own price book.
Simple Kids has compiled a list [...]]]></description>
			<content:encoded><![CDATA[<div class="wp-caption alignnone" style="width: 250px"><img src="http://farm5.static.flickr.com/4028/4307491393_961cafd08a_m.jpg" alt="Lars Sundström" width="240" height="180" title="Great Links to Check Out" /><p class="wp-caption-text">Lars Sundström</p></div>
<p>Here are some posts that I have found this week that I thought you might enjoy.</p>
<p><a href="http://www.forthemommas.com/" target="_blank">For the Momma</a>s has a great post on <a href="http://www.forthemommas.com/frugalista-living/stock-up-prices-toiletries" target="_blank">stock up prices for toiletries</a>. She lists both a buy price and a stock-up price. This a great place to start in making your own price book.</p>
<p><a href="http://simplekids.net/" target="_blank">Simple Kids</a> has compiled a <a href="http://simplekids.net/the-list-childrens-literature-we-love/" target="_blank">list of favorite children&#8217;s literature</a> from their readers. This would be a great resource when buying gifts or building up your home library.  I&#8217;m going to print out a copy and bring it with me to the library.</p>
<p><a href="http://www.getrichslowly.org/blog/" target="_blank">Get Rich Slowly</a> has a comprehensive article on <a href="http://www.getrichslowly.org/blog/2010/01/21/planning-a-debt-free-dream-vacation/" target="_blank">Planning a (Debt-Free) Dream Vacation</a>. We are currently setting aside a specific amount for our family reunion this summer and that certainly keeps us from putting a vacation on a credit card.</p>
<p><a href="http://www.mamaslaundrytalk.com/" target="_blank">Mama&#8217; s Laundry Talk</a> discusses <a href="http://www.mamaslaundrytalk.com/2010/01/15/frugal-laundry-necessities/" target="_blank">Frugal Laundry Necessities</a>. We have similar shelves in one of our closets and I love them.</p>
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		<item>
		<title>Toddler’s Toy from Recyclables</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/3T9y4Fzu3Ik/</link>
		<comments>http://ononeincome.com/toddlerss-toy-recycables/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 12:00:37 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Children]]></category>

		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=549</guid>
		<description><![CDATA[I&#8217;m at a stage in my life where I have more time than money. I have found that being creative can save me a few bucks, and entertain my boy, Tigger. Here is a simple toy I made from things we had around the house.
A family member gave me a stack of old cards they [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m at a stage in my life where I have more time than money. I have found that <a href="http://ononeincome.com/saving-money/" target="_self">being creative</a> can save me a few bucks, and entertain my boy, Tigger. Here is a simple toy I made from things we had around the house.</p>
<p>A family member gave me a stack of old cards they weren&#8217;t using that Tigger could play with. I decided to make a container that he could drop the cards in and then dump out and start again.</p>
<p><img class="alignnone" src="http://farm3.static.flickr.com/2677/4303538891_50b5fee801_m.jpg" alt="4303538891_50b5fee801_m Toddlers Toy from Recyclables" width="240" height="180" title="Toddlers Toy from Recyclables" /></p>
<p>I found an old corn meal container to use. I started by cutting a slit in the lid.</p>
<p><img class="alignnone" src="http://farm3.static.flickr.com/2759/4304282508_be8e9c9cf3_m.jpg" alt="4304282508_be8e9c9cf3_m Toddlers Toy from Recyclables" width="240" height="180" title="Toddlers Toy from Recyclables" /></p>
<p>I could&#8217;ve stopped here, but I wanted to make the container a little more colorful. So I added construction paper and personalized it. I then dropped all the cards inside and let Tigger play to his heart&#8217;s content.</p>
<p><img class="alignnone" src="http://farm5.static.flickr.com/4021/4303542055_19c52f1b2a_m.jpg" alt="4303542055_19c52f1b2a_m Toddlers Toy from Recyclables" width="180" height="240" title="Toddlers Toy from Recyclables" /></p>
<p>Now Tigger has a fun, colorful toy to play with made from recyclable materials. It keeps him and our budget happy, it works for me.</p>
<p>See more ideas at <a href="http://www.wearethatfamily.com/2010/01/wfmw-my-only-beauty-tip.html" target="_blank">Works for Me Wednesday</a> hosted by <a href="http://www.wearethatfamily.com/" target="_blank">We Are That Family</a>.</p>
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		<item>
		<title>Homemade Crockpot Applesauce</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/XKtUSIiMhLw/</link>
		<comments>http://ononeincome.com/homemade-crockpot-applesauce/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:00:23 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Recipes]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=536</guid>
		<description><![CDATA[Last week Aldi&#8217;s had a terrific sale on fruits. In the middle of January I got apples for $0.33/lb, and oranges for $0.38/lb. Needless to say that I stocked up so that we can enjoy the fruit for weeks (well maybe not the oranges, they&#8217;re a hot commodity for the men in my house). We [...]]]></description>
			<content:encoded><![CDATA[<p>Last week Aldi&#8217;s had a terrific sale on fruits. In the middle of January I got apples for $0.33/lb, and oranges for $0.38/lb. Needless to say that I stocked up so that we can enjoy the fruit for weeks (well maybe not the oranges, they&#8217;re a hot commodity for the men in my house). We will eat many of the fruit raw in lunches and for snacks but if some of the apples start to get spotty then I&#8217;ll make up some homemade crockpot applesauce</p>
<p>I had never thought about making applesauce in the crockpot until I read <a href="http://crockpot365.blogspot.com/2008/09/crockpot-applesauce-recipe.html" target="_blank">Allison&#8217;s</a> recipe online. I loved how easy the concept was, since I love my crockpot and the thought of making applesauce seemed so daunting. But thanks to earlier preparation this recipe was a breeze.</p>
<p>This fall when apples were under $0.33/lb I stocked up on more than 20 lbs and took them to my mother-in-law&#8217;s. She graciously let me use her apple corer/slicer and and helped me prep all those apples for later baking. She added some cinnamon and sugar to half of the bags to use in pies or applesauce, and left the other half unsweetened. I then used these bags for muffins, apple crisp, or applesauce. Here&#8217;s what I did when I made applesauce last week.</p>
<p>I took a bag of sweetened, prepared, apples from the freezer.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4057/4295234027_f097db66d0_m.jpg" alt="4295234027_f097db66d0_m Homemade Crockpot Applesauce" width="240" height="180" title="Homemade Crockpot Applesauce" /></p>
<p>I plopped it in the crockpot, and set it on low.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4046/4295234127_c49e3331e2_m.jpg" alt="4295234127_c49e3331e2_m Homemade Crockpot Applesauce" width="240" height="180" title="Homemade Crockpot Applesauce" /></p>
<p>I waited until it smelled really yummy and the apples were mushy.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4009/4295979988_d0403cdc73_m.jpg" alt="4295979988_d0403cdc73_m Homemade Crockpot Applesauce" width="240" height="180" title="Homemade Crockpot Applesauce" /></p>
<p>I enjoyed my yummy snack, and wished I had added another bag to the crockpot.</p>
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		<item>
		<title>Storing and Rotating Children’s Clothing</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/TMCqLCBb1f0/</link>
		<comments>http://ononeincome.com/storing-rotating-childrens-clothes/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 12:23:07 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Children]]></category>

		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Clothing]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=528</guid>
		<description><![CDATA[
This week, once again, it was time to rotate my little, chubby, 5-month old Sweetpea&#8217;s wardrobe. We&#8217;ve been blessed with a multitude of outfits and hand-me-downs from friends and family, and in our little apartment I had concerns about storing all of hers and Tigger&#8217;s clothes. I used to dread rotating Tigger&#8217;s baby clothes because [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter" src="http://farm3.static.flickr.com/2678/4295362110_72be441d06.jpg" alt="4295362110_72be441d06 Storing and Rotating Childrens Clothing" width="500" height="375" title="Storing and Rotating Childrens Clothing" /></p>
<p>This week, once again, it was time to rotate my little, chubby, 5-month old Sweetpea&#8217;s wardrobe. We&#8217;ve been blessed with a multitude of outfits and hand-me-downs from friends and family, and in our little apartment I had concerns about storing all of hers and Tigger&#8217;s clothes. I used to dread rotating Tigger&#8217;s baby clothes because I always felt disorganized. But somehow, with Sweetpea it wasn&#8217;t so daunting. Here are a few tips I&#8217;ve learned.</p>
<p><strong>1) Decide how many clothes you really need.</strong> I know people who only have seven shirts and seven pants for each child, (plus I assume pajamas). Such limited outfits keeps their laundry at bay and their storage and expenses minimized. I&#8217;ll admit to having more than seven outfits for each kid, and I&#8217;m always amazed at how many outfits I put into storage or donate when rotating that clothing. Perhaps that&#8217;s because I keep Sweetpea in pajamas all day in the winter, or let Tigger run around without a shirt on in the <span style="text-decoration: line-through;">summer</span> year-round. These habits are things I need to take into consideration, when deciding how many clothes to keep.</p>
<p><strong>2) Find a storage solution that works for you.</strong> Starting out I put Tigger&#8217;s clothes in empty diaper boxes, and stored them under his crib. But then I heard about the big Ziplok bags and decided to give them a try. They worked for me and the best thing was that I could easily view the clothing inside, and their smaller size limited the amount of clothes I would save. I store them under cribs, beds, and dressers due to the size of my apartment. My only complaint is that they don&#8217;t retain their smaller shape after being shrunken. I also have a couple of sizes of clothing stored in rubbermaid boxes.</p>
<p><img class="aligncenter" src="http://farm5.static.flickr.com/4025/4295362194_d40878b802.jpg " alt=" Storing and Rotating Childrens Clothing" width="500" height="375" title="Storing and Rotating Childrens Clothing" /></p>
<p><img class="aligncenter" src="http://farm3.static.flickr.com/2802/4294618125_da3be31c86.jpg" alt="4294618125_da3be31c86 Storing and Rotating Childrens Clothing" width="500" height="375" title="Storing and Rotating Childrens Clothing" /></p>
<p><strong>3) Keep Track of What You Have</strong></p>
<p>Last summer, I noticed Tigger was outgrowing his clothes and began looking through his size 2 pile. I was surprised to find only a few shirts and a couple of pants, and discovered I had dropped the ball on keeping track of his clothes. We had received hand-me-downs that only ran up to size 2 and I didn&#8217;t realize he didn&#8217;t have any more clothes. Luckily it was the start of garage sale season and I was able to find some cheap clothes.  I tried to keep track of all our clothes in a catalog grouped by size, but I invariably lost the list, or forgot to record new clothes. I&#8217;m going to give this a go again this summer when garage sale season comes around so that I am not buying clothes that I already have. If I still can&#8217;t manage to keep a list of clothes I&#8217;ll just have to go through that size and make a quick  tally of what is missing.</p>
<p><strong>4) Sort, Wash and Store New Clothes Right Away</strong></p>
<p>Soon after giving birth to Sweetpea a good friend of mine blessed me with a trunkload of girl&#8217;s clothing ranging from newborn to preschool. I was very grateful but a little daunted with the enormity of the pile. Even though I wasn&#8217;t getting much done around the house due to Sweetpea, I made it a priority to take care of the clothing right away. That way I wouldn&#8217;t misplace any of the clothes and they would be kept in good condition.</p>
<p>I&#8217;m sure as time goes by our clothing system will change, but as for now this system is working for us and keeps all our children&#8217;s clothing manageable.</p>
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		<title>Going Paperless</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/lDR4DkZEI78/</link>
		<comments>http://ononeincome.com/paperless/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 12:00:45 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Budgeting]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=526</guid>
		<description><![CDATA[
The other day I walked into our apartment&#8217;s entryway to find our bank statement lying on top of our community mailbox, instead of being locked safely inside. Morbid tales of identity theft rushed through my mind and I quickly snatched the piece of mail. After a short discussion with my husband we signed up for [...]]]></description>
			<content:encoded><![CDATA[<div class="wp-caption aligncenter" style="width: 170px"><img src="http://farm5.static.flickr.com/4007/4289608828_e232561e70_m.jpg" alt="Christophe Libert" width="160" height="240" title="Going Paperless" /><p class="wp-caption-text">Christophe Libert</p></div>
<p>The other day I walked into our apartment&#8217;s entryway to find our bank statement lying on top of our community mailbox, instead of being locked safely inside. Morbid tales of identity theft rushed through my mind and I quickly snatched the piece of mail. After a short discussion with my husband we signed up for online statements with that account.</p>
<p>Although I frequently tell my husband I prefer old-fashioned paper to online resources, my attitudes are quickly changing in-line towards his tech-savvy ways. We still have one or two bills trickle in through the mail each month, but now the majority of our budget, bill pay and even statements are stored online. This action saves us space, clutter and time, not to mention online statements prevents thieves from stealing our mail.</p>
<p>I have to say that except for tax purposes I find our need for actual bank statements obsolete as we check our accounts multiple times during the week and balance them against our <a href="http://neobudget.com/" target="_blank">neobudget</a> account. I find toggling between my bank account and neobudget much easier than balancing transactions with a paper and pen. My statements are always weeks old and if I referred primarily to them my checkbook would quickly be out of balance.</p>
<p>When it&#8217;s time to pay the bills, I just have to check my husband&#8217;s e-mail for the amount and the date due and then pay it online through my bank. I can easily do this juggling a baby on my lap, which is a frequent occurrence. I know others swear by setting up bill pay in advance, but I haven&#8217;t tried that yet, I just pay the bills when the check deposits.</p>
<p>With the advances of paperless technology I feel more secure and organized in my financial dealings. Some things truly are better and easier online, while others (like a good book) will forever be the best on paper.</p>
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		<title>Grocery Budget Buster: Forgetting the Groceries</title>
		<link>http://feedproxy.google.com/~r/OnOneIncome/~3/9_iJhrgD4qM/</link>
		<comments>http://ononeincome.com/grocery-budget-buster-forgetting-groceries/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 18:43:48 +0000</pubDate>
		<dc:creator>Chelsea</dc:creator>
		
		<category><![CDATA[Deals]]></category>

		<category><![CDATA[Frugality]]></category>

		<category><![CDATA[Kroger]]></category>

		<category><![CDATA[Mishaps]]></category>

		<guid isPermaLink="false">http://ononeincome.com/?p=522</guid>
		<description><![CDATA[
I poured over the ads, coupons and multiple couponing blogs to put together an awesome list for Meijers and Kroger last week. I was stoked that I found multiple items for free and had survived the five hours of errands with my two children.
I quickly unloaded my bags of groceries for pictures and found I [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="aligncenter" src="http://farm5.static.flickr.com/4012/4284982291_59f1e33b55.jpg" alt="4284982291_59f1e33b55 Grocery Budget Buster: Forgetting the Groceries" width="500" height="375" title="Grocery Budget Buster: Forgetting the Groceries" /></p>
<p>I poured over the ads, coupons and multiple couponing blogs to put together an awesome list for Meijers and Kroger last week. I was stoked that I found multiple items for free and had survived the five hours of errands with my two children.</p>
<p>I quickly unloaded my bags of groceries for pictures and found I was missing a bag. Somehow I had left all of the Healthy Choice entrees at the store that I had gotten on sale for about $6 total. A whole week&#8217;s worth of lunches for Tim were either sitting in some forlorn cart or abandoned at the customer service center, where I had to visit to use my high-value $5/5 coupon.</p>
<p>I called Krogers and there was no trace of my bag. They offered to let me bring in my receipt and get new boxes, but I declined as nap-time was approaching and we had plans for the rest of the day. I doubted whether they would let me bring in my receipt the next day, and I was too timid to go back, thinking that they might not trust me.</p>
<p>Although I scored some great deals, especially at Meijer&#8217;s, I was a little bummed that I had forgotten food at the store and wasted money. The best way to stretch your grocery dollars is to use your food up, and that&#8217;s hard to do if you leave the food you&#8217;ve paid for at the grocery store.</p>
<p>Chock this to a lesson learned in frugality. To see more frugal posts check out Life As Mom&#8217;s <a href="http://lifeasmom.com/2010/01/frugal-friday-be-willing-to-be-weird.html" target="_blank">Frugal Friday</a>.</p>
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