ccloh Strategic Investor Zone

Journey To Retirement Part 16.3 -- Frasers Centrepoint Trust

2026-10-24T14:21:29.545+08:00

2026 marks another milestone in the Investment Portfolio as it is 10 years holding of Frasers Centrepoint Trust.

Invested in 2016 at a price of $1.80 during the market crash in concern of China growth. Given already have CapitaMall Trust, now known as Capitaland Integrated Commercial Trust in the portoflio, it made no sense to get another of the same category. The primary reason to invest into it was for the potential of include Waterway Point as part of its assets (which later it did in 2019). The reason might seem silly but given the fact that in 2016, itst NAV was $1.91, an annual DPU of 11.608 cents which translated into 6.45% yield with reference to the holding price of $1.80. Don't see there is a negative reason to not include in the portfolio. Months later, through strategic mean I managed to reduce the holding price from $1.80 to $1.6314.

In 2019, there was a preferential offering of 31-for-1000 at $2.35/unit to raise fund to acquire Waterway Point. I took up the offering and increase my holding by 60% resulting in the average holding price rose from $1.6314 to $1.9021. In 2020, there was another fund raising excercise at the same price of $2.35/unit. This time round, I refuse to take up, make no sense to me, 2 fund raising excercise in 2 years and both at the same price. Instead, I used 孙子兵法 to increase my holding further at $0 cost and result in what I have now, 80% increase in holding in total compared to the initial investment. As such, I also managed to reduce the average holding price from $1.9021 to $1.6908 as of today.

After a decade of holding, the dividend return stands at 60.52%. If includes the forecoming distribution of 6.214 cents/unit (XD 29 Oct 2026), it will become 64.20%. Strictly speaking, the dividend return is kind of disappointing for a period of 10 years compared to the rest of the Reits which I have held for at 10-year point. CICT registered 87% at 10-year point, MapletreeInd Trust was 94.90% at 10-year point and Kep DC Reit was 76.04% at 10-year point. While both CICT and MIT have already hit the mathematically impossible to lose money status through more than 100% dividend return, Kep DC Reit is just 3.78% shy off the mark (which will be achieved in 2027), FCT could take another 3-4 years before it could achieve that. A 14 years time frame to get 100% return on dividend is the standard expectation for a 7% pa without compounding, so FCT in a way is on track to it.

Going forward, honestly I have no plan on this holding, simply just hold till the 100% dividen return is achieved.

FCT is the last in the Investment Portfolio for holding for at least a decade now.

Portfolio -- Sep 2026

2026-09-30T17:26:55.006+08:00

Investment Portfolio

1. Entitled to Kep DC Reit advanced distribution of about 2.261 cents/unit

2. Received MapletreeInd Trust distribution of 3.11 cents/unit

3. Received Kep DC Reit distribution of 5.714 cents/unit

4. Received CICT distribution of 2.04 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.23	+96.01%	+151.38%
MapletreeInd Trust	$0.9067	$1.86	+104.17%	+142.02%
Kep DC Reit	$0.9946	$2.11	+111.50%	+96.22%
Frasers Cpt Trust	$1.6908	$2.09	+22.65%	+60.52%
Unrealized			+86.51%	+107.26%
Strategic (Blockchain)
Crypto			+6.91%
Variant (Value, Quantity)			+15.27%, +0.00%
Unrealized			+6.91% (% Income cost)
Summary
Total Unrealized	**		+15.25%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+76.88%
Cash	--	--	+83.37%	--
Total Portfolio	***		+114.24%	--
Portfolio Variant			-0.63%
STI	31/8/2026 = 5755.36	30/9/2026= 5675.88	Change = -1.38%

Stock Incubator Portfolio

1. Received Nordic dividend of 1.008 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.535	+490.12%	+235.16%
Valuetronics	--	$0.985	--	HK 244 cents/share
Unrealized			+760.18%	+327.21%
Summary
Total Unrealized	**	--	+71.29%	--
Total Realized	**		+48.35%	+37.04%
Cash	--	--	+90.62%	--
Total Portfolio	***		+156.69%	--
Portfolio Variant			-1.07%
STI	31/8/2026 = 5755.36	30/9/2026 = 5675.88	Change = -1.38%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Aug 2026

2026-08-31T17:22:31.761+08:00

Investment Portfolio

1. Entitled to CICT distribution of 2.04 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.37	+108.39%	+149.58%
MapletreeInd Trust	$0.9067	$1.94	+112.99%	+138.59%
Kep DC Reit	$0.9946	$2.20	+120.54%	+90.47%
Frasers Cpt Trust	$1.6908	$2.17	+27.38%	+60.52%
Unrealized			+95.10%	+104.04%
Strategic (Blockchain)
Crypto			+5.99%
Variant (Value, Quantity)			+57.41%, +0.00%
Unrealized			+5.99% (% Income cost)
Summary
Total Unrealized	**		+16.53%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+76.35%
Cash	--	--	+83.37%	--
Total Portfolio	***		+114.97%	--
Portfolio Variant			-0.28%
STI	31/7/2026 = 5628.50	31/8/2026= 5755.36	Change = +2.25%

Stock Incubator Portfolio

1. Entitled to Nordic dividend of 1.0008 cents/share

2. Partial divestment 16.13% of Nordic at $0.55, realized profit +494.27%

3. Total realized increased from +39.44% to +48.35%

4. Cash holding increased from +88.82% to +90.62%

5. Received Valuetronics dividend of HKD 0.30/cents

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.555	+512.28%	+224.06%
Valuetronics	--	$1.01	--	HK 244 cents/share
Unrealized			+789.28%	+316.12%
Summary
Total Unrealized	**	--	+90.62%	--
Total Realized	**		+48.35%	+36.00%
Cash	--	--	+90.62%	--
Total Portfolio	***		+158.37%	--
Portfolio Variant			+2.37%
STI	31/7/2026 = 5628.60	31/8/2026 = 5755.36	Change = +2.25%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Jul 2026

2026-07-31T17:25:39.914+08:00

Investment Portfolio

1. Received CICT distrbution of 3.98 cents/unit

2. Received MapletreeInd Trust distribution of 3.09 cents/unit

3. Entitled to Kep DC Reit distribution of 5.714 cents/unit

4. Entitled to MapletreeInd Trust distribution of 3.11 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.49	+119.00%	+149.58%
MapletreeInd Trust	$0.9067	$1.93	+111.89%	+138.59%
Kep DC Reit	$0.9946	$2.23	+123.56%	+90.47%
Frasers Cpt Trust	$1.6908	$2.27	+33.29%	+60.52%
Unrealized			+99.28%	+104.04%
Strategic (Blockchain)
Crypto			+3.81%
Variant (Value, Quantity)			-18.82%, +0.00%
Unrealized			+3.81% (% Income cost)
Summary
Total Unrealized	**		+16.83%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+76.35%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.29%	--
Portfolio Variant			+0.14%
STI	30/6/2026 = 5170.65	31/7/2026= 5628.50	Change = +8.85%

Stock Incubator Portfolio

1. Partial divest 7.46% of Nordic at $0.536, profit of +407.62%

2. Total portfolio realized after the partial divestment raise from +35.26% to +39.44%

3. Cash after partial divestment raise frmo +87.92% to +88.82%

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.52	+473.95%	+187.92%
Valuetronics	--	$1.07	--	HK 214 cents/share
Unrealized			+720.21%	+253.86%
Summary
Total Unrealized	**	--	+80.53%	--
Total Realized	**		+39.44%	+34.74%
Cash	--	--	+88.82%	--
Total Portfolio	***		+154.71%	--
Portfolio Variant			-2.10%
STI	30/6/2026 = 5170.65	31/7/2026 = 5628.50	Change = +8.85%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Jun 2026

2026-06-30T17:22:51.751+08:00

Investment Portfolio

1. Received CICT distrbution of 3.98 cents/unit

2. Received MapletreeInd Trust distribution of 3.09 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.37	+108.39%	+149.58%
MapletreeInd Trust	$0.9067	$1.92	+110.78%	+138.59%
Kep DC Reit	$0.9946	$2.24	+124.56%	+90.47%
Frasers Cpt Trust	$1.6908	$2.26	+32.70%	+60.52%
Unrealized			+97.41%	+104.04%
Strategic (Blockchain)
Crypto			+4.69%
Variant (Value, Quantity)			-17.25%, +0.00%
Unrealized			+4.69% (% Income cost)
Summary
Total Unrealized	**		+16.67%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+76.35%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.13%	--
Portfolio Variant			-0.19%
STI	29/5/2026 = 5037.86	30/6/2026= 5170.65	Change = +2.64%

Stock Incubator Portfolio

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.54	+496.29%	+173.89%
Valuetronics	--	$1.09	--	HK 214 cents/share
Unrealized			+728.47%	+234.91%
Summary
Total Unrealized	**	--	+88.03%	--
Total Realized	**		+35.26%	+34.74%
Cash	--	--	+87.92%	--
Total Portfolio	***		+158.03%	--
Portfolio Variant			-4.11%
STI	29/5/2026 = 5037.86	30/6/2026 = 5170.65	Change = +2.64%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- May 2026

2026-05-29T17:27:22.907+08:00

Investment Portfolio

1. Entitled and received Frasers Cpt Trust distribution of 6.136 cents/unit

2. Entitled to MapletreeInd Trust distribution of 3.09 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.27	+99.55%	+146.06%
MapletreeInd Trust	$0.9067	$1.94	+112.99%	+135.18%
Kep DC Reit	$0.9946	$2.31	+131.60%	+90.47%
Frasers Cpt Trust	$1.6908	$2.27	+33.29%	+60.52%
Unrealized			+99.11%	+102.70%
Strategic (Blockchain)
Crypto			+5.67%
Variant (Value, Quantity)			-4.97%, +0.00%
Unrealized			+5.67% (% Income cost)
Summary
Total Unrealized	**		+17.11%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+76.13%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.35%	--
Portfolio Variant			-0.57%
STI	30/4/2026 = 4912.69	29/5/2026= 5037.86	Change = +2.55%

Stock Incubator Portfolio

1. Entitled and received Nordic dividend of 1.0745 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.575	+535.08%	+173.89%
Valuetronics	--	$1.17	--	HK 214 cents/share
Unrealized			+784.47%	+234.91%
Summary
Total Unrealized	**	--	+94.79%	--
Total Realized	**		+35.26%	+34.74%
Cash	--	--	+87.92%	--
Total Portfolio	***		+164.79%	--
Portfolio Variant			+1.22%
STI	30/4/2026 = 4912.69	29/5/2026 = 5037.86	Change = +2.55%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Apr 2026

2026-04-30T17:25:00.008+08:00

Investment Portfolio

1. Entitled to CICI advanced distribution of between 3.93 to 4.03 cents/unit

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.36	+107.50%	+146.06%
MapletreeInd Trust	$0.9067	$1.97	+116.30%	+135.18%
Kep DC Reit	$0.9946	$2.35	+135.62%	+90.47%
Frasers Cpt Trust	$1.6908	$2.34	+37.43%	+56.89%
Unrealized			+103.71%	+101.85%
Strategic (Blockchain)
Crypto			+5.97%
Variant (Value, Quantity)			+3.43%, +0.00%
Unrealized			+5.97% (% Income cost)
Summary
Total Unrealized	**		+17.91%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.99%
Cash	--	--	+83.37%	--
Total Portfolio	***		+116.01%	--
Portfolio Variant			+1.53%
STI	31/3/2026 = 4885.45	30/4/2026= 4912.69	Change = +0.56%

Stock Incubator Portfolio

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.60	+562.80%	+161.98%
Valuetronics	--	$1.02	--	HK 214 cents/share
Unrealized			+779.92%	+223.00%
Summary
Total Unrealized	**	--	+94.24%	--
Total Realized	**		+35.26%	+33.30%
Cash	--	--	+87.92%	--
Total Portfolio	***		+162.80%	--
Portfolio Variant			+12.62%
STI	31/3/2026 = 4885.45	30/4/2026 = 4912.69	Change = +0.52%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Mar 2026

2026-03-31T17:22:00.006+08:00

Investment Portfolio

1. Recieved MapletreeInd Trust distribution of 3.17 cents/unit

2. Received Kep DC Reit distribution of 5.248 cents/unit

3. Received CapitaMall Trust distribution of 4.61cents/unit

4. Performed some Crypto conversion

... - .. / -.-. .-. .- ... .... / -.-. --- -- .. -. --.

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.29	+101.31%	+146.06%
MapletreeInd Trust	$0.9067	$1.94	+112.99%	+135.18%
Kep DC Reit	$0.9946	$2.18	+118.53%	+90.47%
Frasers Cpt Trust	$1.6908	$2.18	+27.97%	+56.89%
Unrealized			+93.21%	+101.85%
Strategic (Blockchain)
Crypto			+5.77%
Variant (Value, Quantity)			-1.85%, +218.17%
Unrealized			+5.77% (% Income cost)
Summary
Total Unrealized	**		+16.16%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.99%
Cash	--	--	+83.37%	--
Total Portfolio	***		+114.26%	--
Portfolio Variant			-1.12%
STI	27/2/2026 = 4995.07	31/3/2026= 4885.45	Change = -2.19%

Stock Incubator Portfolio

1. Entitled Nordic dividend of 1.0745 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.49	+440.87%	+161.98%
Valuetronics	--	$0.885	--	HK 214 cents/share
Unrealized			+628.96%	+223.00%
Summary
Total Unrealized	**	--	+76.00%	--
Total Realized	**		+35.26%	+33.30%
Cash	--	--	+87.92%	--
Total Portfolio	***		+144.56%	--
Portfolio Variant			-0.90%
STI	27/2/2026 = 4995.07	31/3/2026 = 4885.45	Change = -2.19%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Feb 2026

2026-02-27T17:25:00.000+08:00

Investment Portfolio

1. Entitled to MapletreeInd Trust distribution of 3.17 cents/unit

2. Entitled to Kep DC Reit distribution of 5.248 cents/unit

3. Entitled to CICT distribution of 4.61 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.45	+115.46%	+141.98%
MapletreeInd Trust	$0.9067	$2.04	+124.02%	+131.68%
Kep DC Reit	$0.9946	$2.31	+131.60%	+85.20%
Frasers Cpt Trust	$1.6908	$2.29	+34.47%	+56.89%
Unrealized			+104.52%	+98.39%
Strategic (Blockchain)
Crypto			+5.88%
Variant (Value, Quantity)			-19.37%, +0.00%
Unrealized			+5.88% (% Income cost)
Summary
Total Unrealized	**		+18.03%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.43%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.56%	--
Portfolio Variant			-0.03%
STI	30/1/2026 = 4905.13	27/2/2026= 4995.07	Change = +1.83%

Stock Incubator Portfolio

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.495	+446.41%	+161.98%
Valuetronics	--	$0.91	--	HK 214 cents/share
Unrealized			+639.88%	+223.00%
Summary
Total Unrealized	**	--	+77.32%	--
Total Realized	**		+35.26%	+33.30%
Cash	--	--	+87.92%	--
Total Portfolio	***		+145.88%	--
Portfolio Variant			+1.57%
STI	30/1/2026 = 4905.13	27/2/2026 = 4995.07	Change = +1.80%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Jan 2026

2026-01-30T17:35:00.001+08:00

Investment Portfolio

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.39	+110.16%	+141.98%
MapletreeInd Trust	$0.9067	$2.11	+131.74%	+131.68%
Kep DC Reit	$0.9946	$2.28	+128.58%	+85.20%
Frasers Cpt Trust	$1.6908	$2.24	+31.52%	+56.89%
Unrealized			+103.35%	+98.39%
Strategic (Blockchain)
Crypto			+7.28%
Variant (Value, Quantity)			-10.62%, +0.00%
Unrealized			+7.28% (% Income cost)
Summary
Total Unrealized	**		+18.06%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.43%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.64%	--
Portfolio Variant			-0.04%
STI	31/12/2025 = 4646.21	30/1/2026= 4905.13	Change = +5.57%

Stock Incubator Portfolio

1. Realized Creative at $1.28, -59.31% loss

2. Portfolio Total Realized reduced from +45.26% to +35.26%

3. Cash increased from +70.35% to +87.92%

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.485	+435.33%	+161.98%
Valuetronics	--	$0.875	--	HK 214 cents/share
Unrealized			+621.27%	+223.00%
Summary
Total Unrealized	**	--	+75.07%	--
Total Realized	**		+35.26%	+33.30%
Cash	--	--	+87.92%	--
Total Portfolio	***		+143.63%	--
Portfolio Variant			+4.27%
STI	31/12/2025 = 4646.21	30/1/2026 = 4905.13	Change = +5.57%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Dec 2025

2025-12-31T12:29:00.001+08:00

Investment Portfolio

1. Received MapletreeInd Trust distribution of 3.18 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.39	+110.16%	+141.98%
MapletreeInd Trust	$0.9067	$2.08	+128.43%	+131.68%
Kep DC Reit	$0.9946	$2.25	+125.57%	+85.20%
Frasers Cpt Trust	$1.6908	$2.33	+36.84%	+56.89%
Unrealized			+102.75%	+98.39%
Strategic (Blockchain)
Crypto			+8.14%
Variant (Value, Quantity)			-10.99%, +0.00%
Unrealized			+8.14% (% Income cost)
Summary
Total Unrealized	**		+18.11%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.43%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.64%	--
Portfolio Variant			-0.11%
STI	28/11/2025 = 4523.96	31/12/2025 = 4646.21	Change = +2.70%

Stock Incubator Portfolio

1. Creative price lock at $1.28

2. Received Valuetronics dividend of HKD 0.04

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.445	+390.99%	+161.98%
Valuetronics	--	$0.855	--	HK 214 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+199.68%	+90.89%
Summary
Total Unrealized	**	--	+59.20%	--
Total Realized	**		+45.26%	+33.30%
Cash	--	--	+70.35%	--
Total Portfolio	***		+137.75%	--
Portfolio Variant			+4.85%
STI	28/11/2025 = 4523.96	31/12/2025 = 4646.21	Change = +2.70%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Can AI Perform Elliott Wave Analysis on STI ?

2025-12-26T16:58:00.006+08:00

After developed the AI Trading System app, was curious can AI perform Elliott Wave analysis on historical chart to provide a pretty accurate wave count. So, got a historical chart of STI starting from 1987 till present from Yahoo Finance. Upload that chart image onto those AI chatbot (Copilot, Deepseek, ChatGPT, etc) and see what can they make of it, can they provide the Elliott Wave count.

The above is the STI historical chart from Yahoo Finance. Technically, Singapore stock market started in 1966 but unfortunately, Yahoo Finance only have data from 1987 as the earliest. Any serious implication for the missing data from 1966 to 1987 ? Well, that difficult to affirm since we don't know during those periods, how STI behaved that could affect the wave count. Thus, we could only do with starting point from 1987.

STI historical chart from 1987 till now. doing a top down approach, looking from SuperCycle degree of Elliott Wave, can make out the wave count of the above, obeying the rules and violations of Elliott Wave and also adhere as much as possible to the guidelines. provide also detail of the sub level Cycle and Primary degree wave count so they are inline with the SuperCycle degree count

The above is what being asked by me to each of the AI chatbot (Copilot, ChatGPT and Deepseek). While all three are enable to give an Elliott Wave count in the SuperCycle degree from the above chart, all three responses are different from each other. The initial response from these AI chatbot unfortunately raised doubts on the validity of the wave count. Refer here for the detail exchange between me and ChatGPT regarding the wave count. Was able to rebut successfully whatever the AI has suggested until I suggest my wave count to it to see whether that is valid. Read the detail exchange and you can see that.

The above is what the wave count that I've suggested to the AI chatbot and you can read through the exchange log to see how the AI response to this wave count. All I can say is I totally defeated AI for the Elliott Wave count for the STI.

The below is the detail description of my suggested wave count though the above labeling should be clear enough to understand.

Cycle 1 (1987 to 1993)

Normally, wave 1 is considered as impulse wave that display a sub 5-wave structure. However, for the case of a diagonal (leading or ending), it displays a 3-wave pattern instead. This is being labeled primary A-B-C in Cycle 1 above

Cycle 2 (1993 - 1998)

The wave 2 correction coincides with the 1997-1998 Asian Financial Crisis. For those who have lived through those periods including me would surely recalled several important events. From early 1990 to mid 1995, Singapore was having a stock market fever, you can easily heard auntie and uncle on the street boast about how easy to profit from stock market. The stock market fever hit the highest in 1993 when SingTel was listed and making almost everybody can have a share of the stock. From then on, stock market was like a bubble waiting to get burst and eventually led to the Barings Bank Collapse in 1995 and finally the 97/98 Asian Financial Crisis. These series of events just sit well to describe the peak in 1993 and the subsequent deep correction of wave 2 till 1998.

Cycle 3 (1998 - 2007)

The recovery from 97/98 AFC was not a smooth sailing one as it soon hit another peak in 1999 and fell into Dot Com bubble burst. The correction fell even further in 2002/2003 due to SARS pandemic and eventually recover to a fierce rally to the peak in 2007. This fit the Cycle 3 stage with the peak in 1999 and trough in 2003 being the primary A-B-C of Cycle 3. Another characteristic of a diagonal wave.

Cycle 4 (2007 - 2009)

What've happened from 2007 to 2009 think most would have known and no need me to get into detail. The sharp correction again form a 3-wave pattern fit Cycle 4.

Cycle 5 (2009 - present)

This is the tricky part since the recovery of 2008 GFC in 2009. Instead of a clear and well defined uptrend, STI went into a sideway trend till 2018. Most people who attempt fitting Elliott Wave count would consider the 2009 as the start of a new impulse wave after the 2008 GFC. Think it is common since the 2008 GFC is quite a major one. However, the sideway pattern practically throw that assumption out of the window. The sideway and complex structure can be explained as a 3-3-5 structure which form the 3-wave of the Cycle 5. The Primary degree of the 3-3-5 structure (A-B-C) can further look into Intermediate degree as a Triple Three - Zigzag - 5-wave pattern as shown in the above diagram. This is all agreed upon by AI too.

So going forward into 2026, STI could have a limited upside to complete Intermediate wave 3 which follows a correction for the Intermediate wave 4 before resuming to climb the final part of Intermediate wave 5 and conclude Cycle 5 of SuperCycle 1. Alternatively, Intermediate wave 3 could have ended and STI is in the Intermediate wave 4 before resuming Intermediate wave 5. Now, that is not the important part. The most important, serious and deadly part is what happened after SuperCycle wave 1 ? In Elliott Wave, SuperCycle wave 2 will follow and wave 2 in nature is a deep correction type, often retracting 61.8% - 78.2% of wave 1. The starting value of STI in 1987 from the chart is about 800. If assume, STI can hit 5000 to end SuperCycle 1, a 61.8% to 78.2% correction will see STI lands to between 1150 to 2400 for SuperCycle wave 2. What's is even deadly is this is SuperCycle degree correction meaning timeframe will span multi decades. While not expecting having the same timeframe as that of SuperCycle 1, half of that duration will be like 20 years !!!

Note also, neither Copilot nor Deepseek initial response is what I've suggested SuperCycle wave 1 in a leading diagonal structure !!!

For those still don't quite understand how serious the SuperCycle correction is, take a look at Nikkei 225. Nikkei 225 hit a peak of about 38,000 in 1989 and hitting the lowest point of the correction in 2009. That is 20 years period. Then it takes another 15 more years till 2024 to finally move above 38,000. STI SuperCycle 2 correction could easily follow that trajectory !!!

While the above SuperCycle 1 wave count could still be invalidated depend on how STI will move to invalidate it as described by the AI chatbot, it would be wise to mentally prepare for a SuperCycle 2 correction. Once get caught on the wrong end and you'll be done for multi decades.

Portfolio -- Nov 2025

2025-11-28T17:29:00.006+08:00

Investment Portfolio

1. Entitled to MapletreeInd Trust distribution of 3.18 cents/unit

2. Received Frasers Cpt Trust distribution of 5.963 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.35	+106.62%	+141.98%
MapletreeInd Trust	$0.9067	$2.06	+126.23%	+128.17%
Kep DC Reit	$0.9946	$2.31	+131.60%	+85.20%
Frasers Cpt Trust	$1.6908	$2.31	+33.88%	+56.89%
Unrealized			+103.27%	+97.66%
Strategic (Blockchain)
Crypto			+9.15%
Variant (Value, Quantity)			-16.97%, +0.00%
Unrealized			+9.15% (% Income cost)
Summary
Total Unrealized	**		+18.36%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.31%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.77%	--
Portfolio Variant			-0.96%
STI	31/10/2025 = 4468.62	28/11/2025 = 4523.96	Change = +2.15%

Stock Incubator Portfolio

1. Creative price lock at $1.28

2. Entitled to Valuetronics dividend of HKD 0.04/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.40	+341.11%	+161.98%
Valuetronics	--	$0.855	--	HK 210 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+179.35%	+89.73%
Summary
Total Unrealized	**	--	+53.17%	--
Total Realized	**		+45.26%	+32.95%
Cash	--	--	+70.35%	--
Total Portfolio	***		+131.38%	--
Portfolio Variant			-1.51%
STI	31/10/2025 = 4428.62	28/11/2025 = 4523.96	Change = +2.15%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Major Update on AI Trading System App

2025-11-04T15:05:00.005+08:00

Since the release of the limited features for public testing in September, works have be done in further enhancement and fine tuning of the app.

In fine tuning, efforts were made in improving the accuracy of the AI model prediction through continuous testing on different trained models and this will still be ongoing going forwards.

1. Enhancement -- BackTest

The BackTest section in the previous version was totally revamp to make it more useful and purposeful and practically essential to the app. It is being replaced with a Prediction History and BackTest sections.

Prediction History is a list of all the AI predictions, the time, the price, the type and it correspond profit and stoploss level. To further make it meaningful, it will also measure the success rate of the prediction, that is whether the prediction going forward will hit the profit or the stoploss or trigger by signal. If prediction is closed by either profit or stoploss level hit, the corresponding exit time and price will also displayed.

BackTest is an emulation of real life trading scenario. With brokerage fees included, what predefined Trading Strategy to be used, the trading period of interest, the app will be able to compute based the return of the trades for the predictions made by AI. This will be benchmarked against a Projected and Equity return. Projected return is simply what is the expected return (with and without brokerage fees) if all the predictions are correct. Equity return (with and without brokerage fees) basically just the return due to change of price for the period of interest.

Presently, the brokerage fees are for SG Local brokers Cash Collateral, SG Local brokers CFD, Tiger Brokers (SG and US stocks), Webull (SG and US stocks), Oanda (forex and indices CFD) and Coinhako (cryptocurrency). To match real life situation, only SG Local brokers CFD and Oanda are allowed for long and short trade while the rest are restricted to long position only.

There are 4 predefined Trading Strategy that can be chosen to determine which can get better return. The 4 strategies are : Single Trade (Profit - Stoploss), Single Trade (Profit - Stoploss/Signal), Multi-trades (max 3) (Profit - Stoploss) and Multi-trades (max 3) (Profit - Stoploss/Signal).

In Single Trade (Profit - Stoploss), for the period of interest, the first valid prediction will be logged. The position will remain open until either profit or stoploss level has been hit and the respective return will be calculated. Then the next valid prediction will be logged and so on.

In Single Trade (Profit - Stoploss/Signal), the only different is open position will be closed apart from profit or stoploss level is when encounter an opposite prediction going forward.

In Multi-trades (max 3) (Profit - Stoploss) or (Profit - Stoploss/Signal), 3 successive positions can be opened going forward. The 4th is only allowed when either one or all of the 3 has closed due to profit or stoploss or signal trigger. In signal trigger, all 3 positions will be closed. This is something like trying to average down or average up a trade.

2. Enhancement -- Day Prediction

Previously, the app is developed solely for intraday trading meaning the AI prediction is done on intraday data. However, consider the case when stocks are moving sideway, price in rangebound and with brokerage fees eating in chunk of profit, intraday trading totally make no sense. Thus, prediction make from daily data to cater for longer trade duration of weeks, months or years in order to get better return

3. Enhancement -- Oanda Integration

Present data feed is from Yahoo Finance and those are typically on average 15 min delayed price data even if data interval is 1min. Now, with the ability to integrate Oanda data feed for its instruments, situation is much better. Firstly, data delayed is only 1 min for 1 min interval data. Secondly, this make it better to trade on its instrument. The Forex-pair and Indices CFD have much longer operating hours unlike typical stock market. In fact, while US stock market is now closed, Oanda's Index CFD on DJ, SP500 and Nasdaq are currently live and can be traded.

While there are several major enhancement in the latest version of the AI app, there are some redundant and less useful features that are removed too. Let look at those major enhancements below.

Above is the AI prediction of SIA at the point of writing. A short signal was predicted at 11:30am at 6.65 and it has since hit the 1x profit level at 6.61 and going down to hit the 1.5x profit level at 6.60.

Above is the enhaced Prediction History log that display all the prediction signals, the time and price being triggered, the type of position, the respective profit and stoploss level. The status of the prediction, correct or wrong or still ongoing, if completed, the exit reason, exit price and exit time. Lastly, the accumulated success rate of the prediction.

Above 2 showed the BackTest section. SG Tiger Brokers is the one, trade quantity is 100 share, the min board lot, trade period is 15 Oct till 31 Oct. This period is chosen as only this period the AI predicted long signal while the rest are short signal. We can't short a share so no point looking at those short positions. The top is Single Trade (Profit - Stoploss) strategy and the bottom is Multi-trades (max 3) (Profit - Stoploss) strategy. The Equity return for this period, gross is $8 for 100 share and including brokerage fee is only $3.09. For 1st strategy, gross profit is $11 and nett become -$3.73 mainly due to the chunk of brokerage fee incurred. 2nd strategy, the multi-trade, gross profit is $32 but nett still come in at -$2.37, again due to the chunk of brokerage fees. Take note, that during this period, SIA share price pretty much is rangebound and with the brokerage fees incurred, ended making a loss. Tiger Brokers is already having one of the cheapest brokerage fees in SG now (along WEbull), if this still can't get the trading profit, you can forget about those SG local broker houses. Now, you know why SG stock market has been dead for so long, the old cog, SG local broker houses with their sky high brokerage fees just drive away traders.

Above is the Day prediction on daily data. As seen, the last prediction was a short signal on 21st July. This means after 21st July, the AI didn't predict any meaningful signal. This further affirmed the rangebound condition in October. Unless scalping else those intraday predictions in Oct made no sense given the brokerage fee incurred.

Above is Nvidia share. The period of interest is week of 6th Oct to 10th Oct. The brokerage fees is based on Webull and trade quantity is 1 share, the mini board lot size. Since short position is not along, the only long signal predicted that week only 1. It happened to be a correct prediction and even minus off the brokerage fee, we still earn US$3 for that 1 share.

While some might be thinking the contrast between SIA and Nvidia trading could be due to the performance of the AI prediction, the accuracy BUT think again, in stock, you are not allow to short so can only do long position and further more, brokerage fees were incurred and that can easily eat into whatever profit you can get. How about if able to do both long and short position and practically no brokerage fees incurred ? This is where Oanda comes in. Oanda is a margined leverage trading. One need to put in a sum of capital to provide that margin and using the leverage to trade instrument that cost more than whatever capital incur. It doesn't have any brokerage fee on any position but could incur overnight financial cost if position is carried over the night. the financial cost could be a plus or minus to you depend on the position type. Should one trade indices CFD, one can get the dividend on any long position if any of the component stocks go XD and minus off if in short position.

Above is the S&P500 CFD AI prediction at the point of writing from Oanda. A short signal was predicted at 7:55am and now it has gone past 2x profit level.

This is the S&P500 CFD trade from Oanda for today 4th Nov. Oanda is able to do long or short so 2 short signals were detected. Though only 1 ended with correct prediction, the nett return still positive given there isn't any brokerage fees incurred and the AI app is designed such that profit is default 1.5x that of stoploss. so with 1 trade in stoploss, the other in profit hit, nett off still positive.

Above is the same S&P500 CFD trade from Oanda, the different is using Multi-trades strategy and you can see it has more trades than before and the return is very much different.

A 0.1 share is used, that is the minimum quantity on Indices CFD from Oanda. The capital for that 0.1 share due to leverage is very small amount, around S$45. The amount of money you put in to buy 100 share of SIA (S$600+) or 1 share of Nvidia (US$100+) is more than enough the maintain a healthy margin for 0.1 share of S&P 500 CFD and yet the return is very much more attractive.

This is the AI prediction result for SGD/JPY forex pair from Oanda at the point of writing. Again, profit target already hit for that short prediction.

Above is the Single Trade and Multi-Trade strategy for the AI prediction on SGD/JPY forex pair on Oanda for today, 4th Nov. The trade quantity is 100 unit (minimum is 1 unit). Due to the leverage, the cost of 100 unit is S$2+ only or $8+ for the multi-trade. Again, the cost of 100 share of SIA or 1 share of Nvidia is more than enough to have a healthy margin for those positions and the return you get from it is even more attractive. Correction, the currency of the return should be JPY and not SGD

This is pretty much what the AI Trading System app can do. While most of the examples shown above are positive, do remember that AI prediction is all about probability and it is not fortune teller as prediction is not 100%. However, with the enhanced BackTest emulation, if prediction result goes against, do not proceed to follow the prediction to trade, that is best risk management. This AI prediction might not be 100% accurate or spot on, at least this is based on science unlike some dude citing STI hitting 10,000 by 2030, 不懂装懂，懵懵懂懂.

Note, I have no affiliation with Tiger Brokers, Webull and Oanda so the above is not a sponsorship to promote their products.

Lastly, this is the question probably in most people mind now, will there be an AI bubble going to burst ? Well unlike Nvidia in which its biggest revenue is from AI related products, it will say no since which idiot wants to burst its own revenue, from someone who develop AI app, yes, there will be an AI bubble coming !!!

When you have an AI that helps you learn what is AI, this is a double-edged sword. Eventually, the AI bubble will burst !!!

Background and Historical Facts

1. Around 2H2024, in an attempt to use the SkillsFuture credit before it expires in Dec 2025, I was snubbed by the snobbish SMU from attending the Ichimoku Technical Analysis course as I didn't attend the Basic Technical Analysis course conducted by them. Despite reasoning that I'm not novice to technical analysis and am able to even use Elliott Wave to analyze stock market, they still continue the snub.

2. Around end Jan 2025 when China's Deepseek AI shocked the world with its performance, I was inspired with it and couple with feeling unjustified and anger from the snobbish SMU's snub, decided to embark on a journey to develop an Ichimoku AI System to predict when to buy or sell in stock market.

3. Around mid Feb 2025, with the assist from Deepseek given the fact programming is not my major but I do possess the basic essential knowledge of programming (well few years ago, I did develop an app to calculate Elliott Wave), I have completed the automation version of the Ichimoku system. This has provided me the platform to develop the AI version.

4. By mid Mar 2025, the first version of the Ichimoku AI System has completed and was able to predict buy and sell signals with average or slightly above average accuracy. That was used in the post dated 27th Mar 2025 to predict STI direction.

5. In order to increase the accuracy and performance of the AI prediction, additional features and enhancements were made that led to v2.3 of the app being completed in first week of Apr 2025 to carry out the 2nd analysis on STI (this post)

6. Pass the first real test in predicting STI crash in the 1st week of Apr 2025. Prediction of selling signals started at least 5 months prior to the crash.

7. App upgraded to v2.4 after modifications made to be able to fine tune AI model's parameters to provide better prediction in Apr 2025

8. Started to develop the AI UpDown to make prediction of direction, up or down for the next time instance in May 2025

9. 2 weeks after the AI UpDown, started developing the AI Intraday app to make prediction for long or short position coupled with profit and stop-loss level for almost real time intraday trading

10. After weeks or debugging, testing and enhancement, the AI Intraday together with AI UpDown and AI Ichimoku were integrated together to form the AI Trading System in June 2025

11. In Aug 2025 wanted to test the accuracy on using generic trained data instead of specific data so did some modification and enhancement to the system thereby elevate it to the next version.

12. Modification work and preliminary testing was carried out in early Sep 2025. Decided to spin off a Lite version of the AI Intraday app to the public to assist in testing on the using of generic trained data

13. Fine tuning for accuracy and major enhancement were carried out from Sep 2025 to early Nov 2025. Major enhancement includes revamp the BackTest section to make it more useful, include a daily prediction capability on top of the existing intraday and integrate Oanda data feed to be used for Oanda trading.

Portfolio -- Oct 2025

2025-10-31T17:24:00.004+08:00

Investment Portfolio

1. Entitled to Frasers Cpt Trust distribution of 5.963 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.37	+108.39%	+141.98%
MapletreeInd Trust	$0.9067	$2.13	+133.95%	+128.17%
Kep DC Reit	$0.9946	$2.39	+139.64%	+85.20%
Frasers Cpt Trust	$1.6908	$2.34	+37.43%	+53.36%
Unrealized			+109.08%	+96.84%
Strategic (Blockchain)
Crypto			+11.02%
Variant (Value, Quantity)			-11.35%, +0.00%
Unrealized			+11.02% (% Income cost)
Summary
Total Unrealized	**		+19.61%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.17%
Cash	--	--	+83.37%	--
Total Portfolio	***		+116.89%	--
Portfolio Variant			+0.02%
STI	30/9/2025 = 4300.16	31/10/2025 = 4428.62	Change = +2.99%

Stock Incubator Portfolio

1. Creative price lock at $1.28

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.415	+357.73%	+161.98%
Valuetronics	--	$0.855	--	HK 210 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+186.13%	+89.73%
Summary
Total Unrealized	**	--	+55.18%	--
Total Realized	**		+45.26%	+32.95%
Cash	--	--	+70.35%	--
Total Portfolio	***		+133.39%	--
Portfolio Variant			+0.69%
STI	30/9/2025 = 4300.16	31/10/2025 = 4428.62	Change = +2.99%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Sep 2025

2025-09-30T17:29:00.000+08:00

Investment Portfolio

1. Received MapletreeInd Trust dividend of 3.27 cents/unit

2. Recieved Kep DC Reit dividend of 4.207 cents/unit

3. Received CICT dividend of 6.97 cents/unit

4. Entitled to Kep DC Reit preferential offering of 80 units for every 1000 units at $2.24

5. Re-allocation of Crypto assets

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.29	+101.31%	+141.98%
MapletreeInd Trust	$0.9067	$2.13	+133.95%	+128.17%
Kep DC Reit	$0.9946	$2.39	+139.64%	+85.20%
Frasers Cpt Trust	$1.6908	$2.32	+36.25%	+53.36%
Unrealized			+107.55%	+96.84%
Strategic (Blockchain)
Crypto			+12.42%
Variant (Value, Quantity)			-4.48%, -0.06%
Unrealized			+12.42% (% Income cost)
Summary
Total Unrealized	**		+19.59%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+75.17%
Cash	--	--	+83.37%	--
Total Portfolio	***		+116.87%	--
Portfolio Variant			+0.86%
STI	29/8/2025 = 4269.70	30/9/2025 = 4300.16	Change = +0.71%

Stock Incubator Portfolio

1. Creative price lock at $1.28

2. Received Nordic dividend of 0.8276 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.415	+357.73%	+161.98%
Valuetronics	--	$0.82	--	HK 210 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+183.06%	+89.73%
Summary
Total Unrealized	**	--	+54.27%	--
Total Realized	**		+45.26%	+32.95%
Cash	--	--	+70.35%	--
Total Portfolio	***		+132.48%	--
Portfolio Variant			+3.87%
STI	29/8/2025 = 4269.70	30/9/2025 = 4300.16	Change = +0.71%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

AI Trading app open for public testing, free download

2025-09-07T17:23:00.004+08:00

As the title said it all, am opening the AI Trading app open for public testing and anyone can download it to test and provide feedback.

Refer here for the link to download the app. Both a Windows and Mac OS version are provided. Just a little note, the GUI of the Mac OS version is slightly different from the Window version but basic functionality still the same. You will download the zip file for both versions. It will unzip into a folder inside is the executable file AI Trading System and a sub-folder model which house the model file for the AI to use for prediction. Once clicked on the executable file, a command window will first pop up, do not close it as it will close the program, just minimize it. Thereafter, the GUI will launch and can use it. Also note that, the data feed is NOT REAL TIME, average 15 minutes delay

The GUI will look like the above (for the Window version). For the testing, 3 categories of entities are provided and each category has 3 entities. Category Index (DJI, HSI, STI), category Stock (Alibaba, Procter & Gamble and SIA and category Forex (EUR/USD, SGD/JPY and USD/SGD).

On the central panel at the top is the setting.

Mode (0 or 1) allows users to choose different trained dataset for the AI model to use. These trained dataset are generic and not specific to the entity. This is to allow the AI model to learn as much of the patterns as possible compared to the specific dataset. One minus is the AI model might miss out of the specific behavior and thus lower its accuracy.

The PnL Factors allows users to choose from 1x, 1.5x and 2x. The AI model makes the precision based on dynamic volatility and the above factor will adjust the threshold for such volatility. Simply put it, PnL Factors 1x will allow the AI model to make more prediction but in the expense of more noise (more false prediction) and 2x will make less prediction but with less false prediction.

The 2 sliders Weak and Strong Probability is to control the probability threshold for the AI model to make the decision. Again, lowering the Weak Probability will produce more prediction in the expense of perhaps false prediction.

In the bottom display section, the left side will display the detail information of the prediction, entry price, entry type (Long/Short), profit level (1x, 1.5x, 2x) and stoploss level. The last row will indicate when the next update. Present setting is updating every 15 minutes and the candlestick period is 30 minutes interval. The right side is the chart and pretty much self explainable with the help of the legend. There is an option to save the trade, reload it or delete it when it no longer required (just scroll to the saved trade then select load or delete). Once the trade is saved or loaded, it will display as follow

The additional column under Saved will display all the information for the save trade while the Latest column will continue to display the latest update information. A pop up will appear once the stoploss level or profit level or an opposite entry signal from the latest update to indicate such target has been achieved.

The Prediction tab will display all the past prediction signals from the AI model to allow users have a greater view of the predictions. The other 2 tab BackTest and Long/Short Detail are self explainable.

In the app, 3 tabs were provided so users can run 3 entities at the same time to help accelerating the test.

As this is for public testing, I do look forward to the feedback, be it bug, accuracy or whatsoever. Please email the feedback to patiencemarketz@gmail.com providing screenshot of the setting and description of the issue. The main objective of the testing is to evaluate the accuracy of the generic dataset (both mode 0 and 1) to each of the entities in the 3 categories.

Last but not least, should any users use the above app for real trading, any financial loss, I'm will not be responsible for it, please be aware of it.

Background and Historical Facts

6. Pass the first real test in predicting STI crash in the 1st week of Apr 2025. Prediction of selling signals started at least 5 months prior to the crash.

7. App upgraded to v2.4 after modifications made to be able to fine tune AI model's parameters to provide better prediction in Apr 2025

8. Started to develop the AI UpDown to make prediction of direction, up or down for the next time instance in May 2025

9. 2 weeks after the AI UpDown, started developing the AI Intraday app to make prediction for long or short position coupled with profit and stop-loss level for almost real time intraday trading

10. After weeks or debugging, testing and enhancement, the AI Intraday together with AI UpDown and AI Ichimoku were integrated together to form the AI Trading System in June 2025

11. In Aug 2025 wanted to test the accuracy on using generic trained data instead of specific data so did some modification and enhancement to the system thereby elevate it to the next version.

Portfolio -- Aug 2025

2025-08-29T17:26:00.004+08:00

Investment Portfolio

1. Entitled to MapletreeInd Trust dividend of 3.27 cents/unit

2. Entitled to CICT advanced distribution of between 6.92-7.02 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.28	+100.43%	+135.81%
MapletreeInd Trust	$0.9067	$2.06	+126.08%	+122.76%
Kep DC Reit	$0.9946	$2.36	+136.62%	+80.97%
Frasers Cpt Trust	$1.6908	$2.33	+36.84%	+53.36%
Unrealized			+104.74%	+93.00%
Strategic (Blockchain)
Crypto			+13.00%
Variant (Value, Quantity)			-1.28%, +0.00%
Unrealized			+13.00% (% Income cost)
Summary
Total Unrealized	**		+19.22%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+74.55%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.88%	--
Portfolio Variant			+0.41%
STI	31/7/2025 = 4173.77	29/8/2025 = 4269.70	Change = +2.30%

Stock Incubator Portfolio

1. Creative price lock at $1.28

2. Entitled and Received Valuetronics dividend of 19 HKD cents/share

3. Entitled to Nordic dividend of 0.8276 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.40	+341.11%	+152.80%
Valuetronics	--	$0.755	--	HK 210 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+170.58%	+85.99%
Summary
Total Unrealized	**	--	+50.57%	--
Total Realized	**		+45.26%	+31.85%
Cash	--	--	+70.35%	--
Total Portfolio	***		+127.67%	--
Portfolio Variant			+0.75%
STI	31/7/2025 = 4173.77	29/8/2025 = 4269.70	Change = +2.30%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Jul 2025

2025-07-31T17:27:00.000+08:00

Investment Portfolio

1. Entitled to Kep DC Reit dividend of 4.207 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.20	+93.36%	+135.81%
MapletreeInd Trust	$0.9067	$2.03	+122.77%	+122.76%
Kep DC Reit	$0.9946	$2.37	+137.63%	+80.97%
Frasers Cpt Trust	$1.6908	$2.22	+30.34%	+53.36%
Unrealized			+101.66%	+93.00%
Strategic (Blockchain)
Crypto			+13.16%
Variant (Value, Quantity)			+25.59%, +0.00%
Unrealized			+13.16% (% Income cost)
Summary
Total Unrealized	**		+18.75%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+74.55%
Cash	--	--	+83.37%	--
Total Portfolio	***		+115.41%	--
Portfolio Variant			+1.45%
STI	30/6/2025 = 3964.29	31/7/2025 = 4173.77	Change = +5.28%

Stock Incubator Portfolio

1. Creative price lock at $1.28

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.395	+335.57%	+152.80%
Valuetronics	--	$0.775	--	HK 191 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+170.08%	+83.29%
Summary
Total Unrealized	**	--	+50.42%	--
Total Realized	**		+45.26%	+31.05%
Cash	--	--	+70.35%	--
Total Portfolio	***		+126.73%	--
Portfolio Variant			+7.22%
STI	30/6/2025 = 3964.29	31/7/2025 = 4173.77	Change = +5.28%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- June 2025

2025-06-30T17:26:00.001+08:00

Investment Portfolio

1. Received MapletreeInd Trust dividend of 3.36 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.17	+90.70%	+135.81%
MapletreeInd Trust	$0.9067	$2.04	+123.87%	+122.76%
Kep DC Reit	$0.9946	$2.33	+133.61%	+80.97%
Frasers Cpt Trust	$1.6908	$2.28	+33.88%	+53.36%
Unrealized			+100.71%	+93.00%
Strategic (Blockchain)
Crypto			+10.48%
Variant (Value, Quantity)			-8.57%, +0.00%
Unrealized			+10.48% (% Income cost)
Summary
Total Unrealized	**		+18.16%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+74.55%
Cash	--	--	+83.37%	--
Total Portfolio	***		+114.81%	--
Portfolio Variant			+1.45%
STI	30/5/2025 = 3894.61	30/6/2025 = 3964.29	Change = +1.79%

Stock Incubator Portfolio

1. Creative price lock at $1.28

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.34	+274.60%	+152.80%
Valuetronics	--	$0.73	--	HK 191 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+141.72%	+83.29%
Summary
Total Unrealized	**	--	+41.89%	--
Total Realized	**		+45.26%	+31.05%
Cash	--	--	+70.35%	--
Total Portfolio	***		+118.19%	--
Portfolio Variant			+0.55%
STI	30/5/2025 = 3894.61	30/6/2025 = 3964.29	Change = +1.79%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

I developed an AI Trading app, am using it everyday

2025-06-28T14:46:00.000+08:00

This is the app that I developed and use it everyday for trading !

Since developing the AI Ichimoku app that used to analyze stock market (refer here), was curious is it possible to use AI to predict the direction of stock price for the next time instance, up or down. Guessing up or down is practically a 50% probability well sometime 1/3 probability since price can remain the same at the next time instance. So, I went ahead to develop an app, AI UpDown to try to predict the outcome with the help of technical indicators. Pure guessing is 50% chance, with the help of TA unfortunately won't get you 100% accuracy, a 60% - 70% is considered very good performance already.

Above is the AI UpDown app that used to predict direction of STI at an interval of 15min. As seen, after 2 hours of prediction, accuracy is 75% and that pretty good performance as a whole. Then there are instances, the prediction accuracy is low like 50%+. This applies to stock like most of SGX listed stocks that even after hours, price still remain unchanged. Well, that pretty much within my expectation though. With this and the foundation of AI Ichimoku (used for EOD analysis), was thinking to develop an AI app that use for intraday trading shouldn't be a problem. The AI should be able to predict a long or short position almost real time. So after weeks of writing the codes, testing and debugging, the AI Intraday app finally done. Next incorporate together with AI Ichimoku and AI UpDown to form the AI Trading System. Now, let see the performance of the AI Intraday app.

Above showed all the successful trades from the AI prediction. It can handle Forex, SG stocks, US stocks and Cryptocurrency effectively. For every AI prediction of a position, long or short, it will also accompany with a profit and stop loss level. The P&L levels are dynamic unlike the norm of a fixed percentage. This is to cater and reflect the volatility of the entity. The AI with the help of technical indicators as feature engineering is being trained to learn of the dynamically computed profit and loss level to make the prediction for either a long or short position. While, the prediction is updated every 15min, it is just almost real time. It is not real time as the data feed is not real time and on average a 15min delay. Then, it doesn't matter as just strictly stick to the P&L levels that was computed at the instance at which the prediction was made.

Above showed failed prediction by the AI. This is expected as even AI can't achieve 100% accuracy. AI basically used trained data and make prediction of what's next. The prediction is a probability of occurring and not a simply True/False or Yes/No. So next time when you use AI, don't take it for granted. What commercial AI will not reflect to users is the actual probability of the prediction. A 60% chance of accuracy is a big difference than a 80% of accuracy. Nevertheless, that is commercial AI issue. In the AI Trading System, the probability of the trade is shown so user can decide whether or not to follow it. Should it follow, it should strictly adhere to the P&L level to take profit and stop-loss. This is proper risk management.

A little note is the probability of the long or short position prediction is mostly in the range of 50% to 60%+. Firstly, the app only allow probability of at least 50% to filter through. There is reason as why it is capped at 60%+ too. In predicting a position, it is not just long or short but long, short and hold. As in stock market, 70%-80% of the time is hold with merely 10% - 15% of the time is buy or sell. Thus, in a relatively biased system, a 60% probability to predict the minority class (buy or sell) is considered very good performance already.

Background and Historical Facts

6. Pass the first real test in predicting STI crash in the 1st week of Apr 2025. Prediction of selling signals started at least 5 months prior to the crash.

7. App upgraded to v2.4 after modifications made to be able to fine tune AI model's parameters to provide better prediction in Apr 2025

8. Started to develop the AI UpDown to make prediction of direction, up or down for the next time instance in May 2025

9. 2 weeks after the AI UpDown, started developing the AI Intraday app to make prediction for long or short position coupled with profit and stop-loss level for almost real time intraday trading

10. After weeks or debugging, testing and enhancement, the AI Intraday together with AI UpDown and AI Ichimoku were integrated together to form the AI Trading System in June 2025

Portfolio -- May 2025

2025-05-30T17:29:00.003+08:00

Investment Portfolio

1. Entitled to MapletreeInd Trust dividend of 3.36 cents/unit

2. Received Frasers Cpt Trust dividend of 6.054 cents/unit

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.09	+83.63%	+135.81%
MapletreeInd Trust	$0.9067	$1.93	+111.75%	+119.06%
Kep DC Reit	$0.9946	$2.19	+119.54%	+80.97%
Frasers Cpt Trust	$1.6908	$2.20	+29.15%	+53.36%
Unrealized			+90.47%	+92.23%
Strategic (Blockchain)
Crypto			+11.46%
Variant (Value, Quantity)			+8.08%, +0.00%
Unrealized			+11.46.% (% Income cost)
Summary
Total Unrealized	**		+16.64%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+74.42%
Cash	--	--	+83.37%	--
Total Portfolio	***		+113.17%	--
Portfolio Variant			-0.12%
STI	30/4/2025 = 3832.51	30/5/2025 = 3894.61	Change = +1.62%

Stock Incubator Portfolio

1. Creative price lock at $1.28

2. Received Nordic dividend of 0.8987 cents/share

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.34	+274.60%	+152.80%
Valuetronics	--	$0.705	--	HK 191 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+139.09%	+83.29%
Summary
Total Unrealized	**	--	+41.24%	--
Total Realized	**		+45.26%	+31.05%
Cash	--	--	+70.35%	--
Total Portfolio	***		+117.54%	--
Portfolio Variant			+1.34%
STI	30/4/2025 = 3832.51	30/5/2025 = 3894.61	Change = +1.62%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

Portfolio -- Apr 2025

2025-04-30T17:29:00.000+08:00

Investment Portfolio

1. Sold Lendlease Reit at $0.5149.

2. Total realized gain increased from +21.43% to +22.11% due to the divestment

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Income
CapitaMall Trust (CICT)	$1.1304	$2.14	+88.05%	+135.81%
MapletreeInd Trust	$0.9067	$2.02	+121.67%	+119.06%
Kep DC Reit	$0.9946	$2.16	+116.52%	+80.97%
Frasers Cpt Trust	$1.6908	$2.26	+32.70%	+49.78%
Unrealized			+93.00%	+91.40%
Strategic (Blockchain)
Crypto			+10.61%
Variant (Value, Quantity)			+1.45%, +0.00%
Unrealized			+10.61% (% Income cost)
Summary
Total Unrealized	**		+16.92%	--
Total Realized (Strategic)	**		+570.87% +131.82% (% Income cost)	+55.10% 85.256 cents/unit
Total Realized (Crypto)	**		+10.90% (% Income cost)	--
Total Realized (Portfolio)	**		+22.11%	+74.29%
Cash	--	--	+83.37%	--
Total Portfolio	***		+113.31%	--
Portfolio Variant			+0.07%
STI	28/3/2025 = 3972.43	30/4/2025 = 3832.51	Change = -3.52%

Stock Incubator Portfolio

1. Creative price lock at $1.28

Stock	Holding Price*	Market Price	Unrealized Profit/Loss	Dividend Return
Nordic	$0.0902	$0.35	+285.69%	+142.83%
Valuetronics	--	$0.64	--	HK 191 cents/share
Creative	$2.9272	$1.28	-59.31%
Unrealized			+137.91%	+79.23%
Summary
Total Unrealized	**	--	+40.89%	--
Total Realized	**		+45.26%	+29.84%
Cash	--	--	+70.35%	--
Total Portfolio	***		+115.99%	--
Portfolio Variant			-0.65%
STI	28/3/2025 = 3972.43	30/4/2025 = 3832.51	Change = -3.52%

* = Initial Buy Price + Average on Right Issue
** = Unrealized or Realized gain/loss in term of percentage with reference to total investment capital

*** = (total unrealized + total realized) with reference to total investment

STI Analysis with Ichimoku AI System -- Part 4

2025-04-26T15:12:00.001+08:00

Continue from STI Analysis with Ichimoku AI System -- Part 3

Before the analysis, let it known that the app has been upgraded to v2.4 since the last analysis. Features were added to be able to fine tune the AI model's parameters to improve the prediction capability. Another is ability to switch between various final prediction strength.

After hitting an all time high of 4,005.18 on 28th Mar 2025, STI fell to an intra-day low of 3,372.38 on 9th Apr 2025 and rebound from there to close 3,823.78 on 25th Apr 2025. That is a recovery of 451.4 points or 13.38%. Naturally, people would suggest a buy. Is that really so ?

Above is the AI model prediction for any buy signals since the sell off. Like seen from the snapshot, not a single buy signal being predicted despite the 13.38% rebound. The last buy signal predicted was Aug 2024. The predicted probability for the buy signal still largely stay below that of sell and hold signals. Why ?

Above is the re-prediction by adding in other technical indicators (RSI, ADX, MACD, BollingerBand, EMA and OBV) along Ichimoku signals. It is very common people use several technical indicators together to provide better confirmation of signals as different technical indicator focuses on different aspect of technical analysis, some on trending and some on momentum and so on. Unfortunately, there is still not a single buy signal predicted despite the 13.38% rebound. We can see more buy signals generated (both strong and weak) compared with just Ichimoku signals only but still not a single buy signals since the rebound. The only bright side is the probability of sell signal has lowered than in previous case but the probability of buy signal still lying below that of the sell and hold signals. Why ?

Above is the prediction from the AI model after making several tweaks to it. Model's parameters were tune to focus solely on precision and recall in making prediction. The buy threshold was lowed to the minimum to relax the condition for the model to predict buy signal and the prediction strength is set to weakest so that any slight buy predicted can be caught. Still, from the snapshot, not a single buy signal despite the 13.84% rebound despite the model now is capturing more buy signals than the previous 2 cases. This is a way to force the model to predict a buy signal which should not be encouraged as this will introduce unwanted noise to the model to train and highly predict the incorrect outcome. The buy signal probability is increasing compared to the previous 2 predictions but still below that of the sell and hold signals.

From human eye the strong rebound clearly entice into thinking of buy signal but this is the opposite from the AI prediction. Why ?

Singapore GE2025 will be held on 3rd May 2025. Wait, don't get me wrong, am not going to talk about politics in this STI analysis. Just that in the politics world, I have the perfect classic example to illustrate my point. Since not having any political propaganda, will go direct and straight to the point. Go to the Straits Times Facebook page, look at the comments of any of the political reporting, be it on the PAP or any opposition parties. You can easily find a dozen of comments that have the following nature. "This MP has been working very hard for the past 5 years, vote him/her", "This MP is very friendly and helpful, vote for him/her", etc. Firstly, let be known that it is the primary responsibility of the elected MP to work hard and help the residents in the ward, they are being paid to do so. Do you not work hard in your company when the company pay you the salary ? Friendly is a subjective thing, so not going deep into it. Next, how to you know if an opposition candidate is voted in to be the MP of the ward, he/she will not be as hardworking, friendly and helpful (or better) than the existing one ? Do you dare to put your neck on the chopping board to affirm your stance ? This is weakness in a human being psychology, a psychological pitfall to be exact. One will only make conclusion on what they have seen or experienced (the result) and not think of the possible outcome (or result) that they have not seen or experienced. As such, they only make biased conclusion. To make a even more powerful example, Singapore since PAP took to power in the 50s has been government of the day uninterrupted till now. When asked stance of opposition parties forming the government of the day or a coalition government, you will likely get the response of "Do not think opposition parties are good", "PAP has records" and so on. Again, not a single day since 50s Singapore has been under the government of another political party other than PAP, how to you know opposition parties can't do the same or even better job than PAP ? You have not seen the result doesn't mean it is a negative. This is the typical psychological pitfall that majority will fall into. Even the more acute to psychology like people who majored in psychology or the professor who teach psychology in university cannot avoid falling into this pitfall.

So back to the main focus. It is this psychology pitfall that when you see STI rebound strongly from sell off and entice you to the buy signal. You cannot see the outcome of what you've not seen, that is not a buy signal. In AI, AI model was fed to historical data to train them to recognize pattern and sequence by computing on all the perspectives and eventually make the final prediction based on possibility of the possible outcome. It is the possibility of the possible outcome and not the simply True or False of the outcome. The AI model has already shown prior to the sell off that sell signals has been predicted since Sept 2024 without a single buy signal being predicted in between. With the psychological pitfall, one would not believe as STI kept scaling higher and higher despite all those sell signals and guess what next ? In fact, here, the AI model is being fed with 20 years of historical data (yes, typical Singapore KS style) meaning starting from year 2002 (since the start of the test data above is 2022) till 2021. During these periods, STI encountered the peak and trough of 2003 SARS, 2007-2009 US subprime crisis, the uncertainty from the Euro debts crisis from 2009 - 2014, the peak and trough in 2015-2016 due to concern of China economy and the latest 2020 Covid-19 pandemic. There are more than enough samples for the model to be trained and learned of the market peak and trough to make a reasonable prediction as of now.

In the politics world, you don't have the luxury of the AI to assist you in analyze comprehensively all the possible outcomes (what you can see and experience and what you cannot see and experience) and hence you are being dictated by the psychological pitfall of the majority for the future, it is quite a sad thing unfortunately. However, in the financial world, you have a tool in AI that can compensate that and why you choose to ignore it and instead continue to believe in your own eye ?

STI has rebounded strongly but there is no predicted buy signals, don't rush into it, wait in patience for one !!!

Background and Historical Facts

6. Pass the first real test in predicting STI crash in the 1st week of Apr 2025. Prediction of selling signals started at least 5 months prior to the crash.

7. App upgraded to v2.4 after modifications made to be able to fine tune AI model's parameters to provide better prediction in Apr 2025

Journey To Retirement Part 19.2 -- Lendlease Reit

2025-04-13T20:37:00.001+08:00

Fully divested Lendlease Reit at an average price of $0.5149 just before STI crashed to the 3,500 level. With the divestment, due to its capital-less nature, the sale proceed received is 4.17% of the capital of the Income section of the portfolio. In addition, the amount of dividend collected along the way amount to 1.17% of the capital of the Income section. As such, this gave a total return of 5.34% with reference to the total amount of capital injected in the Income section of the portfolio.

Lendlease Reit was first added in 2020 adopting the capital-less strategy. It was initially classified under the Strategic section. Then in 2021, further quantity was added after swapping CapitaR China Trust (also capital-less investment) for it. This was later relocate from Strategic section to Income section. So, after holding for 5 years, decided to part way with it. This investment has been a neither here nor there type of investment for the past 5 years. Coupling with the observation from my developed Ichimoku AI system indicating a bearish outlook despite STI scaling higher and higher (refer here), just divest it and take the cash. Pretty straight forward, no second thought. After divestment, STI crashed like nobody business to the 3,400+ level and that directly indicated that my developed Ichimoku AI system has passed its first real test with flying colour in predicting for STI (refer here).

This is not the first time I did strategic divestment before market crashed. The first was in 2019 based on Elliott Wave that was analyzed and foreseeing a potential crash in market and it happened in 2020 due to Covid-19. This is the 2nd time I did strategic divestment before market crashed already but this time is based on the Ichimoku AI system that I have developed to predict market direction.

From this divestment, the total realized profit for the portfolio increased from +21.43% to +22.11%